City National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
City National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank 555 South Flower Street Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,142 |
| Total Mortgage Loan Application Amount | $1,488,040,000 |
| Average Mortgage Loan Application Amount | $1,279,666 |
| Highest Mortgage Loan Application Amount | $10,050,000 |
| Average Applicant Income | $624,000 |
| Highest Applicant Income | $9,701,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with City National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down City National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 600 | $ 796,860,000 | $ 1,328,000 | $ 711,000 |
| New York County New York | 76 | $ 89,481,000 | $ 1,177,000 | $ 726,000 |
| Orange County California | 54 | $ 76,668,000 | $ 1,419,000 | $ 647,000 |
| San Diego County California | 27 | $ 38,054,000 | $ 1,409,000 | $ 711,000 |
| Ventura County California | 19 | $ 17,869,000 | $ 940,000 | $ 722,000 |
| Riverside County California | 18 | $ 20,434,000 | $ 1,135,000 | $ 777,000 |
| Clark County Nevada | 17 | $ 34,326,000 | $ 2,019,000 | $ 1,023,000 |
| Suffolk County New York | 15 | $ 23,552,000 | $ 1,570,000 | $ 801,000 |
| Marin County California | 13 | $ 16,426,000 | $ 1,263,000 | $ 622,000 |
| San Francisco County California | 13 | $ 18,822,000 | $ 1,447,000 | $ 811,000 |
| San Mateo County California | 13 | $ 23,125,000 | $ 1,778,000 | $ 583,000 |
| Santa Barbara County California | 13 | $ 23,399,000 | $ 1,799,000 | $ 1,004,000 |
| Kings County New York | 13 | $ 13,924,000 | $ 1,071,000 | $ 581,000 |
| Westchester County New York | 10 | $ 16,415,000 | $ 1,641,000 | $ 913,000 |
| Contra Costa County California | 9 | $ 8,305,000 | $ 922,000 | $ 366,000 |
| San Bernardino County California | 9 | $ 5,529,000 | $ 614,000 | $ 610,000 |
| Alameda County California | 6 | $ 3,427,000 | $ 571,000 | $ 637,000 |
| Santa Clara County California | 5 | $ 6,784,000 | $ 1,356,000 | $ 574,000 |
| Nassau County New York | 5 | $ 3,304,000 | $ 660,000 | $ 293,000 |
| Fairfield County Connecticut | 4 | $ 9,281,000 | $ 2,320,000 | $ 993,000 |
| Dukes County Massachusetts | 4 | $ 9,950,000 | $ 2,487,000 | $ 0 |
| Sonoma County California | 3 | $ 4,059,000 | $ 1,353,000 | $ 387,000 |
| Monmouth County New Jersey | 3 | $ 1,527,000 | $ 509,000 | $ 232,000 |
| Summit County Utah | 3 | $ 8,413,000 | $ 2,804,000 | $ 246,000 |
| Monterey County California | 2 | $ 2,744,000 | $ 1,372,000 | $ 386,000 |
| Napa County California | 2 | $ 2,494,000 | $ 1,247,000 | $ 1,197,000 |
| Placer County California | 2 | $ 1,118,000 | $ 559,000 | $ 253,000 |
| Pitkin County Colorado | 2 | $ 7,160,000 | $ 3,580,000 | $ 774,000 |
| Suffolk County Massachusetts | 2 | $ 1,142,000 | $ 571,000 | $ 0 |
| Douglas County Nevada | 2 | $ 696,000 | $ 348,000 | $ 56,000 |
| Lyon County Nevada | 2 | $ 640,000 | $ 320,000 | $ 214,000 |
| Delaware County New York | 2 | $ 1,325,000 | $ 662,000 | $ 1,184,000 |
| Sullivan County New York | 2 | $ 1,318,000 | $ 659,000 | $ 1,062,000 |
| Davidson County Tennessee | 2 | $ 1,225,000 | $ 612,000 | $ 266,000 |
| King County Washington | 2 | $ 975,000 | $ 487,000 | $ 228,000 |
| El Dorado County California | 1 | $ 1,669,000 | $ 1,669,000 | $ 4,700,000 |
| Mono County California | 1 | $ 450,000 | $ 450,000 | $ 1,253,000 |
| Nevada County California | 1 | $ 683,000 | $ 683,000 | $ 370,000 |
| San Luis Obispo County California | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Santa Cruz County California | 1 | $ 114,000 | $ 114,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 2,300,000 | $ 2,300,000 | $ 846,000 |
| New Haven County Connecticut | 1 | $ 626,000 | $ 626,000 | $ 525,000 |
| Miami-Dade County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,538,000 |
