Coastal Banc Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Coastal Banc Ssb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Coastal Banc Ssb 5718 Westheimer Ste 600 Houston, TX 77057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,498 |
| Total Mortgage Loan Application Amount | $825,716,000 |
| Average Mortgage Loan Application Amount | $481,244 |
| Highest Mortgage Loan Application Amount | $8,800,000 |
| Average Applicant Income | $3,127 |
| Highest Applicant Income | $1,443,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Coastal Banc Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Coastal Banc Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Coastal Banc Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Coastal Banc Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Coastal Banc Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Coastal Banc Ssb's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 192 | $ 57,750,000 | $ 300,000 | $ 103,000 |
| Santa Clara County California | 129 | $ 53,700,000 | $ 416,000 | $ 0 |
| Alameda County California | 104 | $ 42,207,000 | $ 405,000 | $ 0 |
| Cameron County Texas | 104 | $ 6,099,000 | $ 58,000 | $ 58,000 |
| Orange County California | 102 | $ 36,490,000 | $ 357,000 | $ 0 |
| Los Angeles County California | 97 | $ 36,777,000 | $ 379,000 | $ 0 |
| Hidalgo County Texas | 85 | $ 6,282,000 | $ 73,000 | $ 63,000 |
| Fort Bend County Texas | 65 | $ 7,332,000 | $ 112,000 | $ 131,000 |
| Cook County Illinois | 63 | $ 28,299,000 | $ 449,000 | $ 0 |
| Contra Costa County California | 58 | $ 23,289,000 | $ 401,000 | $ 0 |
| San Diego County California | 54 | $ 21,479,000 | $ 397,000 | $ 0 |
| King County Washington | 44 | $ 18,509,000 | $ 420,000 | $ 0 |
| Maricopa County Arizona | 42 | $ 17,995,000 | $ 428,000 | $ 0 |
| Fairfax County Virginia | 42 | $ 18,547,000 | $ 441,000 | $ 0 |
| Oakland County Michigan | 38 | $ 16,607,000 | $ 437,000 | $ 0 |
| San Mateo County California | 37 | $ 17,208,000 | $ 465,000 | $ 0 |
| Lake County Illinois | 34 | $ 17,753,000 | $ 522,000 | $ 0 |
| San Francisco County California | 33 | $ 17,347,000 | $ 525,000 | $ 0 |
| Riverside County California | 31 | $ 7,223,000 | $ 233,000 | $ 0 |
| Yolo County California | 30 | $ 5,148,000 | $ 171,000 | $ 0 |
| Santa Barbara County California | 27 | $ 12,892,000 | $ 477,000 | $ 0 |
| Montgomery County Maryland | 26 | $ 10,906,000 | $ 419,000 | $ 0 |
| Santa Cruz County California | 25 | $ 7,549,000 | $ 301,000 | $ 0 |
| Washington County Texas | 22 | $ 1,893,000 | $ 86,000 | $ 56,000 |
| Wharton County Texas | 22 | $ 912,000 | $ 41,000 | $ 71,000 |
| Marin County California | 21 | $ 11,530,000 | $ 549,000 | $ 0 |
| Sacramento County California | 20 | $ 5,138,000 | $ 256,000 | $ 0 |
| Ventura County California | 18 | $ 7,685,000 | $ 426,000 | $ 0 |
| Loudoun County Virginia | 18 | $ 6,808,000 | $ 378,000 | $ 0 |
| DuPage County Illinois | 17 | $ 8,036,000 | $ 472,000 | $ 0 |
| Jefferson County Colorado | 16 | $ 5,625,000 | $ 351,000 | $ 0 |
| Colorado County Texas | 16 | $ 712,000 | $ 44,000 | $ 39,000 |
| Galveston County Texas | 16 | $ 1,773,000 | $ 110,000 | $ 95,000 |
| Travis County Texas | 16 | $ 1,988,000 | $ 124,000 | $ 94,000 |
| Arapahoe County Colorado | 15 | $ 3,938,000 | $ 262,000 | $ 0 |
| Boulder County Colorado | 15 | $ 6,277,000 | $ 418,000 | $ 0 |
| Placer County California | 14 | $ 5,941,000 | $ 424,000 | $ 0 |
| Middlesex County Massachusetts | 14 | $ 6,544,000 | $ 467,000 | $ 0 |
| Wayne County Michigan | 14 | $ 4,705,000 | $ 336,000 | $ 0 |
| Denver County Colorado | 13 | $ 4,920,000 | $ 378,000 | $ 0 |
| District of Columbia County District Of Columbia | 13 | $ 6,288,000 | $ 483,000 | $ 0 |
| Brazoria County Texas | 13 | $ 1,567,000 | $ 120,000 | $ 104,000 |
| Dallas County Texas | 13 | $ 9,922,000 | $ 763,000 | $ 16,000 |
| Austin County Texas | 12 | $ 535,000 | $ 44,000 | $ 55,000 |
| Calhoun County Texas | 12 | $ 688,000 | $ 57,000 | $ 46,000 |
| Victoria County Texas | 12 | $ 562,000 | $ 46,000 | $ 54,000 |
| Sonoma County California | 11 | $ 3,987,000 | $ 362,000 | $ 0 |
| Prince William County Virginia | 11 | $ 4,127,000 | $ 375,000 | $ 0 |
