Citifinancial Mtg Co, Inc Mortgage Lending & HMDA Data, 2004
In 2004, Citifinancial Mtg Co, Inc of Irving, TX reported 121,967 mortgage applications totaling $12.3 billion. The average application was for $100,871, and applicants reported an average income of $45,637. 11% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (3,985), Atlanta-Sandy Springs-Marietta, GA (3,483) and Houston-Baytown-Sugar Land, TX (3,301) (applications in parentheses).
| Mortgage Company & Address | Citifinancial Mtg Co, Inc 4000 Regent Blvd Irving, TX 75063 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 121,967 |
| Total Mortgage Loan Application Amount | $12,303,016,000 |
| Average Mortgage Loan Application Amount | $100,871 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $45,637 |
| Highest Applicant Income | $2,714,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citifinancial Mtg Co, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 3,985 | $ 484,395,000 | $ 121,554 | $ 64,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3,483 | $ 434,932,000 | $ 124,872 | $ 54,000 |
| Houston-Baytown-Sugar Land, TX | 3,301 | $ 250,759,000 | $ 75,964 | $ 64,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,643 | $ 239,425,000 | $ 90,588 | $ 62,000 |
| St. Louis, MO-IL | 2,556 | $ 277,135,000 | $ 108,425 | $ 47,000 |
| Dallas-Plano-Irving, TX | 2,260 | $ 194,880,000 | $ 86,230 | $ 66,000 |
| New York-Wayne-White Plains, NY-NJ | 1,949 | $ 348,570,000 | $ 178,845 | $ 72,000 |
| Philadelphia, PA | 1,925 | $ 198,684,000 | $ 103,212 | $ 55,000 |
| Nassau-Suffolk, NY | 1,789 | $ 303,649,000 | $ 169,731 | $ 81,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,729 | $ 235,008,000 | $ 135,921 | $ 54,000 |
| Pittsburgh, PA | 1,675 | $ 143,311,000 | $ 85,558 | $ 42,000 |
| Detroit-Livonia-Dearborn, MI | 1,660 | $ 158,339,000 | $ 95,384 | $ 53,000 |
| Warren-Farmington Hills-Troy, MI | 1,591 | $ 219,755,000 | $ 138,123 | $ 59,000 |
| Baltimore-Towson, MD | 1,581 | $ 183,811,000 | $ 116,262 | $ 62,000 |
| Las Vegas-Paradise, NV | 1,470 | $ 157,420,000 | $ 107,088 | $ 65,000 |
| Denver-Aurora, CO | 1,273 | $ 144,391,000 | $ 113,425 | $ 55,000 |
| Indianapolis, IN | 1,195 | $ 123,224,000 | $ 103,116 | $ 47,000 |
| Edison, NJ | 1,181 | $ 142,388,000 | $ 120,565 | $ 89,000 |
| Fort Worth-Arlington, TX | 1,148 | $ 85,507,000 | $ 74,483 | $ 54,000 |
| Columbus, OH | 1,147 | $ 126,346,000 | $ 110,153 | $ 50,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,146 | $ 121,480,000 | $ 106,003 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,130 | $ 109,753,000 | $ 97,126 | $ 43,000 |
| Seattle-Bellevue-Everett, WA | 1,071 | $ 115,951,000 | $ 108,264 | $ 63,000 |
| Kansas City, MO-KS | 1,050 | $ 101,000,000 | $ 96,190 | $ 47,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,032 | $ 114,798,000 | $ 111,238 | $ 43,000 |
| Nashville-Davidson--Murfreesboro, TN | 955 | $ 103,961,000 | $ 108,859 | $ 44,000 |
| Richmond, VA | 949 | $ 102,844,000 | $ 108,370 | $ 45,000 |
| Camden, NJ | 923 | $ 94,330,000 | $ 102,199 | $ 65,000 |
| Charlotte-Gastonia-Concord, NC-SC | 900 | $ 86,445,000 | $ 96,050 | $ 57,000 |
