City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
City Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,252 |
| Total Mortgage Loan Application Amount | $816,467,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $9,150,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $2,419,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 903 | $ 134,637,000 | $ 149,000 | $ 93,000 |
| Brazos County Texas | 571 | $ 107,622,000 | $ 188,000 | $ 112,000 |
| El Paso County Texas | 521 | $ 96,913,000 | $ 186,000 | $ 88,000 |
| Taylor County Texas | 361 | $ 58,388,000 | $ 161,000 | $ 80,000 |
| Dallas County Texas | 334 | $ 85,846,000 | $ 257,000 | $ 107,000 |
| Tarrant County Texas | 298 | $ 66,269,000 | $ 222,000 | $ 91,000 |
| Collin County Texas | 146 | $ 32,521,000 | $ 222,000 | $ 122,000 |
| Jefferson County Texas | 113 | $ 21,363,000 | $ 189,000 | $ 113,000 |
| Harris County Texas | 104 | $ 24,166,000 | $ 232,000 | $ 56,000 |
| Denton County Texas | 99 | $ 21,306,000 | $ 215,000 | $ 115,000 |
| Kaufman County Texas | 92 | $ 15,794,000 | $ 171,000 | $ 93,000 |
| Travis County Texas | 68 | $ 29,772,000 | $ 437,000 | $ 200,000 |
| Hockley County Texas | 64 | $ 7,609,000 | $ 118,000 | $ 76,000 |
| Hardin County Texas | 40 | $ 8,357,000 | $ 208,000 | $ 120,000 |
| Lincoln County New Mexico | 36 | $ 6,042,000 | $ 167,000 | $ 202,000 |
| Fort Bend County Texas | 34 | $ 8,353,000 | $ 245,000 | $ 88,000 |
| Williamson County Texas | 23 | $ 5,211,000 | $ 226,000 | $ 105,000 |
| Hale County Texas | 21 | $ 2,679,000 | $ 127,000 | $ 91,000 |
| Callahan County Texas | 18 | $ 2,290,000 | $ 127,000 | $ 62,000 |
| Rockwall County Texas | 17 | $ 2,911,000 | $ 171,000 | $ 72,000 |
| Ellis County Texas | 15 | $ 2,947,000 | $ 196,000 | $ 89,000 |
| Midland County Texas | 15 | $ 3,206,000 | $ 213,000 | $ 110,000 |
| Terry County Texas | 15 | $ 1,447,000 | $ 96,000 | $ 65,000 |
| Parker County Texas | 14 | $ 3,795,000 | $ 271,000 | $ 103,000 |
| Lynn County Texas | 13 | $ 2,646,000 | $ 203,000 | $ 103,000 |
| Galveston County Texas | 12 | $ 2,473,000 | $ 206,000 | $ 92,000 |
| Dona Ana County New Mexico | 11 | $ 2,763,000 | $ 251,000 | $ 51,000 |
| Burleson County Texas | 11 | $ 1,248,000 | $ 113,000 | $ 107,000 |
| Bexar County Texas | 10 | $ 2,021,000 | $ 202,000 | $ 115,000 |
| Cochran County Texas | 9 | $ 535,000 | $ 59,000 | $ 65,000 |
| Grayson County Texas | 9 | $ 850,000 | $ 94,000 | $ 64,000 |
| Robertson County Texas | 9 | $ 1,688,000 | $ 187,000 | $ 88,000 |
| Grimes County Texas | 8 | $ 1,795,000 | $ 224,000 | $ 85,000 |
| Otero County New Mexico | 7 | $ 1,513,000 | $ 216,000 | $ 135,000 |
| Hays County Texas | 7 | $ 1,601,000 | $ 228,000 | $ 87,000 |
| Jasper County Texas | 7 | $ 1,207,000 | $ 172,000 | $ 201,000 |
| Jones County Texas | 7 | $ 972,000 | $ 138,000 | $ 77,000 |
| Dawson County Texas | 6 | $ 501,000 | $ 83,000 | $ 66,000 |
| Lamb County Texas | 6 | $ 794,000 | $ 132,000 | $ 66,000 |
| Leon County Texas | 6 | $ 1,019,000 | $ 169,000 | $ 93,000 |
| Montgomery County Texas | 6 | $ 629,000 | $ 104,000 | $ 22,000 |
| Orange County Texas | 6 | $ 840,000 | $ 140,000 | $ 76,000 |
| Van Zandt County Texas | 6 | $ 1,145,000 | $ 190,000 | $ 115,000 |
| Bailey County Texas | 5 | $ 481,000 | $ 96,000 | $ 55,000 |
| Bell County Texas | 5 | $ 562,000 | $ 112,000 | $ 76,000 |
| Crosby County Texas | 5 | $ 521,000 | $ 104,000 | $ 54,000 |
| Gaines County Texas | 5 | $ 748,000 | $ 149,000 | $ 75,000 |
| Johnson County Texas | 5 | $ 948,000 | $ 189,000 | $ 72,000 |
| Lea County New Mexico | 4 | $ 327,000 | $ 81,000 | $ 71,000 |
| Austin County Texas | 4 | $ 649,000 | $ 162,000 | $ 135,000 |
| Brown County Texas | 4 | $ 913,000 | $ 228,000 | $ 113,000 |
| Comanche County Texas | 4 | $ 370,000 | $ 92,000 | $ 63,000 |
