Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Chevron Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,273 |
| Total Mortgage Loan Application Amount | $642,595,000 |
| Average Mortgage Loan Application Amount | $249,400 |
| Highest Mortgage Loan Application Amount | $1,795,000 |
| Average Applicant Income | $150,600 |
| Highest Applicant Income | $904,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 381 | $ 122,185,000 | $ 320,000 | $ 179,000 |
| Contra Costa County California | 316 | $ 108,770,000 | $ 344,000 | $ 169,000 |
| Fort Bend County Texas | 124 | $ 32,030,000 | $ 258,000 | $ 181,000 |
| Los Angeles County California | 116 | $ 34,000,000 | $ 293,000 | $ 140,000 |
| Alameda County California | 91 | $ 32,435,000 | $ 356,000 | $ 173,000 |
| Midland County Texas | 82 | $ 23,240,000 | $ 283,000 | $ 163,000 |
| Solano County California | 77 | $ 21,175,000 | $ 275,000 | $ 137,000 |
| Montgomery County Texas | 58 | $ 16,920,000 | $ 291,000 | $ 194,000 |
| St. Tammany County Louisiana | 55 | $ 14,675,000 | $ 266,000 | $ 175,000 |
| Kern County California | 53 | $ 14,395,000 | $ 271,000 | $ 148,000 |
| Allegheny County Pennsylvania | 33 | $ 9,815,000 | $ 297,000 | $ 171,000 |
| Orange County California | 29 | $ 11,935,000 | $ 411,000 | $ 163,000 |
| Jackson County Mississippi | 29 | $ 3,805,000 | $ 131,000 | $ 142,000 |
| Mobile County Alabama | 24 | $ 3,790,000 | $ 157,000 | $ 136,000 |
| Riverside County California | 24 | $ 4,140,000 | $ 172,000 | $ 111,000 |
| El Paso County Texas | 24 | $ 2,210,000 | $ 92,000 | $ 75,000 |
| Salt Lake County Utah | 20 | $ 5,430,000 | $ 271,000 | $ 149,000 |
| Brazoria County Texas | 19 | $ 3,935,000 | $ 207,000 | $ 181,000 |
| Maricopa County Arizona | 18 | $ 3,490,000 | $ 193,000 | $ 145,000 |
| San Francisco County California | 18 | $ 6,610,000 | $ 367,000 | $ 190,000 |
| San Mateo County California | 18 | $ 7,000,000 | $ 388,000 | $ 174,000 |
| Marin County California | 17 | $ 6,415,000 | $ 377,000 | $ 164,000 |
| Sacramento County California | 16 | $ 3,160,000 | $ 197,000 | $ 101,000 |
| San Joaquin County California | 15 | $ 4,145,000 | $ 276,000 | $ 148,000 |
| Orleans County Louisiana | 15 | $ 3,835,000 | $ 255,000 | $ 235,000 |
| Galveston County Texas | 14 | $ 3,260,000 | $ 232,000 | $ 177,000 |
| San Bernardino County California | 13 | $ 3,085,000 | $ 237,000 | $ 120,000 |
| Clark County Nevada | 13 | $ 2,425,000 | $ 186,000 | $ 139,000 |
| Davis County Utah | 13 | $ 2,435,000 | $ 187,000 | $ 108,000 |
| Douglas County Colorado | 11 | $ 3,895,000 | $ 354,000 | $ 225,000 |
| San Diego County California | 10 | $ 3,540,000 | $ 354,000 | $ 189,000 |
| Nevada County California | 9 | $ 3,365,000 | $ 373,000 | $ 166,000 |
| Placer County California | 9 | $ 3,185,000 | $ 353,000 | $ 157,000 |
| Sonoma County California | 9 | $ 3,005,000 | $ 333,000 | $ 177,000 |
| Napa County California | 8 | $ 2,380,000 | $ 297,000 | $ 163,000 |
| Travis County Texas | 8 | $ 1,660,000 | $ 207,000 | $ 147,000 |
| Clark County Washington | 8 | $ 2,250,000 | $ 281,000 | $ 137,000 |
| Butte County California | 7 | $ 715,000 | $ 102,000 | $ 108,000 |
| El Dorado County California | 7 | $ 2,065,000 | $ 295,000 | $ 147,000 |
| Ector County Texas | 7 | $ 1,015,000 | $ 145,000 | $ 136,000 |
| San Luis Obispo County California | 6 | $ 1,980,000 | $ 330,000 | $ 167,000 |
| Stanislaus County California | 6 | $ 570,000 | $ 95,000 | $ 144,000 |
| Jefferson County Louisiana | 6 | $ 810,000 | $ 135,000 | $ 134,000 |
| Cuyahoga County Ohio | 6 | $ 950,000 | $ 158,000 | $ 544,000 |
| Collin County Texas | 6 | $ 1,950,000 | $ 325,000 | $ 145,000 |
| King County Washington | 6 | $ 2,470,000 | $ 411,000 | $ 160,000 |
| Baldwin County Alabama | 5 | $ 1,095,000 | $ 219,000 | $ 163,000 |
| Arapahoe County Colorado | 5 | $ 365,000 | $ 73,000 | $ 131,000 |
| Pinellas County Florida | 5 | $ 1,825,000 | $ 365,000 | $ 209,000 |
| Washoe County Nevada | 5 | $ 995,000 | $ 199,000 | $ 289,000 |
| Eddy County New Mexico | 5 | $ 1,085,000 | $ 217,000 | $ 117,000 |
| Washington County Pennsylvania | 5 | $ 1,135,000 | $ 227,000 | $ 177,000 |
| Dallas County Texas | 5 | $ 825,000 | $ 165,000 | $ 164,000 |
| Denton County Texas | 5 | $ 775,000 | $ 155,000 | $ 168,000 |
| Fairfax County Virginia | 5 | $ 1,415,000 | $ 283,000 | $ 147,000 |
| Spokane County Washington | 5 | $ 1,155,000 | $ 231,000 | $ 184,000 |
| Santa Clara County California | 4 | $ 1,110,000 | $ 277,000 | $ 103,000 |
| Ventura County California | 4 | $ 1,110,000 | $ 277,000 | $ 98,000 |
| Yolo County California | 4 | $ 1,920,000 | $ 480,000 | $ 174,000 |