| Newark-Union, NJ-PA | 845 | $ 114,344,000 | $ 135,318 | $ 73,000 |
| Hartford-West Hartford-East Hartford, CT | 840 | $ 101,405,000 | $ 120,720 | $ 65,000 |
| Birmingham-Hoover, AL | 826 | $ 79,684,000 | $ 96,469 | $ 45,000 |
| San Antonio, TX | 807 | $ 54,452,000 | $ 67,474 | $ 52,000 |
| New Orleans-Metairie-Kenner, LA | 793 | $ 74,390,000 | $ 93,808 | $ 53,000 |
| Oklahoma City, OK | 783 | $ 61,983,000 | $ 79,160 | $ 39,000 |
| Memphis, TN-MS-AR | 778 | $ 68,706,000 | $ 88,311 | $ 48,000 |
| Cleveland-Elyria-Mentor, OH | 719 | $ 72,898,000 | $ 101,388 | $ 53,000 |
| Portland-Vancouver-Beaverton, OR-WA | 708 | $ 59,508,000 | $ 84,050 | $ 46,000 |
| Toledo, OH | 697 | $ 68,849,000 | $ 98,779 | $ 48,000 |
| Boston-Quincy, MA | 681 | $ 107,234,000 | $ 157,465 | $ 68,000 |
| Buffalo-Niagara Falls, NY | 634 | $ 41,837,000 | $ 65,988 | $ 46,000 |
| Gary, IN | 616 | $ 55,734,000 | $ 90,477 | $ 42,000 |
| Providence-New Bedford-Fall River, RI-MA | 615 | $ 83,409,000 | $ 135,624 | $ 49,000 |
| Grand Rapids-Wyoming, MI | 598 | $ 69,548,000 | $ 116,301 | $ 42,000 |
| Bethesda-Frederick-Gaithersburg, MD | 578 | $ 85,080,000 | $ 147,197 | $ 61,000 |
| New Haven-Milford, CT | 577 | $ 69,078,000 | $ 119,719 | $ 56,000 |
| Lansing-East Lansing, MI | 561 | $ 62,901,000 | $ 112,122 | $ 47,000 |
| Baton Rouge, LA | 550 | $ 51,247,000 | $ 93,176 | $ 46,000 |
| Louisville, KY-IN | 545 | $ 52,384,000 | $ 96,117 | $ 55,000 |
| Austin-Round Rock, TX | 502 | $ 45,823,000 | $ 91,280 | $ 55,000 |
| Dayton, OH | 502 | $ 43,489,000 | $ 86,631 | $ 43,000 |
| Raleigh-Cary, NC | 502 | $ 50,865,000 | $ 101,324 | $ 63,000 |
| Rochester, NY | 489 | $ 40,330,000 | $ 82,474 | $ 54,000 |
| Tacoma, WA | 486 | $ 47,272,000 | $ 97,267 | $ 50,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 479 | $ 63,461,000 | $ 132,486 | $ 62,000 |
| Salt Lake City, UT | 474 | $ 39,298,000 | $ 82,907 | $ 47,000 |
| Columbia, SC | 456 | $ 46,547,000 | $ 102,076 | $ 56,000 |
| Worcester, MA | 438 | $ 58,203,000 | $ 132,883 | $ 62,000 |
| Flint, MI | 434 | $ 43,609,000 | $ 100,481 | $ 46,000 |
| Greensboro-High Point, NC | 422 | $ 38,991,000 | $ 92,395 | $ 47,000 |
| Tucson, AZ | 407 | $ 36,084,000 | $ 88,658 | $ 53,000 |
| Cambridge-Newton-Framingham, MA | 406 | $ 65,370,000 | $ 161,009 | $ 75,000 |
| Albany-Schenectady-Troy, NY | 402 | $ 34,914,000 | $ 86,850 | $ 47,000 |
| Bridgeport-Stamford-Norwalk, CT | 388 | $ 57,488,000 | $ 148,164 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 378 | $ 38,510,000 | $ 101,878 | $ 44,000 |
| Knoxville, TN | 377 | $ 36,079,000 | $ 95,700 | $ 42,000 |
| Albuquerque, NM | 358 | $ 31,801,000 | $ 88,829 | $ 42,000 |
| Tulsa, OK | 357 | $ 25,902,000 | $ 72,554 | $ 39,000 |
| Omaha-Council Bluffs, NE-IA | 352 | $ 31,049,000 | $ 88,207 | $ 44,000 |
| Akron, OH | 347 | $ 33,415,000 | $ 96,296 | $ 43,000 |
| Wilmington, DE-MD-NJ | 345 | $ 38,884,000 | $ 112,707 | $ 73,000 |
| Scranton--Wilkes-Barre, PA | 341 | $ 29,019,000 | $ 85,099 | $ 43,000 |
| Youngstown-Warren-Boardman, OH-PA | 324 | $ 24,874,000 | $ 76,771 | $ 43,000 |
| Des Moines, IA | 323 | $ 26,490,000 | $ 82,012 | $ 35,000 |
