Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Cis Financial Services, Inc. of Hamilton, AL reported 1,874 mortgage applications totaling $214.2 million, down 7% from 2011. The average application was for $114,298, and applicants reported an average income of $56,131. 19% of its applications resulted in an originated loan and 52% were denied. Its largest markets were Alexandria, LA (107), Birmingham-Hoover, AL (87) and Louisville/Jefferson County, KY-IN (35) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,874
Total Mortgage Loan Application Amount $214,195,000
Average Mortgage Loan Application Amount $114,298
Highest Mortgage Loan Application Amount $413,000
Average Applicant Income $56,131
Highest Applicant Income $600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Alabama 125 $ 11,500,000 $ 92,000 $ 48,000
Rapides, Louisiana 91 $ 13,053,000 $ 143,439 $ 59,000
Putnam, Georgia 25 $ 2,781,000 $ 111,240 $ 56,000
Walker, Alabama 24 $ 2,292,000 $ 95,500 $ 55,000
Citrus, Florida 23 $ 2,284,000 $ 99,304 $ 46,000
Hardin, Kentucky 22 $ 2,684,000 $ 122,000 $ 54,000
Vernon, Louisiana 21 $ 3,349,000 $ 159,476 $ 72,000
Jefferson, Alabama 20 $ 2,751,000 $ 137,550 $ 57,000
Avoyelles, Louisiana 19 $ 2,308,000 $ 121,473 $ 85,000
St. Tammany, Louisiana 19 $ 2,405,000 $ 126,578 $ 47,000
Calhoun, Alabama 18 $ 2,324,000 $ 129,111 $ 61,000
St. Clair, Alabama 17 $ 1,591,000 $ 93,588 $ 46,000
Ouachita, Louisiana 17 $ 2,055,000 $ 120,882 $ 59,000
Grant, Louisiana 16 $ 2,092,000 $ 130,750 $ 48,000
Terrebonne, Louisiana 16 $ 2,151,000 $ 134,437 $ 61,000
Cullman, Alabama 15 $ 1,494,000 $ 99,600 $ 40,000
Fayette, Alabama 15 $ 1,487,000 $ 99,133 $ 63,000
Talladega, Alabama 15 $ 1,579,000 $ 105,266 $ 44,000
Bulloch, Georgia 15 $ 1,450,000 $ 96,666 $ 47,000
Winston, Alabama 14 $ 1,752,000 $ 125,142 $ 70,000
Hernando, Florida 14 $ 1,678,000 $ 119,857 $ 52,000
Iberia, Louisiana 13 $ 1,260,000 $ 96,923 $ 55,000
La Salle, Louisiana 13 $ 2,033,000 $ 156,384 $ 100,000
Livingston, Louisiana 13 $ 1,726,000 $ 132,769 $ 77,000
St. Landry, Louisiana 11 $ 1,229,000 $ 111,727 $ 66,000
Harrison, Texas 11 $ 1,357,000 $ 123,363 $ 72,000
Blount, Alabama 10 $ 963,000 $ 96,300 $ 42,000
Benton, Arkansas 10 $ 1,574,000 $ 157,400 $ 103,000
Bossier, Louisiana 10 $ 1,370,000 $ 137,000 $ 73,000
Lafayette, Louisiana 10 $ 1,159,000 $ 115,900 $ 46,000
Natchitoches, Louisiana 10 $ 1,211,000 $ 121,100 $ 89,000
St. Mary, Louisiana 10 $ 1,053,000 $ 105,300 $ 65,000
Tangipahoa, Louisiana 10 $ 1,043,000 $ 104,300 $ 43,000
Halifax, North Carolina 10 $ 1,179,000 $ 117,900 $ 51,000
Franklin, Alabama 9 $ 950,000 $ 105,555 $ 70,000
Tuscaloosa, Alabama 9 $ 919,000 $ 102,111 $ 57,000
Pasco, Florida 9 $ 1,086,000 $ 120,666 $ 70,000
Meade, Kentucky 9 $ 1,155,000 $ 128,333 $ 55,000
Calcasieu, Louisiana 9 $ 1,199,000 $ 133,222 $ 69,000
Sabine, Louisiana 9 $ 1,214,000 $ 134,888 $ 69,000
Vermilion, Louisiana 9 $ 1,033,000 $ 114,777 $ 61,000
Putnam, West Virginia 9 $ 937,000 $ 104,111 $ 47,000
Shelby, Alabama 8 $ 828,000 $ 103,500 $ 71,000
Levy, Florida 8 $ 921,000 $ 115,125 $ 68,000
Carroll, Georgia 8 $ 844,000 $ 105,500 $ 47,000
Liberty, Georgia 8 $ 709,000 $ 88,625 $ 50,000
Acadia, Louisiana 8 $ 946,000 $ 118,250 $ 70,000
Evangeline, Louisiana 8 $ 1,130,000 $ 141,250 $ 70,000
St. Martin, Louisiana 8 $ 737,000 $ 92,125 $ 63,000
Union, North Carolina 8 $ 1,039,000 $ 129,875 $ 37,000
