Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2010

In 2010, Cis Financial Services, Inc. of Hamilton, AL reported 2,012 mortgage applications totaling $189.4 million. The average application was for $94,143, and applicants reported an average income of $47,755. 5% of its applications resulted in an originated loan and 68% were denied. Its largest markets were Birmingham-Hoover, AL (115), Alexandria, LA (70) and Jacksonville, FL (66) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,012
Total Mortgage Loan Application Amount $189,416,000
Average Mortgage Loan Application Amount $94,143
Highest Mortgage Loan Application Amount $445,000
Average Applicant Income $47,755
Highest Applicant Income $450,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Alabama 78 $ 7,057,000 $ 90,474 $ 44,000
Rapides, Louisiana 59 $ 7,547,000 $ 127,915 $ 49,000
St. Clair, Alabama 35 $ 3,423,000 $ 97,800 $ 40,000
Jefferson, Alabama 31 $ 2,976,000 $ 96,000 $ 49,000
Ouachita, Louisiana 26 $ 2,519,000 $ 96,884 $ 53,000
Laurens, Georgia 23 $ 2,178,000 $ 94,695 $ 33,000
Citrus, Florida 22 $ 2,284,000 $ 103,818 $ 52,000
Duval, Florida 22 $ 3,126,000 $ 142,090 $ 53,000
St. Johns, Florida 20 $ 2,944,000 $ 147,200 $ 44,000
Vernon, Louisiana 19 $ 2,236,000 $ 117,684 $ 51,000
St. Tammany, Louisiana 18 $ 1,554,000 $ 86,333 $ 44,000
Walker, Alabama 17 $ 1,349,000 $ 79,352 $ 83,000
Avoyelles, Louisiana 16 $ 1,879,000 $ 117,437 $ 51,000
Union, Arkansas 15 $ 1,197,000 $ 79,800 $ 47,000
Tangipahoa, Louisiana 15 $ 929,000 $ 61,933 $ 41,000
Hardin, Kentucky 14 $ 1,614,000 $ 115,285 $ 54,000
Talladega, Alabama 13 $ 1,359,000 $ 104,538 $ 42,000
Hillsborough, Florida 13 $ 1,277,000 $ 98,230 $ 48,000
Polk, Florida 13 $ 1,543,000 $ 118,692 $ 59,000
Calhoun, Alabama 12 $ 1,313,000 $ 109,416 $ 42,000
Nassau, Florida 12 $ 1,265,000 $ 105,416 $ 46,000
Iberia, Louisiana 12 $ 972,000 $ 81,000 $ 53,000
Harrison, Mississippi 12 $ 1,169,000 $ 97,416 $ 59,000
Rutherford, North Carolina 12 $ 1,157,000 $ 96,416 $ 38,000
Bibb, Alabama 11 $ 932,000 $ 84,727 $ 43,000
Elmore, Alabama 11 $ 1,265,000 $ 115,000 $ 60,000
McDuffie, Georgia 11 $ 1,030,000 $ 93,636 $ 43,000
Grant, Louisiana 11 $ 1,131,000 $ 102,818 $ 52,000
Lafayette, Louisiana 11 $ 602,000 $ 54,727 $ 59,000
Wilson, Tennessee 11 $ 1,651,000 $ 150,090 $ 61,000
Blount, Alabama 10 $ 821,000 $ 82,100 $ 43,000
Tuscaloosa, Alabama 10 $ 1,114,000 $ 111,400 $ 50,000
White, Arkansas 10 $ 866,000 $ 86,600 $ 49,000
Clay, Florida 10 $ 1,109,000 $ 110,900 $ 38,000
Columbia, Georgia 10 $ 985,000 $ 98,500 $ 63,000
Effingham, Georgia 10 $ 909,000 $ 90,900 $ 46,000
Houston, Alabama 9 $ 660,000 $ 73,333 $ 38,000
Winston, Alabama 9 $ 785,000 $ 87,222 $ 42,000
Pasco, Florida 9 $ 796,000 $ 88,444 $ 47,000
Bulloch, Georgia 9 $ 735,000 $ 81,666 $ 34,000
Tattnall, Georgia 9 $ 851,000 $ 94,555 $ 53,000
Bullitt, Kentucky 9 $ 1,319,000 $ 146,555 $ 45,000
Shelby, Alabama 8 $ 1,157,000 $ 144,625 $ 61,000
Putnam, Florida 8 $ 844,000 $ 105,500 $ 56,000
Clarke, Mississippi 8 $ 631,000 $ 78,875 $ 44,000
Lauderdale, Mississippi 8 $ 575,000 $ 71,875 $ 32,000
Halifax, North Carolina 8 $ 888,000 $ 111,000 $ 33,000
Autauga, Alabama 7 $ 686,000 $ 98,000 $ 36,000
Cullman, Alabama 7 $ 762,000 $ 108,857 $ 59,000
Faulkner, Arkansas 7 $ 792,000 $ 113,142 $ 94,000