| Little Rock-North Little Rock, AR | 315 | $ 28,427,000 | $ 90,244 | $ 43,000 |
| Charleston-North Charleston, SC | 312 | $ 29,366,000 | $ 94,121 | $ 45,000 |
| Springfield, MA | 312 | $ 30,554,000 | $ 97,929 | $ 43,000 |
| Lake County-Kenosha County, IL-WI | 307 | $ 37,279,000 | $ 121,429 | $ 70,000 |
| McAllen-Edinburg-Pharr, TX | 302 | $ 16,369,000 | $ 54,201 | $ 49,000 |
| Syracuse, NY | 292 | $ 20,434,000 | $ 69,979 | $ 50,000 |
| El Paso, TX | 277 | $ 15,664,000 | $ 56,548 | $ 45,000 |
| Greenville, SC | 273 | $ 23,304,000 | $ 85,362 | $ 37,000 |
| Chattanooga, TN-GA | 271 | $ 27,871,000 | $ 102,845 | $ 39,000 |
| Harrisburg-Carlisle, PA | 269 | $ 25,290,000 | $ 94,014 | $ 44,000 |
| Colorado Springs, CO | 259 | $ 27,155,000 | $ 104,845 | $ 47,000 |
| Essex County, MA | 257 | $ 37,223,000 | $ 144,836 | $ 69,000 |
| Canton-Massillon, OH | 247 | $ 21,029,000 | $ 85,137 | $ 33,000 |
| Winston-Salem, NC | 246 | $ 22,417,000 | $ 91,126 | $ 44,000 |
| York-Hanover, PA | 245 | $ 28,508,000 | $ 116,359 | $ 48,000 |
| Montgomery, AL | 238 | $ 19,324,000 | $ 81,193 | $ 38,000 |
| Jackson, MS | 234 | $ 19,823,000 | $ 84,713 | $ 51,000 |
| Reno-Sparks, NV | 227 | $ 26,556,000 | $ 116,986 | $ 51,000 |
| Boise City-Nampa, ID | 226 | $ 14,238,000 | $ 63,000 | $ 46,000 |
| Mobile, AL | 219 | $ 17,920,000 | $ 81,826 | $ 62,000 |
| Ogden-Clearfield, UT | 214 | $ 18,977,000 | $ 88,677 | $ 43,000 |
| Reading, PA | 214 | $ 20,536,000 | $ 95,962 | $ 43,000 |
| Beaumont-Port Arthur, TX | 213 | $ 10,399,000 | $ 48,821 | $ 47,000 |
| Wichita, KS | 212 | $ 14,307,000 | $ 67,485 | $ 42,000 |
| Fayetteville, NC | 210 | $ 17,553,000 | $ 83,585 | $ 51,000 |
| Durham, NC | 208 | $ 21,405,000 | $ 102,908 | $ 46,000 |
| Fort Wayne, IN | 201 | $ 15,134,000 | $ 75,293 | $ 53,000 |
| Kalamazoo-Portage, MI | 201 | $ 20,705,000 | $ 103,009 | $ 46,000 |
| Rockingham County-Strafford County, NH | 197 | $ 24,316,000 | $ 123,431 | $ 60,000 |
| Evansville, IN-KY | 194 | $ 13,707,000 | $ 70,654 | $ 34,000 |
| Lancaster, PA | 193 | $ 21,209,000 | $ 109,891 | $ 41,000 |
| Brownsville-Harlingen, TX | 190 | $ 11,394,000 | $ 59,968 | $ 50,000 |
| Madison, WI | 188 | $ 24,609,000 | $ 130,898 | $ 46,000 |
| Roanoke, VA | 188 | $ 17,867,000 | $ 95,037 | $ 37,000 |
| Hickory-Lenoir-Morganton, NC | 183 | $ 15,397,000 | $ 84,136 | $ 42,000 |
| Portland-South Portland-Biddeford, ME | 183 | $ 20,868,000 | $ 114,032 | $ 47,000 |
| Huntsville, AL | 179 | $ 15,666,000 | $ 87,519 | $ 51,000 |
| Racine, WI | 175 | $ 19,813,000 | $ 113,217 | $ 46,000 |
| South Bend-Mishawaka, IN-MI | 170 | $ 13,243,000 | $ 77,900 | $ 69,000 |
| Atlantic City, NJ | 169 | $ 18,434,000 | $ 109,076 | $ 61,000 |
| Spartanburg, SC | 166 | $ 14,031,000 | $ 84,524 | $ 37,000 |
| Manchester-Nashua, NH | 165 | $ 21,706,000 | $ 131,551 | $ 48,000 |
| Erie, PA | 164 | $ 12,536,000 | $ 76,439 | $ 40,000 |
| Asheville, NC | 163 | $ 16,402,000 | $ 100,625 | $ 41,000 |
| Lexington-Fayette, KY | 162 | $ 14,905,000 | $ 92,006 | $ 38,000 |
| Norwich-New London, CT | 162 | $ 21,734,000 | $ 134,160 | $ 50,000 |
| Spokane, WA | 157 | $ 9,701,000 | $ 61,789 | $ 30,000 |
| Provo-Orem, UT | 156 | $ 12,359,000 | $ 79,224 | $ 37,000 |
