Certified Funding, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Certified Funding, L.P. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certified Funding, L.P. 17304 Preston Rd Ste 620 Dallas, TX 75252 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,489 |
| Total Mortgage Loan Application Amount | $253,341,000 |
| Average Mortgage Loan Application Amount | $48,666 |
| Highest Mortgage Loan Application Amount | $230,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $1,242,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Certified Funding, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certified Funding, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Certified Funding, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certified Funding, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Certified Funding, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certified Funding, L.P.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 545 | $ 27,064,000 | $ 49,000 | $ 119,000 |
| Tarrant County Texas | 508 | $ 21,510,000 | $ 42,000 | $ 111,000 |
| Harris County Texas | 439 | $ 17,806,000 | $ 40,000 | $ 105,000 |
| Dallas County Texas | 438 | $ 21,589,000 | $ 49,000 | $ 124,000 |
| Denton County Texas | 411 | $ 20,131,000 | $ 48,000 | $ 124,000 |
| Travis County Texas | 153 | $ 7,696,000 | $ 50,000 | $ 127,000 |
| Fort Bend County Texas | 112 | $ 5,284,000 | $ 47,000 | $ 118,000 |
| Montgomery County Texas | 93 | $ 4,287,000 | $ 46,000 | $ 128,000 |
| Bexar County Texas | 92 | $ 4,200,000 | $ 45,000 | $ 108,000 |
| Williamson County Texas | 77 | $ 3,124,000 | $ 40,000 | $ 105,000 |
| Ellis County Texas | 61 | $ 2,360,000 | $ 38,000 | $ 99,000 |
| Rockwall County Texas | 40 | $ 2,199,000 | $ 54,000 | $ 134,000 |
| Parker County Texas | 37 | $ 1,966,000 | $ 53,000 | $ 121,000 |
| Galveston County Texas | 36 | $ 1,139,000 | $ 31,000 | $ 100,000 |
| Kaufman County Texas | 35 | $ 1,298,000 | $ 37,000 | $ 95,000 |
| Brazoria County Texas | 29 | $ 1,198,000 | $ 41,000 | $ 107,000 |
| Johnson County Texas | 26 | $ 1,009,000 | $ 38,000 | $ 91,000 |
| Smith County Texas | 24 | $ 737,000 | $ 30,000 | $ 86,000 |
| Tulsa County Oklahoma | 23 | $ 890,000 | $ 38,000 | $ 89,000 |
| Grayson County Texas | 22 | $ 846,000 | $ 38,000 | $ 137,000 |
| Douglas County Colorado | 20 | $ 1,304,000 | $ 65,000 | $ 107,000 |
| Oklahoma County Oklahoma | 16 | $ 522,000 | $ 32,000 | $ 84,000 |
| Comal County Texas | 15 | $ 864,000 | $ 57,000 | $ 129,000 |
| Hays County Texas | 15 | $ 813,000 | $ 54,000 | $ 114,000 |
| Arapahoe County Colorado | 14 | $ 706,000 | $ 50,000 | $ 87,000 |
| Brazos County Texas | 14 | $ 556,000 | $ 39,000 | $ 96,000 |
| El Paso County Texas | 13 | $ 743,000 | $ 57,000 | $ 108,000 |
| Hood County Texas | 13 | $ 635,000 | $ 48,000 | $ 98,000 |
| Webb County Texas | 13 | $ 424,000 | $ 32,000 | $ 72,000 |
| Wise County Texas | 13 | $ 442,000 | $ 34,000 | $ 91,000 |
| Adams County Colorado | 12 | $ 521,000 | $ 43,000 | $ 80,000 |
| Jefferson County Colorado | 11 | $ 657,000 | $ 59,000 | $ 105,000 |
| Cleveland County Oklahoma | 11 | $ 426,000 | $ 38,000 | $ 84,000 |
| Cameron County Texas | 11 | $ 443,000 | $ 40,000 | $ 60,000 |
| Nueces County Texas | 11 | $ 415,000 | $ 37,000 | $ 87,000 |
| Denver County Colorado | 10 | $ 576,000 | $ 57,000 | $ 122,000 |
| Guadalupe County Texas | 10 | $ 363,000 | $ 36,000 | $ 101,000 |
| Weld County Colorado | 9 | $ 434,000 | $ 48,000 | $ 89,000 |
| McLennan County Texas | 9 | $ 353,000 | $ 39,000 | $ 90,000 |
| Bell County Texas | 8 | $ 386,000 | $ 48,000 | $ 111,000 |
| Gregg County Texas | 8 | $ 256,000 | $ 32,000 | $ 94,000 |
| Washington County Texas | 8 | $ 163,000 | $ 20,000 | $ 62,000 |