Anderson, South Carolina 8 $ 818,000 $ 102,250 $ 45,000
Lamar, Alabama 7 $ 633,000 $ 90,428 $ 43,000
Mobile, Alabama 7 $ 657,000 $ 93,857 $ 52,000
Hancock, Georgia 7 $ 805,000 $ 115,000 $ 70,000
McDuffie, Georgia 7 $ 672,000 $ 96,000 $ 44,000
Wayne, Georgia 7 $ 689,000 $ 98,428 $ 43,000
Shawnee, Kansas 7 $ 810,000 $ 115,714 $ 46,000
Concordia, Louisiana 7 $ 834,000 $ 119,142 $ 58,000
Lafourche, Louisiana 7 $ 1,040,000 $ 148,571 $ 51,000
Smith, Texas 7 $ 1,307,000 $ 186,714 $ 75,000
Etowah, Alabama 6 $ 626,000 $ 104,333 $ 36,000
Faulkner, Arkansas 6 $ 720,000 $ 120,000 $ 55,000
Hillsborough, Florida 6 $ 286,000 $ 47,666 $ 36,000
Laurens, Georgia 6 $ 553,000 $ 92,166 $ 62,000
Bullitt, Kentucky 6 $ 878,000 $ 146,333 $ 47,000
Catahoula, Louisiana 6 $ 921,000 $ 153,500 $ 69,000
Jackson, Mississippi 6 $ 531,000 $ 88,500 $ 39,000
Lee, Mississippi 6 $ 784,000 $ 130,666 $ 76,000
Rankin, Mississippi 6 $ 455,000 $ 75,833 $ 60,000
Logan, West Virginia 6 $ 731,000 $ 121,833 $ 65,000
Clay, Florida 5 $ 572,000 $ 114,400 $ 49,000
Dodge, Georgia 5 $ 465,000 $ 93,000 $ 37,000
Pierce, Georgia 5 $ 349,000 $ 69,800 $ 41,000
Harrison, Indiana 5 $ 832,000 $ 166,400 $ 63,000
Knox, Indiana 5 $ 488,000 $ 97,600 $ 52,000
Breckinridge, Kentucky 5 $ 579,000 $ 115,800 $ 44,000
Grayson, Kentucky 5 $ 504,000 $ 100,800 $ 51,000
Beauregard, Louisiana 5 $ 513,000 $ 102,600 $ 55,000
Caddo, Louisiana 5 $ 504,000 $ 100,800 $ 43,000
Lincoln, Louisiana 5 $ 619,000 $ 123,800 $ 56,000
Union, Louisiana 5 $ 634,000 $ 126,800 $ 77,000
Adams, Mississippi 5 $ 309,000 $ 61,800 $ 41,000
Lauderdale, Mississippi 5 $ 466,000 $ 93,200 $ 40,000
Highland, Ohio 5 $ 550,000 $ 110,000 $ 50,000
Pickens, South Carolina 5 $ 641,000 $ 128,200 $ 49,000
Panola, Texas 5 $ 670,000 $ 134,000 $ 74,000
Cabell, West Virginia 5 $ 681,000 $ 136,200 $ 47,000
Bibb, Alabama 4 $ 375,000 $ 93,750 $ 53,000
Chilton, Alabama 4 $ 450,000 $ 112,500 $ 68,000
Coffee, Alabama 4 $ 528,000 $ 132,000 $ 64,000
Madison, Alabama 4 $ 303,000 $ 75,750 $ 32,000
Marshall, Alabama 4 $ 433,000 $ 108,250 $ 37,000
Morgan, Alabama 4 $ 333,000 $ 83,250 $ 42,000
Washington, Arkansas 4 $ 538,000 $ 134,500 $ 52,000
White, Arkansas 4 $ 456,000 $ 114,000 $ 44,000
Pueblo, Colorado 4 $ 651,000 $ 162,750 $ 54,000
Gilchrist, Florida 4 $ 392,000 $ 98,000 $ 47,000
St. Johns, Florida 4 $ 561,000 $ 140,250 $ 63,000
Baldwin, Georgia 4 $ 371,000 $ 92,750 $ 58,000
Effingham, Georgia 4 $ 455,000 $ 113,750 $ 58,000
Clark, Indiana 4 $ 609,000 $ 152,250 $ 82,000
Sedgwick, Kansas 4 $ 505,000 $ 126,250 $ 105,000
Jefferson, Kentucky 4 $ 533,000 $ 133,250 $ 38,000
Laurel, Kentucky 4 $ 528,000 $ 132,000 $ 54,000
Washington, Kentucky 4 $ 558,000 $ 139,500 $ 73,000
Allen, Louisiana 4 $ 465,000 $ 116,250 $ 55,000
Jefferson Davis, Louisiana 4 $ 389,000 $ 97,250 $ 58,000
Red River, Louisiana 4 $ 596,000 $ 149,000 $ 43,000
Richland, Louisiana 4 $ 509,000 $ 127,250 $ 73,000
Washington, Louisiana 4 $ 417,000 $ 104,250 $ 64,000
Winn, Louisiana 4 $ 391,000 $ 97,750 $ 56,000
Le Flore, Oklahoma 4 $ 324,000 $ 81,000 $ 51,000
Pawnee, Oklahoma 4 $ 327,000 $ 81,750 $ 42,000
Greenville, South Carolina 4 $ 423,000 $ 105,750 $ 36,000
White, Tennessee 4 $ 353,000 $ 88,250 $ 43,000
Henderson, Texas 4 $ 672,000 $ 168,000 $ 54,000
Upshur, Texas 4 $ 461,000 $ 115,250 $ 50,000
Fayette, West Virginia 4 $ 558,000 $ 139,500 $ 78,000
