Citizens Community Federal National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Citizens Community Federal National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Community Federal National Association 219 Fairfax Street Altoona, WI 54720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 970 |
| Total Mortgage Loan Application Amount | $208,560,000 |
| Average Mortgage Loan Application Amount | $169,600 |
| Highest Mortgage Loan Application Amount | $14,505,000 |
| Average Applicant Income | $96,400 |
| Highest Applicant Income | $1,782,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Citizens Community Federal National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Community Federal National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Citizens Community Federal National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Community Federal National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Community Federal National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Community Federal National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 224 | $ 48,850,000 | $ 218,000 | $ 103,000 |
| Chippewa County Wisconsin | 94 | $ 19,670,000 | $ 209,000 | $ 100,000 |
| Barron County Wisconsin | 77 | $ 12,335,000 | $ 160,000 | $ 121,000 |
| Blue Earth County Minnesota | 68 | $ 19,230,000 | $ 282,000 | $ 77,000 |
| Washburn County Wisconsin | 46 | $ 7,730,000 | $ 168,000 | $ 113,000 |
| Faribault County Minnesota | 38 | $ 2,680,000 | $ 70,000 | $ 49,000 |
| Trempealeau County Wisconsin | 32 | $ 4,520,000 | $ 141,000 | $ 70,000 |
| Nicollet County Minnesota | 27 | $ 4,205,000 | $ 155,000 | $ 71,000 |
| Martin County Minnesota | 26 | $ 2,840,000 | $ 109,000 | $ 65,000 |
| Dunn County Wisconsin | 23 | $ 3,515,000 | $ 152,000 | $ 92,000 |
| Monroe County Wisconsin | 23 | $ 3,155,000 | $ 137,000 | $ 75,000 |
| Pierce County Wisconsin | 23 | $ 4,225,000 | $ 183,000 | $ 99,000 |
| Rusk County Wisconsin | 21 | $ 2,485,000 | $ 118,000 | $ 71,000 |
| Freeborn County Minnesota | 20 | $ 1,850,000 | $ 92,000 | $ 47,000 |
| Buffalo County Wisconsin | 16 | $ 2,340,000 | $ 146,000 | $ 75,000 |
| Sawyer County Wisconsin | 15 | $ 2,795,000 | $ 186,000 | $ 126,000 |
| Watonwan County Minnesota | 14 | $ 1,610,000 | $ 115,000 | $ 77,000 |
| Hennepin County Minnesota | 11 | $ 26,345,000 | $ 2,395,000 | $ 144,000 |
| Jackson County Wisconsin | 11 | $ 1,355,000 | $ 123,000 | $ 64,000 |
| Goodhue County Minnesota | 10 | $ 1,510,000 | $ 151,000 | $ 76,000 |
| Ramsey County Minnesota | 9 | $ 3,835,000 | $ 426,000 | $ 124,000 |
| Washington County Minnesota | 9 | $ 6,285,000 | $ 698,000 | $ 164,000 |
| Dakota County Minnesota | 8 | $ 1,290,000 | $ 161,000 | $ 110,000 |
| Polk County Wisconsin | 8 | $ 1,180,000 | $ 147,000 | $ 99,000 |
| Scott County Minnesota | 7 | $ 1,375,000 | $ 196,000 | $ 165,000 |
| St. Croix County Wisconsin | 7 | $ 1,655,000 | $ 236,000 | $ 77,000 |
| Le Sueur County Minnesota | 6 | $ 1,010,000 | $ 168,000 | $ 90,000 |
| Burnett County Wisconsin | 6 | $ 1,300,000 | $ 216,000 | $ 158,000 |
| Pepin County Wisconsin | 6 | $ 670,000 | $ 111,000 | $ 51,000 |
| Waseca County Minnesota | 5 | $ 715,000 | $ 143,000 | $ 59,000 |
| La Crosse County Wisconsin | 5 | $ 955,000 | $ 191,000 | $ 99,000 |
| Anoka County Minnesota | 4 | $ 630,000 | $ 157,000 | $ 74,000 |
| Otter Tail County Minnesota | 4 | $ 900,000 | $ 225,000 | $ 183,000 |
| Steele County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 59,000 |
| Genesee County Michigan | 3 | $ 475,000 | $ 158,000 | $ 68,000 |
| Oakland County Michigan | 3 | $ 685,000 | $ 228,000 | $ 246,000 |
| Pine County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 39,000 |
| Rice County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 82,000 |
| Price County Wisconsin | 3 | $ 385,000 | $ 128,000 | $ 73,000 |
| Brown County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Carver County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Dodge County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| St. Louis County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Ashland County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Bayfield County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Dane County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Douglas County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Juneau County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 124,000 |
| Outagamie County Wisconsin | 2 | $ 850,000 | $ 425,000 | $ 17,000 |
