City Lending Inc. Mortgage Lending & HMDA Data, 2019
In 2019, City Lending Inc. of Vienna, VA reported 1,571 mortgage applications totaling $432.2 million, up 114% from 2018. The average application was for $275,089, and applicants reported an average income of $65,960. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (959), Baltimore-Columbia-Towson, MD (174) and Washington-Baltimore-Arlington, DC (150) (applications in parentheses).
| Mortgage Company & Address | City Lending Inc. 8150 Leesburg Pike Suite 405 Vienna, VA 22182 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,571 |
| Total Mortgage Loan Application Amount | $432,165,000 |
| Average Mortgage Loan Application Amount | $275,089 |
| Highest Mortgage Loan Application Amount | $1,785,000 |
| Average Applicant Income | $65,960 |
| Highest Applicant Income | $936,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City Lending Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 316 | $ 82,460,000 | $ 260,949 | $ 58,000 |
| Prince William, Virginia | 202 | $ 59,290,000 | $ 293,514 | $ 62,000 |
| Montgomery, Maryland | 130 | $ 42,710,000 | $ 328,538 | $ 68,000 |
| Fairfax, Virginia | 121 | $ 45,185,000 | $ 373,429 | $ 82,000 |
| Loudoun, Virginia | 89 | $ 30,555,000 | $ 343,314 | $ 95,000 |
| Baltimore, Maryland | 52 | $ 11,420,000 | $ 219,615 | $ 61,000 |
| District of Columbia, District Of Columbia | 45 | $ 15,495,000 | $ 344,333 | $ 77,000 |
| Anne Arundel, Maryland | 43 | $ 11,455,000 | $ 266,395 | $ 57,000 |
| Marion, Indiana | 33 | $ 4,745,000 | $ 143,787 | $ 34,000 |
| Baltimore City, Maryland | 33 | $ 6,025,000 | $ 182,575 | $ 65,000 |
| Charles, Maryland | 32 | $ 8,120,000 | $ 253,750 | $ 58,000 |
| Howard, Maryland | 32 | $ 9,330,000 | $ 291,562 | $ 70,000 |
| Stafford, Virginia | 29 | $ 8,715,000 | $ 300,517 | $ 67,000 |
| Lee, Florida | 28 | $ 5,190,000 | $ 185,357 | $ 73,000 |
| Spotsylvania, Virginia | 23 | $ 4,535,000 | $ 197,173 | $ 58,000 |
| Duval, Florida | 22 | $ 3,570,000 | $ 162,272 | $ 57,000 |
| Manassas, Virginia | 21 | $ 5,485,000 | $ 261,190 | $ 55,000 |
| Frederick, Maryland | 20 | $ 5,190,000 | $ 259,500 | $ 52,000 |
| Manassas Park, Virginia | 16 | $ 4,590,000 | $ 286,875 | $ 42,000 |
| Miami-Dade, Florida | 15 | $ 3,645,000 | $ 243,000 | $ 80,000 |
| Frederick, Virginia | 15 | $ 3,265,000 | $ 217,666 | $ 47,000 |
| Fauquier, Virginia | 14 | $ 3,640,000 | $ 260,000 | $ 71,000 |
| Arlington, Virginia | 13 | $ 3,835,000 | $ 295,000 | $ 76,000 |
| Culpeper, Virginia | 13 | $ 3,365,000 | $ 258,846 | $ 31,000 |
| Broward, Florida | 12 | $ 2,880,000 | $ 240,000 | $ 181,000 |
| Harford, Maryland | 12 | $ 2,860,000 | $ 238,333 | $ 52,000 |
| Pasco, Florida | 10 | $ 1,660,000 | $ 166,000 | $ 63,000 |
| Hillsborough, Florida | 9 | $ 1,265,000 | $ 140,555 | $ 55,000 |
| Alexandria, Virginia | 9 | $ 2,045,000 | $ 227,222 | $ 59,000 |
| Chesterfield, Virginia | 7 | $ 1,675,000 | $ 239,285 | $ 44,000 |
| Richmond City, Virginia | 6 | $ 990,000 | $ 165,000 | $ 19,000 |
| Roanoke City, Virginia | 6 | $ 820,000 | $ 136,666 | $ 55,000 |
| Osceola, Florida | 5 | $ 1,265,000 | $ 253,000 | $ 25,000 |
| Warren, Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 55,000 |
| Collier, Florida | 4 | $ 660,000 | $ 165,000 | $ 60,000 |
| Sarasota, Florida | 4 | $ 1,110,000 | $ 277,500 | $ 224,000 |
| St. Johns, Florida | 4 | $ 1,500,000 | $ 375,000 | $ 111,000 |
| York, Pennsylvania | 4 | $ 480,000 | $ 120,000 | $ 70,000 |
| Winchester, Virginia | 4 | $ 710,000 | $ 177,500 | $ 35,000 |
| Hernando, Florida | 3 | $ 525,000 | $ 175,000 | $ 66,000 |
| Palm Beach, Florida | 3 | $ 1,705,000 | $ 568,333 | $ 190,000 |
| Cecil, Maryland | 3 | $ 845,000 | $ 281,666 | $ 63,000 |
| Washington, Maryland | 3 | $ 485,000 | $ 161,666 | $ 42,000 |
| Worcester, Maryland | 3 | $ 645,000 | $ 215,000 | $ 220,000 |
| Clarke, Virginia | 3 | $ 655,000 | $ 218,333 | $ 79,000 |
| Fairfax City, Virginia | 3 | $ 995,000 | $ 331,666 | $ 66,000 |
| King, Washington | 3 | $ 725,000 | $ 241,666 | $ 99,000 |
| Los Angeles, California | 2 | $ 1,070,000 | $ 535,000 | $ 141,000 |
| Solano, California | 2 | $ 560,000 | $ 280,000 | $ 37,000 |
| Arapahoe, Colorado | 2 | $ 730,000 | $ 365,000 | $ 95,000 |
| Brevard, Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Clay, Florida | 2 | $ 470,000 | $ 235,000 | $ 39,000 |
| Gibson, Indiana | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Calvert, Maryland | 2 | $ 480,000 | $ 240,000 | $ 48,000 |
| Carroll, Maryland | 2 | $ 490,000 | $ 245,000 | $ 55,000 |
| St. Mary's, Maryland | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Chesapeake, Virginia | 2 | $ 570,000 | $ 285,000 | $ 132,000 |
| Fredericksburg, Virginia | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Henrico, Virginia | 2 | $ 430,000 | $ 215,000 | $ 25,000 |
