Certified Funding, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Certified Funding, L.P. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certified Funding, L.P. 17304 Preston Rd Ste 620 Dallas, TX 75252 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,076 |
| Total Mortgage Loan Application Amount | $211,058,000 |
| Average Mortgage Loan Application Amount | $43,666 |
| Highest Mortgage Loan Application Amount | $151,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $1,232,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Certified Funding, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certified Funding, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Certified Funding, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certified Funding, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Certified Funding, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certified Funding, L.P.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 736 | $ 31,107,000 | $ 42,000 | $ 143,000 |
| Collin County Texas | 693 | $ 27,572,000 | $ 39,000 | $ 131,000 |
| Dallas County Texas | 614 | $ 26,025,000 | $ 42,000 | $ 145,000 |
| Denton County Texas | 587 | $ 24,633,000 | $ 41,000 | $ 136,000 |
| Tarrant County Texas | 519 | $ 21,490,000 | $ 41,000 | $ 133,000 |
| Travis County Texas | 447 | $ 22,074,000 | $ 49,000 | $ 138,000 |
| Fort Bend County Texas | 262 | $ 10,824,000 | $ 41,000 | $ 137,000 |
| Williamson County Texas | 202 | $ 7,246,000 | $ 35,000 | $ 123,000 |
| Montgomery County Texas | 176 | $ 7,793,000 | $ 44,000 | $ 144,000 |
| Bexar County Texas | 117 | $ 4,221,000 | $ 36,000 | $ 126,000 |
| Rockwall County Texas | 75 | $ 3,227,000 | $ 43,000 | $ 138,000 |
| Brazoria County Texas | 62 | $ 2,067,000 | $ 33,000 | $ 121,000 |
| Hays County Texas | 52 | $ 2,139,000 | $ 41,000 | $ 136,000 |
| Galveston County Texas | 47 | $ 2,003,000 | $ 42,000 | $ 123,000 |
| Ellis County Texas | 39 | $ 1,251,000 | $ 32,000 | $ 117,000 |
| Parker County Texas | 28 | $ 1,134,000 | $ 40,000 | $ 141,000 |
| Comal County Texas | 27 | $ 1,394,000 | $ 51,000 | $ 152,000 |
| Brazos County Texas | 23 | $ 1,069,000 | $ 46,000 | $ 149,000 |
| Kaufman County Texas | 23 | $ 969,000 | $ 42,000 | $ 105,000 |
| Smith County Texas | 23 | $ 608,000 | $ 26,000 | $ 115,000 |
| El Paso County Texas | 21 | $ 937,000 | $ 44,000 | $ 144,000 |
| Johnson County Texas | 18 | $ 592,000 | $ 32,000 | $ 111,000 |
| Grayson County Texas | 13 | $ 554,000 | $ 42,000 | $ 117,000 |
| Hood County Texas | 13 | $ 475,000 | $ 36,000 | $ 97,000 |
| Wise County Texas | 12 | $ 381,000 | $ 31,000 | $ 119,000 |
| Hunt County Texas | 11 | $ 313,000 | $ 28,000 | $ 115,000 |
| Jefferson County Texas | 9 | $ 318,000 | $ 35,000 | $ 96,000 |
| McLennan County Texas | 9 | $ 360,000 | $ 40,000 | $ 92,000 |
| Cameron County Texas | 8 | $ 346,000 | $ 43,000 | $ 124,000 |
| Hidalgo County Texas | 8 | $ 206,000 | $ 25,000 | $ 131,000 |
| Bell County Texas | 7 | $ 236,000 | $ 33,000 | $ 119,000 |
| Guadalupe County Texas | 7 | $ 201,000 | $ 28,000 | $ 96,000 |
| Kendall County Texas | 6 | $ 444,000 | $ 74,000 | $ 172,000 |
| Bastrop County Texas | 5 | $ 90,000 | $ 18,000 | $ 97,000 |
| Henderson County Texas | 5 | $ 221,000 | $ 44,000 | $ 109,000 |
