Citifinancial Mtg Co, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citifinancial Mtg Co, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citifinancial Mtg Co, Inc 4000 Regent Blvd Irving, TX 75063 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 102,120 |
| Total Mortgage Loan Application Amount | $11,150,802,000 |
| Average Mortgage Loan Application Amount | $106,992 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $53,485 |
| Highest Applicant Income | $9,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citifinancial Mtg Co, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citifinancial Mtg Co, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citifinancial Mtg Co, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citifinancial Mtg Co, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Citifinancial Mtg Co, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citifinancial Mtg Co, Inc's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,781 | $ 360,343,000 | $ 129,000 | $ 60,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2,715 | $ 349,339,000 | $ 128,000 | $ 71,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 2,405 | $ 194,685,000 | $ 80,000 | $ 82,000 |
| ST. LOUIS, MO-IL | 2,372 | $ 279,518,000 | $ 117,000 | $ 58,000 |
| DALLAS-PLANO-IRVING, TX | 1,652 | $ 144,578,000 | $ 87,000 | $ 78,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,533 | $ 214,861,000 | $ 140,000 | $ 68,000 |
| PHILADELPHIA, PA | 1,505 | $ 166,628,000 | $ 110,000 | $ 63,000 |
| PITTSBURGH, PA | 1,415 | $ 127,702,000 | $ 90,000 | $ 62,000 |
| BALTIMORE-TOWSON, MD | 1,407 | $ 198,187,000 | $ 140,000 | $ 83,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1,391 | $ 257,533,000 | $ 185,000 | $ 96,000 |
| NASSAU-SUFFOLK, NY | 1,245 | $ 236,152,000 | $ 189,000 | $ 100,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,235 | $ 125,015,000 | $ 101,000 | $ 56,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,177 | $ 167,563,000 | $ 142,000 | $ 66,000 |
| KANSAS CITY, MO-KS | 1,088 | $ 115,649,000 | $ 106,000 | $ 50,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,085 | $ 167,370,000 | $ 154,000 | $ 63,000 |
| COLUMBUS, OH | 1,036 | $ 123,002,000 | $ 118,000 | $ 55,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,032 | $ 129,837,000 | $ 125,000 | $ 55,000 |
| RICHMOND, VA | 1,017 | $ 130,972,000 | $ 128,000 | $ 53,000 |
| INDIANAPOLIS, IN | 982 | $ 110,653,000 | $ 112,000 | $ 56,000 |
| SAN ANTONIO, TX | 951 | $ 64,109,000 | $ 67,000 | $ 60,000 |
| FORT WORTH-ARLINGTON, TX | 948 | $ 72,035,000 | $ 75,000 | $ 70,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 874 | $ 98,020,000 | $ 112,000 | $ 63,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 866 | $ 99,859,000 | $ 115,000 | $ 57,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 840 | $ 97,790,000 | $ 116,000 | $ 59,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 823 | $ 92,605,000 | $ 112,000 | $ 62,000 |
| BUFFALO-NIAGARA FALLS, NY | 794 | $ 62,958,000 | $ 79,000 | $ 53,000 |
| OKLAHOMA CITY, OK | 782 | $ 69,227,000 | $ 88,000 | $ 49,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 757 | $ 85,914,000 | $ 113,000 | $ 64,000 |
