Citizens Bank New Hampshire
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citizens Bank New Hampshire 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank New Hampshire 875 Elm Street Manchester, NH 03101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,500 |
| Total Mortgage Loan Application Amount | $710,792,000 |
| Average Mortgage Loan Application Amount | $429,911 |
| Highest Mortgage Loan Application Amount | $4,675,000 |
| Average Applicant Income | $15,777 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citizens Bank New Hampshire. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank New Hampshire's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citizens Bank New Hampshire's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank New Hampshire serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank New Hampshire, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank New Hampshire's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County New Hampshire | 1,320 | $ 107,711,000 | $ 81,000 | $ 80,000 |
| Rockingham County New Hampshire | 1,123 | $ 98,764,000 | $ 87,000 | $ 90,000 |
| Strafford County New Hampshire | 546 | $ 47,427,000 | $ 86,000 | $ 70,000 |
| Merrimack County New Hampshire | 541 | $ 52,309,000 | $ 96,000 | $ 72,000 |
| Carroll County New Hampshire | 280 | $ 22,688,000 | $ 81,000 | $ 72,000 |
| Belknap County New Hampshire | 215 | $ 18,629,000 | $ 86,000 | $ 76,000 |
| York County Maine | 185 | $ 21,261,000 | $ 114,000 | $ 77,000 |
| Coos County New Hampshire | 176 | $ 9,848,000 | $ 55,000 | $ 63,000 |
| Grafton County New Hampshire | 154 | $ 12,918,000 | $ 83,000 | $ 81,000 |
| Sullivan County New Hampshire | 114 | $ 7,074,000 | $ 62,000 | $ 75,000 |
| Cheshire County New Hampshire | 95 | $ 9,335,000 | $ 98,000 | $ 59,000 |
| Middlesex County Massachusetts | 50 | $ 4,493,000 | $ 89,000 | $ 80,000 |
| Los Angeles County California | 47 | $ 27,758,000 | $ 590,000 | $ 0 |
| Essex County Massachusetts | 31 | $ 2,705,000 | $ 87,000 | $ 75,000 |
| Windsor County Vermont | 25 | $ 2,793,000 | $ 111,000 | $ 152,000 |
| Oxford County Maine | 22 | $ 1,518,000 | $ 69,000 | $ 65,000 |
| Orange County California | 20 | $ 12,416,000 | $ 620,000 | $ 0 |
| Cook County Illinois | 19 | $ 10,138,000 | $ 533,000 | $ 0 |
| San Diego County California | 18 | $ 8,854,000 | $ 491,000 | $ 0 |
| Essex County Vermont | 17 | $ 835,000 | $ 49,000 | $ 70,000 |
| King County Washington | 14 | $ 8,102,000 | $ 578,000 | $ 0 |
| Norfolk County Massachusetts | 12 | $ 2,428,000 | $ 202,000 | $ 77,000 |
| Maricopa County Arizona | 11 | $ 6,629,000 | $ 602,000 | $ 0 |
| Montgomery County Maryland | 11 | $ 5,487,000 | $ 498,000 | $ 0 |
| Suffolk County New York | 10 | $ 5,178,000 | $ 517,000 | $ 0 |
| Palm Beach County Florida | 9 | $ 4,248,000 | $ 472,000 | $ 161,000 |
| Dallas County Texas | 9 | $ 4,106,000 | $ 456,000 | $ 0 |
| Fairfax County Virginia | 9 | $ 5,074,000 | $ 563,000 | $ 0 |
| Miami-Dade County Florida | 8 | $ 3,358,000 | $ 419,000 | $ 0 |
| San Bernardino County California | 7 | $ 2,738,000 | $ 391,000 | $ 0 |
| Suffolk County Massachusetts | 7 | $ 2,339,000 | $ 334,000 | $ 97,000 |
| Alameda County California | 6 | $ 3,067,000 | $ 511,000 | $ 0 |
| Santa Clara County California | 6 | $ 3,439,000 | $ 573,000 | $ 0 |
| Cumberland County Maine | 6 | $ 993,000 | $ 165,000 | $ 75,000 |
| Oakland County Michigan | 6 | $ 2,979,000 | $ 496,000 | $ 0 |
| Nassau County New York | 6 | $ 3,682,000 | $ 613,000 | $ 0 |
| Riverside County California | 5 | $ 2,709,000 | $ 541,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 2,773,000 | $ 554,000 | $ 0 |
| Westchester County New York | 5 | $ 2,530,000 | $ 506,000 | $ 0 |
| Harris County Texas | 5 | $ 3,112,000 | $ 622,000 | $ 0 |
| Pima County Arizona | 4 | $ 2,472,000 | $ 618,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 2,457,000 | $ 614,000 | $ 0 |
| Broward County Florida | 4 | $ 1,876,000 | $ 469,000 | $ 0 |
| Baltimore County Maryland | 4 | $ 1,081,000 | $ 270,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,889,000 | $ 472,000 | $ 0 |
| Barnstable County Massachusetts | 4 | $ 940,000 | $ 235,000 | $ 122,000 |
| Worcester County Massachusetts | 4 | $ 261,000 | $ 65,000 | $ 118,000 |
| Bergen County New Jersey | 4 | $ 1,699,000 | $ 424,000 | $ 0 |
| Passaic County New Jersey | 4 | $ 1,398,000 | $ 349,000 | $ 26,000 |
| Somerset County New Jersey | 4 | $ 1,943,000 | $ 485,000 | $ 0 |
| Queens County New York | 4 | $ 1,993,000 | $ 498,000 | $ 0 |
| Orange County Vermont | 4 | $ 484,000 | $ 121,000 | $ 48,000 |
| Pierce County Washington | 4 | $ 983,000 | $ 245,000 | $ 0 |
| Sacramento County California | 3 | $ 1,579,000 | $ 526,000 | $ 0 |
