Citifinancial Mtg Co, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Citifinancial Mtg Co, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citifinancial Mtg Co, Inc 4000 Regent Blvd Irving, TX 75063 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 121,967 |
| Total Mortgage Loan Application Amount | $12,303,016,000 |
| Average Mortgage Loan Application Amount | $84,923 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $41,881 |
| Highest Applicant Income | $2,714,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Citifinancial Mtg Co, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citifinancial Mtg Co, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Citifinancial Mtg Co, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citifinancial Mtg Co, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Citifinancial Mtg Co, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citifinancial Mtg Co, Inc's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 3,985 | $ 484,395,000 | $ 121,000 | $ 64,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,483 | $ 434,932,000 | $ 124,000 | $ 54,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 3,301 | $ 250,759,000 | $ 75,000 | $ 64,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,643 | $ 239,425,000 | $ 90,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 2,556 | $ 277,135,000 | $ 108,000 | $ 47,000 |
| DALLAS-PLANO-IRVING, TX | 2,260 | $ 194,880,000 | $ 86,000 | $ 66,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1,949 | $ 348,570,000 | $ 178,000 | $ 72,000 |
| PHILADELPHIA, PA | 1,925 | $ 198,684,000 | $ 103,000 | $ 55,000 |
| NASSAU-SUFFOLK, NY | 1,789 | $ 303,649,000 | $ 169,000 | $ 81,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,729 | $ 235,008,000 | $ 135,000 | $ 54,000 |
| PITTSBURGH, PA | 1,675 | $ 143,311,000 | $ 85,000 | $ 42,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,660 | $ 158,339,000 | $ 95,000 | $ 53,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,591 | $ 219,755,000 | $ 138,000 | $ 59,000 |
| BALTIMORE-TOWSON, MD | 1,581 | $ 183,811,000 | $ 116,000 | $ 62,000 |
| LAS VEGAS-PARADISE, NV | 1,470 | $ 157,420,000 | $ 107,000 | $ 65,000 |
| DENVER-AURORA, CO | 1,273 | $ 144,391,000 | $ 113,000 | $ 55,000 |
| INDIANAPOLIS, IN | 1,195 | $ 123,224,000 | $ 103,000 | $ 47,000 |
| EDISON, NJ | 1,181 | $ 142,388,000 | $ 120,000 | $ 89,000 |
| FORT WORTH-ARLINGTON, TX | 1,148 | $ 85,507,000 | $ 74,000 | $ 54,000 |
| COLUMBUS, OH | 1,147 | $ 126,346,000 | $ 110,000 | $ 50,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1,146 | $ 121,480,000 | $ 106,000 | $ 48,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,130 | $ 109,753,000 | $ 97,000 | $ 43,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,071 | $ 115,951,000 | $ 108,000 | $ 63,000 |
| KANSAS CITY, MO-KS | 1,050 | $ 101,000,000 | $ 96,000 | $ 47,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,032 | $ 114,798,000 | $ 111,000 | $ 43,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 955 | $ 103,961,000 | $ 108,000 | $ 44,000 |
| RICHMOND, VA | 949 | $ 102,844,000 | $ 108,000 | $ 45,000 |
