Citizens Bank
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Citizens Bank
328 S Saginaw St
Flint, MI 48502
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,192
Total Mortgage Loan Application Amount $488,291,000
Average Mortgage Loan Application Amount $80,000
Highest Mortgage Loan Application Amount $2,313,000
Average Applicant Income $73,000
Highest Applicant Income $1,989,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Genesee County Michigan 756 $ 57,026,000 $ 75,000 $ 70,000
Saginaw County Michigan 401 $ 31,844,000 $ 79,000 $ 72,000
Oakland County Michigan 360 $ 51,043,000 $ 141,000 $ 116,000
Jackson County Michigan 263 $ 19,142,000 $ 72,000 $ 59,000
Livingston County Michigan 228 $ 27,152,000 $ 119,000 $ 94,000
Wayne County Michigan 215 $ 15,909,000 $ 73,000 $ 72,000
Bay County Michigan 201 $ 12,582,000 $ 62,000 $ 59,000
Washtenaw County Michigan 187 $ 26,411,000 $ 141,000 $ 100,000
Midland County Michigan 132 $ 18,701,000 $ 141,000 $ 103,000
Macomb County Michigan 106 $ 13,787,000 $ 130,000 $ 85,000
Wexford County Michigan 102 $ 6,827,000 $ 66,000 $ 60,000
Cuyahoga County Ohio 92 $ 3,692,000 $ 40,000 $ 59,000
Ingham County Michigan 91 $ 11,368,000 $ 124,000 $ 93,000
St. Joseph County Michigan 83 $ 4,755,000 $ 57,000 $ 53,000
Shiawassee County Michigan 75 $ 6,070,000 $ 80,000 $ 76,000
Clinton County Michigan 72 $ 5,066,000 $ 70,000 $ 70,000
Brown County Wisconsin 72 $ 6,707,000 $ 93,000 $ 73,000
Osceola County Michigan 71 $ 2,338,000 $ 32,000 $ 45,000
Oconto County Wisconsin 71 $ 5,543,000 $ 78,000 $ 57,000
Arenac County Michigan 64 $ 3,814,000 $ 59,000 $ 66,000
Otsego County Michigan 54 $ 5,387,000 $ 99,000 $ 76,000
Tuscola County Michigan 48 $ 3,251,000 $ 67,000 $ 57,000
Winnebago County Wisconsin 48 $ 4,830,000 $ 100,000 $ 63,000
Door County Wisconsin 45 $ 7,685,000 $ 170,000 $ 72,000
Charlevoix County Michigan 39 $ 5,919,000 $ 151,000 $ 100,000
Vilas County Wisconsin 39 $ 5,309,000 $ 136,000 $ 110,000
Ogemaw County Michigan 38 $ 1,730,000 $ 45,000 $ 38,000
Ottawa County Michigan 38 $ 2,537,000 $ 66,000 $ 92,000
Outagamie County Wisconsin 37 $ 4,424,000 $ 119,000 $ 81,000
Crawford County Michigan 36 $ 5,590,000 $ 155,000 $ 116,000
Muskegon County Michigan 34 $ 2,097,000 $ 61,000 $ 86,000
Missaukee County Michigan 33 $ 1,923,000 $ 58,000 $ 45,000
Oneida County Wisconsin 32 $ 3,920,000 $ 122,000 $ 83,000
Walworth County Wisconsin 31 $ 2,931,000 $ 94,000 $ 76,000
Antrim County Michigan 30 $ 3,791,000 $ 126,000 $ 94,000
Portage County Wisconsin 30 $ 2,538,000 $ 84,000 $ 68,000
Grant County Wisconsin 28 $ 2,098,000 $ 74,000 $ 55,000
Houghton County Michigan 25 $ 1,172,000 $ 46,000 $ 51,000
Oscoda County Michigan 25 $ 1,397,000 $ 55,000 $ 51,000
Grand Traverse County Michigan 23 $ 2,160,000 $ 93,000 $ 118,000
Monroe County Michigan 23 $ 2,497,000 $ 108,000 $ 79,000
Calumet County Wisconsin 23 $ 2,234,000 $ 97,000 $ 64,000
Alger County Michigan 22 $ 1,272,000 $ 57,000 $ 68,000
Lapeer County Michigan 22 $ 1,706,000 $ 77,000 $ 75,000
Marquette County Michigan 22 $ 1,481,000 $ 67,000 $ 47,000
Waushara County Wisconsin 21 $ 1,597,000 $ 76,000 $ 50,000
Gladwin County Michigan 20 $ 2,389,000 $ 119,000 $ 84,000
Calhoun County Michigan 19 $ 1,244,000 $ 65,000 $ 47,000