| El Paso County Colorado | 4 | $ 1,370,000 | $ 342,000 | $ 213,000 |
| Larimer County Colorado | 4 | $ 660,000 | $ 165,000 | $ 226,000 |
| Lee County Florida | 4 | $ 1,260,000 | $ 315,000 | $ 118,000 |
| Palm Beach County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 218,000 |
| Coos County Oregon | 4 | $ 970,000 | $ 242,000 | $ 106,000 |
| Liberty County Texas | 4 | $ 690,000 | $ 172,000 | $ 160,000 |
| Tarrant County Texas | 4 | $ 910,000 | $ 227,000 | $ 108,000 |
| Loudoun County Virginia | 4 | $ 900,000 | $ 225,000 | $ 229,000 |
| Pinal County Arizona | 3 | $ 315,000 | $ 105,000 | $ 72,000 |
| Fresno County California | 3 | $ 935,000 | $ 311,000 | $ 151,000 |
| Lake County California | 3 | $ 245,000 | $ 81,000 | $ 157,000 |
| Kauai County Hawaii | 3 | $ 2,445,000 | $ 815,000 | $ 196,000 |
| Cook County Illinois | 3 | $ 525,000 | $ 175,000 | $ 182,000 |
| Lafayette County Louisiana | 3 | $ 725,000 | $ 241,000 | $ 178,000 |
| Lafourche County Louisiana | 3 | $ 435,000 | $ 145,000 | $ 104,000 |
| Plaquemines County Louisiana | 3 | $ 595,000 | $ 198,000 | $ 142,000 |
| Montgomery County Maryland | 3 | $ 935,000 | $ 311,000 | $ 160,000 |
| Forrest County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 165,000 |
| George County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 139,000 |
| Douglas County Nevada | 3 | $ 1,195,000 | $ 398,000 | $ 209,000 |
| Bergen County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 88,000 |
| Taos County New Mexico | 3 | $ 455,000 | $ 151,000 | $ 116,000 |
| Beaver County Pennsylvania | 3 | $ 765,000 | $ 255,000 | $ 154,000 |
| Chambers County Texas | 3 | $ 355,000 | $ 118,000 | $ 187,000 |
| Nacogdoches County Texas | 3 | $ 165,000 | $ 55,000 | $ 185,000 |
| San Jacinto County Texas | 3 | $ 635,000 | $ 211,000 | $ 146,000 |
| San Patricio County Texas | 3 | $ 875,000 | $ 291,000 | $ 183,000 |
| Ward County Texas | 3 | $ 535,000 | $ 178,000 | $ 209,000 |
| Williamson County Texas | 3 | $ 685,000 | $ 228,000 | $ 108,000 |
| Utah County Utah | 3 | $ 675,000 | $ 225,000 | $ 200,000 |
| Uinta County Wyoming | 3 | $ 355,000 | $ 118,000 | $ 54,000 |
| Anchorage County Alaska | 2 | $ 830,000 | $ 415,000 | $ 96,000 |
| Pima County Arizona | 2 | $ 870,000 | $ 435,000 | $ 196,000 |
| Yavapai County Arizona | 2 | $ 830,000 | $ 415,000 | $ 181,000 |
| Calaveras County California | 2 | $ 230,000 | $ 115,000 | $ 121,000 |
| Siskiyou County California | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Tuolumne County California | 2 | $ 430,000 | $ 215,000 | $ 163,000 |
| Adams County Colorado | 2 | $ 370,000 | $ 185,000 | $ 206,000 |
| Garfield County Colorado | 2 | $ 620,000 | $ 310,000 | $ 178,000 |
| La Plata County Colorado | 2 | $ 910,000 | $ 455,000 | $ 108,000 |
| Mesa County Colorado | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| Marion County Florida | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| Miami-Dade County Florida | 2 | $ 1,530,000 | $ 765,000 | $ 322,000 |
| Orange County Florida | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Seminole County Florida | 2 | $ 210,000 | $ 105,000 | $ 172,000 |
| Walton County Florida | 2 | $ 570,000 | $ 285,000 | $ 139,000 |
| Fulton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 123,000 |
| Hawaii County Hawaii | 2 | $ 580,000 | $ 290,000 | $ 115,000 |
| Honolulu County Hawaii | 2 | $ 770,000 | $ 385,000 | $ 130,000 |
| Ada County Idaho | 2 | $ 450,000 | $ 225,000 | $ 180,000 |
| Bear Lake County Idaho | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Kootenai County Idaho | 2 | $ 140,000 | $ 70,000 | $ 201,000 |
| Jefferson County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 240,000 |
| Calcasieu County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Baltimore City County Maryland | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Frederick County Maryland | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| Monroe County Michigan | 2 | $ 510,000 | $ 255,000 | $ 103,000 |
| Wayne County Michigan | 2 | $ 310,000 | $ 155,000 | $ 235,000 |
| Stone County Mississippi | 2 | $ 920,000 | $ 460,000 | $ 169,000 |
| St. Charles County Missouri | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| Cascade County Montana | 2 | $ 190,000 | $ 95,000 | $ 112,000 |
| Stillwater County Montana | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Carson City County Nevada | 2 | $ 530,000 | $ 265,000 | $ 179,000 |
| Hudson County New Jersey | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Colfax County New Mexico | 2 | $ 680,000 | $ 340,000 | $ 143,000 |
