Charter Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New Mexico.
The mortgage statistics and data below are specific to mortgage loan applications for Charter Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Charter Bank 2130 Eubank Blvd Ne Albuquerque, NM 87112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,094 |
| Total Mortgage Loan Application Amount | $960,545,000 |
| Average Mortgage Loan Application Amount | $137,333 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $85,388 |
| Highest Applicant Income | $5,301,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NM, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 2,527 | $ 367,068,000 | $ 145,000 | $ 57,000 |
| Sandoval County New Mexico | 982 | $ 141,458,000 | $ 144,000 | $ 55,000 |
| Dona Ana County New Mexico | 710 | $ 98,085,000 | $ 138,000 | $ 52,000 |
| Santa Fe County New Mexico | 323 | $ 63,527,000 | $ 196,000 | $ 113,000 |
| Lea County New Mexico | 266 | $ 21,437,000 | $ 80,000 | $ 42,000 |
| El Paso County Texas | 200 | $ 21,336,000 | $ 106,000 | $ 31,000 |
| Lubbock County Texas | 200 | $ 23,325,000 | $ 116,000 | $ 68,000 |
| Valencia County New Mexico | 166 | $ 21,272,000 | $ 128,000 | $ 52,000 |
| Bonneville County Idaho | 163 | $ 20,337,000 | $ 124,000 | $ 54,000 |
| San Juan County New Mexico | 95 | $ 12,765,000 | $ 134,000 | $ 58,000 |
| Curry County New Mexico | 94 | $ 8,502,000 | $ 90,000 | $ 48,000 |
| Randall County Texas | 80 | $ 8,371,000 | $ 104,000 | $ 55,000 |
| Otero County New Mexico | 72 | $ 6,085,000 | $ 84,000 | $ 39,000 |
| Potter County Texas | 71 | $ 5,195,000 | $ 73,000 | $ 48,000 |
| Chaves County New Mexico | 63 | $ 3,878,000 | $ 61,000 | $ 27,000 |
| Dallas County Texas | 61 | $ 6,295,000 | $ 103,000 | $ 157,000 |
| Midland County Texas | 40 | $ 5,772,000 | $ 144,000 | $ 121,000 |
| Eddy County New Mexico | 32 | $ 1,971,000 | $ 61,000 | $ 46,000 |
| McKinley County New Mexico | 28 | $ 3,616,000 | $ 129,000 | $ 59,000 |
| Tom Green County Texas | 27 | $ 2,861,000 | $ 105,000 | $ 95,000 |
| Tarrant County Texas | 25 | $ 2,754,000 | $ 110,000 | $ 77,000 |
| La Plata County Colorado | 23 | $ 4,961,000 | $ 215,000 | $ 83,000 |
| San Miguel County New Mexico | 19 | $ 2,948,000 | $ 155,000 | $ 49,000 |
| Sierra County New Mexico | 19 | $ 1,971,000 | $ 103,000 | $ 57,000 |
| Hale County Texas | 19 | $ 1,568,000 | $ 82,000 | $ 56,000 |
| Jefferson County Idaho | 18 | $ 2,001,000 | $ 111,000 | $ 41,000 |
| Lincoln County New Mexico | 17 | $ 2,384,000 | $ 140,000 | $ 110,000 |
| Luna County New Mexico | 17 | $ 1,559,000 | $ 91,000 | $ 52,000 |
| Taos County New Mexico | 17 | $ 2,939,000 | $ 172,000 | $ 91,000 |
| Harris County Texas | 15 | $ 2,603,000 | $ 173,000 | $ 81,000 |
| Bingham County Idaho | 14 | $ 1,670,000 | $ 119,000 | $ 39,000 |
| Lamar County Texas | 14 | $ 824,000 | $ 58,000 | $ 29,000 |
| Van Zandt County Texas | 14 | $ 1,343,000 | $ 95,000 | $ 67,000 |
| Roosevelt County New Mexico | 13 | $ 954,000 | $ 73,000 | $ 42,000 |
| Torrance County New Mexico | 12 | $ 1,073,000 | $ 89,000 | $ 33,000 |
| Santa Cruz County Arizona | 11 | $ 1,353,000 | $ 123,000 | $ 53,000 |
| Cibola County New Mexico | 11 | $ 669,000 | $ 60,000 | $ 34,000 |
| Hutchinson County Texas | 11 | $ 869,000 | $ 79,000 | $ 72,000 |
| Los Alamos County New Mexico | 10 | $ 1,542,000 | $ 154,000 | $ 53,000 |
| Denton County Texas | 10 | $ 1,208,000 | $ 120,000 | $ 57,000 |
| Ector County Texas | 10 | $ 1,376,000 | $ 137,000 | $ 118,000 |
| Fremont County Idaho | 9 | $ 1,093,000 | $ 121,000 | $ 82,000 |
| Rio Arriba County New Mexico | 9 | $ 1,459,000 | $ 162,000 | $ 77,000 |
| Maricopa County Arizona | 8 | $ 1,394,000 | $ 174,000 | $ 50,000 |
| Ada County Idaho | 8 | $ 1,036,000 | $ 129,000 | $ 32,000 |
| Fort Bend County Texas | 8 | $ 1,148,000 | $ 143,000 | $ 93,000 |
| Grayson County Texas | 8 | $ 617,000 | $ 77,000 | $ 47,000 |
| Colfax County New Mexico | 7 | $ 1,035,000 | $ 147,000 | $ 94,000 |
| Madison County Idaho | 6 | $ 662,000 | $ 110,000 | $ 36,000 |
