Central Bank Of Jefferson Cty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Central Bank Of Jefferson Cty 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of Jefferson Cty 4630 Taylorsville Rd Louisville, KY 40220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,101 |
| Total Mortgage Loan Application Amount | $437,136,000 |
| Average Mortgage Loan Application Amount | $142,888 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $57,722 |
| Highest Applicant Income | $648,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Central Bank Of Jefferson Cty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of Jefferson Cty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Central Bank Of Jefferson Cty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of Jefferson Cty serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of Jefferson Cty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of Jefferson Cty's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 613 | $ 73,599,000 | $ 120,000 | $ 66,000 |
| Marion County Indiana | 174 | $ 17,471,000 | $ 100,000 | $ 54,000 |
| Hamilton County Ohio | 122 | $ 12,838,000 | $ 105,000 | $ 58,000 |
| Montgomery County Ohio | 115 | $ 11,044,000 | $ 96,000 | $ 42,000 |
| Fayette County Kentucky | 95 | $ 10,954,000 | $ 115,000 | $ 53,000 |
| Bullitt County Kentucky | 83 | $ 8,654,000 | $ 104,000 | $ 42,000 |
| Clark County Indiana | 76 | $ 7,600,000 | $ 100,000 | $ 44,000 |
| Tippecanoe County Indiana | 62 | $ 7,600,000 | $ 122,000 | $ 58,000 |
| Monroe County Indiana | 59 | $ 7,215,000 | $ 122,000 | $ 51,000 |
| Howard County Indiana | 55 | $ 5,350,000 | $ 97,000 | $ 49,000 |
| Hamilton County Indiana | 51 | $ 9,043,000 | $ 177,000 | $ 71,000 |
| Butler County Ohio | 51 | $ 5,770,000 | $ 113,000 | $ 59,000 |
| Laurel County Kentucky | 45 | $ 3,659,000 | $ 81,000 | $ 42,000 |
| Greene County Ohio | 44 | $ 5,156,000 | $ 117,000 | $ 50,000 |
| Floyd County Indiana | 43 | $ 5,512,000 | $ 128,000 | $ 94,000 |
| Summit County Ohio | 43 | $ 3,715,000 | $ 86,000 | $ 34,000 |
| Madison County Indiana | 42 | $ 3,702,000 | $ 88,000 | $ 43,000 |
| Morgan County Indiana | 42 | $ 4,826,000 | $ 114,000 | $ 52,000 |
| Vanderburgh County Indiana | 41 | $ 3,840,000 | $ 93,000 | $ 45,000 |
| Oldham County Kentucky | 41 | $ 8,342,000 | $ 203,000 | $ 95,000 |
| Hendricks County Indiana | 33 | $ 3,968,000 | $ 120,000 | $ 59,000 |
| Lawrence County Indiana | 32 | $ 2,616,000 | $ 81,000 | $ 38,000 |
| Bartholomew County Indiana | 31 | $ 2,695,000 | $ 86,000 | $ 41,000 |
| Pulaski County Kentucky | 31 | $ 2,345,000 | $ 75,000 | $ 32,000 |
| Delaware County Indiana | 30 | $ 2,118,000 | $ 70,000 | $ 31,000 |
| Grant County Indiana | 30 | $ 2,098,000 | $ 69,000 | $ 34,000 |
| Nelson County Kentucky | 30 | $ 3,218,000 | $ 107,000 | $ 51,000 |
| Cuyahoga County Ohio | 30 | $ 3,121,000 | $ 104,000 | $ 46,000 |
| Jackson County Indiana | 29 | $ 2,731,000 | $ 94,000 | $ 33,000 |
| Franklin County Ohio | 29 | $ 3,153,000 | $ 108,000 | $ 45,000 |
| Hardin County Kentucky | 28 | $ 3,003,000 | $ 107,000 | $ 56,000 |
| Johnson County Indiana | 27 | $ 3,207,000 | $ 118,000 | $ 53,000 |
| Whitley County Kentucky | 27 | $ 2,585,000 | $ 95,000 | $ 31,000 |
| Allen County Indiana | 26 | $ 2,358,000 | $ 90,000 | $ 51,000 |
| Kenton County Kentucky | 24 | $ 2,659,000 | $ 110,000 | $ 32,000 |
