Cibm Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Cibm Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibm Bank 2913 Kirby Ave Champaign, IL 61821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 744 |
| Total Mortgage Loan Application Amount | $172,878,000 |
| Average Mortgage Loan Application Amount | $224,666 |
| Highest Mortgage Loan Application Amount | $2,075,000 |
| Average Applicant Income | $119,333 |
| Highest Applicant Income | $2,830,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Cibm Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibm Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Cibm Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibm Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibm Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibm Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DuPage County Illinois | 186 | $ 45,960,000 | $ 247,000 | $ 120,000 |
| Cook County Illinois | 101 | $ 26,368,000 | $ 261,000 | $ 136,000 |
| Kane County Illinois | 82 | $ 17,902,000 | $ 218,000 | $ 105,000 |
| McHenry County Illinois | 33 | $ 5,865,000 | $ 177,000 | $ 73,000 |
| Will County Illinois | 28 | $ 6,240,000 | $ 222,000 | $ 135,000 |
| Kendall County Illinois | 24 | $ 4,309,000 | $ 179,000 | $ 82,000 |
| LaSalle County Illinois | 23 | $ 3,811,000 | $ 165,000 | $ 88,000 |
| DeKalb County Illinois | 20 | $ 3,086,000 | $ 154,000 | $ 85,000 |
| Marion County Indiana | 20 | $ 3,411,000 | $ 170,000 | $ 235,000 |
| Lake County Illinois | 19 | $ 5,253,000 | $ 276,000 | $ 218,000 |
| Hamilton County Indiana | 16 | $ 3,339,000 | $ 208,000 | $ 98,000 |
| St. Joseph County Indiana | 16 | $ 2,594,000 | $ 162,000 | $ 60,000 |
| Milwaukee County Wisconsin | 14 | $ 4,240,000 | $ 302,000 | $ 192,000 |
| Waukesha County Wisconsin | 14 | $ 6,391,000 | $ 456,000 | $ 334,000 |
| Eaton County Michigan | 12 | $ 2,060,000 | $ 171,000 | $ 72,000 |
| Lake County Indiana | 10 | $ 1,948,000 | $ 194,000 | $ 112,000 |
| Elkhart County Indiana | 7 | $ 883,000 | $ 126,000 | $ 59,000 |
| Cass County Michigan | 7 | $ 1,308,000 | $ 186,000 | $ 83,000 |
| Maricopa County Arizona | 5 | $ 1,141,000 | $ 228,000 | $ 391,000 |
| Champaign County Illinois | 5 | $ 484,000 | $ 96,000 | $ 49,000 |
| Ozaukee County Wisconsin | 5 | $ 1,247,000 | $ 249,000 | $ 313,000 |
| McLean County Illinois | 4 | $ 3,860,000 | $ 965,000 | $ 201,000 |
| Johnson County Indiana | 4 | $ 676,000 | $ 169,000 | $ 106,000 |
| Berrien County Michigan | 4 | $ 446,000 | $ 111,000 | $ 54,000 |
| Washington County Wisconsin | 4 | $ 1,057,000 | $ 264,000 | $ 141,000 |
| Peoria County Illinois | 3 | $ 461,000 | $ 153,000 | $ 111,000 |
| Piatt County Illinois | 3 | $ 91,000 | $ 30,000 | $ 54,000 |
| Boone County Indiana | 3 | $ 555,000 | $ 185,000 | $ 97,000 |
| Hendricks County Indiana | 3 | $ 388,000 | $ 129,000 | $ 39,000 |
| Porter County Indiana | 3 | $ 653,000 | $ 217,000 | $ 55,000 |
| Ingham County Michigan | 3 | $ 643,000 | $ 214,000 | $ 119,000 |
| Benton County Arkansas | 2 | $ 243,000 | $ 121,000 | $ 39,000 |
| Grundy County Illinois | 2 | $ 302,000 | $ 151,000 | $ 45,000 |
| Hancock County Indiana | 2 | $ 947,000 | $ 473,000 | $ 157,000 |
| Madison County Indiana | 2 | $ 684,000 | $ 342,000 | $ 87,000 |
| Kalamazoo County Michigan | 2 | $ 241,000 | $ 120,000 | $ 33,000 |
| St. Joseph County Michigan | 2 | $ 331,000 | $ 165,000 | $ 56,000 |
| Charleston County South Carolina | 2 | $ 728,000 | $ 364,000 | $ 301,000 |
| Brown County Wisconsin | 2 | $ 3,750,000 | $ 1,875,000 | $ 0 |
| Kenosha County Wisconsin | 2 | $ 137,000 | $ 68,000 | $ 203,000 |
| Oneida County Wisconsin | 2 | $ 442,000 | $ 221,000 | $ 269,000 |
| Citrus County Florida | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Collier County Florida | 1 | $ 494,000 | $ 494,000 | $ 373,000 |
| DeKalb County Georgia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Douglas County Georgia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Boone County Illinois | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Ogle County Illinois | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Sangamon County Illinois | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Vermilion County Illinois | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Henry County Indiana | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Jasper County Indiana | 1 | $ 102,000 | $ 102,000 | $ 21,000 |
| Kosciusko County Indiana | 1 | $ 198,000 | $ 198,000 | $ 123,000 |