Kent County Michigan 19 $ 1,153,000 $ 60,000 $ 98,000
Waupaca County Wisconsin 19 $ 1,492,000 $ 78,000 $ 72,000
Eaton County Michigan 18 $ 1,535,000 $ 85,000 $ 63,000
Iosco County Michigan 18 $ 1,132,000 $ 62,000 $ 61,000
Lake County Ohio 18 $ 1,574,000 $ 87,000 $ 84,000
Alcona County Michigan 17 $ 1,401,000 $ 82,000 $ 70,000
Alpena County Michigan 17 $ 1,525,000 $ 89,000 $ 69,000
Leelanau County Michigan 17 $ 3,605,000 $ 212,000 $ 295,000
Iron County Michigan 15 $ 1,072,000 $ 71,000 $ 72,000
Kalamazoo County Michigan 15 $ 2,112,000 $ 140,000 $ 108,000
Jefferson County Wisconsin 15 $ 1,361,000 $ 90,000 $ 60,000
Geauga County Ohio 14 $ 1,393,000 $ 99,000 $ 83,000
Allegan County Michigan 13 $ 1,460,000 $ 112,000 $ 109,000
Clare County Michigan 13 $ 1,042,000 $ 80,000 $ 51,000
Marinette County Wisconsin 13 $ 866,000 $ 66,000 $ 57,000
Shawano County Wisconsin 13 $ 1,591,000 $ 122,000 $ 83,000
Roscommon County Michigan 12 $ 1,128,000 $ 94,000 $ 95,000
Lincoln County Wisconsin 12 $ 903,000 $ 75,000 $ 64,000
Gogebic County Michigan 11 $ 781,000 $ 71,000 $ 50,000
Gratiot County Michigan 11 $ 626,000 $ 56,000 $ 45,000
Kalkaska County Michigan 11 $ 1,261,000 $ 114,000 $ 97,000
Crawford County Wisconsin 11 $ 1,160,000 $ 105,000 $ 55,000
Iron County Wisconsin 11 $ 882,000 $ 80,000 $ 68,000
Waukesha County Wisconsin 11 $ 2,133,000 $ 193,000 $ 86,000
Emmet County Michigan 10 $ 2,239,000 $ 223,000 $ 231,000
Manistee County Michigan 10 $ 1,209,000 $ 120,000 $ 91,000
Chippewa County Michigan 9 $ 690,000 $ 76,000 $ 71,000
Lenawee County Michigan 9 $ 835,000 $ 92,000 $ 52,000
Summit County Ohio 9 $ 1,158,000 $ 128,000 $ 111,000
Cheboygan County Michigan 8 $ 809,000 $ 101,000 $ 93,000
Branch County Michigan 6 $ 513,000 $ 85,000 $ 42,000
Mason County Michigan 6 $ 615,000 $ 102,000 $ 85,000
Douglas County Wisconsin 6 $ 461,000 $ 76,000 $ 62,000
Kewaunee County Wisconsin 6 $ 393,000 $ 65,000 $ 62,000
Manitowoc County Wisconsin 6 $ 408,000 $ 68,000 $ 57,000
Polk County Wisconsin 6 $ 419,000 $ 69,000 $ 39,000
Maricopa County Arizona 5 $ 686,000 $ 137,000 $ 114,000
Baraga County Michigan 5 $ 170,000 $ 34,000 $ 60,000
Benzie County Michigan 5 $ 987,000 $ 197,000 $ 87,000
Mecosta County Michigan 5 $ 721,000 $ 144,000 $ 63,000
Montcalm County Michigan 5 $ 503,000 $ 100,000 $ 108,000
Montmorency County Michigan 5 $ 874,000 $ 174,000 $ 162,000
Newaygo County Michigan 5 $ 356,000 $ 71,000 $ 104,000
Lafayette County Wisconsin 5 $ 391,000 $ 78,000 $ 66,000
Pinal County Arizona 4 $ 559,000 $ 139,000 $ 104,000
Ionia County Michigan 4 $ 191,000 $ 47,000 $ 49,000
Isabella County Michigan 4 $ 473,000 $ 118,000 $ 60,000
Keweenaw County Michigan 4 $ 393,000 $ 98,000 $ 65,000
Menominee County Michigan 4 $ 179,000 $ 44,000 $ 93,000
Presque Isle County Michigan 4 $ 324,000 $ 81,000 $ 69,000
St. Clair County Michigan 4 $ 457,000 $ 114,000 $ 82,000
Medina County Ohio 4 $ 482,000 $ 120,000 $ 67,000
Montgomery County Ohio 4 $ 449,000 $ 112,000 $ 72,000
Ottawa County Ohio 4 $ 477,000 $ 119,000 $ 143,000
Green County Wisconsin 4 $ 75,000 $ 18,000 $ 62,000
Iowa County Wisconsin 4 $ 472,000 $ 118,000 $ 96,000
Langlade County Wisconsin 4 $ 91,000 $ 22,000 $ 42,000
Milwaukee County Wisconsin 4 $ 275,000 $ 68,000 $ 63,000
Brevard County Florida 3 $ 927,000 $ 309,000 $ 132,000