| Springfield, MO | 156 | $ 13,188,000 | $ 84,538 | $ 32,000 |
| Wilmington, NC | 155 | $ 15,881,000 | $ 102,458 | $ 41,000 |
| Battle Creek, MI | 154 | $ 14,175,000 | $ 92,045 | $ 55,000 |
| Trenton-Ewing, NJ | 154 | $ 16,803,000 | $ 109,110 | $ 66,000 |
| Anderson, SC | 145 | $ 14,095,000 | $ 97,206 | $ 45,000 |
| Jackson, MI | 145 | $ 15,725,000 | $ 108,448 | $ 45,000 |
| Muskegon-Norton Shores, MI | 145 | $ 11,959,000 | $ 82,475 | $ 36,000 |
| Rockford, IL | 144 | $ 12,181,000 | $ 84,590 | $ 45,000 |
| Corpus Christi, TX | 143 | $ 8,109,000 | $ 56,706 | $ 49,000 |
| Winchester, VA-WV | 143 | $ 21,747,000 | $ 152,076 | $ 51,000 |
| Niles-Benton Harbor, MI | 141 | $ 12,556,000 | $ 89,049 | $ 40,000 |
| Peoria, IL | 141 | $ 11,809,000 | $ 83,751 | $ 39,000 |
| Salem, OR | 141 | $ 10,310,000 | $ 73,120 | $ 43,000 |
| Savannah, GA | 140 | $ 13,421,000 | $ 95,864 | $ 42,000 |
| Killeen-Temple-Fort Hood, TX | 136 | $ 8,536,000 | $ 62,764 | $ 59,000 |
| Holland-Grand Haven, MI | 129 | $ 17,324,000 | $ 134,294 | $ 48,000 |
| Monroe, MI | 129 | $ 16,497,000 | $ 127,883 | $ 53,000 |
| Macon, GA | 127 | $ 10,669,000 | $ 84,007 | $ 37,000 |
| Saginaw-Saginaw Township North, MI | 127 | $ 11,218,000 | $ 88,330 | $ 49,000 |
| Ann Arbor, MI | 126 | $ 18,400,000 | $ 146,031 | $ 55,000 |
| Utica-Rome, NY | 126 | $ 8,207,000 | $ 65,134 | $ 66,000 |
| Shreveport-Bossier City, LA | 122 | $ 9,494,000 | $ 77,819 | $ 40,000 |
| Anderson, IN | 119 | $ 9,034,000 | $ 75,915 | $ 37,000 |
| Charleston, WV | 118 | $ 9,507,000 | $ 80,567 | $ 44,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 118 | $ 12,912,000 | $ 109,423 | $ 51,000 |
| Kingston, NY | 118 | $ 13,342,000 | $ 113,067 | $ 50,000 |
| Bremerton-Silverdale, WA | 114 | $ 12,379,000 | $ 108,587 | $ 47,000 |
| Lubbock, TX | 114 | $ 7,914,000 | $ 69,421 | $ 55,000 |
| Columbus, GA-AL | 113 | $ 9,688,000 | $ 85,734 | $ 41,000 |
| Kingsport-Bristol-Bristol, TN-VA | 113 | $ 10,809,000 | $ 95,654 | $ 34,000 |
| Springfield, OH | 112 | $ 9,397,000 | $ 83,901 | $ 43,000 |
| Laredo, TX | 108 | $ 8,431,000 | $ 78,064 | $ 42,000 |
| Eugene-Springfield, OR | 107 | $ 8,385,000 | $ 78,364 | $ 46,000 |
| Appleton, WI | 106 | $ 11,464,000 | $ 108,150 | $ 30,000 |
| Kokomo, IN | 106 | $ 9,696,000 | $ 91,471 | $ 41,000 |
| Florence, SC | 105 | $ 8,417,000 | $ 80,161 | $ 44,000 |
| Gulfport-Biloxi, MS | 103 | $ 8,686,000 | $ 84,330 | $ 47,000 |
| Green Bay, WI | 102 | $ 10,908,000 | $ 106,941 | $ 36,000 |
| Augusta-Richmond County, GA-SC | 101 | $ 7,246,000 | $ 71,742 | $ 41,000 |
| Lima, OH | 100 | $ 8,227,000 | $ 82,270 | $ 37,000 |
| Cedar Rapids, IA | 99 | $ 7,679,000 | $ 77,565 | $ 35,000 |
| Lafayette, LA | 99 | $ 8,546,000 | $ 86,323 | $ 42,000 |
| Waco, TX | 99 | $ 5,265,000 | $ 53,181 | $ 38,000 |
| Burlington, NC | 98 | $ 9,767,000 | $ 99,663 | $ 39,000 |
| Janesville, WI | 97 | $ 9,799,000 | $ 101,020 | $ 37,000 |
| Fort Collins-Loveland, CO | 96 | $ 9,097,000 | $ 94,760 | $ 42,000 |
| Greeley, CO | 96 | $ 9,912,000 | $ 103,250 | $ 46,000 |
| Johnson City, TN | 96 | $ 9,739,000 | $ 101,447 | $ 37,000 |
| Bay City, MI | 95 | $ 8,633,000 | $ 90,873 | $ 38,000 |
