City Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
City Lending Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Lending Inc. 8150 Leesburg Pike #405 Vienna, VA 22182 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 |
| Total Number of Mortgage Applications | 2,635 |
| Total Mortgage Loan Application Amount | $767,015,000 |
| Average Mortgage Loan Application Amount | $276,000 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with City Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down City Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by City Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Lending Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 464 | $ 130,600,000 | $ 281,000 | $ 68,000 |
| Prince William County Virginia | 335 | $ 102,155,000 | $ 304,000 | $ 66,000 |
| Fairfax County Virginia | 245 | $ 88,215,000 | $ 360,000 | $ 100,000 |
| Montgomery County Maryland | 157 | $ 54,555,000 | $ 347,000 | $ 79,000 |
| Loudoun County Virginia | 139 | $ 52,185,000 | $ 375,000 | $ 123,000 |
| Anne Arundel County Maryland | 76 | $ 19,700,000 | $ 259,000 | $ 58,000 |
| District of Columbia County District Of Columbia | 75 | $ 26,475,000 | $ 353,000 | $ 137,000 |
| Baltimore County Maryland | 69 | $ 16,345,000 | $ 236,000 | $ 54,000 |
| Stafford County Virginia | 69 | $ 18,895,000 | $ 273,000 | $ 66,000 |
| Spotsylvania County Virginia | 54 | $ 14,630,000 | $ 270,000 | $ 54,000 |
| Charles County Maryland | 42 | $ 11,930,000 | $ 284,000 | $ 66,000 |
| Duval County Florida | 41 | $ 5,085,000 | $ 124,000 | $ 43,000 |
| Baltimore City County Maryland | 40 | $ 6,350,000 | $ 158,000 | $ 51,000 |
| Manassas County Virginia | 40 | $ 11,180,000 | $ 279,000 | $ 79,000 |
| Lee County Florida | 39 | $ 6,555,000 | $ 168,000 | $ 42,000 |
| Miami-Dade County Florida | 37 | $ 11,925,000 | $ 322,000 | $ 94,000 |
| Marion County Indiana | 36 | $ 5,190,000 | $ 144,000 | $ 41,000 |
| Howard County Maryland | 35 | $ 10,185,000 | $ 291,000 | $ 82,000 |
| Frederick County Maryland | 31 | $ 9,675,000 | $ 312,000 | $ 64,000 |
| Manassas Park County Virginia | 26 | $ 7,430,000 | $ 285,000 | $ 74,000 |
| Fauquier County Virginia | 25 | $ 7,705,000 | $ 308,000 | $ 86,000 |
| Frederick County Virginia | 21 | $ 5,115,000 | $ 243,000 | $ 61,000 |
| Harford County Maryland | 16 | $ 3,520,000 | $ 220,000 | $ 73,000 |
| Warren County Virginia | 13 | $ 2,835,000 | $ 218,000 | $ 52,000 |
| Broward County Florida | 12 | $ 3,330,000 | $ 277,000 | $ 80,000 |
| King County Washington | 12 | $ 4,320,000 | $ 360,000 | $ 62,000 |
| Palm Beach County Florida | 11 | $ 2,585,000 | $ 235,000 | $ 68,000 |
| Arlington County Virginia | 11 | $ 3,015,000 | $ 274,000 | $ 72,000 |
| Culpeper County Virginia | 11 | $ 2,705,000 | $ 245,000 | $ 70,000 |
| Snohomish County Washington | 11 | $ 3,545,000 | $ 322,000 | $ 57,000 |
| Jefferson County West Virginia | 11 | $ 2,035,000 | $ 185,000 | $ 42,000 |
| Hillsborough County Florida | 10 | $ 2,330,000 | $ 233,000 | $ 75,000 |
| Denver County Colorado | 9 | $ 2,575,000 | $ 286,000 | $ 136,000 |
| Roanoke City County Virginia | 9 | $ 1,275,000 | $ 141,000 | $ 38,000 |
| Carroll County Maryland | 8 | $ 2,350,000 | $ 293,000 | $ 46,000 |
| Dallas County Texas | 8 | $ 1,250,000 | $ 156,000 | $ 73,000 |
| St. Lucie County Florida | 7 | $ 2,075,000 | $ 296,000 | $ 68,000 |
| Washington County Maryland | 7 | $ 1,895,000 | $ 270,000 | $ 58,000 |
| Orange County Virginia | 7 | $ 1,295,000 | $ 185,000 | $ 52,000 |
| Arapahoe County Colorado | 6 | $ 1,660,000 | $ 276,000 | $ 77,000 |
| Collier County Florida | 6 | $ 1,410,000 | $ 235,000 | $ 101,000 |
| Johnson County Indiana | 6 | $ 760,000 | $ 126,000 | $ 29,000 |
| Chesterfield County Virginia | 6 | $ 1,290,000 | $ 215,000 | $ 49,000 |
| Clarke County Virginia | 6 | $ 1,630,000 | $ 271,000 | $ 73,000 |
| Pierce County Washington | 6 | $ 1,630,000 | $ 271,000 | $ 73,000 |
| Berkeley County West Virginia | 6 | $ 1,430,000 | $ 238,000 | $ 49,000 |
| Adams County Colorado | 5 | $ 1,475,000 | $ 295,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 5 | $ 575,000 | $ 115,000 | $ 32,000 |
| Fairfax City County Virginia | 5 | $ 2,555,000 | $ 511,000 | $ 87,000 |
| Contra Costa County California | 4 | $ 1,870,000 | $ 467,000 | $ 116,000 |
| Los Angeles County California | 4 | $ 2,360,000 | $ 590,000 | $ 171,000 |
| Bay County Florida | 4 | $ 680,000 | $ 170,000 | $ 106,000 |
| Pinellas County Florida | 4 | $ 670,000 | $ 167,000 | $ 117,000 |
| St. Mary's County Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 63,000 |
| Harris County Texas | 4 | $ 670,000 | $ 167,000 | $ 83,000 |
| Tarrant County Texas | 4 | $ 670,000 | $ 167,000 | $ 55,000 |
