Citizens Bank Of Massachusetts
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Citizens Bank Of Massachusetts 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Massachusetts 28 State Street Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,983 |
| Total Mortgage Loan Application Amount | $2,777,182,000 |
| Average Mortgage Loan Application Amount | $63,000 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $1,878,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank Of Massachusetts. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Massachusetts's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Citizens Bank Of Massachusetts's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Massachusetts serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Massachusetts, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Massachusetts's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BOSTON-QUINCY, MA | 5,910 | $ 509,767,000 | $ 86,000 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,883 | $ 348,046,000 | $ 89,000 | $ 112,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1,539 | $ 115,284,000 | $ 72,000 | $ 64,000 |
| SPRINGFIELD, MA | 1,486 | $ 67,496,000 | $ 45,000 | $ 59,000 |
| ESSEX COUNTY, MA | 1,331 | $ 116,255,000 | $ 87,000 | $ 101,000 |
| WORCESTER, MA | 1,095 | $ 68,955,000 | $ 62,000 | $ 88,000 |
| BARNSTABLE TOWN, MA | 1,085 | $ 89,782,000 | $ 82,000 | $ 94,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 783 | $ 62,031,000 | $ 71,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 781 | $ 51,259,000 | $ 65,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 748 | $ 51,560,000 | $ 68,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 664 | $ 41,869,000 | $ 62,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 617 | $ 33,428,000 | $ 54,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 601 | $ 28,623,000 | $ 47,000 | $ 0 |
| DENVER-AURORA, CO | 601 | $ 32,218,000 | $ 53,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 568 | $ 63,874,000 | $ 112,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 556 | $ 33,725,000 | $ 60,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 542 | $ 32,188,000 | $ 59,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 488 | $ 39,383,000 | $ 80,000 | $ 0 |
| ST. LOUIS, MO-IL | 424 | $ 15,548,000 | $ 34,500 | $ 0 |
| PHILADELPHIA, PA | 414 | $ 21,046,000 | $ 50,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 405 | $ 17,205,000 | $ 42,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 368 | $ 16,821,000 | $ 45,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 368 | $ 35,246,000 | $ 92,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 336 | $ 13,504,000 | $ 40,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 331 | $ 26,830,000 | $ 81,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 313 | $ 17,430,000 | $ 51,000 | $ 0 |
| SALT LAKE CITY, UT | 311 | $ 16,905,000 | $ 54,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 298 | $ 13,103,000 | $ 43,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 295 | $ 29,268,000 | $ 99,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 271 | $ 9,798,000 | $ 36,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 248 | $ 9,449,000 | $ 33,333 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 235 | $ 9,072,000 | $ 38,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 234 | $ 12,266,000 | $ 52,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 231 | $ 9,746,000 | $ 41,500 | $ 0 |
