Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Chevron Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,027 |
| Total Mortgage Loan Application Amount | $617,801,000 |
| Average Mortgage Loan Application Amount | $250,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $1,308,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 392 | $ 113,907,000 | $ 290,000 | $ 168,000 |
| Contra Costa County California | 292 | $ 124,150,000 | $ 425,000 | $ 167,000 |
| Fort Bend County Texas | 166 | $ 48,041,000 | $ 289,000 | $ 170,000 |
| Los Angeles County California | 108 | $ 40,928,000 | $ 378,000 | $ 137,000 |
| Alameda County California | 102 | $ 42,865,000 | $ 420,000 | $ 190,000 |
| Solano County California | 78 | $ 21,062,000 | $ 270,000 | $ 134,000 |
| Montgomery County Texas | 71 | $ 18,857,000 | $ 265,000 | $ 169,000 |
| Kern County California | 57 | $ 12,597,000 | $ 221,000 | $ 139,000 |
| Jackson County Mississippi | 42 | $ 6,578,000 | $ 156,000 | $ 128,000 |
| Midland County Texas | 41 | $ 7,062,000 | $ 172,000 | $ 124,000 |
| St. Tammany County Louisiana | 33 | $ 7,095,000 | $ 215,000 | $ 153,000 |
| Mobile County Alabama | 29 | $ 3,619,000 | $ 124,000 | $ 106,000 |
| El Paso County Texas | 27 | $ 3,023,000 | $ 111,000 | $ 102,000 |
| Marin County California | 26 | $ 12,605,000 | $ 484,000 | $ 182,000 |
| Orange County California | 25 | $ 10,181,000 | $ 407,000 | $ 150,000 |
| Brazoria County Texas | 19 | $ 3,104,000 | $ 163,000 | $ 167,000 |
| San Francisco County California | 17 | $ 8,598,000 | $ 505,000 | $ 203,000 |
| San Mateo County California | 15 | $ 6,308,000 | $ 420,000 | $ 228,000 |
| Riverside County California | 14 | $ 2,567,000 | $ 183,000 | $ 111,000 |
| San Joaquin County California | 14 | $ 3,878,000 | $ 277,000 | $ 230,000 |
| Allegheny County Pennsylvania | 14 | $ 3,564,000 | $ 254,000 | $ 149,000 |
| El Dorado County California | 13 | $ 3,467,000 | $ 266,000 | $ 123,000 |
| San Diego County California | 12 | $ 4,688,000 | $ 390,000 | $ 182,000 |
| Travis County Texas | 12 | $ 3,949,000 | $ 329,000 | $ 192,000 |
| Santa Clara County California | 11 | $ 3,846,000 | $ 349,000 | $ 163,000 |
| Sonoma County California | 11 | $ 4,588,000 | $ 417,000 | $ 214,000 |
| Placer County California | 10 | $ 3,486,000 | $ 348,000 | $ 269,000 |
| Galveston County Texas | 10 | $ 1,378,000 | $ 137,000 | $ 133,000 |
| Sacramento County California | 9 | $ 2,313,000 | $ 257,000 | $ 157,000 |
| Denver County Colorado | 9 | $ 2,228,000 | $ 247,000 | $ 141,000 |
| Clark County Nevada | 8 | $ 1,553,000 | $ 194,000 | $ 176,000 |
| Stanislaus County California | 7 | $ 886,000 | $ 126,000 | $ 121,000 |
| Salt Lake County Utah | 7 | $ 1,877,000 | $ 268,000 | $ 143,000 |
| San Luis Obispo County California | 6 | $ 2,922,000 | $ 487,000 | $ 185,000 |
| Napa County California | 5 | $ 994,000 | $ 198,000 | $ 157,000 |
| San Bernardino County California | 5 | $ 1,118,000 | $ 223,000 | $ 106,000 |
| Mesa County Colorado | 5 | $ 1,216,000 | $ 243,000 | $ 151,000 |
| Hillsborough County Florida | 5 | $ 905,000 | $ 181,000 | $ 155,000 |
| Lafayette County Louisiana | 5 | $ 566,000 | $ 113,000 | $ 132,000 |
| Frederick County Maryland | 5 | $ 1,649,000 | $ 329,000 | $ 171,000 |
| Jefferson County Texas | 5 | $ 747,000 | $ 149,000 | $ 86,000 |
| Polk County Texas | 5 | $ 902,000 | $ 180,000 | $ 314,000 |
| Williamson County Texas | 5 | $ 961,000 | $ 192,000 | $ 149,000 |
| King County Washington | 5 | $ 2,516,000 | $ 503,000 | $ 122,000 |
