Cgb Agri Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Cgb Agri Financial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cgb Agri Financial Services 2209 River Road Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 193 |
| Total Mortgage Loan Application Amount | $48,037,000 |
| Average Mortgage Loan Application Amount | $228,562 |
| Highest Mortgage Loan Application Amount | $1,996,000 |
| Average Applicant Income | $89,578 |
| Highest Applicant Income | $469,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Cgb Agri Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cgb Agri Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Cgb Agri Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cgb Agri Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Cgb Agri Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cgb Agri Financial Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fresno County California | 3 | $ 892,000 | $ 297,000 | $ 79,000 |
| Jackson County Florida | 3 | $ 414,000 | $ 138,000 | $ 65,000 |
| Linn County Oregon | 3 | $ 652,000 | $ 217,000 | $ 106,000 |
| Phillips County Arkansas | 2 | $ 96,000 | $ 48,000 | $ 77,000 |
| Madera County California | 2 | $ 1,210,000 | $ 605,000 | $ 145,000 |
| Weld County Colorado | 2 | $ 361,000 | $ 180,000 | $ 177,000 |
| Alachua County Florida | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Fayette County Kentucky | 2 | $ 2,380,000 | $ 1,190,000 | $ 0 |
| Shelby County Kentucky | 2 | $ 411,000 | $ 205,000 | $ 85,000 |
| Frederick County Maryland | 2 | $ 2,800,000 | $ 1,400,000 | $ 139,000 |
| Greene County Missouri | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
| Monmouth County New Jersey | 2 | $ 850,000 | $ 425,000 | $ 238,000 |
| Montgomery County New York | 2 | $ 232,000 | $ 116,000 | $ 29,000 |
| Craig County Oklahoma | 2 | $ 361,000 | $ 180,000 | $ 89,000 |
| Kittitas County Washington | 2 | $ 429,000 | $ 214,000 | $ 115,000 |
| Calhoun County Alabama | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
| Covington County Alabama | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Geneva County Alabama | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Lawrence County Alabama | 1 | $ 208,000 | $ 208,000 | $ 381,000 |
| Limestone County Alabama | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| Madison County Alabama | 1 | $ 680,000 | $ 680,000 | $ 161,000 |
| Cochise County Arizona | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Bradley County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Cleburne County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
| Izard County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Perry County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
| Polk County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Pope County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Colusa County California | 1 | $ 480,000 | $ 480,000 | $ 126,000 |
| Contra Costa County California | 1 | $ 840,000 | $ 840,000 | $ 249,000 |
| Kern County California | 1 | $ 208,000 | $ 208,000 | $ 60,000 |
| Lake County California | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Sacramento County California | 1 | $ 266,000 | $ 266,000 | $ 43,000 |
| San Joaquin County California | 1 | $ 423,000 | $ 423,000 | $ 72,000 |
| Tulare County California | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| El Paso County Colorado | 1 | $ 122,000 | $ 122,000 | $ 83,000 |
| Montezuma County Colorado | 1 | $ 375,000 | $ 375,000 | $ 237,000 |
| Morgan County Colorado | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Park County Colorado | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Pueblo County Colorado | 1 | $ 1,120,000 | $ 1,120,000 | $ 160,000 |
| Kent County Delaware | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Bay County Florida | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Columbia County Florida | 1 | $ 1,700,000 | $ 1,700,000 | $ 192,000 |
| Hardee County Florida | 1 | $ 111,000 | $ 111,000 | $ 110,000 |
| Manatee County Florida | 1 | $ 166,000 | $ 166,000 | $ 18,000 |
| Marion County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 154,000 |
| Orange County Florida | 1 | $ 369,000 | $ 369,000 | $ 85,000 |
| St. Johns County Florida | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Suwannee County Florida | 1 | $ 420,000 | $ 420,000 | $ 120,000 |
| Walton County Florida | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Marion County Illinois | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Will County Illinois | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Spencer County Indiana | 1 | $ 218,000 | $ 218,000 | $ 102,000 |
| Fayette County Iowa | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Harrison County Iowa | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
| Marshall County Iowa | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Chautauqua County Kansas | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Coffey County Kansas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Cowley County Kansas | 1 | $ 79,000 | $ 79,000 | $ 192,000 |
| Sumner County Kansas | 1 | $ 183,000 | $ 183,000 | $ 47,000 |
| Grant County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Hart County Kentucky | 1 | $ 330,000 | $ 330,000 | $ 107,000 |
| Henderson County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 110,000 |
| Muhlenberg County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Beauregard County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Catahoula County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| St. Bernard County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 169,000 |
| St. Landry County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 72,000 |
| Vernon County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Bristol County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Calhoun County Michigan | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Jackson County Michigan | 1 | $ 257,000 | $ 257,000 | $ 61,000 |
| Ottawa County Michigan | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Shiawassee County Michigan | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Scott County Minnesota | 1 | $ 356,000 | $ 356,000 | $ 163,000 |
| St. Louis County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 106,000 |
| Lincoln County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Howard County Missouri | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Linn County Missouri | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Mercer County Missouri | 1 | $ 168,000 | $ 168,000 | $ 364,000 |
| Osage County Missouri | 1 | $ 170,000 | $ 170,000 | $ 49,000 |
| Ray County Missouri | 1 | $ 279,000 | $ 279,000 | $ 102,000 |
| Shelby County Missouri | 1 | $ 124,000 | $ 124,000 | $ 265,000 |
| McCone County Montana | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Missoula County Montana | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Park County Montana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Prairie County Montana | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Ravalli County Montana | 1 | $ 334,000 | $ 334,000 | $ 91,000 |
