Citizens Community Federal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Citizens Community Federal 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Community Federal Po Box 218 Altoona, WI 54720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 961 |
| Total Mortgage Loan Application Amount | $108,425,000 |
| Average Mortgage Loan Application Amount | $78,000 |
| Highest Mortgage Loan Application Amount | $582,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Citizens Community Federal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Community Federal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Citizens Community Federal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Community Federal serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Community Federal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Community Federal's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 240 | $ 24,563,000 | $ 102,000 | $ 70,000 |
| Chippewa County Wisconsin | 115 | $ 12,043,000 | $ 104,000 | $ 74,000 |
| Buffalo County Wisconsin | 46 | $ 6,027,000 | $ 131,000 | $ 91,000 |
| Goodhue County Minnesota | 30 | $ 2,979,000 | $ 99,000 | $ 67,000 |
| Dunn County Wisconsin | 30 | $ 3,207,000 | $ 106,000 | $ 79,000 |
| Barron County Wisconsin | 20 | $ 1,633,000 | $ 81,000 | $ 73,000 |
| Washburn County Wisconsin | 18 | $ 1,863,000 | $ 103,000 | $ 67,000 |
| McLeod County Minnesota | 17 | $ 2,342,000 | $ 137,000 | $ 101,000 |
| Rice County Minnesota | 17 | $ 2,185,000 | $ 128,000 | $ 74,000 |
| Shawano County Wisconsin | 16 | $ 1,326,000 | $ 82,000 | $ 51,000 |
| Hennepin County Minnesota | 15 | $ 2,617,000 | $ 174,000 | $ 91,000 |
| Jackson County Wisconsin | 14 | $ 1,130,000 | $ 80,000 | $ 49,000 |
| Pepin County Wisconsin | 14 | $ 1,612,000 | $ 115,000 | $ 69,000 |
| Pierce County Wisconsin | 13 | $ 1,469,000 | $ 113,000 | $ 84,000 |
| Oakland County Michigan | 12 | $ 1,188,000 | $ 99,000 | $ 91,000 |
| Anoka County Minnesota | 12 | $ 1,390,000 | $ 115,000 | $ 160,000 |
| Sawyer County Wisconsin | 12 | $ 955,000 | $ 79,000 | $ 77,000 |
| Adams County Wisconsin | 11 | $ 1,096,000 | $ 99,000 | $ 57,000 |
| Polk County Wisconsin | 11 | $ 1,099,000 | $ 99,000 | $ 70,000 |
| Juneau County Wisconsin | 10 | $ 843,000 | $ 84,000 | $ 80,000 |
| Monroe County Wisconsin | 10 | $ 1,327,000 | $ 132,000 | $ 73,000 |
| Sauk County Wisconsin | 10 | $ 1,344,000 | $ 134,000 | $ 88,000 |
| St. Croix County Wisconsin | 10 | $ 1,883,000 | $ 188,000 | $ 111,000 |
| Blue Earth County Minnesota | 9 | $ 858,000 | $ 95,000 | $ 73,000 |
| Clark County Wisconsin | 9 | $ 844,000 | $ 93,000 | $ 108,000 |
| Wood County Wisconsin | 9 | $ 829,000 | $ 92,000 | $ 56,000 |
| Dakota County Minnesota | 8 | $ 911,000 | $ 113,000 | $ 86,000 |
| Washington County Minnesota | 8 | $ 1,428,000 | $ 178,000 | $ 104,000 |
| Rusk County Wisconsin | 8 | $ 844,000 | $ 105,000 | $ 86,000 |
| Trempealeau County Wisconsin | 8 | $ 1,180,000 | $ 147,000 | $ 71,000 |
| Fond du Lac County Wisconsin | 7 | $ 1,181,000 | $ 168,000 | $ 57,000 |
| La Crosse County Wisconsin | 7 | $ 651,000 | $ 93,000 | $ 83,000 |
| Portage County Wisconsin | 7 | $ 554,000 | $ 79,000 | $ 64,000 |
| Ramsey County Minnesota | 6 | $ 549,000 | $ 91,000 | $ 53,000 |
| Marathon County Wisconsin | 6 | $ 784,000 | $ 130,000 | $ 111,000 |
| Wright County Minnesota | 5 | $ 913,000 | $ 182,000 | $ 104,000 |
| Douglas County Wisconsin | 5 | $ 703,000 | $ 140,000 | $ 102,000 |
| Waushara County Wisconsin | 5 | $ 388,000 | $ 77,000 | $ 54,000 |
| Winnebago County Wisconsin | 5 | $ 477,000 | $ 95,000 | $ 65,000 |
| Carver County Minnesota | 4 | $ 847,000 | $ 211,000 | $ 112,000 |
