Central Bank Of Jefferson Cty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Central Bank Of Jefferson Cty 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of Jefferson Cty 4630 Taylorsville Rd Louisville, KY 40220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,392 |
| Total Mortgage Loan Application Amount | $428,691,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $2,760,000 |
| Average Applicant Income | $65,333 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Central Bank Of Jefferson Cty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of Jefferson Cty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Central Bank Of Jefferson Cty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of Jefferson Cty serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of Jefferson Cty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of Jefferson Cty's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 441 | $ 65,413,000 | $ 148,000 | $ 81,000 |
| Marion County Indiana | 192 | $ 22,895,000 | $ 119,000 | $ 49,000 |
| Fayette County Kentucky | 90 | $ 12,747,000 | $ 141,000 | $ 65,000 |
| Monroe County Indiana | 79 | $ 10,478,000 | $ 132,000 | $ 53,000 |
| St. Louis County Missouri | 78 | $ 11,463,000 | $ 146,000 | $ 54,000 |
| Laurel County Kentucky | 69 | $ 10,193,000 | $ 147,000 | $ 51,000 |
| Vigo County Indiana | 68 | $ 5,820,000 | $ 85,000 | $ 43,000 |
| Vanderburgh County Indiana | 52 | $ 4,750,000 | $ 91,000 | $ 43,000 |
| Hamilton County Ohio | 50 | $ 6,122,000 | $ 122,000 | $ 51,000 |
| Allen County Indiana | 40 | $ 4,328,000 | $ 108,000 | $ 51,000 |
| Tippecanoe County Indiana | 40 | $ 5,043,000 | $ 126,000 | $ 52,000 |
| Hamilton County Indiana | 38 | $ 10,928,000 | $ 287,000 | $ 175,000 |
| Howard County Indiana | 37 | $ 3,764,000 | $ 101,000 | $ 53,000 |
| Oldham County Kentucky | 37 | $ 8,156,000 | $ 220,000 | $ 97,000 |
| Montgomery County Ohio | 37 | $ 3,220,000 | $ 87,000 | $ 47,000 |
| Lake County Indiana | 35 | $ 5,179,000 | $ 147,000 | $ 60,000 |
| St. Joseph County Indiana | 35 | $ 3,396,000 | $ 97,000 | $ 46,000 |
| Delaware County Indiana | 34 | $ 2,730,000 | $ 80,000 | $ 38,000 |
| St. Charles County Missouri | 34 | $ 6,257,000 | $ 184,000 | $ 67,000 |
| Bartholomew County Indiana | 32 | $ 3,466,000 | $ 108,000 | $ 49,000 |
| Clark County Indiana | 32 | $ 3,980,000 | $ 124,000 | $ 57,000 |
| Perry County Kentucky | 32 | $ 4,291,000 | $ 134,000 | $ 60,000 |
| Cuyahoga County Ohio | 31 | $ 4,578,000 | $ 147,000 | $ 63,000 |
| Elkhart County Indiana | 30 | $ 3,177,000 | $ 105,000 | $ 48,000 |
| Owen County Indiana | 30 | $ 3,394,000 | $ 113,000 | $ 38,000 |
| Pulaski County Kentucky | 30 | $ 3,234,000 | $ 107,000 | $ 42,000 |
| Madison County Indiana | 29 | $ 2,476,000 | $ 85,000 | $ 37,000 |
| St. Louis City County Missouri | 29 | $ 3,654,000 | $ 126,000 | $ 50,000 |
| Lawrence County Indiana | 28 | $ 2,300,000 | $ 82,000 | $ 38,000 |
| Hendricks County Indiana | 25 | $ 3,840,000 | $ 153,000 | $ 70,000 |
| Whitley County Kentucky | 25 | $ 2,402,000 | $ 96,000 | $ 45,000 |
| Bullitt County Kentucky | 24 | $ 2,909,000 | $ 121,000 | $ 71,000 |
| Kenton County Kentucky | 23 | $ 2,860,000 | $ 124,000 | $ 44,000 |
| Morgan County Indiana | 22 | $ 3,115,000 | $ 141,000 | $ 49,000 |
| Jessamine County Kentucky | 22 | $ 2,775,000 | $ 126,000 | $ 53,000 |
| Clay County Indiana | 21 | $ 1,708,000 | $ 81,000 | $ 35,000 |
| Hardin County Kentucky | 21 | $ 2,583,000 | $ 123,000 | $ 54,000 |
| Scott County Kentucky | 21 | $ 2,876,000 | $ 136,000 | $ 60,000 |
| Warrick County Indiana | 20 | $ 2,444,000 | $ 122,000 | $ 58,000 |
| Shelby County Kentucky | 20 | $ 5,453,000 | $ 272,000 | $ 125,000 |
| Jefferson County Missouri | 20 | $ 2,885,000 | $ 144,000 | $ 57,000 |
