Citizens Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Citizens Bank Po Box 1900 Elizabethton, TN 37644 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,788 |
| Total Mortgage Loan Application Amount | $230,944,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $61,600 |
| Highest Applicant Income | $674,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 358 | $ 63,164,000 | $ 176,000 | $ 95,000 |
| Carter County Tennessee | 276 | $ 18,369,000 | $ 66,000 | $ 37,000 |
| Sullivan County Tennessee | 274 | $ 21,539,000 | $ 78,000 | $ 41,000 |
| Shelby County Alabama | 176 | $ 35,299,000 | $ 200,000 | $ 116,000 |
| Washington County Tennessee | 132 | $ 13,828,000 | $ 104,000 | $ 53,000 |
| Madison County Alabama | 47 | $ 5,911,000 | $ 125,000 | $ 74,000 |
| Mobile County Alabama | 44 | $ 5,306,000 | $ 120,000 | $ 68,000 |
| Cabarrus County North Carolina | 42 | $ 6,215,000 | $ 147,000 | $ 75,000 |
| Bristol County Virginia | 37 | $ 2,428,000 | $ 65,000 | $ 42,000 |
| Lexington County South Carolina | 36 | $ 5,617,000 | $ 156,000 | $ 87,000 |
| Forsyth County North Carolina | 32 | $ 6,453,000 | $ 201,000 | $ 78,000 |
| Baldwin County Alabama | 29 | $ 4,607,000 | $ 158,000 | $ 84,000 |
| Tuscaloosa County Alabama | 25 | $ 3,690,000 | $ 147,000 | $ 148,000 |
| Washington County Virginia | 24 | $ 2,311,000 | $ 96,000 | $ 53,000 |
| Hawkins County Tennessee | 21 | $ 1,463,000 | $ 69,000 | $ 45,000 |
| Richland County South Carolina | 20 | $ 2,371,000 | $ 118,000 | $ 72,000 |
| St. Clair County Alabama | 18 | $ 2,775,000 | $ 154,000 | $ 78,000 |
| Blount County Alabama | 17 | $ 2,252,000 | $ 132,000 | $ 50,000 |
| Unicoi County Tennessee | 14 | $ 1,294,000 | $ 92,000 | $ 42,000 |
| Montgomery County Alabama | 12 | $ 2,198,000 | $ 183,000 | $ 84,000 |
| Johnson County Tennessee | 9 | $ 727,000 | $ 80,000 | $ 42,000 |
| Davie County North Carolina | 8 | $ 2,179,000 | $ 272,000 | $ 133,000 |
| Greenville County South Carolina | 6 | $ 983,000 | $ 163,000 | $ 60,000 |
| Chilton County Alabama | 5 | $ 831,000 | $ 166,000 | $ 57,000 |
| Cullman County Alabama | 5 | $ 564,000 | $ 112,000 | $ 55,000 |
| Autauga County Alabama | 4 | $ 727,000 | $ 181,000 | $ 88,000 |
| Limestone County Alabama | 4 | $ 551,000 | $ 137,000 | $ 74,000 |
| Marshall County Alabama | 4 | $ 753,000 | $ 188,000 | $ 161,000 |
| Morgan County Alabama | 4 | $ 474,000 | $ 118,000 | $ 48,000 |
| Tallapoosa County Alabama | 4 | $ 539,000 | $ 134,000 | $ 76,000 |
| Mecklenburg County North Carolina | 4 | $ 1,057,000 | $ 264,000 | $ 155,000 |
| Orange County North Carolina | 4 | $ 1,333,000 | $ 333,000 | $ 129,000 |
| Rowan County North Carolina | 4 | $ 635,000 | $ 158,000 | $ 93,000 |
| Calhoun County Alabama | 3 | $ 160,000 | $ 53,000 | $ 34,000 |
| Elmore County Alabama | 3 | $ 472,000 | $ 157,000 | $ 107,000 |
| Lee County Alabama | 3 | $ 410,000 | $ 136,000 | $ 83,000 |
| Talladega County Alabama | 3 | $ 390,000 | $ 130,000 | $ 160,000 |
| Fulton County Georgia | 3 | $ 471,000 | $ 157,000 | $ 68,000 |
| Durham County North Carolina | 3 | $ 462,000 | $ 154,000 | $ 77,000 |
| Greene County Tennessee | 3 | $ 397,000 | $ 132,000 | $ 71,000 |
| Colbert County Alabama | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Etowah County Alabama | 2 | $ 184,000 | $ 92,000 | $ 36,000 |
| Jackson County Alabama | 2 | $ 413,000 | $ 206,000 | $ 83,000 |
| Walker County Alabama | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Carroll County Georgia | 2 | $ 204,000 | $ 102,000 | $ 89,000 |
| Gwinnett County Georgia | 2 | $ 358,000 | $ 179,000 | $ 104,000 |
| Newton County Georgia | 2 | $ 179,000 | $ 89,000 | $ 66,000 |
| Avery County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 36,000 |
| Catawba County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 48,000 |
| Chatham County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Guilford County North Carolina | 2 | $ 351,000 | $ 175,000 | $ 130,000 |
| Stokes County North Carolina | 2 | $ 278,000 | $ 139,000 | $ 121,000 |
| Wake County North Carolina | 2 | $ 292,000 | $ 146,000 | $ 74,000 |
| Aiken County South Carolina | 2 | $ 263,000 | $ 131,000 | $ 80,000 |
| Pickens County South Carolina | 2 | $ 211,000 | $ 105,000 | $ 80,000 |
| Davidson County Tennessee | 2 | $ 546,000 | $ 273,000 | $ 165,000 |