| BIRMINGHAM-HOOVER, AL | 747 | $ 71,673,000 | $ 95,000 | $ 50,000 |
| EDISON, NJ | 668 | $ 105,006,000 | $ 157,000 | $ 93,000 |
| DENVER-AURORA, CO | 659 | $ 88,631,000 | $ 134,000 | $ 71,000 |
| CAMDEN, NJ | 644 | $ 80,067,000 | $ 124,000 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 640 | $ 89,314,000 | $ 139,000 | $ 66,000 |
| ROCHESTER, NY | 631 | $ 53,605,000 | $ 84,000 | $ 54,000 |
| LAS VEGAS-PARADISE, NV | 625 | $ 92,811,000 | $ 148,000 | $ 73,000 |
| GRAND RAPIDS-WYOMING, MI | 606 | $ 75,342,000 | $ 124,000 | $ 47,000 |
| MEMPHIS, TN-MS-AR | 591 | $ 60,882,000 | $ 103,000 | $ 54,000 |
| LOUISVILLE, KY-IN | 572 | $ 59,553,000 | $ 104,000 | $ 52,000 |
| AUSTIN-ROUND ROCK, TX | 529 | $ 50,599,000 | $ 95,000 | $ 70,000 |
| GARY, IN | 519 | $ 51,095,000 | $ 98,000 | $ 57,000 |
| NEW HAVEN-MILFORD, CT | 509 | $ 71,229,000 | $ 139,000 | $ 70,000 |
| NEWARK-UNION, NJ-PA | 506 | $ 84,739,000 | $ 167,000 | $ 86,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 473 | $ 79,668,000 | $ 168,000 | $ 78,000 |
| LANSING-EAST LANSING, MI | 471 | $ 57,700,000 | $ 122,000 | $ 57,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 454 | $ 68,669,000 | $ 151,000 | $ 59,000 |
| KNOXVILLE, TN | 433 | $ 46,223,000 | $ 106,000 | $ 46,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 431 | $ 42,326,000 | $ 98,000 | $ 55,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 417 | $ 61,704,000 | $ 147,000 | $ 59,000 |
| TOLEDO, OH | 415 | $ 39,859,000 | $ 96,000 | $ 56,000 |
| RALEIGH-CARY, NC | 407 | $ 47,274,000 | $ 116,000 | $ 60,000 |
| DAYTON, OH | 405 | $ 38,162,000 | $ 94,000 | $ 51,000 |
| COLUMBIA, SC | 400 | $ 38,225,000 | $ 95,000 | $ 58,000 |
| TULSA, OK | 400 | $ 31,774,000 | $ 79,000 | $ 56,000 |
| AKRON, OH | 397 | $ 41,870,000 | $ 105,000 | $ 49,000 |
| BOSTON-QUINCY, MA | 394 | $ 66,214,000 | $ 168,000 | $ 76,000 |
| BATON ROUGE, LA | 383 | $ 39,283,000 | $ 102,000 | $ 56,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 379 | $ 58,078,000 | $ 153,000 | $ 90,000 |
| ALBANY-SCHENECTADY-TROY, NY | 371 | $ 36,704,000 | $ 98,000 | $ 52,000 |
| FLINT, MI | 363 | $ 39,449,000 | $ 108,000 | $ 46,000 |
| WILMINGTON, DE-MD-NJ | 361 | $ 50,759,000 | $ 140,000 | $ 62,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 356 | $ 27,407,000 | $ 76,000 | $ 47,000 |
| GREENSBORO-HIGH POINT, NC | 355 | $ 32,478,000 | $ 91,000 | $ 48,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 354 | $ 67,886,000 | $ 191,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 341 | $ 39,015,000 | $ 114,000 | $ 57,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 327 | $ 31,959,000 | $ 97,000 | $ 59,000 |
| CHATTANOOGA, TN-GA | 295 | $ 29,257,000 | $ 99,000 | $ 41,000 |
| EL PASO, TX | 294 | $ 17,808,000 | $ 60,000 | $ 74,000 |
| MCALLEN-EDINBURG-PHARR, TX | 293 | $ 15,971,000 | $ 54,000 | $ 61,000 |
| SALT LAKE CITY, UT | 279 | $ 34,205,000 | $ 122,000 | $ 56,000 |
| SYRACUSE, NY | 279 | $ 18,712,000 | $ 67,000 | $ 91,000 |
| TACOMA, WA | 270 | $ 40,164,000 | $ 148,000 | $ 80,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 268 | $ 44,954,000 | $ 167,000 | $ 74,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 264 | $ 28,434,000 | $ 107,000 | $ 61,000 |
