Chase Manhattan Bank Usa, Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chase Manhattan Bank Usa, Na 200 White Clay Center Dr Newark, DE 19711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 103,491 |
| Total Mortgage Loan Application Amount | $8,787,558,000 |
| Average Mortgage Loan Application Amount | $73,140 |
| Highest Mortgage Loan Application Amount | $90,000,000 |
| Average Applicant Income | $68,053 |
| Highest Applicant Income | $8,340,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Chase Manhattan Bank Usa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chase Manhattan Bank Usa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Chase Manhattan Bank Usa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chase Manhattan Bank Usa, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Chase Manhattan Bank Usa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chase Manhattan Bank Usa, Na's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2,799 | $ 136,460,000 | $ 48,000 | $ 93,000 |
| DALLAS-PLANO-IRVING, TX | 2,511 | $ 138,507,000 | $ 55,000 | $ 106,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2,120 | $ 247,191,000 | $ 116,000 | $ 78,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,085 | $ 311,725,000 | $ 149,000 | $ 99,000 |
| PHILADELPHIA, PA | 1,835 | $ 149,467,000 | $ 81,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,784 | $ 330,293,000 | $ 185,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,660 | $ 164,755,000 | $ 99,000 | $ 75,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,468 | $ 165,762,000 | $ 112,000 | $ 83,000 |
| BALTIMORE-TOWSON, MD | 1,280 | $ 133,765,000 | $ 104,000 | $ 80,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,248 | $ 94,786,000 | $ 75,000 | $ 69,000 |
| AUSTIN-ROUND ROCK, TX | 1,245 | $ 70,401,000 | $ 56,000 | $ 91,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,173 | $ 133,959,000 | $ 114,000 | $ 71,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,117 | $ 88,578,000 | $ 79,000 | $ 64,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,104 | $ 103,270,000 | $ 93,000 | $ 59,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,022 | $ 76,007,000 | $ 74,000 | $ 57,000 |
| SAN ANTONIO, TX | 1,010 | $ 41,172,000 | $ 40,000 | $ 68,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 890 | $ 69,483,000 | $ 78,000 | $ 72,000 |
| DENVER-AURORA, CO | 884 | $ 69,114,000 | $ 78,000 | $ 80,000 |
| EDISON, NJ | 873 | $ 151,323,000 | $ 173,000 | $ 97,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 851 | $ 109,865,000 | $ 129,000 | $ 103,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 840 | $ 75,279,000 | $ 89,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 810 | $ 54,823,000 | $ 67,000 | $ 61,000 |
| ORLANDO, FL | 809 | $ 77,124,000 | $ 95,000 | $ 69,000 |
| LAS VEGAS-PARADISE, NV | 792 | $ 104,989,000 | $ 132,000 | $ 84,000 |
| FORT WORTH-ARLINGTON, TX | 763 | $ 35,601,000 | $ 46,000 | $ 93,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 739 | $ 113,954,000 | $ 154,000 | $ 86,000 |
| NEWARK-UNION, NJ-PA | 719 | $ 126,963,000 | $ 176,000 | $ 90,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 719 | $ 94,700,000 | $ 131,000 | $ 93,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 674 | $ 63,059,000 | $ 93,000 | $ 96,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 631 | $ 78,467,000 | $ 124,000 | $ 83,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 605 | $ 50,353,000 | $ 83,000 | $ 61,000 |