| Mower County Minnesota | 4 | $ 378,000 | $ 94,000 | $ 83,000 |
| Nicollet County Minnesota | 4 | $ 792,000 | $ 198,000 | $ 104,000 |
| Sherburne County Minnesota | 4 | $ 589,000 | $ 147,000 | $ 71,000 |
| Winona County Minnesota | 4 | $ 342,000 | $ 85,000 | $ 84,000 |
| Dodge County Wisconsin | 4 | $ 403,000 | $ 100,000 | $ 51,000 |
| Marinette County Wisconsin | 4 | $ 640,000 | $ 160,000 | $ 89,000 |
| Milwaukee County Wisconsin | 4 | $ 369,000 | $ 92,000 | $ 97,000 |
| Price County Wisconsin | 4 | $ 406,000 | $ 101,000 | $ 65,000 |
| Racine County Wisconsin | 4 | $ 728,000 | $ 182,000 | $ 109,000 |
| Richland County Wisconsin | 4 | $ 977,000 | $ 244,000 | $ 156,000 |
| Taylor County Wisconsin | 4 | $ 368,000 | $ 92,000 | $ 96,000 |
| Waukesha County Wisconsin | 4 | $ 490,000 | $ 122,000 | $ 103,000 |
| Waupaca County Wisconsin | 4 | $ 350,000 | $ 87,000 | $ 49,000 |
| Houston County Minnesota | 3 | $ 782,000 | $ 260,000 | $ 107,000 |
| Le Sueur County Minnesota | 3 | $ 408,000 | $ 136,000 | $ 120,000 |
| Meeker County Minnesota | 3 | $ 239,000 | $ 79,000 | $ 54,000 |
| Columbia County Wisconsin | 3 | $ 372,000 | $ 124,000 | $ 88,000 |
| Dane County Wisconsin | 3 | $ 615,000 | $ 205,000 | $ 108,000 |
| Outagamie County Wisconsin | 3 | $ 364,000 | $ 121,000 | $ 74,000 |
| Genesee County Michigan | 2 | $ 118,000 | $ 59,000 | $ 152,000 |
| Kalamazoo County Michigan | 2 | $ 667,000 | $ 333,000 | $ 416,000 |
| Livingston County Michigan | 2 | $ 347,000 | $ 173,000 | $ 92,000 |
| Wayne County Michigan | 2 | $ 214,000 | $ 107,000 | $ 120,000 |
| Chisago County Minnesota | 2 | $ 256,000 | $ 128,000 | $ 85,000 |
| Isanti County Minnesota | 2 | $ 208,000 | $ 104,000 | $ 108,000 |
| Jackson County Minnesota | 2 | $ 104,000 | $ 52,000 | $ 64,000 |
| Scott County Minnesota | 2 | $ 294,000 | $ 147,000 | $ 104,000 |
| Steele County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Wabasha County Minnesota | 2 | $ 179,000 | $ 89,000 | $ 41,000 |
| Watonwan County Minnesota | 2 | $ 166,000 | $ 83,000 | $ 109,000 |
| Ashland County Wisconsin | 2 | $ 284,000 | $ 142,000 | $ 170,000 |
| Brown County Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 156,000 |
| Burnett County Wisconsin | 2 | $ 191,000 | $ 95,000 | $ 26,000 |
| Lincoln County Wisconsin | 2 | $ 108,000 | $ 54,000 | $ 55,000 |
| Marquette County Wisconsin | 2 | $ 559,000 | $ 279,000 | $ 258,000 |
| Oconto County Wisconsin | 2 | $ 91,000 | $ 45,000 | $ 60,000 |
| Vernon County Wisconsin | 2 | $ 188,000 | $ 94,000 | $ 65,000 |
| Sacramento County California | 1 | $ 20,000 | $ 20,000 | $ 115,000 |
| Fremont County Colorado | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Delta County Michigan | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Gogebic County Michigan | 1 | $ 76,000 | $ 76,000 | $ 128,000 |
| Lake County Michigan | 1 | $ 212,000 | $ 212,000 | $ 64,000 |
| Lapeer County Michigan | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Menominee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Van Buren County Michigan | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Benton County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 114,000 |
| Carlton County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| Chippewa County Minnesota | 1 | $ 396,000 | $ 396,000 | $ 131,000 |
| Cottonwood County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 103,000 |
| Douglas County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Freeborn County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 77,000 |
| Grant County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 23,000 |
| Kanabec County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 73,000 |