| Douglas County Colorado | 10 | $ 4,369,000 | $ 436,000 | $ 0 |
| Broward County Florida | 10 | $ 2,885,000 | $ 288,000 | $ 0 |
| Clark County Nevada | 10 | $ 3,820,000 | $ 382,000 | $ 0 |
| Fairfield County Connecticut | 9 | $ 4,443,000 | $ 493,000 | $ 0 |
| Miami-Dade County Florida | 9 | $ 2,625,000 | $ 291,000 | $ 0 |
| Essex County Massachusetts | 9 | $ 3,729,000 | $ 414,000 | $ 0 |
| Hennepin County Minnesota | 9 | $ 3,464,000 | $ 384,000 | $ 0 |
| Monmouth County New Jersey | 9 | $ 2,820,000 | $ 313,000 | $ 0 |
| Suffolk County New York | 9 | $ 3,551,000 | $ 394,000 | $ 0 |
| Snohomish County Washington | 9 | $ 2,772,000 | $ 308,000 | $ 0 |
| San Bernardino County California | 8 | $ 1,730,000 | $ 216,000 | $ 0 |
| Palm Beach County Florida | 8 | $ 3,134,000 | $ 391,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 3,305,000 | $ 413,000 | $ 0 |
| Wake County North Carolina | 8 | $ 2,475,000 | $ 309,000 | $ 0 |
| El Paso County Colorado | 7 | $ 1,407,000 | $ 201,000 | $ 0 |
| Bexar County Texas | 7 | $ 3,520,000 | $ 502,000 | $ 0 |
| Montgomery County Texas | 7 | $ 1,190,000 | $ 170,000 | $ 89,000 |
| Nueces County Texas | 7 | $ 294,000 | $ 42,000 | $ 46,000 |
| Tarrant County Texas | 7 | $ 8,027,000 | $ 1,146,000 | $ 380,000 |
| San Joaquin County California | 6 | $ 1,707,000 | $ 284,000 | $ 0 |
| Hays County Texas | 6 | $ 693,000 | $ 115,000 | $ 253,000 |
| Jefferson County Texas | 6 | $ 84,000 | $ 14,000 | $ 27,000 |
| Monterey County California | 5 | $ 1,800,000 | $ 360,000 | $ 0 |
| Solano County California | 5 | $ 1,330,000 | $ 266,000 | $ 0 |
| Adams County Colorado | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| Hartford County Connecticut | 5 | $ 1,393,000 | $ 278,000 | $ 0 |
| Orange County Florida | 5 | $ 1,516,000 | $ 303,000 | $ 0 |
| Sarasota County Florida | 5 | $ 9,697,000 | $ 1,939,000 | $ 0 |
| Kane County Illinois | 5 | $ 2,169,000 | $ 433,000 | $ 0 |
| Macomb County Michigan | 5 | $ 727,000 | $ 145,000 | $ 0 |
| Washtenaw County Michigan | 5 | $ 2,390,000 | $ 478,000 | $ 0 |
| Morris County New Jersey | 5 | $ 1,839,000 | $ 367,000 | $ 0 |
| Mecklenburg County North Carolina | 5 | $ 2,332,000 | $ 466,000 | $ 0 |
| Bucks County Pennsylvania | 5 | $ 1,526,000 | $ 305,000 | $ 0 |
| Collin County Texas | 5 | $ 1,693,000 | $ 338,000 | $ 0 |
| Fayette County Texas | 5 | $ 182,000 | $ 36,000 | $ 39,000 |
| Salt Lake County Utah | 5 | $ 1,276,000 | $ 255,000 | $ 0 |
| Alexandria County Virginia | 5 | $ 2,140,000 | $ 428,000 | $ 0 |
| Arlington County Virginia | 5 | $ 2,265,000 | $ 453,000 | $ 0 |
| Larimer County Colorado | 4 | $ 1,276,000 | $ 319,000 | $ 0 |
| Honolulu County Hawaii | 4 | $ 1,012,000 | $ 253,000 | $ 0 |
| Johnson County Kansas | 4 | $ 1,598,000 | $ 399,000 | $ 0 |
| Anne Arundel County Maryland | 4 | $ 1,462,000 | $ 365,000 | $ 0 |
| Barnstable County Massachusetts | 4 | $ 1,507,000 | $ 376,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 1,761,000 | $ 440,000 | $ 0 |
| Livingston County Michigan | 4 | $ 2,067,000 | $ 516,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 2,304,000 | $ 576,000 | $ 0 |
| Essex County New Jersey | 4 | $ 1,486,000 | $ 371,000 | $ 0 |
| Warren County New Jersey | 4 | $ 942,000 | $ 235,000 | $ 0 |
| Nassau County New York | 4 | $ 1,773,000 | $ 443,000 | $ 0 |
| Westchester County New York | 4 | $ 1,444,000 | $ 361,000 | $ 0 |
| Delaware County Ohio | 4 | $ 1,672,000 | $ 418,000 | $ 0 |
| Clackamas County Oregon | 4 | $ 1,601,000 | $ 400,000 | $ 0 |
| Denton County Texas | 4 | $ 1,178,000 | $ 294,000 | $ 66,000 |
| Grimes County Texas | 4 | $ 136,000 | $ 34,000 | $ 59,000 |
| Lee County Texas | 4 | $ 318,000 | $ 79,000 | $ 48,000 |
| Pierce County Washington | 4 | $ 1,517,000 | $ 379,000 | $ 0 |
| Waukesha County Wisconsin | 4 | $ 2,185,000 | $ 546,000 | $ 0 |
| Pima County Arizona | 3 | $ 1,421,000 | $ 473,000 | $ 0 |
| Merced County California | 3 | $ 701,000 | $ 233,000 | $ 0 |
| San Benito County California | 3 | $ 1,160,000 | $ 386,000 | $ 0 |
| Eagle County Colorado | 3 | $ 1,124,000 | $ 374,000 | $ 0 |
| Summit County Colorado | 3 | $ 1,506,000 | $ 502,000 | $ 0 |
| Cobb County Georgia | 3 | $ 887,000 | $ 295,000 | $ 0 |