| CAMDEN, NJ | 602 | $ 73,651,000 | $ 122,000 | $ 96,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 587 | $ 39,031,000 | $ 66,000 | $ 67,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 575 | $ 47,198,000 | $ 82,000 | $ 62,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 568 | $ 89,050,000 | $ 156,000 | $ 116,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 553 | $ 69,808,000 | $ 126,000 | $ 93,000 |
| PITTSBURGH, PA | 532 | $ 35,590,000 | $ 66,000 | $ 57,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 510 | $ 63,508,000 | $ 124,000 | $ 98,000 |
| JACKSONVILLE, FL | 493 | $ 44,646,000 | $ 90,000 | $ 63,000 |
| OKLAHOMA CITY, OK | 438 | $ 27,147,000 | $ 61,000 | $ 60,000 |
| COLUMBUS, OH | 427 | $ 29,837,000 | $ 69,000 | $ 59,000 |
| RICHMOND, VA | 422 | $ 38,732,000 | $ 91,000 | $ 63,000 |
| INDIANAPOLIS, IN | 410 | $ 33,832,000 | $ 82,000 | $ 59,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 393 | $ 30,814,000 | $ 78,000 | $ 61,000 |
| BOSTON-QUINCY, MA | 387 | $ 60,439,000 | $ 156,000 | $ 105,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 346 | $ 28,452,000 | $ 82,000 | $ 64,000 |
| TULSA, OK | 342 | $ 20,928,000 | $ 61,000 | $ 46,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 336 | $ 19,954,000 | $ 59,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 334 | $ 26,255,000 | $ 78,000 | $ 60,000 |
| TUCSON, AZ | 327 | $ 20,838,000 | $ 63,000 | $ 62,000 |
| BATON ROUGE, LA | 324 | $ 22,729,000 | $ 70,000 | $ 54,000 |
| JACKSON, MS | 321 | $ 18,522,000 | $ 57,000 | $ 43,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 320 | $ 24,998,000 | $ 78,000 | $ 61,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 320 | $ 40,947,000 | $ 127,000 | $ 79,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 309 | $ 39,192,000 | $ 126,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 298 | $ 43,343,000 | $ 145,000 | $ 61,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 297 | $ 41,204,000 | $ 138,000 | $ 166,000 |
| WILMINGTON, DE-MD-NJ | 293 | $ 28,988,000 | $ 98,000 | $ 93,000 |
| ALBUQUERQUE, NM | 268 | $ 21,210,000 | $ 79,000 | $ 63,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 268 | $ 21,344,000 | $ 79,000 | $ 58,000 |
| TACOMA, WA | 268 | $ 22,449,000 | $ 83,000 | $ 68,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 265 | $ 23,204,000 | $ 87,000 | $ 79,000 |
| RALEIGH-CARY, NC | 265 | $ 20,600,000 | $ 77,000 | $ 59,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 264 | $ 48,466,000 | $ 183,000 | $ 99,000 |
| SALT LAKE CITY, UT | 252 | $ 20,319,000 | $ 80,000 | $ 90,000 |
| FLINT, MI | 246 | $ 15,322,000 | $ 62,000 | $ 63,000 |
| GARY, IN | 242 | $ 18,754,000 | $ 77,000 | $ 60,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 242 | $ 21,707,000 | $ 89,000 | $ 61,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 240 | $ 33,730,000 | $ 140,000 | $ 95,000 |
| SHREVEPORT-BOSSIER CITY, LA | 240 | $ 14,049,000 | $ 58,000 | $ 135,000 |
| GRAND RAPIDS-WYOMING, MI | 234 | $ 15,687,000 | $ 67,000 | $ 48,000 |
| ANN ARBOR, MI | 232 | $ 15,109,000 | $ 65,000 | $ 55,000 |
| FRESNO, CA | 228 | $ 25,964,000 | $ 113,000 | $ 76,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 226 | $ 15,893,000 | $ 70,000 | $ 48,000 |
| TOLEDO, OH | 226 | $ 15,718,000 | $ 69,000 | $ 52,000 |
| BAKERSFIELD, CA | 225 | $ 23,788,000 | $ 105,000 | $ 66,000 |
| LOUISVILLE, KY-IN | 225 | $ 17,735,000 | $ 78,000 | $ 49,000 |
| MEMPHIS, TN-MS-AR | 223 | $ 18,642,000 | $ 83,000 | $ 163,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 223 | $ 22,826,000 | $ 102,000 | $ 65,000 |
| COLORADO SPRINGS, CO | 217 | $ 15,148,000 | $ 69,000 | $ 68,000 |
| YORK-HANOVER, PA | 211 | $ 11,388,000 | $ 53,000 | $ 61,000 |