| Shenandoah County Virginia | 4 | $ 700,000 | $ 175,000 | $ 41,000 |
| Winchester County Virginia | 4 | $ 840,000 | $ 210,000 | $ 73,000 |
| Santa Clara County California | 3 | $ 2,075,000 | $ 691,000 | $ 555,000 |
| Shelby County Indiana | 3 | $ 475,000 | $ 158,000 | $ 34,000 |
| Calvert County Maryland | 3 | $ 935,000 | $ 311,000 | $ 31,000 |
| Cecil County Maryland | 3 | $ 1,005,000 | $ 335,000 | $ 71,000 |
| Delaware County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 84,000 |
| Lehigh County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 76,000 |
| Fort Bend County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 282,000 |
| Albemarle County Virginia | 3 | $ 615,000 | $ 205,000 | $ 77,000 |
| Alexandria County Virginia | 3 | $ 1,305,000 | $ 435,000 | $ 85,000 |
| Chesapeake County Virginia | 3 | $ 925,000 | $ 308,000 | $ 89,000 |
| Fredericksburg County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 76,000 |
| Henrico County Virginia | 3 | $ 425,000 | $ 141,000 | $ 51,000 |
| Virginia Beach County Virginia | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Riverside County California | 2 | $ 790,000 | $ 395,000 | $ 92,000 |
| Solano County California | 2 | $ 940,000 | $ 470,000 | $ 44,000 |
| Larimer County Colorado | 2 | $ 700,000 | $ 350,000 | $ 75,000 |
| Mesa County Colorado | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Brevard County Florida | 2 | $ 680,000 | $ 340,000 | $ 95,000 |
| Orange County Florida | 2 | $ 690,000 | $ 345,000 | $ 150,000 |
| Osceola County Florida | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Sarasota County Florida | 2 | $ 890,000 | $ 445,000 | $ 237,000 |
| Seminole County Florida | 2 | $ 90,000 | $ 45,000 | $ 83,000 |
| Fayette County Indiana | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Queen Anne's County Maryland | 2 | $ 890,000 | $ 445,000 | $ 95,000 |
| Talbot County Maryland | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Camden County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Gloucester County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Erie County New York | 2 | $ 390,000 | $ 195,000 | $ 39,000 |
| Northumberland County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Bexar County Texas | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| Collin County Texas | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Denton County Texas | 2 | $ 720,000 | $ 360,000 | $ 100,000 |
| Galveston County Texas | 2 | $ 730,000 | $ 365,000 | $ 622,000 |
| Hays County Texas | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Johnson County Texas | 2 | $ 360,000 | $ 180,000 | $ 19,000 |
| Rockwall County Texas | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Travis County Texas | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Lee County Virginia | 2 | $ 230,000 | $ 115,000 | $ 92,000 |
| Lynchburg County Virginia | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Madison County Virginia | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Northumberland County Virginia | 2 | $ 360,000 | $ 180,000 | $ 108,000 |
| Roanoke County Virginia | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Mason County Washington | 2 | $ 340,000 | $ 170,000 | $ 90,000 |
| Whatcom County Washington | 2 | $ 580,000 | $ 290,000 | $ 46,000 |
| Alameda County California | 1 | $ 765,000 | $ 765,000 | $ 218,000 |
| Kern County California | 1 | $ 145,000 | $ 145,000 | $ 196,000 |
| Sacramento County California | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| San Bernardino County California | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| San Joaquin County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Siskiyou County California | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Stanislaus County California | 1 | $ 265,000 | $ 265,000 | $ 142,000 |
| Boulder County Colorado | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Douglas County Colorado | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| Morgan County Colorado | 1 | $ 245,000 | $ 245,000 | $ 35,000 |
| Weld County Colorado | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Clay County Florida | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Hernando County Florida | 1 | $ 435,000 | $ 435,000 | $ 163,000 |
| Indian River County Florida | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Manatee County Florida | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| St. Johns County Florida | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 194,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Walton County Florida | 1 | $ 445,000 | $ 445,000 | $ 0 |
