Stride Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Stride Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Stride Bank, National Association
324 W Broadway Ave
Enid, OK 73701
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2003  
Total Number of Mortgage Applications 1,857
Total Mortgage Loan Application Amount $439,765,000
Average Mortgage Loan Application Amount $557,600
Highest Mortgage Loan Application Amount $13,785,000
Average Applicant Income $122,400
Highest Applicant Income $1,083,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Stride Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stride Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Stride Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stride Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Stride Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stride Bank, National Association's mortgage activity for 2021.

Mortgage Loan Application Totals for Stride Bank, National Association by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 545 $ 121,985,000 $ 223,000 $ 93,000
Canadian County Oklahoma 267 $ 62,545,000 $ 234,000 $ 91,000
Cleveland County Oklahoma 203 $ 45,685,000 $ 225,000 $ 93,000
Payne County Oklahoma 151 $ 31,505,000 $ 208,000 $ 103,000
Tulsa County Oklahoma 106 $ 28,440,000 $ 268,000 $ 126,000
Garfield County Oklahoma 53 $ 8,775,000 $ 165,000 $ 114,000
Creek County Oklahoma 49 $ 8,145,000 $ 166,000 $ 73,000
Logan County Oklahoma 35 $ 7,785,000 $ 222,000 $ 91,000
Grady County Oklahoma 32 $ 7,310,000 $ 228,000 $ 94,000
McClain County Oklahoma 31 $ 7,215,000 $ 232,000 $ 98,000
Pottawatomie County Oklahoma 17 $ 3,965,000 $ 233,000 $ 108,000
Pittsburg County Oklahoma 16 $ 2,280,000 $ 142,000 $ 62,000
Washington County Oklahoma 15 $ 2,255,000 $ 150,000 $ 113,000
Noble County Oklahoma 14 $ 2,620,000 $ 187,000 $ 80,000
Okmulgee County Oklahoma 13 $ 2,145,000 $ 165,000 $ 59,000
Bryan County Oklahoma 12 $ 3,550,000 $ 295,000 $ 158,000
Osage County Oklahoma 11 $ 2,665,000 $ 242,000 $ 113,000
Travis County Texas 11 $ 4,255,000 $ 386,000 $ 113,000
Williamson County Texas 10 $ 2,710,000 $ 271,000 $ 98,000
Wagoner County Oklahoma 8 $ 2,300,000 $ 287,000 $ 99,000
Rockwall County Texas 8 $ 2,710,000 $ 338,000 $ 166,000
Garvin County Oklahoma 7 $ 1,005,000 $ 143,000 $ 63,000
Kingfisher County Oklahoma 7 $ 855,000 $ 122,000 $ 49,000
Pawnee County Oklahoma 7 $ 1,205,000 $ 172,000 $ 75,000
Kay County Oklahoma 6 $ 500,000 $ 83,000 $ 50,000
Lincoln County Oklahoma 6 $ 1,030,000 $ 171,000 $ 116,000
Rogers County Oklahoma 6 $ 14,750,000 $ 2,458,000 $ 83,000
Harris County Texas 6 $ 1,160,000 $ 193,000 $ 91,000
Woodward County Oklahoma 5 $ 655,000 $ 131,000 $ 78,000
Pierce County Washington 5 $ 1,725,000 $ 345,000 $ 73,000
Clark County Nevada 4 $ 1,690,000 $ 422,000 $ 117,000
Johnston County Oklahoma 4 $ 410,000 $ 102,000 $ 60,000
Bastrop County Texas 4 $ 1,060,000 $ 265,000 $ 77,000
Bexar County Texas 4 $ 840,000 $ 210,000 $ 96,000
Collin County Texas 4 $ 1,290,000 $ 322,000 $ 81,000
Hays County Texas 4 $ 1,380,000 $ 345,000 $ 118,000
Montgomery County Texas 4 $ 1,030,000 $ 257,000 $ 102,000
King County Washington 4 $ 1,380,000 $ 345,000 $ 72,000
