Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Clearview Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Clearview Federal Credit Union
8805 University Blvd
Moon Township, PA 15108
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,567
Total Mortgage Loan Application Amount $256,865,000
Average Mortgage Loan Application Amount $128,400
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $131,200
Highest Applicant Income $1,800,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Clearview Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny County Pennsylvania 1,156 $ 120,100,000 $ 103,000 $ 128,000
Beaver County Pennsylvania 366 $ 27,240,000 $ 74,000 $ 100,000
Washington County Pennsylvania 242 $ 26,590,000 $ 109,000 $ 133,000
Westmoreland County Pennsylvania 235 $ 18,945,000 $ 80,000 $ 106,000
Butler County Pennsylvania 177 $ 18,935,000 $ 106,000 $ 140,000
Columbiana County Ohio 37 $ 2,415,000 $ 65,000 $ 93,000
Armstrong County Pennsylvania 33 $ 2,215,000 $ 67,000 $ 99,000
Lawrence County Pennsylvania 26 $ 1,610,000 $ 61,000 $ 87,000
Fayette County Pennsylvania 14 $ 1,070,000 $ 76,000 $ 115,000
Mercer County Pennsylvania 10 $ 990,000 $ 99,000 $ 102,000
Maricopa County Arizona 6 $ 1,240,000 $ 206,000 $ 202,000
Miami-Dade County Florida 6 $ 1,780,000 $ 296,000 $ 503,000
Anne Arundel County Maryland 6 $ 480,000 $ 80,000 $ 112,000
Delaware County Pennsylvania 6 $ 460,000 $ 76,000 $ 88,000
Greene County Pennsylvania 5 $ 415,000 $ 83,000 $ 108,000
Hancock County West Virginia 5 $ 205,000 $ 41,000 $ 48,000
New Castle County Delaware 4 $ 680,000 $ 170,000 $ 95,000
Broward County Florida 4 $ 650,000 $ 162,000 $ 204,000
Hillsborough County Florida 4 $ 570,000 $ 142,000 $ 300,000
Lee County Florida 4 $ 810,000 $ 202,000 $ 120,000
Pinellas County Florida 4 $ 580,000 $ 145,000 $ 156,000
Hendricks County Indiana 4 $ 350,000 $ 87,000 $ 122,000
Wake County North Carolina 4 $ 760,000 $ 190,000 $ 185,000
Chester County Pennsylvania 4 $ 1,110,000 $ 277,000 $ 192,000
Indiana County Pennsylvania 4 $ 450,000 $ 112,000 $ 70,000
Clay County Florida 3 $ 135,000 $ 45,000 $ 72,000
Orange County Florida 3 $ 195,000 $ 65,000 $ 105,000
Sarasota County Florida 3 $ 105,000 $ 35,000 $ 519,000
Charles County Maryland 3 $ 615,000 $ 205,000 $ 113,000
Garrett County Maryland 3 $ 655,000 $ 218,000 $ 688,000
Moore County North Carolina 3 $ 745,000 $ 248,000 $ 252,000
Franklin County Ohio 3 $ 795,000 $ 265,000 $ 106,000
Mahoning County Ohio 3 $ 135,000 $ 45,000 $ 119,000
Blair County Pennsylvania 3 $ 215,000 $ 71,000 $ 113,000
Erie County Pennsylvania 3 $ 465,000 $ 155,000 $ 162,000
Luzerne County Pennsylvania 3 $ 235,000 $ 78,000 $ 164,000
Somerset County Pennsylvania 3 $ 495,000 $ 165,000 $ 197,000
York County Pennsylvania 3 $ 925,000 $ 308,000 $ 155,000
Charleston County South Carolina 3 $ 455,000 $ 151,000 $ 423,000
Fairfax County Virginia 3 $ 355,000 $ 118,000 $ 172,000
Monongalia County West Virginia 3 $ 555,000 $ 185,000 $ 81,000
Riverside County California 2 $ 100,000 $ 50,000 $ 72,000
Arapahoe County Colorado 2 $ 400,000 $ 200,000 $ 223,000
