Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Centier Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centier Bank 600 E 84Th Avenue Whiting, IN 46410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,228 |
| Total Mortgage Loan Application Amount | $287,068,000 |
| Average Mortgage Loan Application Amount | $83,000 |
| Highest Mortgage Loan Application Amount | $3,502,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $1,829,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Indiana | 1,031 | $ 106,729,000 | $ 103,000 | $ 76,000 |
| Porter County Indiana | 468 | $ 53,335,000 | $ 113,000 | $ 78,000 |
| Tippecanoe County Indiana | 119 | $ 15,297,000 | $ 128,000 | $ 13,000 |
| LaPorte County Indiana | 65 | $ 6,744,000 | $ 103,000 | $ 59,000 |
| Marshall County Indiana | 28 | $ 6,219,000 | $ 222,000 | $ 133,000 |
| Cook County Illinois | 27 | $ 6,759,000 | $ 250,000 | $ 198,000 |
| Jasper County Indiana | 25 | $ 2,659,000 | $ 106,000 | $ 59,000 |
| Lancaster County Pennsylvania | 25 | $ 1,178,000 | $ 47,000 | $ 52,000 |
| Allen County Indiana | 24 | $ 1,793,000 | $ 74,000 | $ 5,000 |
| Williams County North Dakota | 23 | $ 1,453,000 | $ 63,000 | $ 74,000 |
| Sedgwick County Kansas | 21 | $ 1,317,000 | $ 62,000 | $ 54,000 |
| Anoka County Minnesota | 19 | $ 773,000 | $ 40,000 | $ 47,000 |
| Ramsey County Minnesota | 18 | $ 833,000 | $ 46,000 | $ 46,000 |
| Cumberland County Pennsylvania | 18 | $ 892,000 | $ 49,000 | $ 53,000 |
| Wood County Ohio | 17 | $ 706,000 | $ 41,000 | $ 48,000 |
| Livingston County Michigan | 15 | $ 634,000 | $ 42,000 | $ 42,000 |
| Chester County Pennsylvania | 15 | $ 829,000 | $ 55,000 | $ 48,000 |
| Clinton County Indiana | 14 | $ 609,000 | $ 43,000 | $ 2,000 |
| Newton County Indiana | 14 | $ 858,000 | $ 61,000 | $ 55,000 |
| Pike County Kentucky | 14 | $ 684,000 | $ 48,000 | $ 44,000 |
| Monroe County Michigan | 14 | $ 599,000 | $ 42,000 | $ 61,000 |
| Portage County Ohio | 14 | $ 573,000 | $ 40,000 | $ 50,000 |
| York County Pennsylvania | 14 | $ 854,000 | $ 61,000 | $ 49,000 |
| Minnehaha County South Dakota | 13 | $ 580,000 | $ 44,000 | $ 43,000 |
| Macomb County Michigan | 12 | $ 680,000 | $ 56,000 | $ 58,000 |
| Oakland County Michigan | 12 | $ 543,000 | $ 45,000 | $ 50,000 |
| Jefferson County Missouri | 12 | $ 385,000 | $ 32,000 | $ 46,000 |
| Berks County Pennsylvania | 12 | $ 599,000 | $ 49,000 | $ 63,000 |
| Pennington County South Dakota | 12 | $ 572,000 | $ 47,000 | $ 41,000 |
| Wayne County Michigan | 11 | $ 515,000 | $ 46,000 | $ 53,000 |
| St. Louis County Minnesota | 11 | $ 485,000 | $ 44,000 | $ 40,000 |
| Butler County Kansas | 10 | $ 417,000 | $ 41,000 | $ 61,000 |
| Franklin County Ohio | 10 | $ 253,000 | $ 25,000 | $ 51,000 |
| Linn County Iowa | 9 | $ 449,000 | $ 49,000 | $ 51,000 |
| Ingham County Michigan | 9 | $ 333,000 | $ 37,000 | $ 43,000 |
| Kent County Michigan | 9 | $ 389,000 | $ 43,000 | $ 48,000 |
| Jackson County Missouri | 9 | $ 394,000 | $ 43,000 | $ 55,000 |
| Burleigh County North Dakota | 9 | $ 649,000 | $ 72,000 | $ 56,000 |
| Ward County North Dakota | 9 | $ 426,000 | $ 47,000 | $ 39,000 |
| Montgomery County Indiana | 8 | $ 591,000 | $ 73,000 | $ 0 |
| Polk County Iowa | 8 | $ 311,000 | $ 38,000 | $ 50,000 |
| Washtenaw County Michigan | 8 | $ 418,000 | $ 52,000 | $ 59,000 |
| Lucas County Ohio | 8 | $ 261,000 | $ 32,000 | $ 42,000 |
| Trumbull County Ohio | 8 | $ 225,000 | $ 28,000 | $ 56,000 |
| Bucks County Pennsylvania | 8 | $ 548,000 | $ 68,000 | $ 51,000 |
| Starke County Indiana | 7 | $ 353,000 | $ 50,000 | $ 86,000 |
| White County Indiana | 7 | $ 1,032,000 | $ 147,000 | $ 0 |
| Johnson County Iowa | 7 | $ 322,000 | $ 46,000 | $ 55,000 |
| Dakota County Minnesota | 7 | $ 330,000 | $ 47,000 | $ 47,000 |
| St. Charles County Missouri | 7 | $ 241,000 | $ 34,000 | $ 37,000 |
| Wayne County Ohio | 7 | $ 245,000 | $ 35,000 | $ 38,000 |
| Beaver County Pennsylvania | 7 | $ 300,000 | $ 42,000 | $ 39,000 |
| Dauphin County Pennsylvania | 7 | $ 312,000 | $ 44,000 | $ 41,000 |
| Marion County Indiana | 6 | $ 409,000 | $ 68,000 | $ 82,000 |
| Sumner County Kansas | 6 | $ 417,000 | $ 69,000 | $ 51,000 |
| Berrien County Michigan | 6 | $ 2,902,000 | $ 483,000 | $ 356,000 |
| Midland County Michigan | 6 | $ 272,000 | $ 45,000 | $ 78,000 |
| Ottawa County Michigan | 6 | $ 607,000 | $ 101,000 | $ 337,000 |
