Centier Bank Mortgage Lending & HMDA Data, 2011

In 2011, Centier Bank of Merrillville, IN reported 3,045 mortgage applications totaling $309.6 million, down 12% from 2010. The average application was for $101,687, and applicants reported an average income of $70,768. 57% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Gary, IN (1,543), Philadelphia, PA (65) and Minneapolis-St. Paul-Bloomington, MN-WI (56) (applications in parentheses).

Mortgage Company & Address Centier Bank
600 E 84th Avenue
Merrillville, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 3,045
Total Mortgage Loan Application Amount $309,638,000
Average Mortgage Loan Application Amount $101,687
Highest Mortgage Loan Application Amount $9,975,000
Average Applicant Income $70,768
Highest Applicant Income $8,305,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centier Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Indiana 959 $ 97,017,000 $ 101,164 $ 84,000
Porter, Indiana 553 $ 80,366,000 $ 145,327 $ 83,000
LaPorte, Indiana 50 $ 4,961,000 $ 99,220 $ 76,000
Tippecanoe, Indiana 40 $ 21,621,000 $ 540,525 $ 84,000
Bucks, Pennsylvania 36 $ 2,249,000 $ 62,472 $ 58,000
Jasper, Indiana 24 $ 2,916,000 $ 121,500 $ 85,000
Cook, Illinois 23 $ 10,714,000 $ 465,826 $ 56,000
Anoka, Minnesota 23 $ 850,000 $ 36,956 $ 46,000
Chester, Pennsylvania 18 $ 811,000 $ 45,055 $ 42,000
Cumberland, Pennsylvania 18 $ 843,000 $ 46,833 $ 56,000
Sedgwick, Kansas 16 $ 845,000 $ 52,812 $ 67,000
Howard, Maryland 16 $ 884,000 $ 55,250 $ 59,000
Williams, North Dakota 16 $ 1,408,000 $ 88,000 $ 77,000
Berks, Pennsylvania 16 $ 842,000 $ 52,625 $ 50,000
Lancaster, Pennsylvania 15 $ 671,000 $ 44,733 $ 49,000
Anne Arundel, Maryland 12 $ 649,000 $ 54,083 $ 61,000
Will, Illinois 11 $ 1,087,000 $ 98,818 $ 69,000
Dakota, Minnesota 11 $ 523,000 $ 47,545 $ 62,000
Wood, Ohio 11 $ 308,000 $ 28,000 $ 61,000
Montgomery, Pennsylvania 11 $ 733,000 $ 66,636 $ 61,000
York, Pennsylvania 11 $ 606,000 $ 55,090 $ 48,000
Marshall, Indiana 10 $ 699,000 $ 69,900 $ 189,000
Linn, Iowa 10 $ 406,000 $ 40,600 $ 46,000
Oakland, Michigan 10 $ 270,000 $ 27,000 $ 49,000
Stark, North Dakota 10 $ 765,000 $ 76,500 $ 83,000
Madison, Indiana 9 $ 990,000 $ 110,000 $ 0
Adams, Pennsylvania 9 $ 457,000 $ 50,777 $ 81,000
Raleigh, West Virginia 9 $ 411,000 $ 45,666 $ 50,000
St. Joseph, Indiana 8 $ 1,460,000 $ 182,500 $ 32,000
Starke, Indiana 8 $ 1,354,000 $ 169,250 $ 280,000
Ottawa, Michigan 8 $ 258,000 $ 32,250 $ 41,000
Saratoga, New York 8 $ 448,000 $ 56,000 $ 46,000
St. Lawrence, New York 8 $ 367,000 $ 45,875 $ 58,000
Ward, North Dakota 8 $ 527,000 $ 65,875 $ 60,000
Dauphin, Pennsylvania 8 $ 398,000 $ 49,750 $ 66,000
Boone, Illinois 7 $ 443,000 $ 63,285 $ 68,000
Newton, Indiana 7 $ 904,000 $ 129,142 $ 76,000
Washington, Maryland 7 $ 382,000 $ 54,571 $ 52,000
Berrien, Michigan 7 $ 760,000 $ 108,571 $ 113,000
Richland, Montana 7 $ 544,000 $ 77,714 $ 82,000
Kanawha, West Virginia 7 $ 448,000 $ 64,000 $ 57,000
Monongalia, West Virginia 7 $ 368,000 $ 52,571 $ 41,000
St. Clair, Illinois 6 $ 195,000 $ 32,500 $ 50,000
Butler, Kansas 6 $ 395,000 $ 65,833 $ 68,000
Ramsey, Minnesota 6 $ 207,000 $ 34,500 $ 41,000
Oneida, New York 6 $ 283,000 $ 47,166 $ 46,000
Columbiana, Ohio 6 $ 291,000 $ 48,500 $ 59,000
Licking, Ohio 6 $ 255,000 $ 42,500 $ 36,000
