Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Citizens Bank Of Pennsylvania 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania One Logan Square, 130 North 18Th Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,277 |
| Total Mortgage Loan Application Amount | $606,484,000 |
| Average Mortgage Loan Application Amount | $480,333 |
| Highest Mortgage Loan Application Amount | $22,600,000 |
| Average Applicant Income | $11,666 |
| Highest Applicant Income | $511,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 644 | $ 39,597,000 | $ 61,000 | $ 31,000 |
| Allegheny County Pennsylvania | 202 | $ 3,823,000 | $ 18,000 | $ 38,000 |
| Berks County Pennsylvania | 133 | $ 1,089,000 | $ 8,000 | $ 31,000 |
| Luzerne County Pennsylvania | 57 | $ 445,000 | $ 7,000 | $ 32,000 |
| Westmoreland County Pennsylvania | 55 | $ 400,000 | $ 7,000 | $ 35,000 |
| Delaware County Pennsylvania | 54 | $ 1,202,000 | $ 22,000 | $ 38,000 |
| King County Washington | 46 | $ 33,610,000 | $ 730,000 | $ 0 |
| Los Angeles County California | 41 | $ 33,423,000 | $ 815,000 | $ 0 |
| Washington County Pennsylvania | 37 | $ 277,000 | $ 7,000 | $ 42,000 |
| Blair County Pennsylvania | 36 | $ 280,000 | $ 7,000 | $ 29,000 |
| Montgomery County Pennsylvania | 31 | $ 6,240,000 | $ 201,000 | $ 51,000 |
| Bucks County Pennsylvania | 29 | $ 1,877,000 | $ 64,000 | $ 63,000 |
| Maricopa County Arizona | 25 | $ 14,707,000 | $ 588,000 | $ 0 |
| Beaver County Pennsylvania | 25 | $ 208,000 | $ 8,000 | $ 41,000 |
| Crawford County Pennsylvania | 25 | $ 196,000 | $ 7,000 | $ 28,000 |
| Orange County California | 24 | $ 21,185,000 | $ 882,000 | $ 0 |
| Santa Clara County California | 23 | $ 17,689,000 | $ 769,000 | $ 0 |
| Camden County New Jersey | 22 | $ 214,000 | $ 9,000 | $ 60,000 |
| Erie County Pennsylvania | 22 | $ 160,000 | $ 7,000 | $ 30,000 |
| Cook County Illinois | 20 | $ 13,356,000 | $ 667,000 | $ 0 |
| Dallas County Texas | 19 | $ 11,203,000 | $ 589,000 | $ 0 |
| Alameda County California | 17 | $ 12,875,000 | $ 757,000 | $ 0 |
| Butler County Pennsylvania | 17 | $ 163,000 | $ 9,000 | $ 34,000 |
| San Mateo County California | 15 | $ 14,031,000 | $ 935,000 | $ 0 |
| Harris County Texas | 15 | $ 10,946,000 | $ 729,000 | $ 0 |
| Marin County California | 13 | $ 10,614,000 | $ 816,000 | $ 0 |
| Denver County Colorado | 13 | $ 9,083,000 | $ 698,000 | $ 0 |
| Travis County Texas | 13 | $ 9,341,000 | $ 718,000 | $ 0 |
| Clark County Nevada | 12 | $ 6,966,000 | $ 580,000 | $ 0 |
| Lancaster County Pennsylvania | 12 | $ 4,182,000 | $ 348,000 | $ 27,000 |
| Contra Costa County California | 11 | $ 8,405,000 | $ 764,000 | $ 0 |
| San Francisco County California | 11 | $ 9,316,000 | $ 846,000 | $ 0 |
| Dauphin County Pennsylvania | 11 | $ 341,000 | $ 31,000 | $ 33,000 |
| San Diego County California | 10 | $ 6,882,000 | $ 688,000 | $ 0 |
| Hennepin County Minnesota | 10 | $ 7,296,000 | $ 729,000 | $ 0 |
| Mercer County Pennsylvania | 10 | $ 73,000 | $ 7,000 | $ 28,000 |
| Multnomah County Oregon | 9 | $ 5,912,000 | $ 656,000 | $ 0 |
| Chester County Pennsylvania | 9 | $ 10,489,000 | $ 1,165,000 | $ 54,000 |
| Santa Cruz County California | 8 | $ 6,236,000 | $ 779,000 | $ 0 |
| Armstrong County Pennsylvania | 8 | $ 63,000 | $ 7,000 | $ 27,000 |
| Bedford County Pennsylvania | 8 | $ 64,000 | $ 8,000 | $ 31,000 |
| Denton County Texas | 8 | $ 4,777,000 | $ 597,000 | $ 0 |
| San Luis Obispo County California | 7 | $ 3,365,000 | $ 480,000 | $ 0 |
| Sonoma County California | 7 | $ 5,247,000 | $ 749,000 | $ 0 |
| Boulder County Colorado | 7 | $ 5,372,000 | $ 767,000 | $ 0 |