| Wright County Minnesota | 6 | $ 271,000 | $ 45,000 | $ 46,000 |
| Morton County North Dakota | 6 | $ 348,000 | $ 58,000 | $ 55,000 |
| Clark County Ohio | 6 | $ 258,000 | $ 43,000 | $ 76,000 |
| Perry County Pennsylvania | 6 | $ 313,000 | $ 52,000 | $ 53,000 |
| Boone County Illinois | 5 | $ 324,000 | $ 64,000 | $ 47,000 |
| Will County Illinois | 5 | $ 1,922,000 | $ 384,000 | $ 36,000 |
| St. Joseph County Indiana | 5 | $ 1,861,000 | $ 372,000 | $ 22,000 |
| Montgomery County Kansas | 5 | $ 314,000 | $ 62,000 | $ 51,000 |
| Howell County Missouri | 5 | $ 139,000 | $ 27,000 | $ 36,000 |
| St. Francois County Missouri | 5 | $ 151,000 | $ 30,000 | $ 35,000 |
| Stoddard County Missouri | 5 | $ 256,000 | $ 51,000 | $ 33,000 |
| Douglas County Nebraska | 5 | $ 160,000 | $ 32,000 | $ 43,000 |
| Columbiana County Ohio | 5 | $ 188,000 | $ 37,000 | $ 38,000 |
| Hamilton County Ohio | 5 | $ 170,000 | $ 34,000 | $ 58,000 |
| Pickaway County Ohio | 5 | $ 257,000 | $ 51,000 | $ 46,000 |
| Scioto County Ohio | 5 | $ 261,000 | $ 52,000 | $ 81,000 |
| Summit County Ohio | 5 | $ 180,000 | $ 36,000 | $ 39,000 |
| Adams County Pennsylvania | 5 | $ 360,000 | $ 72,000 | $ 92,000 |
| Bedford County Pennsylvania | 5 | $ 183,000 | $ 36,000 | $ 54,000 |
| Fayette County Pennsylvania | 5 | $ 203,000 | $ 40,000 | $ 48,000 |
| Meade County South Dakota | 5 | $ 264,000 | $ 52,000 | $ 53,000 |
| St. Clair County Illinois | 4 | $ 148,000 | $ 37,000 | $ 41,000 |
| Winnebago County Illinois | 4 | $ 155,000 | $ 38,000 | $ 54,000 |
| Madison County Indiana | 4 | $ 130,000 | $ 32,000 | $ 45,000 |
| Morgan County Indiana | 4 | $ 112,000 | $ 28,000 | $ 34,000 |
| Shawnee County Kansas | 4 | $ 163,000 | $ 40,000 | $ 54,000 |
| Bath County Kentucky | 4 | $ 214,000 | $ 53,000 | $ 30,000 |
| Carver County Minnesota | 4 | $ 159,000 | $ 39,000 | $ 52,000 |
| Greene County Missouri | 4 | $ 228,000 | $ 57,000 | $ 36,000 |
| Iron County Missouri | 4 | $ 136,000 | $ 34,000 | $ 29,000 |
| Allen County Ohio | 4 | $ 182,000 | $ 45,000 | $ 51,000 |
| Belmont County Ohio | 4 | $ 222,000 | $ 55,000 | $ 56,000 |
| Geauga County Ohio | 4 | $ 238,000 | $ 59,000 | $ 49,000 |
| Hancock County Ohio | 4 | $ 173,000 | $ 43,000 | $ 35,000 |
| Licking County Ohio | 4 | $ 120,000 | $ 30,000 | $ 32,000 |
| Montgomery County Ohio | 4 | $ 187,000 | $ 46,000 | $ 60,000 |
| Muskingum County Ohio | 4 | $ 168,000 | $ 42,000 | $ 38,000 |
| Stark County Ohio | 4 | $ 259,000 | $ 64,000 | $ 57,000 |
| Tuscarawas County Ohio | 4 | $ 83,000 | $ 20,000 | $ 38,000 |
| Westmoreland County Pennsylvania | 4 | $ 194,000 | $ 48,000 | $ 62,000 |
| Champaign County Illinois | 3 | $ 152,000 | $ 50,000 | $ 41,000 |
| Clark County Indiana | 3 | $ 137,000 | $ 45,000 | $ 40,000 |
| Howard County Indiana | 3 | $ 759,000 | $ 253,000 | $ 88,000 |
| Kosciusko County Indiana | 3 | $ 4,118,000 | $ 1,372,000 | $ 66,000 |
| Wayne County Iowa | 3 | $ 196,000 | $ 65,000 | $ 83,000 |
| Cowley County Kansas | 3 | $ 190,000 | $ 63,000 | $ 49,000 |
| Johnson County Kansas | 3 | $ 126,000 | $ 42,000 | $ 53,000 |
| Wyandotte County Kansas | 3 | $ 117,000 | $ 39,000 | $ 41,000 |
| Fleming County Kentucky | 3 | $ 188,000 | $ 62,000 | $ 76,000 |
| Madison County Kentucky | 3 | $ 124,000 | $ 41,000 | $ 34,000 |
| McCreary County Kentucky | 3 | $ 80,000 | $ 26,000 | $ 38,000 |
| Pulaski County Kentucky | 3 | $ 140,000 | $ 46,000 | $ 44,000 |
| Russell County Kentucky | 3 | $ 145,000 | $ 48,000 | $ 29,000 |
| Wolfe County Kentucky | 3 | $ 183,000 | $ 61,000 | $ 50,000 |
| Genesee County Michigan | 3 | $ 96,000 | $ 32,000 | $ 50,000 |
| Lapeer County Michigan | 3 | $ 119,000 | $ 39,000 | $ 48,000 |
| Shiawassee County Michigan | 3 | $ 76,000 | $ 25,000 | $ 48,000 |
| Benton County Minnesota | 3 | $ 174,000 | $ 58,000 | $ 42,000 |
| Chisago County Minnesota | 3 | $ 131,000 | $ 43,000 | $ 62,000 |
| Scott County Minnesota | 3 | $ 94,000 | $ 31,000 | $ 45,000 |
| Washington County Minnesota | 3 | $ 111,000 | $ 37,000 | $ 30,000 |
| Barry County Missouri | 3 | $ 191,000 | $ 63,000 | $ 42,000 |
| Cape Girardeau County Missouri | 3 | $ 107,000 | $ 35,000 | $ 43,000 |
| Clay County Missouri | 3 | $ 105,000 | $ 35,000 | $ 51,000 |
| Jasper County Missouri | 3 | $ 129,000 | $ 43,000 | $ 38,000 |
| Laclede County Missouri | 3 | $ 133,000 | $ 44,000 | $ 37,000 |
| Lincoln County Missouri | 3 | $ 126,000 | $ 42,000 | $ 99,000 |