| Collin County Texas | 6 | $ 842,000 | $ 140,000 | $ 64,000 |
| Gaines County Texas | 6 | $ 773,000 | $ 128,000 | $ 71,000 |
| Bexar County Texas | 5 | $ 1,640,000 | $ 328,000 | $ 189,000 |
| Gray County Texas | 5 | $ 313,000 | $ 62,000 | $ 41,000 |
| Guadalupe County Texas | 5 | $ 552,000 | $ 110,000 | $ 82,000 |
| Grant County New Mexico | 4 | $ 345,000 | $ 86,000 | $ 35,000 |
| Socorro County New Mexico | 4 | $ 488,000 | $ 122,000 | $ 36,000 |
| Brazoria County Texas | 4 | $ 773,000 | $ 193,000 | $ 130,000 |
| Fannin County Texas | 4 | $ 397,000 | $ 99,000 | $ 39,000 |
| Galveston County Texas | 4 | $ 721,000 | $ 180,000 | $ 116,000 |
| Hockley County Texas | 4 | $ 386,000 | $ 96,000 | $ 58,000 |
| Parker County Texas | 4 | $ 412,000 | $ 103,000 | $ 57,000 |
| Taylor County Texas | 4 | $ 403,000 | $ 100,000 | $ 60,000 |
| Bailey County Texas | 3 | $ 264,000 | $ 88,000 | $ 61,000 |
| Brazos County Texas | 3 | $ 558,000 | $ 186,000 | $ 111,000 |
| Montgomery County Texas | 3 | $ 577,000 | $ 192,000 | $ 86,000 |
| Archuleta County Colorado | 2 | $ 204,000 | $ 102,000 | $ 64,000 |
| Quay County New Mexico | 2 | $ 147,000 | $ 73,000 | $ 24,000 |
| Caldwell County Texas | 2 | $ 179,000 | $ 89,000 | $ 56,000 |
| Comal County Texas | 2 | $ 201,000 | $ 100,000 | $ 55,000 |
| Crosby County Texas | 2 | $ 124,000 | $ 62,000 | $ 39,000 |
| Hansford County Texas | 2 | $ 164,000 | $ 82,000 | $ 73,000 |
| Hill County Texas | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Swisher County Texas | 2 | $ 242,000 | $ 121,000 | $ 226,000 |
| Terry County Texas | 2 | $ 426,000 | $ 213,000 | $ 55,000 |
| Travis County Texas | 2 | $ 343,000 | $ 171,000 | $ 510,000 |
| Ward County Texas | 2 | $ 132,000 | $ 66,000 | $ 99,000 |
| Wood County Texas | 2 | $ 195,000 | $ 97,000 | $ 146,000 |
| Utah County Utah | 2 | $ 368,000 | $ 184,000 | $ 30,000 |
| Gila County Arizona | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Pima County Arizona | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Pinal County Arizona | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Conejos County Colorado | 1 | $ 137,000 | $ 137,000 | $ 190,000 |
| Douglas County Colorado | 1 | $ 192,000 | $ 192,000 | $ 47,000 |
| Hinsdale County Colorado | 1 | $ 694,000 | $ 694,000 | $ 3,130,000 |
| Pueblo County Colorado | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Weld County Colorado | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Paulding County Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Butte County Idaho | 1 | $ 186,000 | $ 186,000 | $ 59,000 |
| Canyon County Idaho | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Caribou County Idaho | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Custer County Idaho | 1 | $ 159,000 | $ 159,000 | $ 98,000 |
| Elmore County Idaho | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Minidoka County Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Teton County Idaho | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Ramsey County Minnesota | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Hidalgo County New Mexico | 1 | $ 97,000 | $ 97,000 | $ 77,000 |
| Cumberland County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Angelina County Texas | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Brewster County Texas | 1 | $ 358,000 | $ 358,000 | $ 350,000 |
| Brown County Texas | 1 | $ 140,000 | $ 140,000 | $ 232,000 |
| Burnet County Texas | 1 | $ 314,000 | $ 314,000 | $ 168,000 |
| Carson County Texas | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Coke County Texas | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Concho County Texas | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| Dawson County Texas | 1 | $ 39,000 | $ 39,000 | $ 35,000 |
| Ellis County Texas | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Garza County Texas | 1 | $ 253,000 | $ 253,000 | $ 488,000 |
| Howard County Texas | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Johnson County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lipscomb County Texas | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Llano County Texas | 1 | $ 1,105,000 | $ 1,105,000 | $ 557,000 |
