Citadel Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Citadel Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Citadel Federal Credit Union 520 Eagleview Blvd Exton, PA 19341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,093 |
| Total Mortgage Loan Application Amount | $1,204,955,000 |
| Average Mortgage Loan Application Amount | $340,333 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $123,500 |
| Highest Applicant Income | $6,445,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Pennsylvania | 2,398 | $ 457,140,000 | $ 190,000 | $ 147,000 |
| Montgomery County Pennsylvania | 761 | $ 207,565,000 | $ 272,000 | $ 159,000 |
| Delaware County Pennsylvania | 582 | $ 137,380,000 | $ 236,000 | $ 159,000 |
| Philadelphia County Pennsylvania | 347 | $ 154,535,000 | $ 445,000 | $ 175,000 |
| Lancaster County Pennsylvania | 215 | $ 29,975,000 | $ 139,000 | $ 95,000 |
| Bucks County Pennsylvania | 212 | $ 77,100,000 | $ 363,000 | $ 206,000 |
| New Castle County Delaware | 115 | $ 14,525,000 | $ 126,000 | $ 98,000 |
| Berks County Pennsylvania | 90 | $ 10,690,000 | $ 118,000 | $ 149,000 |
| Cape May County New Jersey | 73 | $ 47,365,000 | $ 648,000 | $ 296,000 |
| Burlington County New Jersey | 34 | $ 6,990,000 | $ 205,000 | $ 208,000 |
| Sussex County Delaware | 23 | $ 5,255,000 | $ 228,000 | $ 137,000 |
| Camden County New Jersey | 23 | $ 7,235,000 | $ 314,000 | $ 285,000 |
| Cecil County Maryland | 21 | $ 3,015,000 | $ 143,000 | $ 84,000 |
| Lehigh County Pennsylvania | 19 | $ 3,635,000 | $ 191,000 | $ 128,000 |
| Atlantic County New Jersey | 18 | $ 7,960,000 | $ 442,000 | $ 377,000 |
| Kent County Delaware | 12 | $ 1,220,000 | $ 101,000 | $ 76,000 |
| Gloucester County New Jersey | 11 | $ 3,005,000 | $ 273,000 | $ 149,000 |
| Monroe County Pennsylvania | 10 | $ 2,080,000 | $ 208,000 | $ 180,000 |
| Ocean County New Jersey | 8 | $ 2,560,000 | $ 320,000 | $ 233,000 |
| York County Pennsylvania | 8 | $ 610,000 | $ 76,000 | $ 86,000 |
| Worcester County Maryland | 6 | $ 1,160,000 | $ 193,000 | $ 155,000 |
| Mercer County New Jersey | 6 | $ 2,150,000 | $ 358,000 | $ 1,020,000 |
| Montgomery County Maryland | 5 | $ 1,495,000 | $ 299,000 | $ 572,000 |
| Carbon County Pennsylvania | 5 | $ 705,000 | $ 141,000 | $ 162,000 |
| Northampton County Pennsylvania | 5 | $ 455,000 | $ 91,000 | $ 75,000 |
| Allegheny County Pennsylvania | 4 | $ 760,000 | $ 190,000 | $ 81,000 |
| Palm Beach County Florida | 3 | $ 2,465,000 | $ 821,000 | $ 294,000 |
| Howard County Maryland | 3 | $ 1,625,000 | $ 541,000 | $ 279,000 |
| Salem County New Jersey | 3 | $ 115,000 | $ 38,000 | $ 90,000 |
| Cumberland County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 54,000 |
| Schuylkill County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 110,000 |
| Collier County Florida | 2 | $ 1,310,000 | $ 655,000 | $ 1,481,000 |
| Sarasota County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 357,000 |
| Harford County Maryland | 2 | $ 200,000 | $ 100,000 | $ 147,000 |
| Kent County Maryland | 2 | $ 90,000 | $ 45,000 | $ 133,000 |
| Cumberland County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Monmouth County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 196,000 |
| Somerset County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 174,000 |
| Union County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 339,000 |
| Dauphin County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 167,000 |
| Lebanon County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Pike County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Wayne County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 141,000 |
| Westmoreland County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 300,000 |
| Kanawha County West Virginia | 2 | $ 10,000 | $ 5,000 | $ 74,000 |
| Maricopa County Arizona | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Butte County California | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Los Angeles County California | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Citrus County Florida | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Duval County Florida | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Miami-Dade County Florida | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Monroe County Florida | 1 | $ 515,000 | $ 515,000 | $ 375,000 |
| Osceola County Florida | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Brown County Kansas | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Lafayette County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Baltimore County Maryland | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Baltimore City County Maryland | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Calvert County Maryland | 1 | $ 55,000 | $ 55,000 | $ 226,000 |
