Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Clearview Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,553 |
| Total Mortgage Loan Application Amount | $137,778,000 |
| Average Mortgage Loan Application Amount | $86,333 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $2,358,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 652 | $ 56,568,000 | $ 86,000 | $ 100,000 |
| Beaver County Pennsylvania | 245 | $ 17,843,000 | $ 72,000 | $ 79,000 |
| Washington County Pennsylvania | 128 | $ 13,084,000 | $ 102,000 | $ 101,000 |
| Westmoreland County Pennsylvania | 128 | $ 9,647,000 | $ 75,000 | $ 84,000 |
| Butler County Pennsylvania | 90 | $ 8,025,000 | $ 89,000 | $ 112,000 |
| Columbiana County Ohio | 32 | $ 1,946,000 | $ 60,000 | $ 52,000 |
| Armstrong County Pennsylvania | 16 | $ 1,179,000 | $ 73,000 | $ 72,000 |
| Delaware County Pennsylvania | 8 | $ 754,000 | $ 94,000 | $ 72,000 |
| Fayette County Pennsylvania | 8 | $ 628,000 | $ 78,000 | $ 112,000 |
| New Castle County Delaware | 5 | $ 470,000 | $ 94,000 | $ 92,000 |
| Broward County Florida | 5 | $ 368,000 | $ 73,000 | $ 85,000 |
| Palm Beach County Florida | 5 | $ 500,000 | $ 100,000 | $ 97,000 |
| Loudoun County Virginia | 5 | $ 816,000 | $ 163,000 | $ 214,000 |
| Hancock County West Virginia | 5 | $ 242,000 | $ 48,000 | $ 59,000 |
| Pinellas County Florida | 4 | $ 387,000 | $ 96,000 | $ 85,000 |
| Essex County Massachusetts | 4 | $ 629,000 | $ 157,000 | $ 134,000 |
| Lawrence County Pennsylvania | 4 | $ 320,000 | $ 80,000 | $ 112,000 |
| Mercer County Pennsylvania | 4 | $ 646,000 | $ 161,000 | $ 147,000 |
| Hillsborough County Florida | 3 | $ 185,000 | $ 61,000 | $ 89,000 |
| Lake County Florida | 3 | $ 210,000 | $ 70,000 | $ 90,000 |
| Hendricks County Indiana | 3 | $ 393,000 | $ 131,000 | $ 236,000 |
| Garrett County Maryland | 3 | $ 339,000 | $ 113,000 | $ 23,000 |
| Clark County Nevada | 3 | $ 398,000 | $ 132,000 | $ 72,000 |
| Crawford County Pennsylvania | 3 | $ 217,000 | $ 72,000 | $ 70,000 |
| Dauphin County Pennsylvania | 3 | $ 230,000 | $ 76,000 | $ 131,000 |
| Greene County Pennsylvania | 3 | $ 199,000 | $ 66,000 | $ 90,000 |
| Indiana County Pennsylvania | 3 | $ 433,000 | $ 144,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 3 | $ 160,000 | $ 53,000 | $ 85,000 |
| Riverside County California | 2 | $ 486,000 | $ 243,000 | $ 170,000 |
| San Diego County California | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Larimer County Colorado | 2 | $ 413,000 | $ 206,000 | $ 90,000 |
| District of Columbia County District Of Columbia | 2 | $ 199,000 | $ 99,000 | $ 83,000 |
| Collier County Florida | 2 | $ 186,000 | $ 93,000 | $ 65,000 |
| Lee County Florida | 2 | $ 377,000 | $ 188,000 | $ 138,000 |
| Okaloosa County Florida | 2 | $ 239,000 | $ 119,000 | $ 103,000 |
| Fulton County Georgia | 2 | $ 202,000 | $ 101,000 | $ 76,000 |
| Baltimore City County Maryland | 2 | $ 173,000 | $ 86,000 | $ 77,000 |
| Calvert County Maryland | 2 | $ 120,000 | $ 60,000 | $ 111,000 |
| Cecil County Maryland | 2 | $ 212,000 | $ 106,000 | $ 130,000 |
| Montgomery County Maryland | 2 | $ 263,000 | $ 131,000 | $ 96,000 |
| Suffolk County Massachusetts | 2 | $ 51,000 | $ 25,000 | $ 96,000 |
| Hinds County Mississippi | 2 | $ 94,000 | $ 47,000 | $ 59,000 |
| Crawford County Missouri | 2 | $ 50,000 | $ 25,000 | $ 73,000 |
| Burlington County New Jersey | 2 | $ 309,000 | $ 154,000 | $ 105,000 |
| Camden County New Jersey | 2 | $ 37,000 | $ 18,000 | $ 97,000 |
| Cape May County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Gloucester County New Jersey | 2 | $ 179,000 | $ 89,000 | $ 112,000 |
| Queens County New York | 2 | $ 422,000 | $ 211,000 | $ 60,000 |
| Alamance County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 55,000 |
| Iredell County North Carolina | 2 | $ 257,000 | $ 128,000 | $ 94,000 |
| Rowan County North Carolina | 2 | $ 78,000 | $ 39,000 | $ 110,000 |
| Summit County Ohio | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Centre County Pennsylvania | 2 | $ 426,000 | $ 213,000 | $ 92,000 |