El Paso County Colorado 3 $ 895,000 $ 298,000 $ 84,000
Weld County Colorado 3 $ 855,000 $ 285,000 $ 134,000
Grant County Oklahoma 3 $ 535,000 $ 178,000 $ 59,000
Major County Oklahoma 3 $ 575,000 $ 191,000 $ 100,000
Bell County Texas 3 $ 665,000 $ 221,000 $ 66,000
El Paso County Texas 3 $ 735,000 $ 245,000 $ 133,000
Fort Bend County Texas 3 $ 945,000 $ 315,000 $ 330,000
Baldwin County Alabama 2 $ 5,000,000 $ 2,500,000 $ 0
San Bernardino County California 2 $ 350,000 $ 175,000 $ 47,000
New Haven County Connecticut 2 $ 1,090,000 $ 545,000 $ 198,000
DeKalb County Georgia 2 $ 330,000 $ 165,000 $ 89,000
Cook County Illinois 2 $ 250,000 $ 125,000 $ 53,000
Butler County Kansas 2 $ 390,000 $ 195,000 $ 107,000
Johnson County Kansas 2 $ 750,000 $ 375,000 $ 141,000
Jackson County Mississippi 2 $ 550,000 $ 275,000 $ 80,000
Taney County Missouri 2 $ 600,000 $ 300,000 $ 174,000
Beckham County Oklahoma 2 $ 190,000 $ 95,000 $ 75,000
Caddo County Oklahoma 2 $ 260,000 $ 130,000 $ 56,000
Cherokee County Oklahoma 2 $ 300,000 $ 150,000 $ 119,000
Custer County Oklahoma 2 $ 230,000 $ 115,000 $ 82,000
Delaware County Oklahoma 2 $ 740,000 $ 370,000 $ 459,000
Muskogee County Oklahoma 2 $ 260,000 $ 130,000 $ 40,000
Stephens County Oklahoma 2 $ 230,000 $ 115,000 $ 67,000
Cameron County Texas 2 $ 590,000 $ 295,000 $ 64,000
Comal County Texas 2 $ 780,000 $ 390,000 $ 158,000
Denton County Texas 2 $ 890,000 $ 445,000 $ 160,000
Galveston County Texas 2 $ 790,000 $ 395,000 $ 112,000
Kaufman County Texas 2 $ 480,000 $ 240,000 $ 46,000
Lamar County Texas 2 $ 360,000 $ 180,000 $ 61,000
McLennan County Texas 2 $ 450,000 $ 225,000 $ 92,000
Calhoun County Alabama 1 $ 255,000 $ 255,000 $ 45,000
Pima County Arizona 1 $ 95,000 $ 95,000 $ 52,000
Benton County Arkansas 1 $ 185,000 $ 185,000 $ 265,000
Carroll County Arkansas 1 $ 495,000 $ 495,000 $ 219,000
Franklin County Arkansas 1 $ 235,000 $ 235,000 $ 82,000
Garland County Arkansas 1 $ 335,000 $ 335,000 $ 182,000
Los Angeles County California 1 $ 155,000 $ 155,000 $ 48,000
Merced County California 1 $ 325,000 $ 325,000 $ 84,000
Orange County California 1 $ 295,000 $ 295,000 $ 90,000
Riverside County California 1 $ 495,000 $ 495,000 $ 94,000
Sonoma County California 1 $ 285,000 $ 285,000 $ 91,000
District of Columbia County District Of Columbia 1 $ 145,000 $ 145,000 $ 77,000
Brevard County Florida 1 $ 445,000 $ 445,000 $ 199,000
Broward County Florida 1 $ 375,000 $ 375,000 $ 126,000
Citrus County Florida 1 $ 155,000 $ 155,000 $ 46,000
Hillsborough County Florida 1 $ 205,000 $ 205,000 $ 52,000
Jefferson County Florida 1 $ 145,000 $ 145,000 $ 119,000
Okaloosa County Florida 1 $ 375,000 $ 375,000 $ 90,000
Volusia County Florida 1 $ 155,000 $ 155,000 $ 32,000
Cobb County Georgia 1 $ 195,000 $ 195,000 $ 75,000
Muscogee County Georgia 1 $ 245,000 $ 245,000 $ 84,000
Pike County Georgia 1 $ 245,000 $ 245,000 $ 48,000
Rockdale County Georgia 1 $ 315,000 $ 315,000 $ 64,000
Kootenai County Idaho 1 $ 355,000 $ 355,000 $ 60,000
Clark County Indiana 1 $ 155,000 $ 155,000 $ 0
Tippecanoe County Indiana 1 $ 345,000 $ 345,000 $ 80,000
Dubuque County Iowa 1 $ 345,000 $ 345,000 $ 123,000
Leavenworth County Kansas 1 $ 385,000 $ 385,000 $ 81,000