| SARASOTA-BRADENTON-VENICE, FL | 210 | $ 21,710,000 | $ 103,000 | $ 91,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 208 | $ 17,123,000 | $ 82,000 | $ 60,000 |
| MONROE, MI | 204 | $ 12,243,000 | $ 60,000 | $ 53,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 203 | $ 36,073,000 | $ 177,000 | $ 146,000 |
| STOCKTON, CA | 203 | $ 28,349,000 | $ 139,000 | $ 83,000 |
| LAKELAND, FL | 198 | $ 14,062,000 | $ 71,000 | $ 56,000 |
| AKRON, OH | 196 | $ 15,568,000 | $ 79,000 | $ 61,000 |
| COLUMBIA, SC | 195 | $ 13,502,000 | $ 69,000 | $ 58,000 |
| GREENSBORO-HIGH POINT, NC | 195 | $ 14,393,000 | $ 73,000 | $ 51,000 |
| CAPE CORAL-FORT MYERS, FL | 191 | $ 19,288,000 | $ 100,000 | $ 66,000 |
| RENO-SPARKS, NV | 190 | $ 21,453,000 | $ 112,000 | $ 71,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 188 | $ 21,268,000 | $ 113,000 | $ 108,000 |
| CHARLESTON, WV | 186 | $ 11,666,000 | $ 62,000 | $ 43,000 |
| WORCESTER, MA | 185 | $ 25,678,000 | $ 138,000 | $ 88,000 |
| HARRISBURG-CARLISLE, PA | 180 | $ 10,376,000 | $ 57,000 | $ 72,000 |
| WICHITA, KS | 176 | $ 9,909,000 | $ 56,000 | $ 43,000 |
| LANSING-EAST LANSING, MI | 172 | $ 11,782,000 | $ 68,000 | $ 51,000 |
| KNOXVILLE, TN | 168 | $ 11,513,000 | $ 68,000 | $ 52,000 |
| ATLANTIC CITY, NJ | 165 | $ 20,769,000 | $ 125,000 | $ 70,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 159 | $ 28,071,000 | $ 176,000 | $ 95,000 |
| DAYTON, OH | 157 | $ 12,245,000 | $ 77,000 | $ 53,000 |
| VALLEJO-FAIRFIELD, CA | 154 | $ 26,134,000 | $ 169,000 | $ 95,000 |
| MONROE, LA | 152 | $ 7,612,000 | $ 50,000 | $ 43,000 |
| READING, PA | 151 | $ 9,841,000 | $ 65,000 | $ 51,000 |
| ESSEX COUNTY, MA | 148 | $ 22,297,000 | $ 150,000 | $ 87,000 |
| BIRMINGHAM-HOOVER, AL | 147 | $ 6,046,000 | $ 41,000 | $ 44,000 |
| MODESTO, CA | 145 | $ 17,594,000 | $ 121,000 | $ 68,000 |
| LAKE CHARLES, LA | 143 | $ 7,450,000 | $ 52,000 | $ 69,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 141 | $ 10,591,000 | $ 75,000 | $ 45,000 |
| SPRINGFIELD, MA | 138 | $ 15,798,000 | $ 114,000 | $ 62,000 |
| TRENTON-EWING, NJ | 138 | $ 17,996,000 | $ 130,000 | $ 71,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 135 | $ 17,890,000 | $ 132,000 | $ 69,000 |
| DOVER, DE | 134 | $ 9,042,000 | $ 67,000 | $ 56,000 |
| SANTA ROSA-PETALUMA, CA | 134 | $ 14,876,000 | $ 111,000 | $ 84,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 133 | $ 10,092,000 | $ 75,000 | $ 64,000 |
| OCALA, FL | 132 | $ 9,564,000 | $ 72,000 | $ 45,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 130 | $ 17,557,000 | $ 135,000 | $ 63,000 |
| SALEM, OR | 130 | $ 7,348,000 | $ 56,000 | $ 56,000 |
| LAFAYETTE, LA | 128 | $ 6,704,000 | $ 52,000 | $ 46,000 |
| BEAUMONT-PORT ARTHUR, TX | 127 | $ 4,604,000 | $ 36,000 | $ 62,000 |
| ASHEVILLE, NC | 122 | $ 10,191,000 | $ 83,000 | $ 53,000 |
| MANCHESTER-NASHUA, NH | 122 | $ 17,429,000 | $ 142,000 | $ 90,000 |
| SCRANTON--WILKES-BARRE, PA | 122 | $ 9,832,000 | $ 80,000 | $ 44,000 |
| EUGENE-SPRINGFIELD, OR | 120 | $ 7,084,000 | $ 59,000 | $ 56,000 |
| GREENVILLE, SC | 120 | $ 9,622,000 | $ 80,000 | $ 48,000 |
| LANCASTER, PA | 120 | $ 8,604,000 | $ 71,000 | $ 59,000 |
| NAPLES-MARCO ISLAND, FL | 120 | $ 16,288,000 | $ 135,000 | $ 140,000 |
| OGDEN-CLEARFIELD, UT | 120 | $ 7,222,000 | $ 60,000 | $ 68,000 |
| WILMINGTON, NC | 119 | $ 9,184,000 | $ 77,000 | $ 51,000 |
| FAYETTEVILLE, NC | 118 | $ 8,996,000 | $ 76,000 | $ 42,000 |
| SPRINGFIELD, MO | 118 | $ 7,357,000 | $ 62,000 | $ 64,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 116 | $ 7,846,000 | $ 67,000 | $ 49,000 |
| TALLAHASSEE, FL | 116 | $ 10,129,000 | $ 87,000 | $ 50,000 |
| ROANOKE, VA | 115 | $ 7,779,000 | $ 67,000 | $ 56,000 |