| Huntingdon County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 133,000 |
| Montgomery County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 132,000 |
| Somerset County Pennsylvania | 2 | $ 349,000 | $ 174,000 | $ 148,000 |
| Richmond City County Virginia | 2 | $ 385,000 | $ 192,000 | $ 121,000 |
| Baldwin County Alabama | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Maricopa County Arizona | 1 | $ 178,000 | $ 178,000 | $ 74,000 |
| Jefferson County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 64,000 |
| Los Angeles County California | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| San Joaquin County California | 1 | $ 40,000 | $ 40,000 | $ 107,000 |
| Santa Clara County California | 1 | $ 450,000 | $ 450,000 | $ 113,000 |
| Ventura County California | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Denver County Colorado | 1 | $ 70,000 | $ 70,000 | $ 101,000 |
| Alachua County Florida | 1 | $ 47,000 | $ 47,000 | $ 80,000 |
| Brevard County Florida | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 245,000 |
| Manatee County Florida | 1 | $ 170,000 | $ 170,000 | $ 180,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Miami-Dade County Florida | 1 | $ 300,000 | $ 300,000 | $ 370,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Osceola County Florida | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Polk County Florida | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Sarasota County Florida | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Chatham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Cherokee County Georgia | 1 | $ 100,000 | $ 100,000 | $ 186,000 |
| DeKalb County Georgia | 1 | $ 38,000 | $ 38,000 | $ 59,000 |
| Douglas County Georgia | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Spalding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Jefferson County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 157,000 |
| Anne Arundel County Maryland | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Charles County Maryland | 1 | $ 100,000 | $ 100,000 | $ 151,000 |
| Harford County Maryland | 1 | $ 30,000 | $ 30,000 | $ 202,000 |
| Howard County Maryland | 1 | $ 576,000 | $ 576,000 | $ 226,000 |
| Worcester County Maryland | 1 | $ 40,000 | $ 40,000 | $ 304,000 |
| Bristol County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Plymouth County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 161,000 |
| Midland County Michigan | 1 | $ 24,000 | $ 24,000 | $ 115,000 |
| Platte County Missouri | 1 | $ 249,000 | $ 249,000 | $ 169,000 |
| St. Louis City County Missouri | 1 | $ 30,000 | $ 30,000 | $ 130,000 |
| Washoe County Nevada | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
| Hillsborough County New Hampshire | 1 | $ 320,000 | $ 320,000 | $ 240,000 |
| Monmouth County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Nassau County New York | 1 | $ 36,000 | $ 36,000 | $ 114,000 |
| Suffolk County New York | 1 | $ 30,000 | $ 30,000 | $ 157,000 |
| Camden County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Currituck County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Davidson County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Davie County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Gaston County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Mecklenburg County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 91,000 |
| New Hanover County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Ashtabula County Ohio | 1 | $ 49,000 | $ 49,000 | $ 135,000 |
| Athens County Ohio | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Carroll County Ohio | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Cuyahoga County Ohio | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Fairfield County Ohio | 1 | $ 67,000 | $ 67,000 | $ 178,000 |
| Franklin County Ohio | 1 | $ 31,000 | $ 31,000 | $ 141,000 |
| Jefferson County Ohio | 1 | $ 42,000 | $ 42,000 | $ 96,000 |