| Jasper County Indiana | 23 | $ 2,510,000 | $ 109,000 | $ 32,000 |
| Miami County Indiana | 22 | $ 2,071,000 | $ 94,000 | $ 46,000 |
| Vigo County Indiana | 22 | $ 1,850,000 | $ 84,000 | $ 40,000 |
| Daviess County Kentucky | 22 | $ 1,672,000 | $ 76,000 | $ 29,000 |
| Allen County Ohio | 21 | $ 1,642,000 | $ 78,000 | $ 49,000 |
| Alachua County Florida | 20 | $ 1,933,000 | $ 96,000 | $ 41,000 |
| Hillsborough County Florida | 20 | $ 2,462,000 | $ 123,000 | $ 53,000 |
| Boone County Kentucky | 19 | $ 2,854,000 | $ 150,000 | $ 51,000 |
| Hamilton County Tennessee | 19 | $ 2,013,000 | $ 105,000 | $ 46,000 |
| Lake County Indiana | 18 | $ 1,646,000 | $ 91,000 | $ 45,000 |
| Clark County Kentucky | 18 | $ 1,475,000 | $ 81,000 | $ 43,000 |
| Shelby County Kentucky | 18 | $ 2,450,000 | $ 136,000 | $ 77,000 |
| Warren County Ohio | 18 | $ 2,005,000 | $ 111,000 | $ 48,000 |
| Franklin County Kentucky | 17 | $ 1,901,000 | $ 111,000 | $ 79,000 |
| Scott County Kentucky | 17 | $ 1,861,000 | $ 109,000 | $ 47,000 |
| St. Louis County Missouri | 17 | $ 1,617,000 | $ 95,000 | $ 46,000 |
| Clermont County Ohio | 17 | $ 1,979,000 | $ 116,000 | $ 55,000 |
| Cass County Indiana | 16 | $ 1,276,000 | $ 79,000 | $ 41,000 |
| Bell County Kentucky | 16 | $ 1,113,000 | $ 69,000 | $ 30,000 |
| Putnam County Indiana | 15 | $ 1,768,000 | $ 117,000 | $ 44,000 |
| Harlan County Kentucky | 15 | $ 879,000 | $ 58,000 | $ 40,000 |
| Clark County Ohio | 15 | $ 1,126,000 | $ 75,000 | $ 37,000 |
| Marion County Florida | 14 | $ 1,756,000 | $ 125,000 | $ 38,000 |
| Carroll County Indiana | 14 | $ 1,381,000 | $ 98,000 | $ 36,000 |
| Clinton County Indiana | 14 | $ 1,124,000 | $ 80,000 | $ 37,000 |
| St. Joseph County Indiana | 14 | $ 1,324,000 | $ 94,000 | $ 52,000 |
| White County Indiana | 14 | $ 1,292,000 | $ 92,000 | $ 43,000 |
| Campbell County Kentucky | 14 | $ 1,618,000 | $ 115,000 | $ 37,000 |
| Madison County Kentucky | 14 | $ 1,250,000 | $ 89,000 | $ 36,000 |
| Mahoning County Ohio | 14 | $ 1,198,000 | $ 85,000 | $ 49,000 |
| Greene County Indiana | 13 | $ 856,000 | $ 65,000 | $ 33,000 |
| Jessamine County Kentucky | 13 | $ 1,220,000 | $ 93,000 | $ 35,000 |
| Knox County Kentucky | 13 | $ 1,120,000 | $ 86,000 | $ 41,000 |
| Perry County Kentucky | 13 | $ 898,000 | $ 69,000 | $ 36,000 |
| Jennings County Indiana | 12 | $ 988,000 | $ 82,000 | $ 37,000 |
| Owen County Indiana | 12 | $ 1,049,000 | $ 87,000 | $ 42,000 |
| Porter County Indiana | 12 | $ 1,256,000 | $ 104,000 | $ 54,000 |
| Washington County Indiana | 12 | $ 975,000 | $ 81,000 | $ 31,000 |
| Anderson County Kentucky | 12 | $ 1,121,000 | $ 93,000 | $ 54,000 |
| Brown County Indiana | 11 | $ 1,328,000 | $ 120,000 | $ 56,000 |
| Decatur County Indiana | 11 | $ 1,190,000 | $ 108,000 | $ 37,000 |
| Jefferson County Indiana | 11 | $ 875,000 | $ 79,000 | $ 48,000 |
| Shelby County Indiana | 11 | $ 1,274,000 | $ 115,000 | $ 55,000 |
| Miami County Ohio | 11 | $ 1,128,000 | $ 102,000 | $ 43,000 |
| Pinellas County Florida | 10 | $ 1,158,000 | $ 115,000 | $ 31,000 |
| Boone County Indiana | 10 | $ 1,194,000 | $ 119,000 | $ 52,000 |
| Henry County Indiana | 10 | $ 843,000 | $ 84,000 | $ 36,000 |
| Orange County Indiana | 10 | $ 766,000 | $ 76,000 | $ 45,000 |
| Henry County Kentucky | 10 | $ 874,000 | $ 87,000 | $ 33,000 |