| SAVANNAH, GA | 115 | $ 9,848,000 | $ 85,000 | $ 53,000 |
| ROCHESTER, NY | 110 | $ 4,269,000 | $ 38,000 | $ 43,000 |
| DURHAM, NC | 107 | $ 9,277,000 | $ 86,000 | $ 53,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 107 | $ 4,808,000 | $ 44,000 | $ 48,000 |
| FORT COLLINS-LOVELAND, CO | 106 | $ 6,619,000 | $ 62,000 | $ 52,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 106 | $ 7,243,000 | $ 68,000 | $ 46,000 |
| KALAMAZOO-PORTAGE, MI | 104 | $ 6,920,000 | $ 66,000 | $ 54,000 |
| VISALIA-PORTERVILLE, CA | 103 | $ 10,682,000 | $ 103,000 | $ 65,000 |
| JOHNSON CITY, TN | 102 | $ 5,160,000 | $ 50,000 | $ 39,000 |
| WINSTON-SALEM, NC | 102 | $ 7,913,000 | $ 77,000 | $ 47,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 101 | $ 7,101,000 | $ 70,000 | $ 43,000 |
| CHATTANOOGA, TN-GA | 100 | $ 6,414,000 | $ 64,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 100 | $ 3,984,000 | $ 39,000 | $ 74,000 |
| EL PASO, TX | 99 | $ 3,902,000 | $ 39,000 | $ 87,000 |
| HICKORY-LENOIR-MORGANTON, NC | 94 | $ 7,290,000 | $ 77,000 | $ 41,000 |
| BOISE CITY-NAMPA, ID | 93 | $ 7,114,000 | $ 76,000 | $ 56,000 |
| FORT WAYNE, IN | 93 | $ 5,559,000 | $ 59,000 | $ 44,000 |
| GAINESVILLE, FL | 93 | $ 7,411,000 | $ 79,000 | $ 64,000 |
| GREELEY, CO | 91 | $ 7,192,000 | $ 79,000 | $ 68,000 |
| PEORIA, IL | 91 | $ 7,365,000 | $ 80,000 | $ 50,000 |
| MACON, GA | 88 | $ 5,822,000 | $ 66,000 | $ 48,000 |
| HOLLAND-GRAND HAVEN, MI | 87 | $ 4,814,000 | $ 55,000 | $ 42,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 87 | $ 5,580,000 | $ 64,000 | $ 52,000 |
| SANTA FE, NM | 87 | $ 8,026,000 | $ 92,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 86 | $ 6,617,000 | $ 76,000 | $ 50,000 |
| ALEXANDRIA, LA | 85 | $ 4,594,000 | $ 54,000 | $ 41,000 |
| GULFPORT-BILOXI, MS | 85 | $ 5,634,000 | $ 66,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 85 | $ 4,850,000 | $ 57,000 | $ 42,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 83 | $ 5,994,000 | $ 72,000 | $ 47,000 |
| PASCAGOULA, MS | 82 | $ 4,474,000 | $ 54,000 | $ 43,000 |
| JACKSON, MI | 81 | $ 5,546,000 | $ 68,000 | $ 47,000 |
| NORWICH-NEW LONDON, CT | 81 | $ 10,301,000 | $ 127,000 | $ 60,000 |
| ROCKFORD, IL | 81 | $ 6,114,000 | $ 75,000 | $ 67,000 |
| ALBANY, GA | 79 | $ 4,422,000 | $ 55,000 | $ 39,000 |
| FLORENCE, SC | 79 | $ 4,079,000 | $ 51,000 | $ 40,000 |
| ODESSA, TX | 79 | $ 2,725,000 | $ 34,000 | $ 37,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 77 | $ 7,642,000 | $ 99,000 | $ 73,000 |
| PRESCOTT, AZ | 77 | $ 6,844,000 | $ 88,000 | $ 67,000 |
| PINE BLUFF, AR | 76 | $ 3,817,000 | $ 50,000 | $ 46,000 |
| ROCKY MOUNT, NC | 76 | $ 4,491,000 | $ 59,000 | $ 39,000 |
| SPOKANE, WA | 76 | $ 6,821,000 | $ 89,000 | $ 109,000 |
| GREEN BAY, WI | 75 | $ 4,947,000 | $ 65,000 | $ 65,000 |
| TUSCALOOSA, AL | 75 | $ 3,345,000 | $ 44,000 | $ 37,000 |
| BREMERTON-SILVERDALE, WA | 74 | $ 7,701,000 | $ 104,000 | $ 313,000 |
| JOPLIN, MO | 74 | $ 5,214,000 | $ 70,000 | $ 98,000 |
| LEXINGTON-FAYETTE, KY | 74 | $ 6,271,000 | $ 84,000 | $ 60,000 |
| MEDFORD, OR | 72 | $ 5,386,000 | $ 74,000 | $ 42,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 72 | $ 11,718,000 | $ 162,000 | $ 81,000 |
| GREENVILLE, NC | 70 | $ 4,681,000 | $ 66,000 | $ 36,000 |
| PROVO-OREM, UT | 70 | $ 7,139,000 | $ 101,000 | $ 74,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 68 | $ 4,374,000 | $ 64,000 | $ 64,000 |
| CHICO, CA | 67 | $ 6,621,000 | $ 98,000 | $ 111,000 |
| COLUMBUS, GA-AL | 67 | $ 4,756,000 | $ 70,000 | $ 43,000 |
| ERIE, PA | 67 | $ 4,036,000 | $ 60,000 | $ 42,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 67 | $ 4,592,000 | $ 68,000 | $ 46,000 |