| Grant County Indiana | 19 | $ 1,428,000 | $ 75,000 | $ 34,000 |
| Hancock County Indiana | 19 | $ 2,839,000 | $ 149,000 | $ 72,000 |
| Clark County Kentucky | 19 | $ 2,158,000 | $ 113,000 | $ 47,000 |
| Floyd County Indiana | 17 | $ 2,046,000 | $ 120,000 | $ 59,000 |
| Johnson County Indiana | 17 | $ 2,391,000 | $ 140,000 | $ 59,000 |
| Montgomery County Indiana | 17 | $ 1,417,000 | $ 83,000 | $ 39,000 |
| Madison County Kentucky | 17 | $ 1,867,000 | $ 109,000 | $ 45,000 |
| Butler County Ohio | 17 | $ 2,068,000 | $ 121,000 | $ 53,000 |
| Gibson County Indiana | 15 | $ 1,712,000 | $ 114,000 | $ 57,000 |
| Greene County Indiana | 15 | $ 1,302,000 | $ 86,000 | $ 50,000 |
| Orange County Indiana | 15 | $ 1,733,000 | $ 115,000 | $ 45,000 |
| Montgomery County Kentucky | 15 | $ 1,553,000 | $ 103,000 | $ 45,000 |
| Greene County Missouri | 15 | $ 1,666,000 | $ 111,000 | $ 45,000 |
| Clinton County Indiana | 14 | $ 1,306,000 | $ 93,000 | $ 46,000 |
| Miami County Indiana | 14 | $ 1,385,000 | $ 98,000 | $ 47,000 |
| Shelby County Indiana | 14 | $ 1,384,000 | $ 98,000 | $ 44,000 |
| Knox County Kentucky | 14 | $ 1,020,000 | $ 72,000 | $ 38,000 |
| McCreary County Kentucky | 14 | $ 906,000 | $ 64,000 | $ 39,000 |
| Wayne County Kentucky | 14 | $ 1,325,000 | $ 94,000 | $ 58,000 |
| Sullivan County Indiana | 13 | $ 860,000 | $ 66,000 | $ 38,000 |
| Bell County Kentucky | 13 | $ 930,000 | $ 71,000 | $ 35,000 |
| McCracken County Kentucky | 13 | $ 1,125,000 | $ 86,000 | $ 45,000 |
| Nelson County Kentucky | 13 | $ 1,690,000 | $ 130,000 | $ 48,000 |
| Woodford County Kentucky | 13 | $ 1,785,000 | $ 137,000 | $ 90,000 |
| Knox County Tennessee | 13 | $ 2,309,000 | $ 177,000 | $ 43,000 |
| LaPorte County Indiana | 12 | $ 1,371,000 | $ 114,000 | $ 75,000 |
| Boone County Kentucky | 12 | $ 2,164,000 | $ 180,000 | $ 73,000 |
| Franklin County Missouri | 12 | $ 1,691,000 | $ 140,000 | $ 55,000 |
| Clermont County Ohio | 12 | $ 1,273,000 | $ 106,000 | $ 48,000 |
| Davidson County Tennessee | 12 | $ 1,539,000 | $ 128,000 | $ 47,000 |
| Lincoln County Kentucky | 11 | $ 852,000 | $ 77,000 | $ 43,000 |
| Warren County Ohio | 11 | $ 2,373,000 | $ 215,000 | $ 268,000 |
| Brown County Indiana | 10 | $ 1,379,000 | $ 137,000 | $ 94,000 |
| Anderson County Kentucky | 10 | $ 1,249,000 | $ 124,000 | $ 48,000 |
| Bourbon County Kentucky | 10 | $ 1,203,000 | $ 120,000 | $ 64,000 |
| Clay County Kentucky | 10 | $ 785,000 | $ 78,000 | $ 28,000 |
| Franklin County Kentucky | 10 | $ 1,494,000 | $ 149,000 | $ 61,000 |
| Rockcastle County Kentucky | 10 | $ 873,000 | $ 87,000 | $ 59,000 |
| Boone County Indiana | 9 | $ 5,612,000 | $ 623,000 | $ 192,000 |
| Harrison County Indiana | 9 | $ 1,010,000 | $ 112,000 | $ 53,000 |
| Jackson County Indiana | 9 | $ 706,000 | $ 78,000 | $ 37,000 |
| White County Indiana | 9 | $ 873,000 | $ 97,000 | $ 47,000 |
| Henry County Kentucky | 9 | $ 866,000 | $ 96,000 | $ 50,000 |
| Richland County South Carolina | 9 | $ 978,000 | $ 108,000 | $ 60,000 |
| Hardeman County Tennessee | 9 | $ 863,000 | $ 95,000 | $ 44,000 |
| Cass County Indiana | 8 | $ 665,000 | $ 83,000 | $ 36,000 |
| Daviess County Indiana | 8 | $ 606,000 | $ 75,000 | $ 39,000 |
| Fountain County Indiana | 8 | $ 498,000 | $ 62,000 | $ 36,000 |
| Knox County Indiana | 8 | $ 914,000 | $ 114,000 | $ 61,000 |
| Porter County Indiana | 8 | $ 1,601,000 | $ 200,000 | $ 64,000 |
| Boyd County Kentucky | 8 | $ 707,000 | $ 88,000 | $ 52,000 |
| Jackson County Kentucky | 8 | $ 507,000 | $ 63,000 | $ 28,000 |
| Meade County Kentucky | 8 | $ 1,004,000 | $ 125,000 | $ 39,000 |
| Pike County Kentucky | 8 | $ 785,000 | $ 98,000 | $ 31,000 |
| Scott County Missouri | 8 | $ 671,000 | $ 83,000 | $ 44,000 |
| Williams County Ohio | 8 | $ 528,000 | $ 66,000 | $ 38,000 |
