Centra Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Centra Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Centra Credit Union 3801 Tupelo Drive Columbus, IN 47202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,393 |
| Total Mortgage Loan Application Amount | $414,955,000 |
| Average Mortgage Loan Application Amount | $111,600 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $88,800 |
| Highest Applicant Income | $2,047,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 993 | $ 137,955,000 | $ 138,000 | $ 92,000 |
| Clark County Indiana | 396 | $ 47,070,000 | $ 118,000 | $ 99,000 |
| Jackson County Indiana | 277 | $ 28,265,000 | $ 102,000 | $ 74,000 |
| Floyd County Indiana | 218 | $ 25,830,000 | $ 118,000 | $ 102,000 |
| Jennings County Indiana | 209 | $ 17,895,000 | $ 85,000 | $ 69,000 |
| Scott County Indiana | 165 | $ 14,895,000 | $ 90,000 | $ 74,000 |
| Shelby County Indiana | 144 | $ 13,540,000 | $ 94,000 | $ 77,000 |
| Marion County Indiana | 118 | $ 13,590,000 | $ 115,000 | $ 94,000 |
| Brown County Indiana | 109 | $ 13,915,000 | $ 127,000 | $ 80,000 |
| Johnson County Indiana | 103 | $ 12,085,000 | $ 117,000 | $ 102,000 |
| Jefferson County Indiana | 98 | $ 9,360,000 | $ 95,000 | $ 81,000 |
| Decatur County Indiana | 93 | $ 7,105,000 | $ 76,000 | $ 64,000 |
| Washington County Indiana | 65 | $ 6,495,000 | $ 99,000 | $ 69,000 |
| Harrison County Indiana | 54 | $ 6,140,000 | $ 113,000 | $ 90,000 |
| Hamilton County Indiana | 52 | $ 11,420,000 | $ 219,000 | $ 164,000 |
| Jefferson County Kentucky | 37 | $ 6,165,000 | $ 166,000 | $ 160,000 |
| Chautauqua County New York | 25 | $ 2,075,000 | $ 83,000 | $ 79,000 |
| Monroe County Indiana | 21 | $ 2,745,000 | $ 130,000 | $ 80,000 |
| Rush County Indiana | 18 | $ 1,150,000 | $ 63,000 | $ 60,000 |
| Hendricks County Indiana | 16 | $ 2,960,000 | $ 185,000 | $ 99,000 |
| Boone County Indiana | 14 | $ 2,560,000 | $ 182,000 | $ 157,000 |
| Hancock County Indiana | 9 | $ 1,115,000 | $ 123,000 | $ 102,000 |
| Ripley County Indiana | 8 | $ 670,000 | $ 83,000 | $ 53,000 |
| Morgan County Indiana | 7 | $ 4,625,000 | $ 660,000 | $ 69,000 |
| Crawford County Indiana | 6 | $ 460,000 | $ 76,000 | $ 77,000 |
| Tippecanoe County Indiana | 6 | $ 610,000 | $ 101,000 | $ 143,000 |
| Trimble County Kentucky | 6 | $ 670,000 | $ 111,000 | $ 82,000 |
| Warren County Pennsylvania | 6 | $ 350,000 | $ 58,000 | $ 72,000 |
| Franklin County Indiana | 5 | $ 345,000 | $ 69,000 | $ 46,000 |
| Henry County Indiana | 5 | $ 315,000 | $ 63,000 | $ 42,000 |
| Lawrence County Indiana | 5 | $ 785,000 | $ 157,000 | $ 177,000 |
| Madison County Indiana | 5 | $ 445,000 | $ 89,000 | $ 54,000 |
| Cook County Illinois | 4 | $ 1,430,000 | $ 357,000 | $ 204,000 |
| Orange County Indiana | 4 | $ 480,000 | $ 120,000 | $ 67,000 |
| Oldham County Kentucky | 4 | $ 1,290,000 | $ 322,000 | $ 211,000 |
| Nash County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 102,000 |
| Hamilton County Ohio | 4 | $ 490,000 | $ 122,000 | $ 99,000 |
| Pinellas County Florida | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Switzerland County Indiana | 3 | $ 355,000 | $ 118,000 | $ 80,000 |
| Breckinridge County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 89,000 |
| Lee County Florida | 2 | $ 750,000 | $ 375,000 | $ 81,000 |
| Manatee County Florida | 2 | $ 620,000 | $ 310,000 | $ 189,000 |
| Allen County Indiana | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Cass County Indiana | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| Delaware County Indiana | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Howard County Indiana | 2 | $ 4,120,000 | $ 2,060,000 | $ 67,000 |
| Owen County Indiana | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Putnam County Indiana | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| St. Joseph County Indiana | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Bullitt County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 190,000 |
| Mecklenburg County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 115,000 |
| Wood County Ohio | 2 | $ 110,000 | $ 55,000 | $ 91,000 |
| Robertson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 206,000 |
| Shelby County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 113,000 |
| Colbert County Alabama | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Madison County Alabama | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Maricopa County Arizona | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Saline County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Broomfield County Colorado | 1 | $ 515,000 | $ 515,000 | $ 513,000 |
