City National Bank Of West Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

City National Bank Of West Virginia 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address City National Bank Of West Virginia
25 Gatewater Road
Charleston, WV 25313
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,186
Total Mortgage Loan Application Amount $698,820,000
Average Mortgage Loan Application Amount $194,500
Highest Mortgage Loan Application Amount $3,605,000
Average Applicant Income $103,666
Highest Applicant Income $7,075,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with City National Bank Of West Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank Of West Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down City National Bank Of West Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank Of West Virginia serves its applicants.

Each category highlights the total number of mortgage applications processed by City National Bank Of West Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank Of West Virginia's mortgage activity for 2021.

Mortgage Loan Application Totals for City National Bank Of West Virginia by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kanawha County West Virginia 730 $ 74,640,000 $ 102,000 $ 87,000
Raleigh County West Virginia 422 $ 40,430,000 $ 95,000 $ 77,000
Berkeley County West Virginia 362 $ 53,060,000 $ 146,000 $ 115,000
Putnam County West Virginia 295 $ 41,425,000 $ 140,000 $ 111,000
Greenbrier County West Virginia 279 $ 36,395,000 $ 130,000 $ 91,000
Cabell County West Virginia 257 $ 31,015,000 $ 120,000 $ 103,000
Lawrence County Ohio 221 $ 25,645,000 $ 116,000 $ 90,000
Boyd County Kentucky 210 $ 25,350,000 $ 120,000 $ 98,000
Greenup County Kentucky 204 $ 20,990,000 $ 102,000 $ 79,000
Jefferson County West Virginia 145 $ 21,505,000 $ 148,000 $ 129,000
Augusta County Virginia 119 $ 19,445,000 $ 163,000 $ 141,000
Fayette County West Virginia 107 $ 8,705,000 $ 81,000 $ 68,000
Harrison County West Virginia 104 $ 15,900,000 $ 152,000 $ 87,000
Fayette County Kentucky 84 $ 16,070,000 $ 191,000 $ 153,000
Shenandoah County Virginia 81 $ 11,235,000 $ 138,000 $ 90,000
Wayne County West Virginia 78 $ 6,100,000 $ 78,000 $ 71,000
Mason County West Virginia 74 $ 5,200,000 $ 70,000 $ 67,000
Jackson County West Virginia 72 $ 7,110,000 $ 98,000 $ 68,000
Summers County West Virginia 63 $ 5,535,000 $ 87,000 $ 63,000
Frederick County Virginia 62 $ 8,240,000 $ 132,000 $ 113,000
Monongalia County West Virginia 61 $ 13,915,000 $ 228,000 $ 115,000
Staunton County Virginia 60 $ 11,150,000 $ 185,000 $ 81,000
Jessamine County Kentucky 58 $ 12,700,000 $ 218,000 $ 168,000
Lincoln County West Virginia 57 $ 3,695,000 $ 64,000 $ 65,000
Johnson County Kentucky 53 $ 5,465,000 $ 103,000 $ 83,000
Warren County Virginia 52 $ 6,350,000 $ 122,000 $ 113,000
Carter County Kentucky 48 $ 6,550,000 $ 136,000 $ 81,000
Marion County West Virginia 43 $ 6,735,000 $ 156,000 $ 79,000
Braxton County West Virginia 42 $ 3,300,000 $ 78,000 $ 76,000
Mercer County West Virginia 41 $ 4,245,000 $ 103,000 $ 79,000
Lawrence County Kentucky 35 $ 3,145,000 $ 89,000 $ 81,000
Waynesboro County Virginia 35 $ 6,025,000 $ 172,000 $ 71,000
Harrison County Kentucky 32 $ 2,540,000 $ 79,000 $ 71,000
Pocahontas County West Virginia 31 $ 2,885,000 $ 93,000 $ 73,000