Carbon, Pennsylvania 6 $ 298,000 $ 49,666 $ 46,000
Franklin, Pennsylvania 6 $ 252,000 $ 42,000 $ 37,000
McLean, Illinois 5 $ 215,000 $ 43,000 $ 53,000
Sangamon, Illinois 5 $ 352,000 $ 70,400 $ 77,000
Vanderburgh, Indiana 5 $ 219,000 $ 43,800 $ 53,000
Scott, Iowa 5 $ 226,000 $ 45,200 $ 48,000
Greenwood, Kansas 5 $ 195,000 $ 39,000 $ 48,000
Montgomery, Kansas 5 $ 330,000 $ 66,000 $ 45,000
Shawnee, Kansas 5 $ 253,000 $ 50,600 $ 66,000
Breathitt, Kentucky 5 $ 251,000 $ 50,200 $ 46,000
Macomb, Michigan 5 $ 111,000 $ 22,200 $ 37,000
Monroe, Michigan 5 $ 190,000 $ 38,000 $ 44,000
Washtenaw, Michigan 5 $ 233,000 $ 46,600 $ 53,000
Wright, Minnesota 5 $ 215,000 $ 43,000 $ 54,000
Butler, Missouri 5 $ 324,000 $ 64,800 $ 57,000
Cattaraugus, New York 5 $ 268,000 $ 53,600 $ 37,000
Chautauqua, New York 5 $ 265,000 $ 53,000 $ 71,000
Madison, New York 5 $ 296,000 $ 59,200 $ 47,000
Hamilton, Ohio 5 $ 166,000 $ 33,200 $ 29,000
Muskingum, Ohio 5 $ 187,000 $ 37,400 $ 50,000
Jefferson, Pennsylvania 5 $ 236,000 $ 47,200 $ 40,000
Lebanon, Pennsylvania 5 $ 221,000 $ 44,200 $ 30,000
Minnehaha, South Dakota 5 $ 158,000 $ 31,600 $ 53,000
Chittenden, Vermont 5 $ 220,000 $ 44,000 $ 46,000
Harrison, West Virginia 5 $ 259,000 $ 51,800 $ 45,000
Lincoln, West Virginia 5 $ 275,000 $ 55,000 $ 66,000
Kent, Delaware 4 $ 108,000 $ 27,000 $ 32,000
Sussex, Delaware 4 $ 218,000 $ 54,500 $ 65,000
Champaign, Illinois 4 $ 201,000 $ 50,250 $ 42,000
Hamilton, Indiana 4 $ 436,000 $ 109,000 $ 25,000
Coffey, Kansas 4 $ 224,000 $ 56,000 $ 47,000
Cowley, Kansas 4 $ 308,000 $ 77,000 $ 47,000
Riley, Kansas 4 $ 170,000 $ 42,500 $ 42,000
Pike, Kentucky 4 $ 190,000 $ 47,500 $ 62,000
Harford, Maryland 4 $ 350,000 $ 87,500 $ 72,000
Livingston, Michigan 4 $ 149,000 $ 37,250 $ 43,000
Wayne, Michigan 4 $ 177,000 $ 44,250 $ 70,000
Boone, Missouri 4 $ 202,000 $ 50,500 $ 51,000
Greene, Missouri 4 $ 107,000 $ 26,750 $ 38,000
Jackson, Missouri 4 $ 134,000 $ 33,500 $ 54,000
Steuben, New York 4 $ 197,000 $ 49,250 $ 29,000
Tompkins, New York 4 $ 187,000 $ 46,750 $ 36,000
Mountrail, North Dakota 4 $ 292,000 $ 73,000 $ 91,000
Ransom, North Dakota 4 $ 257,000 $ 64,250 $ 47,000
Athens, Ohio 4 $ 151,000 $ 37,750 $ 36,000
Franklin, Ohio 4 $ 166,000 $ 41,500 $ 49,000
Fulton, Ohio 4 $ 122,000 $ 30,500 $ 65,000
Trumbull, Ohio 4 $ 130,000 $ 32,500 $ 58,000
Butler, Pennsylvania 4 $ 147,000 $ 36,750 $ 36,000
Logan, West Virginia 4 $ 275,000 $ 68,750 $ 55,000
Marion, West Virginia 4 $ 222,000 $ 55,500 $ 53,000
Mercer, West Virginia 4 $ 202,000 $ 50,500 $ 34,000
Mingo, West Virginia 4 $ 188,000 $ 47,000 $ 64,000
Wyoming, West Virginia 4 $ 283,000 $ 70,750 $ 67,000
Kankakee, Illinois 3 $ 101,000 $ 33,666 $ 40,000
McDonough, Illinois 3 $ 135,000 $ 45,000 $ 54,000
Allen, Indiana 3 $ 735,000 $ 245,000 $ 0
Elkhart, Indiana 3 $ 12,045,000 $ 4,015,000 $ 8,000
Marion, Indiana 3 $ 1,319,000 $ 439,666 $ 14,000
Washington, Indiana 3 $ 114,000 $ 38,000 $ 43,000
Anderson, Kansas 3 $ 143,000 $ 47,666 $ 42,000
Cherokee, Kansas 3 $ 171,000 $ 57,000 $ 71,000
Harvey, Kansas 3 $ 239,000 $ 79,666 $ 54,000
Labette, Kansas 3 $ 194,000 $ 64,666 $ 75,000
Osage, Kansas 3 $ 127,000 $ 42,333 $ 38,000
Morgan, Kentucky 3 $ 160,000 $ 53,333 $ 51,000
Pulaski, Kentucky 3 $ 161,000 $ 53,666 $ 42,000
Russell, Kentucky 3 $ 110,000 $ 36,666 $ 36,000
Somerset, Maryland 3 $ 150,000 $ 50,000 $ 58,000