| Caroline County Maryland | 1 | $ 65,000 | $ 65,000 | $ 187,000 |
| Somerset County Maryland | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Wicomico County Maryland | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Clark County Nevada | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Essex County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 535,000 |
| Hunterdon County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 320,000 |
| Nassau County New York | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Johnston County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Butler County Ohio | 1 | $ 5,000 | $ 5,000 | $ 931,000 |
| Adams County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Bedford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Columbia County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Lackawanna County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Potter County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Somerset County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Tioga County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Venango County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Williamson County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Culpeper County Virginia | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Fauquier County Virginia | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Kittitas County Washington | 1 | $ 425,000 | $ 425,000 | $ 144,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citadel Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,835 | $371,615,000 | $131,000 | $1,625,000 | $147,000 | $3,744,000 |
| Refinancing | 1,464 | $460,170,000 | $314,000 | $2,005,000 | $172,000 | $6,445,000 |
| Home Purchase | 667 | $344,595,000 | $516,000 | $2,505,000 | $148,000 | $956,000 |
| Other Purpose | 84 | $16,630,000 | $197,000 | $625,000 | $163,000 | $1,932,000 |
| Home Improvement | 42 | $11,330,000 | $269,000 | $1,285,000 | $111,000 | $398,000 |
| Not Applicable | 1 | $615,000 | $615,000 | $615,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,261 | $569,035,000 | $174,000 | $1,795,000 | $150,000 | $4,704,000 |
| Not Provided | 727 | $147,405,000 | $202,000 | $2,505,000 | $179,000 | $6,445,000 |
| Not applicable | 568 | $401,590,000 | $707,000 | $2,175,000 | $153,000 | $215,000 |
| Black or African American | 247 | $31,235,000 | $126,000 | $665,000 | $128,000 | $1,550,000 |
| Asian | 140 | $32,870,000 | $234,000 | $1,445,000 | $196,000 | $3,684,000 |
| Hispanic | 128 | $19,610,000 | $153,000 | $925,000 | $119,000 | $918,000 |
| American Indian or Alaskan Native | 15 | $1,695,000 | $113,000 | $315,000 | $139,000 | $931,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $795,000 | $265,000 | $335,000 | $94,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,093 | $1,204,955,000 | $236,000 | $2,505,000 | $154,000 | $6,445,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,372 | $417,760,000 | $176,000 | $1,795,000 | $149,000 | $1,508,000 |
| Application Denied By Financial Institution | 895 | $126,805,000 | $141,000 | $1,625,000 | $138,000 | $6,445,000 |
| Application Approved But Not Accepted | 643 | $124,375,000 | $193,000 | $2,015,000 | $149,000 | $3,145,000 |
| Application Withdrawn By Applicant | 566 | $122,310,000 | $216,000 | $2,505,000 | $201,000 | $4,704,000 |
| Loan Purchased By The Institution | 549 | $397,225,000 | $723,000 | $2,175,000 | $215,000 | $215,000 |
| File Closed For Incompleteness | 68 | $16,480,000 | $242,000 | $995,000 | $218,000 | $1,550,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,198 | $1,078,150,000 | $256,000 | $2,505,000 | $158,000 | $4,704,000 |
| Credit History | 377 | $49,185,000 | $130,000 | $855,000 | $160,000 | $3,204,000 |
| Debt-To-Income Ratio | 320 | $48,210,000 | $150,000 | $1,625,000 | $65,000 | $252,000 |
| Collateral | 136 | $18,560,000 | $136,000 | $1,005,000 | $168,000 | $3,744,000 |
| Other | 35 | $5,385,000 | $153,000 | $565,000 | $345,000 | $6,445,000 |
| Employment History | 11 | $2,375,000 | $215,000 | $545,000 | $331,000 | $1,716,000 |
| Unverifiable Information | 9 | $1,865,000 | $207,000 | $495,000 | $301,000 | $1,920,000 |
| Credit Application Incomplete | 6 | $1,090,000 | $181,000 | $365,000 | $134,000 | $377,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $135,000 | $135,000 | $135,000 | $85,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.