Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Centennial Lending, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 965 |
| Total Mortgage Loan Application Amount | $262,030,000 |
| Average Mortgage Loan Application Amount | $260,666 |
| Highest Mortgage Loan Application Amount | $3,715,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $2,876,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 155 | $ 34,925,000 | $ 225,000 | $ 87,000 |
| Adams County Colorado | 72 | $ 22,360,000 | $ 310,000 | $ 116,000 |
| Maricopa County Arizona | 59 | $ 13,915,000 | $ 235,000 | $ 88,000 |
| Fremont County Wyoming | 57 | $ 14,355,000 | $ 251,000 | $ 91,000 |
| Denver County Colorado | 51 | $ 21,395,000 | $ 419,000 | $ 169,000 |
| Jefferson County Colorado | 51 | $ 23,775,000 | $ 466,000 | $ 136,000 |
| Pima County Arizona | 47 | $ 6,515,000 | $ 138,000 | $ 68,000 |
| Arapahoe County Colorado | 43 | $ 13,085,000 | $ 304,000 | $ 119,000 |
| Larimer County Colorado | 41 | $ 16,135,000 | $ 393,000 | $ 192,000 |
| Boulder County Colorado | 34 | $ 16,250,000 | $ 477,000 | $ 154,000 |
| Weld County Colorado | 33 | $ 13,325,000 | $ 403,000 | $ 142,000 |
| Douglas County Nebraska | 23 | $ 2,945,000 | $ 128,000 | $ 80,000 |
| Adams County Nebraska | 17 | $ 1,875,000 | $ 110,000 | $ 79,000 |
| Marion County Oregon | 17 | $ 3,985,000 | $ 234,000 | $ 87,000 |
| El Paso County Colorado | 16 | $ 6,430,000 | $ 401,000 | $ 744,000 |
| Lancaster County Nebraska | 16 | $ 2,630,000 | $ 164,000 | $ 74,000 |
| Douglas County Colorado | 12 | $ 4,980,000 | $ 415,000 | $ 354,000 |
| Albany County Wyoming | 11 | $ 2,205,000 | $ 200,000 | $ 127,000 |
| Pueblo County Colorado | 10 | $ 1,850,000 | $ 185,000 | $ 108,000 |
| Dawes County Nebraska | 9 | $ 815,000 | $ 90,000 | $ 57,000 |
| Gage County Nebraska | 9 | $ 855,000 | $ 95,000 | $ 62,000 |
| Grand County Colorado | 8 | $ 2,310,000 | $ 288,000 | $ 175,000 |
| Chaffee County Colorado | 7 | $ 2,475,000 | $ 353,000 | $ 103,000 |
| Natrona County Wyoming | 7 | $ 1,355,000 | $ 193,000 | $ 80,000 |
| Sarpy County Nebraska | 6 | $ 1,710,000 | $ 285,000 | $ 123,000 |
| Oklahoma County Oklahoma | 6 | $ 665,000 | $ 133,000 | $ 117,000 |
| Uinta County Wyoming | 6 | $ 1,160,000 | $ 193,000 | $ 108,000 |
| Broomfield County Colorado | 5 | $ 1,495,000 | $ 299,000 | $ 94,000 |
| Summit County Colorado | 5 | $ 2,205,000 | $ 441,000 | $ 222,000 |
| Red Willow County Nebraska | 5 | $ 555,000 | $ 111,000 | $ 43,000 |
| Bernalillo County New Mexico | 5 | $ 995,000 | $ 199,000 | $ 175,000 |
| Sweetwater County Wyoming | 5 | $ 865,000 | $ 173,000 | $ 91,000 |
| Mesa County Colorado | 4 | $ 530,000 | $ 132,000 | $ 89,000 |
| Fremont County Colorado | 3 | $ 895,000 | $ 298,000 | $ 57,000 |
| Garfield County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 99,000 |
| Box Butte County Nebraska | 3 | $ 305,000 | $ 101,000 | $ 37,000 |
| Madison County Nebraska | 3 | $ 445,000 | $ 148,000 | $ 105,000 |
| Webster County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 54,000 |
| Linn County Oregon | 3 | $ 735,000 | $ 245,000 | $ 49,000 |
| Polk County Oregon | 3 | $ 355,000 | $ 118,000 | $ 146,000 |
| Carbon County Wyoming | 3 | $ 595,000 | $ 198,000 | $ 91,000 |
| Converse County Wyoming | 3 | $ 385,000 | $ 128,000 | $ 41,000 |
| Hot Springs County Wyoming | 3 | $ 365,000 | $ 121,000 | $ 112,000 |
| Lincoln County Wyoming | 3 | $ 515,000 | $ 171,000 | $ 80,000 |
| Pinal County Arizona | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Clear Creek County Colorado | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Elbert County Colorado | 2 | $ 860,000 | $ 430,000 | $ 149,000 |
| Montrose County Colorado | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Otero County Colorado | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Rio Grande County Colorado | 2 | $ 560,000 | $ 280,000 | $ 116,000 |
| Bannock County Idaho | 2 | $ 580,000 | $ 290,000 | $ 88,000 |
| Fremont County Idaho | 2 | $ 290,000 | $ 145,000 | $ 102,000 |
| Pottawattamie County Iowa | 2 | $ 650,000 | $ 325,000 | $ 156,000 |
| Cass County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Deuel County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 20,000 |
| Hall County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Knox County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
| Scotts Bluff County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Sheridan County Nebraska | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Park County Wyoming | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Mohave County Arizona | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Navajo County Arizona | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Conejos County Colorado | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Custer County Colorado | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Delta County Colorado | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Eagle County Colorado | 1 | $ 495,000 | $ 495,000 | $ 87,000 |
| Gilpin County Colorado | 1 | $ 245,000 | $ 245,000 | $ 157,000 |