St. Clair, Michigan 3 $ 111,000 $ 37,000 $ 54,000
Nicollet, Minnesota 3 $ 95,000 $ 31,666 $ 33,000
Olmsted, Minnesota 3 $ 119,000 $ 39,666 $ 40,000
Pennington, Minnesota 3 $ 208,000 $ 69,333 $ 64,000
Washington, Minnesota 3 $ 118,000 $ 39,333 $ 50,000
Cape Girardeau, Missouri 3 $ 123,000 $ 41,000 $ 35,000
Jasper, Missouri 3 $ 128,000 $ 42,666 $ 36,000
Morgan, Missouri 3 $ 117,000 $ 39,000 $ 43,000
Douglas, Nebraska 3 $ 120,000 $ 40,000 $ 36,000
Jefferson, New York 3 $ 121,000 $ 40,333 $ 53,000
Lewis, New York 3 $ 236,000 $ 78,666 $ 60,000
Oswego, New York 3 $ 136,000 $ 45,333 $ 44,000
Bottineau, North Dakota 3 $ 156,000 $ 52,000 $ 67,000
Burleigh, North Dakota 3 $ 247,000 $ 82,333 $ 69,000
Foster, North Dakota 3 $ 251,000 $ 83,666 $ 119,000
McKenzie, North Dakota 3 $ 235,000 $ 78,333 $ 88,000
Morton, North Dakota 3 $ 179,000 $ 59,666 $ 55,000
Sargent, North Dakota 3 $ 235,000 $ 78,333 $ 63,000
Carroll, Ohio 3 $ 109,000 $ 36,333 $ 42,000
Clinton, Ohio 3 $ 115,000 $ 38,333 $ 37,000
Cuyahoga, Ohio 3 $ 141,000 $ 47,000 $ 64,000
Highland, Ohio 3 $ 88,000 $ 29,333 $ 36,000
Morrow, Ohio 3 $ 138,000 $ 46,000 $ 26,000
Ross, Ohio 3 $ 120,000 $ 40,000 $ 29,000
Washington, Ohio 3 $ 98,000 $ 32,666 $ 33,000
Bedford, Pennsylvania 3 $ 155,000 $ 51,666 $ 45,000
Fayette, Pennsylvania 3 $ 106,000 $ 35,333 $ 69,000
Lehigh, Pennsylvania 3 $ 114,000 $ 38,000 $ 48,000
McKean, Pennsylvania 3 $ 148,000 $ 49,333 $ 33,000
Tioga, Pennsylvania 3 $ 174,000 $ 58,000 $ 60,000
Hughes, South Dakota 3 $ 154,000 $ 51,333 $ 34,000
Lawrence, South Dakota 3 $ 162,000 $ 54,000 $ 34,000
Yankton, South Dakota 3 $ 205,000 $ 68,333 $ 52,000
Augusta, Virginia 3 $ 136,000 $ 45,333 $ 30,000
Buchanan, Virginia 3 $ 161,000 $ 53,666 $ 59,000
Franklin, Virginia 3 $ 116,000 $ 38,666 $ 40,000
Russell, Virginia 3 $ 138,000 $ 46,000 $ 40,000
Tazewell, Virginia 3 $ 180,000 $ 60,000 $ 56,000
Fayette, West Virginia 3 $ 164,000 $ 54,666 $ 49,000
Putnam, West Virginia 3 $ 206,000 $ 68,666 $ 66,000
Sawyer, Wisconsin 3 $ 150,000 $ 50,000 $ 63,000
Collier, Florida 2 $ 1,625,000 $ 812,500 $ 259,000
Bannock, Idaho 2 $ 113,000 $ 56,500 $ 39,000
Johnson, Illinois 2 $ 122,000 $ 61,000 $ 46,000
Lake, Illinois 2 $ 91,000 $ 45,500 $ 56,000
Pulaski, Illinois 2 $ 129,000 $ 64,500 $ 78,000
Wayne, Illinois 2 $ 117,000 $ 58,500 $ 40,000
Williamson, Illinois 2 $ 151,000 $ 75,500 $ 126,000
Kosciusko, Indiana 2 $ 93,000 $ 46,500 $ 17,000
Monroe, Indiana 2 $ 101,000 $ 50,500 $ 55,000
Montgomery, Indiana 2 $ 34,000 $ 17,000 $ 85,000
Pulaski, Indiana 2 $ 188,000 $ 94,000 $ 93,000
White, Indiana 2 $ 279,000 $ 139,500 $ 49,000
Clinton, Iowa 2 $ 68,000 $ 34,000 $ 41,000
Johnson, Iowa 2 $ 63,000 $ 31,500 $ 52,000
Mahaska, Iowa 2 $ 142,000 $ 71,000 $ 64,000
Pottawattamie, Iowa 2 $ 55,000 $ 27,500 $ 45,000
Wayne, Iowa 2 $ 87,000 $ 43,500 $ 43,000
Chautauqua, Kansas 2 $ 126,000 $ 63,000 $ 66,000
Crawford, Kansas 2 $ 128,000 $ 64,000 $ 38,000
Finney, Kansas 2 $ 110,000 $ 55,000 $ 47,000
Leavenworth, Kansas 2 $ 71,000 $ 35,500 $ 59,000
Norton, Kansas 2 $ 120,000 $ 60,000 $ 49,000
Reno, Kansas 2 $ 149,000 $ 74,500 $ 61,000
Boyd, Kentucky 2 $ 164,000 $ 82,000 $ 55,000
Carter, Kentucky 2 $ 121,000 $ 60,500 $ 52,000
Floyd, Kentucky 2 $ 177,000 $ 88,500 $ 197,000
Grayson, Kentucky 2 $ 79,000 $ 39,500 $ 52,000
