Coastal Banc Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Coastal Banc Ssb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Coastal Banc Ssb 5718 Westheimer Ste 600 Houston, TX 77057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,498 |
| Total Mortgage Loan Application Amount | $825,716,000 |
| Average Mortgage Loan Application Amount | $481,244 |
| Highest Mortgage Loan Application Amount | $8,800,000 |
| Average Applicant Income | $3,127 |
| Highest Applicant Income | $1,443,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Coastal Banc Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Coastal Banc Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Coastal Banc Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Coastal Banc Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Coastal Banc Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Coastal Banc Ssb's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON, TX | 266 | $ 66,432,000 | $ 249,000 | $ 109,000 |
| OAKLAND, CA | 162 | $ 65,496,000 | $ 404,000 | $ 0 |
| SAN JOSE, CA | 129 | $ 53,700,000 | $ 416,000 | $ 0 |
| CHICAGO, IL | 123 | $ 57,968,000 | $ 471,000 | $ 0 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 104 | $ 6,099,000 | $ 58,000 | $ 58,000 |
| ORANGE COUNTY, CA | 102 | $ 36,490,000 | $ 357,000 | $ 0 |
| LOS ANGELES-LONG BEACH, CA | 97 | $ 36,777,000 | $ 379,000 | $ 0 |
| SAN FRANCISCO, CA | 91 | $ 46,085,000 | $ 506,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 85 | $ 6,282,000 | $ 73,000 | $ 63,000 |
| DENVER, CO | 59 | $ 20,077,000 | $ 340,000 | $ 0 |
| DETROIT, MI | 59 | $ 22,357,000 | $ 378,000 | $ 0 |
| SAN DIEGO, CA | 54 | $ 21,479,000 | $ 397,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 53 | $ 21,281,000 | $ 401,000 | $ 0 |
| PHOENIX-MESA, AZ | 42 | $ 17,995,000 | $ 428,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO, CA | 39 | $ 8,953,000 | $ 229,000 | $ 0 |
| SACRAMENTO, CA | 36 | $ 11,635,000 | $ 323,000 | $ 0 |
| YOLO, CA | 30 | $ 5,148,000 | $ 171,000 | $ 0 |
| BOSTON, MA-NH | 27 | $ 12,096,000 | $ 448,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 27 | $ 12,892,000 | $ 477,000 | $ 0 |
| AUSTIN-SAN MARCOS, TX | 25 | $ 3,112,000 | $ 124,000 | $ 127,000 |
| SANTA CRUZ-WATSONVILLE, CA | 25 | $ 7,549,000 | $ 301,000 | $ 0 |
| DALLAS, TX | 22 | $ 12,793,000 | $ 581,000 | $ 21,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 18 | $ 7,718,000 | $ 428,000 | $ 0 |
| VENTURA, CA | 18 | $ 7,685,000 | $ 426,000 | $ 0 |
| GALVESTON-TEXAS CITY, TX | 16 | $ 1,773,000 | $ 110,000 | $ 95,000 |
| BOULDER-LONGMONT, CO | 15 | $ 6,277,000 | $ 418,000 | $ 0 |
| ATLANTA, GA | 14 | $ 5,423,000 | $ 387,000 | $ 0 |
| NEWARK, NJ | 14 | $ 4,383,000 | $ 313,000 | $ 0 |
| BRAZORIA, TX | 13 | $ 1,567,000 | $ 120,000 | $ 104,000 |
| NASSAU-SUFFOLK, NY | 13 | $ 5,324,000 | $ 409,000 | $ 0 |
| NEW YORK, NY | 13 | $ 4,975,000 | $ 382,000 | $ 0 |
| WASHINGTON, DC-MD-VA-WV | 13 | $ 6,288,000 | $ 483,000 | $ 0 |
| MONMOUTH-OCEAN, NJ | 12 | $ 3,696,000 | $ 308,000 | $ 0 |