Kanawha, West Virginia 4 $ 361,000 $ 90,250 $ 53,000
Lincoln, West Virginia 4 $ 418,000 $ 104,500 $ 56,000
Raleigh, West Virginia 4 $ 514,000 $ 128,500 $ 67,000
Limestone, Alabama 3 $ 396,000 $ 132,000 $ 52,000
Randolph, Alabama 3 $ 304,000 $ 101,333 $ 26,000
Russell, Alabama 3 $ 280,000 $ 93,333 $ 39,000
Ashley, Arkansas 3 $ 463,000 $ 154,333 $ 58,000
Cleburne, Arkansas 3 $ 369,000 $ 123,000 $ 55,000
Conway, Arkansas 3 $ 285,000 $ 95,000 $ 53,000
Union, Arkansas 3 $ 347,000 $ 115,666 $ 60,000
Brevard, Florida 3 $ 254,000 $ 84,666 $ 68,000
Escambia, Florida 3 $ 371,000 $ 123,666 $ 33,000
Okeechobee, Florida 3 $ 249,000 $ 83,000 $ 38,000
Putnam, Florida 3 $ 186,000 $ 62,000 $ 47,000
Santa Rosa, Florida 3 $ 396,000 $ 132,000 $ 69,000
Sumter, Florida 3 $ 247,000 $ 82,333 $ 37,000
Columbia, Georgia 3 $ 371,000 $ 123,666 $ 60,000
Jefferson, Georgia 3 $ 253,000 $ 84,333 $ 56,000
Jones, Georgia 3 $ 284,000 $ 94,666 $ 57,000
Morgan, Georgia 3 $ 419,000 $ 139,666 $ 32,000
Franklin, Kansas 3 $ 279,000 $ 93,000 $ 51,000
Marion, Kentucky 3 $ 236,000 $ 78,666 $ 49,000
Montgomery, Kentucky 3 $ 267,000 $ 89,000 $ 51,000
Spencer, Kentucky 3 $ 344,000 $ 114,666 $ 49,000
Taylor, Kentucky 3 $ 205,000 $ 68,333 $ 31,000
East Baton Rouge, Louisiana 3 $ 509,000 $ 169,666 $ 93,000
Franklin, Louisiana 3 $ 566,000 $ 188,666 $ 82,000
Webster, Louisiana 3 $ 305,000 $ 101,666 $ 70,000
Pearl River, Mississippi 3 $ 299,000 $ 99,666 $ 48,000
Brunswick, North Carolina 3 $ 302,000 $ 100,666 $ 39,000
Creek, Oklahoma 3 $ 456,000 $ 152,000 $ 80,000
Custer, Oklahoma 3 $ 513,000 $ 171,000 $ 104,000
Lincoln, Oklahoma 3 $ 389,000 $ 129,666 $ 51,000
Pottawatomie, Oklahoma 3 $ 313,000 $ 104,333 $ 61,000
Rogers, Oklahoma 3 $ 380,000 $ 126,666 $ 46,000
Laurens, South Carolina 3 $ 402,000 $ 134,000 $ 52,000
Bexar, Texas 3 $ 352,000 $ 117,333 $ 108,000
Gregg, Texas 3 $ 568,000 $ 189,333 $ 113,000
Harris, Texas 3 $ 535,000 $ 178,333 $ 49,000
McLennan, Texas 3 $ 239,000 $ 79,666 $ 26,000
Montgomery, Texas 3 $ 515,000 $ 171,666 $ 112,000
Rusk, Texas 3 $ 399,000 $ 133,000 $ 48,000
Walker, Texas 3 $ 255,000 $ 85,000 $ 43,000
Brunswick, Virginia 3 $ 217,000 $ 72,333 $ 43,000
Boone, West Virginia 3 $ 472,000 $ 157,333 $ 85,000
Autauga, Alabama 2 $ 198,000 $ 99,000 $ 26,000
Clay, Alabama 2 $ 270,000 $ 135,000 $ 46,000
Colbert, Alabama 2 $ 314,000 $ 157,000 $ 65,000
Coosa, Alabama 2 $ 201,000 $ 100,500 $ 42,000
Elmore, Alabama 2 $ 210,000 $ 105,000 $ 51,000
Lee, Alabama 2 $ 214,000 $ 107,000 $ 38,000
Monroe, Alabama 2 $ 178,000 $ 89,000 $ 40,000
Montgomery, Alabama 2 $ 321,000 $ 160,500 $ 42,000
Pike, Alabama 2 $ 382,000 $ 191,000 $ 139,000
Bradley, Arkansas 2 $ 277,000 $ 138,500 $ 54,000
Drew, Arkansas 2 $ 226,000 $ 113,000 $ 67,000
Garland, Arkansas 2 $ 223,000 $ 111,500 $ 90,000
Independence, Arkansas 2 $ 264,000 $ 132,000 $ 51,000
Pulaski, Arkansas 2 $ 199,000 $ 99,500 $ 27,000
Saline, Arkansas 2 $ 284,000 $ 142,000 $ 43,000
Van Buren, Arkansas 2 $ 235,000 $ 117,500 $ 43,000
Chaffee, Colorado 2 $ 208,000 $ 104,000 $ 40,000
Fremont, Colorado 2 $ 264,000 $ 132,000 $ 36,000
Dixie, Florida 2 $ 198,000 $ 99,000 $ 38,000
Gadsden, Florida 2 $ 251,000 $ 125,500 $ 65,000
Lake, Florida 2 $ 136,000 $ 68,000 $ 45,000
Polk, Florida 2 $ 175,000 $ 87,500 $ 38,000
Taylor, Florida 2 $ 183,000 $ 91,500 $ 41,000
Bleckley, Georgia 2 $ 187,000 $ 93,500 $ 56,000