| PITTSFIELD, MA | 228 | $ 11,860,000 | $ 52,000 | $ 66,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 224 | $ 25,732,000 | $ 114,000 | $ 0 |
| KANSAS CITY, MO-KS | 219 | $ 9,581,000 | $ 43,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 217 | $ 21,863,000 | $ 100,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 215 | $ 11,743,000 | $ 83,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 210 | $ 9,289,000 | $ 44,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 200 | $ 13,621,000 | $ 59,000 | $ 0 |
| PITTSBURGH, PA | 192 | $ 6,992,000 | $ 36,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 190 | $ 12,944,000 | $ 68,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 183 | $ 7,261,000 | $ 39,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 178 | $ 20,202,000 | $ 113,000 | $ 0 |
| COLUMBUS, OH | 171 | $ 6,627,000 | $ 38,000 | $ 0 |
| EDISON, NJ | 168 | $ 11,233,000 | $ 66,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 161 | $ 13,801,000 | $ 85,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 155 | $ 5,480,000 | $ 35,000 | $ 0 |
| TACOMA, WA | 155 | $ 10,232,000 | $ 66,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 147 | $ 5,649,000 | $ 38,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 139 | $ 12,152,000 | $ 87,000 | $ 0 |
| ALBUQUERQUE, NM | 136 | $ 7,565,000 | $ 55,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 136 | $ 4,114,000 | $ 31,500 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 132 | $ 9,824,000 | $ 74,000 | $ 0 |
| PROVO-OREM, UT | 131 | $ 6,548,000 | $ 49,000 | $ 0 |
| COLORADO SPRINGS, CO | 130 | $ 6,059,000 | $ 46,000 | $ 0 |
| CAMDEN, NJ | 129 | $ 5,427,000 | $ 42,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 127 | $ 18,039,000 | $ 142,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 120 | $ 4,539,000 | $ 30,333 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 119 | $ 5,223,000 | $ 43,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 119 | $ 8,444,000 | $ 70,000 | $ 42,000 |
| RICHMOND, VA | 115 | $ 5,191,000 | $ 45,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 112 | $ 8,362,000 | $ 74,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 109 | $ 4,975,000 | $ 45,000 | $ 0 |
| JACKSONVILLE, FL | 107 | $ 5,431,000 | $ 50,000 | $ 0 |
| TUCSON, AZ | 106 | $ 5,084,000 | $ 47,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 105 | $ 3,561,000 | $ 30,500 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 102 | $ 5,005,000 | $ 49,000 | $ 21,000 |
| LANCASTER, PA | 102 | $ 4,342,000 | $ 42,000 | $ 0 |
| OKLAHOMA CITY, OK | 102 | $ 3,932,000 | $ 38,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 91 | $ 2,955,000 | $ 32,000 | $ 0 |
| SAN ANTONIO, TX | 89 | $ 3,079,000 | $ 34,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 88 | $ 4,584,000 | $ 51,000 | $ 500 |
| RALEIGH-CARY, NC | 86 | $ 3,602,000 | $ 41,000 | $ 0 |
| KNOXVILLE, TN | 84 | $ 3,175,000 | $ 37,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 83 | $ 5,265,000 | $ 63,000 | $ 39,000 |