| Pershing County Nevada | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Washoe County Nevada | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Grafton County New Hampshire | 1 | $ 128,000 | $ 128,000 | $ 96,000 |
| Burlington County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 64,000 |
| Camden County New Jersey | 1 | $ 742,000 | $ 742,000 | $ 469,000 |
| Herkimer County New York | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Monroe County New York | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
| Alexander County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 68,000 |
| Beaufort County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Bladen County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| Buncombe County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Cabarrus County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 178,000 |
| Caswell County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Halifax County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Lee County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Lenoir County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| McDowell County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
| Rutherford County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 45,000 |
| Wayne County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Crawford County Ohio | 1 | $ 333,000 | $ 333,000 | $ 90,000 |
| Franklin County Ohio | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Holmes County Ohio | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Knox County Ohio | 1 | $ 238,000 | $ 238,000 | $ 76,000 |
| Madison County Ohio | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Summit County Ohio | 1 | $ 513,000 | $ 513,000 | $ 118,000 |
| Carter County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Creek County Oklahoma | 1 | $ 257,000 | $ 257,000 | $ 21,000 |
| Jefferson County Oklahoma | 1 | $ 221,000 | $ 221,000 | $ 110,000 |
| Marshall County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Okmulgee County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Baker County Oregon | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Deschutes County Oregon | 1 | $ 595,000 | $ 595,000 | $ 204,000 |
| Douglas County Oregon | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Malheur County Oregon | 1 | $ 198,000 | $ 198,000 | $ 50,000 |
| Washington County Oregon | 1 | $ 492,000 | $ 492,000 | $ 230,000 |
| Yamhill County Oregon | 1 | $ 525,000 | $ 525,000 | $ 8,000 |
| Edgefield County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 128,000 |
| Orangeburg County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 39,000 |
| Union County South Carolina | 1 | $ 296,000 | $ 296,000 | $ 151,000 |
| Clay County South Dakota | 1 | $ 42,000 | $ 42,000 | $ 56,000 |
| Fall River County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Lawrence County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Cumberland County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
| Davidson County Tennessee | 1 | $ 650,000 | $ 650,000 | $ 116,000 |
| Haywood County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| Jefferson County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Williamson County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 77,000 |
| Bowie County Texas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Burnet County Texas | 1 | $ 380,000 | $ 380,000 | $ 1,000 |
| Cherokee County Texas | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| El Paso County Texas | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Erath County Texas | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Fort Bend County Texas | 1 | $ 323,000 | $ 323,000 | $ 52,000 |
| Harris County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Henderson County Texas | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Hunt County Texas | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Karnes County Texas | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Montgomery County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Parker County Texas | 1 | $ 68,000 | $ 68,000 | $ 11,000 |
| Smith County Texas | 1 | $ 81,000 | $ 81,000 | $ 96,000 |
| Travis County Texas | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| Trinity County Texas | 1 | $ 188,000 | $ 188,000 | $ 94,000 |
| Walker County Texas | 1 | $ 1,996,000 | $ 1,996,000 | $ 0 |
| Franklin County Washington | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Grays Harbor County Washington | 1 | $ 320,000 | $ 320,000 | $ 67,000 |
| Lewis County Washington | 1 | $ 115,000 | $ 115,000 | $ 11,000 |
| Pierce County Washington | 1 | $ 297,000 | $ 297,000 | $ 139,000 |
| Spokane County Washington | 1 | $ 420,000 | $ 420,000 | $ 168,000 |
| Stevens County Washington | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
| Whatcom County Washington | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Yakima County Washington | 1 | $ 332,000 | $ 332,000 | $ 304,000 |
| Eau Claire County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 136,000 |
| Polk County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Cgb Agri Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 103 | $25,144,000 | $225,275 | $1,700,000 | $75,137 | $230,000 |
| Home Purchase | 84 | $21,962,000 | $247,034 | $1,996,000 | $108,310 | $469,000 |
| Home Improvement | 6 | $931,000 | $155,166 | $279,000 | $68,833 | $137,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $29,826,000 | $239,028 | $1,996,000 | $98,057 | $469,000 |
| Not Provided | 59 | $16,772,000 | $282,250 | $1,400,000 | $68,583 | $300,000 |
| Hispanic | 4 | $1,111,000 | $202,500 | $423,000 | $55,000 | $110,000 |
| American Indian or Alaskan Native | 2 | $217,000 | $108,500 | $140,000 | $50,500 | $60,000 |
| Black or African American | 1 | $111,000 | $111,000 | $111,000 | $110,000 | $110,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 193 | $48,037,000 | $243,486 | $1,996,000 | $87,027 | $469,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 99 | $26,205,000 | $278,517 | $1,700,000 | $71,758 | $300,000 |
| Application Withdrawn By Applicant | 93 | $21,412,000 | $258,161 | $1,996,000 | $113,516 | $469,000 |
| Loan Originated | 1 | $420,000 | $420,000 | $420,000 | $168,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 31 | $6,695,000 | $256,368 | $1,400,000 | $72,736 | $230,000 |
| Credit History | 25 | $6,368,000 | $285,538 | $1,190,000 | $49,230 | $160,000 |
| Debt-To-Income Ratio | 17 | $4,227,000 | $234,642 | $1,000,000 | $69,785 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $6,198,000 | $332,666 | $1,700,000 | $58,083 | $249,000 |
| Collateral | 9 | $1,228,000 | $139,375 | $250,000 | $95,000 | $300,000 |
| Mortgage Insurance Denied | 1 | $299,000 | $299,000 | $299,000 | $144,000 | $144,000 |
| Unverifiable Information | 1 | $1,190,000 | $1,190,000 | $1,190,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cgb Agri Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cgb Agri Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.