| Douglas County Colorado | 7 | $ 4,708,000 | $ 672,000 | $ 0 |
| Fayette County Pennsylvania | 7 | $ 52,000 | $ 7,000 | $ 1,000 |
| Collin County Texas | 7 | $ 3,829,000 | $ 547,000 | $ 0 |
| Williamson County Texas | 7 | $ 4,270,000 | $ 610,000 | $ 0 |
| Arapahoe County Colorado | 6 | $ 4,134,000 | $ 689,000 | $ 0 |
| Broward County Florida | 6 | $ 3,622,000 | $ 603,000 | $ 0 |
| Pinellas County Florida | 6 | $ 4,673,000 | $ 778,000 | $ 0 |
| Fulton County Georgia | 6 | $ 4,062,000 | $ 677,000 | $ 0 |
| DuPage County Illinois | 6 | $ 4,524,000 | $ 754,000 | $ 0 |
| Cumberland County Pennsylvania | 6 | $ 61,000 | $ 10,000 | $ 34,000 |
| Lawrence County Pennsylvania | 6 | $ 56,000 | $ 9,000 | $ 32,000 |
| Fairfax County Virginia | 6 | $ 4,249,000 | $ 708,000 | $ 0 |
| Placer County California | 5 | $ 2,859,000 | $ 571,000 | $ 0 |
| Riverside County California | 5 | $ 2,681,000 | $ 536,000 | $ 0 |
| Ventura County California | 5 | $ 3,084,000 | $ 616,000 | $ 0 |
| Jefferson County Colorado | 5 | $ 3,115,000 | $ 623,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 2,883,000 | $ 576,000 | $ 0 |
| Palm Beach County Florida | 5 | $ 3,655,000 | $ 731,000 | $ 0 |
| Montgomery County Maryland | 5 | $ 3,491,000 | $ 698,000 | $ 0 |
| Middlesex County Massachusetts | 5 | $ 3,232,000 | $ 646,000 | $ 0 |
| Washoe County Nevada | 5 | $ 2,735,000 | $ 547,000 | $ 0 |
| Venango County Pennsylvania | 5 | $ 40,000 | $ 8,000 | $ 30,000 |
| York County Pennsylvania | 5 | $ 35,000 | $ 7,000 | $ 46,000 |
| Virginia Beach County Virginia | 5 | $ 3,203,000 | $ 640,000 | $ 0 |
| Clark County Washington | 5 | $ 3,144,000 | $ 628,000 | $ 0 |
| Coconino County Arizona | 4 | $ 1,983,000 | $ 495,000 | $ 0 |
| Sacramento County California | 4 | $ 2,410,000 | $ 602,000 | $ 0 |
| Larimer County Colorado | 4 | $ 2,216,000 | $ 554,000 | $ 0 |
| Cobb County Georgia | 4 | $ 2,961,000 | $ 740,000 | $ 0 |
| Lake County Illinois | 4 | $ 2,922,000 | $ 730,000 | $ 0 |
| Wake County North Carolina | 4 | $ 2,203,000 | $ 550,000 | $ 0 |
| Clackamas County Oregon | 4 | $ 2,193,000 | $ 548,000 | $ 0 |
| Deschutes County Oregon | 4 | $ 2,260,000 | $ 565,000 | $ 0 |
| Monroe County Pennsylvania | 4 | $ 31,000 | $ 7,000 | $ 37,000 |
| Bexar County Texas | 4 | $ 2,238,000 | $ 559,000 | $ 0 |
| Montgomery County Texas | 4 | $ 3,154,000 | $ 788,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 2,934,000 | $ 733,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 2,965,000 | $ 741,000 | $ 0 |
| Spokane County Washington | 4 | $ 2,454,000 | $ 613,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 1,913,000 | $ 637,000 | $ 0 |
| Pima County Arizona | 3 | $ 1,617,000 | $ 539,000 | $ 0 |
| Monterey County California | 3 | $ 1,836,000 | $ 612,000 | $ 0 |
| San Bernardino County California | 3 | $ 1,994,000 | $ 664,000 | $ 0 |
| Stanislaus County California | 3 | $ 2,217,000 | $ 739,000 | $ 0 |
| El Paso County Colorado | 3 | $ 1,843,000 | $ 614,000 | $ 0 |
| Sussex County Delaware | 3 | $ 3,046,000 | $ 1,015,000 | $ 0 |
| Orange County Florida | 3 | $ 2,967,000 | $ 989,000 | $ 0 |
| East Baton Rouge County Louisiana | 3 | $ 2,002,000 | $ 667,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 2,336,000 | $ 778,000 | $ 0 |
| Burlington County New Jersey | 3 | $ 21,000 | $ 7,000 | $ 81,000 |
| Lehigh County Pennsylvania | 3 | $ 28,000 | $ 9,000 | $ 33,000 |
| Mifflin County Pennsylvania | 3 | $ 18,000 | $ 6,000 | $ 25,000 |
| Pike County Pennsylvania | 3 | $ 45,000 | $ 15,000 | $ 52,000 |
| Fort Bend County Texas | 3 | $ 2,442,000 | $ 814,000 | $ 0 |
| Henderson County Texas | 3 | $ 1,990,000 | $ 663,000 | $ 0 |