| Midland County Texas | 5 | $ 149,000 | $ 29,000 | $ 129,000 |
| Washington County Texas | 5 | $ 160,000 | $ 32,000 | $ 87,000 |
| Wharton County Texas | 5 | $ 96,000 | $ 19,000 | $ 66,000 |
| Gregg County Texas | 4 | $ 182,000 | $ 45,000 | $ 339,000 |
| Grimes County Texas | 4 | $ 183,000 | $ 45,000 | $ 89,000 |
| Lubbock County Texas | 4 | $ 136,000 | $ 34,000 | $ 177,000 |
| Waller County Texas | 4 | $ 131,000 | $ 32,000 | $ 210,000 |
| Blanco County Texas | 3 | $ 113,000 | $ 37,000 | $ 102,000 |
| Burnet County Texas | 3 | $ 145,000 | $ 48,000 | $ 142,000 |
| Erath County Texas | 3 | $ 147,000 | $ 49,000 | $ 116,000 |
| Fannin County Texas | 3 | $ 92,000 | $ 30,000 | $ 86,000 |
| Nacogdoches County Texas | 3 | $ 57,000 | $ 19,000 | $ 68,000 |
| Nueces County Texas | 3 | $ 93,000 | $ 31,000 | $ 63,000 |
| San Patricio County Texas | 3 | $ 109,000 | $ 36,000 | $ 82,000 |
| Taylor County Texas | 3 | $ 160,000 | $ 53,000 | $ 147,000 |
| Van Zandt County Texas | 3 | $ 85,000 | $ 28,000 | $ 88,000 |
| Angelina County Texas | 2 | $ 60,000 | $ 30,000 | $ 69,000 |
| Gillespie County Texas | 2 | $ 72,000 | $ 36,000 | $ 89,000 |
| Liberty County Texas | 2 | $ 96,000 | $ 48,000 | $ 108,000 |
| Polk County Texas | 2 | $ 103,000 | $ 51,000 | $ 54,000 |
| Randall County Texas | 2 | $ 142,000 | $ 71,000 | $ 127,000 |
| Walker County Texas | 2 | $ 44,000 | $ 22,000 | $ 60,000 |
| Wichita County Texas | 2 | $ 26,000 | $ 13,000 | $ 71,000 |
| Wilson County Texas | 2 | $ 30,000 | $ 15,000 | $ 97,000 |
| Wood County Texas | 2 | $ 21,000 | $ 10,000 | $ 78,000 |
| Anderson County Texas | 1 | $ 18,000 | $ 18,000 | $ 133,000 |
| Aransas County Texas | 1 | $ 63,000 | $ 63,000 | $ 198,000 |
| Atascosa County Texas | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Austin County Texas | 1 | $ 34,000 | $ 34,000 | $ 140,000 |
| Bandera County Texas | 1 | $ 31,000 | $ 31,000 | $ 80,000 |
| Bee County Texas | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Brewster County Texas | 1 | $ 23,000 | $ 23,000 | $ 91,000 |
| Caldwell County Texas | 1 | $ 11,000 | $ 11,000 | $ 62,000 |
| Callahan County Texas | 1 | $ 18,000 | $ 18,000 | $ 120,000 |
| Cass County Texas | 1 | $ 11,000 | $ 11,000 | $ 95,000 |
| Chambers County Texas | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Cherokee County Texas | 1 | $ 69,000 | $ 69,000 | $ 154,000 |
| Clay County Texas | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Cooke County Texas | 1 | $ 31,000 | $ 31,000 | $ 108,000 |
| Ector County Texas | 1 | $ 23,000 | $ 23,000 | $ 139,000 |
| Fayette County Texas | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Franklin County Texas | 1 | $ 61,000 | $ 61,000 | $ 143,000 |
| Freestone County Texas | 1 | $ 16,000 | $ 16,000 | $ 80,000 |
| Hardin County Texas | 1 | $ 12,000 | $ 12,000 | $ 168,000 |
| Hill County Texas | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Jim Wells County Texas | 1 | $ 26,000 | $ 26,000 | $ 86,000 |
| Kerr County Texas | 1 | $ 23,000 | $ 23,000 | $ 94,000 |
| Kinney County Texas | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
| Lee County Texas | 1 | $ 17,000 | $ 17,000 | $ 91,000 |
| Matagorda County Texas | 1 | $ 18,000 | $ 18,000 | $ 70,000 |