| Santa Fe County New Mexico | 2 | $ 1,090,000 | $ 545,000 | $ 470,000 |
| Hamilton County Ohio | 2 | $ 560,000 | $ 280,000 | $ 175,000 |
| Wood County Ohio | 2 | $ 480,000 | $ 240,000 | $ 153,000 |
| Clatsop County Oregon | 2 | $ 130,000 | $ 65,000 | $ 177,000 |
| Multnomah County Oregon | 2 | $ 830,000 | $ 415,000 | $ 128,000 |
| Montgomery County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 148,000 |
| Knox County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Shelby County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 900,000 |
| Brazos County Texas | 2 | $ 520,000 | $ 260,000 | $ 138,000 |
| Dickens County Texas | 2 | $ 510,000 | $ 255,000 | $ 151,000 |
| Nueces County Texas | 2 | $ 440,000 | $ 220,000 | $ 170,000 |
| Polk County Texas | 2 | $ 270,000 | $ 135,000 | $ 146,000 |
| Trinity County Texas | 2 | $ 1,440,000 | $ 720,000 | $ 336,000 |
| Tyler County Texas | 2 | $ 320,000 | $ 160,000 | $ 177,000 |
| Washington County Texas | 2 | $ 390,000 | $ 195,000 | $ 180,000 |
| Uintah County Utah | 2 | $ 490,000 | $ 245,000 | $ 137,000 |
| James City County Virginia | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| Island County Washington | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Pierce County Washington | 2 | $ 910,000 | $ 455,000 | $ 206,000 |
| Thurston County Washington | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Whatcom County Washington | 2 | $ 300,000 | $ 150,000 | $ 110,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Washington County Alabama | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Coconino County Arizona | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
| Gila County Arizona | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Benton County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 178,000 |
| Carroll County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 291,000 |
| Cleburne County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 260,000 |
| Pope County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Pulaski County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Searcy County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Washington County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Del Norte County California | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Merced County California | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Monterey County California | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Santa Cruz County California | 1 | $ 125,000 | $ 125,000 | $ 215,000 |
| Shasta County California | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Sutter County California | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 35,000 | $ 35,000 | $ 229,000 |
| Broomfield County Colorado | 1 | $ 495,000 | $ 495,000 | $ 229,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Jefferson County Colorado | 1 | $ 545,000 | $ 545,000 | $ 219,000 |
| Rio Blanco County Colorado | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Rio Grande County Colorado | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Routt County Colorado | 1 | $ 925,000 | $ 925,000 | $ 402,000 |
| Teller County Colorado | 1 | $ 435,000 | $ 435,000 | $ 236,000 |
| Fairfield County Connecticut | 1 | $ 835,000 | $ 835,000 | $ 275,000 |
| Litchfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Middlesex County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| New Castle County Delaware | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Sussex County Delaware | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Broward County Florida | 1 | $ 295,000 | $ 295,000 | $ 201,000 |
| Citrus County Florida | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Indian River County Florida | 1 | $ 665,000 | $ 665,000 | $ 175,000 |
| Monroe County Florida | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| Polk County Florida | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Sumter County Florida | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Volusia County Florida | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Bryan County Georgia | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Cherokee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Cobb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
| Forsyth County Georgia | 1 | $ 275,000 | $ 275,000 | $ 166,000 |
| Gwinnett County Georgia | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Pickens County Georgia | 1 | $ 375,000 | $ 375,000 | $ 278,000 |
| Boise County Idaho | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Bonner County Idaho | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| DuPage County Illinois | 1 | $ 375,000 | $ 375,000 | $ 178,000 |
