Citizens Bank New Hampshire Mortgage Lending & HMDA Data, 2005
In 2005, Citizens Bank New Hampshire of Manchester, NH reported 5,500 mortgage applications totaling $710.8 million, down 26% from 2004. The average application was for $129,234, and applicants reported an average income of $68,047. 55% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Rockingham County-Strafford County, NH (1,669), Manchester-Nashua, NH (1,320) and Portland-South Portland-Biddeford, ME (191) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank New Hampshire 875 Elm Street Manchester, NH 03101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,500 |
| Total Mortgage Loan Application Amount | $710,792,000 |
| Average Mortgage Loan Application Amount | $129,234 |
| Highest Mortgage Loan Application Amount | $4,675,000 |
| Average Applicant Income | $68,047 |
| Highest Applicant Income | $1,080,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank New Hampshire filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough, New Hampshire | 1,320 | $ 107,711,000 | $ 81,599 | $ 80,000 |
| Rockingham, New Hampshire | 1,123 | $ 98,764,000 | $ 87,946 | $ 90,000 |
| Strafford, New Hampshire | 546 | $ 47,427,000 | $ 86,862 | $ 70,000 |
| Merrimack, New Hampshire | 541 | $ 52,309,000 | $ 96,689 | $ 72,000 |
| Carroll, New Hampshire | 280 | $ 22,688,000 | $ 81,028 | $ 72,000 |
| Belknap, New Hampshire | 215 | $ 18,629,000 | $ 86,646 | $ 76,000 |
| York, Maine | 185 | $ 21,261,000 | $ 114,924 | $ 77,000 |
| Coos, New Hampshire | 176 | $ 9,848,000 | $ 55,954 | $ 63,000 |
| Grafton, New Hampshire | 154 | $ 12,918,000 | $ 83,883 | $ 81,000 |
| Sullivan, New Hampshire | 114 | $ 7,074,000 | $ 62,052 | $ 75,000 |
| Cheshire, New Hampshire | 95 | $ 9,335,000 | $ 98,263 | $ 59,000 |
| Middlesex, Massachusetts | 50 | $ 4,493,000 | $ 89,860 | $ 80,000 |
| Los Angeles, California | 47 | $ 27,758,000 | $ 590,595 | $ 0 |
| Essex, Massachusetts | 31 | $ 2,705,000 | $ 87,258 | $ 75,000 |
| Windsor, Vermont | 25 | $ 2,793,000 | $ 111,720 | $ 152,000 |
| Oxford, Maine | 22 | $ 1,518,000 | $ 69,000 | $ 65,000 |
| Orange, California | 20 | $ 12,416,000 | $ 620,800 | $ 0 |
| Cook, Illinois | 19 | $ 10,138,000 | $ 533,578 | $ 0 |
| San Diego, California | 18 | $ 8,854,000 | $ 491,888 | $ 0 |
| Essex, Vermont | 17 | $ 835,000 | $ 49,117 | $ 70,000 |
| King, Washington | 14 | $ 8,102,000 | $ 578,714 | $ 0 |
| Norfolk, Massachusetts | 12 | $ 2,428,000 | $ 202,333 | $ 77,000 |
| Maricopa, Arizona | 11 | $ 6,629,000 | $ 602,636 | $ 0 |
| Montgomery, Maryland | 11 | $ 5,487,000 | $ 498,818 | $ 0 |
| Suffolk, New York | 10 | $ 5,178,000 | $ 517,800 | $ 0 |
| Palm Beach, Florida | 9 | $ 4,248,000 | $ 472,000 | $ 161,000 |
| Dallas, Texas | 9 | $ 4,106,000 | $ 456,222 | $ 0 |
| Fairfax, Virginia | 9 | $ 5,074,000 | $ 563,777 | $ 0 |
| Miami-Dade, Florida | 8 | $ 3,358,000 | $ 419,750 | $ 0 |
| San Bernardino, California | 7 | $ 2,738,000 | $ 391,142 | $ 0 |
| Suffolk, Massachusetts | 7 | $ 2,339,000 | $ 334,142 | $ 97,000 |
| Alameda, California | 6 | $ 3,067,000 | $ 511,166 | $ 0 |
| Santa Clara, California | 6 | $ 3,439,000 | $ 573,166 | $ 0 |
| Cumberland, Maine | 6 | $ 993,000 | $ 165,500 | $ 75,000 |
| Oakland, Michigan | 6 | $ 2,979,000 | $ 496,500 | $ 0 |
| Nassau, New York | 6 | $ 3,682,000 | $ 613,666 | $ 0 |
| Riverside, California | 5 | $ 2,709,000 | $ 541,800 | $ 0 |
| Fairfield, Connecticut | 5 | $ 2,773,000 | $ 554,600 | $ 0 |
| Westchester, New York | 5 | $ 2,530,000 | $ 506,000 | $ 0 |
| Harris, Texas | 5 | $ 3,112,000 | $ 622,400 | $ 0 |
| Pima, Arizona | 4 | $ 2,472,000 | $ 618,000 | $ 0 |
| District of Columbia, District Of Columbia | 4 | $ 2,457,000 | $ 614,250 | $ 0 |
| Broward, Florida | 4 | $ 1,876,000 | $ 469,000 | $ 0 |
| Baltimore, Maryland | 4 | $ 1,081,000 | $ 270,250 | $ 0 |
| Howard, Maryland | 4 | $ 1,889,000 | $ 472,250 | $ 0 |
| Barnstable, Massachusetts | 4 | $ 940,000 | $ 235,000 | $ 122,000 |
| Worcester, Massachusetts | 4 | $ 261,000 | $ 65,250 | $ 118,000 |
| Bergen, New Jersey | 4 | $ 1,699,000 | $ 424,750 | $ 0 |
| Passaic, New Jersey | 4 | $ 1,398,000 | $ 349,500 | $ 26,000 |
| Somerset, New Jersey | 4 | $ 1,943,000 | $ 485,750 | $ 0 |
| Queens, New York | 4 | $ 1,993,000 | $ 498,250 | $ 0 |
| Orange, Vermont | 4 | $ 484,000 | $ 121,000 | $ 48,000 |
| Pierce, Washington | 4 | $ 983,000 | $ 245,750 | $ 0 |
| Sacramento, California | 3 | $ 1,579,000 | $ 526,333 | $ 0 |
| San Mateo, California | 3 | $ 1,393,000 | $ 464,333 | $ 0 |
| Collier, Florida | 3 | $ 1,220,000 | $ 406,666 | $ 102,000 |
| Hillsborough, Florida | 3 | $ 1,180,000 | $ 393,333 | $ 0 |
| Monroe, Florida | 3 | $ 1,521,000 | $ 507,000 | $ 0 |
| Will, Illinois | 3 | $ 1,188,000 | $ 396,000 | $ 0 |
| Plymouth, Massachusetts | 3 | $ 1,256,000 | $ 418,666 | $ 70,000 |