| Kandiyohi County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| Lake County Minnesota | 1 | $ 332,000 | $ 332,000 | $ 137,000 |
| Morrison County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 149,000 |
| Otter Tail County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Redwood County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 84,000 |
| Sibley County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 83,000 |
| St. Louis County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 130,000 |
| Stevens County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Waseca County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Bayfield County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Calumet County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Crawford County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| Florence County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Grant County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 59,000 |
| Jefferson County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 88,000 |
| Langlade County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 12,000 |
| Manitowoc County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Menominee County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Oneida County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Citizens Community Federal in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 826 | $100,445,000 | $121,000 | $582,000 | $81,000 | $560,000 |
| Home Purchase | 73 | $6,244,000 | $85,000 | $216,000 | $65,000 | $168,000 |
| Home Improvement | 62 | $1,736,000 | $28,000 | $277,000 | $76,000 | $244,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 828 | $91,699,000 | $110,000 | $582,000 | $79,000 | $560,000 |
| Not Provided | 93 | $12,827,000 | $137,000 | $401,000 | $86,000 | $301,000 |
| Hispanic | 17 | $1,540,000 | $90,000 | $230,000 | $71,000 | $159,000 |
| American Indian or Alaskan Native | 14 | $1,209,000 | $86,000 | $137,000 | $51,000 | $85,000 |
| Asian | 5 | $813,000 | $162,000 | $231,000 | $87,000 | $104,000 |
| Black or African American | 2 | $216,000 | $108,000 | $162,000 | $55,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $121,000 | $60,000 | $61,000 | $81,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 961 | $108,425,000 | $112,000 | $582,000 | $79,000 | $560,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 548 | $57,520,000 | $104,000 | $572,000 | $78,000 | $560,000 |
| Application Denied By Financial Institution | 251 | $32,429,000 | $129,000 | $582,000 | $76,000 | $293,000 |
| Application Approved But Not Accepted | 147 | $16,285,000 | $110,000 | $411,000 | $88,000 | $435,000 |
| File Closed For Incompleteness | 13 | $2,080,000 | $160,000 | $330,000 | $102,000 | $301,000 |
| Application Withdrawn By Applicant | 2 | $111,000 | $55,000 | $59,000 | $81,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 79 | $11,266,000 | $142,000 | $386,000 | $95,000 | $293,000 |
| Debt-To-Income Ratio | 77 | $9,436,000 | $122,000 | $582,000 | $62,000 | $203,000 |
| Credit History | 73 | $8,314,000 | $113,000 | $476,000 | $65,000 | $258,000 |
| Other | 17 | $2,894,000 | $170,000 | $364,000 | $99,000 | $246,000 |
| Employment History | 3 | $315,000 | $105,000 | $128,000 | $35,000 | $58,000 |
| Unverifiable Information | 1 | $79,000 | $79,000 | $79,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $77,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Community Federal's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Community Federal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.