Chicago Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Chicago Financial Services, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chicago Financial Services, Inc. 1455 W Hubbard St Ste 200 Chicago, IL 60625 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2012 |
| Total Number of Mortgage Applications | 2,607 |
| Total Mortgage Loan Application Amount | $817,015,000 |
| Average Mortgage Loan Application Amount | $235,250 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $136,500 |
| Highest Applicant Income | $2,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Chicago Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chicago Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Chicago Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chicago Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Chicago Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chicago Financial Services, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,678 | $ 525,230,000 | $ 313,000 | $ 167,000 |
| Lake County Illinois | 250 | $ 84,790,000 | $ 339,000 | $ 202,000 |
| DuPage County Illinois | 204 | $ 64,260,000 | $ 315,000 | $ 163,000 |
| Will County Illinois | 70 | $ 18,720,000 | $ 267,000 | $ 142,000 |
| King County Washington | 65 | $ 26,295,000 | $ 404,000 | $ 201,000 |
| Kane County Illinois | 48 | $ 12,510,000 | $ 260,000 | $ 155,000 |
| Maricopa County Arizona | 23 | $ 6,205,000 | $ 269,000 | $ 142,000 |
| McHenry County Illinois | 23 | $ 5,635,000 | $ 245,000 | $ 126,000 |
| Snohomish County Washington | 17 | $ 6,265,000 | $ 368,000 | $ 128,000 |
| Riverside County California | 9 | $ 2,505,000 | $ 278,000 | $ 105,000 |
| Lee County Florida | 9 | $ 2,535,000 | $ 281,000 | $ 125,000 |
| Miami-Dade County Florida | 9 | $ 3,345,000 | $ 371,000 | $ 148,000 |
| Walworth County Wisconsin | 9 | $ 2,965,000 | $ 329,000 | $ 245,000 |
| Los Angeles County California | 7 | $ 2,355,000 | $ 336,000 | $ 164,000 |
| Orange County Florida | 6 | $ 1,350,000 | $ 225,000 | $ 82,000 |
| McLean County Illinois | 6 | $ 1,790,000 | $ 298,000 | $ 313,000 |
| LaPorte County Indiana | 6 | $ 1,520,000 | $ 253,000 | $ 188,000 |
| Berrien County Michigan | 6 | $ 1,930,000 | $ 321,000 | $ 247,000 |
| Palm Beach County Florida | 5 | $ 1,875,000 | $ 375,000 | $ 263,000 |
| Kendall County Illinois | 5 | $ 1,295,000 | $ 259,000 | $ 138,000 |
| Lake County Indiana | 5 | $ 1,005,000 | $ 201,000 | $ 106,000 |
| Pierce County Washington | 5 | $ 1,355,000 | $ 271,000 | $ 86,000 |
| Dane County Wisconsin | 5 | $ 1,175,000 | $ 235,000 | $ 170,000 |
| Nevada County California | 4 | $ 1,220,000 | $ 305,000 | $ 191,000 |
| San Diego County California | 4 | $ 1,620,000 | $ 405,000 | $ 100,000 |
| Sarasota County Florida | 4 | $ 870,000 | $ 217,000 | $ 142,000 |
| DeKalb County Georgia | 4 | $ 1,370,000 | $ 342,000 | $ 153,000 |
| DeKalb County Illinois | 4 | $ 690,000 | $ 172,000 | $ 128,000 |
| Hamilton County Indiana | 4 | $ 1,260,000 | $ 315,000 | $ 305,000 |
| Kent County Michigan | 4 | $ 1,230,000 | $ 307,000 | $ 158,000 |
| Ozaukee County Wisconsin | 4 | $ 1,020,000 | $ 255,000 | $ 151,000 |
| Alameda County California | 3 | $ 1,685,000 | $ 561,000 | $ 191,000 |
| Santa Clara County California | 3 | $ 1,715,000 | $ 571,000 | $ 266,000 |
| Douglas County Colorado | 3 | $ 835,000 | $ 278,000 | $ 146,000 |
| Pinellas County Florida | 3 | $ 605,000 | $ 201,000 | $ 166,000 |
| Fulton County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 202,000 |
| Marion County Indiana | 3 | $ 495,000 | $ 165,000 | $ 104,000 |
| Porter County Indiana | 3 | $ 845,000 | $ 281,000 | $ 131,000 |
| Thurston County Washington | 3 | $ 1,045,000 | $ 348,000 | $ 136,000 |
| Door County Wisconsin | 3 | $ 455,000 | $ 151,000 | $ 205,000 |
| Waukesha County Wisconsin | 3 | $ 805,000 | $ 268,000 | $ 219,000 |
| Pima County Arizona | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Arapahoe County Colorado | 2 | $ 360,000 | $ 180,000 | $ 256,000 |
| Routt County Colorado | 2 | $ 760,000 | $ 380,000 | $ 108,000 |
| Broward County Florida | 2 | $ 560,000 | $ 280,000 | $ 174,000 |
| Collier County Florida | 2 | $ 640,000 | $ 320,000 | $ 192,000 |
| Volusia County Florida | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| Champaign County Illinois | 2 | $ 370,000 | $ 185,000 | $ 153,000 |
| Woodford County Illinois | 2 | $ 390,000 | $ 195,000 | $ 149,000 |
| Oakland County Michigan | 2 | $ 690,000 | $ 345,000 | $ 200,000 |
| Van Buren County Michigan | 2 | $ 520,000 | $ 260,000 | $ 200,000 |
| Bayfield County Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 152,000 |
| Milwaukee County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Outagamie County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Sheboygan County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 69,000 |
| Washington County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 204,000 |
| Coconino County Arizona | 1 | $ 395,000 | $ 395,000 | $ 674,000 |
| Pinal County Arizona | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Amador County California | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Contra Costa County California | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Orange County California | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| San Joaquin County California | 1 | $ 515,000 | $ 515,000 | $ 170,000 |