| Kendall County Texas | 3 | $ 2,065,000 | $ 688,000 | $ 0 |
| Chelan County Washington | 3 | $ 2,032,000 | $ 677,000 | $ 0 |
| Kitsap County Washington | 3 | $ 1,805,000 | $ 601,000 | $ 0 |
| Snohomish County Washington | 3 | $ 1,748,000 | $ 582,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| Washington County Arkansas | 2 | $ 1,012,000 | $ 506,000 | $ 0 |
| Fresno County California | 2 | $ 942,000 | $ 471,000 | $ 0 |
| Napa County California | 2 | $ 1,658,000 | $ 829,000 | $ 0 |
| San Joaquin County California | 2 | $ 1,181,000 | $ 590,000 | $ 0 |
| Santa Barbara County California | 2 | $ 1,008,000 | $ 504,000 | $ 0 |
| Tulare County California | 2 | $ 1,791,000 | $ 895,000 | $ 0 |
| Eagle County Colorado | 2 | $ 1,379,000 | $ 689,000 | $ 0 |
| Pitkin County Colorado | 2 | $ 1,228,000 | $ 614,000 | $ 0 |
| Routt County Colorado | 2 | $ 2,306,000 | $ 1,153,000 | $ 0 |
| San Miguel County Colorado | 2 | $ 1,997,000 | $ 998,000 | $ 0 |
| Collier County Florida | 2 | $ 1,581,000 | $ 790,000 | $ 0 |
| Duval County Florida | 2 | $ 1,325,000 | $ 662,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 1,086,000 | $ 543,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 1,272,000 | $ 636,000 | $ 0 |
| Ada County Idaho | 2 | $ 972,000 | $ 486,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 2,049,000 | $ 1,024,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 1,394,000 | $ 697,000 | $ 0 |
| Oakland County Michigan | 2 | $ 1,033,000 | $ 516,000 | $ 0 |
| Clay County Missouri | 2 | $ 1,264,000 | $ 632,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 1,500,000 | $ 750,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 20,000 | $ 10,000 | $ 62,000 |
| Morris County New Jersey | 2 | $ 1,413,000 | $ 706,000 | $ 0 |
| Suffolk County New York | 2 | $ 1,034,000 | $ 517,000 | $ 0 |
| Washington County Oregon | 2 | $ 876,000 | $ 438,000 | $ 0 |
| Juniata County Pennsylvania | 2 | $ 18,000 | $ 9,000 | $ 23,000 |
| Lackawanna County Pennsylvania | 2 | $ 11,000 | $ 5,000 | $ 42,000 |
| Perry County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 21,000 |
| Davidson County Tennessee | 2 | $ 1,119,000 | $ 559,000 | $ 0 |
| Galveston County Texas | 2 | $ 1,527,000 | $ 763,000 | $ 0 |
| Midland County Texas | 2 | $ 1,455,000 | $ 727,000 | $ 0 |
| Tarrant County Texas | 2 | $ 1,007,000 | $ 503,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 810,000 | $ 810,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 621,000 | $ 621,000 | $ 0 |
| Saline County Arkansas | 1 | $ 631,000 | $ 631,000 | $ 0 |
| El Dorado County California | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Kern County California | 1 | $ 943,000 | $ 943,000 | $ 0 |
| Madera County California | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Merced County California | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Nevada County California | 1 | $ 597,000 | $ 597,000 | $ 0 |
| Solano County California | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Sutter County California | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Adams County Colorado | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Elbert County Colorado | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Summit County Colorado | 1 | $ 789,000 | $ 789,000 | $ 0 |
| Weld County Colorado | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 732,000 | $ 732,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 410,000 | $ 410,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 774,000 | $ 774,000 | $ 0 |
| Brevard County Florida | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 1,678,000 | $ 1,678,000 | $ 0 |