| WICHITA, KS | 81 | $ 2,467,000 | $ 30,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 79 | $ 6,449,000 | $ 81,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 78 | $ 6,090,000 | $ 78,000 | $ 1,000 |
| SPOKANE, WA | 78 | $ 3,624,000 | $ 46,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 78 | $ 6,714,000 | $ 86,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 77 | $ 2,617,000 | $ 33,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 76 | $ 8,722,000 | $ 114,000 | $ 0 |
| YORK-HANOVER, PA | 76 | $ 3,012,000 | $ 39,000 | $ 0 |
| RENO-SPARKS, NV | 72 | $ 5,168,000 | $ 71,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 71 | $ 4,802,000 | $ 67,000 | $ 37,000 |
| SALEM, OR | 71 | $ 3,575,000 | $ 50,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 70 | $ 2,784,000 | $ 39,000 | $ 0 |
| STOCKTON, CA | 70 | $ 6,258,000 | $ 89,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 69 | $ 3,323,000 | $ 48,000 | $ 0 |
| BAKERSFIELD, CA | 67 | $ 3,991,000 | $ 59,000 | $ 0 |
| GREELEY, CO | 65 | $ 2,892,000 | $ 44,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 64 | $ 3,850,000 | $ 60,000 | $ 0 |
| DAYTON, OH | 63 | $ 2,425,000 | $ 38,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 63 | $ 3,370,000 | $ 52,000 | $ 0 |
| AKRON, OH | 62 | $ 2,095,000 | $ 33,000 | $ 0 |
| TULSA, OK | 62 | $ 2,938,000 | $ 47,000 | $ 0 |
| ANN ARBOR, MI | 61 | $ 3,311,000 | $ 54,000 | $ 0 |
| BOULDER, CO | 60 | $ 3,483,000 | $ 58,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 59 | $ 3,228,000 | $ 54,000 | $ 1,000 |
| LANSING-EAST LANSING, MI | 57 | $ 1,856,000 | $ 32,000 | $ 0 |
| GARY, IN | 56 | $ 1,952,000 | $ 34,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 54 | $ 3,301,000 | $ 61,000 | $ 0 |
| MADISON, WI | 53 | $ 2,126,000 | $ 40,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 52 | $ 3,170,000 | $ 60,000 | $ 0 |
| FRESNO, CA | 51 | $ 3,715,000 | $ 72,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 48 | $ 1,731,000 | $ 36,000 | $ 0 |
| POCATELLO, ID | 48 | $ 1,512,000 | $ 31,000 | $ 0 |
| SPRINGFIELD, MO | 45 | $ 1,356,000 | $ 30,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 44 | $ 3,877,000 | $ 88,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 39 | $ 1,450,000 | $ 37,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 39 | $ 2,923,000 | $ 74,000 | $ 0 |
| FLINT, MI | 39 | $ 1,334,000 | $ 34,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 39 | $ 1,724,000 | $ 44,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 38 | $ 1,745,000 | $ 45,000 | $ 0 |
| MODESTO, CA | 37 | $ 2,456,000 | $ 66,000 | $ 0 |
| IDAHO FALLS, ID | 36 | $ 1,275,000 | $ 35,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 36 | $ 1,492,000 | $ 41,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 36 | $ 1,995,000 | $ 55,000 | $ 0 |
| CHARLOTTESVILLE, VA | 35 | $ 1,417,000 | $ 40,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 35 | $ 2,418,000 | $ 69,000 | $ 0 |
| CHATTANOOGA, TN-GA | 34 | $ 1,107,000 | $ 32,500 | $ 0 |
| EL PASO, TX | 34 | $ 1,066,000 | $ 31,000 | $ 0 |
| KENNEWICK-RICHLAND-PASCO, WA | 33 | $ 1,129,000 | $ 34,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 32 | $ 1,494,000 | $ 46,000 | $ 0 |
| HONOLULU, HI | 32 | $ 3,434,000 | $ 107,000 | $ 0 |
