Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Clearview Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,408 |
| Total Mortgage Loan Application Amount | $237,020,000 |
| Average Mortgage Loan Application Amount | $123,800 |
| Highest Mortgage Loan Application Amount | $5,405,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $2,507,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,151 | $ 120,935,000 | $ 105,000 | $ 118,000 |
| Beaver County Pennsylvania | 329 | $ 26,415,000 | $ 80,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 224 | $ 19,390,000 | $ 86,000 | $ 102,000 |
| Washington County Pennsylvania | 217 | $ 20,915,000 | $ 96,000 | $ 124,000 |
| Butler County Pennsylvania | 153 | $ 17,925,000 | $ 117,000 | $ 136,000 |
| Columbiana County Ohio | 50 | $ 2,900,000 | $ 58,000 | $ 75,000 |
| Armstrong County Pennsylvania | 26 | $ 1,750,000 | $ 67,000 | $ 71,000 |
| Lawrence County Pennsylvania | 26 | $ 1,840,000 | $ 70,000 | $ 93,000 |
| Indiana County Pennsylvania | 13 | $ 955,000 | $ 73,000 | $ 89,000 |
| Fayette County Pennsylvania | 8 | $ 710,000 | $ 88,000 | $ 94,000 |
| Palm Beach County Florida | 7 | $ 685,000 | $ 97,000 | $ 194,000 |
| Maricopa County Arizona | 5 | $ 425,000 | $ 85,000 | $ 119,000 |
| New Castle County Delaware | 5 | $ 725,000 | $ 145,000 | $ 96,000 |
| Philadelphia County Pennsylvania | 5 | $ 205,000 | $ 41,000 | $ 59,000 |
| Crawford County Pennsylvania | 4 | $ 340,000 | $ 85,000 | $ 100,000 |
| Greene County Pennsylvania | 4 | $ 150,000 | $ 37,000 | $ 74,000 |
| Somerset County Pennsylvania | 4 | $ 530,000 | $ 132,000 | $ 148,000 |
| Seminole County Florida | 3 | $ 925,000 | $ 308,000 | $ 138,000 |
| Volusia County Florida | 3 | $ 365,000 | $ 121,000 | $ 250,000 |
| Jefferson County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 182,000 |
| Burlington County New Jersey | 3 | $ 305,000 | $ 101,000 | $ 135,000 |
| Mecklenburg County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 65,000 |
| Mahoning County Ohio | 3 | $ 345,000 | $ 115,000 | $ 97,000 |
| Clearfield County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 138,000 |
| Delaware County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 61,000 |
| Mercer County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 150,000 |
| Los Angeles County California | 2 | $ 80,000 | $ 40,000 | $ 138,000 |
| San Diego County California | 2 | $ 320,000 | $ 160,000 | $ 171,000 |
| Broward County Florida | 2 | $ 170,000 | $ 85,000 | $ 178,000 |
| Clay County Florida | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Collier County Florida | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Hernando County Florida | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Hillsborough County Florida | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Lee County Florida | 2 | $ 690,000 | $ 345,000 | $ 54,000 |
| Manatee County Florida | 2 | $ 650,000 | $ 325,000 | $ 435,000 |
| Pasco County Florida | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
| Polk County Florida | 2 | $ 40,000 | $ 20,000 | $ 83,000 |
| Sarasota County Florida | 2 | $ 130,000 | $ 65,000 | $ 208,000 |
| Anne Arundel County Maryland | 2 | $ 90,000 | $ 45,000 | $ 71,000 |
| Garrett County Maryland | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Clark County Nevada | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Brunswick County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Pender County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 159,000 |
| Union County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 175,000 |
| Wake County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 232,000 |
| Licking County Ohio | 2 | $ 150,000 | $ 75,000 | $ 198,000 |
| Blair County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 84,000 |
| Clarion County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Lehigh County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Monroe County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 34,000 |
| Montgomery County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 283,000 |
| Venango County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Beaufort County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 69,000 |
| Brooke County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Hancock County West Virginia | 2 | $ 70,000 | $ 35,000 | $ 90,000 |
| Mobile County Alabama | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Marion County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 418,000 |
| Butte County California | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Riverside County California | 1 | $ 395,000 | $ 395,000 | $ 166,000 |
| Grand County Colorado | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Mesa County Colorado | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Fairfield County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 457,000 |
| Sussex County Delaware | 1 | $ 65,000 | $ 65,000 | $ 240,000 |
| District of Columbia County District Of Columbia | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 108,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| DeSoto County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 295,000 |
| Pinellas County Florida | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Camden County Georgia | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Forsyth County Georgia | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Hart County Georgia | 1 | $ 155,000 | $ 155,000 | $ 300,000 |
| Oconee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| McHenry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Winnebago County Illinois | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Hamilton County Indiana | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Hendricks County Indiana | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Scott County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 85,000 | $ 85,000 | $ 425,000 |