| Carroll County Indiana | 7 | $ 912,000 | $ 130,000 | $ 74,000 |
| Dubois County Indiana | 7 | $ 868,000 | $ 124,000 | $ 37,000 |
| Henry County Indiana | 7 | $ 569,000 | $ 81,000 | $ 42,000 |
| Jennings County Indiana | 7 | $ 681,000 | $ 97,000 | $ 40,000 |
| Kosciusko County Indiana | 7 | $ 800,000 | $ 114,000 | $ 43,000 |
| Noble County Indiana | 7 | $ 589,000 | $ 84,000 | $ 46,000 |
| Rush County Indiana | 7 | $ 581,000 | $ 83,000 | $ 31,000 |
| Washington County Indiana | 7 | $ 730,000 | $ 104,000 | $ 38,000 |
| Wayne County Indiana | 7 | $ 595,000 | $ 85,000 | $ 35,000 |
| Garrard County Kentucky | 7 | $ 783,000 | $ 111,000 | $ 52,000 |
| Grayson County Kentucky | 7 | $ 690,000 | $ 98,000 | $ 34,000 |
| Leslie County Kentucky | 7 | $ 602,000 | $ 86,000 | $ 44,000 |
| Taylor County Kentucky | 7 | $ 624,000 | $ 89,000 | $ 31,000 |
| Warren County Missouri | 7 | $ 746,000 | $ 106,000 | $ 43,000 |
| Greene County Ohio | 7 | $ 727,000 | $ 103,000 | $ 47,000 |
| Dearborn County Indiana | 6 | $ 995,000 | $ 165,000 | $ 41,000 |
| Jay County Indiana | 6 | $ 468,000 | $ 78,000 | $ 68,000 |
| Marshall County Indiana | 6 | $ 901,000 | $ 150,000 | $ 57,000 |
| Posey County Indiana | 6 | $ 681,000 | $ 113,000 | $ 48,000 |
| Starke County Indiana | 6 | $ 617,000 | $ 102,000 | $ 41,000 |
| Wells County Indiana | 6 | $ 533,000 | $ 88,000 | $ 34,000 |
| Boyle County Kentucky | 6 | $ 769,000 | $ 128,000 | $ 60,000 |
| Campbell County Kentucky | 6 | $ 1,022,000 | $ 170,000 | $ 63,000 |
| Greenup County Kentucky | 6 | $ 653,000 | $ 108,000 | $ 51,000 |
| Harrison County Kentucky | 6 | $ 592,000 | $ 98,000 | $ 35,000 |
| Mercer County Kentucky | 6 | $ 774,000 | $ 129,000 | $ 66,000 |
| Clark County Ohio | 6 | $ 473,000 | $ 78,000 | $ 49,000 |
| Franklin County Ohio | 6 | $ 735,000 | $ 122,000 | $ 42,000 |
| Berkeley County South Carolina | 6 | $ 656,000 | $ 109,000 | $ 44,000 |
| Pinellas County Florida | 5 | $ 1,982,000 | $ 396,000 | $ 234,000 |
| DeKalb County Indiana | 5 | $ 510,000 | $ 102,000 | $ 54,000 |
| Jasper County Indiana | 5 | $ 502,000 | $ 100,000 | $ 44,000 |
| Jefferson County Indiana | 5 | $ 486,000 | $ 97,000 | $ 70,000 |
| Parke County Indiana | 5 | $ 252,000 | $ 50,000 | $ 41,000 |
| Perry County Indiana | 5 | $ 543,000 | $ 108,000 | $ 36,000 |
| Pulaski County Indiana | 5 | $ 464,000 | $ 92,000 | $ 57,000 |
| Putnam County Indiana | 5 | $ 409,000 | $ 81,000 | $ 49,000 |
| Randolph County Indiana | 5 | $ 502,000 | $ 100,000 | $ 71,000 |
| Vermillion County Indiana | 5 | $ 362,000 | $ 72,000 | $ 50,000 |
| Hopkins County Kentucky | 5 | $ 557,000 | $ 111,000 | $ 50,000 |
| Knott County Kentucky | 5 | $ 413,000 | $ 82,000 | $ 34,000 |
| Letcher County Kentucky | 5 | $ 347,000 | $ 69,000 | $ 38,000 |
| Owen County Kentucky | 5 | $ 515,000 | $ 103,000 | $ 47,000 |
| Powell County Kentucky | 5 | $ 329,000 | $ 65,000 | $ 33,000 |
| Rowan County Kentucky | 5 | $ 757,000 | $ 151,000 | $ 57,000 |
| Warren County Kentucky | 5 | $ 594,000 | $ 118,000 | $ 53,000 |
| Claiborne County Tennessee | 5 | $ 491,000 | $ 98,000 | $ 53,000 |
| Jefferson County Tennessee | 5 | $ 634,000 | $ 126,000 | $ 44,000 |
| Rutherford County Tennessee | 5 | $ 368,000 | $ 73,000 | $ 51,000 |
| Benton County Indiana | 4 | $ 322,000 | $ 80,000 | $ 37,000 |
| Fayette County Indiana | 4 | $ 223,000 | $ 55,000 | $ 24,000 |
| Huntington County Indiana | 4 | $ 509,000 | $ 127,000 | $ 79,000 |
| LaGrange County Indiana | 4 | $ 560,000 | $ 140,000 | $ 30,000 |
| Ripley County Indiana | 4 | $ 459,000 | $ 114,000 | $ 55,000 |
| Tipton County Indiana | 4 | $ 491,000 | $ 122,000 | $ 41,000 |
| Wabash County Indiana | 4 | $ 220,000 | $ 55,000 | $ 24,000 |
| Whitley County Indiana | 4 | $ 469,000 | $ 117,000 | $ 49,000 |