Montgomery County Kansas 1 $ 55,000 $ 55,000 $ 67,000
Reno County Kansas 1 $ 85,000 $ 85,000 $ 107,000
Sedgwick County Kansas 1 $ 225,000 $ 225,000 $ 67,000
Wyandotte County Kansas 1 $ 205,000 $ 205,000 $ 53,000
Lincoln County Maine 1 $ 265,000 $ 265,000 $ 85,000
Penobscot County Maine 1 $ 295,000 $ 295,000 $ 57,000
Calvert County Maryland 1 $ 685,000 $ 685,000 $ 338,000
Harford County Maryland 1 $ 385,000 $ 385,000 $ 143,000
Suffolk County Massachusetts 1 $ 425,000 $ 425,000 $ 120,000
Midland County Michigan 1 $ 415,000 $ 415,000 $ 85,000
DeSoto County Mississippi 1 $ 305,000 $ 305,000 $ 43,000
St. Charles County Missouri 1 $ 645,000 $ 645,000 $ 129,000
Flathead County Montana 1 $ 545,000 $ 545,000 $ 352,000
Douglas County Nebraska 1 $ 235,000 $ 235,000 $ 57,000
Madison County Nebraska 1 $ 215,000 $ 215,000 $ 123,000
Washoe County Nevada 1 $ 245,000 $ 245,000 $ 46,000
Colfax County New Mexico 1 $ 95,000 $ 95,000 $ 54,000
Dona Ana County New Mexico 1 $ 155,000 $ 155,000 $ 62,000
Dutchess County New York 1 $ 335,000 $ 335,000 $ 115,000
Orange County New York 1 $ 325,000 $ 325,000 $ 0
Oswego County New York 1 $ 95,000 $ 95,000 $ 87,000
Rensselaer County New York 1 $ 215,000 $ 215,000 $ 118,000
Saratoga County New York 1 $ 245,000 $ 245,000 $ 119,000
Guilford County North Carolina 1 $ 65,000 $ 65,000 $ 33,000
Swain County North Carolina 1 $ 255,000 $ 255,000 $ 110,000
Wake County North Carolina 1 $ 475,000 $ 475,000 $ 205,000
Wayne County North Carolina 1 $ 365,000 $ 365,000 $ 133,000
Mahoning County Ohio 1 $ 155,000 $ 155,000 $ 166,000
Blaine County Oklahoma 1 $ 165,000 $ 165,000 $ 52,000
Comanche County Oklahoma 1 $ 45,000 $ 45,000 $ 109,000
Ellis County Oklahoma 1 $ 325,000 $ 325,000 $ 0
Jackson County Oklahoma 1 $ 205,000 $ 205,000 $ 85,000
Latimer County Oklahoma 1 $ 125,000 $ 125,000 $ 42,000
McIntosh County Oklahoma 1 $ 85,000 $ 85,000 $ 53,000
Murray County Oklahoma 1 $ 385,000 $ 385,000 $ 104,000
Nowata County Oklahoma 1 $ 65,000 $ 65,000 $ 110,000
Okfuskee County Oklahoma 1 $ 155,000 $ 155,000 $ 44,000
Roger Mills County Oklahoma 1 $ 265,000 $ 265,000 $ 117,000
Seminole County Oklahoma 1 $ 155,000 $ 155,000 $ 43,000
Sequoyah County Oklahoma 1 $ 65,000 $ 65,000 $ 44,000
Lehigh County Pennsylvania 1 $ 205,000 $ 205,000 $ 45,000
Pike County Pennsylvania 1 $ 285,000 $ 285,000 $ 89,000
Kent County Rhode Island 1 $ 265,000 $ 265,000 $ 95,000
Horry County South Carolina 1 $ 325,000 $ 325,000 $ 80,000
Putnam County Tennessee 1 $ 305,000 $ 305,000 $ 90,000
Williamson County Tennessee 1 $ 485,000 $ 485,000 $ 183,000
Angelina County Texas 1 $ 265,000 $ 265,000 $ 120,000
Burnet County Texas 1 $ 245,000 $ 245,000 $ 111,000
Caldwell County Texas 1 $ 135,000 $ 135,000 $ 34,000
Chambers County Texas 1 $ 245,000 $ 245,000 $ 150,000
Dallas County Texas 1 $ 305,000 $ 305,000 $ 78,000
Ector County Texas 1 $ 185,000 $ 185,000 $ 71,000
Fayette County Texas 1 $ 255,000 $ 255,000 $ 70,000
Hale County Texas 1 $ 595,000 $ 595,000 $ 197,000
Hardin County Texas 1 $ 135,000 $ 135,000 $ 86,000
Harrison County Texas 1 $ 265,000 $ 265,000 $ 199,000
Hidalgo County Texas 1 $ 235,000 $ 235,000 $ 97,000
Hunt County Texas 1 $ 195,000 $ 195,000 $ 58,000
