Challenge Financial Investors
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Challenge Financial Investors.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Challenge Financial Investors
360 Central Avenue Suite #600
Saint Petersburg, FL 33701
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 1,497
Total Mortgage Loan Application Amount $243,680,000
Average Mortgage Loan Application Amount $161,123
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $85,958
Highest Applicant Income $1,980,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Challenge Financial Investors by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-MARIETTA, GA 135 $ 18,520,000 $ 137,000 $ 79,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 106 $ 17,435,000 $ 164,000 $ 71,000
CHICAGO-NAPERVILLE-JOLIET, IL 54 $ 9,263,000 $ 171,000 $ 80,000
RICHMOND, VA 52 $ 5,550,000 $ 106,000 $ 54,000
EDISON, NJ 46 $ 10,787,000 $ 234,000 $ 90,000
SARASOTA-BRADENTON-VENICE, FL 45 $ 11,102,000 $ 246,000 $ 88,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 37 $ 5,466,000 $ 147,000 $ 61,000
BALTIMORE-TOWSON, MD 23 $ 3,711,000 $ 161,000 $ 84,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 23 $ 5,026,000 $ 218,000 $ 73,000
INDIANAPOLIS, IN 23 $ 2,679,000 $ 116,000 $ 55,000
CAMDEN, NJ 21 $ 2,998,000 $ 142,000 $ 64,000
MEMPHIS, TN-MS-AR 21 $ 2,222,000 $ 105,000 $ 66,000
NEWARK-UNION, NJ-PA 17 $ 4,378,000 $ 257,000 $ 108,000
DETROIT-LIVONIA-DEARBORN, MI 16 $ 1,643,000 $ 102,000 $ 64,000
ORLANDO, FL 16 $ 2,897,000 $ 181,000 $ 72,000
CLEVELAND-ELYRIA-MENTOR, OH 14 $ 2,568,000 $ 183,000 $ 78,000
MIAMI-MIAMI BEACH-KENDALL, FL 14 $ 2,871,000 $ 205,000 $ 86,000
COLUMBUS, OH 13 $ 1,641,000 $ 126,000 $ 94,000
KALAMAZOO-PORTAGE, MI 13 $ 1,424,000 $ 109,000 $ 40,000
LAKELAND, FL 13 $ 1,232,000 $ 94,000 $ 50,000
JACKSONVILLE, FL 12 $ 1,449,000 $ 120,000 $ 60,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 12 $ 1,008,000 $ 84,000 $ 105,000
PHILADELPHIA, PA 12 $ 2,596,000 $ 216,000 $ 126,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 12 $ 2,253,000 $ 187,000 $ 69,000
ST. LOUIS, MO-IL 11 $ 2,034,000 $ 184,000 $ 94,000
BATTLE CREEK, MI 10 $ 1,223,000 $ 122,000 $ 70,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 10 $ 3,346,000 $ 334,000 $ 544,000
SPRINGFIELD, IL 10 $ 872,000 $ 87,000 $ 81,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 9 $ 1,148,000 $ 127,000 $ 64,000
GARY, IN 8 $ 611,000 $ 76,000 $ 47,000
LEXINGTON-FAYETTE, KY 8 $ 1,058,000 $ 132,000 $ 76,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 8 $ 821,000 $ 102,000 $ 46,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 8 $ 2,125,000 $ 265,000 $ 96,000
ROCKFORD, IL 8 $ 894,000 $ 111,000 $ 67,000
CHARLESTON-NORTH CHARLESTON, SC 7 $ 734,000 $ 104,000 $ 71,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 7 $ 772,000 $ 110,000 $ 55,000
FAYETTEVILLE, NC 7 $ 593,000 $ 84,000 $ 51,000
LOUISVILLE, KY-IN 7 $ 687,000 $ 98,000 $ 31,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 7 $ 1,064,000 $ 152,000 $ 39,000