| CAMDEN, NJ | 923 | $ 94,330,000 | $ 102,000 | $ 65,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 900 | $ 86,445,000 | $ 96,000 | $ 57,000 |
| NEWARK-UNION, NJ-PA | 845 | $ 114,344,000 | $ 135,000 | $ 73,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 840 | $ 101,405,000 | $ 120,000 | $ 65,000 |
| BIRMINGHAM-HOOVER, AL | 826 | $ 79,684,000 | $ 96,000 | $ 45,000 |
| SAN ANTONIO, TX | 807 | $ 54,452,000 | $ 67,000 | $ 52,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 793 | $ 74,390,000 | $ 93,000 | $ 53,000 |
| OKLAHOMA CITY, OK | 783 | $ 61,983,000 | $ 79,000 | $ 39,000 |
| MEMPHIS, TN-MS-AR | 778 | $ 68,706,000 | $ 88,000 | $ 48,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 719 | $ 72,898,000 | $ 101,000 | $ 53,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 708 | $ 59,508,000 | $ 84,000 | $ 46,000 |
| TOLEDO, OH | 697 | $ 68,849,000 | $ 98,000 | $ 48,000 |
| BOSTON-QUINCY, MA | 681 | $ 107,234,000 | $ 157,000 | $ 68,000 |
| BUFFALO-NIAGARA FALLS, NY | 634 | $ 41,837,000 | $ 65,000 | $ 46,000 |
| GARY, IN | 616 | $ 55,734,000 | $ 90,000 | $ 42,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 615 | $ 83,409,000 | $ 135,000 | $ 49,000 |
| GRAND RAPIDS-WYOMING, MI | 598 | $ 69,548,000 | $ 116,000 | $ 42,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 578 | $ 85,080,000 | $ 147,000 | $ 61,000 |
| NEW HAVEN-MILFORD, CT | 577 | $ 69,078,000 | $ 119,000 | $ 56,000 |
| LANSING-EAST LANSING, MI | 561 | $ 62,901,000 | $ 112,000 | $ 47,000 |
| BATON ROUGE, LA | 550 | $ 51,247,000 | $ 93,000 | $ 46,000 |
| LOUISVILLE, KY-IN | 545 | $ 52,384,000 | $ 96,000 | $ 55,000 |
| AUSTIN-ROUND ROCK, TX | 502 | $ 45,823,000 | $ 91,000 | $ 55,000 |
| DAYTON, OH | 502 | $ 43,489,000 | $ 86,000 | $ 43,000 |
| RALEIGH-CARY, NC | 502 | $ 50,865,000 | $ 101,000 | $ 63,000 |
| ROCHESTER, NY | 489 | $ 40,330,000 | $ 82,000 | $ 54,000 |
| TACOMA, WA | 486 | $ 47,272,000 | $ 97,000 | $ 50,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 479 | $ 63,461,000 | $ 132,000 | $ 62,000 |
| SALT LAKE CITY, UT | 474 | $ 39,298,000 | $ 82,000 | $ 47,000 |
| COLUMBIA, SC | 456 | $ 46,547,000 | $ 102,000 | $ 56,000 |
| WORCESTER, MA | 438 | $ 58,203,000 | $ 132,000 | $ 62,000 |
| FLINT, MI | 434 | $ 43,609,000 | $ 100,000 | $ 46,000 |
| GREENSBORO-HIGH POINT, NC | 422 | $ 38,991,000 | $ 92,000 | $ 47,000 |
| TUCSON, AZ | 407 | $ 36,084,000 | $ 88,000 | $ 53,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 406 | $ 65,370,000 | $ 161,000 | $ 75,000 |
| ALBANY-SCHENECTADY-TROY, NY | 402 | $ 34,914,000 | $ 86,000 | $ 47,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 388 | $ 57,488,000 | $ 148,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 378 | $ 38,510,000 | $ 101,000 | $ 44,000 |
| KNOXVILLE, TN | 377 | $ 36,079,000 | $ 95,000 | $ 42,000 |
| ALBUQUERQUE, NM | 358 | $ 31,801,000 | $ 88,000 | $ 42,000 |
| TULSA, OK | 357 | $ 25,902,000 | $ 72,000 | $ 39,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 352 | $ 31,049,000 | $ 88,000 | $ 44,000 |
| AKRON, OH | 347 | $ 33,415,000 | $ 96,000 | $ 43,000 |
| WILMINGTON, DE-MD-NJ | 345 | $ 38,884,000 | $ 112,000 | $ 73,000 |
| SCRANTON--WILKES-BARRE, PA | 341 | $ 29,019,000 | $ 85,000 | $ 43,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 324 | $ 24,874,000 | $ 76,000 | $ 43,000 |