Jefferson, Kentucky 2 $ 71,000 $ 35,500 $ 41,000
Laurel, Kentucky 2 $ 54,000 $ 27,000 $ 28,000
Magoffin, Kentucky 2 $ 164,000 $ 82,000 $ 53,000
Perry, Kentucky 2 $ 75,000 $ 37,500 $ 75,000
Caroline, Maryland 2 $ 167,000 $ 83,500 $ 61,000
Prince George's, Maryland 2 $ 112,000 $ 56,000 $ 48,000
Kent, Michigan 2 $ 55,000 $ 27,500 $ 34,000
Midland, Michigan 2 $ 48,000 $ 24,000 $ 21,000
Shiawassee, Michigan 2 $ 44,000 $ 22,000 $ 32,000
St. Joseph, Michigan 2 $ 264,000 $ 132,000 $ 67,000
Blue Earth, Minnesota 2 $ 77,000 $ 38,500 $ 44,000
Brown, Minnesota 2 $ 118,000 $ 59,000 $ 48,000
Carver, Minnesota 2 $ 90,000 $ 45,000 $ 65,000
Chisago, Minnesota 2 $ 111,000 $ 55,500 $ 72,000
Pine, Minnesota 2 $ 189,000 $ 94,500 $ 85,000
Camden, Missouri 2 $ 92,000 $ 46,000 $ 73,000
Cass, Missouri 2 $ 104,000 $ 52,000 $ 59,000
Cedar, Missouri 2 $ 91,000 $ 45,500 $ 36,000
Christian, Missouri 2 $ 119,000 $ 59,500 $ 41,000
Dunklin, Missouri 2 $ 79,000 $ 39,500 $ 60,000
Howell, Missouri 2 $ 75,000 $ 37,500 $ 25,000
Laclede, Missouri 2 $ 35,000 $ 17,500 $ 49,000
Lincoln, Missouri 2 $ 69,000 $ 34,500 $ 36,000
Newton, Missouri 2 $ 64,000 $ 32,000 $ 28,000
Reynolds, Missouri 2 $ 72,000 $ 36,000 $ 76,000
Scott, Missouri 2 $ 109,000 $ 54,500 $ 54,000
Texas, Missouri 2 $ 57,000 $ 28,500 $ 32,000
Wayne, Missouri 2 $ 109,000 $ 54,500 $ 50,000
Chouteau, Montana 2 $ 143,000 $ 71,500 $ 44,000
Flathead, Montana 2 $ 146,000 $ 73,000 $ 43,000
Scotts Bluff, Nebraska 2 $ 89,000 $ 44,500 $ 67,000
Camden, New Jersey 2 $ 83,000 $ 41,500 $ 41,000
Middlesex, New Jersey 2 $ 78,000 $ 39,000 $ 91,000
Allegany, New York 2 $ 111,000 $ 55,500 $ 23,000
Broome, New York 2 $ 86,000 $ 43,000 $ 43,000
Cayuga, New York 2 $ 112,000 $ 56,000 $ 29,000
Chemung, New York 2 $ 166,000 $ 83,000 $ 56,000
Clinton, New York 2 $ 112,000 $ 56,000 $ 39,000
Columbia, New York 2 $ 104,000 $ 52,000 $ 71,000
Delaware, New York 2 $ 86,000 $ 43,000 $ 133,000
Greene, New York 2 $ 104,000 $ 52,000 $ 53,000
Herkimer, New York 2 $ 119,000 $ 59,500 $ 38,000
Orange, New York 2 $ 106,000 $ 53,000 $ 39,000
Orleans, New York 2 $ 125,000 $ 62,500 $ 54,000
Seneca, New York 2 $ 92,000 $ 46,000 $ 50,000
Ulster, New York 2 $ 130,000 $ 65,000 $ 57,000
Wayne, New York 2 $ 67,000 $ 33,500 $ 28,000
Burke, North Dakota 2 $ 117,000 $ 58,500 $ 93,000
Divide, North Dakota 2 $ 131,000 $ 65,500 $ 80,000
Allen, Ohio 2 $ 72,000 $ 36,000 $ 37,000
Clark, Ohio 2 $ 43,000 $ 21,500 $ 36,000
Clermont, Ohio 2 $ 28,000 $ 14,000 $ 27,000
Delaware, Ohio 2 $ 50,000 $ 25,000 $ 45,000
Knox, Ohio 2 $ 105,000 $ 52,500 $ 26,000
Perry, Ohio 2 $ 89,000 $ 44,500 $ 22,000
Pickaway, Ohio 2 $ 109,000 $ 54,500 $ 49,000
Summit, Ohio 2 $ 64,000 $ 32,000 $ 50,000
Wayne, Ohio 2 $ 52,000 $ 26,000 $ 26,000
Armstrong, Pennsylvania 2 $ 100,000 $ 50,000 $ 32,000
Blair, Pennsylvania 2 $ 107,000 $ 53,500 $ 53,000
Bradford, Pennsylvania 2 $ 66,000 $ 33,000 $ 49,000
Elk, Pennsylvania 2 $ 98,000 $ 49,000 $ 61,000
Erie, Pennsylvania 2 $ 95,000 $ 47,500 $ 27,000
Luzerne, Pennsylvania 2 $ 80,000 $ 40,000 $ 47,000
Monroe, Pennsylvania 2 $ 63,000 $ 31,500 $ 31,000
Northampton, Pennsylvania 2 $ 191,000 $ 95,500 $ 71,000
Northumberland, Pennsylvania 2 $ 45,000 $ 22,500 $ 23,000
Somerset, Pennsylvania 2 $ 59,000 $ 29,500 $ 44,000
Venango, Pennsylvania 2 $ 75,000 $ 37,500 $ 37,000
Washington, Pennsylvania 2 $ 79,000 $ 39,500 $ 48,000