| Lynn County Texas | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| Martin County Texas | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| McCulloch County Texas | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Mitchell County Texas | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Montague County Texas | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Moore County Texas | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Nueces County Texas | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Palo Pinto County Texas | 1 | $ 92,000 | $ 92,000 | $ 303,000 |
| Rockwall County Texas | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Runnels County Texas | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Winkler County Texas | 1 | $ 72,000 | $ 72,000 | $ 146,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Mexico,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Charter Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,316 | $724,992,000 | $160,800 | $1,170,000 | $101,300 | $3,130,000 |
| Refinancing | 1,728 | $231,404,000 | $139,800 | $1,000,000 | $60,800 | $5,301,000 |
| Home Improvement | 50 | $4,149,000 | $55,000 | $388,000 | $73,333 | $272,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,590 | $310,000,000 | $148,375 | $1,105,000 | $67,875 | $899,000 |
| White | 2,557 | $385,148,000 | $166,857 | $1,170,000 | $136,285 | $3,130,000 |
| Hispanic | 1,072 | $135,832,000 | $135,666 | $700,000 | $41,000 | $431,000 |
| Not Provided | 713 | $107,996,000 | $198,285 | $660,000 | $54,285 | $5,301,000 |
| Asian | 62 | $9,477,000 | $134,333 | $619,000 | $50,000 | $204,000 |
| Black or African American | 47 | $5,892,000 | $104,666 | $380,000 | $34,000 | $144,000 |
| American Indian or Alaskan Native | 46 | $5,047,000 | $118,500 | $213,000 | $62,250 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,153,000 | $164,000 | $449,000 | $68,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,225 | $638,621,000 | $193,500 | $1,170,000 | $97,625 | $5,301,000 |
| FHA-insured (Federal Housing Administration) | 2,248 | $230,913,000 | $101,000 | $250,000 | $29,285 | $451,000 |
| VA-guaranteed (Veterans Administration) | 596 | $88,128,000 | $123,857 | $371,000 | $36,714 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,883,000 | $101,000 | $185,000 | $36,500 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,150 | $454,512,000 | $176,375 | $1,000,000 | $105,000 | $5,301,000 |
| Loan Purchased By The Institution | 2,588 | $309,050,000 | $126,571 | $1,105,000 | $56,857 | $899,000 |
| Application Withdrawn By Applicant | 435 | $59,710,000 | $115,666 | $950,000 | $82,166 | $966,000 |
| Preapproval Denied by Financial Institution | 360 | $50,490,000 | $140,000 | $480,000 | $47,000 | $297,000 |
| Application Approved But Not Accepted | 303 | $55,352,000 | $182,500 | $750,000 | $65,500 | $369,000 |
| Application Denied By Financial Institution | 251 | $30,986,000 | $142,000 | $1,170,000 | $65,750 | $599,000 |
| File Closed For Incompleteness | 7 | $445,000 | $63,000 | $136,000 | $57,000 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 335 | $48,668,000 | $121,800 | $700,000 | $41,400 | $431,000 |
| Credit History | 113 | $13,814,000 | $283,666 | $1,170,000 | $154,666 | $599,000 |
| Debt-To-Income Ratio | 83 | $10,101,000 | $116,000 | $480,000 | $37,000 | $297,000 |
| Other | 40 | $4,620,000 | $107,333 | $500,000 | $46,333 | $141,000 |
| Collateral | 19 | $1,464,000 | $92,500 | $261,000 | $50,500 | $118,000 |
| Employment History | 13 | $1,897,000 | $173,333 | $280,000 | $73,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $687,000 | $118,000 | $146,000 | $72,000 | $104,000 |
| Unverifiable Information | 1 | $225,000 | $225,000 | $225,000 | $102,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NM, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Mexico, and search similar information at your convenience.