| DeKalb County Georgia | 3 | $ 963,000 | $ 321,000 | $ 0 |
| Fulton County Georgia | 3 | $ 1,562,000 | $ 520,000 | $ 0 |
| Will County Illinois | 3 | $ 1,324,000 | $ 441,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 838,000 | $ 279,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 1,332,000 | $ 444,000 | $ 0 |
| Kent County Michigan | 3 | $ 1,116,000 | $ 372,000 | $ 0 |
| Washington County Minnesota | 3 | $ 1,636,000 | $ 545,000 | $ 0 |
| Washoe County Nevada | 3 | $ 743,000 | $ 247,000 | $ 0 |
| Rockingham County New Hampshire | 3 | $ 1,004,000 | $ 334,000 | $ 0 |
| Middlesex County New Jersey | 3 | $ 638,000 | $ 212,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 876,000 | $ 292,000 | $ 0 |
| Bernalillo County New Mexico | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Queens County New York | 3 | $ 868,000 | $ 289,000 | $ 0 |
| Richmond County New York | 3 | $ 958,000 | $ 319,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
| Franklin County Ohio | 3 | $ 1,267,000 | $ 422,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 1,416,000 | $ 472,000 | $ 0 |
| Deschutes County Oregon | 3 | $ 933,000 | $ 311,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 974,000 | $ 324,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 744,000 | $ 248,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 1,256,000 | $ 418,000 | $ 0 |
| Willacy County Texas | 3 | $ 62,000 | $ 20,000 | $ 40,000 |
| Williamson County Texas | 3 | $ 431,000 | $ 143,000 | $ 29,000 |
| Chittenden County Vermont | 3 | $ 981,000 | $ 327,000 | $ 0 |
| Whatcom County Washington | 3 | $ 659,000 | $ 219,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 1,083,000 | $ 541,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 1,387,000 | $ 693,000 | $ 0 |
| Calaveras County California | 2 | $ 470,000 | $ 235,000 | $ 0 |
| El Dorado County California | 2 | $ 556,000 | $ 278,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 506,000 | $ 253,000 | $ 0 |
| Tulare County California | 2 | $ 753,000 | $ 376,000 | $ 0 |
| New Castle County Delaware | 2 | $ 589,000 | $ 294,000 | $ 0 |
| Collier County Florida | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Duval County Florida | 2 | $ 909,000 | $ 454,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Lee County Florida | 2 | $ 853,000 | $ 426,000 | $ 0 |
| Osceola County Florida | 2 | $ 403,000 | $ 201,000 | $ 0 |
| Pinellas County Florida | 2 | $ 973,000 | $ 486,000 | $ 0 |
| Dawson County Georgia | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 1,171,000 | $ 585,000 | $ 0 |
| Allen County Indiana | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Frederick County Maryland | 2 | $ 948,000 | $ 474,000 | $ 0 |
| Howard County Maryland | 2 | $ 656,000 | $ 328,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 469,000 | $ 234,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 537,000 | $ 268,000 | $ 0 |
| Anoka County Minnesota | 2 | $ 818,000 | $ 409,000 | $ 0 |
| Scott County Minnesota | 2 | $ 932,000 | $ 466,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 931,000 | $ 465,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 631,000 | $ 315,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 1,139,000 | $ 569,000 | $ 0 |
| Clermont County Ohio | 2 | $ 709,000 | $ 354,000 | $ 0 |
| Greene County Ohio | 2 | $ 809,000 | $ 404,000 | $ 0 |
| Summit County Ohio | 2 | $ 737,000 | $ 368,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 141,000 | $ 70,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 2,401,000 | $ 1,200,000 | $ 0 |
| Washington County Oregon | 2 | $ 649,000 | $ 324,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 978,000 | $ 489,000 | $ 0 |
| Luzerne County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 562,000 | $ 281,000 | $ 0 |
| Washington County Rhode Island | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 891,000 | $ 445,000 | $ 0 |
| York County South Carolina | 2 | $ 631,000 | $ 315,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 871,000 | $ 435,000 | $ 0 |
| Aransas County Texas | 2 | $ 574,000 | $ 287,000 | $ 26,000 |
| Matagorda County Texas | 2 | $ 87,000 | $ 43,000 | $ 87,000 |