| SPARTANBURG, SC | 67 | $ 4,921,000 | $ 73,000 | $ 47,000 |
| TOPEKA, KS | 67 | $ 4,982,000 | $ 74,000 | $ 48,000 |
| YUBA CITY, CA | 67 | $ 6,896,000 | $ 102,000 | $ 69,000 |
| BEND, OR | 66 | $ 3,963,000 | $ 60,000 | $ 58,000 |
| REDDING, CA | 66 | $ 7,158,000 | $ 108,000 | $ 69,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 65 | $ 4,752,000 | $ 73,000 | $ 120,000 |
| MORGANTOWN, WV | 64 | $ 4,158,000 | $ 64,000 | $ 73,000 |
| OCEAN CITY, NJ | 64 | $ 9,123,000 | $ 142,000 | $ 92,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 63 | $ 3,121,000 | $ 49,000 | $ 55,000 |
| FORT SMITH, AR-OK | 63 | $ 3,477,000 | $ 55,000 | $ 51,000 |
| PANAMA CITY-LYNN HAVEN, FL | 63 | $ 5,129,000 | $ 81,000 | $ 59,000 |
| SALISBURY, MD | 63 | $ 3,689,000 | $ 58,000 | $ 63,000 |
| OLYMPIA, WA | 62 | $ 4,204,000 | $ 67,000 | $ 65,000 |
| TYLER, TX | 62 | $ 2,429,000 | $ 39,000 | $ 59,000 |
| HATTIESBURG, MS | 61 | $ 3,087,000 | $ 50,000 | $ 46,000 |
| MERCED, CA | 61 | $ 7,975,000 | $ 130,000 | $ 74,000 |
| PUNTA GORDA, FL | 60 | $ 5,708,000 | $ 95,000 | $ 52,000 |
| BARNSTABLE TOWN, MA | 59 | $ 11,197,000 | $ 189,000 | $ 77,000 |
| MONTGOMERY, AL | 59 | $ 2,199,000 | $ 37,000 | $ 32,000 |
| SUMTER, SC | 58 | $ 3,267,000 | $ 56,000 | $ 41,000 |
| LAS CRUCES, NM | 57 | $ 4,275,000 | $ 75,000 | $ 80,000 |
| MADISON, WI | 57 | $ 6,346,000 | $ 111,000 | $ 67,000 |
| SALINAS, CA | 57 | $ 11,003,000 | $ 193,000 | $ 91,000 |
| ALBANY-SCHENECTADY-TROY, NY | 56 | $ 1,875,000 | $ 33,000 | $ 52,000 |
| BOULDER, CO | 56 | $ 4,190,000 | $ 74,000 | $ 115,000 |
| DULUTH, MN-WI | 56 | $ 3,884,000 | $ 69,000 | $ 48,000 |
| LUBBOCK, TX | 56 | $ 2,315,000 | $ 41,000 | $ 102,000 |
| NILES-BENTON HARBOR, MI | 56 | $ 4,156,000 | $ 74,000 | $ 41,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 56 | $ 6,310,000 | $ 112,000 | $ 93,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 56 | $ 5,883,000 | $ 105,000 | $ 55,000 |
| WARNER ROBINS, GA | 56 | $ 4,617,000 | $ 82,000 | $ 57,000 |
| BATTLE CREEK, MI | 55 | $ 3,521,000 | $ 64,000 | $ 42,000 |
| ELKHART-GOSHEN, IN | 55 | $ 3,889,000 | $ 70,000 | $ 44,000 |
| EVANSVILLE, IN-KY | 53 | $ 3,106,000 | $ 58,000 | $ 50,000 |
| HOT SPRINGS, AR | 53 | $ 2,181,000 | $ 41,000 | $ 53,000 |
| WINCHESTER, VA-WV | 53 | $ 5,013,000 | $ 94,000 | $ 52,000 |
| GOLDSBORO, NC | 52 | $ 3,158,000 | $ 60,000 | $ 37,000 |
| LYNCHBURG, VA | 52 | $ 3,627,000 | $ 69,000 | $ 63,000 |
| MIDLAND, TX | 52 | $ 1,933,000 | $ 37,000 | $ 51,000 |
| BUFFALO-NIAGARA FALLS, NY | 51 | $ 1,897,000 | $ 37,000 | $ 41,000 |
| COLLEGE STATION-BRYAN, TX | 51 | $ 1,685,000 | $ 33,000 | $ 69,000 |
| LONGVIEW, TX | 51 | $ 2,222,000 | $ 43,000 | $ 45,000 |
| TERRE HAUTE, IN | 51 | $ 3,617,000 | $ 70,000 | $ 46,000 |
| FARMINGTON, NM | 50 | $ 3,332,000 | $ 66,000 | $ 54,000 |
| SIOUX FALLS, SD | 50 | $ 3,055,000 | $ 61,000 | $ 46,000 |
| COEUR D'ALENE, ID | 49 | $ 2,844,000 | $ 58,000 | $ 50,000 |
| JOHNSTOWN, PA | 49 | $ 3,015,000 | $ 61,000 | $ 30,000 |
| MORRISTOWN, TN | 49 | $ 3,814,000 | $ 77,000 | $ 53,000 |
| VALDOSTA, GA | 49 | $ 2,759,000 | $ 56,000 | $ 49,000 |
| ATHENS-CLARKE COUNTY, GA | 48 | $ 4,274,000 | $ 89,000 | $ 71,000 |
| FLAGSTAFF, AZ | 48 | $ 4,701,000 | $ 97,000 | $ 66,000 |
| FLORENCE-MUSCLE SHOALS, AL | 48 | $ 1,610,000 | $ 33,000 | $ 29,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 48 | $ 4,263,000 | $ 88,000 | $ 76,000 |
| ALTOONA, PA | 47 | $ 3,051,000 | $ 64,000 | $ 44,000 |
| CHAMPAIGN-URBANA, IL | 47 | $ 3,640,000 | $ 77,000 | $ 39,000 |
| DALTON, GA | 47 | $ 3,441,000 | $ 73,000 | $ 48,000 |
| VERO BEACH, FL | 47 | $ 4,842,000 | $ 103,000 | $ 91,000 |