Hernando, Florida 7 $ 676,000 $ 96,571 $ 51,000
Okeechobee, Florida 7 $ 645,000 $ 92,142 $ 44,000
Santa Rosa, Florida 7 $ 736,000 $ 105,142 $ 45,000
Carroll, Georgia 7 $ 671,000 $ 95,857 $ 44,000
Putnam, Georgia 7 $ 791,000 $ 113,000 $ 66,000
St. Landry, Louisiana 7 $ 571,000 $ 81,571 $ 55,000
Vermilion, Louisiana 7 $ 341,000 $ 48,714 $ 53,000
Jones, Mississippi 7 $ 377,000 $ 53,857 $ 41,000
Buncombe, North Carolina 7 $ 1,103,000 $ 157,571 $ 48,000
Ellis, Texas 7 $ 402,000 $ 57,428 $ 35,000
Broward, Florida 6 $ 482,000 $ 80,333 $ 51,000
Escambia, Florida 6 $ 738,000 $ 123,000 $ 52,000
Coffee, Georgia 6 $ 443,000 $ 73,833 $ 41,000
Lumpkin, Georgia 6 $ 611,000 $ 101,833 $ 36,000
Toombs, Georgia 6 $ 471,000 $ 78,500 $ 43,000
Nelson, Kentucky 6 $ 722,000 $ 120,333 $ 50,000
Ascension, Louisiana 6 $ 469,000 $ 78,166 $ 84,000
Beauregard, Louisiana 6 $ 586,000 $ 97,666 $ 43,000
Calcasieu, Louisiana 6 $ 495,000 $ 82,500 $ 53,000
Caldwell, Louisiana 6 $ 615,000 $ 102,500 $ 35,000
East Baton Rouge, Louisiana 6 $ 403,000 $ 67,166 $ 48,000
La Salle, Louisiana 6 $ 675,000 $ 112,500 $ 59,000
Lafourche, Louisiana 6 $ 546,000 $ 91,000 $ 45,000
Natchitoches, Louisiana 6 $ 669,000 $ 111,500 $ 48,000
Terrebonne, Louisiana 6 $ 395,000 $ 65,833 $ 34,000
Union, Louisiana 6 $ 467,000 $ 77,833 $ 50,000
Washington, Louisiana 6 $ 370,000 $ 61,666 $ 45,000
Itawamba, Mississippi 6 $ 466,000 $ 77,666 $ 38,000
Lincoln, Mississippi 6 $ 501,000 $ 83,500 $ 41,000
Pike, Mississippi 6 $ 520,000 $ 86,666 $ 51,000
Simpson, Mississippi 6 $ 328,000 $ 54,666 $ 57,000
Union, South Carolina 6 $ 432,000 $ 72,000 $ 24,000
Lamar, Alabama 5 $ 329,000 $ 65,800 $ 41,000
Mobile, Alabama 5 $ 369,000 $ 73,800 $ 38,000
Pike, Alabama 5 $ 364,000 $ 72,800 $ 62,000
Ashley, Arkansas 5 $ 297,000 $ 59,400 $ 58,000
Craighead, Arkansas 5 $ 540,000 $ 108,000 $ 37,000
Jefferson, Arkansas 5 $ 490,000 $ 98,000 $ 64,000
Brevard, Florida 5 $ 443,000 $ 88,600 $ 35,000
Levy, Florida 5 $ 443,000 $ 88,600 $ 35,000
Marion, Florida 5 $ 577,000 $ 115,400 $ 31,000
Sumter, Florida 5 $ 610,000 $ 122,000 $ 42,000
Baldwin, Georgia 5 $ 494,000 $ 98,800 $ 68,000
Bibb, Georgia 5 $ 539,000 $ 107,800 $ 43,000
Burke, Georgia 5 $ 494,000 $ 98,800 $ 42,000
Dodge, Georgia 5 $ 550,000 $ 110,000 $ 48,000
Emanuel, Georgia 5 $ 418,000 $ 83,600 $ 50,000
Houston, Georgia 5 $ 551,000 $ 110,200 $ 37,000
Tift, Georgia 5 $ 544,000 $ 108,800 $ 42,000
Ware, Georgia 5 $ 347,000 $ 69,400 $ 32,000
Breckinridge, Kentucky 5 $ 587,000 $ 117,400 $ 37,000
Floyd, Kentucky 5 $ 395,000 $ 79,000 $ 40,000
Henderson, Kentucky 5 $ 484,000 $ 96,800 $ 55,000
Jefferson, Kentucky 5 $ 667,000 $ 133,400 $ 42,000
Taylor, Kentucky 5 $ 299,000 $ 59,800 $ 29,000
Livingston, Louisiana 5 $ 353,000 $ 70,600 $ 43,000
Sabine, Louisiana 5 $ 561,000 $ 112,200 $ 87,000
Adams, Mississippi 5 $ 353,000 $ 70,600 $ 31,000
Forrest, Mississippi 5 $ 219,000 $ 43,800 $ 26,000
Brunswick, North Carolina 5 $ 187,000 $ 37,400 $ 50,000
Henderson, North Carolina 5 $ 518,000 $ 103,600 $ 40,000
Berkeley, South Carolina 5 $ 528,000 $ 105,600 $ 69,000
Cumberland, Tennessee 5 $ 249,000 $ 49,800 $ 37,000
Fentress, Tennessee 5 $ 254,000 $ 50,800 $ 28,000
Jackson, Tennessee 5 $ 292,000 $ 58,400 $ 40,000
Barbour, Alabama 4 $ 319,000 $ 79,750 $ 32,000
