Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Citizens Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,261 |
| Total Mortgage Loan Application Amount | $459,290,000 |
| Average Mortgage Loan Application Amount | $77,666 |
| Highest Mortgage Loan Application Amount | $7,583,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $3,785,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 668 | $ 43,022,000 | $ 64,000 | $ 65,000 |
| Saginaw County Michigan | 324 | $ 27,324,000 | $ 84,000 | $ 82,000 |
| Oakland County Michigan | 307 | $ 34,041,000 | $ 110,000 | $ 106,000 |
| Livingston County Michigan | 270 | $ 27,674,000 | $ 102,000 | $ 94,000 |
| Jackson County Michigan | 251 | $ 17,218,000 | $ 68,000 | $ 68,000 |
| Wayne County Michigan | 196 | $ 10,355,000 | $ 52,000 | $ 72,000 |
| Bay County Michigan | 189 | $ 12,582,000 | $ 66,000 | $ 70,000 |
| Washtenaw County Michigan | 176 | $ 21,482,000 | $ 122,000 | $ 97,000 |
| Macomb County Michigan | 130 | $ 11,001,000 | $ 84,000 | $ 76,000 |
| Cuyahoga County Ohio | 124 | $ 6,206,000 | $ 50,000 | $ 61,000 |
| Midland County Michigan | 121 | $ 14,470,000 | $ 119,000 | $ 86,000 |
| Ingham County Michigan | 105 | $ 16,206,000 | $ 154,000 | $ 78,000 |
| Wexford County Michigan | 101 | $ 5,323,000 | $ 52,000 | $ 60,000 |
| Osceola County Michigan | 97 | $ 4,543,000 | $ 46,000 | $ 48,000 |
| Brown County Wisconsin | 85 | $ 10,385,000 | $ 122,000 | $ 73,000 |
| St. Joseph County Michigan | 81 | $ 4,083,000 | $ 50,000 | $ 64,000 |
| Ottawa County Michigan | 80 | $ 4,812,000 | $ 60,000 | $ 85,000 |
| Oconto County Wisconsin | 80 | $ 5,963,000 | $ 74,000 | $ 62,000 |
| Shiawassee County Michigan | 78 | $ 4,840,000 | $ 62,000 | $ 63,000 |
| Otsego County Michigan | 63 | $ 6,001,000 | $ 95,000 | $ 80,000 |
| Muskegon County Michigan | 61 | $ 3,003,000 | $ 49,000 | $ 81,000 |
| Clinton County Michigan | 58 | $ 4,508,000 | $ 77,000 | $ 69,000 |
| Tuscola County Michigan | 46 | $ 2,544,000 | $ 55,000 | $ 55,000 |
| Winnebago County Wisconsin | 45 | $ 3,953,000 | $ 87,000 | $ 67,000 |
| Ogemaw County Michigan | 43 | $ 1,954,000 | $ 45,000 | $ 48,000 |
| Outagamie County Wisconsin | 43 | $ 4,649,000 | $ 108,000 | $ 67,000 |
| Missaukee County Michigan | 42 | $ 2,520,000 | $ 60,000 | $ 57,000 |
| Arenac County Michigan | 41 | $ 2,119,000 | $ 51,000 | $ 41,000 |
| Oscoda County Michigan | 40 | $ 2,583,000 | $ 64,000 | $ 55,000 |
| Crawford County Michigan | 39 | $ 3,524,000 | $ 90,000 | $ 82,000 |
| Marquette County Michigan | 39 | $ 2,421,000 | $ 62,000 | $ 43,000 |
| Charlevoix County Michigan | 35 | $ 3,447,000 | $ 98,000 | $ 68,000 |
| Vilas County Wisconsin | 35 | $ 4,843,000 | $ 138,000 | $ 109,000 |
| Grand Traverse County Michigan | 33 | $ 3,676,000 | $ 111,000 | $ 108,000 |
| Door County Wisconsin | 33 | $ 4,119,000 | $ 124,000 | $ 74,000 |
| Portage County Wisconsin | 33 | $ 3,089,000 | $ 93,000 | $ 66,000 |
| Antrim County Michigan | 32 | $ 3,082,000 | $ 96,000 | $ 74,000 |
| Geauga County Ohio | 29 | $ 3,277,000 | $ 113,000 | $ 101,000 |
| Alger County Michigan | 28 | $ 1,204,000 | $ 43,000 | $ 51,000 |
| Grant County Wisconsin | 28 | $ 1,688,000 | $ 60,000 | $ 59,000 |