| San Mateo County California | 3 | $ 1,393,000 | $ 464,000 | $ 0 |
| Collier County Florida | 3 | $ 1,220,000 | $ 406,000 | $ 102,000 |
| Hillsborough County Florida | 3 | $ 1,180,000 | $ 393,000 | $ 0 |
| Monroe County Florida | 3 | $ 1,521,000 | $ 507,000 | $ 0 |
| Will County Illinois | 3 | $ 1,188,000 | $ 396,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 1,256,000 | $ 418,000 | $ 70,000 |
| Douglas County Nebraska | 3 | $ 2,400,000 | $ 800,000 | $ 0 |
| Clark County Nevada | 3 | $ 1,587,000 | $ 529,000 | $ 0 |
| Santa Fe County New Mexico | 3 | $ 1,885,000 | $ 628,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 987,000 | $ 329,000 | $ 0 |
| Montgomery County Pennsylvania | 3 | $ 1,633,000 | $ 544,000 | $ 0 |
| Knox County Tennessee | 3 | $ 1,517,000 | $ 505,000 | $ 0 |
| Hidalgo County Texas | 3 | $ 1,422,000 | $ 474,000 | $ 0 |
| Smith County Texas | 3 | $ 1,381,000 | $ 460,000 | $ 0 |
| Snohomish County Washington | 3 | $ 1,446,000 | $ 482,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 1,356,000 | $ 678,000 | $ 0 |
| Contra Costa County California | 2 | $ 1,092,000 | $ 546,000 | $ 0 |
| Kern County California | 2 | $ 846,000 | $ 423,000 | $ 0 |
| Monterey County California | 2 | $ 1,734,000 | $ 867,000 | $ 0 |
| Sonoma County California | 2 | $ 813,000 | $ 406,000 | $ 0 |
| Yolo County California | 2 | $ 904,000 | $ 452,000 | $ 0 |
| Denver County Colorado | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 741,000 | $ 370,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 1,014,000 | $ 507,000 | $ 0 |
| New London County Connecticut | 2 | $ 234,000 | $ 117,000 | $ 50,000 |
| New Castle County Delaware | 2 | $ 825,000 | $ 412,000 | $ 0 |
| Brevard County Florida | 2 | $ 797,000 | $ 398,000 | $ 0 |
| Lee County Florida | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Pinellas County Florida | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Cobb County Georgia | 2 | $ 1,001,000 | $ 500,000 | $ 0 |
| Fulton County Georgia | 2 | $ 969,000 | $ 484,000 | $ 0 |
| Oconee County Georgia | 2 | $ 1,048,000 | $ 524,000 | $ 0 |
| DuPage County Illinois | 2 | $ 957,000 | $ 478,000 | $ 0 |
| Lake County Illinois | 2 | $ 887,000 | $ 443,000 | $ 0 |
| Marion County Indiana | 2 | $ 1,001,000 | $ 500,000 | $ 0 |
| Johnson County Kansas | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 905,000 | $ 452,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,039,000 | $ 519,000 | $ 0 |
| Platte County Missouri | 2 | $ 1,548,000 | $ 774,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 1,128,000 | $ 564,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 983,000 | $ 491,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 992,000 | $ 496,000 | $ 0 |
| Morris County New Jersey | 2 | $ 1,086,000 | $ 543,000 | $ 0 |
| Union County New Jersey | 2 | $ 891,000 | $ 445,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Ulster County New York | 2 | $ 703,000 | $ 351,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 669,000 | $ 334,000 | $ 46,000 |
| Hamilton County Tennessee | 2 | $ 1,473,000 | $ 736,000 | $ 0 |
| Collin County Texas | 2 | $ 841,000 | $ 420,000 | $ 0 |
| Denton County Texas | 2 | $ 682,000 | $ 341,000 | $ 0 |
| Orleans County Vermont | 2 | $ 196,000 | $ 98,000 | $ 121,000 |
| Suffolk County Virginia | 2 | $ 927,000 | $ 463,000 | $ 0 |
| Spokane County Washington | 2 | $ 806,000 | $ 403,000 | $ 0 |
| Whatcom County Washington | 2 | $ 1,091,000 | $ 545,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 1,428,000 | $ 714,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 1,044,000 | $ 522,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Chambers County Alabama | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Cullman County Alabama | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Madison County Alabama | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Gila County Arizona | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Washington County Arkansas | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Fresno County California | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Marin County California | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Placer County California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| San Francisco County California | 1 | $ 982,000 | $ 982,000 | $ 0 |