Franklin, Alabama 4 $ 392,000 $ 98,000 $ 37,000
Madison, Alabama 4 $ 439,000 $ 109,750 $ 60,000
Marshall, Alabama 4 $ 296,000 $ 74,000 $ 71,000
Polk, Arkansas 4 $ 294,000 $ 73,500 $ 60,000
Alachua, Florida 4 $ 387,000 $ 96,750 $ 37,000
Columbia, Florida 4 $ 306,000 $ 76,500 $ 35,000
Lee, Florida 4 $ 308,000 $ 77,000 $ 64,000
Leon, Florida 4 $ 686,000 $ 171,500 $ 42,000
Orange, Florida 4 $ 270,000 $ 67,500 $ 31,000
Hancock, Georgia 4 $ 442,000 $ 110,500 $ 55,000
Haralson, Georgia 4 $ 299,000 $ 74,750 $ 40,000
Liberty, Georgia 4 $ 426,000 $ 106,500 $ 33,000
Miller, Georgia 4 $ 398,000 $ 99,500 $ 56,000
Thomas, Georgia 4 $ 394,000 $ 98,500 $ 46,000
Wayne, Georgia 4 $ 402,000 $ 100,500 $ 45,000
Laurel, Kentucky 4 $ 227,000 $ 56,750 $ 33,000
Perry, Kentucky 4 $ 177,000 $ 44,250 $ 43,000
Pike, Kentucky 4 $ 193,000 $ 48,250 $ 75,000
Allen, Louisiana 4 $ 346,000 $ 86,500 $ 52,000
East Feliciana, Louisiana 4 $ 380,000 $ 95,000 $ 34,000
Richland, Louisiana 4 $ 237,000 $ 59,250 $ 58,000
St. Mary, Louisiana 4 $ 588,000 $ 147,000 $ 80,000
Covington, Mississippi 4 $ 250,000 $ 62,500 $ 39,000
Lamar, Mississippi 4 $ 191,000 $ 47,750 $ 40,000
Marion, Mississippi 4 $ 209,000 $ 52,250 $ 39,000
Marshall, Mississippi 4 $ 482,000 $ 120,500 $ 53,000
Wayne, Mississippi 4 $ 139,000 $ 34,750 $ 52,000
Northampton, North Carolina 4 $ 407,000 $ 101,750 $ 35,000
Le Flore, Oklahoma 4 $ 403,000 $ 100,750 $ 56,000
Gibson, Tennessee 4 $ 297,000 $ 74,250 $ 39,000
Obion, Tennessee 4 $ 320,000 $ 80,000 $ 40,000
Overton, Tennessee 4 $ 566,000 $ 141,500 $ 70,000
White, Tennessee 4 $ 430,000 $ 107,500 $ 39,000
Cherokee, Alabama 3 $ 444,000 $ 148,000 $ 41,000
Chilton, Alabama 3 $ 401,000 $ 133,666 $ 53,000
Clay, Alabama 3 $ 345,000 $ 115,000 $ 48,000
Coffee, Alabama 3 $ 269,000 $ 89,666 $ 94,000
Dale, Alabama 3 $ 264,000 $ 88,000 $ 27,000
Henry, Alabama 3 $ 235,000 $ 78,333 $ 28,000
Morgan, Alabama 3 $ 199,000 $ 66,333 $ 32,000
Russell, Alabama 3 $ 267,000 $ 89,000 $ 45,000
Benton, Arkansas 3 $ 270,000 $ 90,000 $ 50,000
Franklin, Arkansas 3 $ 205,000 $ 68,333 $ 52,000
Garland, Arkansas 3 $ 312,000 $ 104,000 $ 58,000
Independence, Arkansas 3 $ 315,000 $ 105,000 $ 79,000
Pulaski, Arkansas 3 $ 297,000 $ 99,000 $ 80,000
Saline, Arkansas 3 $ 276,000 $ 92,000 $ 50,000
Van Buren, Arkansas 3 $ 232,000 $ 77,333 $ 34,000
Bay, Florida 3 $ 318,000 $ 106,000 $ 32,000
Bradford, Florida 3 $ 259,000 $ 86,333 $ 37,000
Dixie, Florida 3 $ 174,000 $ 58,000 $ 31,000
Flagler, Florida 3 $ 435,000 $ 145,000 $ 41,000
Gadsden, Florida 3 $ 352,000 $ 117,333 $ 62,000
Lake, Florida 3 $ 450,000 $ 150,000 $ 76,000
Walton, Florida 3 $ 259,000 $ 86,333 $ 29,000
Bleckley, Georgia 3 $ 291,000 $ 97,000 $ 39,000
Elbert, Georgia 3 $ 287,000 $ 95,666 $ 30,000
Glascock, Georgia 3 $ 261,000 $ 87,000 $ 112,000
Glynn, Georgia 3 $ 384,000 $ 128,000 $ 76,000
Grady, Georgia 3 $ 322,000 $ 107,333 $ 67,000
Johnson, Georgia 3 $ 234,000 $ 78,000 $ 33,000
Jones, Georgia 3 $ 307,000 $ 102,333 $ 36,000
Lamar, Georgia 3 $ 268,000 $ 89,333 $ 39,000
Lowndes, Georgia 3 $ 241,000 $ 80,333 $ 20,000
Madison, Georgia 3 $ 226,000 $ 75,333 $ 27,000
Marion, Georgia 3 $ 372,000 $ 124,000 $ 46,000
Meriwether, Georgia 3 $ 329,000 $ 109,666 $ 45,000
Morgan, Georgia 3 $ 304,000 $ 101,333 $ 33,000
Richmond, Georgia 3 $ 315,000 $ 105,000 $ 45,000