| Maricopa County Arizona | 4 | $ 736,000 | $ 184,000 | $ 101,000 |
| Nevada County California | 4 | $ 1,083,000 | $ 270,000 | $ 170,000 |
| Tuolumne County California | 4 | $ 1,329,000 | $ 332,000 | $ 360,000 |
| Ventura County California | 4 | $ 1,533,000 | $ 383,000 | $ 133,000 |
| Cook County Illinois | 4 | $ 991,000 | $ 247,000 | $ 164,000 |
| Jefferson County Louisiana | 4 | $ 772,000 | $ 193,000 | $ 130,000 |
| Washoe County Nevada | 4 | $ 1,383,000 | $ 345,000 | $ 227,000 |
| Collin County Texas | 4 | $ 542,000 | $ 135,000 | $ 144,000 |
| Fairfax County Virginia | 4 | $ 1,983,000 | $ 495,000 | $ 174,000 |
| Douglas County Colorado | 3 | $ 598,000 | $ 199,000 | $ 157,000 |
| Broward County Florida | 3 | $ 983,000 | $ 327,000 | $ 495,000 |
| Miami-Dade County Florida | 3 | $ 1,822,000 | $ 607,000 | $ 446,000 |
| Orleans County Louisiana | 3 | $ 681,000 | $ 227,000 | $ 131,000 |
| Tangipahoa County Louisiana | 3 | $ 473,000 | $ 157,000 | $ 129,000 |
| Montgomery County Maryland | 3 | $ 1,403,000 | $ 467,000 | $ 215,000 |
| Beaver County Pennsylvania | 3 | $ 480,000 | $ 160,000 | $ 127,000 |
| Nueces County Texas | 3 | $ 544,000 | $ 181,000 | $ 128,000 |
| San Jacinto County Texas | 3 | $ 463,000 | $ 154,000 | $ 141,000 |
| Tarrant County Texas | 3 | $ 533,000 | $ 177,000 | $ 218,000 |
| Washington County Texas | 3 | $ 841,000 | $ 280,000 | $ 175,000 |
| Summit County Utah | 3 | $ 2,967,000 | $ 989,000 | $ 255,000 |
| Anchorage County Alaska | 2 | $ 680,000 | $ 340,000 | $ 148,000 |
| Calaveras County California | 2 | $ 536,000 | $ 268,000 | $ 176,000 |
| Arapahoe County Colorado | 2 | $ 395,000 | $ 197,000 | $ 88,000 |
| El Paso County Colorado | 2 | $ 594,000 | $ 297,000 | $ 139,000 |
| Jefferson County Colorado | 2 | $ 714,000 | $ 357,000 | $ 179,000 |
| Larimer County Colorado | 2 | $ 405,000 | $ 202,000 | $ 76,000 |
| Montezuma County Colorado | 2 | $ 302,000 | $ 151,000 | $ 155,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,176,000 | $ 588,000 | $ 225,000 |
| Okaloosa County Florida | 2 | $ 368,000 | $ 184,000 | $ 138,000 |
| Orange County Florida | 2 | $ 269,000 | $ 134,000 | $ 89,000 |
| Cobb County Georgia | 2 | $ 219,000 | $ 109,000 | $ 90,000 |
| Fulton County Georgia | 2 | $ 517,000 | $ 258,000 | $ 183,000 |
| Gwinnett County Georgia | 2 | $ 600,000 | $ 300,000 | $ 89,000 |
| Ada County Idaho | 2 | $ 262,000 | $ 131,000 | $ 33,000 |
| Evangeline County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 87,000 |
| Plaquemines County Louisiana | 2 | $ 146,000 | $ 73,000 | $ 95,000 |
| St. Landry County Louisiana | 2 | $ 469,000 | $ 234,000 | $ 164,000 |
| Barnstable County Massachusetts | 2 | $ 317,000 | $ 158,000 | $ 170,000 |
| Essex County Massachusetts | 2 | $ 1,089,000 | $ 544,000 | $ 184,000 |
| George County Mississippi | 2 | $ 276,000 | $ 138,000 | $ 127,000 |
| Greene County Mississippi | 2 | $ 274,000 | $ 137,000 | $ 82,000 |
| Rankin County Mississippi | 2 | $ 434,000 | $ 217,000 | $ 166,000 |
| Missoula County Montana | 2 | $ 482,000 | $ 241,000 | $ 352,000 |
| Bernalillo County New Mexico | 2 | $ 223,000 | $ 111,000 | $ 156,000 |
| Los Alamos County New Mexico | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| Taos County New Mexico | 2 | $ 328,000 | $ 164,000 | $ 147,000 |
| Oklahoma County Oklahoma | 2 | $ 607,000 | $ 303,000 | $ 135,000 |
| Tulsa County Oklahoma | 2 | $ 433,000 | $ 216,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 118,000 |
| Bexar County Texas | 2 | $ 295,000 | $ 147,000 | $ 171,000 |