| Maverick County Texas | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Orange County Texas | 1 | $ 13,000 | $ 13,000 | $ 176,000 |
| Palo Pinto County Texas | 1 | $ 57,000 | $ 57,000 | $ 93,000 |
| Panola County Texas | 1 | $ 31,000 | $ 31,000 | $ 81,000 |
| Potter County Texas | 1 | $ 11,000 | $ 11,000 | $ 32,000 |
| Rains County Texas | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
| Runnels County Texas | 1 | $ 16,000 | $ 16,000 | $ 110,000 |
| San Jacinto County Texas | 1 | $ 48,000 | $ 48,000 | $ 124,000 |
| Somervell County Texas | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Terry County Texas | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Titus County Texas | 1 | $ 10,000 | $ 10,000 | $ 112,000 |
| Uvalde County Texas | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Val Verde County Texas | 1 | $ 22,000 | $ 22,000 | $ 72,000 |
| Victoria County Texas | 1 | $ 27,000 | $ 27,000 | $ 93,000 |
| Webb County Texas | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Certified Funding, L.P. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,068 | $135,770,000 | $44,000 | $150,000 | $136,000 | $1,232,000 |
| Refinancing | 1,786 | $63,734,000 | $35,000 | $151,000 | $133,000 | $638,000 |
| Home Improvement | 222 | $11,554,000 | $52,000 | $100,000 | $136,000 | $579,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,814 | $161,346,000 | $42,000 | $151,000 | $138,000 | $1,232,000 |
| Not Provided | 527 | $22,386,000 | $42,000 | $150,000 | $139,000 | $568,000 |
| Asian | 334 | $12,731,000 | $38,000 | $100,000 | $120,000 | $563,000 |
| Hispanic | 283 | $9,691,000 | $34,000 | $102,000 | $113,000 | $480,000 |
| Black or African American | 102 | $4,342,000 | $42,000 | $100,000 | $128,000 | $520,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $409,000 | $34,000 | $54,000 | $123,000 | $215,000 |
| American Indian or Alaskan Native | 4 | $153,000 | $38,000 | $56,000 | $147,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,072 | $210,928,000 | $41,000 | $151,000 | $135,000 | $1,232,000 |
| VA-guaranteed (Veterans Administration) | 2 | $93,000 | $46,000 | $53,000 | $99,000 | $105,000 |
| FHA-insured (Federal Housing Administration) | 1 | $18,000 | $18,000 | $18,000 | $112,000 | $112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $19,000 | $19,000 | $19,000 | $69,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,475 | $99,488,000 | $40,000 | $150,000 | $137,000 | $800,000 |
| Preapproval Denied by Financial Institution | 849 | $38,354,000 | $45,000 | $149,000 | $128,000 | $1,232,000 |
| Application Denied By Financial Institution | 593 | $25,242,000 | $42,000 | $151,000 | $126,000 | $443,000 |
| Application Withdrawn By Applicant | 469 | $19,232,000 | $41,000 | $150,000 | $136,000 | $638,000 |
| Preapproval Approved but not Accepted | 401 | $17,959,000 | $44,000 | $130,000 | $150,000 | $1,107,000 |
| Application Approved But Not Accepted | 257 | $9,407,000 | $36,000 | $102,000 | $138,000 | $579,000 |
| File Closed For Incompleteness | 32 | $1,376,000 | $43,000 | $100,000 | $154,000 | $348,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certified Funding, L.P.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certified Funding, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.