Terrell, Georgia 3 $ 285,000 $ 95,000 $ 109,000
Twiggs, Georgia 3 $ 372,000 $ 124,000 $ 35,000
Whitfield, Georgia 3 $ 262,000 $ 87,333 $ 37,000
Franklin, Illinois 3 $ 254,000 $ 84,666 $ 56,000
Adair, Kentucky 3 $ 304,000 $ 101,333 $ 60,000
Carter, Kentucky 3 $ 303,000 $ 101,000 $ 68,000
Leslie, Kentucky 3 $ 118,000 $ 39,333 $ 38,000
Meade, Kentucky 3 $ 300,000 $ 100,000 $ 69,000
Montgomery, Kentucky 3 $ 296,000 $ 98,666 $ 41,000
Pulaski, Kentucky 3 $ 294,000 $ 98,000 $ 97,000
Bossier, Louisiana 3 $ 330,000 $ 110,000 $ 75,000
Evangeline, Louisiana 3 $ 330,000 $ 110,000 $ 38,000
Lincoln, Louisiana 3 $ 335,000 $ 111,666 $ 34,000
West Baton Rouge, Louisiana 3 $ 117,000 $ 39,000 $ 48,000
Copiah, Mississippi 3 $ 193,000 $ 64,333 $ 27,000
Pearl River, Mississippi 3 $ 199,000 $ 66,333 $ 47,000
Smith, Mississippi 3 $ 197,000 $ 65,666 $ 53,000
Tishomingo, Mississippi 3 $ 195,000 $ 65,000 $ 41,000
Warren, Mississippi 3 $ 205,000 $ 68,333 $ 32,000
Wilkinson, Mississippi 3 $ 307,000 $ 102,333 $ 46,000
Nash, North Carolina 3 $ 263,000 $ 87,666 $ 53,000
Robeson, North Carolina 3 $ 226,000 $ 75,333 $ 40,000
Sequoyah, Oklahoma 3 $ 228,000 $ 76,000 $ 60,000
Aiken, South Carolina 3 $ 261,000 $ 87,000 $ 34,000
Cherokee, South Carolina 3 $ 267,000 $ 89,000 $ 44,000
Darlington, South Carolina 3 $ 202,000 $ 67,333 $ 30,000
Cocke, Tennessee 3 $ 344,000 $ 114,666 $ 41,000
Lawrence, Tennessee 3 $ 307,000 $ 102,333 $ 43,000
Monroe, Tennessee 3 $ 168,000 $ 56,000 $ 56,000
Putnam, Tennessee 3 $ 288,000 $ 96,000 $ 26,000
Warren, Tennessee 3 $ 147,000 $ 49,000 $ 48,000
Brazoria, Texas 3 $ 224,000 $ 74,666 $ 58,000
Harris, Texas 3 $ 182,000 $ 60,666 $ 39,000
Hunt, Texas 3 $ 194,000 $ 64,666 $ 49,000
Navarro, Texas 3 $ 267,000 $ 89,000 $ 41,000
Cleburne, Alabama 2 $ 230,000 $ 115,000 $ 104,000
Dallas, Alabama 2 $ 141,000 $ 70,500 $ 49,000
DeKalb, Alabama 2 $ 227,000 $ 113,500 $ 77,000
Hale, Alabama 2 $ 209,000 $ 104,500 $ 53,000
Lawrence, Alabama 2 $ 356,000 $ 178,000 $ 89,000
Randolph, Alabama 2 $ 147,000 $ 73,500 $ 21,000
Bradley, Arkansas 2 $ 148,000 $ 74,000 $ 35,000
Carroll, Arkansas 2 $ 59,000 $ 29,500 $ 38,000
Cleburne, Arkansas 2 $ 189,000 $ 94,500 $ 66,000
Columbia, Arkansas 2 $ 163,000 $ 81,500 $ 46,000
Crittenden, Arkansas 2 $ 234,000 $ 117,000 $ 59,000
Desha, Arkansas 2 $ 137,000 $ 68,500 $ 55,000
Hempstead, Arkansas 2 $ 200,000 $ 100,000 $ 44,000
Searcy, Arkansas 2 $ 158,000 $ 79,000 $ 63,000
Sebastian, Arkansas 2 $ 255,000 $ 127,500 $ 64,000
Sharp, Arkansas 2 $ 181,000 $ 90,500 $ 33,000
Woodruff, Arkansas 2 $ 223,000 $ 111,500 $ 123,000
Baker, Florida 2 $ 85,000 $ 42,500 $ 34,000
Collier, Florida 2 $ 182,000 $ 91,000 $ 32,000
Gulf, Florida 2 $ 181,000 $ 90,500 $ 66,000
Hendry, Florida 2 $ 231,000 $ 115,500 $ 57,000
Monroe, Florida 2 $ 259,000 $ 129,500 $ 85,000
Palm Beach, Florida 2 $ 256,000 $ 128,000 $ 31,000
Taylor, Florida 2 $ 271,000 $ 135,500 $ 64,000
Volusia, Florida 2 $ 130,000 $ 65,000 $ 27,000
Banks, Georgia 2 $ 152,000 $ 76,000 $ 35,000
Brantley, Georgia 2 $ 274,000 $ 137,000 $ 51,000
Bryan, Georgia 2 $ 115,000 $ 57,500 $ 23,000
Camden, Georgia 2 $ 174,000 $ 87,000 $ 25,000
Candler, Georgia 2 $ 254,000 $ 127,000 $ 31,000
Chattahoochee, Georgia 2 $ 204,000 $ 102,000 $ 22,000
Cook, Georgia 2 $ 151,000 $ 75,500 $ 41,000
Dade, Georgia 2 $ 64,000 $ 32,000 $ 38,000
