Baycoast Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Baycoast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Baycoast Bank 330 Swansea Mall Drive Swansea, MA 02777 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,722 |
| Total Mortgage Loan Application Amount | $1,112,840,000 |
| Average Mortgage Loan Application Amount | $216,400 |
| Highest Mortgage Loan Application Amount | $10,235,000 |
| Average Applicant Income | $123,600 |
| Highest Applicant Income | $2,536,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 1,360 | $ 377,490,000 | $ 277,000 | $ 120,000 |
| Plymouth County Massachusetts | 289 | $ 90,475,000 | $ 313,000 | $ 147,000 |
| Newport County Rhode Island | 194 | $ 70,980,000 | $ 365,000 | $ 150,000 |
| Providence County Rhode Island | 183 | $ 89,685,000 | $ 490,000 | $ 127,000 |
| Norfolk County Massachusetts | 152 | $ 61,030,000 | $ 401,000 | $ 196,000 |
| Middlesex County Massachusetts | 141 | $ 58,095,000 | $ 412,000 | $ 180,000 |
| Fairfield County Connecticut | 139 | $ 66,415,000 | $ 477,000 | $ 206,000 |
| Worcester County Massachusetts | 124 | $ 44,920,000 | $ 362,000 | $ 128,000 |
| Bristol County Rhode Island | 97 | $ 28,145,000 | $ 290,000 | $ 125,000 |
| Kent County Rhode Island | 94 | $ 25,370,000 | $ 269,000 | $ 119,000 |
| Washington County Rhode Island | 85 | $ 33,895,000 | $ 398,000 | $ 143,000 |
| Barnstable County Massachusetts | 56 | $ 16,330,000 | $ 291,000 | $ 166,000 |
| Suffolk County Massachusetts | 47 | $ 24,925,000 | $ 530,000 | $ 248,000 |
| New Haven County Connecticut | 34 | $ 6,210,000 | $ 182,000 | $ 101,000 |
| Rockingham County New Hampshire | 34 | $ 3,240,000 | $ 95,000 | $ 65,000 |
| Hartford County Connecticut | 31 | $ 7,845,000 | $ 253,000 | $ 165,000 |
| Essex County Massachusetts | 30 | $ 9,260,000 | $ 308,000 | $ 121,000 |
| Hillsborough County New Hampshire | 24 | $ 3,120,000 | $ 130,000 | $ 87,000 |
| Montgomery County Maryland | 23 | $ 11,005,000 | $ 478,000 | $ 254,000 |
| Hampden County Massachusetts | 23 | $ 1,315,000 | $ 57,000 | $ 49,000 |
| Sussex County Delaware | 22 | $ 2,020,000 | $ 91,000 | $ 123,000 |
| Saratoga County New York | 19 | $ 615,000 | $ 32,000 | $ 51,000 |
| New London County Connecticut | 18 | $ 1,950,000 | $ 108,000 | $ 80,000 |
| Monmouth County New Jersey | 17 | $ 1,505,000 | $ 88,000 | $ 74,000 |
| Fairfax County Virginia | 16 | $ 7,040,000 | $ 440,000 | $ 215,000 |
| Merrimack County New Hampshire | 15 | $ 745,000 | $ 49,000 | $ 56,000 |
| Atlantic County New Jersey | 15 | $ 995,000 | $ 66,000 | $ 78,000 |
| Broward County Florida | 13 | $ 2,155,000 | $ 165,000 | $ 131,000 |
| Strafford County New Hampshire | 13 | $ 615,000 | $ 47,000 | $ 59,000 |
| Suffolk County New York | 13 | $ 1,245,000 | $ 95,000 | $ 68,000 |
| Ocean County New Jersey | 12 | $ 750,000 | $ 62,000 | $ 51,000 |
| Tolland County Connecticut | 11 | $ 2,185,000 | $ 198,000 | $ 137,000 |
| York County Maine | 11 | $ 655,000 | $ 59,000 | $ 47,000 |
| Lake County Florida | 9 | $ 815,000 | $ 90,000 | $ 60,000 |
| Berkshire County Massachusetts | 9 | $ 765,000 | $ 85,000 | $ 101,000 |
| Hampshire County Massachusetts | 9 | $ 935,000 | $ 103,000 | $ 44,000 |
| Ottawa County Michigan | 9 | $ 425,000 | $ 47,000 | $ 54,000 |
| Grafton County New Hampshire | 9 | $ 2,215,000 | $ 246,000 | $ 216,000 |
| Burlington County New Jersey | 9 | $ 505,000 | $ 56,000 | $ 60,000 |
| Middlesex County New Jersey | 9 | $ 1,295,000 | $ 143,000 | $ 120,000 |
| Windham County Connecticut | 8 | $ 1,770,000 | $ 221,000 | $ 84,000 |
| Manatee County Florida | 8 | $ 1,350,000 | $ 168,000 | $ 146,000 |
| Stafford County Virginia | 8 | $ 2,790,000 | $ 348,000 | $ 76,000 |
| Litchfield County Connecticut | 7 | $ 2,335,000 | $ 333,000 | $ 153,000 |
| Bucks County Pennsylvania | 7 | $ 1,305,000 | $ 186,000 | $ 82,000 |
| Middlesex County Connecticut | 6 | $ 980,000 | $ 163,000 | $ 111,000 |
| Collier County Florida | 6 | $ 1,630,000 | $ 271,000 | $ 197,000 |
| Polk County Florida | 6 | $ 220,000 | $ 36,000 | $ 75,000 |
| Howard County Maryland | 6 | $ 1,910,000 | $ 318,000 | $ 148,000 |
| Cheshire County New Hampshire | 6 | $ 240,000 | $ 40,000 | $ 59,000 |
| Bergen County New Jersey | 6 | $ 2,140,000 | $ 356,000 | $ 148,000 |
| Hillsborough County Florida | 5 | $ 345,000 | $ 69,000 | $ 100,000 |
| Orange County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 226,000 |
| Osceola County Florida | 5 | $ 325,000 | $ 65,000 | $ 68,000 |
| Baltimore County Maryland | 5 | $ 1,635,000 | $ 327,000 | $ 173,000 |
| Belknap County New Hampshire | 5 | $ 325,000 | $ 65,000 | $ 52,000 |
| Carroll County New Hampshire | 5 | $ 1,135,000 | $ 227,000 | $ 180,000 |
