Cgb Agri Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Cgb Agri Financial Services 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cgb Agri Financial Services 2209 River Road Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 245 |
| Total Mortgage Loan Application Amount | $54,630,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $2,310,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $1,114,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Cgb Agri Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cgb Agri Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Cgb Agri Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cgb Agri Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Cgb Agri Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cgb Agri Financial Services's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charleston County South Carolina | 3 | $ 546,000 | $ 182,000 | $ 88,000 |
| Fresno County California | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| Lassen County California | 2 | $ 654,000 | $ 327,000 | $ 45,000 |
| Elbert County Colorado | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Lincoln County Colorado | 2 | $ 875,000 | $ 437,000 | $ 138,000 |
| Gadsden County Florida | 2 | $ 237,000 | $ 118,000 | $ 30,000 |
| Nassau County Florida | 2 | $ 676,000 | $ 338,000 | $ 129,000 |
| Cowley County Kansas | 2 | $ 201,000 | $ 100,000 | $ 76,000 |
| Lafourche County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| Norfolk County Massachusetts | 2 | $ 838,000 | $ 419,000 | $ 106,000 |
| Johnston County North Carolina | 2 | $ 61,000 | $ 30,000 | $ 19,000 |
| Randolph County North Carolina | 2 | $ 502,000 | $ 251,000 | $ 131,000 |
| Columbiana County Ohio | 2 | $ 581,000 | $ 290,000 | $ 164,000 |
| Osage County Oklahoma | 2 | $ 301,000 | $ 150,000 | $ 75,000 |
| Douglas County Oregon | 2 | $ 392,000 | $ 196,000 | $ 53,000 |
| Yamhill County Oregon | 2 | $ 965,000 | $ 482,000 | $ 158,000 |
| Lancaster County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Lexington County South Carolina | 2 | $ 78,000 | $ 39,000 | $ 24,000 |
| Colorado County Texas | 2 | $ 419,000 | $ 209,000 | $ 76,000 |
| Harrison County Texas | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Hunt County Texas | 2 | $ 321,000 | $ 160,000 | $ 46,000 |
| Kaufman County Texas | 2 | $ 273,000 | $ 136,000 | $ 97,000 |
| Sherman County Texas | 2 | $ 147,000 | $ 73,000 | $ 43,000 |
| Chilton County Alabama | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Franklin County Alabama | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Shelby County Alabama | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Gila County Arizona | 1 | $ 112,000 | $ 112,000 | $ 91,000 |
| Graham County Arizona | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Arkansas County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 71,000 |
| Boone County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Cleveland County Arkansas | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Crittenden County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Faulkner County Arkansas | 1 | $ 198,000 | $ 198,000 | $ 75,000 |
| Franklin County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Garland County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Independence County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Jackson County Arkansas | 1 | $ 244,000 | $ 244,000 | $ 68,000 |
| Lee County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Logan County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Polk County Arkansas | 1 | $ 320,000 | $ 320,000 | $ 180,000 |
| Pope County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Sevier County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| St. Francis County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Stone County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Van Buren County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Butte County California | 1 | $ 50,000 | $ 50,000 | $ 190,000 |
| Madera County California | 1 | $ 270,000 | $ 270,000 | $ 102,000 |
| Riverside County California | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| San Diego County California | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| San Luis Obispo County California | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Shasta County California | 1 | $ 528,000 | $ 528,000 | $ 171,000 |
| Tulare County California | 1 | $ 560,000 | $ 560,000 | $ 131,000 |
| Ventura County California | 1 | $ 700,000 | $ 700,000 | $ 215,000 |
| Archuleta County Colorado | 1 | $ 417,000 | $ 417,000 | $ 86,000 |
| Costilla County Colorado | 1 | $ 70,000 | $ 70,000 | $ 158,000 |
| Huerfano County Colorado | 1 | $ 300,000 | $ 300,000 | $ 64,000 |
| La Plata County Colorado | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Morgan County Colorado | 1 | $ 119,000 | $ 119,000 | $ 71,000 |
| Prowers County Colorado | 1 | $ 171,000 | $ 171,000 | $ 44,000 |
| Routt County Colorado | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
| Weld County Colorado | 1 | $ 400,000 | $ 400,000 | $ 67,000 |
| Hartford County Connecticut | 1 | $ 353,000 | $ 353,000 | $ 121,000 |
| Kent County Delaware | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Bradford County Florida | 1 | $ 130,000 | $ 130,000 | $ 26,000 |
| Columbia County Florida | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Hamilton County Florida | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Highlands County Florida | 1 | $ 250,000 | $ 250,000 | $ 124,000 |
| Jackson County Florida | 1 | $ 309,000 | $ 309,000 | $ 726,000 |