| Hopewell, Virginia | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Montgomery, Virginia | 2 | $ 570,000 | $ 285,000 | $ 68,000 |
| Norfolk, Virginia | 2 | $ 500,000 | $ 250,000 | $ 147,000 |
| Virginia Beach, Virginia | 2 | $ 480,000 | $ 240,000 | $ 29,000 |
| Snohomish, Washington | 2 | $ 720,000 | $ 360,000 | $ 56,000 |
| Berkeley, West Virginia | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| Hardy, West Virginia | 2 | $ 700,000 | $ 350,000 | $ 129,000 |
| San Diego, California | 1 | $ 595,000 | $ 595,000 | $ 116,000 |
| Adams, Colorado | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Boulder, Colorado | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Bay, Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Escambia, Florida | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Glades, Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Orange, Florida | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Pinellas, Florida | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Polk, Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Volusia, Florida | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Hamilton, Indiana | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Hendricks, Indiana | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Caroline, Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Talbot, Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wicomico, Maryland | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Delaware, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Denton, Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Ellis, Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Montgomery, Texas | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Travis, Texas | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Williamson, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Colonial Heights, Virginia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Dinwiddie, Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Goochland, Virginia | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Newport News, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Orange, Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Roanoke, Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Shenandoah, Virginia | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Sussex, Virginia | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Waynesboro, Virginia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Westmoreland, Virginia | 1 | $ 245,000 | $ 245,000 | $ 28,000 |
| York, Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Thurston, Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson, West Virginia | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for City Lending Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,157 | $313,015,000 | $270,000 | $1,185,000 | $71,000 | $936,000 |
| Refinancing | 267 | $80,305,000 | $300,000 | $1,785,000 | $43,000 | $480,000 |
| Cash-out Refinancing | 147 | $38,845,000 | $264,000 | $925,000 | $68,000 | $495,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,105 | $298,625,000 | $270,000 | $845,000 | $58,000 | $818,000 |
| Black or African American | 212 | $59,530,000 | $280,000 | $735,000 | $75,000 | $480,000 |
| White | 174 | $46,420,000 | $266,000 | $1,185,000 | $96,000 | $936,000 |
| Asian | 35 | $13,875,000 | $396,000 | $925,000 | $101,000 | $267,000 |
| Not Provided | 33 | $8,995,000 | $272,000 | $1,785,000 | $78,000 | $425,000 |
| American Indian or Alaskan Native | 4 | $1,520,000 | $380,000 | $565,000 | $86,000 | $185,000 |
| Not applicable | 3 | $1,225,000 | $408,000 | $575,000 | $107,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 817 | $230,905,000 | $282,000 | $735,000 | $52,000 | $247,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 716 | $189,520,000 | $264,000 | $1,785,000 | $82,000 | $936,000 |
| VA-guaranteed (Veterans Administration) | 29 | $9,795,000 | $337,000 | $745,000 | $77,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,945,000 | $216,000 | $285,000 | $58,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,194 | $329,950,000 | $276,000 | $1,185,000 | $67,000 | $936,000 |
| Application Withdrawn By Applicant | 275 | $73,325,000 | $266,000 | $1,785,000 | $64,000 | $323,000 |
| Application Denied By Financial Institution | 75 | $21,335,000 | $284,000 | $715,000 | $72,000 | $290,000 |
| File Closed For Incompleteness | 27 | $7,555,000 | $279,000 | $735,000 | $56,000 | $276,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,496 | $410,830,000 | $274,000 | $1,785,000 | $66,000 | $936,000 |
| Credit Application Incomplete | 75 | $21,335,000 | $284,000 | $715,000 | $72,000 | $290,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Lending Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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