MOBILE, AL 7 $ 566,000 $ 80,000 $ 36,000
PHOENIX-MESA-SCOTTSDALE, AZ 7 $ 1,569,000 $ 224,000 $ 71,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 6 $ 472,000 $ 78,000 $ 42,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 6 $ 3,332,000 $ 555,000 $ 321,000
MISSOULA, MT 6 $ 929,000 $ 154,000 $ 61,000
PEORIA, IL 6 $ 839,000 $ 139,000 $ 82,000
TALLAHASSEE, FL 6 $ 773,000 $ 128,000 $ 84,000
WARREN-FARMINGTON HILLS-TROY, MI 6 $ 3,538,000 $ 589,000 $ 280,000
ASHEVILLE, NC 5 $ 618,000 $ 123,000 $ 46,000
AUGUSTA-RICHMOND COUNTY, GA-SC 5 $ 368,000 $ 73,000 $ 36,000
BIRMINGHAM-HOOVER, AL 5 $ 560,000 $ 112,000 $ 41,000
BLOOMINGTON-NORMAL, IL 5 $ 489,000 $ 97,000 $ 96,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 5 $ 550,000 $ 110,000 $ 42,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 5 $ 985,000 $ 197,000 $ 70,000
KANSAS CITY, MO-KS 5 $ 612,000 $ 122,000 $ 185,000
OCALA, FL 5 $ 418,000 $ 83,000 $ 49,000
SAN ANTONIO, TX 5 $ 390,000 $ 78,000 $ 84,000
AKRON, OH 4 $ 587,000 $ 146,000 $ 65,000
ATLANTIC CITY, NJ 4 $ 573,000 $ 143,000 $ 90,000
BRIDGEPORT-STAMFORD-NORWALK, CT 4 $ 977,000 $ 244,000 $ 38,000
CAPE CORAL-FORT MYERS, FL 4 $ 700,000 $ 175,000 $ 65,000
COLUMBIA, SC 4 $ 268,000 $ 67,000 $ 58,000
DALLAS-PLANO-IRVING, TX 4 $ 428,000 $ 107,000 $ 43,000
DENVER-AURORA, CO 4 $ 766,000 $ 191,000 $ 81,000
HUNTSVILLE, AL 4 $ 491,000 $ 122,000 $ 60,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 4 $ 1,445,000 $ 361,000 $ 103,000
MORGANTOWN, WV 4 $ 460,000 $ 115,000 $ 76,000
PANAMA CITY-LYNN HAVEN, FL 4 $ 603,000 $ 150,000 $ 69,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 4 $ 819,000 $ 204,000 $ 73,000
WINSTON-SALEM, NC 4 $ 541,000 $ 135,000 $ 58,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 3 $ 166,000 $ 55,000 $ 66,000
CLARKSVILLE, TN-KY 3 $ 205,000 $ 68,000 $ 63,000
DULUTH, MN-WI 3 $ 258,000 $ 86,000 $ 155,000
DURHAM, NC 3 $ 349,000 $ 116,000 $ 86,000
GRAND RAPIDS-WYOMING, MI 3 $ 238,000 $ 79,000 $ 36,000
HARRISBURG-CARLISLE, PA 3 $ 426,000 $ 142,000 $ 59,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 3 $ 348,000 $ 116,000 $ 43,000
KILLEEN-TEMPLE-FORT HOOD, TX 3 $ 169,000 $ 56,000 $ 47,000
MONTGOMERY, AL 3 $ 280,000 $ 93,000 $ 80,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 3 $ 1,783,000 $ 594,000 $ 328,000
OCEAN CITY, NJ 3 $ 2,030,000 $ 676,000 $ 234,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 618,000 $ 206,000 $ 65,000
SAVANNAH, GA 3 $ 339,000 $ 113,000 $ 68,000
TOLEDO, OH 3 $ 247,000 $ 82,000 $ 37,000
WICHITA, KS 3 $ 785,000 $ 261,000 $ 15,000
BAKERSFIELD, CA 2 $ 352,000 $ 176,000 $ 67,000
BATON ROUGE, LA 2 $ 186,000 $ 93,000 $ 78,000
BURLINGTON-SOUTH BURLINGTON, VT 2 $ 355,000 $ 177,000 $ 72,000
CANTON-MASSILLON, OH 2 $ 231,000 $ 115,000 $ 59,000
CHAMPAIGN-URBANA, IL 2 $ 91,000 $ 45,000 $ 48,000
CUMBERLAND, MD-WV 2 $ 90,000 $ 45,000 $ 72,000
ELKHART-GOSHEN, IN 2 $ 194,000 $ 97,000 $ 43,000
FORT WORTH-ARLINGTON, TX 2 $ 85,000 $ 42,000 $ 25,000
FRESNO, CA 2 $ 281,000 $ 140,000 $ 61,000