| DES MOINES, IA | 262 | $ 27,241,000 | $ 103,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 261 | $ 23,393,000 | $ 89,000 | $ 58,000 |
| CANTON-MASSILLON, OH | 259 | $ 23,536,000 | $ 90,000 | $ 40,000 |
| SCRANTON--WILKES-BARRE, PA | 258 | $ 22,330,000 | $ 86,000 | $ 50,000 |
| WORCESTER, MA | 249 | $ 36,125,000 | $ 145,000 | $ 70,000 |
| TUCSON, AZ | 245 | $ 27,386,000 | $ 111,000 | $ 58,000 |
| MONTGOMERY, AL | 243 | $ 21,440,000 | $ 88,000 | $ 59,000 |
| YORK-HANOVER, PA | 240 | $ 28,788,000 | $ 119,000 | $ 61,000 |
| KALAMAZOO-PORTAGE, MI | 237 | $ 28,987,000 | $ 122,000 | $ 52,000 |
| SPRINGFIELD, MA | 234 | $ 27,205,000 | $ 116,000 | $ 52,000 |
| MOBILE, AL | 232 | $ 17,744,000 | $ 76,000 | $ 43,000 |
| ALBUQUERQUE, NM | 231 | $ 24,681,000 | $ 106,000 | $ 54,000 |
| JACKSON, MS | 231 | $ 19,229,000 | $ 83,000 | $ 46,000 |
| GREENVILLE, SC | 230 | $ 21,515,000 | $ 93,000 | $ 49,000 |
| WICHITA, KS | 227 | $ 17,790,000 | $ 78,000 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 226 | $ 23,279,000 | $ 103,000 | $ 68,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 225 | $ 31,812,000 | $ 141,000 | $ 94,000 |
| BEAUMONT-PORT ARTHUR, TX | 221 | $ 13,123,000 | $ 59,000 | $ 53,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 207 | $ 27,768,000 | $ 134,000 | $ 87,000 |
| WINSTON-SALEM, NC | 205 | $ 19,233,000 | $ 93,000 | $ 58,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 195 | $ 34,510,000 | $ 176,000 | $ 95,000 |
| LEXINGTON-FAYETTE, KY | 194 | $ 18,527,000 | $ 95,000 | $ 57,000 |
| CORPUS CHRISTI, TX | 192 | $ 10,444,000 | $ 54,000 | $ 73,000 |
| HUNTSVILLE, AL | 190 | $ 16,629,000 | $ 87,000 | $ 60,000 |
| FORT WAYNE, IN | 186 | $ 16,422,000 | $ 88,000 | $ 49,000 |
| COLORADO SPRINGS, CO | 181 | $ 21,994,000 | $ 121,000 | $ 68,000 |
| FAYETTEVILLE, NC | 178 | $ 14,139,000 | $ 79,000 | $ 51,000 |
| ERIE, PA | 176 | $ 13,843,000 | $ 78,000 | $ 43,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 171 | $ 10,837,000 | $ 63,000 | $ 72,000 |
| HICKORY-LENOIR-MORGANTON, NC | 170 | $ 14,335,000 | $ 84,000 | $ 44,000 |
| LANCASTER, PA | 170 | $ 20,472,000 | $ 120,000 | $ 78,000 |
| EVANSVILLE, IN-KY | 167 | $ 14,769,000 | $ 88,000 | $ 37,000 |
| CHARLESTON, WV | 164 | $ 11,801,000 | $ 71,000 | $ 59,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 164 | $ 20,850,000 | $ 127,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 162 | $ 9,759,000 | $ 60,000 | $ 83,000 |
| DURHAM, NC | 161 | $ 16,400,000 | $ 101,000 | $ 59,000 |
| READING, PA | 161 | $ 16,520,000 | $ 102,000 | $ 64,000 |
| MANCHESTER-NASHUA, NH | 160 | $ 22,803,000 | $ 142,000 | $ 67,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 159 | $ 18,878,000 | $ 118,000 | $ 60,000 |
| BOISE CITY-NAMPA, ID | 158 | $ 14,615,000 | $ 92,000 | $ 52,000 |
| ESSEX COUNTY, MA | 154 | $ 24,203,000 | $ 157,000 | $ 87,000 |
| ASHEVILLE, NC | 150 | $ 15,113,000 | $ 100,000 | $ 43,000 |
| NORWICH-NEW LONDON, CT | 150 | $ 20,911,000 | $ 139,000 | $ 156,000 |
| SPRINGFIELD, MO | 150 | $ 14,127,000 | $ 94,000 | $ 39,000 |
| UTICA-ROME, NY | 150 | $ 9,585,000 | $ 63,000 | $ 44,000 |
| OGDEN-CLEARFIELD, UT | 144 | $ 15,424,000 | $ 107,000 | $ 63,000 |
| ROCKFORD, IL | 141 | $ 12,202,000 | $ 86,000 | $ 58,000 |