Jefferson County Texas 1 $ 465,000 $ 465,000 $ 375,000
Lubbock County Texas 1 $ 225,000 $ 225,000 $ 60,000
Parker County Texas 1 $ 305,000 $ 305,000 $ 86,000
Smith County Texas 1 $ 255,000 $ 255,000 $ 69,000
Tarrant County Texas 1 $ 405,000 $ 405,000 $ 194,000
Webb County Texas 1 $ 135,000 $ 135,000 $ 45,000
Grand County Utah 1 $ 125,000 $ 125,000 $ 0
Arlington County Virginia 1 $ 775,000 $ 775,000 $ 146,000
Fauquier County Virginia 1 $ 185,000 $ 185,000 $ 85,000
Whatcom County Washington 1 $ 295,000 $ 295,000 $ 79,000

Mortgage Loan Application Detail Totals for Stride Bank, National Association in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,544 $353,760,000 $229,000 $2,525,000 $94,000 $1,083,000
Refinancing 174 $49,790,000 $286,000 $13,785,000 $105,000 $677,000
Cash-out Refinancing 134 $30,240,000 $225,000 $805,000 $118,000 $680,000
Other Purpose 3 $5,635,000 $1,878,000 $5,045,000 $0 $0
Home Improvement 2 $340,000 $170,000 $205,000 $295,000 $557,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,130 $258,210,000 $228,000 $2,525,000 $103,000 $1,083,000
Hispanic 251 $50,275,000 $200,000 $735,000 $67,000 $481,000
Not Provided 241 $58,245,000 $241,000 $805,000 $107,000 $410,000
American Indian or Alaskan Native 76 $14,980,000 $197,000 $595,000 $90,000 $680,000
Black or African American 67 $15,735,000 $234,000 $685,000 $85,000 $349,000
Asian 47 $11,205,000 $238,000 $545,000 $84,000 $181,000
Not applicable 39 $29,815,000 $764,000 $13,785,000 $0 $0
Native Hawaiian or Other Pacific Islander 5 $985,000 $197,000 $235,000 $105,000 $260,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,238 $302,550,000 $244,000 $13,785,000 $110,000 $1,083,000
FHA-insured (Federal Housing Administration) 421 $80,775,000 $191,000 $445,000 $65,000 $215,000
VA-guaranteed (Veterans Administration) 172 $52,420,000 $304,000 $775,000 $92,000 $232,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $4,020,000 $154,000 $285,000 $51,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,498 $351,290,000 $234,000 $13,785,000 $96,000 $1,075,000
Application Withdrawn By Applicant 289 $73,145,000 $253,000 $5,045,000 $105,000 $1,083,000
Application Denied By Financial Institution 61 $13,675,000 $224,000 $1,205,000 $84,000 $442,000
Application Approved But Not Accepted 9 $1,655,000 $183,000 $305,000 $103,000 $257,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,796 $426,090,000 $237,000 $13,785,000 $98,000 $1,083,000
Collateral 18 $4,960,000 $275,000 $1,205,000 $92,000 $257,000
Debt-To-Income Ratio 16 $3,620,000 $226,000 $525,000 $77,000 $442,000
Other 9 $1,975,000 $219,000 $705,000 $119,000 $430,000
Employment History 7 $1,245,000 $177,000 $315,000 $50,000 $75,000
Credit History 7 $935,000 $133,000 $345,000 $85,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 2 $160,000 $80,000 $145,000 $29,000 $32,000
Unverifiable Information 1 $455,000 $455,000 $455,000 $74,000 $74,000
Credit Application Incomplete 1 $325,000 $325,000 $325,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Stride Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Stride Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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