| Meade County Kentucky | 10 | $ 1,127,000 | $ 112,000 | $ 39,000 |
| Mercer County Kentucky | 10 | $ 863,000 | $ 86,000 | $ 39,000 |
| Montgomery County Kentucky | 10 | $ 837,000 | $ 83,000 | $ 38,000 |
| Spencer County Kentucky | 10 | $ 1,293,000 | $ 129,000 | $ 49,000 |
| Warren County Kentucky | 10 | $ 861,000 | $ 86,000 | $ 46,000 |
| Brown County Ohio | 10 | $ 1,192,000 | $ 119,000 | $ 43,000 |
| Dearborn County Indiana | 9 | $ 1,226,000 | $ 136,000 | $ 65,000 |
| Fountain County Indiana | 9 | $ 702,000 | $ 78,000 | $ 42,000 |
| Jackson County Kentucky | 9 | $ 852,000 | $ 94,000 | $ 43,000 |
| Clinton County Ohio | 9 | $ 1,155,000 | $ 128,000 | $ 51,000 |
| Hancock County Ohio | 9 | $ 1,070,000 | $ 118,000 | $ 51,000 |
| Shelby County Ohio | 9 | $ 1,017,000 | $ 113,000 | $ 41,000 |
| Knox County Tennessee | 9 | $ 823,000 | $ 91,000 | $ 38,000 |
| Clay County Indiana | 8 | $ 935,000 | $ 116,000 | $ 61,000 |
| Hancock County Indiana | 8 | $ 1,071,000 | $ 133,000 | $ 62,000 |
| Scott County Indiana | 8 | $ 952,000 | $ 119,000 | $ 49,000 |
| Tipton County Indiana | 8 | $ 900,000 | $ 112,000 | $ 68,000 |
| Warrick County Indiana | 8 | $ 696,000 | $ 87,000 | $ 34,000 |
| Leslie County Kentucky | 8 | $ 448,000 | $ 56,000 | $ 30,000 |
| Claiborne County Tennessee | 8 | $ 869,000 | $ 108,000 | $ 56,000 |
| Daviess County Indiana | 7 | $ 556,000 | $ 79,000 | $ 24,000 |
| Harrison County Indiana | 7 | $ 1,135,000 | $ 162,000 | $ 44,000 |
| Jay County Indiana | 7 | $ 541,000 | $ 77,000 | $ 29,000 |
| Knox County Indiana | 7 | $ 436,000 | $ 62,000 | $ 33,000 |
| Kosciusko County Indiana | 7 | $ 630,000 | $ 90,000 | $ 54,000 |
| Noble County Indiana | 7 | $ 583,000 | $ 83,000 | $ 28,000 |
| Vermillion County Indiana | 7 | $ 558,000 | $ 79,000 | $ 61,000 |
| Wabash County Indiana | 7 | $ 680,000 | $ 97,000 | $ 50,000 |
| Wayne County Indiana | 7 | $ 621,000 | $ 88,000 | $ 56,000 |
| Boyle County Kentucky | 7 | $ 923,000 | $ 131,000 | $ 54,000 |
| McCreary County Kentucky | 7 | $ 508,000 | $ 72,000 | $ 31,000 |
| Jefferson County Missouri | 7 | $ 921,000 | $ 131,000 | $ 42,000 |
| Darke County Ohio | 7 | $ 714,000 | $ 102,000 | $ 64,000 |
| Lucas County Ohio | 7 | $ 544,000 | $ 77,000 | $ 58,000 |
| Preble County Ohio | 7 | $ 608,000 | $ 86,000 | $ 38,000 |
| Campbell County Tennessee | 7 | $ 519,000 | $ 74,000 | $ 27,000 |
| Fulton County Georgia | 6 | $ 876,000 | $ 146,000 | $ 71,000 |
| Blackford County Indiana | 6 | $ 378,000 | $ 63,000 | $ 34,000 |
| Dubois County Indiana | 6 | $ 516,000 | $ 86,000 | $ 33,000 |
| Huntington County Indiana | 6 | $ 733,000 | $ 122,000 | $ 38,000 |
| Newton County Indiana | 6 | $ 632,000 | $ 105,000 | $ 42,000 |
| Posey County Indiana | 6 | $ 466,000 | $ 77,000 | $ 32,000 |
| Lincoln County Kentucky | 6 | $ 464,000 | $ 77,000 | $ 36,000 |
| Wayne County Kentucky | 6 | $ 518,000 | $ 86,000 | $ 45,000 |
| Woodford County Kentucky | 6 | $ 741,000 | $ 123,000 | $ 40,000 |
| Putnam County Ohio | 6 | $ 481,000 | $ 80,000 | $ 32,000 |
| Stark County Ohio | 6 | $ 569,000 | $ 94,000 | $ 41,000 |
| LaPorte County Indiana | 5 | $ 450,000 | $ 90,000 | $ 51,000 |
| Montgomery County Indiana | 5 | $ 569,000 | $ 113,000 | $ 37,000 |
| Switzerland County Indiana | 5 | $ 682,000 | $ 136,000 | $ 61,000 |
| Breathitt County Kentucky | 5 | $ 267,000 | $ 53,000 | $ 21,000 |