| Douglas, Nebraska | 3 | $ 2,400,000 | $ 800,000 | $ 0 |
| Clark, Nevada | 3 | $ 1,587,000 | $ 529,000 | $ 0 |
| Santa Fe, New Mexico | 3 | $ 1,885,000 | $ 628,333 | $ 0 |
| Multnomah, Oregon | 3 | $ 987,000 | $ 329,000 | $ 0 |
| Montgomery, Pennsylvania | 3 | $ 1,633,000 | $ 544,333 | $ 0 |
| Knox, Tennessee | 3 | $ 1,517,000 | $ 505,666 | $ 0 |
| Hidalgo, Texas | 3 | $ 1,422,000 | $ 474,000 | $ 0 |
| Smith, Texas | 3 | $ 1,381,000 | $ 460,333 | $ 0 |
| Snohomish, Washington | 3 | $ 1,446,000 | $ 482,000 | $ 0 |
| Jefferson, Alabama | 2 | $ 1,356,000 | $ 678,000 | $ 0 |
| Contra Costa, California | 2 | $ 1,092,000 | $ 546,000 | $ 0 |
| Kern, California | 2 | $ 846,000 | $ 423,000 | $ 0 |
| Monterey, California | 2 | $ 1,734,000 | $ 867,000 | $ 0 |
| Sonoma, California | 2 | $ 813,000 | $ 406,500 | $ 0 |
| Yolo, California | 2 | $ 904,000 | $ 452,000 | $ 0 |
| Denver, Colorado | 2 | $ 593,000 | $ 296,500 | $ 0 |
| Jefferson, Colorado | 2 | $ 741,000 | $ 370,500 | $ 0 |
| New Haven, Connecticut | 2 | $ 1,014,000 | $ 507,000 | $ 0 |
| New London, Connecticut | 2 | $ 234,000 | $ 117,000 | $ 50,000 |
| New Castle, Delaware | 2 | $ 825,000 | $ 412,500 | $ 0 |
| Brevard, Florida | 2 | $ 797,000 | $ 398,500 | $ 0 |
| Lee, Florida | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Pinellas, Florida | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Cobb, Georgia | 2 | $ 1,001,000 | $ 500,500 | $ 0 |
| Fulton, Georgia | 2 | $ 969,000 | $ 484,500 | $ 0 |
| Oconee, Georgia | 2 | $ 1,048,000 | $ 524,000 | $ 0 |
| DuPage, Illinois | 2 | $ 957,000 | $ 478,500 | $ 0 |
| Lake, Illinois | 2 | $ 887,000 | $ 443,500 | $ 0 |
| Marion, Indiana | 2 | $ 1,001,000 | $ 500,500 | $ 0 |
| Johnson, Kansas | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 593,000 | $ 296,500 | $ 0 |
| Washtenaw, Michigan | 2 | $ 905,000 | $ 452,500 | $ 0 |
| Hennepin, Minnesota | 2 | $ 1,039,000 | $ 519,500 | $ 0 |
| Platte, Missouri | 2 | $ 1,548,000 | $ 774,000 | $ 0 |
| St. Louis, Missouri | 2 | $ 1,128,000 | $ 564,000 | $ 0 |
| Mercer, New Jersey | 2 | $ 983,000 | $ 491,500 | $ 0 |
| Monmouth, New Jersey | 2 | $ 992,000 | $ 496,000 | $ 0 |
| Morris, New Jersey | 2 | $ 1,086,000 | $ 543,000 | $ 0 |
| Union, New Jersey | 2 | $ 891,000 | $ 445,500 | $ 0 |
| Bernalillo, New Mexico | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Ulster, New York | 2 | $ 703,000 | $ 351,500 | $ 0 |
| Westmoreland, Pennsylvania | 2 | $ 669,000 | $ 334,500 | $ 46,000 |
| Hamilton, Tennessee | 2 | $ 1,473,000 | $ 736,500 | $ 0 |
| Collin, Texas | 2 | $ 841,000 | $ 420,500 | $ 0 |
| Denton, Texas | 2 | $ 682,000 | $ 341,000 | $ 0 |
| Orleans, Vermont | 2 | $ 196,000 | $ 98,000 | $ 121,000 |
| Suffolk, Virginia | 2 | $ 927,000 | $ 463,500 | $ 0 |
| Spokane, Washington | 2 | $ 806,000 | $ 403,000 | $ 0 |
| Whatcom, Washington | 2 | $ 1,091,000 | $ 545,500 | $ 0 |
| Milwaukee, Wisconsin | 2 | $ 1,428,000 | $ 714,000 | $ 0 |
| Waukesha, Wisconsin | 2 | $ 1,044,000 | $ 522,000 | $ 0 |
| Baldwin, Alabama | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Chambers, Alabama | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Cullman, Alabama | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Madison, Alabama | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Gila, Arizona | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Washington, Arkansas | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Fresno, California | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Marin, California | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Placer, California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| San Francisco, California | 1 | $ 982,000 | $ 982,000 | $ 0 |
| San Joaquin, California | 1 | $ 550,000 | $ 550,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Santa Barbara, California | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Solano, California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Sutter, California | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Ventura, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Adams, Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Boulder, Colorado | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Douglas, Colorado | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Eagle, Colorado | 1 | $ 993,000 | $ 993,000 | $ 0 |
| El Paso, Colorado | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Larimer, Colorado | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Weld, Colorado | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Middlesex, Connecticut | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Windham, Connecticut | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Sussex, Delaware | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Alachua, Florida | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Duval, Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Marion, Florida | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 781,000 | $ 781,000 | $ 0 |