| Mississippi County Missouri | 3 | $ 116,000 | $ 38,000 | $ 55,000 |
| Sullivan County Missouri | 3 | $ 113,000 | $ 37,000 | $ 66,000 |
| Washington County Missouri | 3 | $ 125,000 | $ 41,000 | $ 28,000 |
| Wayne County Missouri | 3 | $ 144,000 | $ 48,000 | $ 37,000 |
| Webster County Missouri | 3 | $ 161,000 | $ 53,000 | $ 42,000 |
| Butler County Ohio | 3 | $ 89,000 | $ 29,000 | $ 33,000 |
| Clermont County Ohio | 3 | $ 100,000 | $ 33,000 | $ 39,000 |
| Cuyahoga County Ohio | 3 | $ 113,000 | $ 37,000 | $ 39,000 |
| Hocking County Ohio | 3 | $ 98,000 | $ 32,000 | $ 30,000 |
| Jackson County Ohio | 3 | $ 156,000 | $ 52,000 | $ 34,000 |
| Lawrence County Ohio | 3 | $ 132,000 | $ 44,000 | $ 140,000 |
| Lorain County Ohio | 3 | $ 111,000 | $ 37,000 | $ 41,000 |
| Ross County Ohio | 3 | $ 141,000 | $ 47,000 | $ 26,000 |
| Vinton County Ohio | 3 | $ 122,000 | $ 40,000 | $ 39,000 |
| Bradford County Pennsylvania | 3 | $ 103,000 | $ 34,000 | $ 84,000 |
| Butler County Pennsylvania | 3 | $ 127,000 | $ 42,000 | $ 41,000 |
| Clearfield County Pennsylvania | 3 | $ 137,000 | $ 45,000 | $ 35,000 |
| Franklin County Pennsylvania | 3 | $ 157,000 | $ 52,000 | $ 50,000 |
| Greene County Pennsylvania | 3 | $ 190,000 | $ 63,000 | $ 41,000 |
| Jefferson County Pennsylvania | 3 | $ 164,000 | $ 54,000 | $ 55,000 |
| Montgomery County Pennsylvania | 3 | $ 192,000 | $ 64,000 | $ 56,000 |
| Warren County Pennsylvania | 3 | $ 134,000 | $ 44,000 | $ 38,000 |
| Lawrence County South Dakota | 3 | $ 126,000 | $ 42,000 | $ 46,000 |
| La Crosse County Wisconsin | 3 | $ 84,000 | $ 28,000 | $ 45,000 |
| Monroe County Wisconsin | 3 | $ 98,000 | $ 32,000 | $ 55,000 |
| Sauk County Wisconsin | 3 | $ 118,000 | $ 39,000 | $ 82,000 |
| Fayette County Illinois | 2 | $ 90,000 | $ 45,000 | $ 122,000 |
| Lake County Illinois | 2 | $ 54,000 | $ 27,000 | $ 57,000 |
| Madison County Illinois | 2 | $ 93,000 | $ 46,000 | $ 38,000 |
| McLean County Illinois | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Randolph County Illinois | 2 | $ 87,000 | $ 43,000 | $ 89,000 |
| Sangamon County Illinois | 2 | $ 102,000 | $ 51,000 | $ 49,000 |
| Elkhart County Indiana | 2 | $ 65,000 | $ 32,000 | $ 41,000 |
| Floyd County Indiana | 2 | $ 97,000 | $ 48,000 | $ 43,000 |
| Johnson County Indiana | 2 | $ 78,000 | $ 39,000 | $ 22,000 |
| LaGrange County Indiana | 2 | $ 51,000 | $ 25,000 | $ 38,000 |
| Lawrence County Indiana | 2 | $ 54,000 | $ 27,000 | $ 47,000 |
| Monroe County Indiana | 2 | $ 127,000 | $ 63,000 | $ 92,000 |
| Pulaski County Indiana | 2 | $ 138,000 | $ 69,000 | $ 74,000 |
| Vanderburgh County Indiana | 2 | $ 29,000 | $ 14,000 | $ 21,000 |
| Vigo County Indiana | 2 | $ 306,000 | $ 153,000 | $ 77,000 |
| Fayette County Iowa | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Pottawattamie County Iowa | 2 | $ 58,000 | $ 29,000 | $ 59,000 |
| Douglas County Kansas | 2 | $ 44,000 | $ 22,000 | $ 21,000 |
| Linn County Kansas | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Riley County Kansas | 2 | $ 79,000 | $ 39,000 | $ 52,000 |
| Wilson County Kansas | 2 | $ 123,000 | $ 61,000 | $ 34,000 |
| Barren County Kentucky | 2 | $ 58,000 | $ 29,000 | $ 35,000 |
| Boyle County Kentucky | 2 | $ 54,000 | $ 27,000 | $ 44,000 |
| Breathitt County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| Clay County Kentucky | 2 | $ 94,000 | $ 47,000 | $ 45,000 |
| Fayette County Kentucky | 2 | $ 57,000 | $ 28,000 | $ 26,000 |
| Floyd County Kentucky | 2 | $ 161,000 | $ 80,000 | $ 63,000 |
| Gallatin County Kentucky | 2 | $ 36,000 | $ 18,000 | $ 39,000 |
| Jefferson County Kentucky | 2 | $ 46,000 | $ 23,000 | $ 31,000 |
| Kenton County Kentucky | 2 | $ 43,000 | $ 21,000 | $ 36,000 |
| Knott County Kentucky | 2 | $ 61,000 | $ 30,000 | $ 63,000 |
| Magoffin County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 39,000 |
| Rockcastle County Kentucky | 2 | $ 37,000 | $ 18,000 | $ 18,000 |
| Allegan County Michigan | 2 | $ 114,000 | $ 57,000 | $ 66,000 |
| Barry County Michigan | 2 | $ 71,000 | $ 35,000 | $ 50,000 |
| Bay County Michigan | 2 | $ 59,000 | $ 29,000 | $ 35,000 |
| Calhoun County Michigan | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Cass County Michigan | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Clare County Michigan | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Clinton County Michigan | 2 | $ 79,000 | $ 39,000 | $ 39,000 |