Bryan, Georgia 2 $ 306,000 $ 153,000 $ 48,000
Burke, Georgia 2 $ 177,000 $ 88,500 $ 35,000
Candler, Georgia 2 $ 128,000 $ 64,000 $ 42,000
Charlton, Georgia 2 $ 168,000 $ 84,000 $ 40,000
Chatham, Georgia 2 $ 247,000 $ 123,500 $ 46,000
Clarke, Georgia 2 $ 199,000 $ 99,500 $ 50,000
Dawson, Georgia 2 $ 180,000 $ 90,000 $ 54,000
Emanuel, Georgia 2 $ 194,000 $ 97,000 $ 40,000
Evans, Georgia 2 $ 207,000 $ 103,500 $ 77,000
Glynn, Georgia 2 $ 253,000 $ 126,500 $ 50,000
Hall, Georgia 2 $ 170,000 $ 85,000 $ 57,000
Haralson, Georgia 2 $ 174,000 $ 87,000 $ 53,000
Heard, Georgia 2 $ 152,000 $ 76,000 $ 38,000
Houston, Georgia 2 $ 256,000 $ 128,000 $ 55,000
Jasper, Georgia 2 $ 233,000 $ 116,500 $ 28,000
Long, Georgia 2 $ 223,000 $ 111,500 $ 39,000
Richmond, Georgia 2 $ 193,000 $ 96,500 $ 27,000
Treutlen, Georgia 2 $ 120,000 $ 60,000 $ 35,000
Washington, Georgia 2 $ 187,000 $ 93,500 $ 64,000
Worth, Georgia 2 $ 379,000 $ 189,500 $ 78,000
Lawrence, Illinois 2 $ 148,000 $ 74,000 $ 51,000
Jackson, Indiana 2 $ 235,000 $ 117,500 $ 50,000
Butler, Kansas 2 $ 249,000 $ 124,500 $ 89,000
Cowley, Kansas 2 $ 161,000 $ 80,500 $ 73,000
Crawford, Kansas 2 $ 154,000 $ 77,000 $ 54,000
Osage, Kansas 2 $ 211,000 $ 105,500 $ 71,000
Calloway, Kentucky 2 $ 277,000 $ 138,500 $ 45,000
Edmonson, Kentucky 2 $ 176,000 $ 88,000 $ 40,000
Grant, Kentucky 2 $ 194,000 $ 97,000 $ 80,000
Green, Kentucky 2 $ 117,000 $ 58,500 $ 30,000
Hart, Kentucky 2 $ 197,000 $ 98,500 $ 43,000
Henderson, Kentucky 2 $ 272,000 $ 136,000 $ 63,000
Larue, Kentucky 2 $ 189,000 $ 94,500 $ 43,000
Lawrence, Kentucky 2 $ 219,000 $ 109,500 $ 49,000
McCracken, Kentucky 2 $ 218,000 $ 109,000 $ 43,000
Nelson, Kentucky 2 $ 267,000 $ 133,500 $ 51,000
Perry, Kentucky 2 $ 215,000 $ 107,500 $ 54,000
Pike, Kentucky 2 $ 212,000 $ 106,000 $ 61,000
De Soto, Louisiana 2 $ 275,000 $ 137,500 $ 44,000
Jackson, Louisiana 2 $ 153,000 $ 76,500 $ 38,000
Jefferson, Louisiana 2 $ 350,000 $ 175,000 $ 111,000
Orleans, Louisiana 2 $ 260,000 $ 130,000 $ 43,000
Plaquemines, Louisiana 2 $ 156,000 $ 78,000 $ 30,000
Pointe Coupee, Louisiana 2 $ 237,000 $ 118,500 $ 28,000
St. Helena, Louisiana 2 $ 260,000 $ 130,000 $ 49,000
George, Mississippi 2 $ 166,000 $ 83,000 $ 55,000
Harrison, Mississippi 2 $ 162,000 $ 81,000 $ 47,000
Monroe, Mississippi 2 $ 245,000 $ 122,500 $ 95,000
Tippah, Mississippi 2 $ 227,000 $ 113,500 $ 33,000
Union, Mississippi 2 $ 179,000 $ 89,500 $ 31,000
Wilkinson, Mississippi 2 $ 112,000 $ 56,000 $ 50,000
Anson, North Carolina 2 $ 427,000 $ 213,500 $ 52,000
Craven, North Carolina 2 $ 204,000 $ 102,000 $ 36,000
Greene, North Carolina 2 $ 146,000 $ 73,000 $ 38,000
Jackson, North Carolina 2 $ 197,000 $ 98,500 $ 33,000
Lenoir, North Carolina 2 $ 216,000 $ 108,000 $ 36,000
Northampton, North Carolina 2 $ 212,000 $ 106,000 $ 27,000
Rowan, North Carolina 2 $ 218,000 $ 109,000 $ 42,000
Rutherford, North Carolina 2 $ 131,000 $ 65,500 $ 34,000
Stanly, North Carolina 2 $ 185,000 $ 92,500 $ 32,000
Clinton, Ohio 2 $ 267,000 $ 133,500 $ 51,000
Guernsey, Ohio 2 $ 237,000 $ 118,500 $ 42,000
Beckham, Oklahoma 2 $ 272,000 $ 136,000 $ 67,000
Caddo, Oklahoma 2 $ 291,000 $ 145,500 $ 85,000
Cherokee, Oklahoma 2 $ 232,000 $ 116,000 $ 90,000
Cleveland, Oklahoma 2 $ 258,000 $ 129,000 $ 45,000
Kingfisher, Oklahoma 2 $ 340,000 $ 170,000 $ 69,000
McClain, Oklahoma 2 $ 134,000 $ 67,000 $ 62,000