| Orange, Florida | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Pasco, Florida | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Polk, Florida | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Sarasota, Florida | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Volusia, Florida | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 762,000 | $ 762,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hall, Georgia | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Paulding, Georgia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Honolulu, Hawaii | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Ada, Idaho | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Blaine, Idaho | 1 | $ 707,000 | $ 707,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Kane, Illinois | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Sangamon, Illinois | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Boone, Indiana | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Monroe, Indiana | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Johnson, Iowa | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Polk, Iowa | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Reno, Kansas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Campbell, Kentucky | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Madison, Kentucky | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Warren, Kentucky | 1 | $ 828,000 | $ 828,000 | $ 0 |
| Ascension, Louisiana | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Lafayette, Louisiana | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Plaquemines, Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Franklin, Maine | 1 | $ 200,000 | $ 200,000 | $ 151,000 |
| Hancock, Maine | 1 | $ 650,000 | $ 650,000 | $ 192,000 |
| Knox, Maine | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Lincoln, Maine | 1 | $ 400,000 | $ 400,000 | $ 164,000 |
| Piscataquis, Maine | 1 | $ 60,000 | $ 60,000 | $ 167,000 |
| Somerset, Maine | 1 | $ 86,000 | $ 86,000 | $ 200,000 |
| Frederick, Maryland | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Genesee, Michigan | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Macomb, Michigan | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Washington, Minnesota | 1 | $ 951,000 | $ 951,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Lawrence, Mississippi | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Madison, Mississippi | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Tate, Mississippi | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Camden, Missouri | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Cass, Missouri | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Clay, Missouri | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Franklin, Missouri | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Greene, Missouri | 1 | $ 946,000 | $ 946,000 | $ 0 |
| Howell, Missouri | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Lewis and Clark, Montana | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Yellowstone, Montana | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Douglas, Nevada | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Washoe, Nevada | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Essex, New Jersey | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Middlesex, New Jersey | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Dutchess, New York | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Kings, New York | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Putnam, New York | 1 | $ 522,000 | $ 522,000 | $ 0 |
| Richmond, New York | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Rockland, New York | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Mecklenburg, North Carolina | 1 | $ 993,000 | $ 993,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Rowan, North Carolina | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Wake, North Carolina | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Watauga, North Carolina | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Greene, Ohio | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 792,000 | $ 792,000 | $ 0 |
| Lorain, Ohio | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lucas, Ohio | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 728,000 | $ 728,000 | $ 0 |
| Coos, Oregon | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Marion, Oregon | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Umatilla, Oregon | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 631,000 | $ 631,000 | $ 0 |
