Chartway Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Chartway Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chartway Federal Credit Union 5700 Cleveland Street Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,648 |
| Total Mortgage Loan Application Amount | $112,830,000 |
| Average Mortgage Loan Application Amount | $78,600 |
| Highest Mortgage Loan Application Amount | $735,000 |
| Average Applicant Income | $94,600 |
| Highest Applicant Income | $662,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Chartway Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chartway Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Chartway Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chartway Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chartway Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chartway Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 331 | $ 21,145,000 | $ 63,000 | $ 94,000 |
| Washington County Utah | 189 | $ 17,855,000 | $ 94,000 | $ 100,000 |
| Chesapeake County Virginia | 183 | $ 10,555,000 | $ 57,000 | $ 88,000 |
| Salt Lake County Utah | 159 | $ 12,385,000 | $ 77,000 | $ 106,000 |
| Tooele County Utah | 152 | $ 8,730,000 | $ 57,000 | $ 81,000 |
| Norfolk County Virginia | 116 | $ 6,370,000 | $ 54,000 | $ 65,000 |
| Harris County Texas | 83 | $ 5,095,000 | $ 61,000 | $ 93,000 |
| Portsmouth County Virginia | 48 | $ 2,530,000 | $ 52,000 | $ 64,000 |
| Suffolk County Virginia | 40 | $ 2,480,000 | $ 62,000 | $ 105,000 |
| Iron County Utah | 25 | $ 1,345,000 | $ 53,000 | $ 87,000 |
| Utah County Utah | 25 | $ 2,475,000 | $ 99,000 | $ 103,000 |
| Pasquotank County North Carolina | 13 | $ 645,000 | $ 49,000 | $ 81,000 |
| Currituck County North Carolina | 12 | $ 800,000 | $ 66,000 | $ 140,000 |
| Carbon County Utah | 12 | $ 580,000 | $ 48,000 | $ 64,000 |
| Montgomery County Texas | 11 | $ 905,000 | $ 82,000 | $ 121,000 |
| Davis County Utah | 11 | $ 835,000 | $ 75,000 | $ 76,000 |
| Pinellas County Florida | 10 | $ 610,000 | $ 61,000 | $ 90,000 |
| Isle of Wight County Virginia | 7 | $ 675,000 | $ 96,000 | $ 111,000 |
| Fort Bend County Texas | 6 | $ 490,000 | $ 81,000 | $ 89,000 |
| Weber County Utah | 6 | $ 660,000 | $ 110,000 | $ 96,000 |
| Fairfax County Virginia | 6 | $ 890,000 | $ 148,000 | $ 168,000 |
| Fulton County Georgia | 5 | $ 235,000 | $ 47,000 | $ 129,000 |
| Pasco County Florida | 4 | $ 540,000 | $ 135,000 | $ 113,000 |
| Gates County North Carolina | 4 | $ 400,000 | $ 100,000 | $ 75,000 |
| Beaver County Utah | 4 | $ 170,000 | $ 42,000 | $ 74,000 |
| Northampton County Virginia | 4 | $ 250,000 | $ 62,000 | $ 53,000 |
| Southampton County Virginia | 4 | $ 180,000 | $ 45,000 | $ 95,000 |
| Maricopa County Arizona | 3 | $ 145,000 | $ 48,000 | $ 119,000 |
| San Diego County California | 3 | $ 825,000 | $ 275,000 | $ 238,000 |
| Broward County Florida | 3 | $ 385,000 | $ 128,000 | $ 102,000 |
| Hillsborough County Florida | 3 | $ 355,000 | $ 118,000 | $ 44,000 |
| Sarasota County Florida | 3 | $ 145,000 | $ 48,000 | $ 51,000 |
| DeKalb County Georgia | 3 | $ 285,000 | $ 95,000 | $ 241,000 |
| Clark County Nevada | 3 | $ 295,000 | $ 98,000 | $ 91,000 |
| Camden County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 91,000 |
| Wake County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 87,000 |
| San Jacinto County Texas | 3 | $ 195,000 | $ 65,000 | $ 72,000 |
| Summit County Utah | 3 | $ 465,000 | $ 155,000 | $ 101,000 |
| Hampton County Virginia | 3 | $ 135,000 | $ 45,000 | $ 75,000 |
| Mohave County Arizona | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Los Angeles County California | 2 | $ 70,000 | $ 35,000 | $ 85,000 |
| Riverside County California | 2 | $ 490,000 | $ 245,000 | $ 116,000 |
| New Haven County Connecticut | 2 | $ 140,000 | $ 70,000 | $ 179,000 |
| Palm Beach County Florida | 2 | $ 100,000 | $ 50,000 | $ 121,000 |
| Seminole County Florida | 2 | $ 50,000 | $ 25,000 | $ 106,000 |
| Cobb County Georgia | 2 | $ 70,000 | $ 35,000 | $ 85,000 |
| Forsyth County Georgia | 2 | $ 150,000 | $ 75,000 | $ 169,000 |
| Shiawassee County Michigan | 2 | $ 30,000 | $ 15,000 | $ 36,000 |
| Flathead County Montana | 2 | $ 50,000 | $ 25,000 | $ 86,000 |
| Perquimans County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 192,000 |
| Philadelphia County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 231,000 |
| Dallas County Texas | 2 | $ 60,000 | $ 30,000 | $ 144,000 |
| Bedford County Virginia | 2 | $ 70,000 | $ 35,000 | $ 156,000 |
| Franklin City County Virginia | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| Hanover County Virginia | 2 | $ 110,000 | $ 55,000 | $ 123,000 |
| Stafford County Virginia | 2 | $ 110,000 | $ 55,000 | $ 177,000 |
| Pinal County Arizona | 1 | $ 45,000 | $ 45,000 | $ 170,000 |
| White County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 357,000 |
| Butte County California | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| San Bernardino County California | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Ventura County California | 1 | $ 565,000 | $ 565,000 | $ 164,000 |
| Adams County Colorado | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Chaffee County Colorado | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| La Plata County Colorado | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Middlesex County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Windham County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Orange County Florida | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Polk County Florida | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Cherokee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Gwinnett County Georgia | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Houston County Georgia | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 178,000 |
| Cook County Illinois | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Cherokee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Johnson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Laurel County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Tangipahoa County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Androscoggin County Maine | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Worcester County Maryland | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Pennington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| McCone County Montana | 1 | $ 35,000 | $ 35,000 | $ 8,000 |