| Christian County Kentucky | 5 | $ 394,000 | $ 78,000 | $ 40,000 |
| Clay County Kentucky | 5 | $ 488,000 | $ 97,000 | $ 96,000 |
| Graves County Kentucky | 5 | $ 464,000 | $ 92,000 | $ 56,000 |
| Harrison County Kentucky | 5 | $ 610,000 | $ 122,000 | $ 48,000 |
| Henderson County Kentucky | 5 | $ 381,000 | $ 76,000 | $ 38,000 |
| Marion County Ohio | 5 | $ 465,000 | $ 93,000 | $ 38,000 |
| Mercer County Ohio | 5 | $ 537,000 | $ 107,000 | $ 45,000 |
| Union County Ohio | 5 | $ 631,000 | $ 126,000 | $ 44,000 |
| Davidson County Tennessee | 5 | $ 1,165,000 | $ 233,000 | $ 80,000 |
| Broward County Florida | 4 | $ 776,000 | $ 194,000 | $ 68,000 |
| Columbia County Florida | 4 | $ 248,000 | $ 62,000 | $ 37,000 |
| Pasco County Florida | 4 | $ 829,000 | $ 207,000 | $ 89,000 |
| Putnam County Florida | 4 | $ 616,000 | $ 154,000 | $ 48,000 |
| Cobb County Georgia | 4 | $ 624,000 | $ 156,000 | $ 72,000 |
| Benton County Indiana | 4 | $ 312,000 | $ 78,000 | $ 43,000 |
| Crawford County Indiana | 4 | $ 292,000 | $ 73,000 | $ 42,000 |
| Elkhart County Indiana | 4 | $ 249,000 | $ 62,000 | $ 97,000 |
| Fayette County Indiana | 4 | $ 321,000 | $ 80,000 | $ 31,000 |
| Franklin County Indiana | 4 | $ 431,000 | $ 107,000 | $ 34,000 |
| Fulton County Indiana | 4 | $ 315,000 | $ 78,000 | $ 37,000 |
| Martin County Indiana | 4 | $ 353,000 | $ 88,000 | $ 32,000 |
| Ripley County Indiana | 4 | $ 444,000 | $ 111,000 | $ 49,000 |
| Sullivan County Indiana | 4 | $ 200,000 | $ 50,000 | $ 24,000 |
| Wells County Indiana | 4 | $ 346,000 | $ 86,000 | $ 40,000 |
| Bourbon County Kentucky | 4 | $ 279,000 | $ 69,000 | $ 19,000 |
| Boyd County Kentucky | 4 | $ 376,000 | $ 94,000 | $ 40,000 |
| Floyd County Kentucky | 4 | $ 289,000 | $ 72,000 | $ 26,000 |
| Garrard County Kentucky | 4 | $ 354,000 | $ 88,000 | $ 33,000 |
| Grant County Kentucky | 4 | $ 247,000 | $ 61,000 | $ 38,000 |
| Grayson County Kentucky | 4 | $ 335,000 | $ 83,000 | $ 33,000 |
| Marion County Kentucky | 4 | $ 420,000 | $ 105,000 | $ 42,000 |
| Mason County Kentucky | 4 | $ 239,000 | $ 59,000 | $ 32,000 |
| McCracken County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 43,000 |
| Pike County Kentucky | 4 | $ 411,000 | $ 102,000 | $ 41,000 |
| Trimble County Kentucky | 4 | $ 401,000 | $ 100,000 | $ 33,000 |
| Washington County Kentucky | 4 | $ 423,000 | $ 105,000 | $ 47,000 |
| Auglaize County Ohio | 4 | $ 311,000 | $ 77,000 | $ 49,000 |
| Hardin County Ohio | 4 | $ 246,000 | $ 61,000 | $ 42,000 |
| Highland County Ohio | 4 | $ 413,000 | $ 103,000 | $ 35,000 |
| Lake County Ohio | 4 | $ 514,000 | $ 128,000 | $ 47,000 |
| Medina County Ohio | 4 | $ 497,000 | $ 124,000 | $ 41,000 |
| Pickaway County Ohio | 4 | $ 389,000 | $ 97,000 | $ 64,000 |
| Ross County Ohio | 4 | $ 457,000 | $ 114,000 | $ 60,000 |
| Scioto County Ohio | 4 | $ 235,000 | $ 58,000 | $ 45,000 |
| Seneca County Ohio | 4 | $ 446,000 | $ 111,000 | $ 39,000 |
| Shelby County Tennessee | 4 | $ 607,000 | $ 151,000 | $ 81,000 |
| Liberty County Georgia | 3 | $ 346,000 | $ 115,000 | $ 69,000 |
| LaGrange County Indiana | 3 | $ 340,000 | $ 113,000 | $ 44,000 |
| Parke County Indiana | 3 | $ 242,000 | $ 80,000 | $ 46,000 |
| Randolph County Indiana | 3 | $ 158,000 | $ 52,000 | $ 61,000 |
| Starke County Indiana | 3 | $ 249,000 | $ 83,000 | $ 35,000 |
| Steuben County Indiana | 3 | $ 338,000 | $ 112,000 | $ 42,000 |