| San Joaquin County California | 1 | $ 550,000 | $ 550,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Santa Barbara County California | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Solano County California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Sutter County California | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Ventura County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Adams County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Boulder County Colorado | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Douglas County Colorado | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Eagle County Colorado | 1 | $ 993,000 | $ 993,000 | $ 0 |
| El Paso County Colorado | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Larimer County Colorado | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Weld County Colorado | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Middlesex County Connecticut | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Windham County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Sussex County Delaware | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Alachua County Florida | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Duval County Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Marion County Florida | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 781,000 | $ 781,000 | $ 0 |
| Orange County Florida | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Pasco County Florida | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Polk County Florida | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Sarasota County Florida | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Volusia County Florida | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 762,000 | $ 762,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hall County Georgia | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Paulding County Georgia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Ada County Idaho | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Blaine County Idaho | 1 | $ 707,000 | $ 707,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Kane County Illinois | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Boone County Indiana | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Monroe County Indiana | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Johnson County Iowa | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Polk County Iowa | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Reno County Kansas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Madison County Kentucky | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Warren County Kentucky | 1 | $ 828,000 | $ 828,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Plaquemines County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Franklin County Maine | 1 | $ 200,000 | $ 200,000 | $ 151,000 |
| Hancock County Maine | 1 | $ 650,000 | $ 650,000 | $ 192,000 |
| Knox County Maine | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Lincoln County Maine | 1 | $ 400,000 | $ 400,000 | $ 164,000 |
| Piscataquis County Maine | 1 | $ 60,000 | $ 60,000 | $ 167,000 |
| Somerset County Maine | 1 | $ 86,000 | $ 86,000 | $ 200,000 |
| Frederick County Maryland | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Genesee County Michigan | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Macomb County Michigan | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Washington County Minnesota | 1 | $ 951,000 | $ 951,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Lawrence County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Madison County Mississippi | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Tate County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Camden County Missouri | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Cass County Missouri | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Clay County Missouri | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Franklin County Missouri | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Greene County Missouri | 1 | $ 946,000 | $ 946,000 | $ 0 |
| Howell County Missouri | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Douglas County Nevada | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Washoe County Nevada | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Essex County New Jersey | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Dutchess County New York | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Kings County New York | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Putnam County New York | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Richmond County New York | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Rockland County New York | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 993,000 | $ 993,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Wake County North Carolina | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Greene County Ohio | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 792,000 | $ 792,000 | $ 0 |