| DES MOINES, IA | 323 | $ 26,490,000 | $ 82,000 | $ 35,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 315 | $ 28,427,000 | $ 90,000 | $ 43,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 312 | $ 29,366,000 | $ 94,000 | $ 45,000 |
| SPRINGFIELD, MA | 312 | $ 30,554,000 | $ 97,000 | $ 43,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 307 | $ 37,279,000 | $ 121,000 | $ 70,000 |
| MCALLEN-EDINBURG-PHARR, TX | 302 | $ 16,369,000 | $ 54,000 | $ 49,000 |
| SYRACUSE, NY | 292 | $ 20,434,000 | $ 69,000 | $ 50,000 |
| EL PASO, TX | 277 | $ 15,664,000 | $ 56,000 | $ 45,000 |
| GREENVILLE, SC | 273 | $ 23,304,000 | $ 85,000 | $ 37,000 |
| CHATTANOOGA, TN-GA | 271 | $ 27,871,000 | $ 102,000 | $ 39,000 |
| HARRISBURG-CARLISLE, PA | 269 | $ 25,290,000 | $ 94,000 | $ 44,000 |
| COLORADO SPRINGS, CO | 259 | $ 27,155,000 | $ 104,000 | $ 47,000 |
| ESSEX COUNTY, MA | 257 | $ 37,223,000 | $ 144,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 247 | $ 21,029,000 | $ 85,000 | $ 33,000 |
| WINSTON-SALEM, NC | 246 | $ 22,417,000 | $ 91,000 | $ 44,000 |
| YORK-HANOVER, PA | 245 | $ 28,508,000 | $ 116,000 | $ 48,000 |
| MONTGOMERY, AL | 238 | $ 19,324,000 | $ 81,000 | $ 38,000 |
| JACKSON, MS | 234 | $ 19,823,000 | $ 84,000 | $ 51,000 |
| RENO-SPARKS, NV | 227 | $ 26,556,000 | $ 116,000 | $ 51,000 |
| BOISE CITY-NAMPA, ID | 226 | $ 14,238,000 | $ 63,000 | $ 46,000 |
| MOBILE, AL | 219 | $ 17,920,000 | $ 81,000 | $ 62,000 |
| OGDEN-CLEARFIELD, UT | 214 | $ 18,977,000 | $ 88,000 | $ 43,000 |
| READING, PA | 214 | $ 20,536,000 | $ 95,000 | $ 43,000 |
| BEAUMONT-PORT ARTHUR, TX | 213 | $ 10,399,000 | $ 48,000 | $ 47,000 |
| WICHITA, KS | 212 | $ 14,307,000 | $ 67,000 | $ 42,000 |
| FAYETTEVILLE, NC | 210 | $ 17,553,000 | $ 83,000 | $ 51,000 |
| DURHAM, NC | 208 | $ 21,405,000 | $ 102,000 | $ 46,000 |
| FORT WAYNE, IN | 201 | $ 15,134,000 | $ 75,000 | $ 53,000 |
| KALAMAZOO-PORTAGE, MI | 201 | $ 20,705,000 | $ 103,000 | $ 46,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 197 | $ 24,316,000 | $ 123,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 194 | $ 13,707,000 | $ 70,000 | $ 34,000 |
| LANCASTER, PA | 193 | $ 21,209,000 | $ 109,000 | $ 41,000 |
| BROWNSVILLE-HARLINGEN, TX | 190 | $ 11,394,000 | $ 59,000 | $ 50,000 |
| MADISON, WI | 188 | $ 24,609,000 | $ 130,000 | $ 46,000 |
| ROANOKE, VA | 188 | $ 17,867,000 | $ 95,000 | $ 37,000 |
| HICKORY-LENOIR-MORGANTON, NC | 183 | $ 15,397,000 | $ 84,000 | $ 42,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 183 | $ 20,868,000 | $ 114,000 | $ 47,000 |
| HUNTSVILLE, AL | 179 | $ 15,666,000 | $ 87,000 | $ 51,000 |
| RACINE, WI | 175 | $ 19,813,000 | $ 113,000 | $ 46,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 170 | $ 13,243,000 | $ 77,000 | $ 69,000 |
| ATLANTIC CITY, NJ | 169 | $ 18,434,000 | $ 109,000 | $ 61,000 |
| SPARTANBURG, SC | 166 | $ 14,031,000 | $ 84,000 | $ 37,000 |
| MANCHESTER-NASHUA, NH | 165 | $ 21,706,000 | $ 131,000 | $ 48,000 |
| ERIE, PA | 164 | $ 12,536,000 | $ 76,000 | $ 40,000 |
| ASHEVILLE, NC | 163 | $ 16,402,000 | $ 100,000 | $ 41,000 |
| LEXINGTON-FAYETTE, KY | 162 | $ 14,905,000 | $ 92,000 | $ 38,000 |