| Clark County Indiana | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Lake County Indiana | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Tippecanoe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 227,000 |
| Avoyelles County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| East Baton Rouge County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| St. Mary County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Tangipahoa County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Terrebonne County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Washington County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 266,000 |
| Kennebec County Maine | 1 | $ 65,000 | $ 65,000 | $ 202,000 |
| Anne Arundel County Maryland | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| Howard County Maryland | 1 | $ 495,000 | $ 495,000 | $ 203,000 |
| Prince George's County Maryland | 1 | $ 565,000 | $ 565,000 | $ 345,000 |
| Queen Anne's County Maryland | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Middlesex County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Suffolk County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 168,000 |
| Isabella County Michigan | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Midland County Michigan | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Oakland County Michigan | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Washtenaw County Michigan | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Dakota County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Hancock County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 224,000 |
| Jones County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 199,000 |
| Lamar County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Leflore County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Perry County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Rankin County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Lake County Montana | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Madison County Montana | 1 | $ 205,000 | $ 205,000 | $ 227,000 |
| Silver Bow County Montana | 1 | $ 35,000 | $ 35,000 | $ 205,000 |
| Kimball County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Otoe County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Lyon County Nevada | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Bernalillo County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Lincoln County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 9,000 |
| Monroe County New York | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| Nassau County New York | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| New York County New York | 1 | $ 715,000 | $ 715,000 | $ 390,000 |
| Rockland County New York | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Catawba County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 442,000 |
| Durham County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Jackson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Wake County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Columbiana County Ohio | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Craig County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Delaware County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Kay County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Logan County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Clackamas County Oregon | 1 | $ 475,000 | $ 475,000 | $ 123,000 |
| Josephine County Oregon | 1 | $ 85,000 | $ 85,000 | $ 195,000 |
| Washington County Oregon | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Cumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 320,000 |
| Northampton County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 195,000 |
| Philadelphia County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 200,000 |
| Westmoreland County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Sumter County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Anderson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Davidson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 153,000 |
| Angelina County Texas | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Bandera County Texas | 1 | $ 175,000 | $ 175,000 | $ 186,000 |