| Licking County Ohio | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Wood County Ohio | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Berks County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Chester County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 268,000 |
| Clarion County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Cumberland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Erie County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 104,000 |
| Forest County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Lehigh County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 154,000 |
| Aiken County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Greenville County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 130,000 |
| Horry County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 140,000 |
| Jasper County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Spartanburg County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 126,000 |
| York County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 141,000 |
| Knox County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 166,000 |
| Sevier County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Alexandria County Virginia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Fairfax County Virginia | 1 | $ 219,000 | $ 219,000 | $ 302,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Stafford County Virginia | 1 | $ 268,000 | $ 268,000 | $ 91,000 |
| Virginia Beach County Virginia | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Brooke County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| Kanawha County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Park County Wyoming | 1 | $ 220,000 | $ 220,000 | $ 266,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 698 | $74,085,000 | $106,000 | $576,000 | $92,000 | $491,000 |
| Home Improvement | 466 | $21,302,000 | $45,000 | $450,000 | $85,000 | $444,000 |
| Home Purchase | 389 | $42,391,000 | $108,000 | $990,000 | $111,000 | $2,358,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,244 | $109,291,000 | $87,000 | $526,000 | $95,000 | $2,358,000 |
| Not Provided | 201 | $18,688,000 | $92,000 | $576,000 | $97,000 | $350,000 |
| Black or African American | 59 | $4,604,000 | $78,000 | $990,000 | $76,000 | $370,000 |
| Asian | 24 | $3,429,000 | $142,000 | $450,000 | $129,000 | $600,000 |
| Hispanic | 21 | $1,400,000 | $66,000 | $220,000 | $86,000 | $286,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $241,000 | $120,000 | $187,000 | $110,000 | $161,000 |
| American Indian or Alaskan Native | 2 | $125,000 | $62,000 | $65,000 | $74,000 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,552 | $137,658,000 | $88,000 | $990,000 | $95,000 | $2,358,000 |
| FHA-insured (Federal Housing Administration) | 1 | $120,000 | $120,000 | $120,000 | $188,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 978 | $85,349,000 | $87,000 | $576,000 | $100,000 | $533,000 |
| Application Denied By Financial Institution | 384 | $30,559,000 | $79,000 | $500,000 | $81,000 | $548,000 |
| Application Withdrawn By Applicant | 144 | $15,905,000 | $110,000 | $450,000 | $108,000 | $2,358,000 |
| Preapproval Denied by Financial Institution | 32 | $4,625,000 | $144,000 | $990,000 | $61,000 | $176,000 |
| File Closed For Incompleteness | 13 | $1,243,000 | $95,000 | $209,000 | $69,000 | $142,000 |
| Application Approved But Not Accepted | 2 | $97,000 | $48,000 | $87,000 | $96,000 | $181,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 135 | $11,371,000 | $84,000 | $990,000 | $97,000 | $450,000 |
| Credit History | 101 | $6,507,000 | $64,000 | $300,000 | $68,000 | $370,000 |
| Debt-To-Income Ratio | 75 | $6,713,000 | $89,000 | $385,000 | $63,000 | $548,000 |
| Collateral | 45 | $3,427,000 | $76,000 | $320,000 | $91,000 | $311,000 |
| Unverifiable Information | 2 | $206,000 | $103,000 | $156,000 | $83,000 | $103,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $36,000 | $36,000 |
| Employment History | 1 | $102,000 | $102,000 | $102,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.