Okmulgee, Oklahoma 2 $ 200,000 $ 100,000 $ 44,000
Sequoyah, Oklahoma 2 $ 172,000 $ 86,000 $ 50,000
Tulsa, Oklahoma 2 $ 231,000 $ 115,500 $ 63,000
Woods, Oklahoma 2 $ 191,000 $ 95,500 $ 57,000
Aiken, South Carolina 2 $ 204,000 $ 102,000 $ 62,000
Georgetown, South Carolina 2 $ 174,000 $ 87,000 $ 30,000
Horry, South Carolina 2 $ 221,000 $ 110,500 $ 23,000
Lancaster, South Carolina 2 $ 174,000 $ 87,000 $ 18,000
Newberry, South Carolina 2 $ 181,000 $ 90,500 $ 42,000
Spartanburg, South Carolina 2 $ 263,000 $ 131,500 $ 78,000
Anderson, Tennessee 2 $ 269,000 $ 134,500 $ 47,000
Bradley, Tennessee 2 $ 198,000 $ 99,000 $ 42,000
Carroll, Tennessee 2 $ 268,000 $ 134,000 $ 61,000
Coffee, Tennessee 2 $ 297,000 $ 148,500 $ 58,000
McMinn, Tennessee 2 $ 279,000 $ 139,500 $ 34,000
Wilson, Tennessee 2 $ 168,000 $ 84,000 $ 43,000
Bowie, Texas 2 $ 252,000 $ 126,000 $ 90,000
Cherokee, Texas 2 $ 289,000 $ 144,500 $ 65,000
Jasper, Texas 2 $ 216,000 $ 108,000 $ 79,000
Parker, Texas 2 $ 157,000 $ 78,500 $ 81,000
Sussex, Virginia 2 $ 198,000 $ 99,000 $ 52,000
Greenbrier, West Virginia 2 $ 316,000 $ 158,000 $ 70,000
Harrison, West Virginia 2 $ 445,000 $ 222,500 $ 242,000
Jackson, West Virginia 2 $ 281,000 $ 140,500 $ 39,000
Preston, West Virginia 2 $ 201,000 $ 100,500 $ 50,000
Upshur, West Virginia 2 $ 299,000 $ 149,500 $ 51,000
Baldwin, Alabama 1 $ 106,000 $ 106,000 $ 40,000
Butler, Alabama 1 $ 87,000 $ 87,000 $ 35,000
Cherokee, Alabama 1 $ 96,000 $ 96,000 $ 26,000
Cleburne, Alabama 1 $ 70,000 $ 70,000 $ 40,000
Covington, Alabama 1 $ 88,000 $ 88,000 $ 49,000
Dale, Alabama 1 $ 40,000 $ 40,000 $ 29,000
Escambia, Alabama 1 $ 90,000 $ 90,000 $ 77,000
Geneva, Alabama 1 $ 65,000 $ 65,000 $ 30,000
Henry, Alabama 1 $ 138,000 $ 138,000 $ 63,000
Jackson, Alabama 1 $ 151,000 $ 151,000 $ 78,000
Lawrence, Alabama 1 $ 78,000 $ 78,000 $ 55,000
Lowndes, Alabama 1 $ 123,000 $ 123,000 $ 49,000
Macon, Alabama 1 $ 40,000 $ 40,000 $ 16,000
Marengo, Alabama 1 $ 186,000 $ 186,000 $ 60,000
Pickens, Alabama 1 $ 83,000 $ 83,000 $ 37,000
Tallapoosa, Alabama 1 $ 84,000 $ 84,000 $ 50,000
Washington, Alabama 1 $ 104,000 $ 104,000 $ 44,000
Arkansas, Arkansas 1 $ 117,000 $ 117,000 $ 67,000
Boone, Arkansas 1 $ 140,000 $ 140,000 $ 98,000
Clark, Arkansas 1 $ 72,000 $ 72,000 $ 39,000
Cleveland, Arkansas 1 $ 67,000 $ 67,000 $ 38,000
Columbia, Arkansas 1 $ 141,000 $ 141,000 $ 72,000
Craighead, Arkansas 1 $ 93,000 $ 93,000 $ 25,000
Crawford, Arkansas 1 $ 76,000 $ 76,000 $ 20,000
Greene, Arkansas 1 $ 137,000 $ 137,000 $ 59,000
Jefferson, Arkansas 1 $ 116,000 $ 116,000 $ 56,000
Lawrence, Arkansas 1 $ 79,000 $ 79,000 $ 30,000
Lee, Arkansas 1 $ 63,000 $ 63,000 $ 21,000
Lonoke, Arkansas 1 $ 108,000 $ 108,000 $ 60,000
Newton, Arkansas 1 $ 115,000 $ 115,000 $ 34,000
Ouachita, Arkansas 1 $ 99,000 $ 99,000 $ 76,000
Polk, Arkansas 1 $ 111,000 $ 111,000 $ 43,000
Prairie, Arkansas 1 $ 122,000 $ 122,000 $ 93,000
Sebastian, Arkansas 1 $ 97,000 $ 97,000 $ 50,000
Woodruff, Arkansas 1 $ 73,000 $ 73,000 $ 52,000
Yell, Arkansas 1 $ 146,000 $ 146,000 $ 68,000
Orange, California 1 $ 308,000 $ 308,000 $ 53,000
Bent, Colorado 1 $ 173,000 $ 173,000 $ 107,000
Las Animas, Colorado 1 $ 162,000 $ 162,000 $ 96,000
Mesa, Colorado 1 $ 200,000 $ 200,000 $ 76,000
Moffat, Colorado 1 $ 64,000 $ 64,000 $ 93,000
Prowers, Colorado 1 $ 132,000 $ 132,000 $ 55,000
Alachua, Florida 1 $ 82,000 $ 82,000 $ 30,000