| NORWICH-NEW LONDON, CT | 162 | $ 21,734,000 | $ 134,000 | $ 50,000 |
| SPOKANE, WA | 157 | $ 9,701,000 | $ 61,000 | $ 30,000 |
| PROVO-OREM, UT | 156 | $ 12,359,000 | $ 79,000 | $ 37,000 |
| SPRINGFIELD, MO | 156 | $ 13,188,000 | $ 84,000 | $ 32,000 |
| WILMINGTON, NC | 155 | $ 15,881,000 | $ 102,000 | $ 41,000 |
| BATTLE CREEK, MI | 154 | $ 14,175,000 | $ 92,000 | $ 55,000 |
| TRENTON-EWING, NJ | 154 | $ 16,803,000 | $ 109,000 | $ 66,000 |
| ANDERSON, SC | 145 | $ 14,095,000 | $ 97,000 | $ 45,000 |
| JACKSON, MI | 145 | $ 15,725,000 | $ 108,000 | $ 45,000 |
| MUSKEGON-NORTON SHORES, MI | 145 | $ 11,959,000 | $ 82,000 | $ 36,000 |
| ROCKFORD, IL | 144 | $ 12,181,000 | $ 84,000 | $ 45,000 |
| CORPUS CHRISTI, TX | 143 | $ 8,109,000 | $ 56,000 | $ 49,000 |
| WINCHESTER, VA-WV | 143 | $ 21,747,000 | $ 152,000 | $ 51,000 |
| NILES-BENTON HARBOR, MI | 141 | $ 12,556,000 | $ 89,000 | $ 40,000 |
| PEORIA, IL | 141 | $ 11,809,000 | $ 83,000 | $ 39,000 |
| SALEM, OR | 141 | $ 10,310,000 | $ 73,000 | $ 43,000 |
| SAVANNAH, GA | 140 | $ 13,421,000 | $ 95,000 | $ 42,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 136 | $ 8,536,000 | $ 62,000 | $ 59,000 |
| HOLLAND-GRAND HAVEN, MI | 129 | $ 17,324,000 | $ 134,000 | $ 48,000 |
| MONROE, MI | 129 | $ 16,497,000 | $ 127,000 | $ 53,000 |
| MACON, GA | 127 | $ 10,669,000 | $ 84,000 | $ 37,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 127 | $ 11,218,000 | $ 88,000 | $ 49,000 |
| ANN ARBOR, MI | 126 | $ 18,400,000 | $ 146,000 | $ 55,000 |
| UTICA-ROME, NY | 126 | $ 8,207,000 | $ 65,000 | $ 66,000 |
| SHREVEPORT-BOSSIER CITY, LA | 122 | $ 9,494,000 | $ 77,000 | $ 40,000 |
| ANDERSON, IN | 119 | $ 9,034,000 | $ 75,000 | $ 37,000 |
| CHARLESTON, WV | 118 | $ 9,507,000 | $ 80,000 | $ 44,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 118 | $ 12,912,000 | $ 109,000 | $ 51,000 |
| KINGSTON, NY | 118 | $ 13,342,000 | $ 113,000 | $ 50,000 |
| BREMERTON-SILVERDALE, WA | 114 | $ 12,379,000 | $ 108,000 | $ 47,000 |
| LUBBOCK, TX | 114 | $ 7,914,000 | $ 69,000 | $ 55,000 |
| COLUMBUS, GA-AL | 113 | $ 9,688,000 | $ 85,000 | $ 41,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 113 | $ 10,809,000 | $ 95,000 | $ 34,000 |
| SPRINGFIELD, OH | 112 | $ 9,397,000 | $ 83,000 | $ 43,000 |
| LAREDO, TX | 108 | $ 8,431,000 | $ 78,000 | $ 42,000 |
| EUGENE-SPRINGFIELD, OR | 107 | $ 8,385,000 | $ 78,000 | $ 46,000 |
| APPLETON, WI | 106 | $ 11,464,000 | $ 108,000 | $ 30,000 |
| KOKOMO, IN | 106 | $ 9,696,000 | $ 91,000 | $ 41,000 |
| FLORENCE, SC | 105 | $ 8,417,000 | $ 80,000 | $ 44,000 |
| GULFPORT-BILOXI, MS | 103 | $ 8,686,000 | $ 84,000 | $ 47,000 |
| GREEN BAY, WI | 102 | $ 10,908,000 | $ 106,000 | $ 36,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 101 | $ 7,246,000 | $ 71,000 | $ 41,000 |
| LIMA, OH | 100 | $ 8,227,000 | $ 82,000 | $ 37,000 |
| CEDAR RAPIDS, IA | 99 | $ 7,679,000 | $ 77,000 | $ 35,000 |
| LAFAYETTE, LA | 99 | $ 8,546,000 | $ 86,000 | $ 42,000 |
| WACO, TX | 99 | $ 5,265,000 | $ 53,000 | $ 38,000 |
| BURLINGTON, NC | 98 | $ 9,767,000 | $ 99,000 | $ 39,000 |
| JANESVILLE, WI | 97 | $ 9,799,000 | $ 101,000 | $ 37,000 |
| FORT COLLINS-LOVELAND, CO | 96 | $ 9,097,000 | $ 94,000 | $ 42,000 |