| Montgomery County Indiana | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Morgan County Indiana | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Dallas County Iowa | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Woodbury County Iowa | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Essex County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Allegan County Michigan | 1 | $ 368,000 | $ 368,000 | $ 137,000 |
| Calhoun County Michigan | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Emmet County Michigan | 1 | $ 220,000 | $ 220,000 | $ 154,000 |
| Genesee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Gogebic County Michigan | 1 | $ 332,000 | $ 332,000 | $ 623,000 |
| Livingston County Michigan | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Macomb County Michigan | 1 | $ 149,000 | $ 149,000 | $ 98,000 |
| Oakland County Michigan | 1 | $ 246,000 | $ 246,000 | $ 130,000 |
| Ottawa County Michigan | 1 | $ 176,000 | $ 176,000 | $ 76,000 |
| Washtenaw County Michigan | 1 | $ 310,000 | $ 310,000 | $ 246,000 |
| St. Louis City County Missouri | 1 | $ 410,000 | $ 410,000 | $ 240,000 |
| Orange County New York | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Wake County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Butler County Ohio | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Chester County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Bexar County Texas | 1 | $ 109,000 | $ 109,000 | $ 90,000 |
| Dallas County Texas | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Harris County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tarrant County Texas | 1 | $ 169,000 | $ 169,000 | $ 145,000 |
| Loudoun County Virginia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Spokane County Washington | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 107,000 |
| Dane County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 239,000 |
| Door County Wisconsin | 1 | $ 319,000 | $ 319,000 | $ 680,000 |
| Vilas County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Walworth County Wisconsin | 1 | $ 349,000 | $ 349,000 | $ 376,000 |
Mortgage Loan Application Detail Totals for Cibm Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 386 | $79,287,000 | $205,000 | $816,000 | $101,000 | $976,000 |
| Refinancing | 341 | $90,101,000 | $264,000 | $2,075,000 | $153,000 | $2,830,000 |
| Home Improvement | 17 | $3,490,000 | $205,000 | $1,675,000 | $104,000 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 626 | $141,442,000 | $225,000 | $1,293,000 | $133,000 | $2,830,000 |
| Hispanic | 56 | $10,564,000 | $188,000 | $349,000 | $68,000 | $242,000 |
| Black or African American | 26 | $5,163,000 | $198,000 | $360,000 | $70,000 | $183,000 |
| Asian | 14 | $4,229,000 | $302,000 | $801,000 | $186,000 | $462,000 |
| Not Provided | 9 | $1,613,000 | $179,000 | $293,000 | $90,000 | $287,000 |
| Not applicable | 8 | $8,373,000 | $1,046,000 | $2,075,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,494,000 | $298,000 | $411,000 | $128,000 | $249,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 461 | $119,195,000 | $258,000 | $2,075,000 | $162,000 | $2,830,000 |
| FHA-insured (Federal Housing Administration) | 279 | $52,884,000 | $189,000 | $494,000 | $64,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 4 | $799,000 | $199,000 | $253,000 | $65,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 560 | $133,642,000 | $238,000 | $2,075,000 | $130,000 | $2,830,000 |
| Application Withdrawn By Applicant | 120 | $27,856,000 | $232,000 | $800,000 | $119,000 | $600,000 |
| Application Denied By Financial Institution | 40 | $7,242,000 | $181,000 | $450,000 | $94,000 | $600,000 |
| Application Approved But Not Accepted | 23 | $3,721,000 | $161,000 | $266,000 | $52,000 | $109,000 |
| File Closed For Incompleteness | 1 | $417,000 | $417,000 | $417,000 | $976,000 | $976,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $2,855,000 | $178,000 | $443,000 | $85,000 | $344,000 |
| Collateral | 8 | $1,532,000 | $191,000 | $363,000 | $103,000 | $344,000 |
| Unverifiable Information | 4 | $1,241,000 | $310,000 | $450,000 | $195,000 | $600,000 |
| Other | 3 | $211,000 | $70,000 | $143,000 | $66,000 | $140,000 |
| Debt-To-Income Ratio | 3 | $375,000 | $125,000 | $150,000 | $43,000 | $48,000 |
| Employment History | 2 | $316,000 | $158,000 | $174,000 | $50,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $565,000 | $282,000 | $417,000 | $120,000 | $199,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.