Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Clayton Bank And Trust 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 1,031 |
| Total Mortgage Loan Application Amount | $65,218,000 |
| Average Mortgage Loan Application Amount | $62,333 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $53,333 |
| Highest Applicant Income | $1,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox County Tennessee | 61 | $ 12,387,000 | $ 203,000 | $ 117,000 |
| Tipton County Tennessee | 35 | $ 2,166,000 | $ 61,000 | $ 51,000 |
| Madison County Tennessee | 24 | $ 1,438,000 | $ 59,000 | $ 38,000 |
| Henderson County Tennessee | 22 | $ 962,000 | $ 43,000 | $ 42,000 |
| Chester County Tennessee | 20 | $ 925,000 | $ 46,000 | $ 61,000 |
| Lamar County Mississippi | 17 | $ 956,000 | $ 56,000 | $ 45,000 |
| Blount County Tennessee | 13 | $ 943,000 | $ 72,000 | $ 38,000 |
| Yazoo County Mississippi | 10 | $ 564,000 | $ 56,000 | $ 45,000 |
| Anderson County Tennessee | 10 | $ 400,000 | $ 40,000 | $ 47,000 |
| Lauderdale County Tennessee | 10 | $ 512,000 | $ 51,000 | $ 35,000 |
| Pike County Mississippi | 9 | $ 361,000 | $ 40,000 | $ 42,000 |
| Wayne County Mississippi | 9 | $ 481,000 | $ 53,000 | $ 69,000 |
| Crockett County Tennessee | 9 | $ 381,000 | $ 42,000 | $ 56,000 |
| Livingston County Michigan | 7 | $ 358,000 | $ 51,000 | $ 0 |
| Amite County Mississippi | 7 | $ 417,000 | $ 59,000 | $ 54,000 |
| Forrest County Mississippi | 7 | $ 432,000 | $ 61,000 | $ 51,000 |
| Cumberland County Tennessee | 7 | $ 560,000 | $ 80,000 | $ 52,000 |
| Dyer County Tennessee | 7 | $ 507,000 | $ 72,000 | $ 97,000 |
| Shelby County Tennessee | 7 | $ 584,000 | $ 83,000 | $ 42,000 |
| Whitley County Kentucky | 6 | $ 204,000 | $ 34,000 | $ 34,000 |
| Eaton County Michigan | 6 | $ 200,000 | $ 33,000 | $ 0 |
| Jones County Mississippi | 6 | $ 355,000 | $ 59,000 | $ 41,000 |
| Lee County Mississippi | 6 | $ 296,000 | $ 49,000 | $ 47,000 |
| Monroe County Mississippi | 6 | $ 243,000 | $ 40,000 | $ 21,000 |
| Pearl River County Mississippi | 6 | $ 288,000 | $ 48,000 | $ 50,000 |
| Pontotoc County Mississippi | 6 | $ 292,000 | $ 48,000 | $ 55,000 |
| Sevier County Tennessee | 6 | $ 701,000 | $ 116,000 | $ 54,000 |
| Warren County Tennessee | 6 | $ 288,000 | $ 48,000 | $ 49,000 |
| Covington County Mississippi | 5 | $ 310,000 | $ 62,000 | $ 55,000 |
| Warren County Mississippi | 5 | $ 207,000 | $ 41,000 | $ 50,000 |
| Decatur County Tennessee | 5 | $ 267,000 | $ 53,000 | $ 46,000 |
| Franklin County Mississippi | 4 | $ 194,000 | $ 48,000 | $ 38,000 |
| Marshall County Mississippi | 4 | $ 202,000 | $ 50,000 | $ 48,000 |
| Rankin County Mississippi | 4 | $ 191,000 | $ 47,000 | $ 56,000 |
| Simpson County Mississippi | 4 | $ 264,000 | $ 66,000 | $ 53,000 |
| Walthall County Mississippi | 4 | $ 304,000 | $ 76,000 | $ 52,000 |
| Jefferson County Missouri | 4 | $ 84,000 | $ 21,000 | $ 42,000 |
| Jackson County Tennessee | 4 | $ 175,000 | $ 43,000 | $ 47,000 |
| McMinn County Tennessee | 4 | $ 204,000 | $ 51,000 | $ 46,000 |
| Rutherford County Tennessee | 4 | $ 204,000 | $ 51,000 | $ 58,000 |
| White County Tennessee | 4 | $ 244,000 | $ 61,000 | $ 47,000 |
| Macomb County Michigan | 3 | $ 94,000 | $ 31,000 | $ 0 |
| Claiborne County Mississippi | 3 | $ 92,000 | $ 30,000 | $ 37,000 |
| Itawamba County Mississippi | 3 | $ 163,000 | $ 54,000 | $ 35,000 |
| Jasper County Mississippi | 3 | $ 146,000 | $ 48,000 | $ 44,000 |
| Leake County Mississippi | 3 | $ 146,000 | $ 48,000 | $ 52,000 |
| Lincoln County Mississippi | 3 | $ 194,000 | $ 64,000 | $ 49,000 |
| Marion County Mississippi | 3 | $ 183,000 | $ 61,000 | $ 58,000 |
| Oktibbeha County Mississippi | 3 | $ 92,000 | $ 30,000 | $ 32,000 |
| Panola County Mississippi | 3 | $ 180,000 | $ 60,000 | $ 52,000 |
| Prentiss County Mississippi | 3 | $ 154,000 | $ 51,000 | $ 26,000 |
| Wilkinson County Mississippi | 3 | $ 193,000 | $ 64,000 | $ 52,000 |
| Beckham County Oklahoma | 3 | $ 50,000 | $ 16,000 | $ 47,000 |
| Bradley County Tennessee | 3 | $ 154,000 | $ 51,000 | $ 32,000 |