District of Columbia County District Of Columbia 2 $ 750,000 $ 375,000 $ 131,000
Collier County Florida 2 $ 800,000 $ 400,000 $ 244,000
Lake County Florida 2 $ 710,000 $ 355,000 $ 225,000
Manatee County Florida 2 $ 420,000 $ 210,000 $ 523,000
Volusia County Florida 2 $ 390,000 $ 195,000 $ 349,000
Prince George's County Maryland 2 $ 80,000 $ 40,000 $ 242,000
Essex County Massachusetts 2 $ 270,000 $ 135,000 $ 153,000
Rockingham County New Hampshire 2 $ 440,000 $ 220,000 $ 213,000
Burlington County New Jersey 2 $ 450,000 $ 225,000 $ 212,000
Camden County New Jersey 2 $ 190,000 $ 95,000 $ 68,000
Saratoga County New York 2 $ 110,000 $ 55,000 $ 138,000
Gaston County North Carolina 2 $ 70,000 $ 35,000 $ 148,000
Iredell County North Carolina 2 $ 130,000 $ 65,000 $ 117,000
Mecklenburg County North Carolina 2 $ 160,000 $ 80,000 $ 131,000
Hamilton County Ohio 2 $ 70,000 $ 35,000 $ 28,000
Bucks County Pennsylvania 2 $ 230,000 $ 115,000 $ 203,000
Philadelphia County Pennsylvania 2 $ 330,000 $ 165,000 $ 85,000
Horry County South Carolina 2 $ 480,000 $ 240,000 $ 222,000
Salt Lake County Utah 2 $ 260,000 $ 130,000 $ 84,000
King County Washington 2 $ 60,000 $ 30,000 $ 84,000
Berkeley County West Virginia 2 $ 170,000 $ 85,000 $ 203,000
Shelby County Alabama 1 $ 75,000 $ 75,000 $ 244,000
Cochise County Arizona 1 $ 55,000 $ 55,000 $ 125,000
Los Angeles County California 1 $ 35,000 $ 35,000 $ 115,000
San Diego County California 1 $ 205,000 $ 205,000 $ 124,000
San Francisco County California 1 $ 155,000 $ 155,000 $ 229,000
Sonoma County California 1 $ 105,000 $ 105,000 $ 76,000
Denver County Colorado 1 $ 55,000 $ 55,000 $ 118,000
Alachua County Florida 1 $ 205,000 $ 205,000 $ 68,000
Bay County Florida 1 $ 645,000 $ 645,000 $ 116,000
Brevard County Florida 1 $ 35,000 $ 35,000 $ 155,000
Charlotte County Florida 1 $ 55,000 $ 55,000 $ 135,000
Hernando County Florida 1 $ 25,000 $ 25,000 $ 108,000
Highlands County Florida 1 $ 55,000 $ 55,000 $ 103,000
Leon County Florida 1 $ 285,000 $ 285,000 $ 72,000
Nassau County Florida 1 $ 105,000 $ 105,000 $ 200,000
Osceola County Florida 1 $ 405,000 $ 405,000 $ 284,000
Polk County Florida 1 $ 25,000 $ 25,000 $ 74,000
St. Lucie County Florida 1 $ 105,000 $ 105,000 $ 211,000
Sumter County Florida 1 $ 15,000 $ 15,000 $ 55,000
Chatham County Georgia 1 $ 15,000 $ 15,000 $ 39,000
Cherokee County Georgia 1 $ 35,000 $ 35,000 $ 187,000
Coweta County Georgia 1 $ 155,000 $ 155,000 $ 244,000
Effingham County Georgia 1 $ 65,000 $ 65,000 $ 106,000
Gwinnett County Georgia 1 $ 105,000 $ 105,000 $ 156,000
Hart County Georgia 1 $ 305,000 $ 305,000 $ 300,000
Henry County Georgia 1 $ 65,000 $ 65,000 $ 125,000
Newton County Georgia 1 $ 35,000 $ 35,000 $ 50,000
Hamilton County Indiana 1 $ 65,000 $ 65,000 $ 73,000
Marion County Indiana 1 $ 325,000 $ 325,000 $ 193,000
Henderson County Kentucky 1 $ 65,000 $ 65,000 $ 58,000
Montgomery County Kentucky 1 $ 195,000 $ 195,000 $ 1,800,000
Scott County Kentucky 1 $ 115,000 $ 115,000 $ 0
Calcasieu County Louisiana 1 $ 15,000 $ 15,000 $ 139,000
Orleans County Louisiana 1 $ 85,000 $ 85,000 $ 113,000
Cumberland County Maine 1 $ 205,000 $ 205,000 $ 47,000