| GREELEY, CO | 96 | $ 9,912,000 | $ 103,000 | $ 46,000 |
| JOHNSON CITY, TN | 96 | $ 9,739,000 | $ 101,000 | $ 37,000 |
| BAY CITY, MI | 95 | $ 8,633,000 | $ 90,000 | $ 38,000 |
| LAKE CHARLES, LA | 95 | $ 7,323,000 | $ 77,000 | $ 41,000 |
| LINCOLN, NE | 95 | $ 8,836,000 | $ 93,000 | $ 79,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 94 | $ 7,306,000 | $ 77,000 | $ 37,000 |
| OLYMPIA, WA | 93 | $ 9,501,000 | $ 102,000 | $ 69,000 |
| SPRINGFIELD, IL | 93 | $ 6,042,000 | $ 64,000 | $ 38,000 |
| BARNSTABLE TOWN, MA | 91 | $ 14,062,000 | $ 154,000 | $ 55,000 |
| ELKHART-GOSHEN, IN | 91 | $ 6,923,000 | $ 76,000 | $ 34,000 |
| BINGHAMTON, NY | 89 | $ 5,452,000 | $ 61,000 | $ 40,000 |
| GADSDEN, AL | 89 | $ 6,866,000 | $ 77,000 | $ 42,000 |
| TOPEKA, KS | 87 | $ 6,045,000 | $ 69,000 | $ 42,000 |
| LAFAYETTE, IN | 85 | $ 7,821,000 | $ 92,000 | $ 38,000 |
| JOHNSTOWN, PA | 84 | $ 6,052,000 | $ 72,000 | $ 37,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 84 | $ 8,669,000 | $ 103,000 | $ 48,000 |
| CLEVELAND, TN | 83 | $ 7,129,000 | $ 85,000 | $ 33,000 |
| LYNCHBURG, VA | 83 | $ 7,831,000 | $ 94,000 | $ 36,000 |
| ALTOONA, PA | 82 | $ 5,719,000 | $ 69,000 | $ 40,000 |
| CHARLOTTESVILLE, VA | 82 | $ 8,421,000 | $ 102,000 | $ 39,000 |
| TERRE HAUTE, IN | 81 | $ 6,355,000 | $ 78,000 | $ 36,000 |
| DOVER, DE | 79 | $ 8,358,000 | $ 105,000 | $ 53,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 79 | $ 6,695,000 | $ 84,000 | $ 50,000 |
| PASCAGOULA, MS | 78 | $ 6,127,000 | $ 78,000 | $ 44,000 |
| AMARILLO, TX | 77 | $ 4,543,000 | $ 59,000 | $ 45,000 |
| MANSFIELD, OH | 77 | $ 6,384,000 | $ 82,000 | $ 48,000 |
| LONGVIEW, TX | 75 | $ 4,089,000 | $ 54,000 | $ 39,000 |
| OSHKOSH-NEENAH, WI | 75 | $ 7,351,000 | $ 98,000 | $ 34,000 |
| CLARKSVILLE, TN-KY | 74 | $ 5,774,000 | $ 78,000 | $ 46,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 74 | $ 6,231,000 | $ 84,000 | $ 29,000 |
| SHERMAN-DENISON, TX | 74 | $ 4,705,000 | $ 63,000 | $ 46,000 |
| MORRISTOWN, TN | 73 | $ 6,390,000 | $ 87,000 | $ 36,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 72 | $ 5,528,000 | $ 76,000 | $ 39,000 |
| ROCKY MOUNT, NC | 72 | $ 6,267,000 | $ 87,000 | $ 43,000 |
| SIOUX CITY, IA-NE-SD | 72 | $ 4,985,000 | $ 69,000 | $ 34,000 |
| DECATUR, AL | 71 | $ 5,969,000 | $ 84,000 | $ 41,000 |
| ST. JOSEPH, MO-KS | 71 | $ 5,796,000 | $ 81,000 | $ 41,000 |
| JACKSON, TN | 70 | $ 5,692,000 | $ 81,000 | $ 36,000 |
| COLLEGE STATION-BRYAN, TX | 69 | $ 4,881,000 | $ 70,000 | $ 83,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 69 | $ 7,878,000 | $ 114,000 | $ 87,000 |
| SIOUX FALLS, SD | 69 | $ 6,402,000 | $ 92,000 | $ 25,000 |
| OCEAN CITY, NJ | 68 | $ 7,589,000 | $ 111,000 | $ 45,000 |
| PUEBLO, CO | 67 | $ 6,133,000 | $ 91,000 | $ 37,000 |
| BOULDER, CO | 66 | $ 10,029,000 | $ 151,000 | $ 65,000 |
| SALISBURY, MD | 66 | $ 6,716,000 | $ 101,000 | $ 36,000 |
| TYLER, TX | 66 | $ 4,135,000 | $ 62,000 | $ 47,000 |
| DULUTH, MN-WI | 65 | $ 5,263,000 | $ 80,000 | $ 39,000 |
| LEBANON, PA | 65 | $ 6,818,000 | $ 104,000 | $ 42,000 |
| MICHIGAN CITY-LA PORTE, IN | 65 | $ 6,124,000 | $ 94,000 | $ 37,000 |
| MUNCIE, IN | 65 | $ 4,685,000 | $ 72,000 | $ 33,000 |
