City Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
City Lending Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Lending Inc. 8150 Leesburg Pike #405 Vienna, VA 22182 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,571 |
| Total Mortgage Loan Application Amount | $432,165,000 |
| Average Mortgage Loan Application Amount | $278,000 |
| Highest Mortgage Loan Application Amount | $1,785,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $936,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with City Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down City Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by City Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Lending Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 316 | $ 82,460,000 | $ 260,000 | $ 58,000 |
| Prince William County Virginia | 202 | $ 59,290,000 | $ 293,000 | $ 62,000 |
| Montgomery County Maryland | 130 | $ 42,710,000 | $ 328,000 | $ 68,000 |
| Fairfax County Virginia | 121 | $ 45,185,000 | $ 373,000 | $ 82,000 |
| Loudoun County Virginia | 89 | $ 30,555,000 | $ 343,000 | $ 95,000 |
| Baltimore County Maryland | 52 | $ 11,420,000 | $ 219,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 45 | $ 15,495,000 | $ 344,000 | $ 77,000 |
| Anne Arundel County Maryland | 43 | $ 11,455,000 | $ 266,000 | $ 57,000 |
| Marion County Indiana | 33 | $ 4,745,000 | $ 143,000 | $ 34,000 |
| Baltimore City County Maryland | 33 | $ 6,025,000 | $ 182,000 | $ 65,000 |
| Charles County Maryland | 32 | $ 8,120,000 | $ 253,000 | $ 58,000 |
| Howard County Maryland | 32 | $ 9,330,000 | $ 291,000 | $ 70,000 |
| Stafford County Virginia | 29 | $ 8,715,000 | $ 300,000 | $ 67,000 |
| Lee County Florida | 28 | $ 5,190,000 | $ 185,000 | $ 73,000 |
| Spotsylvania County Virginia | 23 | $ 4,535,000 | $ 197,000 | $ 58,000 |
| Duval County Florida | 22 | $ 3,570,000 | $ 162,000 | $ 57,000 |
| Manassas County Virginia | 21 | $ 5,485,000 | $ 261,000 | $ 55,000 |
| Frederick County Maryland | 20 | $ 5,190,000 | $ 259,000 | $ 52,000 |
| Manassas Park County Virginia | 16 | $ 4,590,000 | $ 286,000 | $ 42,000 |
| Miami-Dade County Florida | 15 | $ 3,645,000 | $ 243,000 | $ 80,000 |
| Frederick County Virginia | 15 | $ 3,265,000 | $ 217,000 | $ 47,000 |
| Fauquier County Virginia | 14 | $ 3,640,000 | $ 260,000 | $ 71,000 |
| Arlington County Virginia | 13 | $ 3,835,000 | $ 295,000 | $ 76,000 |
| Culpeper County Virginia | 13 | $ 3,365,000 | $ 258,000 | $ 31,000 |
| Broward County Florida | 12 | $ 2,880,000 | $ 240,000 | $ 181,000 |
| Harford County Maryland | 12 | $ 2,860,000 | $ 238,000 | $ 52,000 |
| Pasco County Florida | 10 | $ 1,660,000 | $ 166,000 | $ 63,000 |
| Hillsborough County Florida | 9 | $ 1,265,000 | $ 140,000 | $ 55,000 |
| Alexandria County Virginia | 9 | $ 2,045,000 | $ 227,000 | $ 59,000 |
| Chesterfield County Virginia | 7 | $ 1,675,000 | $ 239,000 | $ 44,000 |
| Richmond City County Virginia | 6 | $ 990,000 | $ 165,000 | $ 19,000 |
| Roanoke City County Virginia | 6 | $ 820,000 | $ 136,000 | $ 55,000 |
| Osceola County Florida | 5 | $ 1,265,000 | $ 253,000 | $ 25,000 |
| Warren County Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 55,000 |
| Collier County Florida | 4 | $ 660,000 | $ 165,000 | $ 60,000 |
| Sarasota County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 224,000 |
| St. Johns County Florida | 4 | $ 1,500,000 | $ 375,000 | $ 111,000 |
| York County Pennsylvania | 4 | $ 480,000 | $ 120,000 | $ 70,000 |
| Winchester County Virginia | 4 | $ 710,000 | $ 177,000 | $ 35,000 |
| Hernando County Florida | 3 | $ 525,000 | $ 175,000 | $ 66,000 |
| Palm Beach County Florida | 3 | $ 1,705,000 | $ 568,000 | $ 190,000 |
| Cecil County Maryland | 3 | $ 845,000 | $ 281,000 | $ 63,000 |
| Washington County Maryland | 3 | $ 485,000 | $ 161,000 | $ 42,000 |
| Worcester County Maryland | 3 | $ 645,000 | $ 215,000 | $ 220,000 |
| Clarke County Virginia | 3 | $ 655,000 | $ 218,000 | $ 79,000 |
| Fairfax City County Virginia | 3 | $ 995,000 | $ 331,000 | $ 66,000 |
| King County Washington | 3 | $ 725,000 | $ 241,000 | $ 99,000 |
| Los Angeles County California | 2 | $ 1,070,000 | $ 535,000 | $ 141,000 |
| Solano County California | 2 | $ 560,000 | $ 280,000 | $ 37,000 |
| Arapahoe County Colorado | 2 | $ 730,000 | $ 365,000 | $ 95,000 |
| Brevard County Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Clay County Florida | 2 | $ 470,000 | $ 235,000 | $ 39,000 |
| Gibson County Indiana | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Calvert County Maryland | 2 | $ 480,000 | $ 240,000 | $ 48,000 |