| OLYMPIA, WA | 32 | $ 1,857,000 | $ 58,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 31 | $ 1,359,000 | $ 42,000 | $ 0 |
| ROCHESTER, NY | 31 | $ 1,116,000 | $ 36,000 | $ 0 |
| ST. GEORGE, UT | 30 | $ 1,437,000 | $ 47,000 | $ 0 |
| BEND, OR | 29 | $ 2,022,000 | $ 69,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 29 | $ 3,578,000 | $ 123,000 | $ 0 |
| FORT WAYNE, IN | 28 | $ 621,000 | $ 22,000 | $ 0 |
| MORRISTOWN, TN | 28 | $ 831,000 | $ 29,000 | $ 0 |
| TOLEDO, OH | 28 | $ 962,000 | $ 34,000 | $ 0 |
| YUMA, AZ | 28 | $ 1,233,000 | $ 44,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 27 | $ 1,418,000 | $ 52,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 27 | $ 911,000 | $ 33,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 27 | $ 3,769,000 | $ 139,000 | $ 0 |
| ST. JOSEPH, MO-KS | 27 | $ 740,000 | $ 27,000 | $ 0 |
| DULUTH, MN-WI | 26 | $ 1,083,000 | $ 36,500 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 26 | $ 954,000 | $ 36,000 | $ 0 |
| GREENVILLE, SC | 26 | $ 1,132,000 | $ 43,000 | $ 0 |
| MEDFORD, OR | 26 | $ 2,033,000 | $ 78,000 | $ 0 |
| READING, PA | 26 | $ 945,000 | $ 36,000 | $ 0 |
| SYRACUSE, NY | 26 | $ 1,072,000 | $ 41,000 | $ 0 |
| DOVER, DE | 25 | $ 1,026,000 | $ 41,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 25 | $ 751,000 | $ 30,000 | $ 0 |
| LOGAN, UT-ID | 25 | $ 949,000 | $ 44,000 | $ 0 |
| BELLINGHAM, WA | 24 | $ 1,481,000 | $ 61,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 24 | $ 933,000 | $ 38,000 | $ 0 |
| COEUR D'ALENE, ID | 24 | $ 946,000 | $ 39,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 24 | $ 1,393,000 | $ 58,000 | $ 0 |
| SAVANNAH, GA | 24 | $ 1,195,000 | $ 49,000 | $ 0 |
| WINSTON-SALEM, NC | 24 | $ 625,000 | $ 26,000 | $ 0 |
| COLUMBIA, SC | 23 | $ 643,000 | $ 27,000 | $ 0 |
| LAKELAND, FL | 23 | $ 876,000 | $ 38,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 23 | $ 1,025,000 | $ 44,000 | $ 0 |
| LAS CRUCES, NM | 22 | $ 780,000 | $ 35,000 | $ 0 |
| ATLANTIC CITY, NJ | 21 | $ 1,046,000 | $ 49,000 | $ 0 |
| GAINESVILLE, FL | 21 | $ 737,000 | $ 35,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 21 | $ 552,000 | $ 26,000 | $ 0 |
| SALINAS, CA | 21 | $ 2,442,000 | $ 116,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA, CA | 21 | $ 2,208,000 | $ 105,000 | $ 0 |
| YUBA CITY, CA | 21 | $ 1,205,000 | $ 57,000 | $ 0 |
| CANTON-MASSILLON, OH | 20 | $ 537,000 | $ 26,000 | $ 0 |
| EVANSVILLE, IN-KY | 20 | $ 415,000 | $ 20,000 | $ 0 |
| LAFAYETTE, IN | 20 | $ 563,000 | $ 28,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 20 | $ 1,074,000 | $ 53,000 | $ 0 |
| TRENTON-EWING, NJ | 20 | $ 1,738,000 | $ 86,000 | $ 4,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 20 | $ 463,000 | $ 24,500 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 18 | $ 420,000 | $ 23,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 18 | $ 738,000 | $ 41,000 | $ 0 |
| MISSOULA, MT | 18 | $ 709,000 | $ 39,000 | $ 0 |
| ROCKFORD, IL | 18 | $ 572,000 | $ 31,000 | $ 0 |
| TALLAHASSEE, FL | 18 | $ 646,000 | $ 35,000 | $ 0 |
| WINCHESTER, VA-WV | 18 | $ 928,000 | $ 41,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 17 | $ 581,000 | $ 34,000 | $ 0 |
| JOHNSON CITY, TN | 17 | $ 513,000 | $ 30,000 | $ 0 |
| RACINE, WI | 17 | $ 617,000 | $ 36,000 | $ 0 |