| Breckinridge County Kentucky | 4 | $ 333,000 | $ 83,000 | $ 35,000 |
| Carter County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 22,000 |
| Fleming County Kentucky | 4 | $ 669,000 | $ 167,000 | $ 101,000 |
| Graves County Kentucky | 4 | $ 326,000 | $ 81,000 | $ 35,000 |
| Harlan County Kentucky | 4 | $ 416,000 | $ 104,000 | $ 45,000 |
| Henderson County Kentucky | 4 | $ 566,000 | $ 141,000 | $ 66,000 |
| Larue County Kentucky | 4 | $ 264,000 | $ 66,000 | $ 34,000 |
| Marion County Kentucky | 4 | $ 273,000 | $ 68,000 | $ 36,000 |
| Marshall County Kentucky | 4 | $ 381,000 | $ 95,000 | $ 88,000 |
| Spencer County Kentucky | 4 | $ 635,000 | $ 158,000 | $ 52,000 |
| Union County Kentucky | 4 | $ 404,000 | $ 101,000 | $ 75,000 |
| Gasconade County Missouri | 4 | $ 542,000 | $ 135,000 | $ 60,000 |
| Jackson County Missouri | 4 | $ 630,000 | $ 157,000 | $ 64,000 |
| Dorchester County South Carolina | 4 | $ 586,000 | $ 146,000 | $ 57,000 |
| Anderson County Tennessee | 4 | $ 245,000 | $ 61,000 | $ 33,000 |
| Loudon County Tennessee | 4 | $ 453,000 | $ 113,000 | $ 50,000 |
| Sullivan County Tennessee | 4 | $ 252,000 | $ 63,000 | $ 26,000 |
| Broward County Florida | 3 | $ 978,000 | $ 326,000 | $ 80,000 |
| Blackford County Indiana | 3 | $ 174,000 | $ 58,000 | $ 34,000 |
| Decatur County Indiana | 3 | $ 280,000 | $ 93,000 | $ 66,000 |
| Martin County Indiana | 3 | $ 318,000 | $ 106,000 | $ 46,000 |
| Pike County Indiana | 3 | $ 396,000 | $ 132,000 | $ 53,000 |
| Scott County Indiana | 3 | $ 271,000 | $ 90,000 | $ 35,000 |
| Barren County Kentucky | 3 | $ 252,000 | $ 84,000 | $ 39,000 |
| Bracken County Kentucky | 3 | $ 199,000 | $ 66,000 | $ 26,000 |
| Breathitt County Kentucky | 3 | $ 164,000 | $ 54,000 | $ 32,000 |
| Carroll County Kentucky | 3 | $ 179,000 | $ 59,000 | $ 50,000 |
| Christian County Kentucky | 3 | $ 319,000 | $ 106,000 | $ 64,000 |
| Daviess County Kentucky | 3 | $ 186,000 | $ 62,000 | $ 36,000 |
| Estill County Kentucky | 3 | $ 172,000 | $ 57,000 | $ 34,000 |
| Mason County Kentucky | 3 | $ 230,000 | $ 76,000 | $ 27,000 |
| Monroe County Kentucky | 3 | $ 267,000 | $ 89,000 | $ 33,000 |
| Webster County Kentucky | 3 | $ 959,000 | $ 319,000 | $ 166,000 |
| Boone County Missouri | 3 | $ 310,000 | $ 103,000 | $ 36,000 |
| Cass County Missouri | 3 | $ 507,000 | $ 169,000 | $ 82,000 |
| Clay County Missouri | 3 | $ 383,000 | $ 127,000 | $ 55,000 |
| Jasper County Missouri | 3 | $ 218,000 | $ 72,000 | $ 42,000 |
| Lawrence County Missouri | 3 | $ 268,000 | $ 89,000 | $ 44,000 |
| Darke County Ohio | 3 | $ 264,000 | $ 88,000 | $ 44,000 |
| Lake County Ohio | 3 | $ 472,000 | $ 157,000 | $ 34,000 |
| Summit County Ohio | 3 | $ 480,000 | $ 160,000 | $ 72,000 |
| Charleston County South Carolina | 3 | $ 413,000 | $ 137,000 | $ 63,000 |
| Horry County South Carolina | 3 | $ 447,000 | $ 149,000 | $ 43,000 |
| Lexington County South Carolina | 3 | $ 447,000 | $ 149,000 | $ 64,000 |
| Hamilton County Tennessee | 3 | $ 562,000 | $ 187,000 | $ 65,000 |
| Hawkins County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 43,000 |
| Sevier County Tennessee | 3 | $ 422,000 | $ 140,000 | $ 39,000 |
| Wilson County Tennessee | 3 | $ 549,000 | $ 183,000 | $ 54,000 |
| Collier County Florida | 2 | $ 604,000 | $ 302,000 | $ 320,000 |
| Miami-Dade County Florida | 2 | $ 438,000 | $ 219,000 | $ 58,000 |
| Fulton County Indiana | 2 | $ 295,000 | $ 147,000 | $ 109,000 |
| Spencer County Indiana | 2 | $ 144,000 | $ 72,000 | $ 57,000 |
| Switzerland County Indiana | 2 | $ 210,000 | $ 105,000 | $ 28,000 |
| Adair County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Butler County Kentucky | 2 | $ 239,000 | $ 119,000 | $ 71,000 |
| Calloway County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 50,000 |
