Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Citizens Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank 130 S Broad Street New Tazewell, TN 37825 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,821 |
| Total Mortgage Loan Application Amount | $221,760,000 |
| Average Mortgage Loan Application Amount | $86,333 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $53,666 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox County Tennessee | 240 | $ 30,812,000 | $ 128,000 | $ 71,000 |
| Claiborne County Tennessee | 201 | $ 13,266,000 | $ 66,000 | $ 43,000 |
| Davidson County Tennessee | 131 | $ 19,476,000 | $ 148,000 | $ 66,000 |
| Hamblen County Tennessee | 96 | $ 9,605,000 | $ 100,000 | $ 47,000 |
| Hamilton County Tennessee | 96 | $ 14,420,000 | $ 150,000 | $ 65,000 |
| Grainger County Tennessee | 56 | $ 3,898,000 | $ 69,000 | $ 42,000 |
| Rutherford County Tennessee | 46 | $ 6,466,000 | $ 140,000 | $ 57,000 |
| Sumner County Tennessee | 45 | $ 7,768,000 | $ 172,000 | $ 58,000 |
| Union County Tennessee | 43 | $ 5,869,000 | $ 136,000 | $ 77,000 |
| Blount County Tennessee | 42 | $ 5,656,000 | $ 134,000 | $ 72,000 |
| Wilson County Tennessee | 37 | $ 5,882,000 | $ 158,000 | $ 71,000 |
| Laurel County Kentucky | 33 | $ 4,056,000 | $ 122,000 | $ 62,000 |
| Washington County Tennessee | 30 | $ 3,205,000 | $ 106,000 | $ 78,000 |
| Hawkins County Tennessee | 25 | $ 1,190,000 | $ 47,000 | $ 68,000 |
| Jefferson County Tennessee | 25 | $ 2,672,000 | $ 106,000 | $ 51,000 |
| Sevier County Tennessee | 25 | $ 4,655,000 | $ 186,000 | $ 67,000 |
| Carter County Tennessee | 22 | $ 1,931,000 | $ 87,000 | $ 44,000 |
| Greene County Tennessee | 22 | $ 1,885,000 | $ 85,000 | $ 48,000 |
| Maury County Tennessee | 22 | $ 2,314,000 | $ 105,000 | $ 42,000 |
| Sullivan County Tennessee | 22 | $ 2,212,000 | $ 100,000 | $ 41,000 |
| Bell County Kentucky | 21 | $ 1,330,000 | $ 63,000 | $ 42,000 |
| Robertson County Tennessee | 19 | $ 2,613,000 | $ 137,000 | $ 63,000 |
| Anderson County Tennessee | 17 | $ 1,913,000 | $ 112,000 | $ 57,000 |
| Dickson County Tennessee | 17 | $ 1,957,000 | $ 115,000 | $ 50,000 |
| Loudon County Tennessee | 16 | $ 1,860,000 | $ 116,000 | $ 49,000 |
| Shelby County Tennessee | 16 | $ 2,120,000 | $ 132,000 | $ 82,000 |
| Knox County Kentucky | 15 | $ 1,151,000 | $ 76,000 | $ 49,000 |
| Roane County Tennessee | 15 | $ 1,387,000 | $ 92,000 | $ 56,000 |
| Walker County Georgia | 14 | $ 1,605,000 | $ 114,000 | $ 86,000 |
| Danville County Virginia | 14 | $ 614,000 | $ 43,000 | $ 122,000 |
| Whitley County Kentucky | 13 | $ 1,093,000 | $ 84,000 | $ 38,000 |
| Campbell County Tennessee | 13 | $ 1,913,000 | $ 147,000 | $ 56,000 |
| Buncombe County North Carolina | 12 | $ 1,458,000 | $ 121,000 | $ 138,000 |
| Williamson County Tennessee | 12 | $ 2,953,000 | $ 246,000 | $ 137,000 |
| Montgomery County Tennessee | 11 | $ 1,478,000 | $ 134,000 | $ 49,000 |
| Monroe County Tennessee | 10 | $ 1,086,000 | $ 108,000 | $ 44,000 |
| Whitfield County Georgia | 9 | $ 1,763,000 | $ 195,000 | $ 47,000 |
| Cheatham County Tennessee | 9 | $ 1,563,000 | $ 173,000 | $ 51,000 |
| Unicoi County Tennessee | 9 | $ 825,000 | $ 91,000 | $ 51,000 |
| Bradley County Tennessee | 8 | $ 902,000 | $ 112,000 | $ 52,000 |
| Catoosa County Georgia | 7 | $ 914,000 | $ 130,000 | $ 78,000 |
| Bibb County Georgia | 6 | $ 304,000 | $ 50,000 | $ 38,000 |
| Haywood County North Carolina | 6 | $ 1,001,000 | $ 166,000 | $ 63,000 |
| Rockingham County North Carolina | 6 | $ 384,000 | $ 64,000 | $ 72,000 |
| Cocke County Tennessee | 6 | $ 420,000 | $ 70,000 | $ 34,000 |
| Giles County Tennessee | 6 | $ 423,000 | $ 70,000 | $ 23,000 |
| Hancock County Tennessee | 6 | $ 417,000 | $ 69,000 | $ 31,000 |
| Lee County Virginia | 6 | $ 213,000 | $ 35,000 | $ 30,000 |
| Jefferson County Kentucky | 5 | $ 2,485,000 | $ 497,000 | $ 128,000 |
| McMinn County Tennessee | 5 | $ 719,000 | $ 143,000 | $ 75,000 |
| Rhea County Tennessee | 5 | $ 373,000 | $ 74,000 | $ 28,000 |
| White County Tennessee | 5 | $ 307,000 | $ 61,000 | $ 55,000 |
| Fulton County Georgia | 4 | $ 898,000 | $ 224,000 | $ 230,000 |
| Harlan County Kentucky | 4 | $ 227,000 | $ 56,000 | $ 45,000 |
| Perry County Kentucky | 4 | $ 406,000 | $ 101,000 | $ 56,000 |
| Sumter County South Carolina | 4 | $ 392,000 | $ 98,000 | $ 102,000 |
| Bedford County Tennessee | 4 | $ 386,000 | $ 96,000 | $ 61,000 |
| Cumberland County Tennessee | 4 | $ 653,000 | $ 163,000 | $ 52,000 |
| Hickman County Tennessee | 4 | $ 435,000 | $ 108,000 | $ 44,000 |
| Humphreys County Tennessee | 4 | $ 249,000 | $ 62,000 | $ 46,000 |
| Smith County Tennessee | 4 | $ 324,000 | $ 81,000 | $ 25,000 |
| Bourbon County Kentucky | 3 | $ 425,000 | $ 141,000 | $ 58,000 |
| Clay County Kentucky | 3 | $ 153,000 | $ 51,000 | $ 40,000 |
| Pulaski County Kentucky | 3 | $ 234,000 | $ 78,000 | $ 38,000 |
| Coffee County Tennessee | 3 | $ 294,000 | $ 98,000 | $ 25,000 |
| DeKalb County Tennessee | 3 | $ 448,000 | $ 149,000 | $ 62,000 |