| Lake Charles, LA | 95 | $ 7,323,000 | $ 77,084 | $ 41,000 |
| Lincoln, NE | 95 | $ 8,836,000 | $ 93,010 | $ 79,000 |
| Huntington-Ashland, WV-KY-OH | 94 | $ 7,306,000 | $ 77,723 | $ 37,000 |
| Olympia, WA | 93 | $ 9,501,000 | $ 102,161 | $ 69,000 |
| Springfield, IL | 93 | $ 6,042,000 | $ 64,967 | $ 38,000 |
| Barnstable Town, MA | 91 | $ 14,062,000 | $ 154,527 | $ 55,000 |
| Elkhart-Goshen, IN | 91 | $ 6,923,000 | $ 76,076 | $ 34,000 |
| Binghamton, NY | 89 | $ 5,452,000 | $ 61,258 | $ 40,000 |
| Gadsden, AL | 89 | $ 6,866,000 | $ 77,146 | $ 42,000 |
| Topeka, KS | 87 | $ 6,045,000 | $ 69,482 | $ 42,000 |
| Lafayette, IN | 85 | $ 7,821,000 | $ 92,011 | $ 38,000 |
| Johnstown, PA | 84 | $ 6,052,000 | $ 72,047 | $ 37,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 84 | $ 8,669,000 | $ 103,202 | $ 48,000 |
| Cleveland, TN | 83 | $ 7,129,000 | $ 85,891 | $ 33,000 |
| Lynchburg, VA | 83 | $ 7,831,000 | $ 94,349 | $ 36,000 |
| Altoona, PA | 82 | $ 5,719,000 | $ 69,743 | $ 40,000 |
| Charlottesville, VA | 82 | $ 8,421,000 | $ 102,695 | $ 39,000 |
| Terre Haute, IN | 81 | $ 6,355,000 | $ 78,456 | $ 36,000 |
| Dover, DE | 79 | $ 8,358,000 | $ 105,797 | $ 53,000 |
| Vineland-Millville-Bridgeton, NJ | 79 | $ 6,695,000 | $ 84,746 | $ 50,000 |
| Pascagoula, MS | 78 | $ 6,127,000 | $ 78,551 | $ 44,000 |
| Amarillo, TX | 77 | $ 4,543,000 | $ 59,000 | $ 45,000 |
| Mansfield, OH | 77 | $ 6,384,000 | $ 82,909 | $ 48,000 |
| Longview, TX | 75 | $ 4,089,000 | $ 54,520 | $ 39,000 |
| Oshkosh-Neenah, WI | 75 | $ 7,351,000 | $ 98,013 | $ 34,000 |
| Clarksville, TN-KY | 74 | $ 5,774,000 | $ 78,027 | $ 46,000 |
| Houma-Bayou Cane-Thibodaux, LA | 74 | $ 6,231,000 | $ 84,202 | $ 29,000 |
| Sherman-Denison, TX | 74 | $ 4,705,000 | $ 63,581 | $ 46,000 |
| Morristown, TN | 73 | $ 6,390,000 | $ 87,534 | $ 36,000 |
| Davenport-Moline-Rock Island, IA-IL | 72 | $ 5,528,000 | $ 76,777 | $ 39,000 |
| Rocky Mount, NC | 72 | $ 6,267,000 | $ 87,041 | $ 43,000 |
| Sioux City, IA-NE-SD | 72 | $ 4,985,000 | $ 69,236 | $ 34,000 |
| Decatur, AL | 71 | $ 5,969,000 | $ 84,070 | $ 41,000 |
| St. Joseph, MO-KS | 71 | $ 5,796,000 | $ 81,633 | $ 41,000 |
| Jackson, TN | 70 | $ 5,692,000 | $ 81,314 | $ 36,000 |
| College Station-Bryan, TX | 69 | $ 4,881,000 | $ 70,739 | $ 83,000 |
| Hagerstown-Martinsburg, MD-WV | 69 | $ 7,878,000 | $ 114,173 | $ 87,000 |
| Sioux Falls, SD | 69 | $ 6,402,000 | $ 92,782 | $ 25,000 |
| Ocean City, NJ | 68 | $ 7,589,000 | $ 111,602 | $ 45,000 |
| Pueblo, CO | 67 | $ 6,133,000 | $ 91,537 | $ 37,000 |
| Boulder, CO | 66 | $ 10,029,000 | $ 151,954 | $ 65,000 |
| Salisbury, MD | 66 | $ 6,716,000 | $ 101,757 | $ 36,000 |
| Tyler, TX | 66 | $ 4,135,000 | $ 62,651 | $ 47,000 |
| Duluth, MN-WI | 65 | $ 5,263,000 | $ 80,969 | $ 39,000 |
| Lebanon, PA | 65 | $ 6,818,000 | $ 104,892 | $ 42,000 |
| Michigan City-La Porte, IN | 65 | $ 6,124,000 | $ 94,215 | $ 37,000 |
| Muncie, IN | 65 | $ 4,685,000 | $ 72,076 | $ 33,000 |
| Prescott, AZ | 65 | $ 7,100,000 | $ 109,230 | $ 42,000 |
| Waterloo-Cedar Falls, IA | 65 | $ 4,386,000 | $ 67,476 | $ 27,000 |
| Bellingham, WA | 63 | $ 5,422,000 | $ 86,063 | $ 38,000 |