| SALISBURY, MD | 17 | $ 649,000 | $ 38,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 17 | $ 805,000 | $ 47,000 | $ 0 |
| GREEN BAY, WI | 16 | $ 589,000 | $ 36,000 | $ 0 |
| LAKE CHARLES, LA | 16 | $ 545,000 | $ 34,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 16 | $ 804,000 | $ 50,000 | $ 0 |
| REDDING, CA | 16 | $ 946,000 | $ 59,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 15 | $ 429,000 | $ 28,000 | $ 0 |
| COLUMBIA, MO | 15 | $ 533,000 | $ 35,000 | $ 0 |
| FLAGSTAFF, AZ | 15 | $ 1,238,000 | $ 82,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 15 | $ 367,000 | $ 24,000 | $ 0 |
| OCALA, FL | 15 | $ 464,000 | $ 30,000 | $ 0 |
| PUNTA GORDA, FL | 15 | $ 565,000 | $ 37,000 | $ 0 |
| SANTA FE, NM | 15 | $ 983,000 | $ 65,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 15 | $ 462,000 | $ 29,500 | $ 0 |
| SPARTANBURG, SC | 15 | $ 404,000 | $ 26,000 | $ 0 |
| TOPEKA, KS | 15 | $ 491,000 | $ 32,000 | $ 0 |
| AMARILLO, TX | 14 | $ 342,000 | $ 24,000 | $ 0 |
| BRUNSWICK, GA | 14 | $ 549,000 | $ 39,000 | $ 0 |
| DURHAM, NC | 14 | $ 459,000 | $ 32,000 | $ 0 |
| EL CENTRO, CA | 14 | $ 899,000 | $ 64,000 | $ 0 |
| FARMINGTON, NM | 14 | $ 678,000 | $ 48,000 | $ 0 |
| LONGVIEW, WA | 14 | $ 478,000 | $ 34,000 | $ 0 |
| LYNCHBURG, VA | 14 | $ 406,000 | $ 29,000 | $ 0 |
| MERCED, CA | 14 | $ 965,000 | $ 68,000 | $ 0 |
| PRESCOTT, AZ | 14 | $ 814,000 | $ 58,000 | $ 0 |
| PUEBLO, CO | 14 | $ 602,000 | $ 43,000 | $ 0 |
| ROANOKE, VA | 14 | $ 621,000 | $ 44,000 | $ 0 |
| STATE COLLEGE, PA | 14 | $ 602,000 | $ 43,000 | $ 0 |
| TYLER, TX | 14 | $ 491,000 | $ 35,000 | $ 0 |
| WILMINGTON, NC | 14 | $ 602,000 | $ 43,000 | $ 0 |
| ASHEVILLE, NC | 13 | $ 401,000 | $ 30,000 | $ 0 |
| BANGOR, ME | 13 | $ 493,000 | $ 37,000 | $ 0 |
| BLOOMINGTON, IN | 13 | $ 468,000 | $ 36,000 | $ 0 |
| COLUMBUS, GA-AL | 13 | $ 557,000 | $ 40,000 | $ 0 |
| CORPUS CHRISTI, TX | 13 | $ 345,000 | $ 26,000 | $ 0 |
| MOBILE, AL | 13 | $ 365,000 | $ 28,000 | $ 0 |
| OCEAN CITY, NJ | 13 | $ 784,000 | $ 60,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 508,000 | $ 39,000 | $ 0 |
| ANNISTON-OXFORD, AL | 12 | $ 299,000 | $ 24,000 | $ 0 |
| BATON ROUGE, LA | 12 | $ 352,000 | $ 29,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 12 | $ 668,000 | $ 55,000 | $ 0 |
| CHICO, CA | 12 | $ 696,000 | $ 58,000 | $ 0 |
| GRAND JUNCTION, CO | 12 | $ 479,000 | $ 39,000 | $ 0 |
| JANESVILLE, WI | 12 | $ 738,000 | $ 61,000 | $ 0 |
| MIDLAND, TX | 12 | $ 320,000 | $ 26,000 | $ 0 |
| MONROE, MI | 12 | $ 389,000 | $ 32,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 12 | $ 786,000 | $ 65,000 | $ 10,000 |
| YAKIMA, WA | 12 | $ 466,000 | $ 38,000 | $ 0 |
| APPLETON, WI | 11 | $ 396,000 | $ 36,000 | $ 0 |
| BILLINGS, MT | 11 | $ 343,000 | $ 31,000 | $ 0 |
| ERIE, PA | 11 | $ 426,000 | $ 38,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 11 | $ 406,000 | $ 36,000 | $ 0 |
| GULFPORT-BILOXI, MS | 11 | $ 438,000 | $ 39,000 | $ 0 |
| HUNTSVILLE, AL | 11 | $ 357,000 | $ 32,000 | $ 0 |
| JACKSON, MS | 11 | $ 359,000 | $ 32,000 | $ 0 |
| KINGSTON, NY | 11 | $ 525,000 | $ 47,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 11 | $ 295,000 | $ 26,000 | $ 0 |
| ROCHESTER, MN | 11 | $ 429,000 | $ 39,000 | $ 0 |