| DuPage County Illinois | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Hamilton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Hendricks County Indiana | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Owen County Indiana | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Worcester County Maryland | 1 | $ 325,000 | $ 325,000 | $ 217,000 |
| Bronx County New York | 1 | $ 685,000 | $ 685,000 | $ 109,000 |
| Nassau County New York | 1 | $ 615,000 | $ 615,000 | $ 93,000 |
| Suffolk County New York | 1 | $ 435,000 | $ 435,000 | $ 34,000 |
| Bucks County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 281,000 |
| Coffee County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| El Paso County Texas | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Midland County Texas | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Rusk County Texas | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Caroline County Virginia | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Carroll County Virginia | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Charlotte County Virginia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Charlottesville County Virginia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Danville County Virginia | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Hanover County Virginia | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Isle of Wight County Virginia | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Louisa County Virginia | 1 | $ 305,000 | $ 305,000 | $ 446,000 |
| Montgomery County Virginia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Newport News County Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Norfolk County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Richmond City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Smyth County Virginia | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Waynesboro County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Clark County Washington | 1 | $ 245,000 | $ 245,000 | $ 27,000 |
| Spokane County Washington | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Thurston County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hardy County West Virginia | 1 | $ 475,000 | $ 475,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for City Lending Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,497 | $426,795,000 | $285,000 | $1,485,000 | $74,000 | $1,129,000 |
| Refinancing | 875 | $265,865,000 | $303,000 | $1,205,000 | $79,000 | $1,920,000 |
| Cash-out Refinancing | 258 | $73,010,000 | $282,000 | $1,005,000 | $89,000 | $583,000 |
| Home Improvement | 3 | $975,000 | $325,000 | $395,000 | $79,000 | $87,000 |
| Other Purpose | 2 | $370,000 | $185,000 | $365,000 | $99,000 | $153,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,684 | $481,630,000 | $286,000 | $1,345,000 | $63,000 | $344,000 |
| White | 405 | $118,165,000 | $291,000 | $1,205,000 | $112,000 | $1,548,000 |
| Black or African American | 314 | $90,760,000 | $289,000 | $1,045,000 | $90,000 | $1,668,000 |
| Asian | 105 | $38,795,000 | $369,000 | $865,000 | $114,000 | $766,000 |
| Not Provided | 92 | $25,300,000 | $275,000 | $1,005,000 | $95,000 | $1,920,000 |
| American Indian or Alaskan Native | 8 | $3,270,000 | $408,000 | $1,485,000 | $91,000 | $186,000 |
| Not applicable | 4 | $910,000 | $227,000 | $295,000 | $72,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,425 | $407,645,000 | $286,000 | $1,485,000 | $97,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 1,154 | $340,980,000 | $295,000 | $775,000 | $54,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 48 | $16,560,000 | $345,000 | $645,000 | $55,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,830,000 | $228,000 | $305,000 | $41,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,558 | $457,110,000 | $293,000 | $1,045,000 | $73,000 | $1,129,000 |
| Application Withdrawn By Applicant | 957 | $268,865,000 | $280,000 | $1,485,000 | $84,000 | $1,920,000 |
| Application Denied By Financial Institution | 102 | $35,180,000 | $344,000 | $1,345,000 | $80,000 | $538,000 |
| File Closed For Incompleteness | 14 | $3,950,000 | $282,000 | $415,000 | $58,000 | $103,000 |
| Application Approved But Not Accepted | 4 | $1,910,000 | $477,000 | $515,000 | $220,000 | $391,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,533 | $731,835,000 | $288,000 | $1,485,000 | $77,000 | $1,920,000 |
| Unverifiable Information | 98 | $34,170,000 | $348,000 | $1,345,000 | $83,000 | $538,000 |
| Other | 2 | $310,000 | $155,000 | $305,000 | $30,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 1 | $415,000 | $415,000 | $415,000 | $44,000 | $44,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Lending Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.