| San Luis Obispo County California | 1 | $ 355,000 | $ 355,000 | $ 289,000 |
| El Paso County Colorado | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 88,000 |
| Brevard County Florida | 1 | $ 515,000 | $ 515,000 | $ 328,000 |
| DeSoto County Florida | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Hillsborough County Florida | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 243,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 396,000 |
| Boone County Illinois | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Grundy County Illinois | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Jo Daviess County Illinois | 1 | $ 305,000 | $ 305,000 | $ 258,000 |
| LaSalle County Illinois | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Lee County Illinois | 1 | $ 95,000 | $ 95,000 | $ 300,000 |
| Tazewell County Illinois | 1 | $ 355,000 | $ 355,000 | $ 169,000 |
| Winnebago County Illinois | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Allen County Indiana | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Boone County Indiana | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Harrison County Indiana | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| St. Joseph County Indiana | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Tippecanoe County Indiana | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Allegan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Cass County Michigan | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
| Iosco County Michigan | 1 | $ 455,000 | $ 455,000 | $ 539,000 |
| Kalamazoo County Michigan | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Menominee County Michigan | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Oceana County Michigan | 1 | $ 395,000 | $ 395,000 | $ 249,000 |
| Ottawa County Michigan | 1 | $ 325,000 | $ 325,000 | $ 170,000 |
| St. Joseph County Michigan | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Benton County Washington | 1 | $ 435,000 | $ 435,000 | $ 216,000 |
| Island County Washington | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Kitsap County Washington | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| San Juan County Washington | 1 | $ 515,000 | $ 515,000 | $ 501,000 |
| Calumet County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 204,000 |
| La Crosse County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Oneida County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Rock County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Vilas County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 332,000 |
Mortgage Loan Application Detail Totals for Chicago Financial Services, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,875 | $589,395,000 | $314,000 | $855,000 | $175,000 | $2,473,000 |
| Home Purchase | 393 | $120,635,000 | $306,000 | $785,000 | $148,000 | $1,514,000 |
| Cash-out Refinancing | 338 | $106,980,000 | $316,000 | $855,000 | $165,000 | $2,212,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $58,000 | $58,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,037 | $649,295,000 | $318,000 | $855,000 | $170,000 | $2,473,000 |
| Asian | 284 | $87,930,000 | $309,000 | $655,000 | $199,000 | $2,212,000 |
| Hispanic | 154 | $40,450,000 | $262,000 | $605,000 | $117,000 | $420,000 |
| Not Provided | 61 | $20,855,000 | $341,000 | $785,000 | $171,000 | $400,000 |
| Black or African American | 56 | $13,520,000 | $241,000 | $515,000 | $143,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,365,000 | $455,000 | $485,000 | $104,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,600 | $815,580,000 | $313,000 | $855,000 | $170,000 | $2,473,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,435,000 | $205,000 | $245,000 | $59,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,310 | $722,440,000 | $312,000 | $855,000 | $169,000 | $2,473,000 |
| Application Withdrawn By Applicant | 254 | $80,730,000 | $317,000 | $855,000 | $175,000 | $1,514,000 |
| Application Denied By Financial Institution | 36 | $11,620,000 | $322,000 | $655,000 | $138,000 | $345,000 |
| File Closed For Incompleteness | 7 | $2,225,000 | $317,000 | $465,000 | $140,000 | $203,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,571 | $805,395,000 | $313,000 | $855,000 | $170,000 | $2,473,000 |
| Credit Application Incomplete | 25 | $8,205,000 | $328,000 | $555,000 | $146,000 | $345,000 |
| Unverifiable Information | 5 | $1,355,000 | $271,000 | $425,000 | $123,000 | $165,000 |
| Debt-To-Income Ratio | 4 | $1,250,000 | $312,000 | $515,000 | $92,000 | $139,000 |
| Employment History | 1 | $655,000 | $655,000 | $655,000 | $215,000 | $215,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $155,000 | $155,000 | $155,000 | $135,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chicago Financial Services, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chicago Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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