| Sevier County Tennessee | 2 | $ 312,000 | $ 156,000 | $ 165,000 |
| Russell County Virginia | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Smyth County Virginia | 2 | $ 143,000 | $ 71,000 | $ 56,000 |
| Bibb County Alabama | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Clarke County Alabama | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Covington County Alabama | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Franklin County Alabama | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
| Greene County Alabama | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Houston County Alabama | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Lauderdale County Alabama | 1 | $ 340,000 | $ 340,000 | $ 86,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Okaloosa County Florida | 1 | $ 122,000 | $ 122,000 | $ 84,000 |
| St. Johns County Florida | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| Fayette County Georgia | 1 | $ 323,000 | $ 323,000 | $ 102,000 |
| Jasper County Georgia | 1 | $ 124,000 | $ 124,000 | $ 82,000 |
| Rockdale County Georgia | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| St. Clair County Michigan | 1 | $ 183,000 | $ 183,000 | $ 72,000 |
| Kings County New York | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Ashe County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 170,000 |
| Brunswick County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 598,000 |
| Caldwell County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 69,000 |
| Davidson County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 192,000 |
| Lincoln County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 151,000 |
| Scotland County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Stanly County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Union County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Charleston County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 311,000 |
| Horry County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Newberry County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| York County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Franklin County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Shelby County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Scott County Virginia | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,184 | $158,942,000 | $134,428 | $990,000 | $81,142 | $659,000 |
| Home Purchase (one-to-four family) | 530 | $69,984,000 | $133,222 | $650,000 | $66,666 | $674,000 |
| Home Improvement (one-to-four family) | 68 | $1,148,000 | $20,000 | $140,000 | $32,000 | $93,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 6 | $870,000 | $180,000 | $480,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,725 | $221,495,000 | $134,222 | $990,000 | $72,111 | $674,000 |
| Black | 28 | $3,333,000 | $130,800 | $323,000 | $62,400 | $102,000 |
| Information not provided by applicant in mail or telephone application | 13 | $2,048,000 | $122,000 | $455,000 | $114,000 | $521,000 |
| Asian or Pacific Islander | 7 | $1,258,000 | $179,000 | $249,000 | $69,000 | $111,000 |
| Other | 5 | $1,452,000 | $242,500 | $750,000 | $143,000 | $422,000 |
| Hispanic | 4 | $830,000 | $171,500 | $540,000 | $66,500 | $168,000 |
| American Indian or Alaskan Native | 3 | $232,000 | $114,000 | $225,000 | $55,500 | $78,000 |
| Not applicable | 3 | $296,000 | $98,000 | $120,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,759 | $228,607,000 | $136,666 | $990,000 | $73,222 | $674,000 |
| FHA-insured (Federal Housing Administration) | 22 | $1,592,000 | $71,500 | $112,000 | $27,500 | $56,000 |
| VA-guaranteed (Veterans Administration) | 7 | $745,000 | $122,000 | $144,000 | $57,500 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,593 | $214,667,000 | $137,000 | $990,000 | $74,222 | $674,000 |
| Application Denied By Financial Institution | 94 | $7,250,000 | $101,666 | $221,000 | $38,000 | $260,000 |
| Application Withdrawn By Applicant | 69 | $6,370,000 | $126,666 | $235,000 | $63,333 | $164,000 |
| Application Approved But Not Accepted | 32 | $2,657,000 | $77,000 | $233,000 | $35,500 | $260,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $92,000 | $92,000 | $92,000 | $29,000 | $29,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.