| Oneida County Wisconsin | 28 | $ 3,139,000 | $ 112,000 | $ 63,000 |
| Lake County Ohio | 27 | $ 2,499,000 | $ 92,000 | $ 66,000 |
| Houghton County Michigan | 25 | $ 1,209,000 | $ 48,000 | $ 65,000 |
| Kent County Michigan | 25 | $ 2,140,000 | $ 85,000 | $ 81,000 |
| Waushara County Wisconsin | 25 | $ 1,704,000 | $ 68,000 | $ 50,000 |
| Lapeer County Michigan | 24 | $ 1,400,000 | $ 58,000 | $ 83,000 |
| Monroe County Michigan | 24 | $ 2,408,000 | $ 100,000 | $ 70,000 |
| Roscommon County Michigan | 24 | $ 3,933,000 | $ 163,000 | $ 133,000 |
| Summit County Ohio | 24 | $ 2,790,000 | $ 116,000 | $ 98,000 |
| Calhoun County Michigan | 23 | $ 947,000 | $ 41,000 | $ 40,000 |
| Calumet County Wisconsin | 23 | $ 2,259,000 | $ 98,000 | $ 67,000 |
| Iron County Michigan | 22 | $ 1,276,000 | $ 58,000 | $ 44,000 |
| Allegan County Michigan | 21 | $ 2,125,000 | $ 101,000 | $ 92,000 |
| Walworth County Wisconsin | 20 | $ 2,065,000 | $ 103,000 | $ 59,000 |
| Marinette County Wisconsin | 19 | $ 1,074,000 | $ 56,000 | $ 49,000 |
| Lenawee County Michigan | 18 | $ 1,731,000 | $ 96,000 | $ 73,000 |
| Jefferson County Wisconsin | 18 | $ 1,503,000 | $ 83,000 | $ 48,000 |
| Eaton County Michigan | 16 | $ 1,948,000 | $ 121,000 | $ 74,000 |
| Gladwin County Michigan | 16 | $ 1,068,000 | $ 66,000 | $ 118,000 |
| Emmet County Michigan | 15 | $ 3,925,000 | $ 261,000 | $ 191,000 |
| Gogebic County Michigan | 15 | $ 399,000 | $ 26,000 | $ 54,000 |
| Hillsdale County Michigan | 15 | $ 958,000 | $ 63,000 | $ 69,000 |
| Kalamazoo County Michigan | 15 | $ 1,323,000 | $ 88,000 | $ 81,000 |
| Waupaca County Wisconsin | 15 | $ 1,117,000 | $ 74,000 | $ 59,000 |
| Alpena County Michigan | 14 | $ 1,150,000 | $ 82,000 | $ 58,000 |
| Dickinson County Michigan | 14 | $ 665,000 | $ 47,000 | $ 62,000 |
| Chippewa County Michigan | 13 | $ 1,066,000 | $ 82,000 | $ 88,000 |
| Keweenaw County Michigan | 12 | $ 810,000 | $ 67,000 | $ 55,000 |
| Medina County Ohio | 12 | $ 555,000 | $ 46,000 | $ 46,000 |
| Leelanau County Michigan | 10 | $ 1,987,000 | $ 198,000 | $ 191,000 |
| Crawford County Wisconsin | 10 | $ 637,000 | $ 63,000 | $ 44,000 |
| Lafayette County Wisconsin | 10 | $ 718,000 | $ 71,000 | $ 69,000 |
| Polk County Wisconsin | 10 | $ 2,073,000 | $ 207,000 | $ 28,000 |
| Alcona County Michigan | 9 | $ 637,000 | $ 70,000 | $ 89,000 |
| Iosco County Michigan | 9 | $ 1,297,000 | $ 144,000 | $ 136,000 |
| Lake County Michigan | 9 | $ 276,000 | $ 30,000 | $ 71,000 |
| Baraga County Michigan | 8 | $ 319,000 | $ 39,000 | $ 57,000 |
| Clare County Michigan | 8 | $ 700,000 | $ 87,000 | $ 76,000 |
| Mecosta County Michigan | 8 | $ 737,000 | $ 92,000 | $ 99,000 |
| St. Clair County Michigan | 8 | $ 786,000 | $ 98,000 | $ 101,000 |
| Lorain County Ohio | 8 | $ 735,000 | $ 91,000 | $ 83,000 |
| Kewaunee County Wisconsin | 8 | $ 651,000 | $ 81,000 | $ 41,000 |
| Benzie County Michigan | 7 | $ 1,087,000 | $ 155,000 | $ 106,000 |
| Cheboygan County Michigan | 7 | $ 1,170,000 | $ 167,000 | $ 109,000 |
| Lincoln County Wisconsin | 7 | $ 476,000 | $ 68,000 | $ 34,000 |
| Lee County Florida | 6 | $ 1,481,000 | $ 246,000 | $ 198,000 |