Morgan County West Virginia 30 $ 2,940,000 $ 98,000 $ 96,000
Scioto County Ohio 28 $ 3,160,000 $ 112,000 $ 81,000
Montgomery County Kentucky 25 $ 3,015,000 $ 120,000 $ 121,000
Nicholas County Kentucky 25 $ 1,825,000 $ 73,000 $ 60,000
Boone County West Virginia 25 $ 2,655,000 $ 106,000 $ 79,000
Rockbridge County Virginia 22 $ 3,000,000 $ 136,000 $ 73,000
Monroe County West Virginia 19 $ 1,485,000 $ 78,000 $ 80,000
Nicholas County West Virginia 19 $ 1,615,000 $ 85,000 $ 69,000
Gallia County Ohio 18 $ 3,970,000 $ 220,000 $ 79,000
Hamilton County Ohio 18 $ 4,350,000 $ 241,000 $ 369,000
Winchester County Virginia 12 $ 1,650,000 $ 137,000 $ 116,000
Buena Vista County Virginia 10 $ 520,000 $ 52,000 $ 68,000
Scott County Kentucky 9 $ 2,915,000 $ 323,000 $ 110,000
Dallas County Texas 9 $ 7,335,000 $ 815,000 $ 0
Wyoming County West Virginia 9 $ 365,000 $ 40,000 $ 53,000
Magoffin County Kentucky 8 $ 690,000 $ 86,000 $ 106,000
Franklin County Ohio 8 $ 4,140,000 $ 517,000 $ 95,000
Meigs County Ohio 8 $ 390,000 $ 48,000 $ 69,000
Wood County West Virginia 8 $ 1,070,000 $ 133,000 $ 103,000
Floyd County Kentucky 7 $ 1,115,000 $ 159,000 $ 84,000
Montgomery County Ohio 7 $ 8,465,000 $ 1,209,000 $ 0
Nelson County Virginia 7 $ 1,835,000 $ 262,000 $ 132,000
Lewis County West Virginia 7 $ 925,000 $ 132,000 $ 86,000
Taylor County West Virginia 7 $ 1,385,000 $ 197,000 $ 112,000
Franklin County Kentucky 6 $ 640,000 $ 106,000 $ 68,000
Garrard County Kentucky 6 $ 940,000 $ 156,000 $ 52,000
Clay County West Virginia 6 $ 410,000 $ 68,000 $ 73,000
Logan County West Virginia 6 $ 490,000 $ 81,000 $ 75,000
Bourbon County Kentucky 5 $ 555,000 $ 111,000 $ 119,000
Clark County Kentucky 5 $ 885,000 $ 177,000 $ 96,000
Hampshire County West Virginia 5 $ 745,000 $ 149,000 $ 120,000
Fulton County Georgia 4 $ 2,740,000 $ 685,000 $ 0
Bath County Kentucky 4 $ 520,000 $ 130,000 $ 77,000
Fleming County Kentucky 4 $ 400,000 $ 100,000 $ 94,000
Lewis County Kentucky 4 $ 120,000 $ 30,000 $ 89,000
Washington County Maryland 4 $ 510,000 $ 127,000 $ 52,000
Williamson County Tennessee 4 $ 2,750,000 $ 687,000 $ 0
Harris County Texas 4 $ 2,670,000 $ 667,000 $ 0
Clarke County Virginia 4 $ 270,000 $ 67,000 $ 215,000
Fairfax County Virginia 4 $ 2,330,000 $ 582,000 $ 219,000
Calhoun County West Virginia 4 $ 520,000 $ 130,000 $ 57,000
Hardy County West Virginia 4 $ 1,190,000 $ 297,000 $ 150,000
Mercer County Kentucky 3 $ 405,000 $ 135,000 $ 260,000
Howard County Maryland 3 $ 1,875,000 $ 625,000 $ 0
Delaware County Ohio 3 $ 4,175,000 $ 1,391,000 $ 125,000
Collin County Texas 3 $ 2,215,000 $ 738,000 $ 0
Tarrant County Texas 3 $ 2,175,000 $ 725,000 $ 0
Travis County Texas 3 $ 2,525,000 $ 841,000 $ 0
Albemarle County Virginia 3 $ 395,000 $ 131,000 $ 69,000
Loudoun County Virginia 3 $ 1,145,000 $ 381,000 $ 278,000
Rockingham County Virginia 3 $ 125,000 $ 41,000 $ 77,000
Tazewell County Virginia 3 $ 145,000 $ 48,000 $ 213,000
Preston County West Virginia 3 $ 505,000 $ 168,000 $ 78,000
Webster County West Virginia 3 $ 145,000 $ 48,000 $ 54,000
Boone County Kentucky 2 $ 250,000 $ 125,000 $ 0
Elliott County Kentucky 2 $ 150,000 $ 75,000 $ 63,000
Kenton County Kentucky 2 $ 270,000 $ 135,000 $ 0
Madison County Kentucky 2 $ 250,000 $ 125,000 $ 64,000
Morgan County Kentucky 2 $ 250,000 $ 125,000 $ 86,000