| Harford County Maryland | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Montgomery County Maryland | 1 | $ 155,000 | $ 155,000 | $ 377,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 221,000 |
| Essex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Middlesex County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Oakland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Hennepin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Pearl River County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Clay County Missouri | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Deer Lodge County Montana | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Hillsborough County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 278,000 |
| Camden County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Gloucester County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 275,000 |
| Union County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
| Erie County New York | 1 | $ 85,000 | $ 85,000 | $ 324,000 |
| Monroe County New York | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Queens County New York | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Alamance County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Catawba County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Craven County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 273,000 |
| Davidson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Guilford County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Iredell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Jackson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Pitt County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Fairfield County Ohio | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Geauga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Jefferson County Ohio | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Union County Oregon | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Bedford County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Berks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Bucks County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 214,000 |
| Cambria County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Chester County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Dauphin County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Erie County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 190,000 |
| Forest County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Jefferson County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Susquehanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| York County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Chesterfield County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Kershaw County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Union County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 288,000 |
| York County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Rutherford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Williamson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 311,000 |
| Travis County Texas | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Alexandria County Virginia | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Chesterfield County Virginia | 1 | $ 75,000 | $ 75,000 | $ 227,000 |
| Henrico County Virginia | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Norfolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Prince William County Virginia | 1 | $ 75,000 | $ 75,000 | $ 246,000 |
| Roanoke County Virginia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Virginia Beach County Virginia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Harrison County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Lewis County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Upshur County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 901 | $60,975,000 | $67,000 | $635,000 | $114,000 | $2,507,000 |
| Other Purpose | 740 | $57,680,000 | $77,000 | $1,505,000 | $111,000 | $794,000 |
| Refinancing | 495 | $71,075,000 | $143,000 | $5,405,000 | $115,000 | $814,000 |
| Home Purchase | 177 | $33,855,000 | $191,000 | $595,000 | $126,000 | $783,000 |
| Cash-out Refinancing | 95 | $13,435,000 | $141,000 | $655,000 | $104,000 | $287,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,825 | $178,945,000 | $98,000 | $1,955,000 | $113,000 | $2,507,000 |
| Not Provided | 378 | $39,020,000 | $103,000 | $5,405,000 | $120,000 | $560,000 |
| Black or African American | 98 | $6,240,000 | $63,000 | $255,000 | $83,000 | $499,000 |
| Hispanic | 60 | $6,130,000 | $102,000 | $595,000 | $100,000 | $649,000 |
| Asian | 31 | $4,865,000 | $156,000 | $655,000 | $144,000 | $377,000 |
| American Indian or Alaskan Native | 8 | $840,000 | $105,000 | $195,000 | $133,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $130,000 | $65,000 | $95,000 | $78,000 | $83,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,408 | $237,020,000 | $98,000 | $5,405,000 | $114,000 | $2,507,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,634 | $170,570,000 | $104,000 | $5,405,000 | $122,000 | $2,507,000 |
| Application Denied By Financial Institution | 529 | $41,975,000 | $79,000 | $735,000 | $89,000 | $794,000 |
| Application Withdrawn By Applicant | 152 | $15,030,000 | $98,000 | $505,000 | $119,000 | $500,000 |
| File Closed For Incompleteness | 93 | $9,445,000 | $101,000 | $645,000 | $103,000 | $416,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,879 | $195,045,000 | $103,000 | $5,405,000 | $121,000 | $2,507,000 |
| Other | 182 | $17,540,000 | $96,000 | $735,000 | $100,000 | $794,000 |
| Credit History | 179 | $10,085,000 | $56,000 | $395,000 | $84,000 | $422,000 |
| Debt-To-Income Ratio | 88 | $7,210,000 | $81,000 | $425,000 | $52,000 | $195,000 |
| Collateral | 75 | $6,835,000 | $91,000 | $655,000 | $121,000 | $649,000 |
| Unverifiable Information | 4 | $190,000 | $47,000 | $85,000 | $39,000 | $61,000 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $60,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.