| MADISON, WI | 140 | $ 15,593,000 | $ 111,000 | $ 45,000 |
| SHREVEPORT-BOSSIER CITY, LA | 140 | $ 12,240,000 | $ 87,000 | $ 50,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 140 | $ 11,612,000 | $ 82,000 | $ 46,000 |
| MUSKEGON-NORTON SHORES, MI | 139 | $ 13,647,000 | $ 98,000 | $ 45,000 |
| RENO-SPARKS, NV | 139 | $ 21,235,000 | $ 152,000 | $ 94,000 |
| WILMINGTON, NC | 138 | $ 12,708,000 | $ 92,000 | $ 67,000 |
| HOLLAND-GRAND HAVEN, MI | 133 | $ 18,056,000 | $ 135,000 | $ 53,000 |
| SAVANNAH, GA | 131 | $ 13,633,000 | $ 104,000 | $ 55,000 |
| WINCHESTER, VA-WV | 131 | $ 22,558,000 | $ 172,000 | $ 68,000 |
| PEORIA, IL | 130 | $ 9,338,000 | $ 71,000 | $ 51,000 |
| ROANOKE, VA | 129 | $ 13,556,000 | $ 105,000 | $ 114,000 |
| JACKSON, MI | 128 | $ 14,236,000 | $ 111,000 | $ 56,000 |
| ST. JOSEPH, MO-KS | 127 | $ 10,519,000 | $ 82,000 | $ 38,000 |
| ATLANTIC CITY, NJ | 125 | $ 16,584,000 | $ 132,000 | $ 66,000 |
| COLUMBUS, GA-AL | 125 | $ 12,862,000 | $ 102,000 | $ 44,000 |
| SPOKANE, WA | 125 | $ 12,677,000 | $ 101,000 | $ 50,000 |
| RACINE, WI | 123 | $ 13,631,000 | $ 110,000 | $ 49,000 |
| KINGSTON, NY | 118 | $ 15,501,000 | $ 131,000 | $ 64,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 117 | $ 8,854,000 | $ 75,000 | $ 59,000 |
| BATTLE CREEK, MI | 117 | $ 12,095,000 | $ 103,000 | $ 53,000 |
| FORT SMITH, AR-OK | 114 | $ 9,077,000 | $ 79,000 | $ 48,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 113 | $ 10,180,000 | $ 90,000 | $ 42,000 |
| ANN ARBOR, MI | 112 | $ 16,717,000 | $ 149,000 | $ 65,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 111 | $ 8,746,000 | $ 78,000 | $ 47,000 |
| AMARILLO, TX | 108 | $ 7,424,000 | $ 68,000 | $ 65,000 |
| CEDAR RAPIDS, IA | 108 | $ 9,631,000 | $ 89,000 | $ 72,000 |
| LUBBOCK, TX | 108 | $ 6,765,000 | $ 62,000 | $ 61,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 103 | $ 11,285,000 | $ 109,000 | $ 86,000 |
| LYNCHBURG, VA | 102 | $ 10,151,000 | $ 99,000 | $ 47,000 |
| SPARTANBURG, SC | 102 | $ 9,551,000 | $ 93,000 | $ 70,000 |
| CLEVELAND, TN | 101 | $ 10,201,000 | $ 101,000 | $ 41,000 |
| BINGHAMTON, NY | 100 | $ 6,612,000 | $ 66,000 | $ 57,000 |
| GULFPORT-BILOXI, MS | 98 | $ 9,028,000 | $ 92,000 | $ 45,000 |
| TRENTON-EWING, NJ | 98 | $ 12,430,000 | $ 126,000 | $ 61,000 |
| ALTOONA, PA | 97 | $ 7,536,000 | $ 77,000 | $ 46,000 |
| MACON, GA | 97 | $ 9,294,000 | $ 95,000 | $ 37,000 |
| PROVO-OREM, UT | 97 | $ 11,577,000 | $ 119,000 | $ 60,000 |
| DOVER, DE | 94 | $ 11,826,000 | $ 125,000 | $ 76,000 |
| ALEXANDRIA, LA | 92 | $ 6,416,000 | $ 69,000 | $ 45,000 |
| LINCOLN, NE | 92 | $ 9,333,000 | $ 101,000 | $ 40,000 |
| TOPEKA, KS | 91 | $ 8,421,000 | $ 92,000 | $ 55,000 |
| JOPLIN, MO | 89 | $ 6,240,000 | $ 70,000 | $ 40,000 |
| WICHITA FALLS, TX | 89 | $ 5,450,000 | $ 61,000 | $ 45,000 |
| GLENS FALLS, NY | 88 | $ 7,089,000 | $ 80,000 | $ 42,000 |
| MORRISTOWN, TN | 88 | $ 8,052,000 | $ 91,000 | $ 40,000 |
| ANDERSON, SC | 87 | $ 9,041,000 | $ 103,000 | $ 40,000 |
| JANESVILLE, WI | 87 | $ 8,305,000 | $ 95,000 | $ 41,000 |
| LAFAYETTE, LA | 87 | $ 6,341,000 | $ 72,000 | $ 42,000 |
| MONROE, MI | 87 | $ 12,772,000 | $ 146,000 | $ 59,000 |
| APPLETON, WI | 84 | $ 8,720,000 | $ 103,000 | $ 50,000 |