| Cooke County Texas | 4 | $ 180,000 | $ 45,000 | $ 0 |
| Ector County Texas | 4 | $ 1,037,000 | $ 259,000 | $ 118,000 |
| Nueces County Texas | 4 | $ 693,000 | $ 173,000 | $ 211,000 |
| Randall County Texas | 4 | $ 10,694,000 | $ 2,673,000 | $ 124,000 |
| Victoria County Texas | 4 | $ 1,187,000 | $ 296,000 | $ 146,000 |
| Wharton County Texas | 4 | $ 1,057,000 | $ 264,000 | $ 101,000 |
| Wise County Texas | 4 | $ 685,000 | $ 171,000 | $ 112,000 |
| Oklahoma County Oklahoma | 3 | $ 1,215,000 | $ 405,000 | $ 138,000 |
| Brazoria County Texas | 3 | $ 259,000 | $ 86,000 | $ 51,000 |
| Garza County Texas | 3 | $ 472,000 | $ 157,000 | $ 106,000 |
| Hood County Texas | 3 | $ 466,000 | $ 155,000 | $ 85,000 |
| Hunt County Texas | 3 | $ 633,000 | $ 211,000 | $ 90,000 |
| Liberty County Texas | 3 | $ 289,000 | $ 96,000 | $ 76,000 |
| Milam County Texas | 3 | $ 699,000 | $ 233,000 | $ 133,000 |
| Navarro County Texas | 3 | $ 304,000 | $ 101,000 | $ 80,000 |
| Tom Green County Texas | 3 | $ 715,000 | $ 238,000 | $ 141,000 |
| Walker County Texas | 3 | $ 273,000 | $ 91,000 | $ 47,000 |
| Washington County Texas | 3 | $ 559,000 | $ 186,000 | $ 78,000 |
| Burnet County Texas | 2 | $ 315,000 | $ 157,000 | $ 111,000 |
| Chambers County Texas | 2 | $ 455,000 | $ 227,000 | $ 126,000 |
| Comal County Texas | 2 | $ 350,000 | $ 175,000 | $ 118,000 |
| Henderson County Texas | 2 | $ 245,000 | $ 122,000 | $ 86,000 |
| Madison County Texas | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| McLennan County Texas | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Stephens County Texas | 2 | $ 267,000 | $ 133,000 | $ 72,000 |
| King County Washington | 2 | $ 806,000 | $ 403,000 | $ 130,000 |
| Park County Colorado | 1 | $ 200,000 | $ 200,000 | $ 306,000 |
| Weld County Colorado | 1 | $ 340,000 | $ 340,000 | $ 150,000 |
| Walton County Florida | 1 | $ 1,340,000 | $ 1,340,000 | $ 1,088,000 |
| Hawaii County Hawaii | 1 | $ 257,000 | $ 257,000 | $ 82,000 |
| Blaine County Idaho | 1 | $ 417,000 | $ 417,000 | $ 416,000 |
| Cook County Illinois | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Sedgwick County Kansas | 1 | $ 186,000 | $ 186,000 | $ 160,000 |
| Hennepin County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Bernalillo County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 700,000 |
| Chaves County New Mexico | 1 | $ 51,000 | $ 51,000 | $ 130,000 |
| Eddy County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
| Sierra County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 131,000 |
| Brunswick County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| Onslow County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Custer County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Washita County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| Tillamook County Oregon | 1 | $ 200,000 | $ 200,000 | $ 250,000 |
| Berks County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 123,000 |
| Andrews County Texas | 1 | $ 68,000 | $ 68,000 | $ 294,000 |
| Aransas County Texas | 1 | $ 321,000 | $ 321,000 | $ 1,086,000 |
| Bastrop County Texas | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Blanco County Texas | 1 | $ 157,000 | $ 157,000 | $ 173,000 |
| Bowie County Texas | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| Brewster County Texas | 1 | $ 184,000 | $ 184,000 | $ 76,000 |
| Caldwell County Texas | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Dickens County Texas | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Erath County Texas | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Fisher County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Floyd County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Glasscock County Texas | 1 | $ 149,000 | $ 149,000 | $ 84,000 |