Baltimore City County Maryland 1 $ 15,000 $ 15,000 $ 100,000
Calvert County Maryland 1 $ 55,000 $ 55,000 $ 221,000
Frederick County Maryland 1 $ 105,000 $ 105,000 $ 108,000
Harford County Maryland 1 $ 95,000 $ 95,000 $ 351,000
Norfolk County Massachusetts 1 $ 65,000 $ 65,000 $ 102,000
Plymouth County Massachusetts 1 $ 155,000 $ 155,000 $ 195,000
Worcester County Massachusetts 1 $ 85,000 $ 85,000 $ 128,000
Mason County Michigan 1 $ 105,000 $ 105,000 $ 200,000
Lauderdale County Mississippi 1 $ 95,000 $ 95,000 $ 95,000
Ray County Missouri 1 $ 65,000 $ 65,000 $ 74,000
Hillsborough County New Hampshire 1 $ 65,000 $ 65,000 $ 345,000
Essex County New Jersey 1 $ 205,000 $ 205,000 $ 107,000
Sussex County New Jersey 1 $ 55,000 $ 55,000 $ 310,000
Genesee County New York 1 $ 105,000 $ 105,000 $ 119,000
Monroe County New York 1 $ 35,000 $ 35,000 $ 69,000
Oneida County New York 1 $ 35,000 $ 35,000 $ 40,000
Ulster County New York 1 $ 45,000 $ 45,000 $ 205,000
Carteret County North Carolina 1 $ 205,000 $ 205,000 $ 317,000
Catawba County North Carolina 1 $ 45,000 $ 45,000 $ 26,000
New Hanover County North Carolina 1 $ 365,000 $ 365,000 $ 426,000
Pender County North Carolina 1 $ 255,000 $ 255,000 $ 79,000
Rutherford County North Carolina 1 $ 45,000 $ 45,000 $ 109,000
Union County North Carolina 1 $ 45,000 $ 45,000 $ 139,000
Cuyahoga County Ohio 1 $ 75,000 $ 75,000 $ 289,000
Delaware County Ohio 1 $ 45,000 $ 45,000 $ 353,000
Fairfield County Ohio 1 $ 55,000 $ 55,000 $ 221,000
Jefferson County Ohio 1 $ 35,000 $ 35,000 $ 69,000
Montgomery County Ohio 1 $ 185,000 $ 185,000 $ 64,000
Portage County Ohio 1 $ 45,000 $ 45,000 $ 68,000
Union County Ohio 1 $ 305,000 $ 305,000 $ 85,000
Washington County Ohio 1 $ 45,000 $ 45,000 $ 100,000
Berks County Pennsylvania 1 $ 105,000 $ 105,000 $ 125,000
Cambria County Pennsylvania 1 $ 25,000 $ 25,000 $ 115,000
Centre County Pennsylvania 1 $ 185,000 $ 185,000 $ 139,000
Clarion County Pennsylvania 1 $ 35,000 $ 35,000 $ 116,000
Clearfield County Pennsylvania 1 $ 155,000 $ 155,000 $ 94,000
Crawford County Pennsylvania 1 $ 55,000 $ 55,000 $ 52,000
Dauphin County Pennsylvania 1 $ 45,000 $ 45,000 $ 61,000
Forest County Pennsylvania 1 $ 205,000 $ 205,000 $ 85,000
Jefferson County Pennsylvania 1 $ 125,000 $ 125,000 $ 55,000
Lancaster County Pennsylvania 1 $ 35,000 $ 35,000 $ 124,000
Lebanon County Pennsylvania 1 $ 15,000 $ 15,000 $ 72,000
Lehigh County Pennsylvania 1 $ 375,000 $ 375,000 $ 156,000
Lycoming County Pennsylvania 1 $ 155,000 $ 155,000 $ 128,000
McKean County Pennsylvania 1 $ 35,000 $ 35,000 $ 85,000
Northampton County Pennsylvania 1 $ 255,000 $ 255,000 $ 120,000
Warren County Pennsylvania 1 $ 65,000 $ 65,000 $ 104,000
Anderson County South Carolina 1 $ 75,000 $ 75,000 $ 286,000
Beaufort County South Carolina 1 $ 75,000 $ 75,000 $ 290,000
Berkeley County South Carolina 1 $ 85,000 $ 85,000 $ 57,000
Georgetown County South Carolina 1 $ 325,000 $ 325,000 $ 268,000
Spartanburg County South Carolina 1 $ 15,000 $ 15,000 $ 60,000
York County South Carolina 1 $ 65,000 $ 65,000 $ 100,000
Davidson County Tennessee 1 $ 75,000 $ 75,000 $ 145,000