| COLLEGE STATION-BRYAN, TX | 84 | $ 6,171,000 | $ 73,000 | $ 52,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 84 | $ 11,124,000 | $ 132,000 | $ 58,000 |
| SALEM, OR | 83 | $ 9,691,000 | $ 116,000 | $ 55,000 |
| SPRINGFIELD, OH | 83 | $ 7,326,000 | $ 88,000 | $ 45,000 |
| WACO, TX | 83 | $ 5,317,000 | $ 64,000 | $ 61,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 82 | $ 7,834,000 | $ 95,000 | $ 48,000 |
| GREEN BAY, WI | 81 | $ 8,655,000 | $ 106,000 | $ 49,000 |
| JOHNSON CITY, TN | 81 | $ 8,198,000 | $ 101,000 | $ 51,000 |
| MANSFIELD, OH | 81 | $ 7,454,000 | $ 92,000 | $ 53,000 |
| TYLER, TX | 80 | $ 4,119,000 | $ 51,000 | $ 52,000 |
| ABILENE, TX | 79 | $ 4,059,000 | $ 51,000 | $ 57,000 |
| MICHIGAN CITY-LA PORTE, IN | 79 | $ 7,165,000 | $ 90,000 | $ 38,000 |
| TERRE HAUTE, IN | 79 | $ 5,854,000 | $ 74,000 | $ 48,000 |
| PASCAGOULA, MS | 78 | $ 6,610,000 | $ 84,000 | $ 40,000 |
| LAREDO, TX | 76 | $ 6,930,000 | $ 91,000 | $ 59,000 |
| NILES-BENTON HARBOR, MI | 76 | $ 7,201,000 | $ 94,000 | $ 45,000 |
| ELKHART-GOSHEN, IN | 75 | $ 6,918,000 | $ 92,000 | $ 57,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 75 | $ 6,032,000 | $ 80,000 | $ 46,000 |
| LONGVIEW, TX | 75 | $ 4,786,000 | $ 63,000 | $ 48,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 73 | $ 4,986,000 | $ 68,000 | $ 46,000 |
| BARNSTABLE TOWN, MA | 71 | $ 9,946,000 | $ 140,000 | $ 78,000 |
| EUGENE-SPRINGFIELD, OR | 71 | $ 8,861,000 | $ 124,000 | $ 51,000 |
| GREELEY, CO | 71 | $ 9,554,000 | $ 134,000 | $ 64,000 |
| AUBURN-OPELIKA, AL | 70 | $ 7,066,000 | $ 100,000 | $ 55,000 |
| ANDERSON, IN | 69 | $ 5,805,000 | $ 84,000 | $ 47,000 |
| FLORENCE, SC | 69 | $ 5,102,000 | $ 73,000 | $ 44,000 |
| JOHNSTOWN, PA | 69 | $ 5,068,000 | $ 73,000 | $ 35,000 |
| SALISBURY, MD | 69 | $ 7,102,000 | $ 102,000 | $ 86,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 69 | $ 4,939,000 | $ 71,000 | $ 42,000 |
| LAKE CHARLES, LA | 67 | $ 5,704,000 | $ 85,000 | $ 42,000 |
| ROCKY MOUNT, NC | 67 | $ 5,690,000 | $ 84,000 | $ 42,000 |
| BAY CITY, MI | 66 | $ 5,960,000 | $ 90,000 | $ 53,000 |
| BURLINGTON, NC | 65 | $ 6,204,000 | $ 95,000 | $ 49,000 |
| DECATUR, AL | 65 | $ 5,903,000 | $ 90,000 | $ 58,000 |
| DULUTH, MN-WI | 65 | $ 6,236,000 | $ 95,000 | $ 37,000 |
| STATE COLLEGE, PA | 65 | $ 7,231,000 | $ 111,000 | $ 51,000 |
| GAINESVILLE, GA | 63 | $ 8,252,000 | $ 130,000 | $ 54,000 |
| ANNISTON-OXFORD, AL | 62 | $ 5,332,000 | $ 86,000 | $ 56,000 |
| CLARKSVILLE, TN-KY | 62 | $ 5,141,000 | $ 82,000 | $ 51,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 62 | $ 5,205,000 | $ 83,000 | $ 39,000 |
| LIMA, OH | 62 | $ 4,533,000 | $ 73,000 | $ 44,000 |
| TUSCALOOSA, AL | 60 | $ 5,633,000 | $ 93,000 | $ 46,000 |
| BREMERTON-SILVERDALE, WA | 59 | $ 7,715,000 | $ 130,000 | $ 70,000 |
| DALTON, GA | 59 | $ 6,498,000 | $ 110,000 | $ 70,000 |
| GREENVILLE, NC | 59 | $ 5,461,000 | $ 92,000 | $ 53,000 |
| KOKOMO, IN | 59 | $ 5,511,000 | $ 93,000 | $ 46,000 |
| SIOUX FALLS, SD | 59 | $ 5,812,000 | $ 98,000 | $ 52,000 |
| WARNER ROBINS, GA | 59 | $ 4,774,000 | $ 80,000 | $ 46,000 |
| OSHKOSH-NEENAH, WI | 58 | $ 4,997,000 | $ 86,000 | $ 52,000 |
| ODESSA, TX | 57 | $ 2,545,000 | $ 44,000 | $ 43,000 |