| PRESCOTT, AZ | 65 | $ 7,100,000 | $ 109,000 | $ 42,000 |
| WATERLOO-CEDAR FALLS, IA | 65 | $ 4,386,000 | $ 67,000 | $ 27,000 |
| BELLINGHAM, WA | 63 | $ 5,422,000 | $ 86,000 | $ 38,000 |
| WARNER ROBINS, GA | 62 | $ 5,245,000 | $ 84,000 | $ 38,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 62 | $ 4,310,000 | $ 69,000 | $ 38,000 |
| JACKSONVILLE, NC | 61 | $ 4,230,000 | $ 69,000 | $ 40,000 |
| ROCHESTER, MN | 60 | $ 6,935,000 | $ 115,000 | $ 36,000 |
| ST. CLOUD, MN | 60 | $ 6,955,000 | $ 115,000 | $ 33,000 |
| ALBANY, GA | 59 | $ 5,141,000 | $ 87,000 | $ 40,000 |
| ANNISTON-OXFORD, AL | 58 | $ 4,397,000 | $ 75,000 | $ 38,000 |
| GAINESVILLE, GA | 58 | $ 6,796,000 | $ 117,000 | $ 47,000 |
| JOPLIN, MO | 58 | $ 5,007,000 | $ 86,000 | $ 32,000 |
| YAKIMA, WA | 58 | $ 3,156,000 | $ 54,000 | $ 32,000 |
| FORT SMITH, AR-OK | 57 | $ 4,473,000 | $ 78,000 | $ 36,000 |
| GLENS FALLS, NY | 57 | $ 4,236,000 | $ 74,000 | $ 39,000 |
| GREENVILLE, NC | 57 | $ 4,454,000 | $ 78,000 | $ 43,000 |
| JEFFERSON CITY, MO | 56 | $ 4,525,000 | $ 80,000 | $ 30,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 56 | $ 4,269,000 | $ 76,000 | $ 36,000 |
| SANTA FE, NM | 56 | $ 7,537,000 | $ 134,000 | $ 75,000 |
| PARKERSBURG-MARIETTA, WV-OH | 55 | $ 3,454,000 | $ 62,000 | $ 43,000 |
| WHEELING, WV-OH | 55 | $ 3,345,000 | $ 60,000 | $ 41,000 |
| ATHENS-CLARKE COUNTY, GA | 54 | $ 5,168,000 | $ 95,000 | $ 38,000 |
| DANVILLE, VA | 54 | $ 4,880,000 | $ 90,000 | $ 32,000 |
| MEDFORD, OR | 54 | $ 5,202,000 | $ 96,000 | $ 37,000 |
| VICTORIA, TX | 54 | $ 3,229,000 | $ 59,000 | $ 49,000 |
| GRAND JUNCTION, CO | 53 | $ 5,024,000 | $ 94,000 | $ 40,000 |
| WICHITA FALLS, TX | 53 | $ 3,177,000 | $ 59,000 | $ 49,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 52 | $ 4,902,000 | $ 94,000 | $ 36,000 |
| ODESSA, TX | 52 | $ 2,421,000 | $ 46,000 | $ 50,000 |
| VALDOSTA, GA | 52 | $ 4,345,000 | $ 83,000 | $ 40,000 |
| BLOOMINGTON, IN | 51 | $ 4,984,000 | $ 97,000 | $ 26,000 |
| LONGVIEW, WA | 51 | $ 3,284,000 | $ 64,000 | $ 40,000 |
| BEND, OR | 50 | $ 3,996,000 | $ 79,000 | $ 38,000 |
| COEUR D'ALENE, ID | 50 | $ 3,850,000 | $ 77,000 | $ 29,000 |
| ELIZABETHTOWN, KY | 50 | $ 4,421,000 | $ 88,000 | $ 38,000 |
| TUSCALOOSA, AL | 50 | $ 5,358,000 | $ 107,000 | $ 50,000 |
| JONESBORO, AR | 49 | $ 4,169,000 | $ 85,000 | $ 36,000 |
| SUMTER, SC | 49 | $ 3,613,000 | $ 73,000 | $ 44,000 |
| BLOOMINGTON-NORMAL, IL | 48 | $ 3,714,000 | $ 77,000 | $ 57,000 |
| DOTHAN, AL | 48 | $ 4,236,000 | $ 88,000 | $ 57,000 |
| YUMA, AZ | 48 | $ 3,570,000 | $ 74,000 | $ 41,000 |
| FOND DU LAC, WI | 47 | $ 4,792,000 | $ 101,000 | $ 42,000 |
| WILLIAMSPORT, PA | 47 | $ 3,517,000 | $ 74,000 | $ 39,000 |
| BILLINGS, MT | 46 | $ 2,944,000 | $ 64,000 | $ 34,000 |
| HARRISONBURG, VA | 46 | $ 5,085,000 | $ 110,000 | $ 34,000 |
| LAS CRUCES, NM | 46 | $ 4,362,000 | $ 94,000 | $ 43,000 |
| MIDLAND, TX | 46 | $ 2,461,000 | $ 53,000 | $ 57,000 |
| SHEBOYGAN, WI | 46 | $ 5,318,000 | $ 115,000 | $ 36,000 |
| ALEXANDRIA, LA | 45 | $ 3,025,000 | $ 67,000 | $ 45,000 |
| GOLDSBORO, NC | 45 | $ 3,212,000 | $ 71,000 | $ 43,000 |
| LAWTON, OK | 45 | $ 2,852,000 | $ 63,000 | $ 36,000 |
| OWENSBORO, KY | 45 | $ 3,015,000 | $ 67,000 | $ 36,000 |