| Eaton County Michigan | 2 | $ 66,000 | $ 33,000 | $ 47,000 |
| Huron County Michigan | 2 | $ 58,000 | $ 29,000 | $ 18,000 |
| Isabella County Michigan | 2 | $ 63,000 | $ 31,000 | $ 67,000 |
| Muskegon County Michigan | 2 | $ 103,000 | $ 51,000 | $ 70,000 |
| Saginaw County Michigan | 2 | $ 61,000 | $ 30,000 | $ 29,000 |
| Aitkin County Minnesota | 2 | $ 89,000 | $ 44,000 | $ 30,000 |
| Blue Earth County Minnesota | 2 | $ 88,000 | $ 44,000 | $ 54,000 |
| Brown County Minnesota | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Cass County Minnesota | 2 | $ 63,000 | $ 31,000 | $ 43,000 |
| Kandiyohi County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 48,000 |
| McLeod County Minnesota | 2 | $ 95,000 | $ 47,000 | $ 51,000 |
| Meeker County Minnesota | 2 | $ 87,000 | $ 43,000 | $ 32,000 |
| Nicollet County Minnesota | 2 | $ 75,000 | $ 37,000 | $ 35,000 |
| Olmsted County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 39,000 |
| Roseau County Minnesota | 2 | $ 83,000 | $ 41,000 | $ 76,000 |
| Winona County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 88,000 |
| Benton County Missouri | 2 | $ 55,000 | $ 27,000 | $ 71,000 |
| Bollinger County Missouri | 2 | $ 145,000 | $ 72,000 | $ 64,000 |
| Boone County Missouri | 2 | $ 83,000 | $ 41,000 | $ 28,000 |
| Butler County Missouri | 2 | $ 61,000 | $ 30,000 | $ 31,000 |
| Callaway County Missouri | 2 | $ 89,000 | $ 44,000 | $ 28,000 |
| Lafayette County Missouri | 2 | $ 43,000 | $ 21,000 | $ 42,000 |
| Madison County Missouri | 2 | $ 41,000 | $ 20,000 | $ 24,000 |
| Miller County Missouri | 2 | $ 83,000 | $ 41,000 | $ 32,000 |
| Perry County Missouri | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Pettis County Missouri | 2 | $ 78,000 | $ 39,000 | $ 29,000 |
| Ste. Genevieve County Missouri | 2 | $ 88,000 | $ 44,000 | $ 72,000 |
| Stone County Missouri | 2 | $ 86,000 | $ 43,000 | $ 52,000 |
| Kimball County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Cass County North Dakota | 2 | $ 78,000 | $ 39,000 | $ 36,000 |
| Grand Forks County North Dakota | 2 | $ 74,000 | $ 37,000 | $ 43,000 |
| McKenzie County North Dakota | 2 | $ 189,000 | $ 94,000 | $ 88,000 |
| Mountrail County North Dakota | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Athens County Ohio | 2 | $ 84,000 | $ 42,000 | $ 60,000 |
| Champaign County Ohio | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Fulton County Ohio | 2 | $ 74,000 | $ 37,000 | $ 32,000 |
| Guernsey County Ohio | 2 | $ 57,000 | $ 28,000 | $ 26,000 |
| Huron County Ohio | 2 | $ 89,000 | $ 44,000 | $ 55,000 |
| Jefferson County Ohio | 2 | $ 76,000 | $ 38,000 | $ 23,000 |
| Lake County Ohio | 2 | $ 77,000 | $ 38,000 | $ 40,000 |
| Mahoning County Ohio | 2 | $ 126,000 | $ 63,000 | $ 55,000 |
| Marion County Ohio | 2 | $ 59,000 | $ 29,000 | $ 42,000 |
| Clarion County Pennsylvania | 2 | $ 92,000 | $ 46,000 | $ 35,000 |
| Luzerne County Pennsylvania | 2 | $ 102,000 | $ 51,000 | $ 43,000 |
| McKean County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 29,000 |
| Mercer County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 62,000 |
| Monroe County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| Susquehanna County Pennsylvania | 2 | $ 101,000 | $ 50,000 | $ 28,000 |
| Brown County South Dakota | 2 | $ 97,000 | $ 48,000 | $ 48,000 |
| Hyde County South Dakota | 2 | $ 206,000 | $ 103,000 | $ 71,000 |
| Lincoln County South Dakota | 2 | $ 96,000 | $ 48,000 | $ 51,000 |
| Stanley County South Dakota | 2 | $ 91,000 | $ 45,000 | $ 54,000 |
| Fond du Lac County Wisconsin | 2 | $ 58,000 | $ 29,000 | $ 43,000 |
| Kenosha County Wisconsin | 2 | $ 76,000 | $ 38,000 | $ 70,000 |
| Milwaukee County Wisconsin | 2 | $ 66,000 | $ 33,000 | $ 39,000 |
| Polk County Wisconsin | 2 | $ 88,000 | $ 44,000 | $ 31,000 |
| Shawano County Wisconsin | 2 | $ 44,000 | $ 22,000 | $ 22,000 |
| Waukesha County Wisconsin | 2 | $ 139,000 | $ 69,000 | $ 51,000 |
| Lee County Florida | 1 | $ 324,000 | $ 324,000 | $ 79,000 |
| Sumter County Florida | 1 | $ 228,000 | $ 228,000 | $ 124,000 |
| Adams County Illinois | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Bond County Illinois | 1 | $ 22,000 | $ 22,000 | $ 53,000 |
| Carroll County Illinois | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| Cass County Illinois | 1 | $ 42,000 | $ 42,000 | $ 37,000 |
| Clay County Illinois | 1 | $ 34,000 | $ 34,000 | $ 20,000 |