| Warner Robins, GA | 62 | $ 5,245,000 | $ 84,596 | $ 38,000 |
| Weirton-Steubenville, WV-OH | 62 | $ 4,310,000 | $ 69,516 | $ 38,000 |
| Jacksonville, NC | 61 | $ 4,230,000 | $ 69,344 | $ 40,000 |
| Rochester, MN | 60 | $ 6,935,000 | $ 115,583 | $ 36,000 |
| St. Cloud, MN | 60 | $ 6,955,000 | $ 115,916 | $ 33,000 |
| Albany, GA | 59 | $ 5,141,000 | $ 87,135 | $ 40,000 |
| Anniston-Oxford, AL | 58 | $ 4,397,000 | $ 75,810 | $ 38,000 |
| Gainesville, GA | 58 | $ 6,796,000 | $ 117,172 | $ 47,000 |
| Joplin, MO | 58 | $ 5,007,000 | $ 86,327 | $ 32,000 |
| Yakima, WA | 58 | $ 3,156,000 | $ 54,413 | $ 32,000 |
| Fort Smith, AR-OK | 57 | $ 4,473,000 | $ 78,473 | $ 36,000 |
| Glens Falls, NY | 57 | $ 4,236,000 | $ 74,315 | $ 39,000 |
| Greenville, NC | 57 | $ 4,454,000 | $ 78,140 | $ 43,000 |
| Jefferson City, MO | 56 | $ 4,525,000 | $ 80,803 | $ 30,000 |
| Kennewick-Richland-Pasco, WA | 56 | $ 4,269,000 | $ 76,232 | $ 36,000 |
| Santa Fe, NM | 56 | $ 7,537,000 | $ 134,589 | $ 75,000 |
| Parkersburg-Marietta, WV-OH | 55 | $ 3,454,000 | $ 62,800 | $ 43,000 |
| Wheeling, WV-OH | 55 | $ 3,345,000 | $ 60,818 | $ 41,000 |
| Athens-Clarke County, GA | 54 | $ 5,168,000 | $ 95,703 | $ 38,000 |
| Danville, VA | 54 | $ 4,880,000 | $ 90,370 | $ 32,000 |
| Medford, OR | 54 | $ 5,202,000 | $ 96,333 | $ 37,000 |
| Victoria, TX | 54 | $ 3,229,000 | $ 59,796 | $ 49,000 |
| Grand Junction, CO | 53 | $ 5,024,000 | $ 94,792 | $ 40,000 |
| Wichita Falls, TX | 53 | $ 3,177,000 | $ 59,943 | $ 49,000 |
| Blacksburg-Christiansburg-Radford, VA | 52 | $ 4,902,000 | $ 94,269 | $ 36,000 |
| Odessa, TX | 52 | $ 2,421,000 | $ 46,557 | $ 50,000 |
| Valdosta, GA | 52 | $ 4,345,000 | $ 83,557 | $ 40,000 |
| Bloomington, IN | 51 | $ 4,984,000 | $ 97,725 | $ 26,000 |
| Longview, WA | 51 | $ 3,284,000 | $ 64,392 | $ 40,000 |
| Bend, OR | 50 | $ 3,996,000 | $ 79,920 | $ 38,000 |
| Coeur D'Alene, ID | 50 | $ 3,850,000 | $ 77,000 | $ 29,000 |
| Elizabethtown, KY | 50 | $ 4,421,000 | $ 88,420 | $ 38,000 |
| Tuscaloosa, AL | 50 | $ 5,358,000 | $ 107,160 | $ 50,000 |
| Jonesboro, AR | 49 | $ 4,169,000 | $ 85,081 | $ 36,000 |
| Sumter, SC | 49 | $ 3,613,000 | $ 73,734 | $ 44,000 |
| Bloomington-Normal, IL | 48 | $ 3,714,000 | $ 77,375 | $ 57,000 |
| Dothan, AL | 48 | $ 4,236,000 | $ 88,250 | $ 57,000 |
| Yuma, AZ | 48 | $ 3,570,000 | $ 74,375 | $ 41,000 |
| Fond Du Lac, WI | 47 | $ 4,792,000 | $ 101,957 | $ 42,000 |
| Williamsport, PA | 47 | $ 3,517,000 | $ 74,829 | $ 39,000 |
| Billings, MT | 46 | $ 2,944,000 | $ 64,000 | $ 34,000 |
| Harrisonburg, VA | 46 | $ 5,085,000 | $ 110,543 | $ 34,000 |
| Las Cruces, NM | 46 | $ 4,362,000 | $ 94,826 | $ 43,000 |
| Midland, TX | 46 | $ 2,461,000 | $ 53,500 | $ 57,000 |
| Sheboygan, WI | 46 | $ 5,318,000 | $ 115,608 | $ 36,000 |
| Alexandria, LA | 45 | $ 3,025,000 | $ 67,222 | $ 45,000 |
| Goldsboro, NC | 45 | $ 3,212,000 | $ 71,377 | $ 43,000 |
| Lawton, OK | 45 | $ 2,852,000 | $ 63,377 | $ 36,000 |
| Owensboro, KY | 45 | $ 3,015,000 | $ 67,000 | $ 36,000 |
| Pittsfield, MA | 45 | $ 4,902,000 | $ 108,933 | $ 48,000 |
| Auburn-Opelika, AL | 44 | $ 3,930,000 | $ 89,318 | $ 44,000 |