| Jefferson County Florida | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Lake County Florida | 1 | $ 163,000 | $ 163,000 | $ 93,000 |
| St. Johns County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 558,000 |
| Pike County Georgia | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| Polk County Georgia | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Walker County Georgia | 1 | $ 161,000 | $ 161,000 | $ 133,000 |
| Canyon County Idaho | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Kankakee County Illinois | 1 | $ 645,000 | $ 645,000 | $ 160,000 |
| Harrison County Indiana | 1 | $ 111,000 | $ 111,000 | $ 82,000 |
| Putnam County Indiana | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Randolph County Indiana | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Rush County Indiana | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| St. Joseph County Indiana | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Switzerland County Indiana | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| Tippecanoe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Washington County Indiana | 1 | $ 276,000 | $ 276,000 | $ 79,000 |
| Buchanan County Iowa | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Davis County Iowa | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Louisa County Iowa | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Page County Iowa | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Story County Iowa | 1 | $ 188,000 | $ 188,000 | $ 84,000 |
| Cheyenne County Kansas | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Kingman County Kansas | 1 | $ 199,000 | $ 199,000 | $ 63,000 |
| Reno County Kansas | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Boyd County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Cumberland County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 14,000 |
| Fayette County Kentucky | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Jefferson County Kentucky | 1 | $ 1,176,000 | $ 1,176,000 | $ 268,000 |
| McCracken County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Meade County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 7,000 |
| Oldham County Kentucky | 1 | $ 300,000 | $ 300,000 | $ 158,000 |
| Pulaski County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 39,000 |
| Warren County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Avoyelles County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| St. Charles County Louisiana | 1 | $ 247,000 | $ 247,000 | $ 114,000 |
| St. Landry County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Union County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Vermilion County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| West Carroll County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 198,000 |
| Penobscot County Maine | 1 | $ 156,000 | $ 156,000 | $ 101,000 |
| Allegan County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 390,000 | $ 390,000 | $ 120,000 |
| Mason County Michigan | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Oceana County Michigan | 1 | $ 206,000 | $ 206,000 | $ 72,000 |
| Fillmore County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Houston County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Otter Tail County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Pennington County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Wilkinson County Mississippi | 1 | $ 586,000 | $ 586,000 | $ 281,000 |
| Dallas County Missouri | 1 | $ 461,000 | $ 461,000 | $ 79,000 |
| Douglas County Missouri | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Scotland County Missouri | 1 | $ 272,000 | $ 272,000 | $ 40,000 |
| Webster County Missouri | 1 | $ 680,000 | $ 680,000 | $ 113,000 |
| Carbon County Montana | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Jefferson County Montana | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Ravalli County Montana | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Adams County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Dawson County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Belknap County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Cape May County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 226,000 |
| Monmouth County New Jersey | 1 | $ 590,000 | $ 590,000 | $ 230,000 |
| Salem County New Jersey | 1 | $ 630,000 | $ 630,000 | $ 125,000 |
| Torrance County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Chenango County New York | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Delaware County New York | 1 | $ 330,000 | $ 330,000 | $ 116,000 |
| Herkimer County New York | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Steuben County New York | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Anson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Davie County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Granville County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 50,000 |
| Lenoir County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 58,000 |
| Lincoln County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 107,000 |
| McDowell County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 47,000 |
| Grand Forks County North Dakota | 1 | $ 264,000 | $ 264,000 | $ 85,000 |
| Kidder County North Dakota | 1 | $ 650,000 | $ 650,000 | $ 236,000 |
| Sargent County North Dakota | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Athens County Ohio | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Tuscarawas County Ohio | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Caddo County Oklahoma | 1 | $ 480,000 | $ 480,000 | $ 52,000 |
| Cherokee County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 147,000 |