Custer, South Dakota 2 $ 139,000 $ 69,500 $ 49,000
Hamlin, South Dakota 2 $ 191,000 $ 95,500 $ 64,000
Pennington, South Dakota 2 $ 78,000 $ 39,000 $ 64,000
Lamoille, Vermont 2 $ 76,000 $ 38,000 $ 38,000
Rutland, Vermont 2 $ 126,000 $ 63,000 $ 68,000
Washington, Vermont 2 $ 125,000 $ 62,500 $ 48,000
Accomack, Virginia 2 $ 90,000 $ 45,000 $ 74,000
Bedford, Virginia 2 $ 52,000 $ 26,000 $ 51,000
Carroll, Virginia 2 $ 118,000 $ 59,000 $ 46,000
Newport News, Virginia 2 $ 112,000 $ 56,000 $ 37,000
Prince Edward, Virginia 2 $ 84,000 $ 42,000 $ 32,000
Boone, West Virginia 2 $ 128,000 $ 64,000 $ 47,000
Braxton, West Virginia 2 $ 130,000 $ 65,000 $ 74,000
Cabell, West Virginia 2 $ 108,000 $ 54,000 $ 35,000
Greenbrier, West Virginia 2 $ 104,000 $ 52,000 $ 55,000
McDowell, West Virginia 2 $ 98,000 $ 49,000 $ 71,000
Taylor, West Virginia 2 $ 106,000 $ 53,000 $ 40,000
Trempealeau, Wisconsin 2 $ 79,000 $ 39,500 $ 34,000
New Castle, Delaware 1 $ 31,000 $ 31,000 $ 37,000
Orange, Florida 1 $ 72,000 $ 72,000 $ 41,000
Ada, Idaho 1 $ 84,000 $ 84,000 $ 36,000
Bingham, Idaho 1 $ 41,000 $ 41,000 $ 31,000
Kootenai, Idaho 1 $ 33,000 $ 33,000 $ 36,000
Payette, Idaho 1 $ 24,000 $ 24,000 $ 44,000
Cumberland, Illinois 1 $ 39,000 $ 39,000 $ 19,000
DuPage, Illinois 1 $ 417,000 $ 417,000 $ 111,000
Effingham, Illinois 1 $ 47,000 $ 47,000 $ 94,000
Grundy, Illinois 1 $ 36,000 $ 36,000 $ 32,000
Hamilton, Illinois 1 $ 74,000 $ 74,000 $ 105,000
Jefferson, Illinois 1 $ 17,000 $ 17,000 $ 36,000
Lee, Illinois 1 $ 64,000 $ 64,000 $ 32,000
Macoupin, Illinois 1 $ 91,000 $ 91,000 $ 49,000
Marion, Illinois 1 $ 80,000 $ 80,000 $ 54,000
Massac, Illinois 1 $ 51,000 $ 51,000 $ 23,000
Morgan, Illinois 1 $ 83,000 $ 83,000 $ 56,000
Saline, Illinois 1 $ 116,000 $ 116,000 $ 72,000
Scott, Illinois 1 $ 57,000 $ 57,000 $ 48,000
Union, Illinois 1 $ 27,000 $ 27,000 $ 30,000
Cass, Indiana 1 $ 26,000 $ 26,000 $ 0
Clark, Indiana 1 $ 52,000 $ 52,000 $ 50,000
Fulton, Indiana 1 $ 64,000 $ 64,000 $ 64,000
Greene, Indiana 1 $ 46,000 $ 46,000 $ 37,000
Hancock, Indiana 1 $ 59,000 $ 59,000 $ 26,000
Harrison, Indiana 1 $ 23,000 $ 23,000 $ 60,000
Howard, Indiana 1 $ 172,000 $ 172,000 $ 115,000
Johnson, Indiana 1 $ 27,000 $ 27,000 $ 50,000
LaGrange, Indiana 1 $ 124,000 $ 124,000 $ 0
Orange, Indiana 1 $ 29,000 $ 29,000 $ 106,000
Owen, Indiana 1 $ 69,000 $ 69,000 $ 70,000
Posey, Indiana 1 $ 57,000 $ 57,000 $ 78,000
Putnam, Indiana 1 $ 68,000 $ 68,000 $ 62,000
Steuben, Indiana 1 $ 87,000 $ 87,000 $ 57,000
Wabash, Indiana 1 $ 32,000 $ 32,000 $ 70,000
Allamakee, Iowa 1 $ 49,000 $ 49,000 $ 40,000
Buchanan, Iowa 1 $ 19,000 $ 19,000 $ 30,000
Cedar, Iowa 1 $ 46,000 $ 46,000 $ 78,000
Dallas, Iowa 1 $ 47,000 $ 47,000 $ 50,000
Des Moines, Iowa 1 $ 29,000 $ 29,000 $ 17,000
Dickinson, Iowa 1 $ 32,000 $ 32,000 $ 42,000
Lyon, Iowa 1 $ 83,000 $ 83,000 $ 42,000
Polk, Iowa 1 $ 24,000 $ 24,000 $ 45,000
Van Buren, Iowa 1 $ 18,000 $ 18,000 $ 19,000
Atchison, Kansas 1 $ 59,000 $ 59,000 $ 34,000
Barber, Kansas 1 $ 51,000 $ 51,000 $ 71,000
Barton, Kansas 1 $ 55,000 $ 55,000 $ 82,000
Douglas, Kansas 1 $ 43,000 $ 43,000 $ 27,000
Ellis, Kansas 1 $ 41,000 $ 41,000 $ 64,000
Ellsworth, Kansas 1 $ 91,000 $ 91,000 $ 27,000
Ford, Kansas 1 $ 61,000 $ 61,000 $ 37,000
Geary, Kansas 1 $ 36,000 $ 36,000 $ 27,000
Grant, Kansas 1 $ 130,000 $ 130,000 $ 120,000