Monroe County Florida 3 $ 3,540,000 $ 1,180,000 $ 646,000
Osceola County Florida 3 $ 519,000 $ 173,000 $ 372,000
Cook County Illinois 3 $ 1,777,000 $ 592,000 $ 186,000
Barry County Michigan 3 $ 512,000 $ 170,000 $ 86,000
Cass County Michigan 3 $ 197,000 $ 65,000 $ 72,000
Dickinson County Michigan 3 $ 67,000 $ 22,000 $ 35,000
Hillsdale County Michigan 3 $ 311,000 $ 103,000 $ 124,000
Mackinac County Michigan 3 $ 328,000 $ 109,000 $ 142,000
Burnett County Wisconsin 3 $ 435,000 $ 145,000 $ 133,000
St. Croix County Wisconsin 3 $ 256,000 $ 85,000 $ 32,000
St. Johns County Florida 2 $ 475,000 $ 237,000 $ 213,000
LaGrange County Indiana 2 $ 56,000 $ 28,000 $ 53,000
Marion County Indiana 2 $ 250,000 $ 125,000 $ 58,000
Dubuque County Iowa 2 $ 278,000 $ 139,000 $ 65,000
Delta County Michigan 2 $ 26,000 $ 13,000 $ 86,000
Huron County Michigan 2 $ 522,000 $ 261,000 $ 161,000
Lake County Michigan 2 $ 103,000 $ 51,000 $ 62,000
Ontonagon County Michigan 2 $ 70,000 $ 35,000 $ 32,000
Sanilac County Michigan 2 $ 61,000 $ 30,000 $ 25,000
Schoolcraft County Michigan 2 $ 90,000 $ 45,000 $ 66,000
St. Louis County Minnesota 2 $ 50,000 $ 25,000 $ 66,000
Washington County Minnesota 2 $ 259,000 $ 129,000 $ 147,000
Greene County Ohio 2 $ 330,000 $ 165,000 $ 166,000
Lorain County Ohio 2 $ 219,000 $ 109,000 $ 168,000
Lucas County Ohio 2 $ 125,000 $ 62,000 $ 54,000
Portage County Ohio 2 $ 365,000 $ 182,000 $ 134,000
Dane County Wisconsin 2 $ 226,000 $ 113,000 $ 95,000
Ozaukee County Wisconsin 2 $ 218,000 $ 109,000 $ 105,000
Racine County Wisconsin 2 $ 235,000 $ 117,000 $ 55,000
Sauk County Wisconsin 2 $ 252,000 $ 126,000 $ 103,000
Sacramento County California 1 $ 200,000 $ 200,000 $ 167,000
Gilpin County Colorado 1 $ 103,000 $ 103,000 $ 55,000
Charlotte County Florida 1 $ 123,000 $ 123,000 $ 50,000
Lee County Florida 1 $ 234,000 $ 234,000 $ 144,000
Manatee County Florida 1 $ 200,000 $ 200,000 $ 365,000
Palm Beach County Florida 1 $ 417,000 $ 417,000 $ 124,000
Pasco County Florida 1 $ 44,000 $ 44,000 $ 25,000
Pinellas County Florida 1 $ 218,000 $ 218,000 $ 250,000
Troup County Georgia 1 $ 2,000 $ 2,000 $ 82,000
Blaine County Idaho 1 $ 281,000 $ 281,000 $ 443,000
Elkhart County Indiana 1 $ 36,000 $ 36,000 $ 81,000
Hamilton County Indiana 1 $ 17,000 $ 17,000 $ 111,000
Henry County Indiana 1 $ 112,000 $ 112,000 $ 94,000
Whitley County Indiana 1 $ 100,000 $ 100,000 $ 50,000
Clayton County Iowa 1 $ 61,000 $ 61,000 $ 64,000
Tama County Iowa 1 $ 73,000 $ 73,000 $ 55,000
Cumberland County Maine 1 $ 100,000 $ 100,000 $ 69,000
Essex County Massachusetts 1 $ 111,000 $ 111,000 $ 124,000
Middlesex County Massachusetts 1 $ 40,000 $ 40,000 $ 93,000
Berrien County Michigan 1 $ 173,000 $ 173,000 $ 137,000
Luce County Michigan 1 $ 10,000 $ 10,000 $ 43,000
Oceana County Michigan 1 $ 79,000 $ 79,000 $ 108,000
Morrison County Minnesota 1 $ 141,000 $ 141,000 $ 45,000
Nye County Nevada 1 $ 83,000 $ 83,000 $ 45,000
Cape May County New Jersey 1 $ 215,000 $ 215,000 $ 95,000
Bernalillo County New Mexico 1 $ 119,000 $ 119,000 $ 50,000
Herkimer County New York 1 $ 192,000 $ 192,000 $ 72,000
Onondaga County New York 1 $ 71,000 $ 71,000 $ 34,000
Carteret County North Carolina 1 $ 145,000 $ 145,000 $ 109,000
Iredell County North Carolina 1 $ 261,000 $ 261,000 $ 85,000