| Coles County Illinois | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| DuPage County Illinois | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Effingham County Illinois | 1 | $ 27,000 | $ 27,000 | $ 41,000 |
| Franklin County Illinois | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Henry County Illinois | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Johnson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Livingston County Illinois | 1 | $ 23,000 | $ 23,000 | $ 56,000 |
| Macoupin County Illinois | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Menard County Illinois | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Montgomery County Illinois | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Morgan County Illinois | 1 | $ 68,000 | $ 68,000 | $ 215,000 |
| Richland County Illinois | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| Rock Island County Illinois | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Saline County Illinois | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Schuyler County Illinois | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Tazewell County Illinois | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Union County Illinois | 1 | $ 64,000 | $ 64,000 | $ 67,000 |
| Vermilion County Illinois | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Woodford County Illinois | 1 | $ 29,000 | $ 29,000 | $ 48,000 |
| Bartholomew County Indiana | 1 | $ 37,000 | $ 37,000 | $ 26,000 |
| Crawford County Indiana | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Dearborn County Indiana | 1 | $ 42,000 | $ 42,000 | $ 45,000 |
| Franklin County Indiana | 1 | $ 38,000 | $ 38,000 | $ 26,000 |
| Gibson County Indiana | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| Greene County Indiana | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Hamilton County Indiana | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Martin County Indiana | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Parke County Indiana | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Putnam County Indiana | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Black Hawk County Iowa | 1 | $ 19,000 | $ 19,000 | $ 21,000 |
| Cedar County Iowa | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Clayton County Iowa | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Dickinson County Iowa | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Dubuque County Iowa | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Hancock County Iowa | 1 | $ 23,000 | $ 23,000 | $ 20,000 |
| Jackson County Iowa | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Jones County Iowa | 1 | $ 41,000 | $ 41,000 | $ 37,000 |
| Lee County Iowa | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Louisa County Iowa | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Marion County Iowa | 1 | $ 64,000 | $ 64,000 | $ 110,000 |
| Monroe County Iowa | 1 | $ 26,000 | $ 26,000 | $ 51,000 |
| Tama County Iowa | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Wapello County Iowa | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Allen County Kansas | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Barber County Kansas | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Clark County Kansas | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Geary County Kansas | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| Grant County Kansas | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Harvey County Kansas | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Jefferson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Lyon County Kansas | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Marion County Kansas | 1 | $ 63,000 | $ 63,000 | $ 114,000 |
| Marshall County Kansas | 1 | $ 78,000 | $ 78,000 | $ 86,000 |
| Meade County Kansas | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Miami County Kansas | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Morris County Kansas | 1 | $ 41,000 | $ 41,000 | $ 35,000 |
| Neosho County Kansas | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| Ness County Kansas | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Pottawatomie County Kansas | 1 | $ 23,000 | $ 23,000 | $ 48,000 |
| Pratt County Kansas | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Reno County Kansas | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Saline County Kansas | 1 | $ 23,000 | $ 23,000 | $ 25,000 |