| JONESBORO, AR | 56 | $ 4,416,000 | $ 78,000 | $ 43,000 |
| LEBANON, PA | 56 | $ 4,911,000 | $ 87,000 | $ 47,000 |
| CHARLOTTESVILLE, VA | 55 | $ 7,249,000 | $ 131,000 | $ 48,000 |
| ELIZABETHTOWN, KY | 55 | $ 5,335,000 | $ 97,000 | $ 43,000 |
| LAFAYETTE, IN | 55 | $ 4,702,000 | $ 85,000 | $ 49,000 |
| BANGOR, ME | 54 | $ 5,254,000 | $ 97,000 | $ 57,000 |
| GOLDSBORO, NC | 54 | $ 4,592,000 | $ 85,000 | $ 46,000 |
| HATTIESBURG, MS | 54 | $ 4,635,000 | $ 85,000 | $ 38,000 |
| FORT COLLINS-LOVELAND, CO | 53 | $ 5,679,000 | $ 107,000 | $ 69,000 |
| JACKSON, TN | 53 | $ 4,811,000 | $ 90,000 | $ 46,000 |
| MONROE, LA | 52 | $ 3,811,000 | $ 73,000 | $ 44,000 |
| SHERMAN-DENISON, TX | 52 | $ 3,161,000 | $ 60,000 | $ 46,000 |
| WATERLOO-CEDAR FALLS, IA | 52 | $ 4,095,000 | $ 78,000 | $ 45,000 |
| CHAMPAIGN-URBANA, IL | 51 | $ 3,829,000 | $ 75,000 | $ 49,000 |
| DECATUR, IL | 51 | $ 2,925,000 | $ 57,000 | $ 50,000 |
| DOTHAN, AL | 51 | $ 3,415,000 | $ 66,000 | $ 46,000 |
| ROCHESTER, MN | 51 | $ 6,789,000 | $ 133,000 | $ 47,000 |
| PARKERSBURG-MARIETTA, WV-OH | 50 | $ 3,505,000 | $ 70,000 | $ 41,000 |
| PUEBLO, CO | 50 | $ 4,349,000 | $ 86,000 | $ 47,000 |
| PRESCOTT, AZ | 49 | $ 5,345,000 | $ 109,000 | $ 51,000 |
| SHEBOYGAN, WI | 49 | $ 5,378,000 | $ 109,000 | $ 56,000 |
| FLORENCE-MUSCLE SHOALS, AL | 48 | $ 4,524,000 | $ 94,000 | $ 54,000 |
| SANDUSKY, OH | 48 | $ 4,811,000 | $ 100,000 | $ 46,000 |
| VALDOSTA, GA | 48 | $ 4,187,000 | $ 87,000 | $ 35,000 |
| WHEELING, WV-OH | 48 | $ 3,007,000 | $ 62,000 | $ 42,000 |
| WILLIAMSPORT, PA | 48 | $ 4,600,000 | $ 95,000 | $ 59,000 |
| BLOOMINGTON-NORMAL, IL | 47 | $ 4,293,000 | $ 91,000 | $ 65,000 |
| EAU CLAIRE, WI | 47 | $ 4,899,000 | $ 104,000 | $ 53,000 |
| ELMIRA, NY | 47 | $ 2,953,000 | $ 62,000 | $ 37,000 |
| FOND DU LAC, WI | 47 | $ 4,812,000 | $ 102,000 | $ 39,000 |
| MUNCIE, IN | 47 | $ 3,712,000 | $ 78,000 | $ 51,000 |
| OLYMPIA, WA | 47 | $ 6,063,000 | $ 129,000 | $ 116,000 |
| COEUR D'ALENE, ID | 46 | $ 4,731,000 | $ 102,000 | $ 47,000 |
| DANVILLE, VA | 46 | $ 4,183,000 | $ 90,000 | $ 44,000 |
| MIDLAND, TX | 46 | $ 2,301,000 | $ 50,000 | $ 57,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 45 | $ 5,066,000 | $ 112,000 | $ 74,000 |
| KANKAKEE-BRADLEY, IL | 45 | $ 4,539,000 | $ 100,000 | $ 48,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 45 | $ 4,557,000 | $ 101,000 | $ 54,000 |
| MEDFORD, OR | 45 | $ 4,748,000 | $ 105,000 | $ 58,000 |
| GADSDEN, AL | 44 | $ 3,379,000 | $ 76,000 | $ 43,000 |
| OCEAN CITY, NJ | 44 | $ 5,129,000 | $ 116,000 | $ 72,000 |
| SUMTER, SC | 44 | $ 3,323,000 | $ 75,000 | $ 41,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 43 | $ 4,149,000 | $ 96,000 | $ 64,000 |
| JACKSONVILLE, NC | 43 | $ 2,970,000 | $ 69,000 | $ 50,000 |
| JEFFERSON CITY, MO | 43 | $ 3,632,000 | $ 84,000 | $ 37,000 |
| LAS CRUCES, NM | 42 | $ 3,261,000 | $ 77,000 | $ 44,000 |
| MORGANTOWN, WV | 41 | $ 3,227,000 | $ 78,000 | $ 56,000 |
| OWENSBORO, KY | 41 | $ 3,435,000 | $ 83,000 | $ 35,000 |
| PINE BLUFF, AR | 41 | $ 3,078,000 | $ 75,000 | $ 46,000 |
| SAN ANGELO, TX | 41 | $ 2,237,000 | $ 54,000 | $ 41,000 |
| SIOUX CITY, IA-NE-SD | 41 | $ 3,343,000 | $ 81,000 | $ 35,000 |