| AMARILLO, TX | 46 | $ 1,854,000 | $ 40,000 | $ 54,000 |
| CHARLOTTESVILLE, VA | 46 | $ 4,455,000 | $ 96,000 | $ 49,000 |
| JONESBORO, AR | 46 | $ 2,299,000 | $ 49,000 | $ 33,000 |
| MICHIGAN CITY-LA PORTE, IN | 46 | $ 2,536,000 | $ 55,000 | $ 40,000 |
| MUSKEGON-NORTON SHORES, MI | 46 | $ 2,737,000 | $ 59,000 | $ 43,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 45 | $ 3,564,000 | $ 79,000 | $ 61,000 |
| KOKOMO, IN | 45 | $ 2,477,000 | $ 55,000 | $ 50,000 |
| LEBANON, PA | 45 | $ 2,738,000 | $ 60,000 | $ 43,000 |
| MCALLEN-EDINBURG-PHARR, TX | 45 | $ 2,472,000 | $ 54,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 45 | $ 5,771,000 | $ 128,000 | $ 102,000 |
| NAPA, CA | 44 | $ 6,171,000 | $ 140,000 | $ 71,000 |
| APPLETON, WI | 43 | $ 2,979,000 | $ 69,000 | $ 54,000 |
| DES MOINES, IA | 43 | $ 2,768,000 | $ 64,000 | $ 67,000 |
| JACKSONVILLE, NC | 43 | $ 2,723,000 | $ 63,000 | $ 48,000 |
| SPRINGFIELD, IL | 43 | $ 2,675,000 | $ 62,000 | $ 50,000 |
| CEDAR RAPIDS, IA | 42 | $ 1,721,000 | $ 40,000 | $ 40,000 |
| HUNTSVILLE, AL | 42 | $ 1,641,000 | $ 39,000 | $ 44,000 |
| MOBILE, AL | 42 | $ 1,797,000 | $ 42,000 | $ 33,000 |
| YUMA, AZ | 42 | $ 3,433,000 | $ 81,000 | $ 58,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 41 | $ 2,947,000 | $ 71,000 | $ 41,000 |
| NASSAU-SUFFOLK, NY | 40 | $ 2,591,000 | $ 64,000 | $ 121,000 |
| BLOOMINGTON, IN | 39 | $ 2,471,000 | $ 63,000 | $ 58,000 |
| CLEVELAND, TN | 39 | $ 3,011,000 | $ 77,000 | $ 52,000 |
| DOTHAN, AL | 39 | $ 1,550,000 | $ 39,000 | $ 39,000 |
| IOWA CITY, IA | 38 | $ 1,316,000 | $ 34,000 | $ 38,000 |
| WACO, TX | 38 | $ 1,480,000 | $ 38,000 | $ 75,000 |
| PUEBLO, CO | 37 | $ 3,369,000 | $ 91,000 | $ 47,000 |
| ST. JOSEPH, MO-KS | 37 | $ 2,132,000 | $ 57,000 | $ 56,000 |
| ANDERSON, SC | 36 | $ 2,555,000 | $ 70,000 | $ 41,000 |
| BURLINGTON, NC | 36 | $ 3,379,000 | $ 93,000 | $ 44,000 |
| BELLINGHAM, WA | 35 | $ 3,400,000 | $ 97,000 | $ 53,000 |
| BRUNSWICK, GA | 35 | $ 2,258,000 | $ 64,000 | $ 41,000 |
| LEWISTON-AUBURN, ME | 35 | $ 3,502,000 | $ 100,000 | $ 47,000 |
| LIMA, OH | 35 | $ 2,094,000 | $ 59,000 | $ 41,000 |
| ROCHESTER, MN | 35 | $ 2,030,000 | $ 58,000 | $ 48,000 |
| SHERMAN-DENISON, TX | 35 | $ 1,390,000 | $ 39,000 | $ 50,000 |
| STATE COLLEGE, PA | 35 | $ 1,868,000 | $ 53,000 | $ 35,000 |
| YAKIMA, WA | 35 | $ 2,506,000 | $ 71,000 | $ 43,000 |
| AUBURN-OPELIKA, AL | 34 | $ 1,475,000 | $ 43,000 | $ 48,000 |
| BROWNSVILLE-HARLINGEN, TX | 34 | $ 1,923,000 | $ 56,000 | $ 82,000 |
| EL CENTRO, CA | 34 | $ 3,178,000 | $ 93,000 | $ 68,000 |
| MUNCIE, IN | 34 | $ 2,432,000 | $ 71,000 | $ 49,000 |
| SPRINGFIELD, OH | 34 | $ 1,889,000 | $ 55,000 | $ 43,000 |
| ANDERSON, IN | 33 | $ 2,030,000 | $ 61,000 | $ 56,000 |
| BILLINGS, MT | 33 | $ 2,385,000 | $ 72,000 | $ 47,000 |
| JANESVILLE, WI | 33 | $ 3,084,000 | $ 93,000 | $ 66,000 |
| BANGOR, ME | 32 | $ 3,096,000 | $ 96,000 | $ 53,000 |
| DECATUR, IL | 32 | $ 1,825,000 | $ 57,000 | $ 45,000 |
| MADERA, CA | 32 | $ 3,944,000 | $ 123,000 | $ 54,000 |
| PARKERSBURG-MARIETTA, WV-OH | 32 | $ 2,052,000 | $ 64,000 | $ 43,000 |
| LAFAYETTE, IN | 31 | $ 1,639,000 | $ 52,000 | $ 52,000 |
| MANSFIELD, OH | 31 | $ 2,233,000 | $ 72,000 | $ 55,000 |
| RACINE, WI | 31 | $ 3,065,000 | $ 98,000 | $ 62,000 |
| SYRACUSE, NY | 31 | $ 968,000 | $ 31,000 | $ 43,000 |
| WHEELING, WV-OH | 31 | $ 1,972,000 | $ 63,000 | $ 62,000 |
| GRAND JUNCTION, CO | 30 | $ 2,730,000 | $ 91,000 | $ 72,000 |
| JEFFERSON CITY, MO | 30 | $ 1,415,000 | $ 47,000 | $ 38,000 |
| MOUNT VERNON-ANACORTES, WA | 30 | $ 3,634,000 | $ 121,000 | $ 108,000 |
| OWENSBORO, KY | 30 | $ 1,723,000 | $ 57,000 | $ 42,000 |
