Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Clearview Federal Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 586 |
| Total Mortgage Loan Application Amount | $30,777,000 |
| Average Mortgage Loan Application Amount | $82,216 |
| Highest Mortgage Loan Application Amount | $450,000 |
| Average Applicant Income | $72,900 |
| Highest Applicant Income | $335,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 135 | $ 6,634,000 | $ 49,000 | $ 58,000 |
| Beaver County Pennsylvania | 77 | $ 3,526,000 | $ 45,000 | $ 54,000 |
| Mecklenburg County North Carolina | 24 | $ 1,166,000 | $ 48,000 | $ 61,000 |
| Delaware County Pennsylvania | 17 | $ 782,000 | $ 46,000 | $ 55,000 |
| Washington County Pennsylvania | 16 | $ 863,000 | $ 53,000 | $ 100,000 |
| New Castle County Delaware | 10 | $ 609,000 | $ 60,000 | $ 63,000 |
| Palm Beach County Florida | 7 | $ 440,000 | $ 62,000 | $ 84,000 |
| Clark County Nevada | 7 | $ 250,000 | $ 35,000 | $ 59,000 |
| Forsyth County North Carolina | 7 | $ 268,000 | $ 38,000 | $ 56,000 |
| Philadelphia County Pennsylvania | 7 | $ 244,000 | $ 34,000 | $ 47,000 |
| Camden County New Jersey | 6 | $ 265,000 | $ 44,000 | $ 71,000 |
| Suffolk County New York | 6 | $ 307,000 | $ 51,000 | $ 84,000 |
| San Diego County California | 5 | $ 151,000 | $ 30,000 | $ 34,000 |
| Broward County Florida | 5 | $ 193,000 | $ 38,000 | $ 44,000 |
| Marion County Indiana | 5 | $ 165,000 | $ 33,000 | $ 58,000 |
| Prince George's County Maryland | 5 | $ 220,000 | $ 44,000 | $ 47,000 |
| Gloucester County New Jersey | 5 | $ 179,000 | $ 35,000 | $ 64,000 |
| Gaston County North Carolina | 5 | $ 168,000 | $ 33,000 | $ 64,000 |
| Union County North Carolina | 5 | $ 407,000 | $ 81,000 | $ 65,000 |
| Fairfax County Virginia | 5 | $ 625,000 | $ 125,000 | $ 108,000 |
| Virginia Beach County Virginia | 5 | $ 354,000 | $ 70,000 | $ 75,000 |
| Maricopa County Arizona | 4 | $ 99,000 | $ 24,000 | $ 74,000 |
| Hendricks County Indiana | 4 | $ 226,000 | $ 56,000 | $ 72,000 |
| Anne Arundel County Maryland | 4 | $ 302,000 | $ 75,000 | $ 60,000 |
| Essex County Massachusetts | 4 | $ 212,000 | $ 53,000 | $ 74,000 |
| Monmouth County New Jersey | 4 | $ 286,000 | $ 71,000 | $ 72,000 |
| York County South Carolina | 4 | $ 235,000 | $ 58,000 | $ 88,000 |
| Alexandria County Virginia | 4 | $ 247,000 | $ 61,000 | $ 81,000 |
| Hartford County Connecticut | 3 | $ 235,000 | $ 78,000 | $ 81,000 |
| Hillsborough County Florida | 3 | $ 139,000 | $ 46,000 | $ 92,000 |
| Miami-Dade County Florida | 3 | $ 96,000 | $ 32,000 | $ 44,000 |
| Pasco County Florida | 3 | $ 123,000 | $ 41,000 | $ 51,000 |
| Pinellas County Florida | 3 | $ 179,000 | $ 59,000 | $ 52,000 |
| Plymouth County Massachusetts | 3 | $ 190,000 | $ 63,000 | $ 102,000 |
| Burlington County New Jersey | 3 | $ 146,000 | $ 48,000 | $ 113,000 |
| Onondaga County New York | 3 | $ 88,000 | $ 29,000 | $ 84,000 |
| Iredell County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 67,000 |
| Surry County North Carolina | 3 | $ 213,000 | $ 71,000 | $ 103,000 |
| Berks County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| Butler County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 44,000 |
| Chester County Pennsylvania | 3 | $ 288,000 | $ 96,000 | $ 80,000 |
| Dauphin County Pennsylvania | 3 | $ 114,000 | $ 38,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 3 | $ 77,000 | $ 25,000 | $ 70,000 |
| Arlington County Virginia | 3 | $ 195,000 | $ 65,000 | $ 64,000 |
| Loudoun County Virginia | 3 | $ 155,000 | $ 51,000 | $ 95,000 |
| Prince William County Virginia | 3 | $ 163,000 | $ 54,000 | $ 101,000 |
| Riverside County California | 2 | $ 87,000 | $ 43,000 | $ 57,000 |
| District of Columbia County District Of Columbia | 2 | $ 102,000 | $ 51,000 | $ 66,000 |
| Duval County Florida | 2 | $ 47,000 | $ 23,000 | $ 75,000 |
| Orange County Florida | 2 | $ 136,000 | $ 68,000 | $ 48,000 |
| DeKalb County Georgia | 2 | $ 191,000 | $ 95,000 | $ 77,000 |
| Morgan County Indiana | 2 | $ 189,000 | $ 94,000 | $ 71,000 |
| Jefferson County Kentucky | 2 | $ 303,000 | $ 151,000 | $ 72,000 |
| Baltimore County Maryland | 2 | $ 65,000 | $ 32,000 | $ 70,000 |
| Baltimore City County Maryland | 2 | $ 75,000 | $ 37,000 | $ 43,000 |
| Howard County Maryland | 2 | $ 77,000 | $ 38,000 | $ 187,000 |
| Montgomery County Maryland | 2 | $ 95,000 | $ 47,000 | $ 96,000 |
| Suffolk County Massachusetts | 2 | $ 362,000 | $ 181,000 | $ 143,000 |