| BATTLE CREEK, MI | 10 | $ 213,000 | $ 21,000 | $ 0 |
| CORVALLIS, OR | 10 | $ 473,000 | $ 47,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 557,000 | $ 55,000 | $ 0 |
| LEBANON, PA | 10 | $ 298,000 | $ 29,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 10 | $ 631,000 | $ 63,000 | $ 0 |
| WAUSAU, WI | 10 | $ 468,000 | $ 46,000 | $ 0 |
| WICHITA FALLS, TX | 10 | $ 285,000 | $ 28,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 279,000 | $ 31,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 339,000 | $ 41,500 | $ 0 |
| CHARLESTON, WV | 9 | $ 280,000 | $ 31,000 | $ 0 |
| CHEYENNE, WY | 9 | $ 278,000 | $ 30,000 | $ 0 |
| CUMBERLAND, MD-WV | 9 | $ 323,000 | $ 39,000 | $ 0 |
| FARGO, ND-MN | 9 | $ 395,000 | $ 43,500 | $ 0 |
| GREENVILLE, NC | 9 | $ 176,000 | $ 19,000 | $ 0 |
| JACKSONVILLE, NC | 9 | $ 279,000 | $ 31,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 9 | $ 439,000 | $ 48,000 | $ 0 |
| ANDERSON, IN | 8 | $ 187,000 | $ 23,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 218,000 | $ 27,000 | $ 0 |
| BURLINGTON, NC | 8 | $ 226,000 | $ 28,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 170,000 | $ 20,500 | $ 0 |
| FAYETTEVILLE, NC | 8 | $ 253,000 | $ 31,000 | $ 0 |
| FOND DU LAC, WI | 8 | $ 371,000 | $ 46,000 | $ 0 |
| JACKSON, TN | 8 | $ 242,000 | $ 30,000 | $ 0 |
| JEFFERSON CITY, MO | 8 | $ 240,000 | $ 30,000 | $ 0 |
| JOPLIN, MO | 8 | $ 190,000 | $ 23,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 184,000 | $ 24,500 | $ 0 |
| LAWRENCE, KS | 8 | $ 267,000 | $ 33,000 | $ 0 |
| LEWISTON-AUBURN, ME | 8 | $ 246,000 | $ 30,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 8 | $ 278,000 | $ 34,000 | $ 0 |
| SAN ANGELO, TX | 8 | $ 155,000 | $ 19,000 | $ 0 |
| SPRINGFIELD, OH | 8 | $ 266,000 | $ 33,000 | $ 0 |
| WACO, TX | 8 | $ 165,000 | $ 20,000 | $ 0 |
| WENATCHEE, WA | 8 | $ 369,000 | $ 46,000 | $ 0 |
| WILLIAMSPORT, PA | 8 | $ 203,000 | $ 25,000 | $ 0 |
| CLARKSVILLE, TN-KY | 7 | $ 185,000 | $ 24,000 | $ 0 |
| CLEVELAND, TN | 7 | $ 207,000 | $ 29,000 | $ 0 |
| COLUMBUS, IN | 7 | $ 158,000 | $ 22,000 | $ 0 |
| GREAT FALLS, MT | 7 | $ 319,000 | $ 45,000 | $ 0 |
| HANFORD-CORCORAN, CA | 7 | $ 453,000 | $ 64,000 | $ 0 |
| LEWISTON, ID-WA | 7 | $ 203,000 | $ 29,500 | $ 0 |
| MACON, GA | 7 | $ 238,000 | $ 34,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 176,000 | $ 25,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 414,000 | $ 59,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 7 | $ 178,000 | $ 25,000 | $ 0 |
| PEORIA, IL | 7 | $ 248,000 | $ 35,000 | $ 0 |
| SHERMAN-DENISON, TX | 7 | $ 286,000 | $ 40,000 | $ 0 |
| SPRINGFIELD, IL | 7 | $ 206,000 | $ 29,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 7 | $ 250,000 | $ 35,000 | $ 0 |
| AUBURN-OPELIKA, AL | 6 | $ 242,000 | $ 40,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 152,000 | $ 25,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 115,000 | $ 19,000 | $ 0 |
| CARSON CITY, NV | 6 | $ 461,000 | $ 76,000 | $ 0 |
| CEDAR RAPIDS, IA | 6 | $ 177,000 | $ 29,000 | $ 0 |
| EAU CLAIRE, WI | 6 | $ 249,000 | $ 41,000 | $ 0 |
| FLORENCE, SC | 6 | $ 183,000 | $ 30,000 | $ 0 |
| JACKSON, MI | 6 | $ 186,000 | $ 31,000 | $ 0 |
| PASCAGOULA, MS | 6 | $ 116,000 | $ 19,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 6 | $ 169,000 | $ 28,000 | $ 0 |