| PITTSFIELD, MA | 45 | $ 4,902,000 | $ 108,000 | $ 48,000 |
| AUBURN-OPELIKA, AL | 44 | $ 3,930,000 | $ 89,000 | $ 44,000 |
| BANGOR, ME | 44 | $ 3,213,000 | $ 73,000 | $ 38,000 |
| DALTON, GA | 44 | $ 4,297,000 | $ 97,000 | $ 33,000 |
| MONROE, LA | 43 | $ 2,691,000 | $ 62,000 | $ 37,000 |
| BRUNSWICK, GA | 42 | $ 3,824,000 | $ 91,000 | $ 44,000 |
| IDAHO FALLS, ID | 41 | $ 2,177,000 | $ 53,000 | $ 37,000 |
| SANDUSKY, OH | 41 | $ 3,968,000 | $ 96,000 | $ 45,000 |
| ST. GEORGE, UT | 40 | $ 3,491,000 | $ 87,000 | $ 32,000 |
| STATE COLLEGE, PA | 40 | $ 4,141,000 | $ 103,000 | $ 39,000 |
| DECATUR, IL | 39 | $ 2,341,000 | $ 60,000 | $ 40,000 |
| EAU CLAIRE, WI | 39 | $ 4,519,000 | $ 115,000 | $ 47,000 |
| FLAGSTAFF, AZ | 39 | $ 4,614,000 | $ 118,000 | $ 51,000 |
| SAN ANGELO, TX | 39 | $ 1,827,000 | $ 46,000 | $ 40,000 |
| CHAMPAIGN-URBANA, IL | 38 | $ 2,603,000 | $ 68,000 | $ 26,000 |
| ELMIRA, NY | 38 | $ 2,449,000 | $ 64,000 | $ 43,000 |
| HATTIESBURG, MS | 38 | $ 3,157,000 | $ 83,000 | $ 36,000 |
| KANKAKEE-BRADLEY, IL | 38 | $ 3,548,000 | $ 93,000 | $ 37,000 |
| LEWISTON-AUBURN, ME | 38 | $ 2,729,000 | $ 71,000 | $ 37,000 |
| ABILENE, TX | 37 | $ 1,979,000 | $ 53,000 | $ 36,000 |
| CASPER, WY | 36 | $ 3,100,000 | $ 86,000 | $ 49,000 |
| MOUNT VERNON-ANACORTES, WA | 35 | $ 3,533,000 | $ 100,000 | $ 20,000 |
| CHEYENNE, WY | 34 | $ 2,597,000 | $ 76,000 | $ 33,000 |
| DANVILLE, IL | 33 | $ 1,249,000 | $ 37,000 | $ 29,000 |
| COLUMBIA, MO | 32 | $ 2,798,000 | $ 87,000 | $ 34,000 |
| CUMBERLAND, MD-WV | 32 | $ 2,369,000 | $ 74,000 | $ 33,000 |
| MORGANTOWN, WV | 32 | $ 1,645,000 | $ 51,000 | $ 29,000 |
| FLORENCE-MUSCLE SHOALS, AL | 31 | $ 1,916,000 | $ 61,000 | $ 42,000 |
| HOT SPRINGS, AR | 30 | $ 2,371,000 | $ 79,000 | $ 47,000 |
| IOWA CITY, IA | 30 | $ 3,156,000 | $ 105,000 | $ 30,000 |
| LA CROSSE, WI-MN | 29 | $ 3,033,000 | $ 104,000 | $ 27,000 |
| RAPID CITY, SD | 29 | $ 2,779,000 | $ 95,000 | $ 35,000 |
| LAWRENCE, KS | 28 | $ 3,219,000 | $ 114,000 | $ 30,000 |
| LOGAN, UT-ID | 27 | $ 2,017,000 | $ 74,000 | $ 30,000 |
| ROME, GA | 27 | $ 2,560,000 | $ 94,000 | $ 36,000 |
| WAUSAU, WI | 27 | $ 2,481,000 | $ 91,000 | $ 28,000 |
| PINE BLUFF, AR | 25 | $ 1,951,000 | $ 78,000 | $ 56,000 |
| TEXARKANA, TX-TEXARKANA, AR | 25 | $ 1,495,000 | $ 59,000 | $ 35,000 |
| BOWLING GREEN, KY | 24 | $ 1,757,000 | $ 73,000 | $ 38,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 23 | $ 2,368,000 | $ 102,000 | $ 0 |
| WENATCHEE, WA | 22 | $ 1,618,000 | $ 73,000 | $ 30,000 |
| COLUMBUS, IN | 20 | $ 1,683,000 | $ 84,000 | $ 28,000 |
| FARMINGTON, NM | 20 | $ 1,331,000 | $ 66,000 | $ 43,000 |
| MISSOULA, MT | 19 | $ 1,597,000 | $ 84,000 | $ 40,000 |
| HONOLULU, HI | 18 | $ 2,744,000 | $ 152,000 | $ 0 |
| CARSON CITY, NV | 17 | $ 1,581,000 | $ 93,000 | $ 31,000 |
| POCATELLO, ID | 17 | $ 1,281,000 | $ 75,000 | $ 30,000 |
| DUBUQUE, IA | 16 | $ 1,477,000 | $ 92,000 | $ 26,000 |
| GREAT FALLS, MT | 16 | $ 934,000 | $ 58,000 | $ 24,000 |
| HINESVILLE-FORT STEWART, GA | 16 | $ 1,221,000 | $ 76,000 | $ 48,000 |
| ITHACA, NY | 16 | $ 1,578,000 | $ 98,000 | $ 43,000 |
| AMES, IA | 13 | $ 1,254,000 | $ 96,000 | $ 35,000 |