| Gunnison County Colorado | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Lake County Colorado | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Lincoln County Colorado | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Logan County Colorado | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Morgan County Colorado | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Saguache County Colorado | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Bonneville County Idaho | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Madison County Idaho | 1 | $ 65,000 | $ 65,000 | $ 226,000 |
| Teton County Idaho | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Union County Iowa | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Antelope County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Buffalo County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Clay County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Dodge County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Dundy County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Fillmore County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Kimball County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Lincoln County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Otoe County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Platte County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Saline County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Seward County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Stanton County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Washington County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Chaves County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| San Juan County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| San Miguel County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Sandoval County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Taos County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Valencia County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Cleveland County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Comanche County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Columbia County Oregon | 1 | $ 545,000 | $ 545,000 | $ 140,000 |
| Klamath County Oregon | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Lake County Oregon | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Lane County Oregon | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Campbell County Wyoming | 1 | $ 415,000 | $ 415,000 | $ 319,000 |
| Platte County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 440 | $113,150,000 | $257,000 | $3,515,000 | $103,000 | $1,699,000 |
| Home Purchase | 399 | $120,870,000 | $303,000 | $3,715,000 | $129,000 | $2,876,000 |
| Refinancing | 126 | $28,010,000 | $222,000 | $615,000 | $89,000 | $490,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 592 | $141,215,000 | $238,000 | $955,000 | $112,000 | $2,876,000 |
| Not Provided | 160 | $45,900,000 | $286,000 | $1,905,000 | $110,000 | $600,000 |
| Hispanic | 85 | $18,745,000 | $220,000 | $575,000 | $86,000 | $237,000 |
| Not applicable | 69 | $41,765,000 | $605,000 | $3,715,000 | $0 | $0 |
| Black or African American | 27 | $7,195,000 | $266,000 | $1,155,000 | $166,000 | $604,000 |
| American Indian or Alaskan Native | 18 | $3,420,000 | $190,000 | $435,000 | $95,000 | $229,000 |
| Asian | 9 | $2,495,000 | $277,000 | $525,000 | $276,000 | $1,699,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 838 | $235,325,000 | $281,000 | $3,715,000 | $118,000 | $2,876,000 |
| FHA-insured (Federal Housing Administration) | 101 | $19,905,000 | $197,000 | $555,000 | $72,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 25 | $6,645,000 | $265,000 | $545,000 | $77,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $155,000 | $155,000 | $155,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 530 | $164,200,000 | $309,000 | $3,715,000 | $120,000 | $2,413,000 |
| Application Withdrawn By Applicant | 190 | $48,415,000 | $256,000 | $1,305,000 | $105,000 | $511,000 |
| Application Denied By Financial Institution | 139 | $25,195,000 | $181,000 | $725,000 | $65,000 | $366,000 |
| File Closed For Incompleteness | 98 | $20,170,000 | $205,000 | $655,000 | $101,000 | $600,000 |
| Application Approved But Not Accepted | 8 | $4,050,000 | $506,000 | $675,000 | $1,601,000 | $2,876,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 826 | $236,835,000 | $287,000 | $3,715,000 | $120,000 | $2,876,000 |
| Debt-To-Income Ratio | 68 | $14,250,000 | $209,000 | $725,000 | $51,000 | $165,000 |
| Credit History | 42 | $5,640,000 | $134,000 | $365,000 | $70,000 | $239,000 |
| Collateral | 15 | $2,955,000 | $197,000 | $505,000 | $83,000 | $193,000 |
| Employment History | 11 | $1,735,000 | $157,000 | $425,000 | $88,000 | $366,000 |
| Unverifiable Information | 3 | $615,000 | $205,000 | $305,000 | $152,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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