Harper, Kansas 1 $ 77,000 $ 77,000 $ 57,000
Kearny, Kansas 1 $ 41,000 $ 41,000 $ 42,000
Kingman, Kansas 1 $ 78,000 $ 78,000 $ 93,000
Logan, Kansas 1 $ 27,000 $ 27,000 $ 50,000
McPherson, Kansas 1 $ 18,000 $ 18,000 $ 26,000
Morton, Kansas 1 $ 69,000 $ 69,000 $ 144,000
Ness, Kansas 1 $ 47,000 $ 47,000 $ 28,000
Pottawatomie, Kansas 1 $ 32,000 $ 32,000 $ 39,000
Scott, Kansas 1 $ 54,000 $ 54,000 $ 30,000
Stafford, Kansas 1 $ 58,000 $ 58,000 $ 126,000
Stevens, Kansas 1 $ 73,000 $ 73,000 $ 43,000
Sumner, Kansas 1 $ 45,000 $ 45,000 $ 65,000
Thomas, Kansas 1 $ 41,000 $ 41,000 $ 45,000
Wyandotte, Kansas 1 $ 49,000 $ 49,000 $ 47,000
Adair, Kentucky 1 $ 75,000 $ 75,000 $ 46,000
Bath, Kentucky 1 $ 30,000 $ 30,000 $ 36,000
Boone, Kentucky 1 $ 17,000 $ 17,000 $ 42,000
Butler, Kentucky 1 $ 57,000 $ 57,000 $ 22,000
Campbell, Kentucky 1 $ 20,000 $ 20,000 $ 24,000
Casey, Kentucky 1 $ 49,000 $ 49,000 $ 57,000
Clark, Kentucky 1 $ 36,000 $ 36,000 $ 64,000
Clay, Kentucky 1 $ 16,000 $ 16,000 $ 41,000
Clinton, Kentucky 1 $ 34,000 $ 34,000 $ 42,000
Harlan, Kentucky 1 $ 29,000 $ 29,000 $ 54,000
Hart, Kentucky 1 $ 60,000 $ 60,000 $ 103,000
Johnson, Kentucky 1 $ 64,000 $ 64,000 $ 29,000
Lee, Kentucky 1 $ 47,000 $ 47,000 $ 40,000
Letcher, Kentucky 1 $ 57,000 $ 57,000 $ 65,000
Lincoln, Kentucky 1 $ 38,000 $ 38,000 $ 32,000
McCreary, Kentucky 1 $ 29,000 $ 29,000 $ 36,000
Montgomery, Kentucky 1 $ 59,000 $ 59,000 $ 28,000
Owsley, Kentucky 1 $ 31,000 $ 31,000 $ 41,000
Scott, Kentucky 1 $ 13,000 $ 13,000 $ 30,000
Shelby, Kentucky 1 $ 84,000 $ 84,000 $ 40,000
Trimble, Kentucky 1 $ 110,000 $ 110,000 $ 49,000
Wayne, Kentucky 1 $ 21,000 $ 21,000 $ 23,000
Allegany, Maryland 1 $ 59,000 $ 59,000 $ 35,000
Baltimore, Maryland 1 $ 60,000 $ 60,000 $ 66,000
Garrett, Maryland 1 $ 38,000 $ 38,000 $ 29,000
Worcester, Maryland 1 $ 66,000 $ 66,000 $ 36,000
Barry, Michigan 1 $ 21,000 $ 21,000 $ 44,000
Cass, Michigan 1 $ 1,480,000 $ 1,480,000 $ 860,000
Chippewa, Michigan 1 $ 39,000 $ 39,000 $ 43,000
Clinton, Michigan 1 $ 23,000 $ 23,000 $ 80,000
Genesee, Michigan 1 $ 43,000 $ 43,000 $ 52,000
Grand Traverse, Michigan 1 $ 30,000 $ 30,000 $ 151,000
Ingham, Michigan 1 $ 27,000 $ 27,000 $ 142,000
Kalamazoo, Michigan 1 $ 22,000 $ 22,000 $ 25,000
Lapeer, Michigan 1 $ 28,000 $ 28,000 $ 27,000
Muskegon, Michigan 1 $ 20,000 $ 20,000 $ 42,000
Newaygo, Michigan 1 $ 46,000 $ 46,000 $ 36,000
Oceana, Michigan 1 $ 42,000 $ 42,000 $ 84,000
Cass, Minnesota 1 $ 52,000 $ 52,000 $ 34,000
Crow Wing, Minnesota 1 $ 60,000 $ 60,000 $ 34,000
Hennepin, Minnesota 1 $ 23,000 $ 23,000 $ 44,000
Kandiyohi, Minnesota 1 $ 55,000 $ 55,000 $ 120,000
Lake of the Woods, Minnesota 1 $ 72,000 $ 72,000 $ 240,000
Meeker, Minnesota 1 $ 47,000 $ 47,000 $ 56,000
Polk, Minnesota 1 $ 78,000 $ 78,000 $ 35,000
Roseau, Minnesota 1 $ 73,000 $ 73,000 $ 33,000
Scott, Minnesota 1 $ 25,000 $ 25,000 $ 30,000
Sherburne, Minnesota 1 $ 30,000 $ 30,000 $ 30,000
Sibley, Minnesota 1 $ 37,000 $ 37,000 $ 80,000
Stearns, Minnesota 1 $ 64,000 $ 64,000 $ 29,000
Stevens, Minnesota 1 $ 61,000 $ 61,000 $ 129,000
Todd, Minnesota 1 $ 59,000 $ 59,000 $ 50,000
Winona, Minnesota 1 $ 56,000 $ 56,000 $ 34,000
Barry, Missouri 1 $ 32,000 $ 32,000 $ 38,000
Benton, Missouri 1 $ 40,000 $ 40,000 $ 50,000
Bollinger, Missouri 1 $ 63,000 $ 63,000 $ 70,000
Caldwell, Missouri 1 $ 41,000 $ 41,000 $ 27,000