| SHEBOYGAN, WI | 6 | $ 212,000 | $ 35,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 6 | $ 126,000 | $ 23,500 | $ 0 |
| ST. CLOUD, MN | 6 | $ 219,000 | $ 36,000 | $ 0 |
| CASPER, WY | 5 | $ 236,000 | $ 47,000 | $ 0 |
| DALTON, GA | 5 | $ 153,000 | $ 30,000 | $ 0 |
| GAINESVILLE, GA | 5 | $ 287,000 | $ 57,000 | $ 0 |
| HARRISONBURG, VA | 5 | $ 143,000 | $ 28,000 | $ 0 |
| HOT SPRINGS, AR | 5 | $ 153,000 | $ 30,000 | $ 0 |
| MANSFIELD, OH | 5 | $ 196,000 | $ 39,000 | $ 0 |
| MUNCIE, IN | 5 | $ 111,000 | $ 22,000 | $ 0 |
| NAPA, CA | 5 | $ 691,000 | $ 138,000 | $ 0 |
| RAPID CITY, SD | 5 | $ 161,000 | $ 32,000 | $ 0 |
| ROME, GA | 5 | $ 168,000 | $ 33,000 | $ 0 |
| SANDUSKY, OH | 5 | $ 156,000 | $ 31,000 | $ 0 |
| WARNER ROBINS, GA | 5 | $ 116,000 | $ 23,000 | $ 0 |
| ABILENE, TX | 4 | $ 105,000 | $ 26,000 | $ 0 |
| ALTOONA, PA | 4 | $ 178,000 | $ 44,000 | $ 0 |
| BISMARCK, ND | 4 | $ 109,000 | $ 27,000 | $ 0 |
| BOWLING GREEN, KY | 4 | $ 86,000 | $ 21,000 | $ 0 |
| DOTHAN, AL | 4 | $ 97,000 | $ 24,000 | $ 0 |
| ELIZABETHTOWN, KY | 4 | $ 113,000 | $ 28,000 | $ 0 |
| ELKHART-GOSHEN, IN | 4 | $ 96,000 | $ 24,000 | $ 0 |
| GRAND FORKS, ND-MN | 4 | $ 118,000 | $ 27,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 84,000 | $ 21,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 163,000 | $ 40,000 | $ 0 |
| MADERA, CA | 4 | $ 273,000 | $ 68,000 | $ 0 |
| MONTGOMERY, AL | 4 | $ 93,000 | $ 23,000 | $ 0 |
| SIOUX FALLS, SD | 4 | $ 163,000 | $ 40,000 | $ 0 |
| ALBANY, GA | 3 | $ 91,000 | $ 30,000 | $ 0 |
| AMES, IA | 3 | $ 100,000 | $ 33,000 | $ 0 |
| ANCHORAGE, AK | 3 | $ 265,000 | $ 88,000 | $ 0 |
| DANVILLE, IL | 3 | $ 84,000 | $ 28,000 | $ 0 |
| DECATUR, AL | 3 | $ 79,000 | $ 26,000 | $ 0 |
| GLENS FALLS, NY | 3 | $ 52,000 | $ 17,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 84,000 | $ 28,000 | $ 0 |
| JOHNSTOWN, PA | 3 | $ 114,000 | $ 38,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 3 | $ 72,000 | $ 24,000 | $ 0 |
| KOKOMO, IN | 3 | $ 58,000 | $ 19,000 | $ 0 |
| LA CROSSE, WI-MN | 3 | $ 86,000 | $ 28,500 | $ 0 |
| LAFAYETTE, LA | 3 | $ 109,000 | $ 36,000 | $ 0 |
| LINCOLN, NE | 3 | $ 149,000 | $ 49,000 | $ 0 |
| ROCKY MOUNT, NC | 3 | $ 95,000 | $ 31,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 135,000 | $ 45,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 76,000 | $ 25,000 | $ 0 |
| TUSCALOOSA, AL | 3 | $ 61,000 | $ 20,000 | $ 0 |
| UTICA-ROME, NY | 3 | $ 166,000 | $ 55,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 97,000 | $ 32,000 | $ 0 |
| WHEELING, WV-OH | 3 | $ 95,000 | $ 30,500 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 43,000 | $ 21,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 76,000 | $ 38,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 41,000 | $ 20,000 | $ 0 |
| JONESBORO, AR | 2 | $ 46,000 | $ 23,000 | $ 0 |
| LAREDO, TX | 2 | $ 86,000 | $ 43,000 | $ 0 |
| LONGVIEW, TX | 2 | $ 43,000 | $ 21,000 | $ 0 |
| LUBBOCK, TX | 2 | $ 20,000 | $ 10,000 | $ 0 |
| MONROE, LA | 2 | $ 95,000 | $ 47,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 2 | $ 39,000 | $ 19,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 45,000 | $ 22,000 | $ 0 |
| ANDERSON, SC | 1 | $ 13,000 | $ 13,000 | $ 0 |