Baker, Florida 1 $ 72,000 $ 72,000 $ 31,000
Duval, Florida 1 $ 117,000 $ 117,000 $ 34,000
Glades, Florida 1 $ 70,000 $ 70,000 $ 59,000
Hendry, Florida 1 $ 84,000 $ 84,000 $ 47,000
Jackson, Florida 1 $ 78,000 $ 78,000 $ 35,000
Lee, Florida 1 $ 75,000 $ 75,000 $ 40,000
Marion, Florida 1 $ 169,000 $ 169,000 $ 74,000
Nassau, Florida 1 $ 114,000 $ 114,000 $ 37,000
Pinellas, Florida 1 $ 62,000 $ 62,000 $ 25,000
St. Lucie, Florida 1 $ 167,000 $ 167,000 $ 38,000
Volusia, Florida 1 $ 134,000 $ 134,000 $ 49,000
Walton, Florida 1 $ 82,000 $ 82,000 $ 72,000
Appling, Georgia 1 $ 125,000 $ 125,000 $ 42,000
Atkinson, Georgia 1 $ 45,000 $ 45,000 $ 33,000
Bacon, Georgia 1 $ 102,000 $ 102,000 $ 42,000
Barrow, Georgia 1 $ 148,000 $ 148,000 $ 169,000
Brooks, Georgia 1 $ 43,000 $ 43,000 $ 18,000
Coffee, Georgia 1 $ 45,000 $ 45,000 $ 36,000
Colquitt, Georgia 1 $ 144,000 $ 144,000 $ 59,000
Crisp, Georgia 1 $ 66,000 $ 66,000 $ 30,000
Dade, Georgia 1 $ 38,000 $ 38,000 $ 16,000
Decatur, Georgia 1 $ 127,000 $ 127,000 $ 55,000
DeKalb, Georgia 1 $ 103,000 $ 103,000 $ 76,000
Elbert, Georgia 1 $ 107,000 $ 107,000 $ 31,000
Forsyth, Georgia 1 $ 79,000 $ 79,000 $ 26,000
Franklin, Georgia 1 $ 99,000 $ 99,000 $ 45,000
Fulton, Georgia 1 $ 74,000 $ 74,000 $ 17,000
Greene, Georgia 1 $ 77,000 $ 77,000 $ 22,000
Henry, Georgia 1 $ 122,000 $ 122,000 $ 39,000
Johnson, Georgia 1 $ 81,000 $ 81,000 $ 66,000
Lowndes, Georgia 1 $ 117,000 $ 117,000 $ 53,000
Lumpkin, Georgia 1 $ 94,000 $ 94,000 $ 20,000
Meriwether, Georgia 1 $ 96,000 $ 96,000 $ 57,000
Monroe, Georgia 1 $ 98,000 $ 98,000 $ 27,000
Montgomery, Georgia 1 $ 100,000 $ 100,000 $ 52,000
Pike, Georgia 1 $ 118,000 $ 118,000 $ 122,000
Pulaski, Georgia 1 $ 132,000 $ 132,000 $ 40,000
Quitman, Georgia 1 $ 96,000 $ 96,000 $ 74,000
Talbot, Georgia 1 $ 70,000 $ 70,000 $ 90,000
Tattnall, Georgia 1 $ 104,000 $ 104,000 $ 62,000
Thomas, Georgia 1 $ 161,000 $ 161,000 $ 89,000
Troup, Georgia 1 $ 71,000 $ 71,000 $ 36,000
Twiggs, Georgia 1 $ 93,000 $ 93,000 $ 41,000
Upson, Georgia 1 $ 118,000 $ 118,000 $ 69,000
Walker, Georgia 1 $ 126,000 $ 126,000 $ 48,000
Walton, Georgia 1 $ 309,000 $ 309,000 $ 149,000
Ware, Georgia 1 $ 63,000 $ 63,000 $ 42,000
Wheeler, Georgia 1 $ 79,000 $ 79,000 $ 26,000
Wilkes, Georgia 1 $ 106,000 $ 106,000 $ 73,000
Wilkinson, Georgia 1 $ 57,000 $ 57,000 $ 20,000
Crawford, Illinois 1 $ 129,000 $ 129,000 $ 51,000
Effingham, Illinois 1 $ 127,000 $ 127,000 $ 36,000
Jasper, Illinois 1 $ 54,000 $ 54,000 $ 17,000
Lake, Illinois 1 $ 231,000 $ 231,000 $ 100,000
Macoupin, Illinois 1 $ 76,000 $ 76,000 $ 45,000
Wabash, Illinois 1 $ 83,000 $ 83,000 $ 49,000
Crawford, Indiana 1 $ 93,000 $ 93,000 $ 36,000
Gibson, Indiana 1 $ 88,000 $ 88,000 $ 31,000
Greene, Indiana 1 $ 125,000 $ 125,000 $ 53,000
Hamilton, Indiana 1 $ 122,000 $ 122,000 $ 107,000
Kosciusko, Indiana 1 $ 100,000 $ 100,000 $ 33,000
Lawrence, Indiana 1 $ 155,000 $ 155,000 $ 78,000
Pike, Indiana 1 $ 105,000 $ 105,000 $ 48,000
Scott, Indiana 1 $ 85,000 $ 85,000 $ 54,000
Vanderburgh, Indiana 1 $ 178,000 $ 178,000 $ 75,000
Vigo, Indiana 1 $ 101,000 $ 101,000 $ 70,000
Warrick, Indiana 1 $ 115,000 $ 115,000 $ 31,000
Washington, Indiana 1 $ 91,000 $ 91,000 $ 41,000
Atchison, Kansas 1 $ 106,000 $ 106,000 $ 52,000
Chautauqua, Kansas 1 $ 115,000 $ 115,000 $ 48,000
Cherokee, Kansas 1 $ 98,000 $ 98,000 $ 58,000
Coffey, Kansas 1 $ 74,000 $ 74,000 $ 23,000