| Warren County Indiana | 3 | $ 281,000 | $ 93,000 | $ 23,000 |
| Whitley County Indiana | 3 | $ 421,000 | $ 140,000 | $ 54,000 |
| Barren County Kentucky | 3 | $ 356,000 | $ 118,000 | $ 60,000 |
| Bath County Kentucky | 3 | $ 344,000 | $ 114,000 | $ 54,000 |
| Calloway County Kentucky | 3 | $ 252,000 | $ 84,000 | $ 47,000 |
| Carroll County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 78,000 |
| Carter County Kentucky | 3 | $ 193,000 | $ 64,000 | $ 39,000 |
| Estill County Kentucky | 3 | $ 180,000 | $ 60,000 | $ 16,000 |
| Letcher County Kentucky | 3 | $ 174,000 | $ 58,000 | $ 24,000 |
| Lewis County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 32,000 |
| Ohio County Kentucky | 3 | $ 169,000 | $ 56,000 | $ 40,000 |
| Russell County Kentucky | 3 | $ 659,000 | $ 219,000 | $ 102,000 |
| Union County Kentucky | 3 | $ 262,000 | $ 87,000 | $ 45,000 |
| Athens County Ohio | 3 | $ 178,000 | $ 59,000 | $ 55,000 |
| Champaign County Ohio | 3 | $ 326,000 | $ 108,000 | $ 46,000 |
| Columbiana County Ohio | 3 | $ 260,000 | $ 86,000 | $ 36,000 |
| Jackson County Ohio | 3 | $ 264,000 | $ 88,000 | $ 32,000 |
| Lorain County Ohio | 3 | $ 342,000 | $ 114,000 | $ 37,000 |
| Paulding County Ohio | 3 | $ 206,000 | $ 68,000 | $ 46,000 |
| Richland County Ohio | 3 | $ 330,000 | $ 110,000 | $ 35,000 |
| Trumbull County Ohio | 3 | $ 234,000 | $ 78,000 | $ 46,000 |
| Tuscarawas County Ohio | 3 | $ 256,000 | $ 85,000 | $ 37,000 |
| Wayne County Ohio | 3 | $ 331,000 | $ 110,000 | $ 31,000 |
| Williams County Ohio | 3 | $ 342,000 | $ 114,000 | $ 31,000 |
| Wyandot County Ohio | 3 | $ 207,000 | $ 69,000 | $ 33,000 |
| Anderson County Tennessee | 3 | $ 204,000 | $ 68,000 | $ 34,000 |
| Sumner County Tennessee | 3 | $ 318,000 | $ 106,000 | $ 45,000 |
| Gilchrist County Florida | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
| Cherokee County Georgia | 2 | $ 229,000 | $ 114,000 | $ 54,000 |
| Gwinnett County Georgia | 2 | $ 292,000 | $ 146,000 | $ 66,000 |
| Adams County Indiana | 2 | $ 153,000 | $ 76,000 | $ 34,000 |
| DeKalb County Indiana | 2 | $ 271,000 | $ 135,000 | $ 48,000 |
| Marshall County Indiana | 2 | $ 163,000 | $ 81,000 | $ 34,000 |
| Ohio County Indiana | 2 | $ 179,000 | $ 89,000 | $ 50,000 |
| Pulaski County Indiana | 2 | $ 142,000 | $ 71,000 | $ 26,000 |
| Rush County Indiana | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Spencer County Indiana | 2 | $ 143,000 | $ 71,000 | $ 38,000 |
| Casey County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 44,000 |
| Crittenden County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 15,000 |
| Hopkins County Kentucky | 2 | $ 169,000 | $ 84,000 | $ 40,000 |
| Larue County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 43,000 |
| Livingston County Kentucky | 2 | $ 109,000 | $ 54,000 | $ 38,000 |
| Logan County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 34,000 |
| Marshall County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Menifee County Kentucky | 2 | $ 105,000 | $ 52,000 | $ 56,000 |
| Morgan County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 45,000 |
| Pendleton County Kentucky | 2 | $ 201,000 | $ 100,000 | $ 42,000 |
| Powell County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 37,000 |
| Rockcastle County Kentucky | 2 | $ 276,000 | $ 138,000 | $ 63,000 |