| Bangor, ME | 44 | $ 3,213,000 | $ 73,022 | $ 38,000 |
| Dalton, GA | 44 | $ 4,297,000 | $ 97,659 | $ 33,000 |
| Monroe, LA | 43 | $ 2,691,000 | $ 62,581 | $ 37,000 |
| Brunswick, GA | 42 | $ 3,824,000 | $ 91,047 | $ 44,000 |
| Idaho Falls, ID | 41 | $ 2,177,000 | $ 53,097 | $ 37,000 |
| Sandusky, OH | 41 | $ 3,968,000 | $ 96,780 | $ 45,000 |
| St. George, UT | 40 | $ 3,491,000 | $ 87,275 | $ 32,000 |
| State College, PA | 40 | $ 4,141,000 | $ 103,525 | $ 39,000 |
| Decatur, IL | 39 | $ 2,341,000 | $ 60,025 | $ 40,000 |
| Eau Claire, WI | 39 | $ 4,519,000 | $ 115,871 | $ 47,000 |
| Flagstaff, AZ | 39 | $ 4,614,000 | $ 118,307 | $ 51,000 |
| San Angelo, TX | 39 | $ 1,827,000 | $ 46,846 | $ 40,000 |
| Champaign-Urbana, IL | 38 | $ 2,603,000 | $ 68,500 | $ 26,000 |
| Elmira, NY | 38 | $ 2,449,000 | $ 64,447 | $ 43,000 |
| Hattiesburg, MS | 38 | $ 3,157,000 | $ 83,078 | $ 36,000 |
| Kankakee-Bradley, IL | 38 | $ 3,548,000 | $ 93,368 | $ 37,000 |
| Lewiston-Auburn, ME | 38 | $ 2,729,000 | $ 71,815 | $ 37,000 |
| Abilene, TX | 37 | $ 1,979,000 | $ 53,486 | $ 36,000 |
| Casper, WY | 36 | $ 3,100,000 | $ 86,111 | $ 49,000 |
| Mount Vernon-Anacortes, WA | 35 | $ 3,533,000 | $ 100,942 | $ 20,000 |
| Cheyenne, WY | 34 | $ 2,597,000 | $ 76,382 | $ 33,000 |
| Danville, IL | 33 | $ 1,249,000 | $ 37,848 | $ 29,000 |
| Columbia, MO | 32 | $ 2,798,000 | $ 87,437 | $ 34,000 |
| Cumberland, MD-WV | 32 | $ 2,369,000 | $ 74,031 | $ 33,000 |
| Morgantown, WV | 32 | $ 1,645,000 | $ 51,406 | $ 29,000 |
| Florence-Muscle Shoals, AL | 31 | $ 1,916,000 | $ 61,806 | $ 42,000 |
| Hot Springs, AR | 30 | $ 2,371,000 | $ 79,033 | $ 47,000 |
| Iowa City, IA | 30 | $ 3,156,000 | $ 105,200 | $ 30,000 |
| La Crosse, WI-MN | 29 | $ 3,033,000 | $ 104,586 | $ 27,000 |
| Rapid City, SD | 29 | $ 2,779,000 | $ 95,827 | $ 35,000 |
| Lawrence, KS | 28 | $ 3,219,000 | $ 114,964 | $ 30,000 |
| Logan, UT-ID | 27 | $ 2,017,000 | $ 74,703 | $ 30,000 |
| Rome, GA | 27 | $ 2,560,000 | $ 94,814 | $ 36,000 |
| Wausau, WI | 27 | $ 2,481,000 | $ 91,888 | $ 28,000 |
| Pine Bluff, AR | 25 | $ 1,951,000 | $ 78,040 | $ 56,000 |
| Texarkana, Tx-Texarkana, AR | 25 | $ 1,495,000 | $ 59,800 | $ 35,000 |
| Bowling Green, KY | 24 | $ 1,757,000 | $ 73,208 | $ 38,000 |
| Burlington-South Burlington, VT | 23 | $ 2,368,000 | $ 102,956 | $ 0 |
| Wenatchee, WA | 22 | $ 1,618,000 | $ 73,545 | $ 30,000 |
| Columbus, IN | 20 | $ 1,683,000 | $ 84,150 | $ 28,000 |
| Farmington, NM | 20 | $ 1,331,000 | $ 66,550 | $ 43,000 |
| Missoula, MT | 19 | $ 1,597,000 | $ 84,052 | $ 40,000 |
| Honolulu, HI | 18 | $ 2,744,000 | $ 152,444 | $ 0 |
| Carson City, NV | 17 | $ 1,581,000 | $ 93,000 | $ 31,000 |
| Pocatello, ID | 17 | $ 1,281,000 | $ 75,352 | $ 30,000 |
| Dubuque, IA | 16 | $ 1,477,000 | $ 92,312 | $ 26,000 |
| Great Falls, MT | 16 | $ 934,000 | $ 58,375 | $ 24,000 |
| Hinesville-Fort Stewart, GA | 16 | $ 1,221,000 | $ 76,312 | $ 48,000 |
| Ithaca, NY | 16 | $ 1,578,000 | $ 98,625 | $ 43,000 |
| Ames, IA | 13 | $ 1,254,000 | $ 96,461 | $ 35,000 |
| Fargo, ND-MN | 13 | $ 1,422,000 | $ 109,384 | $ 13,000 |
| Corvallis, OR | 12 | $ 675,000 | $ 56,250 | $ 40,000 |
| Lewiston, ID-WA | 10 | $ 664,000 | $ 66,400 | $ 21,000 |
