Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Centennial Lending, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,301 |
| Total Mortgage Loan Application Amount | $229,841,000 |
| Average Mortgage Loan Application Amount | $173,333 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $1,211,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 149 | $ 24,002,000 | $ 161,000 | $ 70,000 |
| Adams County Colorado | 146 | $ 30,034,000 | $ 205,000 | $ 81,000 |
| Maricopa County Arizona | 74 | $ 12,878,000 | $ 174,000 | $ 87,000 |
| Jefferson County Colorado | 68 | $ 17,071,000 | $ 251,000 | $ 103,000 |
| Weld County Colorado | 64 | $ 12,907,000 | $ 201,000 | $ 117,000 |
| Arapahoe County Colorado | 57 | $ 12,100,000 | $ 212,000 | $ 98,000 |
| Pima County Arizona | 45 | $ 5,355,000 | $ 119,000 | $ 57,000 |
| Larimer County Colorado | 44 | $ 9,786,000 | $ 222,000 | $ 81,000 |
| Bonneville County Idaho | 42 | $ 5,577,000 | $ 132,000 | $ 53,000 |
| Boulder County Colorado | 37 | $ 10,234,000 | $ 276,000 | $ 85,000 |
| Denver County Colorado | 37 | $ 9,616,000 | $ 259,000 | $ 119,000 |
| Douglas County Nebraska | 36 | $ 5,405,000 | $ 150,000 | $ 84,000 |
| Lancaster County Nebraska | 34 | $ 4,532,000 | $ 133,000 | $ 66,000 |
| Mesa County Colorado | 26 | $ 4,594,000 | $ 176,000 | $ 145,000 |
| Pueblo County Colorado | 24 | $ 2,879,000 | $ 119,000 | $ 58,000 |
| Adams County Nebraska | 24 | $ 1,955,000 | $ 81,000 | $ 60,000 |
| Marion County Oregon | 24 | $ 4,553,000 | $ 189,000 | $ 86,000 |
| Fremont County Wyoming | 24 | $ 2,985,000 | $ 124,000 | $ 50,000 |
| Natrona County Wyoming | 24 | $ 3,689,000 | $ 153,000 | $ 66,000 |
| Broomfield County Colorado | 17 | $ 4,121,000 | $ 242,000 | $ 135,000 |
| Sarpy County Nebraska | 15 | $ 2,190,000 | $ 146,000 | $ 84,000 |
| Custer County Idaho | 14 | $ 1,646,000 | $ 117,000 | $ 51,000 |
| Douglas County Colorado | 13 | $ 4,060,000 | $ 312,000 | $ 97,000 |
| El Paso County Colorado | 13 | $ 2,462,000 | $ 189,000 | $ 68,000 |
| Albany County Wyoming | 12 | $ 1,775,000 | $ 147,000 | $ 78,000 |
| Gage County Nebraska | 11 | $ 836,000 | $ 76,000 | $ 48,000 |
| Pinal County Arizona | 9 | $ 878,000 | $ 97,000 | $ 62,000 |
| Comanche County Oklahoma | 9 | $ 929,000 | $ 103,000 | $ 72,000 |
| Lemhi County Idaho | 8 | $ 765,000 | $ 95,000 | $ 49,000 |
| Platte County Wyoming | 8 | $ 1,340,000 | $ 167,000 | $ 89,000 |
| Bingham County Idaho | 7 | $ 711,000 | $ 101,000 | $ 73,000 |
| Jefferson County Idaho | 7 | $ 778,000 | $ 111,000 | $ 47,000 |
| Oklahoma County Oklahoma | 7 | $ 803,000 | $ 114,000 | $ 80,000 |
| Sweetwater County Wyoming | 7 | $ 845,000 | $ 120,000 | $ 70,000 |
| Madison County Idaho | 6 | $ 630,000 | $ 105,000 | $ 86,000 |
| Cass County Nebraska | 6 | $ 1,293,000 | $ 215,000 | $ 100,000 |
| Mills County Iowa | 5 | $ 1,433,000 | $ 286,000 | $ 122,000 |
| Campbell County Wyoming | 5 | $ 785,000 | $ 157,000 | $ 96,000 |
| Montrose County Colorado | 4 | $ 385,000 | $ 96,000 | $ 49,000 |
| Butte County Idaho | 4 | $ 395,000 | $ 98,000 | $ 44,000 |
| Fremont County Idaho | 4 | $ 416,000 | $ 104,000 | $ 44,000 |
| Buffalo County Nebraska | 4 | $ 357,000 | $ 89,000 | $ 34,000 |
| Red Willow County Nebraska | 4 | $ 354,000 | $ 88,000 | $ 72,000 |
| Sheridan County Wyoming | 4 | $ 317,000 | $ 79,000 | $ 57,000 |
| Morgan County Colorado | 3 | $ 337,000 | $ 112,000 | $ 55,000 |
| Box Butte County Nebraska | 3 | $ 366,000 | $ 122,000 | $ 45,000 |
| Clay County Nebraska | 3 | $ 179,000 | $ 59,000 | $ 25,000 |