Clark, Missouri 1 $ 23,000 $ 23,000 $ 22,000
Clay, Missouri 1 $ 36,000 $ 36,000 $ 45,000
Crawford, Missouri 1 $ 59,000 $ 59,000 $ 72,000
Dade, Missouri 1 $ 50,000 $ 50,000 $ 48,000
Dallas, Missouri 1 $ 35,000 $ 35,000 $ 57,000
Dent, Missouri 1 $ 34,000 $ 34,000 $ 34,000
Henry, Missouri 1 $ 96,000 $ 96,000 $ 81,000
Howard, Missouri 1 $ 43,000 $ 43,000 $ 23,000
Iron, Missouri 1 $ 60,000 $ 60,000 $ 30,000
Johnson, Missouri 1 $ 27,000 $ 27,000 $ 35,000
Knox, Missouri 1 $ 26,000 $ 26,000 $ 84,000
Madison, Missouri 1 $ 17,000 $ 17,000 $ 55,000
New Madrid, Missouri 1 $ 34,000 $ 34,000 $ 33,000
Oregon, Missouri 1 $ 33,000 $ 33,000 $ 58,000
Osage, Missouri 1 $ 39,000 $ 39,000 $ 52,000
Ozark, Missouri 1 $ 21,000 $ 21,000 $ 121,000
Phelps, Missouri 1 $ 65,000 $ 65,000 $ 42,000
Platte, Missouri 1 $ 57,000 $ 57,000 $ 69,000
Pulaski, Missouri 1 $ 83,000 $ 83,000 $ 30,000
Randolph, Missouri 1 $ 36,000 $ 36,000 $ 25,000
Ripley, Missouri 1 $ 58,000 $ 58,000 $ 62,000
St. Charles, Missouri 1 $ 38,000 $ 38,000 $ 38,000
Stoddard, Missouri 1 $ 30,000 $ 30,000 $ 46,000
Sullivan, Missouri 1 $ 47,000 $ 47,000 $ 69,000
Vernon, Missouri 1 $ 44,000 $ 44,000 $ 65,000
Washington, Missouri 1 $ 27,000 $ 27,000 $ 50,000
Webster, Missouri 1 $ 23,000 $ 23,000 $ 18,000
Wright, Missouri 1 $ 43,000 $ 43,000 $ 48,000
Beaverhead, Montana 1 $ 26,000 $ 26,000 $ 28,000
Custer, Montana 1 $ 45,000 $ 45,000 $ 48,000
Dawson, Montana 1 $ 36,000 $ 36,000 $ 30,000
Gallatin, Montana 1 $ 111,000 $ 111,000 $ 87,000
Lake, Montana 1 $ 51,000 $ 51,000 $ 26,000
Lincoln, Montana 1 $ 100,000 $ 100,000 $ 46,000
Meagher, Montana 1 $ 39,000 $ 39,000 $ 20,000
Roosevelt, Montana 1 $ 56,000 $ 56,000 $ 100,000
Wibaux, Montana 1 $ 56,000 $ 56,000 $ 34,000
Arthur, Nebraska 1 $ 48,000 $ 48,000 $ 42,000
Chase, Nebraska 1 $ 43,000 $ 43,000 $ 24,000
Dakota, Nebraska 1 $ 78,000 $ 78,000 $ 45,000
Hall, Nebraska 1 $ 46,000 $ 46,000 $ 34,000
Keith, Nebraska 1 $ 28,000 $ 28,000 $ 114,000
Pawnee, Nebraska 1 $ 83,000 $ 83,000 $ 85,000
Salem, New Jersey 1 $ 34,000 $ 34,000 $ 33,000
Chenango, New York 1 $ 48,000 $ 48,000 $ 48,000
Cortland, New York 1 $ 46,000 $ 46,000 $ 25,000
Dutchess, New York 1 $ 58,000 $ 58,000 $ 80,000
Franklin, New York 1 $ 48,000 $ 48,000 $ 42,000
Genesee, New York 1 $ 77,000 $ 77,000 $ 23,000
Livingston, New York 1 $ 40,000 $ 40,000 $ 70,000
Montgomery, New York 1 $ 43,000 $ 43,000 $ 25,000
Onondaga, New York 1 $ 23,000 $ 23,000 $ 139,000
Otsego, New York 1 $ 31,000 $ 31,000 $ 20,000
Queens, New York 1 $ 42,000 $ 42,000 $ 38,000
Rensselaer, New York 1 $ 57,000 $ 57,000 $ 51,000
Schenectady, New York 1 $ 49,000 $ 49,000 $ 63,000
Schuyler, New York 1 $ 31,000 $ 31,000 $ 16,000
Tioga, New York 1 $ 37,000 $ 37,000 $ 25,000
Washington, New York 1 $ 58,000 $ 58,000 $ 55,000
Yates, New York 1 $ 43,000 $ 43,000 $ 36,000
Barnes, North Dakota 1 $ 117,000 $ 117,000 $ 130,000
Bowman, North Dakota 1 $ 96,000 $ 96,000 $ 48,000
Cass, North Dakota 1 $ 92,000 $ 92,000 $ 44,000
Eddy, North Dakota 1 $ 80,000 $ 80,000 $ 55,000
McLean, North Dakota 1 $ 57,000 $ 57,000 $ 59,000
Slope, North Dakota 1 $ 98,000 $ 98,000 $ 72,000
Steele, North Dakota 1 $ 83,000 $ 83,000 $ 71,000
Stutsman, North Dakota 1 $ 102,000 $ 102,000 $ 54,000
Belmont, Ohio 1 $ 20,000 $ 20,000 $ 21,000
Coshocton, Ohio 1 $ 37,000 $ 37,000 $ 32,000