| PHILADELPHIA, PA-NJ | 12 | $ 3,810,000 | $ 317,000 | $ 0 |
| VICTORIA, TX | 12 | $ 562,000 | $ 46,000 | $ 54,000 |
| SANTA ROSA, CA | 11 | $ 3,987,000 | $ 362,000 | $ 0 |
| FORT LAUDERDALE, FL | 10 | $ 2,885,000 | $ 288,000 | $ 0 |
| LAS VEGAS, NV-AZ | 10 | $ 3,820,000 | $ 382,000 | $ 0 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 10 | $ 3,161,000 | $ 316,000 | $ 0 |
| ANN ARBOR, MI | 9 | $ 4,457,000 | $ 495,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 8,771,000 | $ 974,000 | $ 253,000 |
| MIAMI, FL | 9 | $ 2,625,000 | $ 291,000 | $ 0 |
| ORLANDO, FL | 9 | $ 2,673,000 | $ 297,000 | $ 0 |
| PORTLAND-VANCOUVER, OR-WA | 9 | $ 3,224,000 | $ 358,000 | $ 0 |
| BALTIMORE, MD | 8 | $ 2,523,000 | $ 315,000 | $ 0 |
| BERGEN-PASSAIC, NJ | 8 | $ 3,305,000 | $ 413,000 | $ 0 |
| SAN ANTONIO, TX | 8 | $ 3,572,000 | $ 446,000 | $ 33,000 |
| WEST PALM BEACH-BOCA RATON, FL | 8 | $ 3,134,000 | $ 391,000 | $ 0 |
| COLORADO SPRINGS, CO | 7 | $ 1,407,000 | $ 201,000 | $ 0 |
| COLUMBUS, OH | 7 | $ 2,939,000 | $ 419,000 | $ 0 |
| CORPUS CHRISTI, TX | 7 | $ 294,000 | $ 42,000 | $ 46,000 |
| ST. LOUIS, MO-IL | 7 | $ 3,733,000 | $ 533,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 84,000 | $ 14,000 | $ 27,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 6 | $ 2,778,000 | $ 463,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 6 | $ 2,693,000 | $ 448,000 | $ 0 |
| MILWAUKEE-WAUKESHA, WI | 6 | $ 3,053,000 | $ 508,000 | $ 0 |
| STAMFORD-NORWALK, CT | 6 | $ 3,176,000 | $ 529,000 | $ 0 |
| STOCKTON-LODI, CA | 6 | $ 1,707,000 | $ 284,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 1,746,000 | $ 291,000 | $ 0 |
| ALBUQUERQUE, NM | 5 | $ 1,176,000 | $ 235,000 | $ 0 |
| HARTFORD, CT | 5 | $ 1,393,000 | $ 278,000 | $ 0 |
| INDIANAPOLIS, IN | 5 | $ 1,940,000 | $ 388,000 | $ 0 |
| LAWRENCE, MA-NH | 5 | $ 1,807,000 | $ 361,000 | $ 0 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 5 | $ 1,513,000 | $ 302,000 | $ 0 |
| SALINAS, CA | 5 | $ 1,800,000 | $ 360,000 | $ 0 |
| SALT LAKE CITY-OGDEN, UT | 5 | $ 1,276,000 | $ 255,000 | $ 0 |
| SARASOTA-BRADENTON, FL | 5 | $ 9,697,000 | $ 1,939,000 | $ 0 |
| VALLEJO-FAIRFIELD-NAPA, CA | 5 | $ 1,330,000 | $ 266,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 1,276,000 | $ 319,000 | $ 0 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 4 | $ 1,566,000 | $ 391,000 | $ 0 |
| HONOLULU, HI | 4 | $ 1,012,000 | $ 253,000 | $ 0 |
| NASHVILLE, TN | 4 | $ 1,395,000 | $ 348,000 | $ 0 |
| TACOMA, WA | 4 | $ 1,517,000 | $ 379,000 | $ 0 |
| AKRON, OH | 3 | $ 1,213,000 | $ 404,000 | $ 0 |
| BARNSTABLE-YARMOUTH, MA | 3 | $ 1,182,000 | $ 394,000 | $ 0 |
| BELLINGHAM, WA | 3 | $ 659,000 | $ 219,000 | $ 0 |
| BURLINGTON, VT | 3 | $ 981,000 | $ 327,000 | $ 0 |
| CLEVELAND-LORAIN-ELYRIA, OH | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 3 | $ 1,116,000 | $ 372,000 | $ 0 |
| MERCED, CA | 3 | $ 701,000 | $ 233,000 | $ 0 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 3 | $ 1,161,000 | $ 387,000 | $ 0 |
| RENO, NV | 3 | $ 743,000 | $ 247,000 | $ 0 |
| RICHMOND-PETERSBURG, VA | 3 | $ 357,000 | $ 119,000 | $ 0 |
