Citizens Community Federal National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Citizens Community Federal National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Community Federal National Association 219 Fairfax Street Altoona, WI 54720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,974 |
| Total Mortgage Loan Application Amount | $437,140,000 |
| Average Mortgage Loan Application Amount | $201,200 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $119,600 |
| Highest Applicant Income | $5,991,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Citizens Community Federal National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Community Federal National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Citizens Community Federal National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Community Federal National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Community Federal National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Community Federal National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 471 | $ 107,615,000 | $ 228,000 | $ 116,000 |
| Chippewa County Wisconsin | 200 | $ 44,540,000 | $ 222,000 | $ 110,000 |
| Barron County Wisconsin | 133 | $ 28,415,000 | $ 213,000 | $ 109,000 |
| Washburn County Wisconsin | 129 | $ 27,245,000 | $ 211,000 | $ 135,000 |
| Blue Earth County Minnesota | 101 | $ 32,895,000 | $ 325,000 | $ 81,000 |
| Trempealeau County Wisconsin | 79 | $ 12,405,000 | $ 157,000 | $ 82,000 |
| Monroe County Wisconsin | 69 | $ 10,335,000 | $ 149,000 | $ 82,000 |
| Dunn County Wisconsin | 49 | $ 9,175,000 | $ 187,000 | $ 108,000 |
| Pierce County Wisconsin | 44 | $ 6,540,000 | $ 148,000 | $ 98,000 |
| Nicollet County Minnesota | 43 | $ 8,715,000 | $ 202,000 | $ 75,000 |
| Faribault County Minnesota | 42 | $ 3,520,000 | $ 83,000 | $ 61,000 |
| Martin County Minnesota | 40 | $ 5,500,000 | $ 137,000 | $ 94,000 |
| Buffalo County Wisconsin | 37 | $ 5,995,000 | $ 162,000 | $ 86,000 |
| Freeborn County Minnesota | 36 | $ 4,280,000 | $ 118,000 | $ 74,000 |
| Rusk County Wisconsin | 36 | $ 5,760,000 | $ 160,000 | $ 142,000 |
| Sawyer County Wisconsin | 34 | $ 7,860,000 | $ 231,000 | $ 204,000 |
| La Crosse County Wisconsin | 30 | $ 16,630,000 | $ 554,000 | $ 131,000 |
| Hennepin County Minnesota | 26 | $ 19,460,000 | $ 748,000 | $ 370,000 |
| Burnett County Wisconsin | 24 | $ 4,710,000 | $ 196,000 | $ 170,000 |
| Jackson County Wisconsin | 21 | $ 2,305,000 | $ 109,000 | $ 53,000 |
| Washington County Minnesota | 19 | $ 4,885,000 | $ 257,000 | $ 122,000 |
| Dakota County Minnesota | 17 | $ 4,505,000 | $ 265,000 | $ 162,000 |
| St. Croix County Wisconsin | 17 | $ 3,415,000 | $ 200,000 | $ 110,000 |
| Le Sueur County Minnesota | 16 | $ 3,510,000 | $ 219,000 | $ 112,000 |
| Steele County Minnesota | 15 | $ 2,425,000 | $ 161,000 | $ 119,000 |
| Pepin County Wisconsin | 14 | $ 3,530,000 | $ 252,000 | $ 96,000 |
| Ramsey County Minnesota | 13 | $ 5,465,000 | $ 420,000 | $ 121,000 |
| Watonwan County Minnesota | 12 | $ 1,450,000 | $ 120,000 | $ 80,000 |
| Carver County Minnesota | 11 | $ 2,555,000 | $ 232,000 | $ 211,000 |
| Douglas County Wisconsin | 11 | $ 1,945,000 | $ 176,000 | $ 97,000 |
| Goodhue County Minnesota | 10 | $ 2,200,000 | $ 220,000 | $ 89,000 |
| Juneau County Wisconsin | 10 | $ 1,090,000 | $ 109,000 | $ 89,000 |
| Polk County Wisconsin | 10 | $ 1,680,000 | $ 168,000 | $ 89,000 |
| Olmsted County Minnesota | 8 | $ 1,880,000 | $ 235,000 | $ 109,000 |
| Scott County Minnesota | 8 | $ 2,080,000 | $ 260,000 | $ 161,000 |
| Waseca County Minnesota | 8 | $ 1,660,000 | $ 207,000 | $ 86,000 |
| Clark County Wisconsin | 7 | $ 1,385,000 | $ 197,000 | $ 91,000 |
| Anoka County Minnesota | 6 | $ 1,150,000 | $ 191,000 | $ 109,000 |
| Brown County Minnesota | 6 | $ 650,000 | $ 108,000 | $ 54,000 |
| Chisago County Minnesota | 6 | $ 1,660,000 | $ 276,000 | $ 142,000 |
| Wabasha County Minnesota | 6 | $ 890,000 | $ 148,000 | $ 87,000 |
| Price County Wisconsin | 6 | $ 700,000 | $ 116,000 | $ 54,000 |
| Mower County Minnesota | 5 | $ 1,175,000 | $ 235,000 | $ 63,000 |
| Rice County Minnesota | 4 | $ 680,000 | $ 170,000 | $ 114,000 |
| St. Louis County Minnesota | 4 | $ 1,030,000 | $ 257,000 | $ 63,000 |
| Bayfield County Wisconsin | 4 | $ 780,000 | $ 195,000 | $ 137,000 |
| Dodge County Wisconsin | 4 | $ 510,000 | $ 127,000 | $ 124,000 |
| Wood County Wisconsin | 4 | $ 1,130,000 | $ 282,000 | $ 91,000 |
| Dickinson County Iowa | 3 | $ 1,085,000 | $ 361,000 | $ 120,000 |
| Oakland County Michigan | 3 | $ 465,000 | $ 155,000 | $ 63,000 |
| Winona County Minnesota | 3 | $ 1,865,000 | $ 621,000 | $ 76,000 |
| Dane County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 76,000 |
| Washtenaw County Michigan | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Carlton County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 90,000 |
| Cass County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Crow Wing County Minnesota | 2 | $ 1,370,000 | $ 685,000 | $ 296,000 |
| Jackson County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 51,000 |
| Otter Tail County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Fond du Lac County Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Taylor County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Vernon County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 39,000 |