Decatur, Georgia 2 $ 360,000 $ 180,000 $ 48,000
Dougherty, Georgia 2 $ 152,000 $ 76,000 $ 29,000
Early, Georgia 2 $ 222,000 $ 111,000 $ 31,000
Hall, Georgia 2 $ 213,000 $ 106,500 $ 43,000
Hart, Georgia 2 $ 212,000 $ 106,000 $ 31,000
Heard, Georgia 2 $ 127,000 $ 63,500 $ 42,000
Jefferson, Georgia 2 $ 184,000 $ 92,000 $ 25,000
Jenkins, Georgia 2 $ 157,000 $ 78,500 $ 69,000
Lee, Georgia 2 $ 242,000 $ 121,000 $ 52,000
Long, Georgia 2 $ 155,000 $ 77,500 $ 36,000
McIntosh, Georgia 2 $ 201,000 $ 100,500 $ 69,000
Peach, Georgia 2 $ 149,000 $ 74,500 $ 52,000
Pike, Georgia 2 $ 160,000 $ 80,000 $ 38,000
Rabun, Georgia 2 $ 156,000 $ 78,000 $ 28,000
Screven, Georgia 2 $ 271,000 $ 135,500 $ 46,000
Turner, Georgia 2 $ 421,000 $ 210,500 $ 69,000
Washington, Georgia 2 $ 188,000 $ 94,000 $ 35,000
Wheeler, Georgia 2 $ 158,000 $ 79,000 $ 23,000
Wilkinson, Georgia 2 $ 192,000 $ 96,000 $ 50,000
Clark, Illinois 2 $ 126,000 $ 63,000 $ 87,000
Clay, Illinois 2 $ 186,000 $ 93,000 $ 69,000
Crawford, Illinois 2 $ 270,000 $ 135,000 $ 38,000
Kankakee, Illinois 2 $ 405,000 $ 202,500 $ 181,000
Marion, Illinois 2 $ 244,000 $ 122,000 $ 45,000
Richland, Illinois 2 $ 203,000 $ 101,500 $ 52,000
Washington, Illinois 2 $ 42,000 $ 21,000 $ 82,000
Henry, Indiana 2 $ 323,000 $ 161,500 $ 62,000
Monroe, Indiana 2 $ 116,000 $ 58,000 $ 28,000
Warrick, Indiana 2 $ 142,000 $ 71,000 $ 35,000
Casey, Kentucky 2 $ 95,000 $ 47,500 $ 66,000
Clinton, Kentucky 2 $ 153,000 $ 76,500 $ 50,000
Daviess, Kentucky 2 $ 170,000 $ 85,000 $ 52,000
Fleming, Kentucky 2 $ 230,000 $ 115,000 $ 52,000
Harlan, Kentucky 2 $ 127,000 $ 63,500 $ 37,000
Hopkins, Kentucky 2 $ 167,000 $ 83,500 $ 53,000
Larue, Kentucky 2 $ 87,000 $ 43,500 $ 26,000
McCracken, Kentucky 2 $ 212,000 $ 106,000 $ 76,000
McCreary, Kentucky 2 $ 170,000 $ 85,000 $ 36,000
Russell, Kentucky 2 $ 129,000 $ 64,500 $ 24,000
Acadia, Louisiana 2 $ 168,000 $ 84,000 $ 91,000
De Soto, Louisiana 2 $ 229,000 $ 114,500 $ 59,000
Franklin, Louisiana 2 $ 182,000 $ 91,000 $ 62,000
Morehouse, Louisiana 2 $ 81,000 $ 40,500 $ 57,000
St. Martin, Louisiana 2 $ 103,000 $ 51,500 $ 51,000
Webster, Louisiana 2 $ 150,000 $ 75,000 $ 89,000
Choctaw, Mississippi 2 $ 48,000 $ 24,000 $ 60,000
Greene, Mississippi 2 $ 138,000 $ 69,000 $ 56,000
Hinds, Mississippi 2 $ 82,000 $ 41,000 $ 39,000
Jackson, Mississippi 2 $ 177,000 $ 88,500 $ 43,000
Leake, Mississippi 2 $ 89,000 $ 44,500 $ 35,000
Oktibbeha, Mississippi 2 $ 106,000 $ 53,000 $ 160,000
Perry, Mississippi 2 $ 116,000 $ 58,000 $ 87,000
Pontotoc, Mississippi 2 $ 129,000 $ 64,500 $ 16,000
Prentiss, Mississippi 2 $ 174,000 $ 87,000 $ 38,000
Rankin, Mississippi 2 $ 99,000 $ 49,500 $ 31,000
Scott, Mississippi 2 $ 139,000 $ 69,500 $ 39,000
Tallahatchie, Mississippi 2 $ 74,000 $ 37,000 $ 19,000
Chaves, New Mexico 2 $ 210,000 $ 105,000 $ 44,000
Beaufort, North Carolina 2 $ 156,000 $ 78,000 $ 141,000
Cumberland, North Carolina 2 $ 161,000 $ 80,500 $ 79,000
Duplin, North Carolina 2 $ 269,000 $ 134,500 $ 24,000
Edgecombe, North Carolina 2 $ 166,000 $ 83,000 $ 49,000
Iredell, North Carolina 2 $ 179,000 $ 89,500 $ 53,000
Lincoln, North Carolina 2 $ 293,000 $ 146,500 $ 58,000
McDowell, North Carolina 2 $ 149,000 $ 74,500 $ 27,000
Onslow, North Carolina 2 $ 209,000 $ 104,500 $ 36,000