| Callahan County Texas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Colorado County Texas | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| Hardin County Texas | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| Harrison County Texas | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Hays County Texas | 1 | $ 535,000 | $ 535,000 | $ 236,000 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Hill County Texas | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Howard County Texas | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Hunt County Texas | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Jefferson County Texas | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Kendall County Texas | 1 | $ 105,000 | $ 105,000 | $ 171,000 |
| McLennan County Texas | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Newton County Texas | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Panola County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Pecos County Texas | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Smith County Texas | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Taylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Titus County Texas | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Walker County Texas | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Box Elder County Utah | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Tooele County Utah | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Weber County Utah | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Arlington County Virginia | 1 | $ 645,000 | $ 645,000 | $ 139,000 |
| Powhatan County Virginia | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Benton County Washington | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Kitsap County Washington | 1 | $ 285,000 | $ 285,000 | $ 718,000 |
| Cabell County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Wood County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Columbia County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 158,000 |
| Jefferson County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Albany County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Lincoln County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Natrona County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Sublette County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,318 | $466,890,000 | $354,000 | $1,795,000 | $178,000 | $904,000 |
| Other Purpose | 376 | $67,900,000 | $180,000 | $895,000 | $141,000 | $588,000 |
| Home Improvement | 330 | $36,090,000 | $109,000 | $655,000 | $152,000 | $469,000 |
| Cash-out Refinancing | 179 | $48,205,000 | $269,000 | $855,000 | $133,000 | $588,000 |
| Refinancing | 70 | $23,510,000 | $335,000 | $935,000 | $149,000 | $486,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,006 | $293,080,000 | $291,000 | $1,795,000 | $165,000 | $899,000 |
| Not Provided | 693 | $196,785,000 | $283,000 | $1,315,000 | $169,000 | $904,000 |
| Hispanic | 253 | $61,855,000 | $244,000 | $1,105,000 | $151,000 | $718,000 |
| Asian | 156 | $45,560,000 | $292,000 | $1,465,000 | $166,000 | $588,000 |
| Black or African American | 132 | $33,970,000 | $257,000 | $1,275,000 | $149,000 | $527,000 |
| American Indian or Alaskan Native | 8 | $1,970,000 | $246,000 | $655,000 | $132,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $935,000 | $311,000 | $455,000 | $125,000 | $143,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,273 | $642,595,000 | $282,000 | $1,795,000 | $164,000 | $904,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,612 | $482,980,000 | $299,000 | $1,795,000 | $169,000 | $904,000 |
| Application Denied By Financial Institution | 613 | $147,415,000 | $240,000 | $1,045,000 | $151,000 | $900,000 |
| Application Approved But Not Accepted | 47 | $11,725,000 | $249,000 | $885,000 | $155,000 | $447,000 |
| Preapproval Denied by Financial Institution | 1 | $475,000 | $475,000 | $475,000 | $203,000 | $203,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,659 | $494,705,000 | $298,000 | $1,795,000 | $168,000 | $904,000 |
| Credit Application Incomplete | 362 | $87,030,000 | $240,000 | $1,045,000 | $158,000 | $900,000 |
| Other | 114 | $33,940,000 | $297,000 | $1,005,000 | $172,000 | $753,000 |
| Debt-To-Income Ratio | 54 | $12,480,000 | $231,000 | $885,000 | $89,000 | $260,000 |
| Collateral | 45 | $7,865,000 | $174,000 | $925,000 | $154,000 | $397,000 |
| Credit History | 27 | $3,825,000 | $141,000 | $545,000 | $92,000 | $300,000 |
| Unverifiable Information | 8 | $1,650,000 | $206,000 | $425,000 | $193,000 | $469,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,015,000 | $338,000 | $895,000 | $132,000 | $196,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.