| BILLINGS, MT | 40 | $ 3,359,000 | $ 83,000 | $ 50,000 |
| HARRISONBURG, VA | 40 | $ 5,170,000 | $ 129,000 | $ 50,000 |
| LEWISTON-AUBURN, ME | 40 | $ 4,658,000 | $ 116,000 | $ 38,000 |
| SPRINGFIELD, IL | 40 | $ 2,568,000 | $ 64,000 | $ 52,000 |
| ALBANY, GA | 39 | $ 3,480,000 | $ 89,000 | $ 59,000 |
| ST. CLOUD, MN | 38 | $ 4,657,000 | $ 122,000 | $ 54,000 |
| WAUSAU, WI | 38 | $ 3,749,000 | $ 98,000 | $ 38,000 |
| ATHENS-CLARKE COUNTY, GA | 37 | $ 3,480,000 | $ 94,000 | $ 48,000 |
| BLOOMINGTON, IN | 37 | $ 4,197,000 | $ 113,000 | $ 48,000 |
| GRAND JUNCTION, CO | 37 | $ 5,028,000 | $ 135,000 | $ 53,000 |
| ST. GEORGE, UT | 37 | $ 4,623,000 | $ 124,000 | $ 49,000 |
| COLUMBIA, MO | 36 | $ 3,703,000 | $ 102,000 | $ 51,000 |
| HOT SPRINGS, AR | 36 | $ 3,510,000 | $ 97,000 | $ 40,000 |
| BOULDER, CO | 35 | $ 6,042,000 | $ 172,000 | $ 89,000 |
| YAKIMA, WA | 34 | $ 2,939,000 | $ 86,000 | $ 51,000 |
| BOWLING GREEN, KY | 33 | $ 2,878,000 | $ 87,000 | $ 43,000 |
| VICTORIA, TX | 33 | $ 1,931,000 | $ 58,000 | $ 107,000 |
| YUMA, AZ | 33 | $ 3,912,000 | $ 118,000 | $ 47,000 |
| COLUMBUS, IN | 32 | $ 3,591,000 | $ 112,000 | $ 46,000 |
| LONGVIEW, WA | 30 | $ 3,796,000 | $ 126,000 | $ 54,000 |
| DANVILLE, IL | 29 | $ 1,470,000 | $ 50,000 | $ 45,000 |
| DUBUQUE, IA | 29 | $ 2,779,000 | $ 95,000 | $ 42,000 |
| LAWTON, OK | 29 | $ 2,431,000 | $ 83,000 | $ 46,000 |
| IDAHO FALLS, ID | 28 | $ 2,086,000 | $ 74,000 | $ 49,000 |
| FARGO, ND-MN | 27 | $ 2,884,000 | $ 106,000 | $ 39,000 |
| ROME, GA | 27 | $ 2,347,000 | $ 86,000 | $ 45,000 |
| BRUNSWICK, GA | 26 | $ 3,198,000 | $ 123,000 | $ 52,000 |
| MOUNT VERNON-ANACORTES, WA | 26 | $ 4,109,000 | $ 158,000 | $ 52,000 |
| FARMINGTON, NM | 25 | $ 2,263,000 | $ 90,000 | $ 58,000 |
| PITTSFIELD, MA | 25 | $ 2,409,000 | $ 96,000 | $ 48,000 |
| RAPID CITY, SD | 25 | $ 2,456,000 | $ 98,000 | $ 50,000 |
| BELLINGHAM, WA | 24 | $ 2,895,000 | $ 120,000 | $ 44,000 |
| CHEYENNE, WY | 24 | $ 2,195,000 | $ 91,000 | $ 54,000 |
| HONOLULU, HI | 23 | $ 6,882,000 | $ 299,000 | $ 0 |
| POCATELLO, ID | 23 | $ 1,886,000 | $ 82,000 | $ 48,000 |
| SANTA FE, NM | 23 | $ 3,047,000 | $ 132,000 | $ 49,000 |
| TEXARKANA, TX-TEXARKANA, AR | 23 | $ 1,216,000 | $ 52,000 | $ 32,000 |
| GREAT FALLS, MT | 22 | $ 1,543,000 | $ 70,000 | $ 95,000 |
| HINESVILLE-FORT STEWART, GA | 22 | $ 1,831,000 | $ 83,000 | $ 44,000 |
| LA CROSSE, WI-MN | 22 | $ 2,142,000 | $ 97,000 | $ 33,000 |
| LAWRENCE, KS | 22 | $ 2,929,000 | $ 133,000 | $ 41,000 |
| BEND, OR | 21 | $ 1,953,000 | $ 93,000 | $ 50,000 |
| AMES, IA | 20 | $ 1,992,000 | $ 99,000 | $ 53,000 |
| BISMARCK, ND | 20 | $ 2,035,000 | $ 101,000 | $ 46,000 |
| CASPER, WY | 20 | $ 1,527,000 | $ 76,000 | $ 38,000 |
| CUMBERLAND, MD-WV | 20 | $ 1,419,000 | $ 70,000 | $ 44,000 |
| ITHACA, NY | 20 | $ 1,995,000 | $ 99,000 | $ 83,000 |
| IOWA CITY, IA | 18 | $ 1,628,000 | $ 90,000 | $ 49,000 |
| FLAGSTAFF, AZ | 16 | $ 1,436,000 | $ 89,000 | $ 41,000 |
| WENATCHEE, WA | 16 | $ 1,773,000 | $ 110,000 | $ 25,000 |
| MISSOULA, MT | 15 | $ 1,438,000 | $ 95,000 | $ 44,000 |
| CARSON CITY, NV | 14 | $ 2,224,000 | $ 158,000 | $ 67,000 |
| CORVALLIS, OR | 13 | $ 1,591,000 | $ 122,000 | $ 60,000 |