| Grant County Kentucky | 2 | $ 283,000 | $ 141,000 | $ 76,000 |
| Johnson County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 32,000 |
| Lawrence County Kentucky | 2 | $ 109,000 | $ 54,000 | $ 43,000 |
| Livingston County Kentucky | 2 | $ 148,000 | $ 74,000 | $ 61,000 |
| McLean County Kentucky | 2 | $ 229,000 | $ 114,000 | $ 57,000 |
| Muhlenberg County Kentucky | 2 | $ 159,000 | $ 79,000 | $ 38,000 |
| Nicholas County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 26,000 |
| Pendleton County Kentucky | 2 | $ 107,000 | $ 53,000 | $ 41,000 |
| Buchanan County Missouri | 2 | $ 188,000 | $ 94,000 | $ 43,000 |
| Cape Girardeau County Missouri | 2 | $ 247,000 | $ 123,000 | $ 66,000 |
| Christian County Missouri | 2 | $ 336,000 | $ 168,000 | $ 69,000 |
| Henry County Missouri | 2 | $ 248,000 | $ 124,000 | $ 36,000 |
| Howell County Missouri | 2 | $ 238,000 | $ 119,000 | $ 42,000 |
| Johnson County Missouri | 2 | $ 228,000 | $ 114,000 | $ 55,000 |
| Lincoln County Missouri | 2 | $ 400,000 | $ 200,000 | $ 71,000 |
| Mississippi County Missouri | 2 | $ 173,000 | $ 86,000 | $ 38,000 |
| Newton County Missouri | 2 | $ 215,000 | $ 107,000 | $ 33,000 |
| Platte County Missouri | 2 | $ 211,000 | $ 105,000 | $ 36,000 |
| Ste. Genevieve County Missouri | 2 | $ 244,000 | $ 122,000 | $ 57,000 |
| Brown County Ohio | 2 | $ 196,000 | $ 98,000 | $ 81,000 |
| Fairfield County Ohio | 2 | $ 331,000 | $ 165,000 | $ 207,000 |
| Guernsey County Ohio | 2 | $ 272,000 | $ 136,000 | $ 61,000 |
| Highland County Ohio | 2 | $ 256,000 | $ 128,000 | $ 111,000 |
| Licking County Ohio | 2 | $ 294,000 | $ 147,000 | $ 46,000 |
| Shelby County Ohio | 2 | $ 246,000 | $ 123,000 | $ 40,000 |
| Lancaster County South Carolina | 2 | $ 187,000 | $ 93,000 | $ 70,000 |
| York County South Carolina | 2 | $ 279,000 | $ 139,000 | $ 62,000 |
| Campbell County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 25,000 |
| Cocke County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 36,000 |
| Dickson County Tennessee | 2 | $ 222,000 | $ 111,000 | $ 28,000 |
| Greene County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 75,000 |
| Hamblen County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Monroe County Tennessee | 2 | $ 188,000 | $ 94,000 | $ 32,000 |
| Montgomery County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 63,000 |
| Washington County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 67,000 |
| Pittsylvania County Virginia | 2 | $ 144,000 | $ 72,000 | $ 52,000 |
| Baldwin County Alabama | 1 | $ 298,000 | $ 298,000 | $ 192,000 |
| Orange County California | 1 | $ 214,000 | $ 214,000 | $ 55,000 |
| Alachua County Florida | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Palm Beach County Florida | 1 | $ 550,000 | $ 550,000 | $ 248,000 |
| Putnam County Florida | 1 | $ 103,000 | $ 103,000 | $ 102,000 |
| Adams County Indiana | 1 | $ 122,000 | $ 122,000 | $ 28,000 |
| Crawford County Indiana | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Franklin County Indiana | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Newton County Indiana | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Steuben County Indiana | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Union County Indiana | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Warren County Indiana | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Allen County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Carlisle County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Clinton County Kentucky | 1 | $ 603,000 | $ 603,000 | $ 1,777,000 |