| Jackson County Missouri | 2 | $ 128,000 | $ 64,000 | $ 33,000 |
| St. Charles County Missouri | 2 | $ 106,000 | $ 53,000 | $ 33,000 |
| Adams County Ohio | 2 | $ 113,000 | $ 56,000 | $ 15,000 |
| Belmont County Ohio | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Delaware County Ohio | 2 | $ 244,000 | $ 122,000 | $ 47,000 |
| Fayette County Ohio | 2 | $ 265,000 | $ 132,000 | $ 51,000 |
| Harrison County Ohio | 2 | $ 179,000 | $ 89,000 | $ 55,000 |
| Licking County Ohio | 2 | $ 223,000 | $ 111,000 | $ 35,000 |
| Logan County Ohio | 2 | $ 132,000 | $ 66,000 | $ 34,000 |
| Madison County Ohio | 2 | $ 277,000 | $ 138,000 | $ 47,000 |
| Noble County Ohio | 2 | $ 186,000 | $ 93,000 | $ 71,000 |
| Wood County Ohio | 2 | $ 148,000 | $ 74,000 | $ 30,000 |
| Dickson County Tennessee | 2 | $ 182,000 | $ 91,000 | $ 59,000 |
| Hamblen County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 12,000 |
| Rutherford County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Wilson County Tennessee | 2 | $ 186,000 | $ 93,000 | $ 22,000 |
| Fairfax County Virginia | 2 | $ 1,149,000 | $ 574,000 | $ 363,000 |
| Prince William County Virginia | 2 | $ 677,000 | $ 338,000 | $ 73,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Dixie County Florida | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Duval County Florida | 1 | $ 81,000 | $ 81,000 | $ 88,000 |
| Hernando County Florida | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Indian River County Florida | 1 | $ 159,000 | $ 159,000 | $ 57,000 |
| Lake County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Manatee County Florida | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Miami-Dade County Florida | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Orange County Florida | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Palm Beach County Florida | 1 | $ 194,000 | $ 194,000 | $ 67,000 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Sarasota County Florida | 1 | $ 278,000 | $ 278,000 | $ 51,000 |
| St. Johns County Florida | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| St. Lucie County Florida | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Volusia County Florida | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Bibb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Carroll County Georgia | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Chattooga County Georgia | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Colquitt County Georgia | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Coweta County Georgia | 1 | $ 191,000 | $ 191,000 | $ 125,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Effingham County Georgia | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Forsyth County Georgia | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
| Gordon County Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Henry County Georgia | 1 | $ 87,000 | $ 87,000 | $ 18,000 |
| Houston County Georgia | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Oconee County Georgia | 1 | $ 137,000 | $ 137,000 | $ 100,000 |
| Paulding County Georgia | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Richmond County Georgia | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Seminole County Georgia | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Walker County Georgia | 1 | $ 209,000 | $ 209,000 | $ 55,000 |