Fulton County Ohio 1 $ 78,000 $ 78,000 $ 25,000
Harrison County Ohio 1 $ 20,000 $ 20,000 $ 16,000
Jefferson County Ohio 1 $ 4,000 $ 4,000 $ 25,000
Logan County Ohio 1 $ 80,000 $ 80,000 $ 379,000
Meigs County Ohio 1 $ 44,000 $ 44,000 $ 93,000
Noble County Ohio 1 $ 128,000 $ 128,000 $ 231,000
Stark County Ohio 1 $ 5,000 $ 5,000 $ 15,000
Trumbull County Ohio 1 $ 402,000 $ 402,000 $ 1,989,000
Tuscarawas County Ohio 1 $ 46,000 $ 46,000 $ 16,000
Warren County Ohio 1 $ 295,000 $ 295,000 $ 157,000
Wood County Ohio 1 $ 157,000 $ 157,000 $ 72,000
Providence County Rhode Island 1 $ 93,000 $ 93,000 $ 97,000
Beaufort County South Carolina 1 $ 300,000 $ 300,000 $ 221,000
Horry County South Carolina 1 $ 109,000 $ 109,000 $ 65,000
Macon County Tennessee 1 $ 158,000 $ 158,000 $ 105,000
Shelby County Tennessee 1 $ 3,000 $ 3,000 $ 46,000
Dallas County Texas 1 $ 223,000 $ 223,000 $ 144,000
Lamoille County Vermont 1 $ 90,000 $ 90,000 $ 98,000
Clallam County Washington 1 $ 70,000 $ 70,000 $ 46,000
Thurston County Washington 1 $ 93,000 $ 93,000 $ 63,000
Barron County Wisconsin 1 $ 7,000 $ 7,000 $ 36,000
Dodge County Wisconsin 1 $ 36,000 $ 36,000 $ 78,000
Florence County Wisconsin 1 $ 365,000 $ 365,000 $ 90,000
Fond du Lac County Wisconsin 1 $ 207,000 $ 207,000 $ 53,000
Green Lake County Wisconsin 1 $ 150,000 $ 150,000 $ 956,000
Kenosha County Wisconsin 1 $ 6,000 $ 6,000 $ 120,000
Monroe County Wisconsin 1 $ 50,000 $ 50,000 $ 65,000
Price County Wisconsin 1 $ 133,000 $ 133,000 $ 32,000
Rock County Wisconsin 1 $ 213,000 $ 213,000 $ 123,000
Washington County Wisconsin 1 $ 132,000 $ 132,000 $ 40,000
Wood County Wisconsin 1 $ 146,000 $ 146,000 $ 119,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,199 $388,262,000 $121,000 $2,313,000 $90,000 $1,989,000
Home Improvement 1,207 $14,392,000 $11,000 $589,000 $48,000 $956,000
Home Purchase 786 $85,637,000 $108,000 $1,400,000 $81,000 $1,286,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,850 $356,260,000 $92,000 $1,431,000 $80,000 $1,989,000
Not Provided 874 $109,885,000 $125,000 $1,010,000 $92,000 $1,179,000
Black or African American 341 $10,054,000 $29,000 $389,000 $50,000 $749,000
Hispanic 67 $2,363,000 $35,000 $160,000 $45,000 $191,000
American Indian or Alaskan Native 23 $731,000 $31,000 $214,000 $46,000 $120,000
Asian 19 $1,928,000 $101,000 $306,000 $79,000 $170,000
Not applicable 14 $6,610,000 $472,000 $2,313,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $460,000 $115,000 $397,000 $92,000 $223,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,837 $453,528,000 $93,000 $2,313,000 $81,000 $1,989,000
FHA-insured (Federal Housing Administration) 355 $34,763,000 $97,000 $275,000 $52,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,535 $238,366,000 $94,000 $2,313,000 $85,000 $1,989,000
Application Denied By Financial Institution 1,751 $137,120,000 $78,000 $1,262,000 $62,000 $956,000
Application Approved But Not Accepted 758 $85,659,000 $113,000 $1,400,000 $90,000 $840,000
File Closed For Incompleteness 93 $21,622,000 $232,000 $1,431,000 $138,000 $968,000
Application Withdrawn By Applicant 29 $3,779,000 $130,000 $528,000 $80,000 $192,000
Loan Purchased By The Institution 26 $1,745,000 $67,000 $136,000 $43,000 $78,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List