| Crittenden County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Cumberland County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Edmonson County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Floyd County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Fulton County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Gallatin County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Hart County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 17,000 |
| Lewis County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Logan County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Magoffin County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 54,000 |
| Menifee County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Metcalfe County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Morgan County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Ohio County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Owsley County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Simpson County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Trimble County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Washington County Kentucky | 1 | $ 332,000 | $ 332,000 | $ 144,000 |
| Oakland County Michigan | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Barry County Missouri | 1 | $ 71,000 | $ 71,000 | $ 16,000 |
| Camden County Missouri | 1 | $ 119,000 | $ 119,000 | $ 28,000 |
| Carter County Missouri | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Clark County Missouri | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Crawford County Missouri | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Dallas County Missouri | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| Lafayette County Missouri | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Marion County Missouri | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| McDonald County Missouri | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| New Madrid County Missouri | 1 | $ 119,000 | $ 119,000 | $ 49,000 |
| Osage County Missouri | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Perry County Missouri | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Phelps County Missouri | 1 | $ 113,000 | $ 113,000 | $ 22,000 |
| Pulaski County Missouri | 1 | $ 227,000 | $ 227,000 | $ 62,000 |
| Saline County Missouri | 1 | $ 211,000 | $ 211,000 | $ 64,000 |
| St. Francois County Missouri | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Stone County Missouri | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| Taney County Missouri | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Washington County Missouri | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Webster County Missouri | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Wright County Missouri | 1 | $ 102,000 | $ 102,000 | $ 58,000 |
| Allen County Ohio | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Ashtabula County Ohio | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Belmont County Ohio | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Defiance County Ohio | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Hancock County Ohio | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Lorain County Ohio | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Madison County Ohio | 1 | $ 260,000 | $ 260,000 | $ 168,000 |
| Miami County Ohio | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Paulding County Ohio | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Perry County Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 99,000 | $ 99,000 | $ 120,000 |