Richmond, North Carolina 2 $ 101,000 $ 50,500 $ 22,000
Delaware, Oklahoma 2 $ 253,000 $ 126,500 $ 40,000
McClain, Oklahoma 2 $ 114,000 $ 57,000 $ 42,000
Tulsa, Oklahoma 2 $ 125,000 $ 62,500 $ 35,000
Anderson, South Carolina 2 $ 108,000 $ 54,000 $ 40,000
Horry, South Carolina 2 $ 233,000 $ 116,500 $ 38,000
Laurens, South Carolina 2 $ 201,000 $ 100,500 $ 25,000
Benton, Tennessee 2 $ 152,000 $ 76,000 $ 33,000
Blount, Tennessee 2 $ 225,000 $ 112,500 $ 43,000
Coffee, Tennessee 2 $ 148,000 $ 74,000 $ 28,000
Dyer, Tennessee 2 $ 129,000 $ 64,500 $ 45,000
Grundy, Tennessee 2 $ 213,000 $ 106,500 $ 40,000
Humphreys, Tennessee 2 $ 227,000 $ 113,500 $ 56,000
Macon, Tennessee 2 $ 177,000 $ 88,500 $ 31,000
Marshall, Tennessee 2 $ 130,000 $ 65,000 $ 39,000
Sevier, Tennessee 2 $ 229,000 $ 114,500 $ 47,000
Sumner, Tennessee 2 $ 265,000 $ 132,500 $ 81,000
Washington, Tennessee 2 $ 227,000 $ 113,500 $ 40,000
Weakley, Tennessee 2 $ 175,000 $ 87,500 $ 24,000
Cass, Texas 2 $ 109,000 $ 54,500 $ 71,000
Dallas, Texas 2 $ 129,000 $ 64,500 $ 38,000
Ector, Texas 2 $ 56,000 $ 28,000 $ 57,000
Johnson, Texas 2 $ 120,000 $ 60,000 $ 69,000
Liberty, Texas 2 $ 93,000 $ 46,500 $ 35,000
Baldwin, Alabama 1 $ 94,000 $ 94,000 $ 41,000
Bullock, Alabama 1 $ 89,000 $ 89,000 $ 16,000
Butler, Alabama 1 $ 123,000 $ 123,000 $ 38,000
Chambers, Alabama 1 $ 133,000 $ 133,000 $ 44,000
Choctaw, Alabama 1 $ 94,000 $ 94,000 $ 55,000
Conecuh, Alabama 1 $ 55,000 $ 55,000 $ 35,000
Covington, Alabama 1 $ 110,000 $ 110,000 $ 61,000
Escambia, Alabama 1 $ 143,000 $ 143,000 $ 37,000
Etowah, Alabama 1 $ 73,000 $ 73,000 $ 44,000
Fayette, Alabama 1 $ 58,000 $ 58,000 $ 36,000
Geneva, Alabama 1 $ 115,000 $ 115,000 $ 48,000
Jackson, Alabama 1 $ 34,000 $ 34,000 $ 45,000
Lee, Alabama 1 $ 95,000 $ 95,000 $ 35,000
Lowndes, Alabama 1 $ 75,000 $ 75,000 $ 36,000
Monroe, Alabama 1 $ 104,000 $ 104,000 $ 66,000
Montgomery, Alabama 1 $ 88,000 $ 88,000 $ 28,000
Perry, Alabama 1 $ 69,000 $ 69,000 $ 34,000
Sumter, Alabama 1 $ 87,000 $ 87,000 $ 51,000
Gila, Arizona 1 $ 85,000 $ 85,000 $ 47,000
Cleveland, Arkansas 1 $ 76,000 $ 76,000 $ 43,000
Conway, Arkansas 1 $ 90,000 $ 90,000 $ 40,000
Crawford, Arkansas 1 $ 35,000 $ 35,000 $ 26,000
Drew, Arkansas 1 $ 140,000 $ 140,000 $ 58,000
Greene, Arkansas 1 $ 99,000 $ 99,000 $ 77,000
Hot Spring, Arkansas 1 $ 95,000 $ 95,000 $ 59,000
Lafayette, Arkansas 1 $ 126,000 $ 126,000 $ 96,000
Lawrence, Arkansas 1 $ 102,000 $ 102,000 $ 19,000
Lonoke, Arkansas 1 $ 19,000 $ 19,000 $ 143,000
Madison, Arkansas 1 $ 93,000 $ 93,000 $ 44,000
Mississippi, Arkansas 1 $ 121,000 $ 121,000 $ 143,000
Newton, Arkansas 1 $ 24,000 $ 24,000 $ 8,000
Ouachita, Arkansas 1 $ 17,000 $ 17,000 $ 50,000
Poinsett, Arkansas 1 $ 101,000 $ 101,000 $ 36,000
Pope, Arkansas 1 $ 110,000 $ 110,000 $ 50,000
Scott, Arkansas 1 $ 29,000 $ 29,000 $ 18,000
Sevier, Arkansas 1 $ 42,000 $ 42,000 $ 24,000
Stone, Arkansas 1 $ 85,000 $ 85,000 $ 60,000
Washington, Arkansas 1 $ 127,000 $ 127,000 $ 42,000
Charlotte, Florida 1 $ 115,000 $ 115,000 $ 54,000
Gilchrist, Florida 1 $ 89,000 $ 89,000 $ 38,000
Hamilton, Florida 1 $ 140,000 $ 140,000 $ 159,000
Hardee, Florida 1 $ 183,000 $ 183,000 $ 100,000
Holmes, Florida 1 $ 81,000 $ 81,000 $ 31,000
Jackson, Florida 1 $ 142,000 $ 142,000 $ 42,000
Osceola, Florida 1 $ 76,000 $ 76,000 $ 38,000