| Erie County New York | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Cabarrus County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Davidson County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 41,000 |
| Columbiana County Ohio | 2 | $ 179,000 | $ 89,000 | $ 54,000 |
| Franklin County Ohio | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Blair County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 81,000 |
| Bucks County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Crawford County Pennsylvania | 2 | $ 147,000 | $ 73,000 | $ 58,000 |
| Cumberland County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 52,000 |
| Lawrence County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 68,000 |
| Mercer County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 44,000 |
| Schuylkill County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Bedford County Virginia | 2 | $ 259,000 | $ 129,000 | $ 79,000 |
| Spotsylvania County Virginia | 2 | $ 56,000 | $ 28,000 | $ 86,000 |
| Hancock County West Virginia | 2 | $ 56,000 | $ 28,000 | $ 37,000 |
| Pima County Arizona | 1 | $ 220,000 | $ 220,000 | $ 76,000 |
| Yavapai County Arizona | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Jefferson County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Santa Barbara County California | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| New London County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Kent County Delaware | 1 | $ 46,000 | $ 46,000 | $ 46,000 |
| Sussex County Delaware | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Brevard County Florida | 1 | $ 37,000 | $ 37,000 | $ 55,000 |
| Clay County Florida | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Leon County Florida | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Nassau County Florida | 1 | $ 18,000 | $ 18,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 57,000 | $ 57,000 | $ 101,000 |
| Volusia County Florida | 1 | $ 49,000 | $ 49,000 | $ 211,000 |
| Fayette County Georgia | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Fulton County Georgia | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Cook County Illinois | 1 | $ 60,000 | $ 60,000 | $ 145,000 |
| DuPage County Illinois | 1 | $ 52,000 | $ 52,000 | $ 93,000 |
| Johnson County Indiana | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Shelby County Indiana | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Black Hawk County Iowa | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Fayette County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Henry County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| York County Maine | 1 | $ 17,000 | $ 17,000 | $ 87,000 |
| Carroll County Maryland | 1 | $ 24,000 | $ 24,000 | $ 69,000 |
| Frederick County Maryland | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Somerset County Maryland | 1 | $ 26,000 | $ 26,000 | $ 74,000 |
| Wicomico County Maryland | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Middlesex County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Norfolk County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 183,000 |
| Worcester County Massachusetts | 1 | $ 13,000 | $ 13,000 | $ 123,000 |
| Hennepin County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 156,000 |
| Alcorn County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Clay County Missouri | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Washoe County Nevada | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Hillsborough County New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Rockingham County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Atlantic County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 138,000 |
| Cape May County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Mercer County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Somerset County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Allegany County New York | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Chautauqua County New York | 1 | $ 26,000 | $ 26,000 | $ 61,000 |
| Jefferson County New York | 1 | $ 18,000 | $ 18,000 | $ 25,000 |
| Madison County New York | 1 | $ 31,000 | $ 31,000 | $ 96,000 |
| Oneida County New York | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Saratoga County New York | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Steuben County New York | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Buncombe County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Cleveland County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 108,000 |