| Kalkaska County Michigan | 6 | $ 819,000 | $ 136,000 | $ 105,000 |
| Manistee County Michigan | 6 | $ 628,000 | $ 104,000 | $ 101,000 |
| Presque Isle County Michigan | 6 | $ 673,000 | $ 112,000 | $ 102,000 |
| Hamilton County Ohio | 6 | $ 7,714,000 | $ 1,285,000 | $ 51,000 |
| Langlade County Wisconsin | 6 | $ 648,000 | $ 108,000 | $ 74,000 |
| Manitowoc County Wisconsin | 6 | $ 446,000 | $ 74,000 | $ 72,000 |
| Shawano County Wisconsin | 6 | $ 812,000 | $ 135,000 | $ 63,000 |
| Maricopa County Arizona | 5 | $ 831,000 | $ 166,000 | $ 263,000 |
| Menominee County Michigan | 5 | $ 163,000 | $ 32,000 | $ 73,000 |
| Montmorency County Michigan | 5 | $ 371,000 | $ 74,000 | $ 40,000 |
| Ontonagon County Michigan | 5 | $ 296,000 | $ 59,000 | $ 111,000 |
| Montgomery County Ohio | 5 | $ 250,000 | $ 50,000 | $ 96,000 |
| Douglas County Wisconsin | 5 | $ 288,000 | $ 57,000 | $ 67,000 |
| Waukesha County Wisconsin | 5 | $ 1,546,000 | $ 309,000 | $ 115,000 |
| Delta County Michigan | 4 | $ 445,000 | $ 111,000 | $ 95,000 |
| Gratiot County Michigan | 4 | $ 79,000 | $ 19,000 | $ 50,000 |
| Huron County Michigan | 4 | $ 297,000 | $ 74,000 | $ 101,000 |
| Van Buren County Michigan | 4 | $ 533,000 | $ 133,000 | $ 179,000 |
| Milwaukee County Wisconsin | 4 | $ 360,000 | $ 90,000 | $ 58,000 |
| Collier County Florida | 3 | $ 548,000 | $ 182,000 | $ 138,000 |
| Cook County Illinois | 3 | $ 959,000 | $ 319,000 | $ 277,000 |
| Elkhart County Indiana | 3 | $ 145,000 | $ 48,000 | $ 65,000 |
| Clayton County Iowa | 3 | $ 186,000 | $ 62,000 | $ 54,000 |
| Middlesex County Massachusetts | 3 | $ 383,000 | $ 127,000 | $ 62,000 |
| Branch County Michigan | 3 | $ 268,000 | $ 89,000 | $ 58,000 |
| Ionia County Michigan | 3 | $ 585,000 | $ 195,000 | $ 77,000 |
| Isabella County Michigan | 3 | $ 445,000 | $ 148,000 | $ 92,000 |
| Mackinac County Michigan | 3 | $ 253,000 | $ 84,000 | $ 55,000 |
| Mason County Michigan | 3 | $ 80,000 | $ 26,000 | $ 53,000 |
| Newaygo County Michigan | 3 | $ 76,000 | $ 25,000 | $ 39,000 |
| Sanilac County Michigan | 3 | $ 130,000 | $ 43,000 | $ 112,000 |
| Ashtabula County Ohio | 3 | $ 63,000 | $ 21,000 | $ 68,000 |
| Greene County Ohio | 3 | $ 113,000 | $ 37,000 | $ 78,000 |
| Lucas County Ohio | 3 | $ 277,000 | $ 92,000 | $ 66,000 |
| Green County Wisconsin | 3 | $ 126,000 | $ 42,000 | $ 55,000 |
| Marathon County Wisconsin | 3 | $ 345,000 | $ 115,000 | $ 83,000 |
| St. Croix County Wisconsin | 3 | $ 302,000 | $ 100,000 | $ 101,000 |
| Kern County California | 2 | $ 124,000 | $ 62,000 | $ 60,000 |
| Broward County Florida | 2 | $ 2,287,000 | $ 1,143,000 | $ 876,000 |
| Martin County Florida | 2 | $ 631,000 | $ 315,000 | $ 353,000 |
| Sarasota County Florida | 2 | $ 608,000 | $ 304,000 | $ 308,000 |
| St. Lucie County Florida | 2 | $ 524,000 | $ 262,000 | $ 274,000 |
| Sumter County Florida | 2 | $ 387,000 | $ 193,000 | $ 116,000 |
| Hancock County Indiana | 2 | $ 76,000 | $ 38,000 | $ 129,000 |
| Hendricks County Indiana | 2 | $ 132,000 | $ 66,000 | $ 85,000 |
| Howard County Indiana | 2 | $ 89,000 | $ 44,000 | $ 91,000 |
| Jasper County Iowa | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| Cass County Michigan | 2 | $ 31,000 | $ 15,000 | $ 24,000 |