| Denver County Colorado | 1 | $ 85,000 | $ 85,000 | $ 233,000 |
| Bay County Florida | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Marion County Florida | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Okaloosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Pasco County Florida | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Sumter County Florida | 1 | $ 345,000 | $ 345,000 | $ 207,000 |
| Gwinnett County Georgia | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Clay County Indiana | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Clinton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Fayette County Indiana | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Fulton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Kosciusko County Indiana | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Randolph County Indiana | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Vigo County Indiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Wayne County Indiana | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Adair County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Anderson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Barren County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Boone County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Carroll County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Daviess County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Harrison County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Nelson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Oceana County Michigan | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Washington County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 353,000 |
| Catawba County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Edgecombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Onslow County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| Geauga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Seneca County Ohio | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Sevier County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Fairfax County Virginia | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Centra Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,034 | $160,650,000 | $155,000 | $4,005,000 | $98,000 | $2,047,000 |
| Cash-out Refinancing | 718 | $104,720,000 | $145,000 | $765,000 | $88,000 | $636,000 |
| Home Purchase | 624 | $94,870,000 | $152,000 | $645,000 | $76,000 | $621,000 |
| Other Purpose | 547 | $31,405,000 | $57,000 | $445,000 | $92,000 | $1,044,000 |
| Home Improvement | 470 | $23,310,000 | $49,000 | $405,000 | $90,000 | $1,176,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,980 | $344,300,000 | $115,000 | $1,555,000 | $88,000 | $2,047,000 |
| Not Provided | 223 | $34,815,000 | $156,000 | $645,000 | $108,000 | $1,019,000 |
| Black or African American | 73 | $8,525,000 | $116,000 | $645,000 | $83,000 | $323,000 |
| Hispanic | 57 | $8,775,000 | $153,000 | $555,000 | $94,000 | $353,000 |
| Asian | 32 | $6,420,000 | $200,000 | $805,000 | $119,000 | $500,000 |
| Not applicable | 16 | $10,300,000 | $643,000 | $4,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $410,000 | $68,000 | $175,000 | $72,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,393 | $414,955,000 | $122,000 | $4,005,000 | $90,000 | $2,047,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,433 | $296,875,000 | $122,000 | $4,005,000 | $90,000 | $840,000 |
| Application Withdrawn By Applicant | 575 | $87,495,000 | $152,000 | $1,555,000 | $97,000 | $2,047,000 |
| Application Denied By Financial Institution | 212 | $19,060,000 | $89,000 | $365,000 | $71,000 | $1,176,000 |
| Application Approved But Not Accepted | 170 | $11,020,000 | $64,000 | $535,000 | $80,000 | $260,000 |
| File Closed For Incompleteness | 3 | $505,000 | $168,000 | $295,000 | $133,000 | $152,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,181 | $395,895,000 | $124,000 | $4,005,000 | $91,000 | $2,047,000 |
| Credit History | 118 | $9,620,000 | $81,000 | $365,000 | $86,000 | $1,176,000 |
| Debt-To-Income Ratio | 64 | $6,570,000 | $102,000 | $305,000 | $47,000 | $181,000 |
| Collateral | 23 | $1,825,000 | $79,000 | $295,000 | $66,000 | $134,000 |
| Other | 3 | $475,000 | $158,000 | $305,000 | $67,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $340,000 | $170,000 | $195,000 | $56,000 | $78,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $80,000 | $80,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.