| Preble County Ohio | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Stark County Ohio | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Trumbull County Ohio | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Union County Ohio | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Wayne County Ohio | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Aiken County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Darlington County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Spartanburg County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Benton County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Blount County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Bradley County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Carroll County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| DeKalb County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Madison County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Maury County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 80,000 |
| Polk County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Putnam County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Robertson County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Scott County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Sumner County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Williamson County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 23,000 |
| Newport News County Virginia | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Roanoke City County Virginia | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Central Bank Of Jefferson Cty in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,516 | $317,197,000 | $126,000 | $2,760,000 | $56,000 | $1,476,000 |
| Home Purchase | 874 | $111,459,000 | $127,000 | $2,560,000 | $68,000 | $2,160,000 |
| Home Improvement | 2 | $35,000 | $17,000 | $20,000 | $72,000 | $95,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,615 | $329,636,000 | $126,000 | $2,760,000 | $61,000 | $2,160,000 |
| Not Provided | 456 | $60,352,000 | $132,000 | $1,520,000 | $54,000 | $360,000 |
| Black or African American | 249 | $27,076,000 | $108,000 | $554,000 | $46,000 | $240,000 |
| Hispanic | 43 | $6,253,000 | $145,000 | $662,000 | $63,000 | $582,000 |
| Asian | 17 | $4,209,000 | $247,000 | $855,000 | $99,000 | $388,000 |
| American Indian or Alaskan Native | 4 | $379,000 | $94,000 | $170,000 | $59,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $333,000 | $83,000 | $111,000 | $66,000 | $81,000 |
| Not applicable | 4 | $453,000 | $113,000 | $315,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,378 | $426,681,000 | $126,000 | $2,760,000 | $59,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 14 | $2,010,000 | $143,000 | $209,000 | $64,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,612 | $202,048,000 | $125,000 | $2,760,000 | $55,000 | $582,000 |
| Loan Originated | 1,004 | $119,947,000 | $119,000 | $1,365,000 | $64,000 | $1,777,000 |
| Application Denied By Financial Institution | 709 | $94,441,000 | $133,000 | $2,560,000 | $59,000 | $2,160,000 |
| Application Withdrawn By Applicant | 43 | $8,797,000 | $204,000 | $1,120,000 | $86,000 | $464,000 |
| File Closed For Incompleteness | 24 | $3,458,000 | $144,000 | $468,000 | $57,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 479 | $64,079,000 | $133,000 | $2,560,000 | $64,000 | $2,160,000 |
| Debt-To-Income Ratio | 124 | $15,159,000 | $122,000 | $322,000 | $38,000 | $120,000 |
| Collateral | 55 | $7,242,000 | $131,000 | $665,000 | $63,000 | $336,000 |
| Other | 17 | $2,543,000 | $149,000 | $503,000 | $71,000 | $319,000 |
| Employment History | 11 | $1,283,000 | $116,000 | $212,000 | $57,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $714,000 | $79,000 | $144,000 | $30,000 | $47,000 |
| Unverifiable Information | 1 | $150,000 | $150,000 | $150,000 | $109,000 | $109,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of Jefferson Cty's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of Jefferson Cty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.