| Goliad County Texas | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Gray County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Hall County Texas | 1 | $ 48,000 | $ 48,000 | $ 134,000 |
| Haskell County Texas | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Howard County Texas | 1 | $ 200,000 | $ 200,000 | $ 123,000 |
| Kent County Texas | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Lamar County Texas | 1 | $ 27,000 | $ 27,000 | $ 157,000 |
| Lampasas County Texas | 1 | $ 214,000 | $ 214,000 | $ 127,000 |
| Llano County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Matagorda County Texas | 1 | $ 252,000 | $ 252,000 | $ 160,000 |
| Maverick County Texas | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Moore County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Nacogdoches County Texas | 1 | $ 98,000 | $ 98,000 | $ 241,000 |
| Newton County Texas | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Nolan County Texas | 1 | $ 239,000 | $ 239,000 | $ 106,000 |
| Palo Pinto County Texas | 1 | $ 297,000 | $ 297,000 | $ 128,000 |
| Polk County Texas | 1 | $ 200,000 | $ 200,000 | $ 374,000 |
| Presidio County Texas | 1 | $ 108,000 | $ 108,000 | $ 312,000 |
| Somervell County Texas | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Tyler County Texas | 1 | $ 116,000 | $ 116,000 | $ 39,000 |
| Webb County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Wilson County Texas | 1 | $ 332,000 | $ 332,000 | $ 169,000 |
| Yoakum County Texas | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Zapata County Texas | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Garfield County Utah | 1 | $ 127,000 | $ 127,000 | $ 212,000 |
Mortgage Loan Application Detail Totals for City Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,273 | $626,617,000 | $191,000 | $6,616,000 | $97,000 | $2,419,000 |
| Refinancing | 852 | $160,940,000 | $188,000 | $2,000,000 | $107,000 | $1,321,000 |
| Home Improvement | 127 | $28,910,000 | $227,000 | $9,150,000 | $100,000 | $925,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,515 | $481,759,000 | $191,000 | $2,500,000 | $114,000 | $2,419,000 |
| Hispanic | 938 | $142,485,000 | $151,000 | $950,000 | $81,000 | $2,206,000 |
| Not applicable | 299 | $97,178,000 | $325,000 | $9,150,000 | $0 | $0 |
| Black or African American | 193 | $36,802,000 | $190,000 | $1,070,000 | $93,000 | $825,000 |
| Asian | 158 | $29,684,000 | $187,000 | $617,000 | $114,000 | $698,000 |
| Not Provided | 137 | $26,412,000 | $192,000 | $1,600,000 | $167,000 | $1,633,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,048,000 | $149,000 | $194,000 | $125,000 | $440,000 |
| American Indian or Alaskan Native | 5 | $1,099,000 | $219,000 | $400,000 | $116,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,941 | $599,603,000 | $203,000 | $9,150,000 | $112,000 | $2,419,000 |
| FHA-insured (Federal Housing Administration) | 860 | $129,137,000 | $150,000 | $574,000 | $64,000 | $439,000 |
| VA-guaranteed (Veterans Administration) | 419 | $83,353,000 | $198,000 | $514,000 | $82,000 | $838,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $4,374,000 | $136,000 | $226,000 | $57,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,174 | $621,439,000 | $195,000 | $9,150,000 | $98,000 | $2,419,000 |
| Application Approved But Not Accepted | 392 | $75,905,000 | $193,000 | $1,070,000 | $109,000 | $2,206,000 |
| Application Denied By Financial Institution | 388 | $58,370,000 | $150,000 | $1,000,000 | $74,000 | $1,308,000 |
| Application Withdrawn By Applicant | 297 | $60,664,000 | $204,000 | $2,000,000 | $134,000 | $1,321,000 |
| Loan Purchased By The Institution | 1 | $89,000 | $89,000 | $89,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.