Geary, Kansas 1 $ 162,000 $ 162,000 $ 61,000
Harvey, Kansas 1 $ 53,000 $ 53,000 $ 51,000
Johnson, Kansas 1 $ 215,000 $ 215,000 $ 68,000
Kingman, Kansas 1 $ 108,000 $ 108,000 $ 57,000
Lyon, Kansas 1 $ 162,000 $ 162,000 $ 85,000
Nemaha, Kansas 1 $ 172,000 $ 172,000 $ 110,000
Neosho, Kansas 1 $ 173,000 $ 173,000 $ 98,000
Pawnee, Kansas 1 $ 80,000 $ 80,000 $ 34,000
Pottawatomie, Kansas 1 $ 96,000 $ 96,000 $ 66,000
Stafford, Kansas 1 $ 168,000 $ 168,000 $ 54,000
Sumner, Kansas 1 $ 70,000 $ 70,000 $ 36,000
Wilson, Kansas 1 $ 77,000 $ 77,000 $ 77,000
Adair, Kentucky 1 $ 97,000 $ 97,000 $ 33,000
Anderson, Kentucky 1 $ 113,000 $ 113,000 $ 33,000
Barren, Kentucky 1 $ 68,000 $ 68,000 $ 43,000
Bath, Kentucky 1 $ 117,000 $ 117,000 $ 40,000
Bourbon, Kentucky 1 $ 81,000 $ 81,000 $ 36,000
Bracken, Kentucky 1 $ 145,000 $ 145,000 $ 51,000
Cumberland, Kentucky 1 $ 81,000 $ 81,000 $ 27,000
Graves, Kentucky 1 $ 125,000 $ 125,000 $ 65,000
Jackson, Kentucky 1 $ 66,000 $ 66,000 $ 52,000
Lee, Kentucky 1 $ 106,000 $ 106,000 $ 30,000
Leslie, Kentucky 1 $ 86,000 $ 86,000 $ 48,000
Lincoln, Kentucky 1 $ 214,000 $ 214,000 $ 78,000
Livingston, Kentucky 1 $ 113,000 $ 113,000 $ 30,000
Madison, Kentucky 1 $ 165,000 $ 165,000 $ 21,000
Marshall, Kentucky 1 $ 98,000 $ 98,000 $ 55,000
Menifee, Kentucky 1 $ 80,000 $ 80,000 $ 70,000
Mercer, Kentucky 1 $ 214,000 $ 214,000 $ 82,000
Metcalfe, Kentucky 1 $ 47,000 $ 47,000 $ 54,000
Nicholas, Kentucky 1 $ 86,000 $ 86,000 $ 74,000
Ohio, Kentucky 1 $ 88,000 $ 88,000 $ 22,000
Owen, Kentucky 1 $ 88,000 $ 88,000 $ 53,000
Pulaski, Kentucky 1 $ 137,000 $ 137,000 $ 247,000
Shelby, Kentucky 1 $ 137,000 $ 137,000 $ 82,000
Warren, Kentucky 1 $ 115,000 $ 115,000 $ 53,000
Wayne, Kentucky 1 $ 91,000 $ 91,000 $ 42,000
Ascension, Louisiana 1 $ 129,000 $ 129,000 $ 49,000
Assumption, Louisiana 1 $ 230,000 $ 230,000 $ 83,000
Bienville, Louisiana 1 $ 138,000 $ 138,000 $ 78,000
Caldwell, Louisiana 1 $ 97,000 $ 97,000 $ 125,000
East Feliciana, Louisiana 1 $ 215,000 $ 215,000 $ 41,000
Madison, Louisiana 1 $ 149,000 $ 149,000 $ 62,000
Morehouse, Louisiana 1 $ 107,000 $ 107,000 $ 24,000
St. James, Louisiana 1 $ 172,000 $ 172,000 $ 71,000
Tensas, Louisiana 1 $ 88,000 $ 88,000 $ 60,000
West Carroll, Louisiana 1 $ 103,000 $ 103,000 $ 72,000
Wayne, Michigan 1 $ 91,000 $ 91,000 $ 90,000
Alcorn, Mississippi 1 $ 114,000 $ 114,000 $ 90,000
Amite, Mississippi 1 $ 125,000 $ 125,000 $ 120,000
Attala, Mississippi 1 $ 129,000 $ 129,000 $ 50,000
Chickasaw, Mississippi 1 $ 77,000 $ 77,000 $ 30,000
Clay, Mississippi 1 $ 90,000 $ 90,000 $ 60,000
Coahoma, Mississippi 1 $ 83,000 $ 83,000 $ 21,000
Grenada, Mississippi 1 $ 111,000 $ 111,000 $ 70,000
Hinds, Mississippi 1 $ 50,000 $ 50,000 $ 27,000
Holmes, Mississippi 1 $ 60,000 $ 60,000 $ 13,000
Itawamba, Mississippi 1 $ 60,000 $ 60,000 $ 38,000
Kemper, Mississippi 1 $ 101,000 $ 101,000 $ 48,000
Lamar, Mississippi 1 $ 195,000 $ 195,000 $ 53,000
Madison, Mississippi 1 $ 66,000 $ 66,000 $ 25,000
Marion, Mississippi 1 $ 125,000 $ 125,000 $ 146,000
Marshall, Mississippi 1 $ 101,000 $ 101,000 $ 31,000
Noxubee, Mississippi 1 $ 112,000 $ 112,000 $ 50,000
Oktibbeha, Mississippi 1 $ 135,000 $ 135,000 $ 52,000
Pike, Mississippi 1 $ 95,000 $ 95,000 $ 80,000
Pontotoc, Mississippi 1 $ 84,000 $ 84,000 $ 41,000
Prentiss, Mississippi 1 $ 123,000 $ 123,000 $ 62,000
Simpson, Mississippi 1 $ 101,000 $ 101,000 $ 104,000