Pinellas, Florida 1 $ 72,000 $ 72,000 $ 50,000
Suwannee, Florida 1 $ 52,000 $ 52,000 $ 48,000
Wakulla, Florida 1 $ 87,000 $ 87,000 $ 36,000
Washington, Florida 1 $ 134,000 $ 134,000 $ 53,000
Appling, Georgia 1 $ 74,000 $ 74,000 $ 34,000
Bacon, Georgia 1 $ 45,000 $ 45,000 $ 17,000
Ben Hill, Georgia 1 $ 74,000 $ 74,000 $ 49,000
Berrien, Georgia 1 $ 46,000 $ 46,000 $ 34,000
Butts, Georgia 1 $ 150,000 $ 150,000 $ 27,000
Calhoun, Georgia 1 $ 40,000 $ 40,000 $ 25,000
Charlton, Georgia 1 $ 130,000 $ 130,000 $ 35,000
Chatham, Georgia 1 $ 124,000 $ 124,000 $ 61,000
Cherokee, Georgia 1 $ 140,000 $ 140,000 $ 77,000
Clarke, Georgia 1 $ 77,000 $ 77,000 $ 48,000
Cobb, Georgia 1 $ 113,000 $ 113,000 $ 38,000
Colquitt, Georgia 1 $ 28,000 $ 28,000 $ 55,000
Coweta, Georgia 1 $ 60,000 $ 60,000 $ 37,000
Crisp, Georgia 1 $ 91,000 $ 91,000 $ 18,000
Dawson, Georgia 1 $ 129,000 $ 129,000 $ 37,000
Dooly, Georgia 1 $ 112,000 $ 112,000 $ 55,000
Evans, Georgia 1 $ 178,000 $ 178,000 $ 70,000
Franklin, Georgia 1 $ 83,000 $ 83,000 $ 31,000
Gordon, Georgia 1 $ 60,000 $ 60,000 $ 16,000
Habersham, Georgia 1 $ 39,000 $ 39,000 $ 13,000
Henry, Georgia 1 $ 73,000 $ 73,000 $ 42,000
Jackson, Georgia 1 $ 71,000 $ 71,000 $ 49,000
Jeff Davis, Georgia 1 $ 71,000 $ 71,000 $ 20,000
Lanier, Georgia 1 $ 51,000 $ 51,000 $ 50,000
Lincoln, Georgia 1 $ 124,000 $ 124,000 $ 90,000
Mitchell, Georgia 1 $ 246,000 $ 246,000 $ 99,000
Monroe, Georgia 1 $ 96,000 $ 96,000 $ 46,000
Muscogee, Georgia 1 $ 140,000 $ 140,000 $ 58,000
Oconee, Georgia 1 $ 101,000 $ 101,000 $ 43,000
Randolph, Georgia 1 $ 94,000 $ 94,000 $ 29,000
Seminole, Georgia 1 $ 42,000 $ 42,000 $ 44,000
Spalding, Georgia 1 $ 54,000 $ 54,000 $ 34,000
Stephens, Georgia 1 $ 95,000 $ 95,000 $ 25,000
Stewart, Georgia 1 $ 78,000 $ 78,000 $ 29,000
Telfair, Georgia 1 $ 102,000 $ 102,000 $ 13,000
Towns, Georgia 1 $ 90,000 $ 90,000 $ 26,000
Union, Georgia 1 $ 110,000 $ 110,000 $ 55,000
Walton, Georgia 1 $ 138,000 $ 138,000 $ 39,000
White, Georgia 1 $ 80,000 $ 80,000 $ 22,000
Wilcox, Georgia 1 $ 91,000 $ 91,000 $ 19,000
Bond, Illinois 1 $ 80,000 $ 80,000 $ 26,000
Effingham, Illinois 1 $ 102,000 $ 102,000 $ 23,000
Hamilton, Illinois 1 $ 85,000 $ 85,000 $ 40,000
Jackson, Illinois 1 $ 92,000 $ 92,000 $ 64,000
Jefferson, Illinois 1 $ 54,000 $ 54,000 $ 31,000
Johnson, Illinois 1 $ 23,000 $ 23,000 $ 59,000
Montgomery, Illinois 1 $ 52,000 $ 52,000 $ 50,000
Pope, Illinois 1 $ 18,000 $ 18,000 $ 13,000
Saline, Illinois 1 $ 111,000 $ 111,000 $ 31,000
Shelby, Illinois 1 $ 113,000 $ 113,000 $ 51,000
St. Clair, Illinois 1 $ 36,000 $ 36,000 $ 26,000
Wayne, Illinois 1 $ 66,000 $ 66,000 $ 32,000
Clark, Indiana 1 $ 137,000 $ 137,000 $ 42,000
DeKalb, Indiana 1 $ 86,000 $ 86,000 $ 24,000
Gibson, Indiana 1 $ 81,000 $ 81,000 $ 17,000
Greene, Indiana 1 $ 85,000 $ 85,000 $ 27,000
Hancock, Indiana 1 $ 80,000 $ 80,000 $ 53,000
Harrison, Indiana 1 $ 155,000 $ 155,000 $ 37,000
Knox, Indiana 1 $ 71,000 $ 71,000 $ 53,000
LaGrange, Indiana 1 $ 92,000 $ 92,000 $ 32,000
Morgan, Indiana 1 $ 44,000 $ 44,000 $ 33,000
Perry, Indiana 1 $ 133,000 $ 133,000 $ 47,000
Posey, Indiana 1 $ 125,000 $ 125,000 $ 53,000
Scott, Indiana 1 $ 109,000 $ 109,000 $ 26,000
Shelby, Indiana 1 $ 110,000 $ 110,000 $ 89,000
Spencer, Indiana 1 $ 109,000 $ 109,000 $ 75,000
Starke, Indiana 1 $ 149,000 $ 149,000 $ 40,000