Erie, Ohio 1 $ 56,000 $ 56,000 $ 42,000
Fayette, Ohio 1 $ 20,000 $ 20,000 $ 35,000
Geauga, Ohio 1 $ 16,000 $ 16,000 $ 54,000
Guernsey, Ohio 1 $ 37,000 $ 37,000 $ 32,000
Hancock, Ohio 1 $ 59,000 $ 59,000 $ 51,000
Harrison, Ohio 1 $ 52,000 $ 52,000 $ 69,000
Hocking, Ohio 1 $ 52,000 $ 52,000 $ 119,000
Jefferson, Ohio 1 $ 15,000 $ 15,000 $ 20,000
Lawrence, Ohio 1 $ 31,000 $ 31,000 $ 22,000
Lucas, Ohio 1 $ 34,000 $ 34,000 $ 36,000
Pike, Ohio 1 $ 59,000 $ 59,000 $ 68,000
Portage, Ohio 1 $ 25,000 $ 25,000 $ 27,000
Scioto, Ohio 1 $ 51,000 $ 51,000 $ 33,000
Stark, Ohio 1 $ 24,000 $ 24,000 $ 85,000
Union, Ohio 1 $ 16,000 $ 16,000 $ 36,000
Williams, Ohio 1 $ 31,000 $ 31,000 $ 24,000
Wyandot, Ohio 1 $ 39,000 $ 39,000 $ 19,000
Beaver, Pennsylvania 1 $ 27,000 $ 27,000 $ 30,000
Cambria, Pennsylvania 1 $ 73,000 $ 73,000 $ 61,000
Centre, Pennsylvania 1 $ 13,000 $ 13,000 $ 41,000
Clearfield, Pennsylvania 1 $ 47,000 $ 47,000 $ 38,000
Columbia, Pennsylvania 1 $ 41,000 $ 41,000 $ 70,000
Crawford, Pennsylvania 1 $ 54,000 $ 54,000 $ 30,000
Greene, Pennsylvania 1 $ 46,000 $ 46,000 $ 30,000
Indiana, Pennsylvania 1 $ 53,000 $ 53,000 $ 68,000
Lackawanna, Pennsylvania 1 $ 25,000 $ 25,000 $ 50,000
Lawrence, Pennsylvania 1 $ 20,000 $ 20,000 $ 39,000
Lycoming, Pennsylvania 1 $ 64,000 $ 64,000 $ 75,000
Mifflin, Pennsylvania 1 $ 26,000 $ 26,000 $ 15,000
Pike, Pennsylvania 1 $ 43,000 $ 43,000 $ 38,000
Potter, Pennsylvania 1 $ 48,000 $ 48,000 $ 32,000
Schuylkill, Pennsylvania 1 $ 81,000 $ 81,000 $ 46,000
Warren, Pennsylvania 1 $ 45,000 $ 45,000 $ 17,000
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Mortgage Loan Application Detail Totals for Centier Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,654 $128,716,000 $77,000 $4,560,000 $56,000 $1,704,000
Refinancing 989 $153,502,000 $155,000 $7,000,000 $97,000 $8,305,000
Home Improvement 402 $27,420,000 $68,000 $9,975,000 $67,000 $503,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,516 $213,942,000 $85,000 $1,923,000 $73,000 $8,305,000
Hispanic 153 $11,835,000 $77,000 $417,000 $60,000 $432,000
Black or African American 142 $8,273,000 $58,000 $417,000 $60,000 $304,000
Not applicable 129 $63,082,000 $489,000 $9,975,000 $0 $0
Not Provided 83 $9,584,000 $115,000 $1,029,000 $134,000 $1,704,000
Asian 14 $2,349,000 $167,000 $485,000 $88,000 $203,000
American Indian or Alaskan Native 5 $374,000 $74,000 $125,000 $53,000 $80,000
Native Hawaiian or Other Pacific Islander 3 $199,000 $66,000 $76,000 $131,000 $280,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,919 $291,208,000 $99,000 $9,975,000 $71,000 $8,305,000
FHA-insured (Federal Housing Administration) 126 $18,430,000 $146,000 $414,000 $63,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,749 $206,206,000 $117,000 $9,975,000 $70,000 $1,222,000
Application Approved But Not Accepted 678 $37,331,000 $55,000 $306,000 $54,000 $503,000
Application Denied By Financial Institution 375 $22,488,000 $59,000 $414,000 $58,000 $1,330,000
Application Withdrawn By Applicant 185 $34,795,000 $188,000 $3,875,000 $106,000 $1,704,000
File Closed For Incompleteness 58 $8,818,000 $152,000 $1,480,000 $232,000 $8,305,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5 $442,000 $88,000 $190,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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