| Schoolcraft County Michigan | 2 | $ 68,000 | $ 34,000 | $ 41,000 |
| Erie County Ohio | 2 | $ 591,000 | $ 295,000 | $ 190,000 |
| Franklin County Ohio | 2 | $ 355,000 | $ 177,000 | $ 123,000 |
| Portage County Ohio | 2 | $ 35,000 | $ 17,000 | $ 64,000 |
| Warren County Ohio | 2 | $ 54,000 | $ 27,000 | $ 76,000 |
| Beaufort County South Carolina | 2 | $ 514,000 | $ 257,000 | $ 200,000 |
| Barron County Wisconsin | 2 | $ 151,000 | $ 75,000 | $ 37,000 |
| Forest County Wisconsin | 2 | $ 98,000 | $ 49,000 | $ 51,000 |
| Green Lake County Wisconsin | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
| Marquette County Wisconsin | 2 | $ 255,000 | $ 127,000 | $ 112,000 |
| Rock County Wisconsin | 2 | $ 7,713,000 | $ 3,856,000 | $ 29,000 |
| Douglas County Colorado | 1 | $ 238,000 | $ 238,000 | $ 129,000 |
| Eagle County Colorado | 1 | $ 144,000 | $ 144,000 | $ 81,000 |
| Jefferson County Colorado | 1 | $ 202,000 | $ 202,000 | $ 126,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Miami-Dade County Florida | 1 | $ 69,000 | $ 69,000 | $ 180,000 |
| Monroe County Florida | 1 | $ 683,000 | $ 683,000 | $ 305,000 |
| Orange County Florida | 1 | $ 169,000 | $ 169,000 | $ 75,000 |
| Palm Beach County Florida | 1 | $ 231,000 | $ 231,000 | $ 1,154,000 |
| Polk County Florida | 1 | $ 119,000 | $ 119,000 | $ 133,000 |
| Walton County Florida | 1 | $ 203,000 | $ 203,000 | $ 209,000 |
| Woodford County Illinois | 1 | $ 171,000 | $ 171,000 | $ 81,000 |
| DeKalb County Indiana | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Huntington County Indiana | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 19,000 | $ 19,000 | $ 53,000 |
| Kosciusko County Indiana | 1 | $ 4,000 | $ 4,000 | $ 15,000 |
| Miami County Indiana | 1 | $ 43,000 | $ 43,000 | $ 117,000 |
| Steuben County Indiana | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Vigo County Indiana | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
| Clarke County Iowa | 1 | $ 162,000 | $ 162,000 | $ 148,000 |
| Jackson County Iowa | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Jessamine County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 158,000 |
| Barry County Michigan | 1 | $ 29,000 | $ 29,000 | $ 57,000 |
| Berrien County Michigan | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Luce County Michigan | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Montcalm County Michigan | 1 | $ 96,000 | $ 96,000 | $ 139,000 |
| Oceana County Michigan | 1 | $ 98,000 | $ 98,000 | $ 106,000 |
| Dakota County Minnesota | 1 | $ 267,000 | $ 267,000 | $ 90,000 |
| Hennepin County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Lafayette County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 120,000 |
| Clark County Nevada | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Hillsborough County New Hampshire | 1 | $ 17,000 | $ 17,000 | $ 49,000 |
| Burlington County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Chautauqua County New York | 1 | $ 320,000 | $ 320,000 | $ 143,000 |
| Suffolk County New York | 1 | $ 660,000 | $ 660,000 | $ 500,000 |
| Mahoning County Ohio | 1 | $ 113,000 | $ 113,000 | $ 180,000 |