| Seward County Kansas | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Bracken County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Breckinridge County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| Caldwell County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Casey County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Clark County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Clinton County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Grant County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 68,000 |
| Greenup County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Harlan County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Hopkins County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Johnson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Knox County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 34,000 |
| Laurel County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Lawrence County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 19,000 |
| Letcher County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 100,000 |
| Lewis County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 66,000 |
| Lincoln County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Martin County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 16,000 |
| Montgomery County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 48,000 |
| Morgan County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Owsley County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 29,000 |
| Perry County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Rowan County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Taylor County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 84,000 |
| Antrim County Michigan | 1 | $ 23,000 | $ 23,000 | $ 217,000 |
| Branch County Michigan | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
| Chippewa County Michigan | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Delta County Michigan | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Ionia County Michigan | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
| Manistee County Michigan | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Oceana County Michigan | 1 | $ 26,000 | $ 26,000 | $ 39,000 |
| St. Clair County Michigan | 1 | $ 41,000 | $ 41,000 | $ 33,000 |
| St. Joseph County Michigan | 1 | $ 28,000 | $ 28,000 | $ 40,000 |
| Van Buren County Michigan | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Beltrami County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 67,000 |
| Clearwater County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 75,000 |
| Goodhue County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Hennepin County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Itasca County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 23,000 |
| Kanabec County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Mahnomen County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Marshall County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 53,000 |
| Martin County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| Morrison County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Otter Tail County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| Pennington County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Pine County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Sherburne County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 25,000 |
| Wabasha County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Wadena County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Andrew County Missouri | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Audrain County Missouri | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Bates County Missouri | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Camden County Missouri | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Cedar County Missouri | 1 | $ 42,000 | $ 42,000 | $ 56,000 |
| Christian County Missouri | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Clinton County Missouri | 1 | $ 48,000 | $ 48,000 | $ 56,000 |