| Chambers County Texas | 2 | $ 510,000 | $ 255,000 | $ 121,000 |
| Comal County Texas | 2 | $ 468,000 | $ 234,000 | $ 93,000 |
| Denton County Texas | 2 | $ 412,000 | $ 206,000 | $ 146,000 |
| Hays County Texas | 2 | $ 714,000 | $ 357,000 | $ 154,000 |
| Hood County Texas | 2 | $ 564,000 | $ 282,000 | $ 184,000 |
| Lubbock County Texas | 2 | $ 260,000 | $ 130,000 | $ 143,000 |
| Panola County Texas | 2 | $ 277,000 | $ 138,000 | $ 97,000 |
| Randall County Texas | 2 | $ 455,000 | $ 227,000 | $ 130,000 |
| Waller County Texas | 2 | $ 608,000 | $ 304,000 | $ 135,000 |
| Davis County Utah | 2 | $ 509,000 | $ 254,000 | $ 126,000 |
| Weber County Utah | 2 | $ 348,000 | $ 174,000 | $ 150,000 |
| Loudoun County Virginia | 2 | $ 840,000 | $ 420,000 | $ 148,000 |
| Monongalia County West Virginia | 2 | $ 485,000 | $ 242,000 | $ 182,000 |
| Uinta County Wyoming | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| Baldwin County Alabama | 1 | $ 458,000 | $ 458,000 | $ 302,000 |
| Butler County Alabama | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Monroe County Alabama | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
| Winston County Alabama | 1 | $ 322,000 | $ 322,000 | $ 101,000 |
| Coconino County Arizona | 1 | $ 169,000 | $ 169,000 | $ 97,000 |
| Pima County Arizona | 1 | $ 93,000 | $ 93,000 | $ 302,000 |
| Benton County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Amador County California | 1 | $ 188,000 | $ 188,000 | $ 404,000 |
| Fresno County California | 1 | $ 48,000 | $ 48,000 | $ 83,000 |
| Monterey County California | 1 | $ 665,000 | $ 665,000 | $ 167,000 |
| Plumas County California | 1 | $ 248,000 | $ 248,000 | $ 107,000 |
| Santa Barbara County California | 1 | $ 23,000 | $ 23,000 | $ 27,000 |
| Santa Cruz County California | 1 | $ 696,000 | $ 696,000 | $ 261,000 |
| Shasta County California | 1 | $ 166,000 | $ 166,000 | $ 119,000 |
| Tulare County California | 1 | $ 121,000 | $ 121,000 | $ 314,000 |
| Yolo County California | 1 | $ 514,000 | $ 514,000 | $ 169,000 |
| Adams County Colorado | 1 | $ 110,000 | $ 110,000 | $ 192,000 |
| La Plata County Colorado | 1 | $ 532,000 | $ 532,000 | $ 330,000 |
| Fairfield County Connecticut | 1 | $ 720,000 | $ 720,000 | $ 214,000 |
| New London County Connecticut | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Brevard County Florida | 1 | $ 424,000 | $ 424,000 | $ 238,000 |
| Indian River County Florida | 1 | $ 274,000 | $ 274,000 | $ 121,000 |
| Lake County Florida | 1 | $ 200,000 | $ 200,000 | $ 230,000 |
| Palm Beach County Florida | 1 | $ 92,000 | $ 92,000 | $ 202,000 |
| Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Appling County Georgia | 1 | $ 64,000 | $ 64,000 | $ 212,000 |
| DeKalb County Georgia | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
| Grady County Georgia | 1 | $ 20,000 | $ 20,000 | $ 164,000 |
| Thomas County Georgia | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Hawaii County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 213,000 |
| Honolulu County Hawaii | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
| Maui County Hawaii | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
| Boundary County Idaho | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Dearborn County Indiana | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Polk County Iowa | 1 | $ 200,000 | $ 200,000 | $ 182,000 |
| Sedgwick County Kansas | 1 | $ 223,000 | $ 223,000 | $ 119,000 |
| Campbell County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