Fayette County Tennessee 1 $ 105,000 $ 105,000 $ 320,000
Hamilton County Tennessee 1 $ 95,000 $ 95,000 $ 223,000
Knox County Tennessee 1 $ 65,000 $ 65,000 $ 166,000
Sevier County Tennessee 1 $ 525,000 $ 525,000 $ 718,000
Shelby County Tennessee 1 $ 25,000 $ 25,000 $ 120,000
White County Tennessee 1 $ 145,000 $ 145,000 $ 45,000
Tarrant County Texas 1 $ 75,000 $ 75,000 $ 173,000
Albemarle County Virginia 1 $ 75,000 $ 75,000 $ 159,000
Alexandria County Virginia 1 $ 135,000 $ 135,000 $ 83,000
Culpeper County Virginia 1 $ 45,000 $ 45,000 $ 120,000
Loudoun County Virginia 1 $ 75,000 $ 75,000 $ 466,000
Louisa County Virginia 1 $ 45,000 $ 45,000 $ 70,000
Spotsylvania County Virginia 1 $ 75,000 $ 75,000 $ 42,000
Virginia Beach County Virginia 1 $ 95,000 $ 95,000 $ 36,000
Mason County Washington 1 $ 205,000 $ 205,000 $ 60,000
Brooke County West Virginia 1 $ 35,000 $ 35,000 $ 169,000
Ohio County West Virginia 1 $ 25,000 $ 25,000 $ 164,000

Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 890 $61,450,000 $69,000 $965,000 $122,000 $1,728,000
Other Purpose 863 $62,745,000 $72,000 $645,000 $118,000 $1,793,000
Refinancing 481 $59,275,000 $123,000 $985,000 $134,000 $1,800,000
Home Purchase 280 $65,720,000 $234,000 $825,000 $165,000 $1,793,000
Cash-out Refinancing 53 $7,675,000 $144,000 $965,000 $117,000 $623,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,053 $201,155,000 $97,000 $985,000 $126,000 $1,800,000
Not Provided 266 $30,740,000 $115,000 $965,000 $139,000 $762,000
Black or African American 136 $10,080,000 $74,000 $455,000 $97,000 $562,000
Hispanic 60 $6,160,000 $102,000 $365,000 $151,000 $1,544,000
Asian 33 $4,885,000 $148,000 $505,000 $144,000 $273,000
American Indian or Alaskan Native 5 $765,000 $153,000 $445,000 $107,000 $256,000
Native Hawaiian or Other Pacific Islander 3 $285,000 $95,000 $185,000 $104,000 $155,000
Not applicable 1 $65,000 $65,000 $65,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,567 $256,865,000 $100,000 $985,000 $127,000 $1,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,763 $190,415,000 $108,000 $985,000 $138,000 $1,793,000
Application Denied By Financial Institution 581 $47,535,000 $81,000 $965,000 $104,000 $1,800,000
Application Withdrawn By Applicant 118 $9,770,000 $82,000 $755,000 $102,000 $372,000
File Closed For Incompleteness 104 $9,140,000 $87,000 $295,000 $105,000 $546,000
Application Approved But Not Accepted 1 $5,000 $5,000 $5,000 $63,000 $63,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,986 $209,330,000 $105,000 $985,000 $134,000 $1,793,000
Other 217 $21,085,000 $97,000 $965,000 $122,000 $1,800,000
Credit History 182 $10,870,000 $59,000 $375,000 $97,000 $900,000
Debt-To-Income Ratio 109 $10,015,000 $91,000 $355,000 $71,000 $246,000
Collateral 64 $4,760,000 $74,000 $255,000 $117,000 $459,000
Unverifiable Information 6 $650,000 $108,000 $225,000 $89,000 $112,000
Employment History 3 $155,000 $51,000 $65,000 $132,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearview Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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