| Dyer County Tennessee | 3 | $ 230,000 | $ 76,000 | $ 30,000 |
| Franklin County Tennessee | 3 | $ 554,000 | $ 184,000 | $ 55,000 |
| Madison County Tennessee | 3 | $ 317,000 | $ 105,000 | $ 40,000 |
| Morgan County Tennessee | 3 | $ 340,000 | $ 113,000 | $ 79,000 |
| Putnam County Tennessee | 3 | $ 430,000 | $ 143,000 | $ 72,000 |
| Warren County Tennessee | 3 | $ 224,000 | $ 74,000 | $ 56,000 |
| Fairfax County Virginia | 3 | $ 1,004,000 | $ 334,000 | $ 100,000 |
| Wise County Virginia | 3 | $ 449,000 | $ 149,000 | $ 66,000 |
| Jefferson County Alabama | 2 | $ 213,000 | $ 106,000 | $ 37,000 |
| Cobb County Georgia | 2 | $ 342,000 | $ 171,000 | $ 65,000 |
| Dade County Georgia | 2 | $ 196,000 | $ 98,000 | $ 36,000 |
| Houston County Georgia | 2 | $ 102,000 | $ 51,000 | $ 27,000 |
| Paulding County Georgia | 2 | $ 340,000 | $ 170,000 | $ 67,000 |
| Bullitt County Kentucky | 2 | $ 249,000 | $ 124,000 | $ 84,000 |
| Hancock County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 32,000 |
| Harrison County Kentucky | 2 | $ 458,000 | $ 229,000 | $ 97,000 |
| Rockcastle County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 74,000 |
| Wayne County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 20,000 |
| Henderson County North Carolina | 2 | $ 168,000 | $ 84,000 | $ 1,061,000 |
| Sampson County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| Charleston County South Carolina | 2 | $ 307,000 | $ 153,000 | $ 38,000 |
| Fentress County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Hardin County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Henry County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 33,000 |
| Lincoln County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Marshall County Tennessee | 2 | $ 214,000 | $ 107,000 | $ 29,000 |
| Meigs County Tennessee | 2 | $ 781,000 | $ 390,000 | $ 181,000 |
| Overton County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 43,000 |
| Scott County Tennessee | 2 | $ 108,000 | $ 54,000 | $ 48,000 |
| Sequatchie County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 33,000 |
| Stewart County Tennessee | 2 | $ 253,000 | $ 126,000 | $ 39,000 |
| Tipton County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 32,000 |
| Henry County Virginia | 2 | $ 732,000 | $ 366,000 | $ 337,000 |
| Calhoun County Alabama | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Tuscaloosa County Alabama | 1 | $ 129,000 | $ 129,000 | $ 73,000 |
| Broward County Florida | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Miami-Dade County Florida | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Bartow County Georgia | 1 | $ 222,000 | $ 222,000 | $ 301,000 |
| Ben Hill County Georgia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Clayton County Georgia | 1 | $ 131,000 | $ 131,000 | $ 73,000 |
| Columbia County Georgia | 1 | $ 390,000 | $ 390,000 | $ 312,000 |
| DeKalb County Georgia | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Dougherty County Georgia | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Douglas County Georgia | 1 | $ 178,000 | $ 178,000 | $ 38,000 |
| Elbert County Georgia | 1 | $ 143,000 | $ 143,000 | $ 47,000 |
| Floyd County Georgia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Gordon County Georgia | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Gwinnett County Georgia | 1 | $ 158,000 | $ 158,000 | $ 32,000 |
| Habersham County Georgia | 1 | $ 109,000 | $ 109,000 | $ 84,000 |
| Hall County Georgia | 1 | $ 650,000 | $ 650,000 | $ 588,000 |
| Henry County Georgia | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Laurens County Georgia | 1 | $ 38,000 | $ 38,000 | $ 90,000 |
| Oconee County Georgia | 1 | $ 203,000 | $ 203,000 | $ 96,000 |
| Peach County Georgia | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Richmond County Georgia | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Twiggs County Georgia | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Clinton County Illinois | 1 | $ 90,000 | $ 90,000 | $ 19,000 |
| St. Clair County Illinois | 1 | $ 9,000 | $ 9,000 | $ 13,000 |
| Boone County Kentucky | 1 | $ 322,000 | $ 322,000 | $ 137,000 |
| Boyd County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Daviess County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 13,000 |
| Floyd County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Green County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Jackson County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 16,000 |
| Kenton County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Knott County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Leslie County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Logan County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 30,000 |
| Madison County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| McCreary County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 13,000 |
| Prince George's County Maryland | 1 | $ 290,000 | $ 290,000 | $ 216,000 |