| Clay County Tennessee | 3 | $ 83,000 | $ 27,000 | $ 24,000 |
| Franklin County Tennessee | 3 | $ 116,000 | $ 38,000 | $ 29,000 |
| Hamblen County Tennessee | 3 | $ 278,000 | $ 92,000 | $ 183,000 |
| Morgan County Tennessee | 3 | $ 90,000 | $ 30,000 | $ 28,000 |
| Putnam County Tennessee | 3 | $ 180,000 | $ 60,000 | $ 50,000 |
| Smith County Tennessee | 3 | $ 138,000 | $ 46,000 | $ 42,000 |
| Macon County Alabama | 2 | $ 116,000 | $ 58,000 | $ 82,000 |
| Laurel County Kentucky | 2 | $ 47,000 | $ 23,000 | $ 27,000 |
| Monroe County Kentucky | 2 | $ 93,000 | $ 46,000 | $ 39,000 |
| Jackson County Michigan | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Adams County Mississippi | 2 | $ 73,000 | $ 36,000 | $ 142,000 |
| Alcorn County Mississippi | 2 | $ 61,000 | $ 30,000 | $ 25,000 |
| Bolivar County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 97,000 |
| Clarke County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Copiah County Mississippi | 2 | $ 123,000 | $ 61,000 | $ 40,000 |
| Hinds County Mississippi | 2 | $ 66,000 | $ 33,000 | $ 49,000 |
| Madison County Mississippi | 2 | $ 117,000 | $ 58,000 | $ 39,000 |
| Perry County Mississippi | 2 | $ 155,000 | $ 77,000 | $ 43,000 |
| Union County Mississippi | 2 | $ 84,000 | $ 42,000 | $ 63,000 |
| Washington County Mississippi | 2 | $ 82,000 | $ 41,000 | $ 41,000 |
| Winston County Mississippi | 2 | $ 124,000 | $ 62,000 | $ 20,000 |
| Bedford County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Benton County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 36,000 |
| Cannon County Tennessee | 2 | $ 68,000 | $ 34,000 | $ 48,000 |
| Carroll County Tennessee | 2 | $ 20,000 | $ 10,000 | $ 19,000 |
| Cocke County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| Davidson County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 166,000 |
| DeKalb County Tennessee | 2 | $ 86,000 | $ 43,000 | $ 18,000 |
| Fayette County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 17,000 |
| Haywood County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 32,000 |
| Henry County Tennessee | 2 | $ 84,000 | $ 42,000 | $ 49,000 |
| Jefferson County Tennessee | 2 | $ 89,000 | $ 44,000 | $ 44,000 |
| McNairy County Tennessee | 2 | $ 26,000 | $ 13,000 | $ 47,000 |
| Overton County Tennessee | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| Polk County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 82,000 |
| Rhea County Tennessee | 2 | $ 68,000 | $ 34,000 | $ 49,000 |
| Roane County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| Adams County Colorado | 1 | $ 13,000 | $ 13,000 | $ 58,000 |
| Calloway County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 70,000 |
| Clay County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Clinton County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 86,000 |
| Grant County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Hickman County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Knox County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Leslie County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 23,000 |
| Meade County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 86,000 |
| Oakland County Michigan | 1 | $ 28,000 | $ 28,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 390,000 |
| Benton County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Chickasaw County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 17,000 |
| Clay County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 29,000 |
| Coahoma County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| DeSoto County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| George County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 132,000 |
| Hancock County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Issaquena County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Jackson County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Jefferson Davis County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Lauderdale County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Lawrence County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Lowndes County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 56,000 |