| Maricopa County Arizona | 1 | $ 485,000 | $ 485,000 | $ 215,000 |
| Garfield County Colorado | 1 | $ 425,000 | $ 425,000 | $ 150,000 |
| Gogebic County Michigan | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Livingston County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| Muskegon County Michigan | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Presque Isle County Michigan | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Wayne County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Aitkin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Cass County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Cottonwood County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Isanti County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Lyon County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| McLeod County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Nobles County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Renville County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Sherburne County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Wabasha County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Wright County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Clark County Wisconsin | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Manitowoc County Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 526,000 |
| Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Racine County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Rock County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Shawano County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 207,000 |
Mortgage Loan Application Detail Totals for Citizens Community Federal National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 450 | $107,640,000 | $239,000 | $14,505,000 | $103,000 | $1,782,000 |
| Cash-out Refinancing | 257 | $38,495,000 | $149,000 | $695,000 | $75,000 | $384,000 |
| Refinancing | 247 | $60,535,000 | $245,000 | $10,005,000 | $95,000 | $461,000 |
| Other Purpose | 12 | $1,540,000 | $128,000 | $485,000 | $103,000 | $215,000 |
| Home Improvement | 4 | $350,000 | $87,000 | $165,000 | $106,000 | $232,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 801 | $136,995,000 | $171,000 | $1,005,000 | $93,000 | $1,782,000 |
| Not applicable | 86 | $56,870,000 | $661,000 | $14,505,000 | $0 | $0 |
| Not Provided | 40 | $7,660,000 | $191,000 | $485,000 | $107,000 | $292,000 |
| Hispanic | 21 | $3,095,000 | $147,000 | $415,000 | $80,000 | $230,000 |
| Asian | 12 | $2,550,000 | $212,000 | $435,000 | $92,000 | $224,000 |
| Black or African American | 3 | $595,000 | $198,000 | $385,000 | $121,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $535,000 | $178,000 | $265,000 | $72,000 | $115,000 |
| American Indian or Alaskan Native | 2 | $70,000 | $35,000 | $35,000 | $57,000 | $83,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 916 | $201,230,000 | $219,000 | $14,505,000 | $96,000 | $1,782,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $2,830,000 | $101,000 | $165,000 | $44,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,545,000 | $149,000 | $235,000 | $65,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,955,000 | $217,000 | $285,000 | $88,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 690 | $163,340,000 | $236,000 | $14,505,000 | $98,000 | $1,782,000 |
| Application Denied By Financial Institution | 133 | $17,135,000 | $128,000 | $1,005,000 | $66,000 | $384,000 |
| Application Withdrawn By Applicant | 118 | $23,390,000 | $198,000 | $695,000 | $98,000 | $400,000 |
| File Closed For Incompleteness | 15 | $2,465,000 | $164,000 | $485,000 | $106,000 | $441,000 |
| Application Approved But Not Accepted | 14 | $2,230,000 | $159,000 | $425,000 | $95,000 | $454,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 837 | $191,425,000 | $228,000 | $14,505,000 | $98,000 | $1,782,000 |
| Credit History | 71 | $8,435,000 | $118,000 | $425,000 | $71,000 | $384,000 |
| Debt-To-Income Ratio | 35 | $4,855,000 | $138,000 | $275,000 | $53,000 | $124,000 |
| Collateral | 20 | $3,160,000 | $158,000 | $1,005,000 | $68,000 | $241,000 |
| Employment History | 4 | $360,000 | $90,000 | $175,000 | $42,000 | $95,000 |
| Other | 3 | $325,000 | $108,000 | $155,000 | $118,000 | $198,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Community Federal National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Community Federal National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.