| Lee County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Prentiss County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Beaufort County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Brunswick County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 36,000 |
| Cleveland County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Craven County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 13,000 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Gates County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Harnett County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Lincoln County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 20,000 |
| New Hanover County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Rowan County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Union County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 15,000 |
| Wake County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Wayne County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 18,000 |
| Yancey County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 139,000 |
| Bradford County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| Centre County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Laurens County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Oconee County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Saluda County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Spartanburg County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| York County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 63,000 |
| Benton County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Cannon County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Chester County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Fayette County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Gibson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Houston County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Lawrence County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Macon County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| McNairy County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Trousdale County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Van Buren County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 22,000 |
| Mecklenburg County Virginia | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Prince William County Virginia | 1 | $ 279,000 | $ 279,000 | $ 62,000 |
| Scott County Virginia | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Washington County Virginia | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Waynesboro County Virginia | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Citizens Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,185 | $160,703,000 | $135,000 | $6,000,000 | $61,000 | $1,200,000 |
| Home Purchase | 523 | $59,907,000 | $114,000 | $985,000 | $68,000 | $766,000 |
| Home Improvement | 113 | $1,150,000 | $10,000 | $124,000 | $32,000 | $131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,344 | $162,864,000 | $121,000 | $6,000,000 | $63,000 | $1,200,000 |
| Not Provided | 246 | $31,047,000 | $126,000 | $985,000 | $55,000 | $588,000 |
| Black or African American | 177 | $21,102,000 | $119,000 | $554,000 | $52,000 | $346,000 |
| Hispanic | 20 | $2,770,000 | $138,000 | $592,000 | $69,000 | $447,000 |
| Asian | 20 | $2,500,000 | $125,000 | $417,000 | $101,000 | $167,000 |
| American Indian or Alaskan Native | 12 | $909,000 | $75,000 | $256,000 | $85,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $158,000 | $158,000 | $158,000 | $49,000 | $49,000 |
| Not applicable | 1 | $410,000 | $410,000 | $410,000 | $92,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,821 | $221,760,000 | $121,000 | $6,000,000 | $61,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 750 | $100,627,000 | $134,000 | $1,300,000 | $62,000 | $780,000 |
| Application Denied By Financial Institution | 565 | $72,371,000 | $128,000 | $6,000,000 | $61,000 | $1,200,000 |
| Loan Originated | 422 | $41,212,000 | $97,000 | $592,000 | $64,000 | $731,000 |
| Application Withdrawn By Applicant | 81 | $7,150,000 | $88,000 | $556,000 | $45,000 | $226,000 |
| Application Approved But Not Accepted | 3 | $400,000 | $133,000 | $158,000 | $59,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 327 | $42,990,000 | $131,000 | $6,000,000 | $48,000 | $432,000 |
| Debt-To-Income Ratio | 45 | $4,132,000 | $91,000 | $340,000 | $53,000 | $167,000 |
| Collateral | 45 | $6,705,000 | $149,000 | $1,800,000 | $97,000 | $1,200,000 |
| Other | 26 | $4,552,000 | $175,000 | $1,300,000 | $116,000 | $1,200,000 |
| Employment History | 10 | $891,000 | $89,000 | $173,000 | $46,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $448,000 | $56,000 | $162,000 | $41,000 | $129,000 |
| Unverifiable Information | 2 | $364,000 | $182,000 | $212,000 | $67,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.