| Starr County Texas | 2 | $ 35,000 | $ 17,000 | $ 36,000 |
| Waller County Texas | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Utah County Utah | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Washington County Utah | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Culpeper County Virginia | 2 | $ 523,000 | $ 261,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 67,000 | $ 33,000 | $ 0 |
| Kitsap County Washington | 2 | $ 763,000 | $ 381,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 1,013,000 | $ 506,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Gila County Arizona | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Mohave County Arizona | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Fresno County California | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Humboldt County California | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Kern County California | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Mendocino County California | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Mono County California | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Nevada County California | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Shasta County California | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Stanislaus County California | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Grand County Colorado | 1 | $ 526,000 | $ 526,000 | $ 0 |
| La Plata County Colorado | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Weld County Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Baker County Florida | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Citrus County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Hernando County Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Lake County Florida | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Martin County Florida | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Pasco County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Seminole County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Volusia County Florida | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Bartow County Georgia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Glynn County Georgia | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ada County Idaho | 1 | $ 586,000 | $ 586,000 | $ 0 |
| McHenry County Illinois | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Floyd County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Marion County Indiana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Polk County Iowa | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 519,000 | $ 519,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Calvert County Maryland | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Jackson County Michigan | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 168,000 | $ 168,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 386,000 | $ 386,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Washington County Mississippi | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Jackson County Missouri | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Camden County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Taos County New Mexico | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Dutchess County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| New York County New York | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Putnam County New York | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Rockland County New York | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Dare County North Carolina | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Orange County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Polk County North Carolina | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Union County North Carolina | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Portage County Ohio | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Warren County Ohio | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Benton County Oregon | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Jackson County Oregon | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Josephine County Oregon | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Lane County Oregon | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Horry County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Richland County South Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Union County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Burleson County Texas | 1 | $ 22,000 | $ 22,000 | $ 48,000 |