| Miami County Ohio | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Ottawa County Ohio | 1 | $ 46,000 | $ 46,000 | $ 98,000 |
| Stark County Ohio | 1 | $ 16,000 | $ 16,000 | $ 31,000 |
| Wayne County Ohio | 1 | $ 304,000 | $ 304,000 | $ 78,000 |
| Williams County Ohio | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Chester County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 71,000 |
| Windham County Vermont | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Adams County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Buffalo County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Dodge County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Dunn County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Florence County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Iron County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 23,000 |
| Kenosha County Wisconsin | 1 | $ 6,000 | $ 6,000 | $ 140,000 |
| Sawyer County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 124,000 |
| Sheboygan County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Washington County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 136,000 |
| Wood County Wisconsin | 1 | $ 11,000 | $ 11,000 | $ 14,000 |
Mortgage Loan Application Detail Totals for Citizens Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,322 | $355,891,000 | $107,000 | $7,583,000 | $86,000 | $1,735,000 |
| Home Improvement | 1,204 | $24,816,000 | $20,000 | $7,100,000 | $49,000 | $672,000 |
| Home Purchase | 735 | $78,583,000 | $106,000 | $1,120,000 | $79,000 | $3,785,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,018 | $323,952,000 | $80,000 | $1,649,000 | $76,000 | $1,735,000 |
| Not Provided | 731 | $84,019,000 | $114,000 | $2,000,000 | $98,000 | $3,785,000 |
| Black or African American | 320 | $7,960,000 | $24,000 | $300,000 | $46,000 | $672,000 |
| Hispanic | 95 | $4,576,000 | $48,000 | $407,000 | $56,000 | $360,000 |
| Asian | 37 | $5,592,000 | $151,000 | $698,000 | $132,000 | $625,000 |
| American Indian or Alaskan Native | 31 | $1,239,000 | $39,000 | $232,000 | $64,000 | $126,000 |
| Not applicable | 25 | $31,415,000 | $1,256,000 | $7,583,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $537,000 | $134,000 | $279,000 | $57,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,945 | $426,857,000 | $86,000 | $7,583,000 | $78,000 | $3,785,000 |
| FHA-insured (Federal Housing Administration) | 316 | $32,433,000 | $102,000 | $274,000 | $53,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,783 | $247,156,000 | $88,000 | $7,583,000 | $80,000 | $1,154,000 |
| Application Denied By Financial Institution | 1,642 | $116,836,000 | $71,000 | $898,000 | $66,000 | $3,785,000 |
| Application Approved But Not Accepted | 715 | $77,374,000 | $108,000 | $2,000,000 | $87,000 | $1,735,000 |
| File Closed For Incompleteness | 60 | $8,970,000 | $149,000 | $417,000 | $84,000 | $391,000 |
| Application Withdrawn By Applicant | 49 | $7,787,000 | $158,000 | $2,000,000 | $83,000 | $571,000 |
| Loan Purchased By The Institution | 12 | $1,167,000 | $97,000 | $195,000 | $35,000 | $62,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.