Citizens Bank Of Massachusetts
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank Of Massachusetts.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Citizens Bank Of Massachusetts 28 State Street Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,983 |
| Total Mortgage Loan Application Amount | $2,777,182,000 |
| Average Mortgage Loan Application Amount | $63,000 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $1,878,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Jacinto County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| San Patricio County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Shelby County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Starr County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Val Verde County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Victoria County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Wood County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Beaver County Utah | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Kane County Utah | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Morgan County Utah | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Rich County Utah | 1 | $ 23,000 | $ 23,000 | $ 0 |
| San Juan County Utah | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Essex County Vermont | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Orange County Vermont | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Accomack County Virginia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Caroline County Virginia | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Danville County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Franklin County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Henry County Virginia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| New Kent County Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Northampton County Virginia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Page County Virginia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Poquoson County Virginia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Prince George County Virginia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Sussex County Virginia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Adams County Washington | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Garfield County Washington | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Pacific County Washington | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Morgan County West Virginia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Wayne County West Virginia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Wetzel County West Virginia | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Grant County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Green Lake County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Manitowoc County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Marinette County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Converse County Wyoming | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Johnson County Wyoming | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Teton County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Washakie County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank Of Massachusetts in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,624 | $1,523,630,000 | $86,000 | $7,700,000 | $43,000 | $1,878,000 |
| Home Purchase | 14,951 | $742,965,000 | $49,000 | $1,500,000 | $4,000 | $1,369,000 |
| Home Improvement | 9,408 | $510,587,000 | $54,000 | $1,000,000 | $85,000 | $1,561,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,924 | $1,486,713,000 | $57,000 | $7,700,000 | $0 | $0 |
| White | 11,892 | $942,054,000 | $79,000 | $3,000,000 | $105,000 | $1,878,000 |
| Not Provided | 1,490 | $127,525,000 | $85,000 | $1,200,000 | $114,000 | $1,722,000 |
| Hispanic | 1,079 | $77,301,000 | $71,000 | $645,000 | $68,000 | $540,000 |
| Black or African American | 896 | $69,696,000 | $77,000 | $700,000 | $74,000 | $760,000 |
| Asian | 576 | $60,362,000 | $104,000 | $700,000 | $109,000 | $765,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $5,912,000 | $90,000 | $446,000 | $101,000 | $850,000 |
| American Indian or Alaskan Native | 61 | $7,619,000 | $124,000 | $1,000,000 | $101,000 | $357,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,983 | $2,777,182,000 | $66,000 | $7,700,000 | $39,000 | $1,878,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 25,919 | $1,471,538,000 | $56,000 | $845,000 | $0 | $0 |
| Loan Originated | 9,709 | $736,668,000 | $75,000 | $7,700,000 | $109,000 | $1,722,000 |
| Application Denied By Financial Institution | 5,115 | $460,437,000 | $90,000 | $3,000,000 | $86,000 | $1,444,000 |
| Application Approved But Not Accepted | 1,215 | $105,338,000 | $86,000 | $590,000 | $115,000 | $1,878,000 |
| Application Withdrawn By Applicant | 25 | $3,201,000 | $128,000 | $530,000 | $126,000 | $672,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,859 | $172,141,000 | $92,000 | $1,500,000 | $70,000 | $742,000 |
| Credit History | 1,535 | $118,328,000 | $77,000 | $3,000,000 | $79,000 | $1,107,000 |
| Collateral | 1,073 | $116,820,000 | $108,000 | $1,083,000 | $120,000 | $1,444,000 |
| Other | 367 | $15,827,000 | $43,000 | $597,000 | $82,000 | $600,000 |
| Unverifiable Information | 195 | $28,564,000 | $146,000 | $1,200,000 | $111,000 | $1,200,000 |
| Credit Application Incomplete | 57 | $6,170,000 | $108,000 | $720,000 | $128,000 | $689,000 |
| Employment History | 29 | $2,587,000 | $89,000 | $290,000 | $87,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.