Woodford County Kentucky 2 $ 630,000 $ 315,000 $ 113,000
Anne Arundel County Maryland 2 $ 1,400,000 $ 700,000 $ 0
Montgomery County Maryland 2 $ 2,050,000 $ 1,025,000 $ 0
Wake County North Carolina 2 $ 1,910,000 $ 955,000 $ 0
Washington County Ohio 2 $ 2,310,000 $ 1,155,000 $ 100,000
Franklin County Pennsylvania 2 $ 430,000 $ 215,000 $ 71,000
Charleston County South Carolina 2 $ 960,000 $ 480,000 $ 0
Horry County South Carolina 2 $ 740,000 $ 370,000 $ 1,449,000
Alleghany County Virginia 2 $ 290,000 $ 145,000 $ 76,000
Arlington County Virginia 2 $ 1,940,000 $ 970,000 $ 0
Bath County Virginia 2 $ 210,000 $ 105,000 $ 31,000
Lexington County Virginia 2 $ 560,000 $ 280,000 $ 204,000
Virginia Beach County Virginia 2 $ 260,000 $ 130,000 $ 909,000
Doddridge County West Virginia 2 $ 290,000 $ 145,000 $ 34,000
Gilmer County West Virginia 2 $ 670,000 $ 335,000 $ 120,000
Grant County West Virginia 2 $ 160,000 $ 80,000 $ 57,000
Roane County West Virginia 2 $ 90,000 $ 45,000 $ 37,000
Tucker County West Virginia 2 $ 530,000 $ 265,000 $ 133,000
Baldwin County Alabama 1 $ 675,000 $ 675,000 $ 0
Jefferson County Alabama 1 $ 865,000 $ 865,000 $ 0
Douglas County Colorado 1 $ 655,000 $ 655,000 $ 1,781,000
District of Columbia County District Of Columbia 1 $ 1,055,000 $ 1,055,000 $ 0
Cobb County Georgia 1 $ 575,000 $ 575,000 $ 0
Fayette County Georgia 1 $ 995,000 $ 995,000 $ 0
Bracken County Kentucky 1 $ 65,000 $ 65,000 $ 83,000
Campbell County Kentucky 1 $ 105,000 $ 105,000 $ 0
Daviess County Kentucky 1 $ 105,000 $ 105,000 $ 2,025,000
Grayson County Kentucky 1 $ 45,000 $ 45,000 $ 47,000
Laurel County Kentucky 1 $ 155,000 $ 155,000 $ 52,000
Martin County Kentucky 1 $ 55,000 $ 55,000 $ 70,000
Menifee County Kentucky 1 $ 105,000 $ 105,000 $ 77,000
Oldham County Kentucky 1 $ 45,000 $ 45,000 $ 66,000
Owen County Kentucky 1 $ 95,000 $ 95,000 $ 189,000
Pendleton County Kentucky 1 $ 285,000 $ 285,000 $ 71,000
Wolfe County Kentucky 1 $ 35,000 $ 35,000 $ 125,000
Garrett County Maryland 1 $ 135,000 $ 135,000 $ 270,000
Worcester County Maryland 1 $ 735,000 $ 735,000 $ 0
Clark County Nevada 1 $ 615,000 $ 615,000 $ 256,000
Iredell County North Carolina 1 $ 275,000 $ 275,000 $ 62,000
Mecklenburg County North Carolina 1 $ 805,000 $ 805,000 $ 0
New Hanover County North Carolina 1 $ 905,000 $ 905,000 $ 0
Butler County Ohio 1 $ 45,000 $ 45,000 $ 0
Clark County Ohio 1 $ 945,000 $ 945,000 $ 0
Columbiana County Ohio 1 $ 295,000 $ 295,000 $ 179,000
Fairfield County Ohio 1 $ 385,000 $ 385,000 $ 112,000
Greene County Ohio 1 $ 2,305,000 $ 2,305,000 $ 0
Morrow County Ohio 1 $ 95,000 $ 95,000 $ 38,000
Bucks County Pennsylvania 1 $ 705,000 $ 705,000 $ 0
Fayette County Pennsylvania 1 $ 235,000 $ 235,000 $ 122,000
Fulton County Pennsylvania 1 $ 25,000 $ 25,000 $ 91,000
Davidson County Tennessee 1 $ 915,000 $ 915,000 $ 0
Sevier County Tennessee 1 $ 455,000 $ 455,000 $ 0
Shelby County Tennessee 1 $ 655,000 $ 655,000 $ 0
Comal County Texas 1 $ 635,000 $ 635,000 $ 0
Denton County Texas 1 $ 775,000 $ 775,000 $ 0
Lampasas County Texas 1 $ 585,000 $ 585,000 $ 0
Lubbock County Texas 1 $ 615,000 $ 615,000 $ 0
Midland County Texas 1 $ 605,000 $ 605,000 $ 0
Rockwall County Texas 1 $ 715,000 $ 715,000 $ 0
Bedford County Virginia 1 $ 185,000 $ 185,000 $ 67,000
Campbell County Virginia 1 $ 225,000 $ 225,000 $ 93,000