| Perry County Indiana | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| Pike County Indiana | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Allen County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Breckinridge County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Butler County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Caldwell County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 74,000 |
| Clinton County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Cumberland County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Gallatin County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Green County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Greenup County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Hart County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Knott County Kentucky | 1 | $ 206,000 | $ 206,000 | $ 54,000 |
| Lawrence County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 56,000 |
| Lee County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 19,000 |
| Lyon County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Magoffin County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| McLean County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Muhlenberg County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Nicholas County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Owen County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Robertson County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 58,000 |
| Rowan County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Taylor County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Todd County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Webster County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Clinton County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Callaway County Missouri | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Clay County Missouri | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Franklin County Missouri | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Phelps County Missouri | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| St. Louis City County Missouri | 1 | $ 33,000 | $ 33,000 | $ 10,000 |
| Warren County Missouri | 1 | $ 280,000 | $ 280,000 | $ 67,000 |
| Ashland County Ohio | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Ashtabula County Ohio | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Defiance County Ohio | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Fairfield County Ohio | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Geauga County Ohio | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Henry County Ohio | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Holmes County Ohio | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Lawrence County Ohio | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Meigs County Ohio | 1 | $ 144,000 | $ 144,000 | $ 96,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Muskingum County Ohio | 1 | $ 91,000 | $ 91,000 | $ 54,000 |
| Portage County Ohio | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Van Wert County Ohio | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Blount County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Cumberland County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Henry County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 10,000 |