| Berks, Pennsylvania | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Delaware, Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Lebanon, Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Venango, Pennsylvania | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Georgetown, South Carolina | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Horry, South Carolina | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Coffee, Tennessee | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Loudon, Tennessee | 1 | $ 982,000 | $ 982,000 | $ 0 |
| Robertson, Tennessee | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Galveston, Texas | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Guadalupe, Texas | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Hood, Texas | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Kendall, Texas | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Montgomery, Texas | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Travis, Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Williamson, Texas | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Iron, Utah | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Summit, Utah | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Wasatch, Utah | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Grand Isle, Vermont | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Rutland, Vermont | 1 | $ 175,000 | $ 175,000 | $ 340,000 |
| Washington, Vermont | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Windham, Vermont | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Arlington, Virginia | 1 | $ 622,000 | $ 622,000 | $ 0 |
| Henrico, Virginia | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Loudoun, Virginia | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Roanoke, Virginia | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Clark, Washington | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Island, Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Dane, Wisconsin | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Dodge, Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 0 |
| La Crosse, Wisconsin | 1 | $ 554,000 | $ 554,000 | $ 0 |
| Washington, Wisconsin | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Teton, Wyoming | 1 | $ 457,000 | $ 457,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank New Hampshire in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,588 | $438,344,000 | $461,488 | $1,900,000 | $9,555 | $1,080,000 |
| Home Improvement | 2,332 | $117,116,000 | $52,285 | $650,000 | $71,571 | $720,000 |
| Home Purchase | 580 | $155,332,000 | $462,078 | $4,675,000 | $12,868 | $980,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,421 | $363,181,000 | $86,875 | $1,900,000 | $87,750 | $1,080,000 |
| Not applicable | 573 | $310,319,000 | $532,978 | $4,675,000 | $0 | $0 |
| Not Provided | 327 | $22,055,000 | $58,333 | $634,000 | $135,500 | $780,000 |
| Asian | 67 | $6,765,000 | $113,333 | $425,000 | $90,333 | $315,000 |
| Hispanic | 59 | $5,038,000 | $121,000 | $500,000 | $155,500 | $598,000 |
| American Indian or Alaskan Native | 22 | $1,356,000 | $147,500 | $242,000 | $97,500 | $275,000 |
| Black or African American | 18 | $1,448,000 | $54,000 | $235,000 | $70,500 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $630,000 | $48,000 | $94,000 | $65,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,500 | $710,792,000 | $451,638 | $4,675,000 | $9,361 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,021 | $215,545,000 | $53,000 | $2,415,000 | $84,714 | $980,000 |
| Application Denied By Financial Institution | 1,273 | $108,697,000 | $88,833 | $2,500,000 | $63,500 | $580,000 |
| Loan Purchased By The Institution | 841 | $338,402,000 | $475,553 | $1,900,000 | $8,127 | $1,080,000 |
| Application Approved But Not Accepted | 356 | $32,606,000 | $78,000 | $595,000 | $163,000 | $780,000 |
| Application Withdrawn By Applicant | 9 | $15,542,000 | $1,562,000 | $4,675,000 | $35,000 | $325,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 495 | $35,650,000 | $54,800 | $650,000 | $58,000 | $350,000 |
| Debt-To-Income Ratio | 435 | $38,235,000 | $93,666 | $2,500,000 | $54,666 | $382,000 |
| Collateral | 215 | $23,631,000 | $136,500 | $642,000 | $102,250 | $580,000 |
| Other | 85 | $6,903,000 | $91,750 | $350,000 | $91,500 | $219,000 |
| Unverifiable Information | 32 | $2,774,000 | $106,000 | $300,000 | $71,000 | $172,000 |
| Credit Application Incomplete | 10 | $1,289,000 | $128,000 | $325,000 | $126,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank New Hampshire's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank New Hampshire's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Hampshire, download the full spreadsheet
with aggregated HMDA statistics today.
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