| Bismarck, ND | 8 | $ 812,000 | $ 101,500 | $ 15,000 |
| Grand Forks, ND-MN | 4 | $ 313,000 | $ 78,250 | $ 0 |
| Anchorage, AK | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 43,000 | $ 43,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citifinancial Mtg Co, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 93,978 | $10,073,740,000 | $105,020 | $892,000 | $41,760 | $2,714,000 |
| Home Purchase | 18,056 | $1,563,242,000 | $83,395 | $822,000 | $26,791 | $1,200,000 |
| Home Improvement | 9,933 | $666,034,000 | $64,673 | $1,000,000 | $57,760 | $1,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 52,064 | $5,545,452,000 | $99,612 | $653,000 | $0 | $0 |
| White | 42,760 | $4,250,438,000 | $99,270 | $1,000,000 | $55,645 | $1,602,000 |
| Black or African American | 12,286 | $1,146,822,000 | $100,642 | $790,000 | $52,761 | $2,714,000 |
| Not Provided | 8,297 | $777,479,000 | $91,760 | $607,000 | $58,500 | $2,328,000 |
| Hispanic | 4,463 | $369,413,000 | $94,090 | $675,000 | $50,522 | $1,215,000 |
| Asian | 991 | $116,006,000 | $103,512 | $800,000 | $65,219 | $1,800,000 |
| American Indian or Alaskan Native | 889 | $74,032,000 | $87,000 | $822,000 | $52,644 | $1,116,000 |
| Native Hawaiian or Other Pacific Islander | 217 | $23,374,000 | $104,088 | $601,000 | $55,735 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 121,967 | $12,303,016,000 | $98,520 | $1,000,000 | $41,760 | $2,714,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 52,261 | $5,561,724,000 | $99,571 | $653,000 | $0 | $0 |
| Application Denied By Financial Institution | 48,163 | $4,285,616,000 | $91,541 | $1,000,000 | $55,458 | $2,714,000 |
| Loan Originated | 13,562 | $1,509,987,000 | $103,978 | $590,000 | $56,723 | $757,000 |
| Application Approved But Not Accepted | 4,115 | $505,487,000 | $122,863 | $607,000 | $57,590 | $1,200,000 |
| File Closed For Incompleteness | 3,302 | $371,888,000 | $119,863 | $790,000 | $50,750 | $1,215,000 |
| Application Withdrawn By Applicant | 548 | $65,739,000 | $128,743 | $581,000 | $51,897 | $186,000 |
| Preapproval Denied by Financial Institution | 16 | $2,575,000 | $160,000 | $475,000 | $41,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 28,950 | $2,562,389,000 | $91,755 | $892,000 | $56,311 | $2,328,000 |
| Credit History | 11,934 | $1,074,348,000 | $93,869 | $1,000,000 | $51,956 | $2,714,000 |
| Collateral | 4,010 | $310,246,000 | $75,577 | $510,000 | $60,533 | $1,620,000 |
| Other | 1,621 | $169,715,000 | $104,833 | $596,000 | $58,104 | $1,200,000 |
| Debt-To-Income Ratio | 1,045 | $109,647,000 | $102,044 | $576,000 | $40,888 | $360,000 |
| Employment History | 310 | $27,042,000 | $90,891 | $453,000 | $60,405 | $1,440,000 |
| Unverifiable Information | 307 | $34,680,000 | $100,717 | $600,000 | $55,051 | $914,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $124,000 | $62,000 | $79,000 | $44,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citifinancial Mtg Co, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citifinancial Mtg Co, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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