| TUCSON, AZ | 3 | $ 1,421,000 | $ 473,000 | $ 0 |
| BREMERTON, WA | 2 | $ 763,000 | $ 381,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 891,000 | $ 445,000 | $ 0 |
| DANBURY, CT | 2 | $ 746,000 | $ 373,000 | $ 0 |
| DAYTON-SPRINGFIELD, OH | 2 | $ 809,000 | $ 404,000 | $ 0 |
| FORT MYERS-CAPE CORAL, FL | 2 | $ 853,000 | $ 426,000 | $ 0 |
| FORT WAYNE, IN | 2 | $ 610,000 | $ 305,000 | $ 0 |
| JACKSONVILLE, FL | 2 | $ 909,000 | $ 454,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 1,387,000 | $ 693,000 | $ 0 |
| MADISON, WI | 2 | $ 1,013,000 | $ 506,000 | $ 0 |
| NAPLES, FL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| OKLAHOMA CITY, OK | 2 | $ 141,000 | $ 70,000 | $ 0 |
| OMAHA, NE-IA | 2 | $ 490,000 | $ 245,000 | $ 0 |
| PITTSBURGH, PA | 2 | $ 493,000 | $ 246,000 | $ 0 |
| PORTSMOUTH-ROCHESTER, NH-ME | 2 | $ 683,000 | $ 341,000 | $ 0 |
| PROVO-OREM, UT | 2 | $ 458,000 | $ 229,000 | $ 0 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 2 | $ 506,000 | $ 253,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 249,000 | $ 124,000 | $ 0 |
| TULSA, OK | 2 | $ 2,401,000 | $ 1,200,000 | $ 0 |
| VISALIA-TULARE-PORTERVILLE, CA | 2 | $ 753,000 | $ 376,000 | $ 0 |
| WILMINGTON-NEWARK, DE-MD | 2 | $ 589,000 | $ 294,000 | $ 0 |
| AMARILLO, TX | 1 | $ 68,000 | $ 68,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 266,000 | $ 266,000 | $ 0 |
| BOISE CITY, ID | 1 | $ 586,000 | $ 586,000 | $ 0 |
| BRIDGEPORT, CT | 1 | $ 521,000 | $ 521,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 360,000 | $ 360,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 499,000 | $ 499,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 191,000 | $ 191,000 | $ 0 |
| DAYTONA BEACH, FL | 1 | $ 89,000 | $ 89,000 | $ 0 |
| DES MOINES, IA | 1 | $ 453,000 | $ 453,000 | $ 0 |
| DULUTH-SUPERIOR, MN-WI | 1 | $ 71,000 | $ 71,000 | $ 0 |
| DUTCHESS COUNTY, NY | 1 | $ 95,000 | $ 95,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 337,000 | $ 337,000 | $ 0 |
| FORT PIERCE-PORT ST. LUCIE, FL | 1 | $ 192,000 | $ 192,000 | $ 0 |
| FRESNO, CA | 1 | $ 386,000 | $ 386,000 | $ 0 |
| GREELEY, CO | 1 | $ 158,000 | $ 158,000 | $ 0 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 1 | $ 141,000 | $ 141,000 | $ 0 |
| JACKSON, MI | 1 | $ 476,000 | $ 476,000 | $ 0 |
| JERSEY CITY, NJ | 1 | $ 216,000 | $ 216,000 | $ 0 |
| KANSAS CITY, MO-KS | 1 | $ 409,000 | $ 409,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 68,000 | $ 68,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 359,000 | $ 359,000 | $ 0 |
| LOUISVILLE, KY-IN | 1 | $ 519,000 | $ 519,000 | $ 0 |
| MANCHESTER, NH | 1 | $ 594,000 | $ 594,000 | $ 0 |
| MEDFORD-ASHLAND, OR | 1 | $ 437,000 | $ 437,000 | $ 0 |
| MEMPHIS, TN-AR-MS | 1 | $ 370,000 | $ 370,000 | $ 0 |
| MODESTO, CA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| MYRTLE BEACH, SC | 1 | $ 77,000 | $ 77,000 | $ 0 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 1 | $ 645,000 | $ 645,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 214,000 | $ 214,000 | $ 0 |