| Monroe County Florida | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 2,900,000 | $ 2,900,000 | $ 1,381,000 |
| Maui County Hawaii | 1 | $ 1,200,000 | $ 1,200,000 | $ 616,000 |
| Nantucket County Massachusetts | 1 | $ 2,520,000 | $ 2,520,000 | $ 1,750,000 |
| Washoe County Nevada | 1 | $ 3,000,000 | $ 3,000,000 | $ 569,000 |
| Bergen County New Jersey | 1 | $ 2,700,000 | $ 2,700,000 | $ 1,795,000 |
| Essex County New Jersey | 1 | $ 1,212,000 | $ 1,212,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 590,000 | $ 590,000 | $ 857,000 |
| Bronx County New York | 1 | $ 200,000 | $ 200,000 | $ 147,000 |
| Columbia County New York | 1 | $ 368,000 | $ 368,000 | $ 477,000 |
| Dutchess County New York | 1 | $ 6,515,000 | $ 6,515,000 | $ 1,558,000 |
| Putnam County New York | 1 | $ 1,120,000 | $ 1,120,000 | $ 761,000 |
| Queens County New York | 1 | $ 714,000 | $ 714,000 | $ 0 |
| Ulster County New York | 1 | $ 350,000 | $ 350,000 | $ 231,000 |
| Utah County Utah | 1 | $ 643,000 | $ 643,000 | $ 287,000 |
| Teton County Wyoming | 1 | $ 1,600,000 | $ 1,600,000 | $ 433,000 |
Mortgage Loan Application Detail Totals for City National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 651 | $835,641,000 | $1,283,000 | $8,000,000 | $711,000 | $9,701,000 |
| Home Purchase | 441 | $591,649,000 | $1,341,000 | $10,050,000 | $680,000 | $6,659,000 |
| Home Improvement | 50 | $60,750,000 | $1,215,000 | $4,900,000 | $481,000 | $1,538,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 529 | $698,026,000 | $1,319,000 | $6,515,000 | $840,000 | $9,701,000 |
| White | 470 | $557,984,000 | $1,187,000 | $10,050,000 | $693,000 | $9,248,000 |
| Not applicable | 97 | $186,735,000 | $1,925,000 | $8,400,000 | $15,000 | $1,499,000 |
| Hispanic | 19 | $15,638,000 | $823,000 | $3,500,000 | $273,000 | $1,142,000 |
| Asian | 18 | $20,296,000 | $1,127,000 | $3,000,000 | $309,000 | $1,147,000 |
| Black or African American | 8 | $8,561,000 | $1,070,000 | $2,800,000 | $547,000 | $1,932,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $800,000 | $800,000 | $800,000 | $278,000 | $278,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,142 | $1,488,040,000 | $1,303,000 | $10,050,000 | $689,000 | $9,701,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 622 | $814,877,000 | $1,310,000 | $8,400,000 | $789,000 | $9,248,000 |
| Application Denied By Financial Institution | 179 | $246,801,000 | $1,378,000 | $8,000,000 | $529,000 | $4,800,000 |
| Preapproval Approved but not Accepted | 120 | $134,710,000 | $1,122,000 | $5,728,000 | $631,000 | $5,654,000 |
| Application Approved But Not Accepted | 119 | $161,376,000 | $1,356,000 | $6,000,000 | $889,000 | $9,701,000 |
| Application Withdrawn By Applicant | 53 | $73,791,000 | $1,392,000 | $10,050,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 24 | $26,459,000 | $1,102,000 | $3,900,000 | $322,000 | $1,500,000 |
| File Closed For Incompleteness | 23 | $29,809,000 | $1,296,000 | $5,000,000 | $534,000 | $1,706,000 |
| Loan Purchased By The Institution | 2 | $217,000 | $108,000 | $119,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 75 | $92,421,000 | $1,232,000 | $4,500,000 | $194,000 | $1,025,000 |
| Collateral | 60 | $80,730,000 | $1,345,000 | $6,515,000 | $885,000 | $4,800,000 |
| Other | 21 | $37,096,000 | $1,766,000 | $8,000,000 | $666,000 | $2,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $23,201,000 | $1,288,000 | $5,000,000 | $362,000 | $1,424,000 |
| Credit History | 18 | $25,761,000 | $1,431,000 | $5,000,000 | $524,000 | $1,850,000 |
| Unverifiable Information | 9 | $12,058,000 | $1,339,000 | $4,900,000 | $480,000 | $1,800,000 |
| Employment History | 2 | $1,993,000 | $996,000 | $1,050,000 | $298,000 | $360,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.