GREEN BAY, WI 2 $ 282,000 $ 141,000 $ 76,000
GREENSBORO-HIGH POINT, NC 2 $ 430,000 $ 215,000 $ 79,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 155,000 $ 77,000 $ 51,000
IOWA CITY, IA 2 $ 78,000 $ 39,000 $ 20,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 540,000 $ 270,000 $ 109,000
MACON, GA 2 $ 205,000 $ 102,000 $ 20,000
MODESTO, CA 2 $ 473,000 $ 236,000 $ 53,000
NEW HAVEN-MILFORD, CT 2 $ 312,000 $ 156,000 $ 112,000
NEW ORLEANS-METAIRIE-KENNER, LA 2 $ 110,000 $ 55,000 $ 51,000
NILES-BENTON HARBOR, MI 2 $ 240,000 $ 120,000 $ 38,000
OKLAHOMA CITY, OK 2 $ 175,000 $ 87,000 $ 75,000
OSHKOSH-NEENAH, WI 2 $ 105,000 $ 52,000 $ 42,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 1,068,000 $ 534,000 $ 397,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 2 $ 702,000 $ 351,000 $ 169,000
RACINE, WI 2 $ 457,000 $ 228,000 $ 24,000
ROANOKE, VA 2 $ 329,000 $ 164,000 $ 61,000
SPRINGFIELD, OH 2 $ 224,000 $ 112,000 $ 56,000
ST. GEORGE, UT 2 $ 148,000 $ 74,000 $ 90,000
TRENTON-EWING, NJ 2 $ 110,000 $ 55,000 $ 306,000
WILMINGTON, NC 2 $ 410,000 $ 205,000 $ 70,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 2 $ 153,000 $ 76,000 $ 25,000
ANDERSON, SC 1 $ 213,000 $ 213,000 $ 70,000
AUSTIN-ROUND ROCK, TX 1 $ 135,000 $ 135,000 $ 0
BELLINGHAM, WA 1 $ 112,000 $ 112,000 $ 42,000
BREMERTON-SILVERDALE, WA 1 $ 216,000 $ 216,000 $ 60,000
CHARLESTON, WV 1 $ 108,000 $ 108,000 $ 61,000
CHATTANOOGA, TN-GA 1 $ 213,000 $ 213,000 $ 114,000
CHICO, CA 1 $ 172,000 $ 172,000 $ 72,000
COLUMBUS, GA-AL 1 $ 149,000 $ 149,000 $ 26,000
CORPUS CHRISTI, TX 1 $ 88,000 $ 88,000 $ 47,000
DANVILLE, IL 1 $ 90,000 $ 90,000 $ 78,000
DAYTON, OH 1 $ 134,000 $ 134,000 $ 52,000
DECATUR, IL 1 $ 77,000 $ 77,000 $ 31,000
EL CENTRO, CA 1 $ 210,000 $ 210,000 $ 60,000
EVANSVILLE, IN-KY 1 $ 92,000 $ 92,000 $ 32,000
FLINT, MI 1 $ 98,000 $ 98,000 $ 71,000
FLORENCE, SC 1 $ 170,000 $ 170,000 $ 106,000
FORT WAYNE, IN 1 $ 50,000 $ 50,000 $ 24,000
GAINESVILLE, FL 1 $ 173,000 $ 173,000 $ 0
GREENVILLE, SC 1 $ 152,000 $ 152,000 $ 0
GULFPORT-BILOXI, MS 1 $ 1,201,000 $ 1,201,000 $ 331,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 187,000 $ 187,000 $ 77,000
IDAHO FALLS, ID 1 $ 100,000 $ 100,000 $ 60,000
JACKSON, MS 1 $ 86,000 $ 86,000 $ 81,000
JONESBORO, AR 1 $ 78,000 $ 78,000 $ 47,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 68,000 $ 68,000 $ 28,000
KNOXVILLE, TN 1 $ 251,000 $ 251,000 $ 86,000
LANSING-EAST LANSING, MI 1 $ 83,000 $ 83,000 $ 29,000
LIMA, OH 1 $ 90,000 $ 90,000 $ 0
MEDFORD, OR 1 $ 200,000 $ 200,000 $ 54,000
MORRISTOWN, TN 1 $ 261,000 $ 261,000 $ 43,000
MUNCIE, IN 1 $ 81,000 $ 81,000 $ 75,000
NAPLES-MARCO ISLAND, FL 1 $ 1,140,000 $ 1,140,000 $ 378,000
NASSAU-SUFFOLK, NY 1 $ 100,000 $ 100,000 $ 0
PITTSBURGH, PA 1 $ 60,000 $ 60,000 $ 54,000
PORT ST. LUCIE-FORT PIERCE, FL 1 $ 109,000 $ 109,000 $ 55,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 136,000 $ 136,000 $ 73,000
PUNTA GORDA, FL 1 $ 190,000 $ 190,000 $ 132,000
RALEIGH-CARY, NC 1 $ 146,000 $ 146,000 $ 39,000