| Davie County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Lincoln County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| New Hanover County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Pasquotank County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| Randolph County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Rockingham County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Rowan County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Stokes County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Cuyahoga County Ohio | 1 | $ 42,000 | $ 42,000 | $ 18,000 |
| Fairfield County Ohio | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Jefferson County Ohio | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Lake County Ohio | 1 | $ 11,000 | $ 11,000 | $ 63,000 |
| Licking County Ohio | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Medina County Ohio | 1 | $ 83,000 | $ 83,000 | $ 79,000 |
| Montgomery County Ohio | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Warren County Ohio | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Yamhill County Oregon | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Adams County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Cambria County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 30,000 |
| Centre County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 64,000 |
| Erie County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Fayette County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 63,000 |
| Lancaster County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| York County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 103,000 |
| Charleston County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Greenville County South Carolina | 1 | $ 16,000 | $ 16,000 | $ 12,000 |
| Horry County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 74,000 |
| Blount County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Collin County Texas | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Campbell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Culpeper County Virginia | 1 | $ 13,000 | $ 13,000 | $ 106,000 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Norfolk County Virginia | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| King County Washington | 1 | $ 226,000 | $ 226,000 | $ 113,000 |
| Jackson County West Virginia | 1 | $ 21,000 | $ 21,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 458 | $15,970,000 | $32,448 | $158,000 | $72,379 | $335,000 |
| Refinancing | 75 | $9,345,000 | $147,461 | $450,000 | $72,384 | $311,000 |
| Home Purchase | 53 | $5,462,000 | $115,277 | $323,000 | $74,111 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 349 | $21,501,000 | $62,333 | $400,000 | $72,444 | $246,000 |
| Not Provided | 187 | $7,278,000 | $38,631 | $450,000 | $73,684 | $335,000 |
| Black or African American | 27 | $1,165,000 | $39,300 | $145,000 | $67,500 | $183,000 |
| Hispanic | 16 | $526,000 | $33,125 | $60,000 | $82,500 | $144,000 |
| Asian | 5 | $257,000 | $51,400 | $82,000 | $72,600 | $160,000 |
| American Indian or Alaskan Native | 1 | $20,000 | $20,000 | $20,000 | $56,000 | $56,000 |
| Not applicable | 1 | $30,000 | $30,000 | $30,000 | $52,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 585 | $30,743,000 | $53,812 | $450,000 | $72,625 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $34,000 | $34,000 | $34,000 | $25,000 | $25,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 435 | $23,855,000 | $60,620 | $450,000 | $77,275 | $311,000 |
| Application Withdrawn By Applicant | 73 | $3,971,000 | $52,333 | $180,000 | $71,250 | $335,000 |
| Application Denied By Financial Institution | 66 | $2,506,000 | $38,222 | $150,000 | $58,111 | $203,000 |
| File Closed For Incompleteness | 11 | $420,000 | $37,166 | $75,000 | $67,333 | $107,000 |
| Application Approved But Not Accepted | 1 | $25,000 | $25,000 | $25,000 | $57,000 | $57,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $66,000 | $66,000 | $66,000 | $40,000 | $40,000 |
| Collateral | 1 | $60,000 | $60,000 | $60,000 | $35,000 | $35,000 |
| Credit Application Incomplete | 1 | $50,000 | $50,000 | $50,000 | $80,000 | $80,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.