| Salem County New Jersey | 5 | $ 215,000 | $ 43,000 | $ 62,000 |
| Dutchess County New York | 5 | $ 225,000 | $ 45,000 | $ 52,000 |
| Orange County New York | 5 | $ 225,000 | $ 45,000 | $ 62,000 |
| Ulster County New York | 5 | $ 255,000 | $ 51,000 | $ 67,000 |
| Maricopa County Arizona | 4 | $ 250,000 | $ 62,000 | $ 87,000 |
| Palm Beach County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 134,000 |
| Pinellas County Florida | 4 | $ 220,000 | $ 55,000 | $ 108,000 |
| Sarasota County Florida | 4 | $ 390,000 | $ 97,000 | $ 79,000 |
| Cumberland County Maine | 4 | $ 180,000 | $ 45,000 | $ 50,000 |
| Dukes County Massachusetts | 4 | $ 1,940,000 | $ 485,000 | $ 647,000 |
| Nantucket County Massachusetts | 4 | $ 2,950,000 | $ 737,000 | $ 359,000 |
| Livingston County Michigan | 4 | $ 140,000 | $ 35,000 | $ 50,000 |
| Essex County New Jersey | 4 | $ 1,900,000 | $ 475,000 | $ 286,000 |
| Berks County Pennsylvania | 4 | $ 320,000 | $ 80,000 | $ 60,000 |
| Bedford County Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 92,000 |
| Loudoun County Virginia | 4 | $ 1,730,000 | $ 432,000 | $ 161,000 |
| Prince William County Virginia | 4 | $ 1,260,000 | $ 315,000 | $ 82,000 |
| New Castle County Delaware | 3 | $ 95,000 | $ 31,000 | $ 54,000 |
| Lee County Florida | 3 | $ 405,000 | $ 135,000 | $ 160,000 |
| Volusia County Florida | 3 | $ 85,000 | $ 28,000 | $ 44,000 |
| Frederick County Maryland | 3 | $ 1,185,000 | $ 395,000 | $ 216,000 |
| Cape May County New Jersey | 3 | $ 535,000 | $ 178,000 | $ 104,000 |
| Gloucester County New Jersey | 3 | $ 135,000 | $ 45,000 | $ 48,000 |
| Sussex County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 139,000 |
| Oneida County New York | 3 | $ 105,000 | $ 35,000 | $ 35,000 |
| Wake County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 118,000 |
| Beaufort County South Carolina | 3 | $ 965,000 | $ 321,000 | $ 144,000 |
| Brevard County Florida | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Highlands County Florida | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Martin County Florida | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Miami-Dade County Florida | 2 | $ 680,000 | $ 340,000 | $ 413,000 |
| Pasco County Florida | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| Seminole County Florida | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Calhoun County Michigan | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Lapeer County Michigan | 2 | $ 90,000 | $ 45,000 | $ 78,000 |
| Lenawee County Michigan | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Macomb County Michigan | 2 | $ 70,000 | $ 35,000 | $ 35,000 |
| Oakland County Michigan | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| St. Clair County Michigan | 2 | $ 150,000 | $ 75,000 | $ 91,000 |
| Wayne County Michigan | 2 | $ 60,000 | $ 30,000 | $ 29,000 |
| Cumberland County New Jersey | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Hudson County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 144,000 |
| Warren County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 155,000 |
| Herkimer County New York | 2 | $ 70,000 | $ 35,000 | $ 73,000 |
| Monroe County New York | 2 | $ 50,000 | $ 25,000 | $ 32,000 |
| Niagara County New York | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Rensselaer County New York | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Rockland County New York | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Cumberland County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 27,000 |
| Tarrant County Texas | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Alexandria County Virginia | 2 | $ 750,000 | $ 375,000 | $ 331,000 |
| Rockbridge County Virginia | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Kent County Delaware | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Clay County Florida | 1 | $ 395,000 | $ 395,000 | $ 529,000 |
| Indian River County Florida | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Monroe County Florida | 1 | $ 515,000 | $ 515,000 | $ 161,000 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 268,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Hancock County Maine | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Harford County Maryland | 1 | $ 445,000 | $ 445,000 | $ 229,000 |
| Kent County Maryland | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Franklin County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Allegan County Michigan | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Clinton County Michigan | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Ingham County Michigan | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Wexford County Michigan | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Coos County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Sullivan County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Camden County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Passaic County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Somerset County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 270,000 |