| ABILENE, TX | 29 | $ 1,235,000 | $ 42,000 | $ 46,000 |
| CLARKSVILLE, TN-KY | 29 | $ 1,973,000 | $ 68,000 | $ 60,000 |
| FOND DU LAC, WI | 29 | $ 2,044,000 | $ 70,000 | $ 58,000 |
| GAINESVILLE, GA | 29 | $ 2,658,000 | $ 91,000 | $ 49,000 |
| WILLIAMSPORT, PA | 29 | $ 1,727,000 | $ 59,000 | $ 48,000 |
| CHEYENNE, WY | 28 | $ 1,842,000 | $ 65,000 | $ 43,000 |
| DANVILLE, VA | 28 | $ 2,009,000 | $ 71,000 | $ 54,000 |
| DECATUR, AL | 28 | $ 1,389,000 | $ 49,000 | $ 37,000 |
| KANKAKEE-BRADLEY, IL | 28 | $ 2,157,000 | $ 77,000 | $ 52,000 |
| ST. GEORGE, UT | 28 | $ 2,668,000 | $ 95,000 | $ 68,000 |
| VICTORIA, TX | 28 | $ 1,016,000 | $ 36,000 | $ 46,000 |
| LONGVIEW, WA | 26 | $ 1,655,000 | $ 63,000 | $ 52,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 26 | $ 1,422,000 | $ 54,000 | $ 67,000 |
| TEXARKANA, TX-TEXARKANA, AR | 26 | $ 975,000 | $ 37,000 | $ 41,000 |
| BLOOMINGTON-NORMAL, IL | 25 | $ 2,600,000 | $ 104,000 | $ 58,000 |
| ELIZABETHTOWN, KY | 25 | $ 1,957,000 | $ 78,000 | $ 46,000 |
| MISSOULA, MT | 25 | $ 2,186,000 | $ 87,000 | $ 45,000 |
| ANNISTON-OXFORD, AL | 24 | $ 1,016,000 | $ 42,000 | $ 71,000 |
| JACKSON, TN | 24 | $ 1,696,000 | $ 70,000 | $ 41,000 |
| LAWTON, OK | 24 | $ 1,290,000 | $ 53,000 | $ 49,000 |
| ST. CLOUD, MN | 24 | $ 1,256,000 | $ 52,000 | $ 42,000 |
| BAY CITY, MI | 23 | $ 1,623,000 | $ 70,000 | $ 42,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 23 | $ 2,759,000 | $ 119,000 | $ 67,000 |
| GADSDEN, AL | 23 | $ 974,000 | $ 42,000 | $ 32,000 |
| HINESVILLE-FORT STEWART, GA | 23 | $ 1,690,000 | $ 73,000 | $ 41,000 |
| LINCOLN, NE | 23 | $ 1,817,000 | $ 79,000 | $ 44,000 |
| PITTSFIELD, MA | 23 | $ 2,630,000 | $ 114,000 | $ 74,000 |
| RAPID CITY, SD | 23 | $ 1,941,000 | $ 84,000 | $ 49,000 |
| EAU CLAIRE, WI | 22 | $ 1,202,000 | $ 54,000 | $ 41,000 |
| HANFORD-CORCORAN, CA | 21 | $ 2,113,000 | $ 100,000 | $ 60,000 |
| CARSON CITY, NV | 20 | $ 1,862,000 | $ 93,000 | $ 62,000 |
| HARRISONBURG, VA | 20 | $ 1,661,000 | $ 83,000 | $ 48,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 20 | $ 1,319,000 | $ 65,000 | $ 47,000 |
| IDAHO FALLS, ID | 19 | $ 1,574,000 | $ 82,000 | $ 60,000 |
| ROME, GA | 19 | $ 1,599,000 | $ 84,000 | $ 44,000 |
| BOWLING GREEN, KY | 18 | $ 897,000 | $ 49,000 | $ 46,000 |
| CUMBERLAND, MD-WV | 18 | $ 1,116,000 | $ 62,000 | $ 31,000 |
| KINGSTON, NY | 18 | $ 710,000 | $ 39,000 | $ 41,000 |
| LAWRENCE, KS | 18 | $ 1,272,000 | $ 70,000 | $ 50,000 |
| SANDUSKY, OH | 18 | $ 1,596,000 | $ 88,000 | $ 56,000 |
| WATERLOO-CEDAR FALLS, IA | 18 | $ 616,000 | $ 34,000 | $ 32,000 |
| CORVALLIS, OR | 17 | $ 1,177,000 | $ 69,000 | $ 81,000 |
| POCATELLO, ID | 16 | $ 998,000 | $ 62,000 | $ 218,000 |
| CASPER, WY | 15 | $ 1,376,000 | $ 91,000 | $ 69,000 |
| COLUMBIA, MO | 15 | $ 837,000 | $ 55,000 | $ 51,000 |
| GREAT FALLS, MT | 15 | $ 1,496,000 | $ 99,000 | $ 66,000 |
| LAREDO, TX | 15 | $ 660,000 | $ 44,000 | $ 69,000 |
| LOGAN, UT-ID | 15 | $ 1,291,000 | $ 86,000 | $ 58,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 14 | $ 531,000 | $ 37,000 | $ 38,000 |
| SAN ANGELO, TX | 14 | $ 629,000 | $ 44,000 | $ 133,000 |
| WAUSAU, WI | 14 | $ 795,000 | $ 56,000 | $ 53,000 |
| WENATCHEE, WA | 14 | $ 1,185,000 | $ 84,000 | $ 53,000 |
| SHEBOYGAN, WI | 13 | $ 1,343,000 | $ 103,000 | $ 70,000 |
| WICHITA FALLS, TX | 13 | $ 422,000 | $ 32,000 | $ 49,000 |
| BINGHAMTON, NY | 12 | $ 328,000 | $ 27,000 | $ 39,000 |
| OSHKOSH-NEENAH, WI | 12 | $ 694,000 | $ 57,000 | $ 62,000 |
| UTICA-ROME, NY | 12 | $ 582,000 | $ 48,000 | $ 42,000 |
| COLUMBUS, IN | 11 | $ 771,000 | $ 70,000 | $ 38,000 |
| DANVILLE, IL | 11 | $ 547,000 | $ 49,000 | $ 50,000 |