| LOGAN, UT-ID | 12 | $ 2,159,000 | $ 179,000 | $ 76,000 |
| ANCHORAGE, AK | 8 | $ 952,000 | $ 119,000 | $ 55,000 |
| GRAND FORKS, ND-MN | 8 | $ 698,000 | $ 87,000 | $ 97,000 |
| FAIRBANKS, AK | 4 | $ 256,000 | $ 64,000 | $ 56,000 |
| LEWISTON, ID-WA | 2 | $ 147,000 | $ 73,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Citifinancial Mtg Co, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 83,187 | $9,332,531,000 | $113,708 | $1,300,000 | $56,770 | $9,840,000 |
| Home Improvement | 10,162 | $781,198,000 | $78,042 | $790,000 | $62,127 | $7,200,000 |
| Home Purchase | 8,771 | $1,037,073,000 | $129,085 | $960,000 | $41,489 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,870 | $4,326,498,000 | $104,653 | $1,000,000 | $67,387 | $9,840,000 |
| Not applicable | 32,905 | $4,124,976,000 | $124,875 | $1,300,000 | $0 | $0 |
| Not Provided | 12,154 | $1,053,574,000 | $87,666 | $835,000 | $78,375 | $6,480,000 |
| Black or African American | 10,419 | $1,067,691,000 | $106,363 | $935,000 | $56,454 | $2,446,000 |
| Hispanic | 3,958 | $370,530,000 | $109,659 | $987,000 | $60,127 | $7,934,000 |
| American Indian or Alaskan Native | 855 | $81,756,000 | $95,565 | $680,000 | $66,043 | $1,056,000 |
| Asian | 793 | $106,679,000 | $124,477 | $674,000 | $64,386 | $2,100,000 |
| Native Hawaiian or Other Pacific Islander | 166 | $19,098,000 | $109,852 | $400,000 | $67,529 | $912,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102,120 | $11,150,802,000 | $112,448 | $1,300,000 | $56,163 | $9,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 42,252 | $3,775,793,000 | $89,770 | $1,000,000 | $70,562 | $9,840,000 |
| Loan Purchased By The Institution | 32,905 | $4,124,976,000 | $124,875 | $1,300,000 | $0 | $0 |
| Loan Originated | 14,215 | $1,728,416,000 | $118,152 | $694,000 | $61,413 | $1,462,000 |
| File Closed For Incompleteness | 11,258 | $1,339,734,000 | $115,659 | $991,000 | $64,723 | $7,934,000 |
| Application Approved But Not Accepted | 1,433 | $173,502,000 | $120,931 | $555,000 | $59,772 | $1,088,000 |
| Preapproval Denied by Financial Institution | 55 | $8,254,000 | $150,000 | $674,000 | $53,000 | $282,000 |
| Application Withdrawn By Applicant | 2 | $127,000 | $63,500 | $66,000 | $58,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 24,911 | $2,114,555,000 | $88,446 | $1,000,000 | $71,829 | $7,200,000 |
| Credit History | 10,393 | $959,365,000 | $99,687 | $987,000 | $59,375 | $9,840,000 |
| Collateral | 3,303 | $284,992,000 | $84,666 | $615,000 | $69,229 | $1,920,000 |
| Other | 1,988 | $228,704,000 | $110,354 | $680,000 | $61,562 | $3,360,000 |
| Debt-To-Income Ratio | 1,106 | $131,238,000 | $115,622 | $660,000 | $44,377 | $313,000 |
| Employment History | 339 | $31,335,000 | $96,309 | $470,000 | $71,952 | $1,440,000 |
| Unverifiable Information | 264 | $33,595,000 | $137,027 | $517,000 | $61,891 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $173,000 | $86,500 | $117,000 | $103,000 | $155,000 |
| Mortgage Insurance Denied | 1 | $90,000 | $90,000 | $90,000 | $29,000 | $29,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citifinancial Mtg Co, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citifinancial Mtg Co, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.