| Jefferson County Kentucky | 1 | $ 332,000 | $ 332,000 | $ 98,000 |
| Ascension County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 121,000 |
| Avoyelles County Louisiana | 1 | $ 194,000 | $ 194,000 | $ 165,000 |
| Jefferson Davis County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 89,000 |
| St. Bernard County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 87,000 |
| St. Helena County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| St. James County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 137,000 |
| St. Martin County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| St. Mary County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Terrebonne County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 151,000 |
| York County Maine | 1 | $ 608,000 | $ 608,000 | $ 268,000 |
| Carroll County Maryland | 1 | $ 420,000 | $ 420,000 | $ 200,000 |
| Kent County Maryland | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Worcester County Maryland | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Suffolk County Massachusetts | 1 | $ 289,000 | $ 289,000 | $ 76,000 |
| Mason County Michigan | 1 | $ 361,000 | $ 361,000 | $ 244,000 |
| Harrison County Mississippi | 1 | $ 224,000 | $ 224,000 | $ 150,000 |
| Itawamba County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Nemaha County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 233,000 |
| Douglas County Nevada | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Grafton County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 236,000 |
| Hudson County New Jersey | 1 | $ 448,000 | $ 448,000 | $ 289,000 |
| Ocean County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Otero County New Mexico | 1 | $ 380,000 | $ 380,000 | $ 185,000 |
| Santa Fe County New Mexico | 1 | $ 988,000 | $ 988,000 | $ 216,000 |
| Union County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 173,000 |
| Wake County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 215,000 |
| Watauga County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 286,000 |
| Stark County Ohio | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Craig County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 167,000 |
| Creek County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 64,000 |
| Clatsop County Oregon | 1 | $ 172,000 | $ 172,000 | $ 134,000 |
| Lane County Oregon | 1 | $ 118,000 | $ 118,000 | $ 183,000 |
| Marion County Oregon | 1 | $ 66,000 | $ 66,000 | $ 118,000 |
| Multnomah County Oregon | 1 | $ 290,000 | $ 290,000 | $ 178,000 |
| Butler County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Montgomery County Pennsylvania | 1 | $ 456,000 | $ 456,000 | $ 130,000 |
| Somerset County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 152,000 |
| Beaufort County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 280,000 |
| Horry County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 154,000 |
| Davidson County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 252,000 |
| Knox County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
| Montgomery County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 75,000 |
| Bandera County Texas | 1 | $ 256,000 | $ 256,000 | $ 207,000 |
| Brazos County Texas | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| Cameron County Texas | 1 | $ 218,000 | $ 218,000 | $ 116,000 |
| Cass County Texas | 1 | $ 57,000 | $ 57,000 | $ 351,000 |
| Ector County Texas | 1 | $ 169,000 | $ 169,000 | $ 264,000 |