Tate, Mississippi 1 $ 96,000 $ 96,000 $ 46,000
Walthall, Mississippi 1 $ 112,000 $ 112,000 $ 98,000
Washington, Mississippi 1 $ 97,000 $ 97,000 $ 54,000
Winston, Mississippi 1 $ 31,000 $ 31,000 $ 37,000
Colfax, New Mexico 1 $ 179,000 $ 179,000 $ 98,000
Bertie, North Carolina 1 $ 57,000 $ 57,000 $ 63,000
Cleveland, North Carolina 1 $ 97,000 $ 97,000 $ 39,000
Cumberland, North Carolina 1 $ 137,000 $ 137,000 $ 37,000
Duplin, North Carolina 1 $ 101,000 $ 101,000 $ 29,000
Forsyth, North Carolina 1 $ 100,000 $ 100,000 $ 73,000
Iredell, North Carolina 1 $ 120,000 $ 120,000 $ 35,000
Johnston, North Carolina 1 $ 77,000 $ 77,000 $ 17,000
Lincoln, North Carolina 1 $ 65,000 $ 65,000 $ 24,000
Mecklenburg, North Carolina 1 $ 102,000 $ 102,000 $ 31,000
Nash, North Carolina 1 $ 178,000 $ 178,000 $ 45,000
Pender, North Carolina 1 $ 120,000 $ 120,000 $ 16,000
Pitt, North Carolina 1 $ 104,000 $ 104,000 $ 32,000
Sampson, North Carolina 1 $ 103,000 $ 103,000 $ 45,000
Vance, North Carolina 1 $ 155,000 $ 155,000 $ 158,000
Warren, North Carolina 1 $ 201,000 $ 201,000 $ 114,000
Wayne, North Carolina 1 $ 151,000 $ 151,000 $ 55,000
Adams, Ohio 1 $ 73,000 $ 73,000 $ 47,000
Butler, Ohio 1 $ 105,000 $ 105,000 $ 29,000
Clermont, Ohio 1 $ 174,000 $ 174,000 $ 100,000
Jackson, Ohio 1 $ 121,000 $ 121,000 $ 34,000
Knox, Ohio 1 $ 118,000 $ 118,000 $ 64,000
Miami, Ohio 1 $ 103,000 $ 103,000 $ 28,000
Portage, Ohio 1 $ 146,000 $ 146,000 $ 51,000
Scioto, Ohio 1 $ 102,000 $ 102,000 $ 71,000
Trumbull, Ohio 1 $ 121,000 $ 121,000 $ 41,000
Warren, Ohio 1 $ 116,000 $ 116,000 $ 69,000
Craig, Oklahoma 1 $ 102,000 $ 102,000 $ 45,000
Grady, Oklahoma 1 $ 82,000 $ 82,000 $ 40,000
Jackson, Oklahoma 1 $ 90,000 $ 90,000 $ 38,000
Latimer, Oklahoma 1 $ 120,000 $ 120,000 $ 24,000
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,609 $185,064,000 $115,000 $413,000 $55,000 $600,000
Refinancing 265 $29,131,000 $109,000 $352,000 $63,000 $192,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,656 $191,070,000 $115,000 $413,000 $57,000 $600,000
Black or African American 174 $18,522,000 $106,000 $232,000 $45,000 $177,000
Hispanic 32 $3,014,000 $94,000 $204,000 $49,000 $120,000
American Indian or Alaskan Native 6 $629,000 $104,000 $140,000 $50,000 $98,000
Asian 2 $486,000 $243,000 $308,000 $49,000 $53,000
Not Provided 2 $198,000 $99,000 $115,000 $34,000 $48,000
Native Hawaiian or Other Pacific Islander 2 $276,000 $138,000 $169,000 $66,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,289 $148,815,000 $115,000 $309,000 $54,000 $600,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 456 $47,800,000 $104,000 $413,000 $63,000 $425,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $17,580,000 $136,000 $266,000 $45,000 $136,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 982 $107,493,000 $109,000 $335,000 $51,000 $600,000
Application Withdrawn By Applicant 485 $56,315,000 $116,000 $413,000 $61,000 $306,000
Loan Originated 355 $42,868,000 $120,000 $352,000 $61,000 $169,000
Application Approved But Not Accepted 51 $7,211,000 $141,000 $331,000 $66,000 $160,000
Loan Purchased By The Institution 1 $308,000 $308,000 $308,000 $53,000 $53,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4 $366,000 $91,000 $116,000 $32,000 $54,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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