| Cole County Missouri | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Cooper County Missouri | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Crawford County Missouri | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| Daviess County Missouri | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| DeKalb County Missouri | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Dunklin County Missouri | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Gasconade County Missouri | 1 | $ 18,000 | $ 18,000 | $ 39,000 |
| Gentry County Missouri | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Harrison County Missouri | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Lawrence County Missouri | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| New Madrid County Missouri | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Newton County Missouri | 1 | $ 69,000 | $ 69,000 | $ 53,000 |
| Osage County Missouri | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Ozark County Missouri | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Phelps County Missouri | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Pulaski County Missouri | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Randolph County Missouri | 1 | $ 73,000 | $ 73,000 | $ 133,000 |
| Ray County Missouri | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Ripley County Missouri | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| Schuyler County Missouri | 1 | $ 42,000 | $ 42,000 | $ 60,000 |
| Scott County Missouri | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| Taney County Missouri | 1 | $ 57,000 | $ 57,000 | $ 72,000 |
| Texas County Missouri | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Vernon County Missouri | 1 | $ 29,000 | $ 29,000 | $ 18,000 |
| Worth County Missouri | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Wright County Missouri | 1 | $ 22,000 | $ 22,000 | $ 39,000 |
| Butler County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Loup County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Guilford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Bottineau County North Dakota | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Dickey County North Dakota | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| McHenry County North Dakota | 1 | $ 76,000 | $ 76,000 | $ 81,000 |
| Mercer County North Dakota | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
| Pembina County North Dakota | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Richland County North Dakota | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Slope County North Dakota | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Stark County North Dakota | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Stutsman County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 69,000 |
| Ashland County Ohio | 1 | $ 19,000 | $ 19,000 | $ 30,000 |
| Brown County Ohio | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Clinton County Ohio | 1 | $ 38,000 | $ 38,000 | $ 63,000 |
| Coshocton County Ohio | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Delaware County Ohio | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Erie County Ohio | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| Greene County Ohio | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Harrison County Ohio | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Meigs County Ohio | 1 | $ 23,000 | $ 23,000 | $ 21,000 |
| Morrow County Ohio | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Ottawa County Ohio | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Perry County Ohio | 1 | $ 57,000 | $ 57,000 | $ 68,000 |
| Putnam County Ohio | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Richland County Ohio | 1 | $ 31,000 | $ 31,000 | $ 25,000 |
| Seneca County Ohio | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Shelby County Ohio | 1 | $ 23,000 | $ 23,000 | $ 19,000 |
| Union County Ohio | 1 | $ 11,000 | $ 11,000 | $ 17,000 |
| Blair County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Cambria County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Carbon County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 16,000 |
| Elk County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 38,000 |
| Erie County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| Huntingdon County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 80,000 |
| Indiana County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 76,000 |