| Comal County Texas | 1 | $ 52,000 | $ 52,000 | $ 165,000 |
| Johnson County Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Kendall County Texas | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Parker County Texas | 1 | $ 676,000 | $ 676,000 | $ 0 |
| Potter County Texas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 14,000 | $ 14,000 | $ 132,000 |
| Smith County Texas | 1 | $ 22,000 | $ 22,000 | $ 128,000 |
| Trinity County Texas | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Addison County Vermont | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Bennington County Vermont | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Rutland County Vermont | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Henrico County Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Stafford County Virginia | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Chelan County Washington | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Clark County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mason County Washington | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Spokane County Washington | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 0 |
Mortgage Loan Application Detail Totals for Coastal Banc Ssb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,204 | $482,038,000 | $378,155 | $5,400,000 | $2,466 | $1,443,000 |
| Home Purchase (one-to-four family) | 918 | $275,059,000 | $322,837 | $1,045,000 | $2,513 | $1,000,000 |
| Home Improvement (one-to-four family) | 344 | $13,083,000 | $38,000 | $340,000 | $65,000 | $480,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 32 | $55,536,000 | $4,129,000 | $8,800,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,910 | $789,703,000 | $389,400 | $8,800,000 | $2,333 | $1,443,000 |
| White | 341 | $20,616,000 | $60,000 | $949,000 | $83,000 | $505,000 |
| Hispanic | 180 | $8,734,000 | $48,000 | $340,000 | $47,000 | $523,000 |
| Information not provided by applicant in mail or telephone application | 20 | $2,649,000 | $132,000 | $1,045,000 | $121,000 | $492,000 |
| Black | 18 | $605,000 | $33,000 | $158,000 | $39,000 | $105,000 |
| Asian or Pacific Islander | 15 | $1,952,000 | $130,000 | $880,000 | $192,000 | $709,000 |
| Other | 10 | $1,330,000 | $133,000 | $900,000 | $69,000 | $200,000 |
| American Indian or Alaskan Native | 4 | $127,000 | $31,000 | $60,000 | $44,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,498 | $825,716,000 | $374,400 | $8,800,000 | $1,777 | $1,443,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,862 | $718,064,000 | $365,755 | $1,498,000 | $0 | $0 |
| Loan Originated | 326 | $92,521,000 | $3,717,000 | $8,800,000 | $38,333 | $1,443,000 |
| Application Denied By Financial Institution | 194 | $7,785,000 | $40,000 | $340,000 | $58,000 | $709,000 |
| Application Approved But Not Accepted | 107 | $6,853,000 | $64,000 | $650,000 | $88,000 | $480,000 |
| Application Withdrawn By Applicant | 9 | $493,000 | $54,000 | $101,000 | $105,000 | $267,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 87 | $2,845,000 | $32,000 | $340,000 | $52,000 | $204,000 |
| Debt-To-Income Ratio | 68 | $3,295,000 | $48,000 | $202,000 | $50,000 | $219,000 |
| Other | 20 | $835,000 | $41,000 | $135,000 | $103,000 | $709,000 |
| Collateral | 11 | $561,000 | $51,000 | $90,000 | $62,000 | $144,000 |
| Credit Application Incomplete | 6 | $134,000 | $22,000 | $50,000 | $17,000 | $51,000 |
| Employment History | 1 | $38,000 | $38,000 | $38,000 | $7,000 | $7,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastal Banc Ssb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coastal Banc Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.