| Manatee County Florida | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Monroe County Florida | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 586,000 | $ 586,000 | $ 0 |
| St. Johns County Florida | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Greene County Georgia | 1 | $ 753,000 | $ 753,000 | $ 0 |
| Hall County Georgia | 1 | $ 1,157,000 | $ 1,157,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 836,000 | $ 836,000 | $ 0 |
| Bear Lake County Idaho | 1 | $ 826,000 | $ 826,000 | $ 0 |
| Bonner County Idaho | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Kane County Illinois | 1 | $ 481,000 | $ 481,000 | $ 0 |
| Johnson County Kansas | 1 | $ 846,000 | $ 846,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 697,000 | $ 697,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Cumberland County Maine | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Lincoln County Maine | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Howard County Maryland | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Talbot County Maryland | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 997,000 | $ 997,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Wayne County Michigan | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Scott County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Washington County Minnesota | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Boone County Missouri | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Jackson County Missouri | 1 | $ 623,000 | $ 623,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Douglas County Nevada | 1 | $ 1,409,000 | $ 1,409,000 | $ 0 |
| Essex County New Jersey | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 8,000 | $ 8,000 | $ 92,000 |
| Union County New Jersey | 1 | $ 751,000 | $ 751,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 731,000 | $ 731,000 | $ 0 |
| Kings County New York | 1 | $ 1,082,000 | $ 1,082,000 | $ 0 |
| Nassau County New York | 1 | $ 423,000 | $ 423,000 | $ 0 |
| New York County New York | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Queens County New York | 1 | $ 1,246,000 | $ 1,246,000 | $ 0 |
| Richmond County New York | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Westchester County New York | 1 | $ 1,098,000 | $ 1,098,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 869,000 | $ 869,000 | $ 0 |
| Franklin County Ohio | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 602,000 | $ 602,000 | $ 0 |
| Benton County Oregon | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Josephine County Oregon | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Linn County Oregon | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Marion County Oregon | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 728,000 | $ 728,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Clarion County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Forest County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Franklin County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Greene County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Northumberland County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Newport County Rhode Island | 1 | $ 743,000 | $ 743,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
| York County South Carolina | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 701,000 | $ 701,000 | $ 0 |