| REDDING, CA | 1 | $ 93,000 | $ 93,000 | $ 0 |
| SAGINAW-BAY CITY-MIDLAND, MI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| SOUTH BEND, IN | 1 | $ 313,000 | $ 313,000 | $ 0 |
| SPOKANE, WA | 1 | $ 360,000 | $ 360,000 | $ 0 |
| TRENTON, NJ | 1 | $ 516,000 | $ 516,000 | $ 0 |
| TYLER, TX | 1 | $ 22,000 | $ 22,000 | $ 128,000 |
| WICHITA, KS | 1 | $ 112,000 | $ 112,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 192,000 | $ 192,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 420,000 | $ 420,000 | $ 0 |
Mortgage Loan Application Detail Totals for Coastal Banc Ssb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,204 | $482,038,000 | $378,155 | $5,400,000 | $2,466 | $1,443,000 |
| Home Purchase (one-to-four family) | 918 | $275,059,000 | $322,837 | $1,045,000 | $2,513 | $1,000,000 |
| Home Improvement (one-to-four family) | 344 | $13,083,000 | $38,000 | $340,000 | $65,000 | $480,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 32 | $55,536,000 | $4,129,000 | $8,800,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,910 | $789,703,000 | $389,400 | $8,800,000 | $2,333 | $1,443,000 |
| White | 341 | $20,616,000 | $60,000 | $949,000 | $83,000 | $505,000 |
| Hispanic | 180 | $8,734,000 | $48,000 | $340,000 | $47,000 | $523,000 |
| Information not provided by applicant in mail or telephone application | 20 | $2,649,000 | $132,000 | $1,045,000 | $121,000 | $492,000 |
| Black | 18 | $605,000 | $33,000 | $158,000 | $39,000 | $105,000 |
| Asian or Pacific Islander | 15 | $1,952,000 | $130,000 | $880,000 | $192,000 | $709,000 |
| Other | 10 | $1,330,000 | $133,000 | $900,000 | $69,000 | $200,000 |
| American Indian or Alaskan Native | 4 | $127,000 | $31,000 | $60,000 | $44,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,498 | $825,716,000 | $374,400 | $8,800,000 | $1,777 | $1,443,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,862 | $718,064,000 | $365,755 | $1,498,000 | $0 | $0 |
| Loan Originated | 326 | $92,521,000 | $3,717,000 | $8,800,000 | $38,333 | $1,443,000 |
| Application Denied By Financial Institution | 194 | $7,785,000 | $40,000 | $340,000 | $58,000 | $709,000 |
| Application Approved But Not Accepted | 107 | $6,853,000 | $64,000 | $650,000 | $88,000 | $480,000 |
| Application Withdrawn By Applicant | 9 | $493,000 | $54,000 | $101,000 | $105,000 | $267,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 87 | $2,845,000 | $32,000 | $340,000 | $52,000 | $204,000 |
| Debt-To-Income Ratio | 68 | $3,295,000 | $48,000 | $202,000 | $50,000 | $219,000 |
| Other | 20 | $835,000 | $41,000 | $135,000 | $103,000 | $709,000 |
| Collateral | 11 | $561,000 | $51,000 | $90,000 | $62,000 | $144,000 |
| Credit Application Incomplete | 6 | $134,000 | $22,000 | $50,000 | $17,000 | $51,000 |
| Employment History | 1 | $38,000 | $38,000 | $38,000 | $7,000 | $7,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastal Banc Ssb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coastal Banc Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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