| Conway County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Sarasota County Florida | 1 | $ 85,000 | $ 85,000 | $ 576,000 |
| McHenry County Illinois | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Davis County Iowa | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Emmet County Iowa | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Aitkin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 25,000 |
| Benton County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Chippewa County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Cottonwood County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Dodge County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 430,000 |
| Kanabec County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Kandiyohi County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Lake County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Meeker County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Murray County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Pine County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Sherburne County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Sibley County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Stearns County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Wright County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 337,000 |
| Clatsop County Oregon | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Cameron County Texas | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Adams County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Ashland County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Grant County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Jefferson County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Milwaukee County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Oneida County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Outagamie County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Ozaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Portage County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Richland County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 267,000 |
| Vilas County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 5,000 |
| Waukesha County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Waupaca County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 223,000 |
| Waushara County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Citizens Community Federal National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 871 | $179,865,000 | $206,000 | $3,195,000 | $119,000 | $5,991,000 |
| Home Purchase | 568 | $140,110,000 | $246,000 | $5,605,000 | $113,000 | $2,090,000 |
| Cash-out Refinancing | 496 | $110,700,000 | $223,000 | $12,005,000 | $99,000 | $654,000 |
| Other Purpose | 31 | $5,135,000 | $165,000 | $515,000 | $100,000 | $508,000 |
| Home Improvement | 8 | $1,330,000 | $166,000 | $385,000 | $167,000 | $566,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,692 | $323,670,000 | $191,000 | $1,505,000 | $112,000 | $5,991,000 |
| Not Provided | 122 | $23,790,000 | $195,000 | $515,000 | $113,000 | $663,000 |
| Not applicable | 115 | $81,225,000 | $706,000 | $12,005,000 | $0 | $0 |
| Hispanic | 17 | $2,305,000 | $135,000 | $365,000 | $90,000 | $223,000 |
| Asian | 15 | $3,385,000 | $225,000 | $515,000 | $118,000 | $324,000 |
| Black or African American | 6 | $1,730,000 | $288,000 | $415,000 | $135,000 | $430,000 |
| American Indian or Alaskan Native | 4 | $520,000 | $130,000 | $215,000 | $47,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $460,000 | $230,000 | $265,000 | $117,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,951 | $433,115,000 | $221,000 | $12,005,000 | $113,000 | $5,991,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,625,000 | $138,000 | $255,000 | $47,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,400,000 | $350,000 | $755,000 | $232,000 | $785,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,412 | $333,110,000 | $235,000 | $12,005,000 | $113,000 | $2,090,000 |
| Application Withdrawn By Applicant | 308 | $60,900,000 | $197,000 | $755,000 | $139,000 | $5,991,000 |
| Application Denied By Financial Institution | 200 | $32,480,000 | $162,000 | $1,505,000 | $67,000 | $392,000 |
| File Closed For Incompleteness | 39 | $7,575,000 | $194,000 | $515,000 | $113,000 | $360,000 |
| Application Approved But Not Accepted | 15 | $3,075,000 | $205,000 | $405,000 | $96,000 | $344,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,774 | $404,660,000 | $228,000 | $12,005,000 | $118,000 | $5,991,000 |
| Credit History | 104 | $15,370,000 | $147,000 | $515,000 | $68,000 | $392,000 |
| Debt-To-Income Ratio | 45 | $7,785,000 | $173,000 | $405,000 | $48,000 | $118,000 |
| Collateral | 27 | $5,855,000 | $216,000 | $1,505,000 | $105,000 | $354,000 |
| Other | 8 | $1,040,000 | $130,000 | $245,000 | $65,000 | $98,000 |
| Unverifiable Information | 8 | $1,230,000 | $153,000 | $305,000 | $54,000 | $114,000 |
| Employment History | 3 | $455,000 | $151,000 | $225,000 | $45,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $475,000 | $158,000 | $215,000 | $60,000 | $82,000 |
| Credit Application Incomplete | 2 | $270,000 | $135,000 | $145,000 | $57,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Community Federal National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Community Federal National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.