| Bandera County Texas | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Blanco County Texas | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Comal County Texas | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Gillespie County Texas | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Lubbock County Texas | 1 | $ 502,000 | $ 502,000 | $ 0 |
| Davis County Utah | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Duchesne County Utah | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Summit County Utah | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Utah County Utah | 1 | $ 762,000 | $ 762,000 | $ 0 |
| Wasatch County Utah | 1 | $ 984,000 | $ 984,000 | $ 0 |
| Weber County Utah | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 798,000 | $ 798,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Hanover County Virginia | 1 | $ 681,000 | $ 681,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 917,000 | $ 917,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 552,000 | $ 552,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 909,000 | $ 909,000 | $ 0 |
| York County Virginia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Clallam County Washington | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Douglas County Washington | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Island County Washington | 1 | $ 799,000 | $ 799,000 | $ 0 |
| Kittitas County Washington | 1 | $ 857,000 | $ 857,000 | $ 0 |
| Pierce County Washington | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Skagit County Washington | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Whatcom County Washington | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Lincoln County Wyoming | 1 | $ 1,122,000 | $ 1,122,000 | $ 0 |
| Teton County Wyoming | 1 | $ 743,000 | $ 743,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,498 | $60,844,000 | $40,000 | $22,600,000 | $35,000 | $511,000 |
| Home Purchase | 402 | $273,891,000 | $681,000 | $4,125,000 | $0 | $0 |
| Refinancing | 377 | $271,749,000 | $720,000 | $2,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 785 | $594,490,000 | $757,000 | $22,600,000 | $0 | $0 |
| White | 650 | $5,265,000 | $8,000 | $25,000 | $37,000 | $175,000 |
| Black or African American | 554 | $4,276,000 | $7,000 | $15,000 | $32,000 | $408,000 |
| Hispanic | 214 | $1,811,000 | $8,000 | $22,000 | $32,000 | $511,000 |
| Asian | 37 | $326,000 | $8,000 | $25,000 | $36,000 | $95,000 |
| Not Provided | 25 | $219,000 | $8,000 | $25,000 | $43,000 | $118,000 |
| American Indian or Alaskan Native | 8 | $69,000 | $8,000 | $10,000 | $38,000 | $64,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $28,000 | $7,000 | $15,000 | $27,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,277 | $606,484,000 | $266,000 | $22,600,000 | $23,000 | $511,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,150 | $10,319,000 | $8,000 | $975,000 | $35,000 | $511,000 |
| Loan Purchased By The Institution | 776 | $538,760,000 | $694,000 | $2,000,000 | $0 | $0 |
| Loan Originated | 303 | $57,080,000 | $188,000 | $22,600,000 | $34,000 | $116,000 |
| Application Approved But Not Accepted | 44 | $305,000 | $6,000 | $10,000 | $34,000 | $96,000 |
| Application Withdrawn By Applicant | 4 | $20,000 | $5,000 | $10,000 | $47,000 | $106,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 457 | $3,405,000 | $7,000 | $15,000 | $31,000 | $152,000 |
| Debt-To-Income Ratio | 363 | $3,097,000 | $8,000 | $15,000 | $29,000 | $171,000 |
| Other | 268 | $3,275,000 | $12,000 | $975,000 | $48,000 | $511,000 |
| Unverifiable Information | 59 | $512,000 | $8,000 | $15,000 | $38,000 | $240,000 |
| Employment History | 3 | $30,000 | $10,000 | $10,000 | $30,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.