| Juniata County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Lehigh County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Lycoming County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| Northampton County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Pike County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Union County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Venango County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Washington County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Bon Homme County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Corson County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 53,000 |
| Custer County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Dewey County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 74,000 |
| Edmunds County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 64,000 |
| Faulk County South Dakota | 1 | $ 51,000 | $ 51,000 | $ 97,000 |
| Jackson County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Lake County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 67,000 |
| Perkins County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Potter County South Dakota | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Brown County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Columbia County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Dane County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Douglas County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Dunn County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Eau Claire County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 40,000 |
| Grant County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Jefferson County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 33,000 |
| Marathon County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 98,000 |
| Pierce County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Walworth County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Washington County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Winnebago County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Centier Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,846 | $154,841,000 | $83,000 | $2,424,000 | $58,000 | $1,522,000 |
| Refinancing | 888 | $111,793,000 | $125,000 | $3,502,000 | $72,000 | $1,829,000 |
| Home Improvement | 494 | $20,434,000 | $41,000 | $762,000 | $67,000 | $572,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,418 | $194,332,000 | $80,000 | $2,424,000 | $69,000 | $1,829,000 |
| Not applicable | 259 | $50,142,000 | $193,000 | $3,502,000 | $0 | $0 |
| Black or African American | 258 | $18,073,000 | $70,000 | $866,000 | $57,000 | $312,000 |
| Hispanic | 165 | $11,112,000 | $67,000 | $340,000 | $57,000 | $219,000 |
| Not Provided | 92 | $6,951,000 | $75,000 | $525,000 | $83,000 | $577,000 |
| Asian | 24 | $5,462,000 | $227,000 | $825,000 | $180,000 | $871,000 |
| American Indian or Alaskan Native | 9 | $815,000 | $90,000 | $230,000 | $68,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $181,000 | $60,000 | $68,000 | $78,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,070 | $269,061,000 | $87,000 | $3,502,000 | $64,000 | $1,829,000 |
| FHA-insured (Federal Housing Administration) | 158 | $18,007,000 | $113,000 | $272,000 | $47,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,956 | $192,206,000 | $98,000 | $3,502,000 | $66,000 | $1,829,000 |
| Application Approved But Not Accepted | 549 | $28,838,000 | $52,000 | $416,000 | $54,000 | $359,000 |
| Application Denied By Financial Institution | 441 | $33,723,000 | $76,000 | $950,000 | $58,000 | $789,000 |
| Application Withdrawn By Applicant | 122 | $13,684,000 | $112,000 | $595,000 | $90,000 | $678,000 |
| Preapproval Denied by Financial Institution | 118 | $13,196,000 | $111,000 | $405,000 | $51,000 | $960,000 |
| File Closed For Incompleteness | 39 | $4,908,000 | $125,000 | $650,000 | $76,000 | $204,000 |
| Preapproval Approved but not Accepted | 3 | $513,000 | $171,000 | $225,000 | $39,000 | $59,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $471,000 | $78,000 | $95,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $40,000 | $40,000 | $40,000 | $0 | $0 |
| Other | 1 | $93,000 | $93,000 | $93,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.