| Dawes County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 39,000 |
| Keith County Nebraska | 3 | $ 210,000 | $ 70,000 | $ 85,000 |
| Madison County Nebraska | 3 | $ 342,000 | $ 114,000 | $ 41,000 |
| Canadian County Oklahoma | 3 | $ 435,000 | $ 145,000 | $ 57,000 |
| Cleveland County Oklahoma | 3 | $ 614,000 | $ 204,000 | $ 135,000 |
| Grady County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 34,000 |
| Stephens County Oklahoma | 3 | $ 396,000 | $ 132,000 | $ 54,000 |
| Carbon County Wyoming | 3 | $ 302,000 | $ 100,000 | $ 82,000 |
| Park County Wyoming | 3 | $ 642,000 | $ 214,000 | $ 56,000 |
| Yavapai County Arizona | 2 | $ 358,000 | $ 179,000 | $ 89,000 |
| Eagle County Colorado | 2 | $ 710,000 | $ 355,000 | $ 76,000 |
| Elbert County Colorado | 2 | $ 647,000 | $ 323,000 | $ 125,000 |
| Garfield County Colorado | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Grand County Colorado | 2 | $ 1,109,000 | $ 554,000 | $ 215,000 |
| Park County Colorado | 2 | $ 524,000 | $ 262,000 | $ 77,000 |
| San Miguel County Colorado | 2 | $ 401,000 | $ 200,000 | $ 94,000 |
| Yuma County Colorado | 2 | $ 418,000 | $ 209,000 | $ 120,000 |
| Teton County Idaho | 2 | $ 603,000 | $ 301,000 | $ 148,000 |
| Harrison County Iowa | 2 | $ 157,000 | $ 78,000 | $ 85,000 |
| Pottawattamie County Iowa | 2 | $ 257,000 | $ 128,000 | $ 59,000 |
| Dodge County Nebraska | 2 | $ 134,000 | $ 67,000 | $ 70,000 |
| Lincoln County Nebraska | 2 | $ 277,000 | $ 138,000 | $ 122,000 |
| Nuckolls County Nebraska | 2 | $ 81,000 | $ 40,000 | $ 65,000 |
| Wayne County Nebraska | 2 | $ 126,000 | $ 63,000 | $ 64,000 |
| Webster County Nebraska | 2 | $ 151,000 | $ 75,000 | $ 87,000 |
| Bernalillo County New Mexico | 2 | $ 453,000 | $ 226,000 | $ 83,000 |
| Pushmataha County Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 37,000 |
| Polk County Oregon | 2 | $ 309,000 | $ 154,000 | $ 60,000 |
| Apache County Arizona | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Santa Cruz County Arizona | 1 | $ 380,000 | $ 380,000 | $ 20,000 |
| Chaffee County Colorado | 1 | $ 206,000 | $ 206,000 | $ 50,000 |
| Costilla County Colorado | 1 | $ 288,000 | $ 288,000 | $ 128,000 |
| Custer County Colorado | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Fremont County Colorado | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Gunnison County Colorado | 1 | $ 300,000 | $ 300,000 | $ 128,000 |
| La Plata County Colorado | 1 | $ 595,000 | $ 595,000 | $ 167,000 |
| Logan County Colorado | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Otero County Colorado | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Summit County Colorado | 1 | $ 600,000 | $ 600,000 | $ 63,000 |
| Teller County Colorado | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Bannock County Idaho | 1 | $ 107,000 | $ 107,000 | $ 28,000 |
| Kootenai County Idaho | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Owyhee County Idaho | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Fremont County Iowa | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Banner County Nebraska | 1 | $ 231,000 | $ 231,000 | $ 50,000 |
| Cuming County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 86,000 |
| Custer County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 109,000 |
| Dundy County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 64,000 |
| Frontier County Nebraska | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Grant County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Hamilton County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 25,000 |