| Larimer County Colorado | 6 | $ 303,000 | $ 50,000 | $ 93,000 |
| Wilson County Texas | 6 | $ 263,000 | $ 43,000 | $ 104,000 |
| El Paso County Colorado | 5 | $ 143,000 | $ 28,000 | $ 72,000 |
| Payne County Oklahoma | 5 | $ 176,000 | $ 35,000 | $ 53,000 |
| Hidalgo County Texas | 5 | $ 254,000 | $ 50,000 | $ 207,000 |
| Randall County Texas | 5 | $ 156,000 | $ 31,000 | $ 75,000 |
| Boulder County Colorado | 4 | $ 270,000 | $ 67,000 | $ 128,000 |
| Summit County Colorado | 4 | $ 345,000 | $ 86,000 | $ 98,000 |
| Canadian County Oklahoma | 4 | $ 107,000 | $ 26,000 | $ 56,000 |
| Rogers County Oklahoma | 4 | $ 214,000 | $ 53,000 | $ 112,000 |
| Chambers County Texas | 4 | $ 174,000 | $ 43,000 | $ 113,000 |
| Jefferson County Texas | 4 | $ 86,000 | $ 21,000 | $ 76,000 |
| Waller County Texas | 4 | $ 183,000 | $ 45,000 | $ 116,000 |
| Carter County Oklahoma | 3 | $ 142,000 | $ 47,000 | $ 108,000 |
| Cherokee County Texas | 3 | $ 115,000 | $ 38,000 | $ 125,000 |
| Cooke County Texas | 3 | $ 94,000 | $ 31,000 | $ 66,000 |
| Hill County Texas | 3 | $ 213,000 | $ 71,000 | $ 95,000 |
| Hunt County Texas | 3 | $ 183,000 | $ 61,000 | $ 119,000 |
| Kendall County Texas | 3 | $ 196,000 | $ 65,000 | $ 112,000 |
| Liberty County Texas | 3 | $ 108,000 | $ 36,000 | $ 81,000 |
| Lubbock County Texas | 3 | $ 194,000 | $ 64,000 | $ 145,000 |
| Medina County Texas | 3 | $ 77,000 | $ 25,000 | $ 131,000 |
| Midland County Texas | 3 | $ 122,000 | $ 40,000 | $ 93,000 |
| San Patricio County Texas | 3 | $ 85,000 | $ 28,000 | $ 127,000 |
| Wharton County Texas | 3 | $ 76,000 | $ 25,000 | $ 151,000 |
| Broomfield County Colorado | 2 | $ 165,000 | $ 82,000 | $ 140,000 |
| Creek County Oklahoma | 2 | $ 77,000 | $ 38,000 | $ 92,000 |
| Love County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 64,000 |
| Wagoner County Oklahoma | 2 | $ 66,000 | $ 33,000 | $ 81,000 |
| Delta County Texas | 2 | $ 66,000 | $ 33,000 | $ 121,000 |
| Ector County Texas | 2 | $ 74,000 | $ 37,000 | $ 115,000 |
| Fannin County Texas | 2 | $ 25,000 | $ 12,000 | $ 37,000 |
| Henderson County Texas | 2 | $ 177,000 | $ 88,000 | $ 157,000 |
| Houston County Texas | 2 | $ 88,000 | $ 44,000 | $ 83,000 |
| Orange County Texas | 2 | $ 77,000 | $ 38,000 | $ 83,000 |
| Tom Green County Texas | 2 | $ 105,000 | $ 52,000 | $ 77,000 |
| Trinity County Texas | 2 | $ 51,000 | $ 25,000 | $ 48,000 |
| Val Verde County Texas | 2 | $ 77,000 | $ 38,000 | $ 82,000 |
| Van Zandt County Texas | 2 | $ 73,000 | $ 36,000 | $ 88,000 |
| Walker County Texas | 2 | $ 49,000 | $ 24,000 | $ 68,000 |
| Wichita County Texas | 2 | $ 89,000 | $ 44,000 | $ 93,000 |
| Wood County Texas | 2 | $ 74,000 | $ 37,000 | $ 86,000 |
| Archuleta County Colorado | 1 | $ 31,000 | $ 31,000 | $ 55,000 |
| Eagle County Colorado | 1 | $ 47,000 | $ 47,000 | $ 102,000 |
| Las Animas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Mesa County Colorado | 1 | $ 42,000 | $ 42,000 | $ 74,000 |
| Pitkin County Colorado | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
| Kingfisher County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Major County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| McClain County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Washington County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Angelina County Texas | 1 | $ 29,000 | $ 29,000 | $ 85,000 |
| Archer County Texas | 1 | $ 80,000 | $ 80,000 | $ 105,000 |
| Bastrop County Texas | 1 | $ 40,000 | $ 40,000 | $ 121,000 |
| Blanco County Texas | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Bosque County Texas | 1 | $ 27,000 | $ 27,000 | $ 192,000 |
| Brown County Texas | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Burnet County Texas | 1 | $ 63,000 | $ 63,000 | $ 159,000 |