Steuben, Indiana 1 $ 136,000 $ 136,000 $ 55,000
Vanderburgh, Indiana 1 $ 141,000 $ 141,000 $ 29,000
Butler, Kansas 1 $ 120,000 $ 120,000 $ 101,000
Cherokee, Kansas 1 $ 57,000 $ 57,000 $ 22,000
Labette, Kansas 1 $ 169,000 $ 169,000 $ 91,000
Neosho, Kansas 1 $ 80,000 $ 80,000 $ 26,000
Sedgwick, Kansas 1 $ 95,000 $ 95,000 $ 24,000
Wilson, Kansas 1 $ 88,000 $ 88,000 $ 31,000
Carlisle, Kentucky 1 $ 78,000 $ 78,000 $ 53,000
Carroll, Kentucky 1 $ 119,000 $ 119,000 $ 42,000
Clay, Kentucky 1 $ 46,000 $ 46,000 $ 28,000
Edmonson, Kentucky 1 $ 82,000 $ 82,000 $ 34,000
Franklin, Kentucky 1 $ 104,000 $ 104,000 $ 56,000
Gallatin, Kentucky 1 $ 146,000 $ 146,000 $ 120,000
Grant, Kentucky 1 $ 91,000 $ 91,000 $ 24,000
Graves, Kentucky 1 $ 74,000 $ 74,000 $ 49,000
Grayson, Kentucky 1 $ 100,000 $ 100,000 $ 17,000
Hart, Kentucky 1 $ 32,000 $ 32,000 $ 42,000
Henry, Kentucky 1 $ 83,000 $ 83,000 $ 38,000
Knott, Kentucky 1 $ 39,000 $ 39,000 $ 42,000
Lawrence, Kentucky 1 $ 60,000 $ 60,000 $ 19,000
Livingston, Kentucky 1 $ 141,000 $ 141,000 $ 78,000
Madison, Kentucky 1 $ 132,000 $ 132,000 $ 26,000
Magoffin, Kentucky 1 $ 68,000 $ 68,000 $ 57,000
Marion, Kentucky 1 $ 47,000 $ 47,000 $ 45,000
Morgan, Kentucky 1 $ 63,000 $ 63,000 $ 48,000
Nicholas, Kentucky 1 $ 81,000 $ 81,000 $ 27,000
Ohio, Kentucky 1 $ 73,000 $ 73,000 $ 104,000
Rowan, Kentucky 1 $ 61,000 $ 61,000 $ 214,000
Spencer, Kentucky 1 $ 96,000 $ 96,000 $ 27,000
Webster, Kentucky 1 $ 101,000 $ 101,000 $ 23,000
Whitley, Kentucky 1 $ 30,000 $ 30,000 $ 24,000
Caddo, Louisiana 1 $ 58,000 $ 58,000 $ 36,000
Catahoula, Louisiana 1 $ 32,000 $ 32,000 $ 65,000
Iberville, Louisiana 1 $ 108,000 $ 108,000 $ 54,000
Jefferson Davis, Louisiana 1 $ 143,000 $ 143,000 $ 62,000
Madison, Louisiana 1 $ 69,000 $ 69,000 $ 26,000
Plaquemines, Louisiana 1 $ 44,000 $ 44,000 $ 19,000
St. Bernard, Louisiana 1 $ 28,000 $ 28,000 $ 40,000
St. Charles, Louisiana 1 $ 131,000 $ 131,000 $ 38,000
St. Helena, Louisiana 1 $ 64,000 $ 64,000 $ 34,000
Page:

Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,895 $176,656,000 $93,000 $419,000 $47,000 $450,000
Refinancing 117 $12,760,000 $109,000 $445,000 $60,000 $325,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,540 $144,962,000 $94,000 $445,000 $49,000 $450,000
Black or African American 261 $22,262,000 $85,000 $271,000 $41,000 $124,000
Not Provided 149 $16,397,000 $110,000 $283,000 $44,000 $133,000
Hispanic 35 $3,317,000 $94,000 $321,000 $52,000 $175,000
American Indian or Alaskan Native 19 $1,736,000 $91,000 $152,000 $46,000 $86,000
Asian 6 $500,000 $83,000 $138,000 $47,000 $84,000
Native Hawaiian or Other Pacific Islander 2 $242,000 $121,000 $146,000 $113,000 $168,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,379 $145,063,000 $105,000 $419,000 $47,000 $292,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 633 $44,353,000 $70,000 $445,000 $51,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,362 $126,589,000 $92,000 $291,000 $43,000 $292,000
Application Withdrawn By Applicant 555 $53,167,000 $95,000 $445,000 $57,000 $450,000
Loan Originated 95 $9,660,000 $101,000 $417,000 $61,000 $203,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 3 $205,000 $68,000 $128,000 $29,000 $36,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alabama Lender List