| Jefferson County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Johnson County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Kearney County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Kimball County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Morrill County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Polk County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Richardson County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Saunders County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Valley County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Cibola County New Mexico | 1 | $ 224,000 | $ 224,000 | $ 82,000 |
| Curry County New Mexico | 1 | $ 141,000 | $ 141,000 | $ 29,000 |
| Sandoval County New Mexico | 1 | $ 470,000 | $ 470,000 | $ 205,000 |
| Taos County New Mexico | 1 | $ 389,000 | $ 389,000 | $ 54,000 |
| Valencia County New Mexico | 1 | $ 177,000 | $ 177,000 | $ 76,000 |
| Caddo County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 33,000 |
| Kingfisher County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Logan County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 23,000 |
| Seminole County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Washington County Oregon | 1 | $ 403,000 | $ 403,000 | $ 185,000 |
| Crook County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 96,000 |
| Goshen County Wyoming | 1 | $ 138,000 | $ 138,000 | $ 104,000 |
| Sublette County Wyoming | 1 | $ 103,000 | $ 103,000 | $ 9,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 694 | $121,687,000 | $175,000 | $1,100,000 | $81,000 | $1,080,000 |
| Home Purchase | 479 | $87,198,000 | $182,000 | $1,175,000 | $79,000 | $1,211,000 |
| Home Improvement | 128 | $20,956,000 | $163,000 | $450,000 | $88,000 | $499,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 816 | $146,778,000 | $179,000 | $682,000 | $84,000 | $1,211,000 |
| Not Provided | 233 | $42,882,000 | $184,000 | $1,100,000 | $85,000 | $1,080,000 |
| Hispanic | 179 | $25,440,000 | $142,000 | $579,000 | $61,000 | $255,000 |
| Black or African American | 35 | $5,813,000 | $166,000 | $390,000 | $74,000 | $156,000 |
| Asian | 20 | $3,889,000 | $194,000 | $400,000 | $84,000 | $182,000 |
| American Indian or Alaskan Native | 9 | $1,582,000 | $175,000 | $417,000 | $60,000 | $113,000 |
| Not applicable | 5 | $3,048,000 | $609,000 | $1,175,000 | $226,000 | $571,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $409,000 | $102,000 | $142,000 | $55,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,086 | $192,616,000 | $177,000 | $1,175,000 | $84,000 | $1,211,000 |
| FHA-insured (Federal Housing Administration) | 106 | $16,849,000 | $158,000 | $470,000 | $61,000 | $205,000 |
| VA-guaranteed (Veterans Administration) | 81 | $16,891,000 | $208,000 | $398,000 | $73,000 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,485,000 | $124,000 | $383,000 | $52,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 436 | $73,122,000 | $167,000 | $1,100,000 | $68,000 | $1,211,000 |
| Loan Originated | 432 | $75,635,000 | $175,000 | $530,000 | $82,000 | $796,000 |
| Application Withdrawn By Applicant | 267 | $52,122,000 | $195,000 | $1,175,000 | $101,000 | $1,080,000 |
| File Closed For Incompleteness | 160 | $27,607,000 | $172,000 | $922,000 | $80,000 | $436,000 |
| Application Approved But Not Accepted | 6 | $1,355,000 | $225,000 | $423,000 | $98,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.