| Colorado County Texas | 1 | $ 125,000 | $ 125,000 | $ 204,000 |
| Comanche County Texas | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Fayette County Texas | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Gillespie County Texas | 1 | $ 39,000 | $ 39,000 | $ 190,000 |
| Hardin County Texas | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Jim Hogg County Texas | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Kerr County Texas | 1 | $ 105,000 | $ 105,000 | $ 304,000 |
| Leon County Texas | 1 | $ 33,000 | $ 33,000 | $ 75,000 |
| Llano County Texas | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
| Milam County Texas | 1 | $ 27,000 | $ 27,000 | $ 90,000 |
| Montague County Texas | 1 | $ 36,000 | $ 36,000 | $ 86,000 |
| Navarro County Texas | 1 | $ 88,000 | $ 88,000 | $ 67,000 |
| Potter County Texas | 1 | $ 97,000 | $ 97,000 | $ 600,000 |
| Somervell County Texas | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Upshur County Texas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Victoria County Texas | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Certified Funding, L.P. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,267 | $191,636,000 | $44,000 | $200,000 | $108,000 | $1,242,000 |
| Refinancing | 690 | $29,587,000 | $42,000 | $230,000 | $116,000 | $911,000 |
| Home Improvement | 532 | $32,118,000 | $60,000 | $165,000 | $139,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,823 | $180,876,000 | $47,000 | $230,000 | $114,000 | $911,000 |
| Not Provided | 549 | $24,787,000 | $45,000 | $175,000 | $116,000 | $1,242,000 |
| Hispanic | 519 | $19,870,000 | $38,000 | $187,000 | $90,000 | $600,000 |
| Asian | 312 | $13,555,000 | $43,000 | $150,000 | $107,000 | $782,000 |
| Black or African American | 253 | $12,808,000 | $50,000 | $200,000 | $115,000 | $750,000 |
| American Indian or Alaskan Native | 22 | $938,000 | $42,000 | $128,000 | $100,000 | $375,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $507,000 | $46,000 | $100,000 | $102,000 | $188,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,486 | $253,182,000 | $46,000 | $230,000 | $112,000 | $1,242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $69,000 | $34,000 | $42,000 | $64,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 1 | $90,000 | $90,000 | $90,000 | $143,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,579 | $112,663,000 | $43,000 | $165,000 | $110,000 | $1,242,000 |
| Preapproval Denied by Financial Institution | 1,201 | $58,254,000 | $48,000 | $200,000 | $108,000 | $1,000,000 |
| Preapproval Approved but not Accepted | 640 | $28,201,000 | $44,000 | $150,000 | $106,000 | $750,000 |
| Application Denied By Financial Institution | 435 | $20,653,000 | $47,000 | $230,000 | $118,000 | $911,000 |
| Application Withdrawn By Applicant | 420 | $21,593,000 | $51,000 | $183,000 | $123,000 | $594,000 |
| Application Approved But Not Accepted | 195 | $10,864,000 | $55,000 | $150,000 | $139,000 | $600,000 |
| File Closed For Incompleteness | 19 | $1,113,000 | $58,000 | $105,000 | $136,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $1,527,000 | $54,000 | $150,000 | $112,000 | $261,000 |
| Credit History | 23 | $1,198,000 | $52,000 | $100,000 | $130,000 | $426,000 |
| Other | 4 | $257,000 | $64,000 | $107,000 | $128,000 | $159,000 |
| Unverifiable Information | 1 | $36,000 | $36,000 | $36,000 | $78,000 | $78,000 |
| Collateral | 1 | $50,000 | $50,000 | $50,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certified Funding, L.P.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certified Funding, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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