| Grant County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Kay County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 89,000 |
| Kiowa County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Lincoln County Oklahoma | 1 | $ 230,000 | $ 230,000 | $ 181,000 |
| Mayes County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 23,000 |
| Clackamas County Oregon | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Curry County Oregon | 1 | $ 190,000 | $ 190,000 | $ 211,000 |
| Deschutes County Oregon | 1 | $ 388,000 | $ 388,000 | $ 68,000 |
| Harney County Oregon | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Jackson County Oregon | 1 | $ 186,000 | $ 186,000 | $ 53,000 |
| Aiken County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Laurens County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Grainger County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Jackson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Angelina County Texas | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Bailey County Texas | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Bowie County Texas | 1 | $ 126,000 | $ 126,000 | $ 74,000 |
| Brazoria County Texas | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Dallas County Texas | 1 | $ 630,000 | $ 630,000 | $ 268,000 |
| Ellis County Texas | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Frio County Texas | 1 | $ 53,000 | $ 53,000 | $ 82,000 |
| Hays County Texas | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Jim Wells County Texas | 1 | $ 109,000 | $ 109,000 | $ 107,000 |
| Johnson County Texas | 1 | $ 51,000 | $ 51,000 | $ 39,000 |
| Lavaca County Texas | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Lee County Texas | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| Milam County Texas | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Navarro County Texas | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Orange County Texas | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Tom Green County Texas | 1 | $ 275,000 | $ 275,000 | $ 744,000 |
| Washington County Texas | 1 | $ 98,000 | $ 98,000 | $ 73,000 |
| Wichita County Texas | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Wood County Texas | 1 | $ 22,000 | $ 22,000 | $ 75,000 |
| Iron County Utah | 1 | $ 248,000 | $ 248,000 | $ 99,000 |
| Bedford County Virginia | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Campbell County Virginia | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Cumberland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Goochland County Virginia | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| King George County Virginia | 1 | $ 260,000 | $ 260,000 | $ 60,000 |
| King William County Virginia | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Madison County Virginia | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Northampton County Virginia | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Russell County Virginia | 1 | $ 33,000 | $ 33,000 | $ 78,000 |
| Southampton County Virginia | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| Grays Harbor County Washington | 1 | $ 389,000 | $ 389,000 | $ 82,000 |
| Pacific County Washington | 1 | $ 344,000 | $ 344,000 | $ 142,000 |
| Pend Oreille County Washington | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Spokane County Washington | 1 | $ 210,000 | $ 210,000 | $ 116,000 |
| Barron County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Eau Claire County Wisconsin | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 208,000 |
| Uinta County Wyoming | 1 | $ 228,000 | $ 228,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Cgb Agri Financial Services in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 164 | $40,085,000 | $244,000 | $2,310,000 | $100,000 | $1,114,000 |
| Home Purchase | 77 | $13,934,000 | $180,000 | $1,295,000 | $83,000 | $561,000 |
| Home Improvement | 4 | $611,000 | $152,000 | $270,000 | $68,000 | $102,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 178 | $38,369,000 | $215,000 | $2,000,000 | $91,000 | $744,000 |
| Not Provided | 49 | $10,354,000 | $211,000 | $650,000 | $90,000 | $726,000 |
| Hispanic | 10 | $4,692,000 | $469,000 | $2,310,000 | $181,000 | $1,114,000 |
| Black or African American | 4 | $422,000 | $105,000 | $195,000 | $42,000 | $58,000 |
| American Indian or Alaskan Native | 3 | $449,000 | $149,000 | $199,000 | $95,000 | $158,000 |
| Asian | 1 | $344,000 | $344,000 | $344,000 | $142,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 245 | $54,630,000 | $222,000 | $2,310,000 | $94,000 | $1,114,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 147 | $32,997,000 | $224,000 | $2,310,000 | $80,000 | $1,114,000 |
| Application Withdrawn By Applicant | 91 | $17,300,000 | $190,000 | $650,000 | $108,000 | $744,000 |
| Application Approved But Not Accepted | 6 | $4,063,000 | $677,000 | $1,295,000 | $228,000 | $561,000 |
| File Closed For Incompleteness | 1 | $270,000 | $270,000 | $270,000 | $102,000 | $102,000 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 66 | $15,748,000 | $238,000 | $2,000,000 | $70,000 | $558,000 |
| Credit History | 36 | $5,071,000 | $140,000 | $575,000 | $63,000 | $200,000 |
| Other | 13 | $3,675,000 | $282,000 | $2,310,000 | $146,000 | $1,114,000 |
| Collateral | 12 | $2,021,000 | $168,000 | $551,000 | $88,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,942,000 | $367,000 | $715,000 | $71,000 | $268,000 |
| Employment History | 2 | $255,000 | $127,000 | $190,000 | $120,000 | $149,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cgb Agri Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cgb Agri Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.