| Cumberland County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Passaic County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 272,000 |
| Columbia County New York | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Onondaga County New York | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Chowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Dare County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Forsyth County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Gaston County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Hertford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Tyrrell County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Warren County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Williams County Ohio | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Chester County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Clarion County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Franklin County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Indiana County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Washington County Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 285,000 |
| Newberry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| York County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 270,000 |
| Sullivan County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Angelina County Texas | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Brazoria County Texas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Collin County Texas | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Colorado County Texas | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Denton County Texas | 1 | $ 45,000 | $ 45,000 | $ 241,000 |
| Guadalupe County Texas | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Lampasas County Texas | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Liberty County Texas | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Limestone County Texas | 1 | $ 25,000 | $ 25,000 | $ 253,000 |
| Tarrant County Texas | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Waller County Texas | 1 | $ 15,000 | $ 15,000 | $ 180,000 |
| Box Elder County Utah | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Sanpete County Utah | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Sevier County Utah | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Uintah County Utah | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Albemarle County Virginia | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Amelia County Virginia | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Fauquier County Virginia | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Henrico County Virginia | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| James City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Loudoun County Virginia | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
| Middlesex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Montgomery County Virginia | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| New Kent County Virginia | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Nottoway County Virginia | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Surry County Virginia | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Pacific County Washington | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Spokane County Washington | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Washington County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Lincoln County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Platte County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Sweetwater County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 0 |
Mortgage Loan Application Detail Totals for Chartway Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 642 | $37,850,000 | $58,000 | $505,000 | $97,000 | $662,000 |
| Other Purpose | 594 | $33,530,000 | $56,000 | $475,000 | $87,000 | $492,000 |
| Refinancing | 279 | $29,035,000 | $104,000 | $735,000 | $91,000 | $600,000 |
| Home Purchase | 100 | $9,850,000 | $98,000 | $585,000 | $113,000 | $662,000 |
| Cash-out Refinancing | 33 | $2,565,000 | $77,000 | $485,000 | $85,000 | $360,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,153 | $82,275,000 | $71,000 | $735,000 | $97,000 | $662,000 |
| Black or African American | 220 | $12,220,000 | $55,000 | $315,000 | $82,000 | $662,000 |
| Hispanic | 156 | $10,720,000 | $68,000 | $375,000 | $88,000 | $372,000 |
| Asian | 55 | $3,455,000 | $62,000 | $375,000 | $88,000 | $359,000 |
| Not Provided | 48 | $2,840,000 | $59,000 | $295,000 | $85,000 | $240,000 |
| American Indian or Alaskan Native | 9 | $655,000 | $72,000 | $225,000 | $81,000 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $580,000 | $96,000 | $235,000 | $69,000 | $112,000 |
| Not applicable | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,648 | $112,830,000 | $68,000 | $735,000 | $93,000 | $662,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 835 | $58,915,000 | $70,000 | $735,000 | $102,000 | $662,000 |
| Application Denied By Financial Institution | 487 | $32,465,000 | $66,000 | $685,000 | $81,000 | $612,000 |
| Application Withdrawn By Applicant | 222 | $15,420,000 | $69,000 | $585,000 | $90,000 | $600,000 |
| Application Approved But Not Accepted | 83 | $5,395,000 | $65,000 | $425,000 | $90,000 | $285,000 |
| Preapproval Denied by Financial Institution | 18 | $300,000 | $16,000 | $215,000 | $96,000 | $662,000 |
| File Closed For Incompleteness | 3 | $335,000 | $111,000 | $175,000 | $88,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,143 | $80,065,000 | $70,000 | $735,000 | $98,000 | $662,000 |
| Debt-To-Income Ratio | 200 | $14,950,000 | $74,000 | $505,000 | $70,000 | $285,000 |
| Other | 116 | $7,100,000 | $61,000 | $385,000 | $83,000 | $357,000 |
| Credit History | 104 | $5,690,000 | $54,000 | $685,000 | $87,000 | $662,000 |
| Collateral | 63 | $3,325,000 | $52,000 | $245,000 | $96,000 | $350,000 |
| Unverifiable Information | 20 | $1,190,000 | $59,000 | $165,000 | $83,000 | $184,000 |
| Employment History | 2 | $510,000 | $255,000 | $285,000 | $383,000 | $612,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chartway Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chartway Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.