| BISMARCK, ND | 10 | $ 664,000 | $ 66,000 | $ 51,000 |
| GRAND FORKS, ND-MN | 9 | $ 365,000 | $ 40,000 | $ 41,000 |
| AMES, IA | 8 | $ 388,000 | $ 48,000 | $ 51,000 |
| FARGO, ND-MN | 8 | $ 610,000 | $ 76,000 | $ 42,000 |
| GLENS FALLS, NY | 8 | $ 327,000 | $ 40,000 | $ 52,000 |
| LEWISTON, ID-WA | 8 | $ 438,000 | $ 54,000 | $ 62,000 |
| DUBUQUE, IA | 6 | $ 206,000 | $ 34,000 | $ 40,000 |
| LA CROSSE, WI-MN | 6 | $ 446,000 | $ 74,000 | $ 75,000 |
| ITHACA, NY | 5 | $ 139,000 | $ 27,000 | $ 36,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 301,000 | $ 75,000 | $ 53,000 |
| ANCHORAGE, AK | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| ELMIRA, NY | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 60,832 | $6,801,736,000 | $98,137 | $90,000,000 | $60,392 | $8,340,000 |
| Home Purchase | 40,301 | $1,771,976,000 | $42,000 | $1,000,000 | $65,740 | $6,861,000 |
| Home Improvement | 2,358 | $213,846,000 | $79,020 | $975,000 | $78,604 | $4,992,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 62,589 | $4,798,477,000 | $78,740 | $90,000,000 | $68,820 | $8,340,000 |
| Not Provided | 15,983 | $1,705,987,000 | $93,176 | $1,000,000 | $67,627 | $8,245,000 |
| Black or African American | 13,078 | $1,157,066,000 | $93,734 | $975,000 | $69,020 | $2,400,000 |
| Hispanic | 8,373 | $773,543,000 | $82,760 | $5,000,000 | $55,280 | $1,000,000 |
| Asian | 2,064 | $228,802,000 | $100,152 | $1,000,000 | $106,152 | $2,700,000 |
| American Indian or Alaskan Native | 994 | $75,747,000 | $81,740 | $760,000 | $57,920 | $1,070,000 |
| Native Hawaiian or Other Pacific Islander | 338 | $43,090,000 | $98,972 | $555,000 | $62,702 | $2,256,000 |
| Not applicable | 72 | $4,846,000 | $54,826 | $460,000 | $76,130 | $962,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103,484 | $8,787,375,000 | $81,843 | $90,000,000 | $63,568 | $8,340,000 |
| VA-guaranteed (Veterans Administration) | 5 | $161,000 | $32,200 | $53,000 | $106,800 | $138,000 |
| FHA-insured (Federal Housing Administration) | 2 | $22,000 | $11,000 | $12,000 | $50,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 55,577 | $5,605,627,000 | $95,560 | $90,000,000 | $59,820 | $7,279,000 |
| Loan Originated | 28,187 | $2,201,673,000 | $74,300 | $1,000,000 | $67,980 | $4,992,000 |
| Application Approved But Not Accepted | 11,279 | $564,903,000 | $51,862 | $775,000 | $54,647 | $1,641,000 |
| Loan Purchased By The Institution | 6,348 | $261,178,000 | $37,893 | $420,000 | $93,021 | $1,200,000 |
| Application Withdrawn By Applicant | 1,690 | $130,759,000 | $74,760 | $532,000 | $77,220 | $8,340,000 |
| File Closed For Incompleteness | 410 | $23,418,000 | $49,825 | $949,000 | $120,325 | $2,353,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 29,868 | $3,640,674,000 | $107,600 | $2,106,000 | $64,360 | $7,279,000 |
| Credit History | 9,475 | $476,359,000 | $60,380 | $760,000 | $51,180 | $1,248,000 |
| Collateral | 7,108 | $843,273,000 | $106,180 | $90,000,000 | $66,560 | $2,132,000 |
| Debt-To-Income Ratio | 5,485 | $414,367,000 | $73,920 | $1,000,000 | $40,020 | $1,080,000 |
| Other | 2,251 | $139,273,000 | $65,320 | $1,350,000 | $60,800 | $2,400,000 |
| Employment History | 817 | $46,001,000 | $71,595 | $447,000 | $54,510 | $594,000 |
| Unverifiable Information | 370 | $35,734,000 | $89,666 | $965,000 | $86,355 | $2,216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 203 | $9,946,000 | $59,918 | $574,000 | $60,594 | $381,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chase Manhattan Bank Usa, Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chase Manhattan Bank Usa, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.