| Montgomery County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Newton County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Scott County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Smith County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| Stone County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Tate County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Tishomingo County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Mississippi County Missouri | 1 | $ 52,000 | $ 52,000 | $ 74,000 |
| Rockingham County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Coffee County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 74,000 |
| Dickson County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 41,000 |
| Fentress County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Hamilton County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
| Loudon County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 245,000 |
| Macon County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Maury County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Meigs County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Montgomery County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Moore County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 266,000 |
| Pickett County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| Scott County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Sequatchie County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Trousdale County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Union County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Van Buren County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Wilson County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 68,000 |
| Montgomery County Texas | 1 | $ 90,000 | $ 90,000 | $ 11,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 922 | $54,877,000 | $59,000 | $2,500,000 | $47,000 | $1,900,000 |
| Refinancing | 99 | $10,070,000 | $101,000 | $417,000 | $69,000 | $480,000 |
| Home Improvement | 10 | $271,000 | $27,000 | $80,000 | $44,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $53,159,000 | $65,000 | $2,500,000 | $52,000 | $1,900,000 |
| Black or African American | 156 | $8,272,000 | $53,000 | $265,000 | $39,000 | $260,000 |
| Not applicable | 33 | $1,733,000 | $52,000 | $269,000 | $0 | $14,000 |
| Hispanic | 16 | $821,000 | $51,000 | $88,000 | $53,000 | $213,000 |
| Not Provided | 11 | $1,141,000 | $103,000 | $215,000 | $90,000 | $480,000 |
| American Indian or Alaskan Native | 2 | $47,000 | $23,000 | $26,000 | $47,000 | $54,000 |
| Asian | 1 | $45,000 | $45,000 | $45,000 | $26,000 | $26,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,025 | $64,358,000 | $62,000 | $2,500,000 | $49,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 5 | $616,000 | $123,000 | $215,000 | $41,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 1 | $244,000 | $244,000 | $244,000 | $123,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Preapproval Denied by Financial Institution | 448 | $24,002,000 | $53,000 | $159,000 | $41,000 | $154,000 |
| Loan Originated | 254 | $14,131,000 | $55,000 | $269,000 | $60,000 | $1,900,000 |
| Application Denied By Financial Institution | 192 | $12,617,000 | $65,000 | $417,000 | $44,000 | $480,000 |
| Application Approved But Not Accepted | 69 | $4,720,000 | $68,000 | $369,000 | $54,000 | $260,000 |
| Application Withdrawn By Applicant | 47 | $8,640,000 | $183,000 | $2,500,000 | $95,000 | $597,000 |
| Loan Purchased By The Institution | 19 | $755,000 | $39,000 | $73,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $353,000 | $176,000 | $340,000 | $133,000 | $266,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.