| Grimes County Texas | 1 | $ 552,000 | $ 552,000 | $ 312,000 |
| Guadalupe County Texas | 1 | $ 199,000 | $ 199,000 | $ 85,000 |
| Johnson County Texas | 1 | $ 268,000 | $ 268,000 | $ 144,000 |
| Kendall County Texas | 1 | $ 333,000 | $ 333,000 | $ 343,000 |
| Matagorda County Texas | 1 | $ 80,000 | $ 80,000 | $ 192,000 |
| Smith County Texas | 1 | $ 120,000 | $ 120,000 | $ 303,000 |
| Upshur County Texas | 1 | $ 252,000 | $ 252,000 | $ 82,000 |
| Prince William County Virginia | 1 | $ 408,000 | $ 408,000 | $ 141,000 |
| Benton County Washington | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Clark County Washington | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
| Grant County Washington | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
| Island County Washington | 1 | $ 410,000 | $ 410,000 | $ 185,000 |
| Lewis County Washington | 1 | $ 118,000 | $ 118,000 | $ 79,000 |
| Skagit County Washington | 1 | $ 197,000 | $ 197,000 | $ 104,000 |
| Spokane County Washington | 1 | $ 418,000 | $ 418,000 | $ 266,000 |
| Whatcom County Washington | 1 | $ 200,000 | $ 200,000 | $ 166,000 |
| Berkeley County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Kanawha County West Virginia | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
| Laramie County Wyoming | 1 | $ 248,000 | $ 248,000 | $ 89,000 |
| Natrona County Wyoming | 1 | $ 221,000 | $ 221,000 | $ 220,000 |
| Sublette County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
| Teton County Wyoming | 1 | $ 1,016,000 | $ 1,016,000 | $ 450,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,014 | $321,944,000 | $317,000 | $1,800,000 | $168,000 | $1,308,000 |
| Refinancing | 901 | $282,380,000 | $313,000 | $1,297,000 | $154,000 | $1,239,000 |
| Home Improvement | 112 | $13,477,000 | $120,000 | $1,000,000 | $158,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 830 | $262,601,000 | $316,000 | $1,800,000 | $168,000 | $1,308,000 |
| White | 812 | $246,451,000 | $303,000 | $1,316,000 | $158,000 | $978,000 |
| Hispanic | 140 | $36,517,000 | $260,000 | $1,040,000 | $146,000 | $950,000 |
| Asian | 117 | $38,350,000 | $327,000 | $900,000 | $181,000 | $636,000 |
| Black or African American | 112 | $28,802,000 | $257,000 | $708,000 | $140,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,648,000 | $331,000 | $545,000 | $143,000 | $283,000 |
| American Indian or Alaskan Native | 8 | $2,432,000 | $304,000 | $554,000 | $132,000 | $262,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,027 | $617,801,000 | $304,000 | $1,800,000 | $161,000 | $1,308,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,437 | $450,107,000 | $313,000 | $1,800,000 | $161,000 | $1,308,000 |
| Application Denied By Financial Institution | 589 | $167,477,000 | $284,000 | $1,297,000 | $163,000 | $978,000 |
| Application Withdrawn By Applicant | 1 | $217,000 | $217,000 | $217,000 | $123,000 | $123,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 278 | $78,567,000 | $282,000 | $1,130,000 | $162,000 | $978,000 |
| Other | 244 | $72,823,000 | $298,000 | $1,297,000 | $175,000 | $950,000 |
| Collateral | 26 | $6,230,000 | $239,000 | $988,000 | $137,000 | $332,000 |
| Credit History | 23 | $5,171,000 | $224,000 | $543,000 | $116,000 | $180,000 |
| Debt-To-Income Ratio | 10 | $2,427,000 | $242,000 | $456,000 | $100,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $861,000 | $287,000 | $657,000 | $127,000 | $247,000 |
| Unverifiable Information | 2 | $616,000 | $308,000 | $384,000 | $96,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.