| Carroll County Maryland | 2 | $ 490,000 | $ 245,000 | $ 55,000 |
| St. Mary's County Maryland | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Chesapeake County Virginia | 2 | $ 570,000 | $ 285,000 | $ 132,000 |
| Fredericksburg County Virginia | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Henrico County Virginia | 2 | $ 430,000 | $ 215,000 | $ 25,000 |
| Hopewell County Virginia | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Montgomery County Virginia | 2 | $ 570,000 | $ 285,000 | $ 68,000 |
| Norfolk County Virginia | 2 | $ 500,000 | $ 250,000 | $ 147,000 |
| Virginia Beach County Virginia | 2 | $ 480,000 | $ 240,000 | $ 29,000 |
| Snohomish County Washington | 2 | $ 720,000 | $ 360,000 | $ 56,000 |
| Berkeley County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| Hardy County West Virginia | 2 | $ 700,000 | $ 350,000 | $ 129,000 |
| San Diego County California | 1 | $ 595,000 | $ 595,000 | $ 116,000 |
| Adams County Colorado | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Boulder County Colorado | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Bay County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Glades County Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Orange County Florida | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Polk County Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Hendricks County Indiana | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Caroline County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Talbot County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Ellis County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Williamson County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Dinwiddie County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Goochland County Virginia | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Newport News County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Orange County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Shenandoah County Virginia | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Sussex County Virginia | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Waynesboro County Virginia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Westmoreland County Virginia | 1 | $ 245,000 | $ 245,000 | $ 28,000 |
| York County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Thurston County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for City Lending Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,157 | $313,015,000 | $270,000 | $1,185,000 | $71,000 | $936,000 |
| Refinancing | 267 | $80,305,000 | $300,000 | $1,785,000 | $43,000 | $480,000 |
| Cash-out Refinancing | 147 | $38,845,000 | $264,000 | $925,000 | $68,000 | $495,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,105 | $298,625,000 | $270,000 | $845,000 | $58,000 | $818,000 |
| Black or African American | 212 | $59,530,000 | $280,000 | $735,000 | $75,000 | $480,000 |
| White | 174 | $46,420,000 | $266,000 | $1,185,000 | $96,000 | $936,000 |
| Asian | 35 | $13,875,000 | $396,000 | $925,000 | $101,000 | $267,000 |
| Not Provided | 33 | $8,995,000 | $272,000 | $1,785,000 | $78,000 | $425,000 |
| American Indian or Alaskan Native | 4 | $1,520,000 | $380,000 | $565,000 | $86,000 | $185,000 |
| Not applicable | 3 | $1,225,000 | $408,000 | $575,000 | $107,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 817 | $230,905,000 | $282,000 | $735,000 | $52,000 | $247,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 716 | $189,520,000 | $264,000 | $1,785,000 | $82,000 | $936,000 |
| VA-guaranteed (Veterans Administration) | 29 | $9,795,000 | $337,000 | $745,000 | $77,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,945,000 | $216,000 | $285,000 | $58,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,194 | $329,950,000 | $276,000 | $1,185,000 | $67,000 | $936,000 |
| Application Withdrawn By Applicant | 275 | $73,325,000 | $266,000 | $1,785,000 | $64,000 | $323,000 |
| Application Denied By Financial Institution | 75 | $21,335,000 | $284,000 | $715,000 | $72,000 | $290,000 |
| File Closed For Incompleteness | 27 | $7,555,000 | $279,000 | $735,000 | $56,000 | $276,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,496 | $410,830,000 | $274,000 | $1,785,000 | $66,000 | $936,000 |
| Credit Application Incomplete | 75 | $21,335,000 | $284,000 | $715,000 | $72,000 | $290,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Lending Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.