City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
City Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,510 |
| Total Mortgage Loan Application Amount | $163,377,000 |
| Average Mortgage Loan Application Amount | $91,333 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $1,218,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 891 | $ 98,094,000 | $ 110,000 | $ 78,000 |
| Hockley County Texas | 137 | $ 8,962,000 | $ 65,000 | $ 56,000 |
| Taylor County Texas | 63 | $ 6,267,000 | $ 99,000 | $ 58,000 |
| Smith County Texas | 55 | $ 6,619,000 | $ 120,000 | $ 94,000 |
| El Paso County Texas | 51 | $ 3,844,000 | $ 75,000 | $ 27,000 |
| Dallas County Texas | 39 | $ 6,290,000 | $ 161,000 | $ 116,000 |
| Kaufman County Texas | 30 | $ 3,658,000 | $ 121,000 | $ 72,000 |
| Brazos County Texas | 28 | $ 3,339,000 | $ 119,000 | $ 89,000 |
| Lincoln County New Mexico | 13 | $ 2,953,000 | $ 227,000 | $ 131,000 |
| Hale County Texas | 13 | $ 1,016,000 | $ 78,000 | $ 77,000 |
| Cameron County Texas | 12 | $ 1,804,000 | $ 150,000 | $ 138,000 |
| Cochran County Texas | 12 | $ 439,000 | $ 36,000 | $ 41,000 |
| Harris County Texas | 12 | $ 1,548,000 | $ 129,000 | $ 93,000 |
| Lamb County Texas | 10 | $ 513,000 | $ 51,000 | $ 89,000 |
| Gaines County Texas | 9 | $ 1,861,000 | $ 206,000 | $ 81,000 |
| Randall County Texas | 9 | $ 1,016,000 | $ 112,000 | $ 69,000 |
| Collin County Texas | 8 | $ 999,000 | $ 124,000 | $ 67,000 |
| Rockwall County Texas | 8 | $ 954,000 | $ 119,000 | $ 92,000 |
| Terry County Texas | 8 | $ 717,000 | $ 89,000 | $ 51,000 |
| Bailey County Texas | 5 | $ 600,000 | $ 120,000 | $ 66,000 |
| Denton County Texas | 5 | $ 664,000 | $ 132,000 | $ 141,000 |
| Henderson County Texas | 5 | $ 463,000 | $ 92,000 | $ 78,000 |
| Tarrant County Texas | 5 | $ 497,000 | $ 99,000 | $ 99,000 |
| Comanche County Texas | 4 | $ 438,000 | $ 109,000 | $ 87,000 |
| Dawson County Texas | 4 | $ 220,000 | $ 55,000 | $ 49,000 |
| Hunt County Texas | 4 | $ 395,000 | $ 98,000 | $ 51,000 |
| Callahan County Texas | 3 | $ 323,000 | $ 107,000 | $ 50,000 |
| Crosby County Texas | 3 | $ 222,000 | $ 74,000 | $ 55,000 |
| Ector County Texas | 3 | $ 251,000 | $ 83,000 | $ 75,000 |
| Fort Bend County Texas | 3 | $ 678,000 | $ 226,000 | $ 112,000 |
| Jones County Texas | 3 | $ 192,000 | $ 64,000 | $ 56,000 |
| Lynn County Texas | 3 | $ 168,000 | $ 56,000 | $ 43,000 |
| Madison County Texas | 3 | $ 443,000 | $ 147,000 | $ 14,000 |
| Nolan County Texas | 3 | $ 266,000 | $ 88,000 | $ 81,000 |
| Boulder County Colorado | 2 | $ 341,000 | $ 170,000 | $ 142,000 |
| Colfax County New Mexico | 2 | $ 382,000 | $ 191,000 | $ 300,000 |
| Sevier County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 340,000 |
| Bell County Texas | 2 | $ 155,000 | $ 77,000 | $ 25,000 |
| Garza County Texas | 2 | $ 368,000 | $ 184,000 | $ 113,000 |
| Wood County Texas | 2 | $ 136,000 | $ 68,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 272,000 | $ 272,000 | $ 60,000 |
| St. Louis County Missouri | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Curry County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Dona Ana County New Mexico | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Lea County New Mexico | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Otero County New Mexico | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Canadian County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Woodward County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Baylor County Texas | 1 | $ 33,000 | $ 33,000 | $ 62,000 |
| Brown County Texas | 1 | $ 547,000 | $ 547,000 | $ 179,000 |
| Castro County Texas | 1 | $ 210,000 | $ 210,000 | $ 199,000 |
| Cherokee County Texas | 1 | $ 258,000 | $ 258,000 | $ 188,000 |
| Childress County Texas | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Coke County Texas | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Comal County Texas | 1 | $ 266,000 | $ 266,000 | $ 128,000 |
| Ellis County Texas | 1 | $ 200,000 | $ 200,000 | $ 122,000 |
| Floyd County Texas | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Gregg County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Grimes County Texas | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Hood County Texas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Jeff Davis County Texas | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Jefferson County Texas | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Lamar County Texas | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Limestone County Texas | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Mitchell County Texas | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Montgomery County Texas | 1 | $ 181,000 | $ 181,000 | $ 180,000 |
| Palo Pinto County Texas | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| Pecos County Texas | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Tom Green County Texas | 1 | $ 46,000 | $ 46,000 | $ 63,000 |
| Travis County Texas | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Van Zandt County Texas | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Ward County Texas | 1 | $ 47,000 | $ 47,000 | $ 43,000 |
| Yoakum County Texas | 1 | $ 71,000 | $ 71,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for City Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,241 | $127,207,000 | $102,000 | $1,000,000 | $71,000 | $903,000 |
| Refinancing | 243 | $35,492,000 | $146,000 | $1,275,000 | $100,000 | $1,218,000 |
| Home Improvement | 26 | $678,000 | $26,000 | $95,000 | $93,000 | $1,020,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,111 | $129,051,000 | $116,000 | $1,275,000 | $86,000 | $1,218,000 |
| Hispanic | 239 | $18,853,000 | $78,000 | $621,000 | $58,000 | $642,000 |
| Not applicable | 83 | $7,160,000 | $86,000 | $555,000 | $0 | $0 |
| Black or African American | 26 | $2,249,000 | $86,000 | $172,000 | $49,000 | $144,000 |
| Asian | 25 | $2,896,000 | $115,000 | $253,000 | $87,000 | $336,000 |
| Not Provided | 15 | $1,121,000 | $74,000 | $172,000 | $79,000 | $416,000 |
| American Indian or Alaskan Native | 8 | $1,617,000 | $202,000 | $470,000 | $92,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $430,000 | $143,000 | $322,000 | $241,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,048 | $118,070,000 | $112,000 | $1,275,000 | $85,000 | $1,218,000 |
| FHA-insured (Federal Housing Administration) | 413 | $39,347,000 | $95,000 | $203,000 | $56,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 48 | $5,935,000 | $123,000 | $329,000 | $55,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $25,000 | $25,000 | $25,000 | $73,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,323 | $145,107,000 | $109,000 | $1,275,000 | $79,000 | $1,218,000 |
| Application Withdrawn By Applicant | 96 | $10,884,000 | $113,000 | $640,000 | $69,000 | $600,000 |
| Application Denied By Financial Institution | 63 | $4,443,000 | $70,000 | $252,000 | $47,000 | $174,000 |
| Application Approved But Not Accepted | 28 | $2,943,000 | $105,000 | $390,000 | $58,000 | $270,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.