Fauquier County Virginia 1 $ 55,000 $ 55,000 $ 150,000
Hanover County Virginia 1 $ 215,000 $ 215,000 $ 0
Harrisonburg County Virginia 1 $ 125,000 $ 125,000 $ 300,000
Highland County Virginia 1 $ 115,000 $ 115,000 $ 60,000
Norfolk County Virginia 1 $ 615,000 $ 615,000 $ 0
Page County Virginia 1 $ 65,000 $ 65,000 $ 75,000
Portsmouth County Virginia 1 $ 285,000 $ 285,000 $ 92,000
Prince William County Virginia 1 $ 55,000 $ 55,000 $ 21,000
Rappahannock County Virginia 1 $ 555,000 $ 555,000 $ 151,000
Barbour County West Virginia 1 $ 275,000 $ 275,000 $ 53,000
McDowell County West Virginia 1 $ 25,000 $ 25,000 $ 54,000
Mineral County West Virginia 1 $ 275,000 $ 275,000 $ 104,000
Ohio County West Virginia 1 $ 245,000 $ 245,000 $ 80,000
Pendleton County West Virginia 1 $ 255,000 $ 255,000 $ 104,000
Randolph County West Virginia 1 $ 135,000 $ 135,000 $ 69,000
Upshur County West Virginia 1 $ 115,000 $ 115,000 $ 62,000

Mortgage Loan Application Detail Totals for City National Bank Of West Virginia in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,765 $261,825,000 $148,000 $3,605,000 $91,000 $2,500,000
Home Purchase 1,412 $297,620,000 $210,000 $3,505,000 $105,000 $7,075,000
Home Improvement 1,117 $66,775,000 $59,000 $945,000 $94,000 $2,025,000
Other Purpose 890 $71,930,000 $80,000 $755,000 $90,000 $638,000
Cash-out Refinancing 1 $665,000 $665,000 $665,000 $242,000 $242,000
Not Applicable 1 $5,000 $5,000 $5,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,490 $530,210,000 $118,000 $1,075,000 $93,000 $7,075,000
Not Provided 285 $32,725,000 $114,000 $635,000 $122,000 $5,675,000
Not applicable 262 $116,340,000 $444,000 $3,605,000 $0 $0
Black or African American 67 $6,145,000 $91,000 $325,000 $81,000 $550,000
Hispanic 33 $5,705,000 $172,000 $705,000 $118,000 $600,000
Asian 28 $4,770,000 $170,000 $595,000 $167,000 $651,000
American Indian or Alaskan Native 9 $1,235,000 $137,000 $265,000 $82,000 $134,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $57,000 $57,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,186 $698,820,000 $134,000 $3,605,000 $95,000 $7,075,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,238 $458,570,000 $141,000 $3,605,000 $108,000 $7,075,000
Application Denied By Financial Institution 1,091 $90,315,000 $82,000 $1,075,000 $69,000 $700,000
Application Approved But Not Accepted 470 $49,870,000 $106,000 $705,000 $89,000 $1,279,000
Application Withdrawn By Applicant 324 $51,810,000 $159,000 $705,000 $78,000 $500,000
Loan Purchased By The Institution 63 $48,255,000 $765,000 $1,095,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,095 $608,505,000 $148,000 $3,605,000 $103,000 $7,075,000
Credit History 538 $36,590,000 $68,000 $805,000 $71,000 $282,000
Debt-To-Income Ratio 265 $25,655,000 $96,000 $1,075,000 $57,000 $230,000
Collateral 171 $14,765,000 $86,000 $645,000 $85,000 $700,000
Other 98 $10,960,000 $111,000 $635,000 $55,000 $192,000
Employment History 16 $1,580,000 $98,000 $385,000 $74,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 3 $765,000 $255,000 $505,000 $66,000 $89,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank Of West Virginia's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank Of West Virginia's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the West Virginia Lender List