| BAY CITY, MI | 1 | $ 10,000 | $ 10,000 | $ 0 |
| DANVILLE, VA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| DECATUR, IL | 1 | $ 10,000 | $ 10,000 | $ 0 |
| ELMIRA, NY | 1 | $ 29,000 | $ 29,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 23,000 | $ 23,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 24,000 | $ 24,000 | $ 0 |
| HATTIESBURG, MS | 1 | $ 26,000 | $ 26,000 | $ 0 |
| ITHACA, NY | 1 | $ 27,000 | $ 27,000 | $ 0 |
| LIMA, OH | 1 | $ 17,000 | $ 17,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 16,000 | $ 16,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 24,000 | $ 24,000 | $ 0 |
| SUMTER, SC | 1 | $ 28,000 | $ 28,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| VICTORIA, TX | 1 | $ 36,000 | $ 36,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Massachusetts in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,624 | $1,523,630,000 | $86,000 | $7,700,000 | $43,000 | $1,878,000 |
| Home Purchase | 14,951 | $742,965,000 | $49,000 | $1,500,000 | $4,000 | $1,369,000 |
| Home Improvement | 9,408 | $510,587,000 | $54,000 | $1,000,000 | $85,000 | $1,561,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,924 | $1,486,713,000 | $57,000 | $7,700,000 | $0 | $0 |
| White | 11,892 | $942,054,000 | $79,000 | $3,000,000 | $105,000 | $1,878,000 |
| Not Provided | 1,490 | $127,525,000 | $85,000 | $1,200,000 | $114,000 | $1,722,000 |
| Hispanic | 1,079 | $77,301,000 | $71,000 | $645,000 | $68,000 | $540,000 |
| Black or African American | 896 | $69,696,000 | $77,000 | $700,000 | $74,000 | $760,000 |
| Asian | 576 | $60,362,000 | $104,000 | $700,000 | $109,000 | $765,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $5,912,000 | $90,000 | $446,000 | $101,000 | $850,000 |
| American Indian or Alaskan Native | 61 | $7,619,000 | $124,000 | $1,000,000 | $101,000 | $357,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,983 | $2,777,182,000 | $66,000 | $7,700,000 | $39,000 | $1,878,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 25,919 | $1,471,538,000 | $56,000 | $845,000 | $0 | $0 |
| Loan Originated | 9,709 | $736,668,000 | $75,000 | $7,700,000 | $109,000 | $1,722,000 |
| Application Denied By Financial Institution | 5,115 | $460,437,000 | $90,000 | $3,000,000 | $86,000 | $1,444,000 |
| Application Approved But Not Accepted | 1,215 | $105,338,000 | $86,000 | $590,000 | $115,000 | $1,878,000 |
| Application Withdrawn By Applicant | 25 | $3,201,000 | $128,000 | $530,000 | $126,000 | $672,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,859 | $172,141,000 | $92,000 | $1,500,000 | $70,000 | $742,000 |
| Credit History | 1,535 | $118,328,000 | $77,000 | $3,000,000 | $79,000 | $1,107,000 |
| Collateral | 1,073 | $116,820,000 | $108,000 | $1,083,000 | $120,000 | $1,444,000 |
| Other | 367 | $15,827,000 | $43,000 | $597,000 | $82,000 | $600,000 |
| Unverifiable Information | 195 | $28,564,000 | $146,000 | $1,200,000 | $111,000 | $1,200,000 |
| Credit Application Incomplete | 57 | $6,170,000 | $108,000 | $720,000 | $128,000 | $689,000 |
| Employment History | 29 | $2,587,000 | $89,000 | $290,000 | $87,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Massachusetts's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Massachusetts's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.