READING, PA 1 $ 102,000 $ 102,000 $ 43,000
REDDING, CA 1 $ 255,000 $ 255,000 $ 129,000
ROCKY MOUNT, NC 1 $ 137,000 $ 137,000 $ 116,000
SALEM, OR 1 $ 200,000 $ 200,000 $ 108,000
SALISBURY, MD 1 $ 146,000 $ 146,000 $ 69,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 622,000 $ 622,000 $ 259,000
SANTA ROSA-PETALUMA, CA 1 $ 437,000 $ 437,000 $ 155,000
SCRANTON--WILKES-BARRE, PA 1 $ 100,000 $ 100,000 $ 129,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 357,000 $ 357,000 $ 0
SHREVEPORT-BOSSIER CITY, LA 1 $ 108,000 $ 108,000 $ 58,000
SPRINGFIELD, MO 1 $ 113,000 $ 113,000 $ 36,000
STOCKTON, CA 1 $ 246,000 $ 246,000 $ 70,000
TUCSON, AZ 1 $ 236,000 $ 236,000 $ 862,000
TULSA, OK 1 $ 109,000 $ 109,000 $ 67,000
TUSCALOOSA, AL 1 $ 82,000 $ 82,000 $ 115,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 205,000 $ 205,000 $ 44,000
WILMINGTON, DE-MD-NJ 1 $ 120,000 $ 120,000 $ 58,000
YORK-HANOVER, PA 1 $ 262,000 $ 262,000 $ 96,000
YUMA, AZ 1 $ 128,000 $ 128,000 $ 75,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Challenge Financial Investors in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 814 $134,232,000 $162,923 $2,250,000 $77,000 $1,980,000
Home Purchase 682 $109,256,000 $158,060 $2,800,000 $97,727 $1,800,000
Home Improvement 1 $192,000 $192,000 $192,000 $47,000 $47,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 728 $127,452,000 $159,100 $2,250,000 $95,775 $1,980,000
Black or African American 383 $56,079,000 $131,250 $2,800,000 $71,208 $1,378,000
Not Provided 283 $43,919,000 $150,882 $622,000 $55,323 $1,800,000
Hispanic 72 $11,421,000 $174,800 $498,000 $80,400 $480,000
Asian 17 $2,691,000 $151,000 $368,000 $75,400 $120,000
Native Hawaiian or Other Pacific Islander 12 $1,965,000 $157,666 $465,000 $83,666 $132,000
American Indian or Alaskan Native 2 $153,000 $76,000 $86,000 $34,000 $51,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,452 $237,395,000 $154,333 $2,800,000 $79,809 $1,980,000
FHA-insured (Federal Housing Administration) 30 $3,597,000 $117,538 $249,000 $48,153 $123,000
VA-guaranteed (Veterans Administration) 15 $2,688,000 $188,777 $360,000 $72,333 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 832 $122,512,000 $150,550 $1,275,000 $81,550 $862,000
File Closed For Incompleteness 490 $92,931,000 $160,594 $2,800,000 $84,324 $1,980,000
Application Withdrawn By Applicant 133 $20,669,000 $155,192 $622,000 $76,769 $1,800,000
Application Denied By Financial Institution 33 $5,950,000 $174,416 $595,000 $80,666 $162,000
Application Approved But Not Accepted 9 $1,618,000 $209,571 $497,000 $68,714 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 7 $925,000 $161,000 $276,000 $68,400 $120,000
Collateral 4 $1,158,000 $278,000 $443,000 $123,000 $146,000
Debt-To-Income Ratio 2 $886,000 $443,000 $595,000 $135,500 $162,000
Unverifiable Information 1 $76,000 $76,000 $76,000 $27,000 $27,000
Credit History 1 $92,000 $92,000 $92,000 $92,000 $92,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

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