| Broome County New York | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Chemung County New York | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Clinton County New York | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Columbia County New York | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Fulton County New York | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Genesee County New York | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Schoharie County New York | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Catawba County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Chatham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Cumberland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Davidson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Durham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 191,000 |
| Martin County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Mecklenburg County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 200,000 |
| Onslow County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 184,000 |
| Carbon County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 267,000 |
| Delaware County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Lancaster County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Monroe County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Northampton County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Charleston County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 182,000 |
| Georgetown County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 204,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Arlington County Virginia | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Baycoast Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,769 | $594,605,000 | $336,000 | $5,745,000 | $151,000 | $2,536,000 |
| Home Purchase | 1,167 | $315,515,000 | $270,000 | $10,235,000 | $109,000 | $1,910,000 |
| Cash-out Refinancing | 675 | $192,005,000 | $284,000 | $1,505,000 | $134,000 | $1,798,000 |
| Home Improvement | 64 | $6,340,000 | $99,000 | $515,000 | $114,000 | $450,000 |
| Other Purpose | 47 | $4,375,000 | $93,000 | $825,000 | $110,000 | $423,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,023 | $842,625,000 | $278,000 | $10,235,000 | $131,000 | $2,536,000 |
| Not Provided | 441 | $133,575,000 | $302,000 | $2,205,000 | $160,000 | $1,910,000 |
| Not applicable | 83 | $94,415,000 | $1,137,000 | $8,925,000 | $0 | $0 |
| Hispanic | 55 | $11,555,000 | $210,000 | $585,000 | $100,000 | $239,000 |
| Black or African American | 49 | $10,405,000 | $212,000 | $805,000 | $97,000 | $278,000 |
| Asian | 45 | $12,385,000 | $275,000 | $675,000 | $108,000 | $350,000 |
| American Indian or Alaskan Native | 10 | $2,570,000 | $257,000 | $595,000 | $124,000 | $234,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $620,000 | $310,000 | $575,000 | $122,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,721 | $1,112,765,000 | $299,000 | $10,235,000 | $134,000 | $2,536,000 |
| FHA-insured (Federal Housing Administration) | 1 | $75,000 | $75,000 | $75,000 | $48,000 | $48,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,924 | $955,020,000 | $326,000 | $2,405,000 | $149,000 | $1,910,000 |
| Loan Originated | 599 | $141,235,000 | $235,000 | $10,235,000 | $69,000 | $652,000 |
| Application Denied By Financial Institution | 126 | $9,840,000 | $78,000 | $905,000 | $61,000 | $226,000 |
| Application Withdrawn By Applicant | 57 | $5,025,000 | $88,000 | $735,000 | $134,000 | $2,536,000 |
| Application Approved But Not Accepted | 16 | $1,720,000 | $107,000 | $395,000 | $75,000 | $164,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,596 | $1,103,000,000 | $306,000 | $10,235,000 | $136,000 | $2,536,000 |
| Credit History | 89 | $5,595,000 | $62,000 | $325,000 | $60,000 | $226,000 |
| Debt-To-Income Ratio | 14 | $710,000 | $50,000 | $135,000 | $53,000 | $116,000 |
| Unverifiable Information | 12 | $620,000 | $51,000 | $125,000 | $60,000 | $132,000 |
| Other | 5 | $1,715,000 | $343,000 | $905,000 | $93,000 | $106,000 |
| Collateral | 4 | $740,000 | $185,000 | $565,000 | $115,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $460,000 | $230,000 | $305,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.