| Macon County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Putnam County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| White County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Chesterfield County Virginia | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| King William County Virginia | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Louisa County Virginia | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Norfolk County Virginia | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Smyth County Virginia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Virginia Beach County Virginia | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Central Bank Of Jefferson Cty in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,319 | $345,858,000 | $131,666 | $999,000 | $42,555 | $648,000 |
| Home Purchase | 778 | $90,799,000 | $158,500 | $842,000 | $70,250 | $600,000 |
| Home Improvement | 4 | $479,000 | $119,000 | $233,000 | $94,000 | $139,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,263 | $345,780,000 | $144,400 | $999,000 | $50,700 | $600,000 |
| Not Provided | 427 | $45,931,000 | $101,125 | $716,000 | $46,625 | $648,000 |
| Black or African American | 273 | $29,439,000 | $130,250 | $550,000 | $50,500 | $264,000 |
| Hispanic | 68 | $7,430,000 | $102,600 | $580,000 | $48,400 | $250,000 |
| Asian | 31 | $4,081,000 | $113,800 | $800,000 | $58,200 | $588,000 |
| Not applicable | 20 | $1,701,000 | $74,666 | $130,000 | $83,333 | $197,000 |
| American Indian or Alaskan Native | 15 | $2,091,000 | $128,250 | $593,000 | $55,250 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $683,000 | $170,000 | $264,000 | $70,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,101 | $437,136,000 | $145,000 | $999,000 | $48,500 | $648,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,748 | $189,575,000 | $139,000 | $842,000 | $59,555 | $600,000 |
| Loan Originated | 1,174 | $122,448,000 | $107,714 | $999,000 | $50,571 | $648,000 |
| Application Denied By Financial Institution | 613 | $64,357,000 | $127,333 | $624,000 | $39,333 | $420,000 |
| Application Approved But Not Accepted | 408 | $41,579,000 | $115,555 | $550,000 | $49,666 | $197,000 |
| File Closed For Incompleteness | 158 | $19,177,000 | $142,625 | $544,000 | $63,875 | $496,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 396 | $39,804,000 | $99,500 | $580,000 | $42,000 | $420,000 |
| Debt-To-Income Ratio | 75 | $9,338,000 | $118,714 | $412,000 | $39,000 | $163,000 |
| Collateral | 62 | $6,337,000 | $118,500 | $251,000 | $54,250 | $174,000 |
| Other | 40 | $3,743,000 | $118,833 | $305,000 | $32,500 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $779,000 | $107,750 | $224,000 | $61,000 | $131,000 |
| Unverifiable Information | 6 | $580,000 | $96,500 | $135,000 | $37,500 | $80,000 |
| Employment History | 5 | $953,000 | $137,500 | $624,000 | $44,000 | $252,000 |
| Credit Application Incomplete | 4 | $414,000 | $103,333 | $157,000 | $71,000 | $124,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of Jefferson Cty's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of Jefferson Cty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.