| Lorain County Ohio | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lucas County Ohio | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 728,000 | $ 728,000 | $ 0 |
| Coos County Oregon | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Marion County Oregon | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 631,000 | $ 631,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Lebanon County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Venango County Pennsylvania | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Horry County South Carolina | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 982,000 | $ 982,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Galveston County Texas | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Hood County Texas | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Kendall County Texas | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Montgomery County Texas | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Travis County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Williamson County Texas | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Iron County Utah | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Summit County Utah | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Wasatch County Utah | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Grand Isle County Vermont | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Rutland County Vermont | 1 | $ 175,000 | $ 175,000 | $ 340,000 |
| Washington County Vermont | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Windham County Vermont | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Arlington County Virginia | 1 | $ 622,000 | $ 622,000 | $ 0 |
| Henrico County Virginia | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Clark County Washington | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Island County Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 554,000 | $ 554,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Teton County Wyoming | 1 | $ 457,000 | $ 457,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank New Hampshire in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,588 | $438,344,000 | $461,488 | $1,900,000 | $9,555 | $1,080,000 |
| Home Improvement | 2,332 | $117,116,000 | $52,285 | $650,000 | $71,571 | $720,000 |
| Home Purchase | 580 | $155,332,000 | $462,078 | $4,675,000 | $12,868 | $980,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,421 | $363,181,000 | $86,875 | $1,900,000 | $87,750 | $1,080,000 |
| Not applicable | 573 | $310,319,000 | $532,978 | $4,675,000 | $0 | $0 |
| Not Provided | 327 | $22,055,000 | $58,333 | $634,000 | $135,500 | $780,000 |
| Asian | 67 | $6,765,000 | $113,333 | $425,000 | $90,333 | $315,000 |
| Hispanic | 59 | $5,038,000 | $121,000 | $500,000 | $155,500 | $598,000 |
| American Indian or Alaskan Native | 22 | $1,356,000 | $147,500 | $242,000 | $97,500 | $275,000 |
| Black or African American | 18 | $1,448,000 | $54,000 | $235,000 | $70,500 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $630,000 | $48,000 | $94,000 | $65,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,500 | $710,792,000 | $451,638 | $4,675,000 | $9,361 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,021 | $215,545,000 | $53,000 | $2,415,000 | $84,714 | $980,000 |
| Application Denied By Financial Institution | 1,273 | $108,697,000 | $88,833 | $2,500,000 | $63,500 | $580,000 |
| Loan Purchased By The Institution | 841 | $338,402,000 | $475,553 | $1,900,000 | $8,127 | $1,080,000 |
| Application Approved But Not Accepted | 356 | $32,606,000 | $78,000 | $595,000 | $163,000 | $780,000 |
| Application Withdrawn By Applicant | 9 | $15,542,000 | $1,562,000 | $4,675,000 | $35,000 | $325,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 495 | $35,650,000 | $54,800 | $650,000 | $58,000 | $350,000 |
| Debt-To-Income Ratio | 435 | $38,235,000 | $93,666 | $2,500,000 | $54,666 | $382,000 |
| Collateral | 215 | $23,631,000 | $136,500 | $642,000 | $102,250 | $580,000 |
| Other | 85 | $6,903,000 | $91,750 | $350,000 | $91,500 | $219,000 |
| Unverifiable Information | 32 | $2,774,000 | $106,000 | $300,000 | $71,000 | $172,000 |
| Credit Application Incomplete | 10 | $1,289,000 | $128,000 | $325,000 | $126,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank New Hampshire's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank New Hampshire's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Hampshire, download the full spreadsheet
with aggregated HMDA statistics today.