| FARGO, ND-MN | 13 | $ 1,422,000 | $ 109,000 | $ 13,000 |
| CORVALLIS, OR | 12 | $ 675,000 | $ 56,000 | $ 40,000 |
| LEWISTON, ID-WA | 10 | $ 664,000 | $ 66,000 | $ 21,000 |
| BISMARCK, ND | 8 | $ 812,000 | $ 101,000 | $ 15,000 |
| GRAND FORKS, ND-MN | 4 | $ 313,000 | $ 78,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 43,000 | $ 43,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citifinancial Mtg Co, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 93,978 | $10,073,740,000 | $105,020 | $892,000 | $41,760 | $2,714,000 |
| Home Purchase | 18,056 | $1,563,242,000 | $83,395 | $822,000 | $26,791 | $1,200,000 |
| Home Improvement | 9,933 | $666,034,000 | $64,673 | $1,000,000 | $57,760 | $1,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 52,064 | $5,545,452,000 | $99,612 | $653,000 | $0 | $0 |
| White | 42,760 | $4,250,438,000 | $99,270 | $1,000,000 | $55,645 | $1,602,000 |
| Black or African American | 12,286 | $1,146,822,000 | $100,642 | $790,000 | $52,761 | $2,714,000 |
| Not Provided | 8,297 | $777,479,000 | $91,760 | $607,000 | $58,500 | $2,328,000 |
| Hispanic | 4,463 | $369,413,000 | $94,090 | $675,000 | $50,522 | $1,215,000 |
| Asian | 991 | $116,006,000 | $103,512 | $800,000 | $65,219 | $1,800,000 |
| American Indian or Alaskan Native | 889 | $74,032,000 | $87,000 | $822,000 | $52,644 | $1,116,000 |
| Native Hawaiian or Other Pacific Islander | 217 | $23,374,000 | $104,088 | $601,000 | $55,735 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 121,967 | $12,303,016,000 | $98,520 | $1,000,000 | $41,760 | $2,714,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 52,261 | $5,561,724,000 | $99,571 | $653,000 | $0 | $0 |
| Application Denied By Financial Institution | 48,163 | $4,285,616,000 | $91,541 | $1,000,000 | $55,458 | $2,714,000 |
| Loan Originated | 13,562 | $1,509,987,000 | $103,978 | $590,000 | $56,723 | $757,000 |
| Application Approved But Not Accepted | 4,115 | $505,487,000 | $122,863 | $607,000 | $57,590 | $1,200,000 |
| File Closed For Incompleteness | 3,302 | $371,888,000 | $119,863 | $790,000 | $50,750 | $1,215,000 |
| Application Withdrawn By Applicant | 548 | $65,739,000 | $128,743 | $581,000 | $51,897 | $186,000 |
| Preapproval Denied by Financial Institution | 16 | $2,575,000 | $160,000 | $475,000 | $41,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 28,950 | $2,562,389,000 | $91,755 | $892,000 | $56,311 | $2,328,000 |
| Credit History | 11,934 | $1,074,348,000 | $93,869 | $1,000,000 | $51,956 | $2,714,000 |
| Collateral | 4,010 | $310,246,000 | $75,577 | $510,000 | $60,533 | $1,620,000 |
| Other | 1,621 | $169,715,000 | $104,833 | $596,000 | $58,104 | $1,200,000 |
| Debt-To-Income Ratio | 1,045 | $109,647,000 | $102,044 | $576,000 | $40,888 | $360,000 |
| Employment History | 310 | $27,042,000 | $90,891 | $453,000 | $60,405 | $1,440,000 |
| Unverifiable Information | 307 | $34,680,000 | $100,717 | $600,000 | $55,051 | $914,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $124,000 | $62,000 | $79,000 | $44,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citifinancial Mtg Co, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citifinancial Mtg Co, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.